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WO2001054079A3 - Verfahren zur bargeldlosen zahlung mittels mobiltelefon - Google Patents

Verfahren zur bargeldlosen zahlung mittels mobiltelefon Download PDF

Info

Publication number
WO2001054079A3
WO2001054079A3 PCT/DE2001/000228 DE0100228W WO0154079A3 WO 2001054079 A3 WO2001054079 A3 WO 2001054079A3 DE 0100228 W DE0100228 W DE 0100228W WO 0154079 A3 WO0154079 A3 WO 0154079A3
Authority
WO
WIPO (PCT)
Prior art keywords
mobile telephone
payment
cashless payment
authorization computer
paid
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/DE2001/000228
Other languages
English (en)
French (fr)
Other versions
WO2001054079A2 (de
Inventor
Ruediger Woike
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Siemens AG
Siemens Corp
Original Assignee
Siemens AG
Siemens Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Siemens AG, Siemens Corp filed Critical Siemens AG
Priority to AU2001237230A priority Critical patent/AU2001237230A1/en
Publication of WO2001054079A2 publication Critical patent/WO2001054079A2/de
Anticipated expiration legal-status Critical
Publication of WO2001054079A3 publication Critical patent/WO2001054079A3/de
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

Über ein Mobiltelefon wird ein Autorisierungsrechner angewählt und der Zahlungsabsender identifiziert. Anschließend werden der zu zahlende Geldbetrag und eine Identifikationsnummer des Zahlungsempfängers über die Tastatur in das Mobiltelefon eingegeben und an den Autorisierungsrechner übertragen. Der Autorisierungsrechner überträgt eine Bestätigung über den Zahlungsempfänger auf das Mobiletelfon des Zahlungsabsenders, der schließlich eine Freigabe des zu zahlenden Geldbetrages erteilt.
PCT/DE2001/000228 2000-01-19 2001-01-19 Verfahren zur bargeldlosen zahlung mittels mobiltelefon Ceased WO2001054079A2 (de)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001237230A AU2001237230A1 (en) 2000-01-19 2001-01-19 Method for cashless payment using a mobile telephone

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE10002032A DE10002032A1 (de) 2000-01-19 2000-01-19 Verfahren zur bargeldlosen Zahlung mittels Mobiltelefon
DE10002032.1 2000-01-19

Publications (2)

Publication Number Publication Date
WO2001054079A2 WO2001054079A2 (de) 2001-07-26
WO2001054079A3 true WO2001054079A3 (de) 2002-08-29

Family

ID=7627960

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/DE2001/000228 Ceased WO2001054079A2 (de) 2000-01-19 2001-01-19 Verfahren zur bargeldlosen zahlung mittels mobiltelefon

Country Status (3)

Country Link
AU (1) AU2001237230A1 (de)
DE (1) DE10002032A1 (de)
WO (1) WO2001054079A2 (de)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1361551A1 (de) * 2002-05-08 2003-11-12 Encorus Technologies GmbH Datenübertragungsverfahren und -anordnung, insbesondere für privaten Zahlungsverkehr
CN101482949A (zh) 2001-12-04 2009-07-15 M概念有限公司 使用移动电信设备以便于电子财务交易的系统及方法
NL1019604C2 (nl) * 2001-12-19 2003-06-20 Mansvelder Man & Beheer Telefoniesysteem.
DE10223282B3 (de) * 2002-05-24 2004-02-05 Orga Kartensysteme Gmbh Verfahren, Computerprogramm und Computersystem für einen prepaid Telekommunikationsdienst
WO2004019151A2 (en) * 2002-08-20 2004-03-04 Teimuraz Tchkadua Method and system for transfer of money via telecommunication network
DE60308385T2 (de) 2003-11-07 2007-09-20 Alcatel Lucent Verfahren zur Unterstützung bargeldloser Zahlung
WO2011131821A1 (en) * 2010-04-21 2011-10-27 Payzapper Telephone payment system

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996013814A1 (en) * 1994-10-28 1996-05-09 Behruz Vazvan Real time tele-payment system
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
WO1999033034A1 (en) * 1997-12-23 1999-07-01 Global Mobility Systems, Inc. System and method for controlling financial transactions over a wireless network

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996013814A1 (en) * 1994-10-28 1996-05-09 Behruz Vazvan Real time tele-payment system
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
WO1999033034A1 (en) * 1997-12-23 1999-07-01 Global Mobility Systems, Inc. System and method for controlling financial transactions over a wireless network

Also Published As

Publication number Publication date
WO2001054079A2 (de) 2001-07-26
DE10002032A1 (de) 2001-07-26
AU2001237230A1 (en) 2001-07-31

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