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WO2004019151A3 - Method and system for transfer of money via telecommunication network - Google Patents

Method and system for transfer of money via telecommunication network Download PDF

Info

Publication number
WO2004019151A3
WO2004019151A3 PCT/GE2003/000002 GE0300002W WO2004019151A3 WO 2004019151 A3 WO2004019151 A3 WO 2004019151A3 GE 0300002 W GE0300002 W GE 0300002W WO 2004019151 A3 WO2004019151 A3 WO 2004019151A3
Authority
WO
WIPO (PCT)
Prior art keywords
transfer
telecommunication
money
telecommunication network
via telecommunication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/GE2003/000002
Other languages
French (fr)
Other versions
WO2004019151A2 (en
Inventor
Teimuraz Tchkadua
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to AU2003255848A priority Critical patent/AU2003255848A1/en
Publication of WO2004019151A2 publication Critical patent/WO2004019151A2/en
Publication of WO2004019151A3 publication Critical patent/WO2004019151A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/48—Secure or trusted billing, e.g. trusted elements or encryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0156—Secure and trusted billing, e.g. trusted elements, encryption, digital signature, codes or double check mechanisms to secure billing calculation and information
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20—Technology dependant metering
    • H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32—Involving wireless systems

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method and system for transfer of funds via telecommunication network is provided. The method provides for sending data to the telecommunication system from an user's or network terminal, such as mobile phone, computer and the like, the data comprising the identification data of the person or persons whose accounts in telecommunication companies are to be debited, second parties identification data whose accounts are to be credited, a unique transaction code, and amount of money to be transferred. The method and system allow to perform fast transfer of money by any user of a telecommunication terminal.
PCT/GE2003/000002 2002-08-20 2003-08-20 Method and system for transfer of money via telecommunication network Ceased WO2004019151A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2003255848A AU2003255848A1 (en) 2002-08-20 2003-08-20 Method and system for transfer of money via telecommunication network

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
GEAP2002004823 2002-08-20
GEAP2002004823 2002-08-20
GEAP2002004925 2002-10-22
GEAP2002004925 2002-10-22

Publications (2)

Publication Number Publication Date
WO2004019151A2 WO2004019151A2 (en) 2004-03-04
WO2004019151A3 true WO2004019151A3 (en) 2005-01-13

Family

ID=31948085

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GE2003/000002 Ceased WO2004019151A2 (en) 2002-08-20 2003-08-20 Method and system for transfer of money via telecommunication network

Country Status (3)

Country Link
AU (1) AU2003255848A1 (en)
GE (1) GEP20104914B (en)
WO (1) WO2004019151A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2005124621A1 (en) * 2004-06-22 2005-12-29 Paysetter Pte Ltd System and method for transferring credit between subscribers of differing telecommunications carriers
GB0516616D0 (en) * 2005-08-12 2005-09-21 Vodafone Plc Mobile account management
BE1016964A3 (en) * 2006-01-25 2007-11-06 Zurstrassen Jean Guillaume Electronic payment method for electronic purse, involves receiving message including data representing transaction instruction and accompanied with terminal identification code, via server, and searching purse associated to code in database
US20110035290A1 (en) * 2009-08-10 2011-02-10 Diego Franco Mortillaro System and method for transferring money from a mobile phone account
WO2011131821A1 (en) * 2010-04-21 2011-10-27 Payzapper Telephone payment system
WO2012003842A1 (en) * 2010-07-08 2012-01-12 Ashraf Abdel Salam Mohammed El Disoky Method and system for payment and processing all financial operations using wireless, landline and mobile phone credit as alternative to carrying money or credit cards

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
WO2001043095A2 (en) * 1999-12-01 2001-06-14 Intermec Ip Corp. Automatic payment system for a plurality of remote merchants
DE10002032A1 (en) * 2000-01-19 2001-07-26 Siemens Ag Method for making cashless payment with a mobile telephone dials a computer for authorisation while identifying a person sending payment and allowing the entry of a money amount via the mobile telephone keypad with an ID number.
WO2001071627A2 (en) * 2000-03-22 2001-09-27 Qualcomm Incorporated A method and system for wireless electronic commerce using a portable, wireless communication device having unique identifying information
US20020073024A1 (en) * 2000-12-07 2002-06-13 Gilchrist Alexander Sandy Donald System and methods of using wireless communication devices to conduct financial transactions
EP1215637A2 (en) * 2000-11-29 2002-06-19 Mobilkom Austria Aktiengesellschaft & Co KG Apparatus for transmitting financial values between participants in a telecommunication network
FR2820853A1 (en) * 2001-02-12 2002-08-16 France Telecom TELEPAYING METHOD AND SYSTEM
NL1019604C2 (en) * 2001-12-19 2003-06-20 Mansvelder Man & Beheer Text messaging system for e.g. SMS messages, used to carry out finanical transactions, based on unique current accounts assigned to phone numbers

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
WO2001043095A2 (en) * 1999-12-01 2001-06-14 Intermec Ip Corp. Automatic payment system for a plurality of remote merchants
DE10002032A1 (en) * 2000-01-19 2001-07-26 Siemens Ag Method for making cashless payment with a mobile telephone dials a computer for authorisation while identifying a person sending payment and allowing the entry of a money amount via the mobile telephone keypad with an ID number.
WO2001071627A2 (en) * 2000-03-22 2001-09-27 Qualcomm Incorporated A method and system for wireless electronic commerce using a portable, wireless communication device having unique identifying information
EP1215637A2 (en) * 2000-11-29 2002-06-19 Mobilkom Austria Aktiengesellschaft & Co KG Apparatus for transmitting financial values between participants in a telecommunication network
US20020073024A1 (en) * 2000-12-07 2002-06-13 Gilchrist Alexander Sandy Donald System and methods of using wireless communication devices to conduct financial transactions
FR2820853A1 (en) * 2001-02-12 2002-08-16 France Telecom TELEPAYING METHOD AND SYSTEM
NL1019604C2 (en) * 2001-12-19 2003-06-20 Mansvelder Man & Beheer Text messaging system for e.g. SMS messages, used to carry out finanical transactions, based on unique current accounts assigned to phone numbers

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
DATABASE WPI Section EI Week 200365, Derwent World Patents Index; Class T05, AN 2003-686292, XP002306639 *

Also Published As

Publication number Publication date
GEP20104914B (en) 2010-03-10
WO2004019151A2 (en) 2004-03-04
AU2003255848A8 (en) 2004-03-11
AU2003255848A1 (en) 2004-03-11

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