MX2010001529A - Sistema y metodo para validar transacciones financieras indirectas. - Google Patents
Sistema y metodo para validar transacciones financieras indirectas.Info
- Publication number
- MX2010001529A MX2010001529A MX2010001529A MX2010001529A MX2010001529A MX 2010001529 A MX2010001529 A MX 2010001529A MX 2010001529 A MX2010001529 A MX 2010001529A MX 2010001529 A MX2010001529 A MX 2010001529A MX 2010001529 A MX2010001529 A MX 2010001529A
- Authority
- MX
- Mexico
- Prior art keywords
- validation rules
- application
- dealer
- submission
- credit application
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Se describe un sistema implementado por computadora y métodos para validar electrónicamente transacciones financieras indirectas usando diversas reglas de validación. El sistema está configurado para recoger de diversas fuentes financieras independientes información sobre programas de financiamiento de automóviles disponibles, incluyendo diversas reglas de validación de solicitud de crédito. El sistema recibe del concesionario automotriz información de la solicitud de crédito, que puede ser proporcionada por medio de una o más hojas de cálculo electrónicas. El sistema valida la exactitud de los datos de la solicitud usando reglas de validación previas al envío y envía la solicitud de crédito validada a la fuente financiera asociada para su aprobación. Después de la presentación de la solicitud de crédito para aprobación, el sistema puede recibir cambios adicionales a la solicitud por parte del concesionario. El sistema está configurado para validar la exactitud de la información cambiada usando reglas de validación posteriores al envío y para notificar a la fuente financiera si fue violada por el concesionario alguna de las reglas de validación.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US11/834,378 US20090043690A1 (en) | 2007-08-06 | 2007-08-06 | System and method for validating indirect financing transactions |
| PCT/US2007/077328 WO2009020463A1 (en) | 2007-08-06 | 2007-08-31 | System and method for validating indirect financing transactions |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| MX2010001529A true MX2010001529A (es) | 2010-08-02 |
Family
ID=40341554
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| MX2010001529A MX2010001529A (es) | 2007-08-06 | 2007-08-31 | Sistema y metodo para validar transacciones financieras indirectas. |
Country Status (5)
| Country | Link |
|---|---|
| US (1) | US20090043690A1 (es) |
| CN (1) | CN101821762A (es) |
| CA (1) | CA2695723A1 (es) |
| MX (1) | MX2010001529A (es) |
| WO (1) | WO2009020463A1 (es) |
Families Citing this family (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20080243661A1 (en) * | 2007-03-30 | 2008-10-02 | Bussone Ryan Joseph | System and method of acquiring instant credit |
| US7919645B2 (en) * | 2007-06-27 | 2011-04-05 | H R D Corporation | High shear system and process for the production of acetic anhydride |
| US8325014B1 (en) * | 2008-09-29 | 2012-12-04 | Impinj, Inc. | RFID readers mitigating colored noise |
| US20140279399A1 (en) * | 2013-03-14 | 2014-09-18 | Capital One Financial Corporation | System and method for matching vendors and clients |
| US10417201B2 (en) * | 2014-08-13 | 2019-09-17 | Finca International, Inc | Systems and methods for adaptively identifying and mitigating statistical outliers in aggregated data |
| US20160321726A1 (en) * | 2015-04-30 | 2016-11-03 | Capital One Services, Llc | Vehicle purchasing tools |
| US11367133B2 (en) | 2016-03-01 | 2022-06-21 | Finx Software Technolgy Inc. | System and method for determining interest rates and interest rate buy down for indirect financing transactions |
| US10664907B2 (en) | 2016-03-01 | 2020-05-26 | Finx Software Technology Inc. | System and method for determining interest rates and interest rate buy down for indirect financing transactions |
| US10621664B2 (en) * | 2016-05-18 | 2020-04-14 | Fannie Mae | Using automated data validation in loan origination to evaluate credit worthiness and data reliability |
| EP3931723A4 (en) * | 2019-02-25 | 2022-11-09 | OOCL (Infotech) Holdings Limited | ZERO TRUST COMMUNICATION SYSTEM FOR FREIGHT SHIPPING ORGANIZATIONS AND USE PROCEDURES |
| US11763011B2 (en) | 2019-02-25 | 2023-09-19 | Oocl (Infotech) Holdings Limited | Zero trust communication system for freight shipping organizations, and methods of use |
| CO2019006711A1 (es) * | 2019-06-24 | 2019-07-10 | Banco Davivienda S A | Sistema y método para la aprobación y desembolso de un crédito de manera rápida y ágil |
| CN115034888B (zh) * | 2022-06-16 | 2024-10-18 | 支付宝(杭州)信息技术有限公司 | 信用服务提供方法及装置 |
| CN118569978A (zh) * | 2024-06-05 | 2024-08-30 | 福建省农村信用社联合社 | 一种多渠道调用信用风控系统的信贷管理方法 |
Family Cites Families (43)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7162635B2 (en) * | 1995-01-17 | 2007-01-09 | Eoriginal, Inc. | System and method for electronic transmission, storage, and retrieval of authenticated electronic original documents |
| US7143290B1 (en) * | 1995-02-13 | 2006-11-28 | Intertrust Technologies Corporation | Trusted and secure techniques, systems and methods for item delivery and execution |
| US7181427B1 (en) * | 1995-09-12 | 2007-02-20 | Jp Morgan Chase Bank, N.A. | Automated credit application system |
| US5878403A (en) * | 1995-09-12 | 1999-03-02 | Cmsi | Computer implemented automated credit application analysis and decision routing system |
| US6745936B1 (en) * | 1996-08-23 | 2004-06-08 | Orion Systems, Inc. | Method and apparatus for generating secure endorsed transactions |
| US6339775B1 (en) * | 1997-11-07 | 2002-01-15 | Informatica Corporation | Apparatus and method for performing data transformations in data warehousing |
| US6092121A (en) * | 1997-12-18 | 2000-07-18 | International Business Machines Corporation | Method and apparatus for electronically integrating data captured in heterogeneous information systems |
| US6250549B1 (en) * | 1998-06-17 | 2001-06-26 | Defabio, Jr. Daniel J. | Method for authenticating signatures and memorabilia kit employing same |
| US6405181B2 (en) * | 1998-11-03 | 2002-06-11 | Nextcard, Inc. | Method and apparatus for real time on line credit approval |
| WO2000028453A1 (en) * | 1998-11-09 | 2000-05-18 | E-Fin, Llc | Computer-driven information management system for selectively matching credit applicants with money lenders through a global communications network |
| JP3853528B2 (ja) * | 1998-11-12 | 2006-12-06 | 日本電気株式会社 | 認証管理システム及び認証管理方法 |
| US20030032476A1 (en) * | 1998-12-23 | 2003-02-13 | Walker Jay S. | Methods and apparatus for facilitating the provision of a benefit to a player of a gaming Web site |
| WO2000057258A2 (en) * | 1999-03-19 | 2000-09-28 | Cybersource Corporation | Method and apparatus for verifying address information |
| US7069234B1 (en) * | 1999-12-22 | 2006-06-27 | Accenture Llp | Initiating an agreement in an e-commerce environment |
| US20020147663A1 (en) * | 2000-03-31 | 2002-10-10 | Walker Jay S. | Systems and methods for facilitating a transaction by use of third party subsidies |
| US6839453B1 (en) * | 2000-05-16 | 2005-01-04 | The Upper Deck Company, Llc | Method and apparatus for authenticating unique items such as sports memorabilia |
| US7249322B2 (en) * | 2000-06-12 | 2007-07-24 | Reynolds And Reynolds Holdings, Inc. | E2 automobile dealership information management system |
| US20020023086A1 (en) * | 2000-06-30 | 2002-02-21 | Ponzio, Jr. Frank J. | System and method for providing signaling quality and integrity of data content |
| US6782375B2 (en) * | 2001-01-16 | 2004-08-24 | Providian Bancorp Services | Neural network based decision processor and method |
| US20020152086A1 (en) * | 2001-02-15 | 2002-10-17 | Smith Ned M. | Method and apparatus for controlling a lifecycle of an electronic contract |
| US7103573B2 (en) * | 2001-04-02 | 2006-09-05 | Privilegeone Networks, Llc | User rewards program and associated communications system |
| US20020198819A1 (en) * | 2001-06-21 | 2002-12-26 | Rodrigo Munoz | Method and apparatus for risk based pricing |
| US20030012374A1 (en) * | 2001-07-16 | 2003-01-16 | Wu Jian Kang | Electronic signing of documents |
| US20030055727A1 (en) * | 2001-09-18 | 2003-03-20 | Walker Jay S. | Method and apparatus for facilitating the provision of a benefit to a customer of a retailer |
| US6621422B2 (en) * | 2001-10-01 | 2003-09-16 | Advanced Public Safety, Inc. | Apparatus for communicating with law enforcement during vehicle travel and associated methods |
| US7505938B2 (en) * | 2002-06-20 | 2009-03-17 | Alliance Data Systems Corporation | Interactive voice response quick credit system and associated methods |
| US20040199407A1 (en) * | 2003-03-24 | 2004-10-07 | Prendergast Thomas V. | System for processing data related to a partial reimbursement claim |
| US7296017B2 (en) * | 2003-03-28 | 2007-11-13 | Microsoft Corporation | Validation of XML data files |
| US20040216031A1 (en) * | 2003-04-28 | 2004-10-28 | Taylor Clark N. | Verifying the veracity and creator of a printed document |
| US20050086176A1 (en) * | 2003-07-31 | 2005-04-21 | John Dahlgren | Method and apparatus for loan management using an electronic portal |
| WO2005010731A2 (en) * | 2003-07-31 | 2005-02-03 | Dealertrack, Inc. | Integrated electronic credit application, contracting and securitization system and method |
| US7882024B2 (en) * | 2003-09-24 | 2011-02-01 | Routeone Llc | System and method for efficiently processing multiple credit applications |
| US20050171901A1 (en) * | 2004-02-03 | 2005-08-04 | Capital One Financial Corporation. | Methods and systems for offering a credit card account to a potential home buyer |
| US20050278249A1 (en) * | 2004-06-15 | 2005-12-15 | Northwest Auto Finance Corp. | Business management system, method and tool |
| US7672512B2 (en) * | 2005-03-18 | 2010-03-02 | Searete Llc | Forms for completion with an electronic writing device |
| US7775428B2 (en) * | 2005-05-06 | 2010-08-17 | Berkun Kenneth A | Systems and methods for generating, reading and transferring identifiers |
| US20070011083A1 (en) * | 2005-07-08 | 2007-01-11 | Bird Alan H | System and method of processing asset financing transactions |
| US7979472B2 (en) * | 2005-07-29 | 2011-07-12 | Sap Ag | Method for conditionally branching a validation |
| US20080067256A1 (en) * | 2006-09-04 | 2008-03-20 | Shernaman Jo L | Personalized credit card and method of promoting credit cards |
| US8855617B2 (en) * | 2007-01-07 | 2014-10-07 | Patrice Gautier | Method and system for mobile device activation |
| US8433648B2 (en) * | 2007-02-26 | 2013-04-30 | Bill Me Later, Inc. | Method and system for engaging in a transaction between a consumer and a merchant |
| US8065527B2 (en) * | 2007-03-16 | 2011-11-22 | Signatureware Corporation | System and method for embedding a written signature into a secure electronic document |
| US20080243661A1 (en) * | 2007-03-30 | 2008-10-02 | Bussone Ryan Joseph | System and method of acquiring instant credit |
-
2007
- 2007-08-06 US US11/834,378 patent/US20090043690A1/en not_active Abandoned
- 2007-08-31 CA CA2695723A patent/CA2695723A1/en not_active Abandoned
- 2007-08-31 CN CN200780100958A patent/CN101821762A/zh active Pending
- 2007-08-31 WO PCT/US2007/077328 patent/WO2009020463A1/en not_active Ceased
- 2007-08-31 MX MX2010001529A patent/MX2010001529A/es not_active Application Discontinuation
Also Published As
| Publication number | Publication date |
|---|---|
| US20090043690A1 (en) | 2009-02-12 |
| CA2695723A1 (en) | 2009-02-12 |
| CN101821762A (zh) | 2010-09-01 |
| WO2009020463A1 (en) | 2009-02-12 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| FC | Refusal |