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MX2009005429A - Sistemas, metodos y productos de programas de computo para ejecutar procesamiento de transacciones a nivel de unidad. - Google Patents

Sistemas, metodos y productos de programas de computo para ejecutar procesamiento de transacciones a nivel de unidad.

Info

Publication number
MX2009005429A
MX2009005429A MX2009005429A MX2009005429A MX2009005429A MX 2009005429 A MX2009005429 A MX 2009005429A MX 2009005429 A MX2009005429 A MX 2009005429A MX 2009005429 A MX2009005429 A MX 2009005429A MX 2009005429 A MX2009005429 A MX 2009005429A
Authority
MX
Mexico
Prior art keywords
transaction
transactions
computer program
methods
program products
Prior art date
Application number
MX2009005429A
Other languages
English (en)
Inventor
George Miller Abernethy
Eric Dryer
Ronald Hollander
Lowell Robert Huff
Sean Kang
Clarence E Lee
Eric Scott Sandoz
Jeffrey Robert Woodside
Original Assignee
Bank Of America
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bank Of America filed Critical Bank Of America
Publication of MX2009005429A publication Critical patent/MX2009005429A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La presente invención proporciona sistemas, métodos y productos de programa de computadora para ejecutar la validación y autorización a un nivel de unidad de transacción para una transacción recibida en un formato de lote; cada transacción del lote es almacenada por separado en un sistema de almacenamiento, tal como una base de datos lógica; por lo regular, los datos de imagen y los datos electrónicos para una transacción están almacenados por separado en el sistema de almacenamiento y pueden estar vinculados entre sI; cada transacción es accesible y/o se puede actualizar por separado; cada transacción almacenada en el sistema de almacenamiento es analizada por separado para validar que la transacción está por lo menos balanceada; las transacciones que se determinan como balanceadas son autorizadas sin considerar un estado de balance asociado con otras transacciones asociadas con el lote de transacciones, de manera que las transacciones son autorizadas individualmente en oposición a ser autorizadas en un formato de lote.
MX2009005429A 2008-05-23 2009-05-22 Sistemas, metodos y productos de programas de computo para ejecutar procesamiento de transacciones a nivel de unidad. MX2009005429A (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US12/126,707 US8165933B2 (en) 2008-05-23 2008-05-23 Systems, methods, and computer program products for performing item level transaction processing

Publications (1)

Publication Number Publication Date
MX2009005429A true MX2009005429A (es) 2009-11-27

Family

ID=40933679

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2009005429A MX2009005429A (es) 2008-05-23 2009-05-22 Sistemas, metodos y productos de programas de computo para ejecutar procesamiento de transacciones a nivel de unidad.

Country Status (5)

Country Link
US (1) US8165933B2 (es)
EP (1) EP2124182A1 (es)
AU (1) AU2009202011A1 (es)
CA (1) CA2666572A1 (es)
MX (1) MX2009005429A (es)

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US20050097046A1 (en) 2003-10-30 2005-05-05 Singfield Joy S. Wireless electronic check deposit scanning and cashing machine with web-based online account cash management computer application system
US7873200B1 (en) 2006-10-31 2011-01-18 United Services Automobile Association (Usaa) Systems and methods for remote deposit of checks
US8708227B1 (en) 2006-10-31 2014-04-29 United Services Automobile Association (Usaa) Systems and methods for remote deposit of checks
US10380559B1 (en) 2007-03-15 2019-08-13 United Services Automobile Association (Usaa) Systems and methods for check representment prevention
US9058512B1 (en) 2007-09-28 2015-06-16 United Services Automobile Association (Usaa) Systems and methods for digital signature detection
US9898778B1 (en) 2007-10-23 2018-02-20 United Services Automobile Association (Usaa) Systems and methods for obtaining an image of a check to be deposited
US9892454B1 (en) 2007-10-23 2018-02-13 United Services Automobile Association (Usaa) Systems and methods for obtaining an image of a check to be deposited
US9159101B1 (en) 2007-10-23 2015-10-13 United Services Automobile Association (Usaa) Image processing
US10380562B1 (en) 2008-02-07 2019-08-13 United Services Automobile Association (Usaa) Systems and methods for mobile deposit of negotiable instruments
US10504185B1 (en) 2008-09-08 2019-12-10 United Services Automobile Association (Usaa) Systems and methods for live video financial deposit
US10956728B1 (en) 2009-03-04 2021-03-23 United Services Automobile Association (Usaa) Systems and methods of check processing with background removal
US9779392B1 (en) 2009-08-19 2017-10-03 United Services Automobile Association (Usaa) Apparatuses, methods and systems for a publishing and subscribing platform of depositing negotiable instruments
US8699779B1 (en) 2009-08-28 2014-04-15 United Services Automobile Association (Usaa) Systems and methods for alignment of check during mobile deposit
US9129340B1 (en) 2010-06-08 2015-09-08 United Services Automobile Association (Usaa) Apparatuses, methods and systems for remote deposit capture with enhanced image detection
US20130018789A1 (en) * 2011-07-14 2013-01-17 Payment 21 LLC Systems and methods for estimating the risk that a real-time promissory payment will default
US10380565B1 (en) 2012-01-05 2019-08-13 United Services Automobile Association (Usaa) System and method for storefront bank deposits
US8930267B1 (en) 2012-08-27 2015-01-06 Jpmorgan Chase Bank, N.A. Automated transactions clearing system and method
US10552810B1 (en) 2012-12-19 2020-02-04 United Services Automobile Association (Usaa) System and method for remote deposit of financial instruments
US11138578B1 (en) 2013-09-09 2021-10-05 United Services Automobile Association (Usaa) Systems and methods for remote deposit of currency
US9286514B1 (en) 2013-10-17 2016-03-15 United Services Automobile Association (Usaa) Character count determination for a digital image
US10402790B1 (en) 2015-05-28 2019-09-03 United Services Automobile Association (Usaa) Composing a focused document image from multiple image captures or portions of multiple image captures
US10062060B2 (en) 2015-08-25 2018-08-28 Bank Of America Corporation Optical character recognition pre-verification system
TWI671700B (zh) * 2017-03-07 2019-09-11 財金資訊股份有限公司 查詢應收付金額之方法
US11030752B1 (en) 2018-04-27 2021-06-08 United Services Automobile Association (Usaa) System, computing device, and method for document detection
CN112215691A (zh) * 2018-05-14 2021-01-12 网联清算有限公司 清算对账方法、装置及计算机设备
US20230058933A1 (en) * 2019-06-17 2023-02-23 Wells Fargo Bank, N.A. Systems and methods for preventing duplicate payments
CN110457328B (zh) * 2019-08-15 2022-02-25 中国银行股份有限公司 参数生效方法及装置
US11625375B1 (en) 2020-11-25 2023-04-11 Amazon Technologies, Inc. Batch processing with random access for transaction history
US11900755B1 (en) 2020-11-30 2024-02-13 United Services Automobile Association (Usaa) System, computing device, and method for document detection and deposit processing
US20240046242A1 (en) * 2022-08-04 2024-02-08 Jpmorgan Chase Bank, N.A. Systems and methods for check image deposit

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US5151948A (en) 1990-03-12 1992-09-29 International Business Machines Corporation System and method for processing documents having amounts recorded thereon
US5940813A (en) 1996-07-26 1999-08-17 Citibank, N.A. Process facility management matrix and system and method for performing batch, processing in an on-line environment
US6003014A (en) * 1997-08-22 1999-12-14 Visa International Service Association Method and apparatus for acquiring access using a smart card
US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US7062456B1 (en) 1999-02-09 2006-06-13 The Chase Manhattan Bank System and method for back office processing of banking transactions using electronic files
US6757664B1 (en) * 1999-03-02 2004-06-29 Arbitrage Arbitrageur Llc Method and system for verification of checks at a point of sale
US7249097B2 (en) * 1999-06-18 2007-07-24 Echarge Corporation Method for ordering goods, services, and content over an internetwork using a virtual payment account
US6799166B2 (en) 1999-09-02 2004-09-28 International Business Machines Corporation Method and apparatus for preventing duplicate transactions on batch mode failure recovery in a data processing system
US7419428B2 (en) * 2000-04-28 2008-09-02 Igt Cashless transaction clearinghouse
WO2002015121A1 (en) * 2000-08-16 2002-02-21 Webb Richard M Scannable barcode display and methods for using the same
US7379907B2 (en) * 2001-11-26 2008-05-27 Hewlett-Packard Development Company, L.P. Apparatus, system and method for reporting financial data and remitting funds over an interactive communications network or the like
US7069244B2 (en) * 2002-09-17 2006-06-27 First Data Corporation Method and system for merchant processing of purchase card transactions with expanded card type acceptance
US7383230B2 (en) * 2004-04-23 2008-06-03 Wolff Gregory J System and method for the efficient exchange and pricing of services and intangible works
US20090119209A1 (en) * 2007-11-02 2009-05-07 Chris Sorensen Mobile transaction network

Also Published As

Publication number Publication date
AU2009202011A1 (en) 2009-12-10
CA2666572A1 (en) 2009-11-23
US20090292628A1 (en) 2009-11-26
US8165933B2 (en) 2012-04-24
EP2124182A1 (en) 2009-11-25

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