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WO2017128320A1 - Procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et système d'invite - Google Patents

Procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et système d'invite Download PDF

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Publication number
WO2017128320A1
WO2017128320A1 PCT/CN2016/072881 CN2016072881W WO2017128320A1 WO 2017128320 A1 WO2017128320 A1 WO 2017128320A1 CN 2016072881 W CN2016072881 W CN 2016072881W WO 2017128320 A1 WO2017128320 A1 WO 2017128320A1
Authority
WO
WIPO (PCT)
Prior art keywords
information
user
electronic account
account fund
quota
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/CN2016/072881
Other languages
English (en)
Chinese (zh)
Inventor
吕璇
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to PCT/CN2016/072881 priority Critical patent/WO2017128320A1/fr
Publication of WO2017128320A1 publication Critical patent/WO2017128320A1/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols

Definitions

  • the invention belongs to the field of internet finance, and provides an information reminding method and a prompting system when the electronic account funds are monitored.
  • the embodiment of the invention provides an information reminding method and a prompting system for monitoring funds of an electronic account, which can match the balance of the user account funds with the account fund amount set by the user, so that the system can timely find out whether the customer has sufficient funds to carry out Online shopping, on the one hand, ensures that users have sufficient funds when doing online shopping, and will not miss the opportunity to buy, on the other hand, it can protect the security of electronic accounts, prevent the loss of money, and push the patent information after using technology.
  • the rights of the patent (applicant) right holder can match the balance of the user account funds with the account fund amount set by the user, so that the system can timely find out whether the customer has sufficient funds to carry out Online shopping, on the one hand, ensures that users have sufficient funds when doing online shopping, and will not miss the opportunity to buy, on the other hand, it can protect the security of electronic accounts, prevent the loss of money, and push the patent information after using technology.
  • the rights of the patent (applicant) right holder can match the balance of the user account funds with
  • an information reminding method for monitoring funds in an electronic account comprising the following steps:
  • the embodiment of the invention further provides a prompting system, including:
  • a recording unit configured to record user-set electronic account fund quota information and current electronic account fund quota information
  • the reading unit is connected to the output end of the recording unit for reading the electronic account fund quota information set by the user and the current electronic account fund quota information;
  • the determining unit is connected to the output end of the reading unit, and is configured to determine whether the current electronic account quota is lower than the account fund quota set by the user;
  • the control unit is connected to the output end of the judging unit, and if the current account capital amount is lower than the account fund quota set by the user, the information prompting the customer to transfer the account is issued;
  • the information pushing unit is connected to the output end of the control unit for pushing patent information to the user.
  • the invention enables the system to find out in time whether the customer has sufficient funds to conduct online shopping, and on the other hand, to ensure that the user has sufficient funds when making online shopping, and is not missed.
  • the opportunity to snap up can protect the security of electronic accounts, prevent the loss of money, and use patents to push patent information, which highlights the rights of patent (application) holders.
  • FIG. 1 is a schematic flow chart of a method for prompting matching information according to an electronic account fund quota according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention.
  • figure 1 It is a schematic flowchart of a method for prompting information matching according to an electronic account fund quota provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
  • step S101 the electronic account fund amount information set by the user and the current electronic account fund amount information are recorded.
  • Recording the account asset quota information set by the user requires the customer to reasonably estimate according to the daily expenses of their daily online shopping. If the set amount of funds is too low, once the user's favorite goods appear, but the purchase payment is insufficient, miss the opportunity; if the funds are set If the amount is too high, you will often receive information indicating the transfer, which will cause unnecessary troubles. Therefore, you should set a reasonable amount of funds according to the user's daily expenses.
  • step S102 the electronic account fund amount information set by the user and the current electronic account fund amount information are read.
  • step S103 it is determined whether the current electronic account quota is lower than the account fund quota set by the user; if not, the process proceeds to step S104. It is considered that the funds are sufficient, and no information is sent to prompt the customer to transfer the money; if so, the process proceeds to step S105, and the information prompting the customer to transfer the money is issued, and the patent information is pushed to the user.
  • the patent information includes, but is not limited to, the state of patent application of the technology, the patent application of the technology / Information on the right holder, the patent application number of the technology, the patent application date, and the like.
  • the patent information is editable, and can be dynamically pushed to the user according to the authorization of the patent application: the patent is being applied for, the patent authorization has been obtained, and the like.
  • the patent information is editable and can be based on patent application rights / The transfer of patent rights, dynamically pushed to the user: the current relevant rights holder of the patent.
  • the pushing manner of the patent information may adopt a small frame display, a voice display, and the like, so that the user can perceive the push mode.
  • the invention enables the system to find out in time whether the customer has sufficient funds to conduct online shopping, and on the other hand, to ensure that the user has sufficient funds when making online shopping, and is not missed.
  • the opportunity to snap up can protect the security of electronic accounts, prevent the loss of money, and use patents to push patent information, which highlights the rights of patent (application) holders.
  • FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention, where the prompting system includes:
  • the recording unit 21 is configured to record the electronic account fund quota information set by the user and the current electronic account fund quota information;
  • Reading unit 22, and recording unit 21 The output terminal is connected to read the electronic account fund quota information set by the user and the current electronic account fund quota information;
  • Judging unit 23, and reading unit 22 The output ends are connected to determine whether the current electronic account quota is lower than the account fund amount set by the user;
  • Control unit 24, and judgment unit 23 The output ends are connected, and if the current account fund amount is lower than the account fund amount set by the user, a message prompting the customer to transfer the money is issued;
  • the information pushing unit 25 is connected to the output end of the control unit 24 for pushing patent information to the user.
  • the working principle is: the recording unit 21 records the electronic account fund quota information set by the user and the current electronic account fund quota information; the reading unit 22 reading the electronic account fund quota information set by the user and the current electronic account fund quota information; the determining unit 23 determines whether the current electronic account quota is lower than the account fund quota set by the user; the control unit 24 When the current account fund amount is lower than the account fund amount set by the user, the information prompting the customer to make the transfer is issued, and the information pushing unit 25 pushes the patent information to the user.
  • the invention enables the system to find out in time whether the customer has sufficient funds to conduct online shopping, and on the other hand, to ensure that the user has sufficient funds when making online shopping, and is not missed.
  • the opportunity to snap up can protect the security of electronic accounts, prevent the loss of money, and use patents to push patent information, which highlights the rights of patent (application) holders.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention appartient au domaine de la finance sur Internet, et concerne un procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et un système d'invite. Le procédé consiste à : enregistrer des informations de limite de capital de compte électronique définie par un utilisateur et des informations de limite de capital de compte électronique actuelle (S101) ; déterminer si une limite de capital de compte électronique actuelle est inférieure à une limite de capital de compte électronique définie par l'utilisateur (S103) ; dans la négative, comme cela suppose qu'il y a suffisamment d'argent, ne pas envoyer d'informations pour inviter un client à transférer de l'argent, et pousser des informations de brevet vers l'utilisateur (S104) ; dans l'affirmative, envoyer les informations pour inviter le client à transférer de l'argent, et pousser les informations de brevet vers l'utilisateur (S105). Le procédé et le système peuvent garantir qu'un utilisateur a suffisamment d'argent lorsqu'il achète des biens en ligne et ne risque pas de manquer une opportunité d'achat panique. Ils peuvent également garantir la sécurité du capital d'un compte électronique et empêcher la perte d'argent. En outre, via un pousser d'informations de brevet après l'adoption de la technique, les droits et les intérêts du titulaire d'un brevet (demandeur) sont également confirmés.
PCT/CN2016/072881 2016-01-29 2016-01-29 Procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et système d'invite Ceased WO2017128320A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/072881 WO2017128320A1 (fr) 2016-01-29 2016-01-29 Procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et système d'invite

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/072881 WO2017128320A1 (fr) 2016-01-29 2016-01-29 Procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et système d'invite

Publications (1)

Publication Number Publication Date
WO2017128320A1 true WO2017128320A1 (fr) 2017-08-03

Family

ID=59397184

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2016/072881 Ceased WO2017128320A1 (fr) 2016-01-29 2016-01-29 Procédé de rappel d'informations utilisable lors de la surveillance du capital d'un compte électronique, et système d'invite

Country Status (1)

Country Link
WO (1) WO2017128320A1 (fr)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101099181A (zh) * 2004-11-05 2008-01-02 移动货币国际公司 电子钱包交易方法和系统
CN102486858A (zh) * 2009-11-03 2012-06-06 中国电信股份有限公司 一种利用ota充值的rfid手机支付方法和系统
CN103337022A (zh) * 2013-06-05 2013-10-02 袁义青 一种公共交通电子系统
WO2015016374A1 (fr) * 2013-08-02 2015-02-05 株式会社Ｎｔｔドコモ Dispositif de notification, système de notification, procédé de notification et programme

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101099181A (zh) * 2004-11-05 2008-01-02 移动货币国际公司 电子钱包交易方法和系统
CN102486858A (zh) * 2009-11-03 2012-06-06 中国电信股份有限公司 一种利用ota充值的rfid手机支付方法和系统
CN103337022A (zh) * 2013-06-05 2013-10-02 袁义青 一种公共交通电子系统
WO2015016374A1 (fr) * 2013-08-02 2015-02-05 株式会社Ｎｔｔドコモ Dispositif de notification, système de notification, procédé de notification et programme

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