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WO2010009737A1 - Procédé d'accès à des crédits ou prêts de minutes en téléphonie mobile - Google Patents

Procédé d'accès à des crédits ou prêts de minutes en téléphonie mobile Download PDF

Info

Publication number
WO2010009737A1
WO2010009737A1 PCT/DO2008/000004 DO2008000004W WO2010009737A1 WO 2010009737 A1 WO2010009737 A1 WO 2010009737A1 DO 2008000004 W DO2008000004 W DO 2008000004W WO 2010009737 A1 WO2010009737 A1 WO 2010009737A1
Authority
WO
WIPO (PCT)
Prior art keywords
ivr
credit
minutes
cell phone
credits
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/DO2008/000004
Other languages
English (en)
Spanish (es)
Other versions
WO2010009737A8 (fr
Inventor
Francisco de Jesús CRESPO MINAYA
Luis Manuel Minier Mena
Genrry Rafael MINIER MATÍAS
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
MAO INVENTIONS SA
Original Assignee
MAO INVENTIONS SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by MAO INVENTIONS SA filed Critical MAO INVENTIONS SA
Priority to PCT/DO2008/000004 priority Critical patent/WO2010009737A1/fr
Publication of WO2010009737A1 publication Critical patent/WO2010009737A1/fr
Publication of WO2010009737A8 publication Critical patent/WO2010009737A8/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G06Q20/127—Shopping or accessing services according to a time-limitation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H04M17/205—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless by calling a service number, e.g. interactive voice response [IVR] or menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless
    • H04M2017/241—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless by calling a service number IVR, menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/25—Prepayment of wireline communication systems, wireless communication systems or telephone systems using a code

Definitions

  • the present invention relates to cell phone services and in particular refers to a method that makes it easier for cell phone users to access credits or request a loan of minutes, in order to keep their communication service active.
  • the application of the method proposed by the present invention allows telecommunications companies to reduce costs, by not having to maintain the traditional prepaid card system, and be more efficient from using better installed capacity they have.
  • the client can make use of the service, against a plan previously contracted with the company, making effective the payment of what was consumed at the end of a certain period, generally of a month.
  • This type of plan has the disadvantage that means that the contracted plan may not be sufficient on certain occasions and in consequence the client will be temporarily without communication once the minutes or money available for the post-payment plan that he contracted with the provider company has been exhausted of the communication service; until the new recharge of your plan, prior payment of the consumed, or until you introduce a new prepaid card or credit.
  • the cell phone service companies have discreetly entered into the variant of the loan of minutes, especially associated with post-paid customers, allowing this special type of clients to access the one-minute connection loan after dialing a code determined on your cell phone for which you are given a minute that is then reflected on the bill you have to pay; this time or minute acquired by loan will allow your 5.
  • User an emergency and short conversation all of which indicates that it is a limited service and of little relevance when taking advantage of installed capabilities is concerned.
  • the present invention is proposed, in which a method is presented that allows recharging minutes or accessing a loan of minutes, without the need to use physical prepaid cards, ATMs or POS devices , contributing in this way to substantially improve the telephony service, maximize and make more efficient the useful time of use of the installed capacity that the telecommunications companies possess, reducing the costs of maintaining a physical prepaid card system , while reducing the environmental pollution resulting from indiscriminately throwing prepaid phone cards once used,
  • Another objective of the present invention is to provide a method that allows telecommunications companies that provide cell phone services to reduce operating costs by having to use smaller amounts of physical prepaid cards for sale. 5.
  • a final objective of the present invention is to contribute to the reduction of pollution derived from the use of physical prepaid phone recharge cards.
  • the present invention is directed to a method that allows mobile phone users to acquire credit or 0 minute loans that allow them to keep their communication service active without the need to acquire prepaid cards , access ATMs, or any other similar system, since the entire operation of access to credit or loan of minutes and its subsequent accreditation in a number is carried out from the same cell phone with just dial a code that the company providing the service Cell phone service has been enabled5 to allow access to the credit or loan system for minutes.
  • Figure 1 shows the scheme or diagram of the method for accessing a credit or loan application for minutes, also indicating, in numerical order, and ) 0 time at which each step of the method object of the present invention occurs,
  • the method in question includes the following steps:
  • the customer proceeds to dial a code preset by the company5 providing the credit or loan service for minutes, allowing through that code to enter a system or IVR.
  • the IVR system will receive the incoming call & identify if the mobile number is registered as a member. If the cell phone number is not registered, the system will be asking the customer if they are interested in registering and will give them the membership offers available at that time. If the client's answer is NO, the system will give a farewell message. On the other hand, if the answer is Sl, the system will give the user, who for the first time uses the credit or loan system for minutes, the possibility of obtaining an access PIN consisting of four or more digits at the user's choice.
  • the client Once registered, the client will be listening to a message with everything related to the newly activated membership.
  • the IVR will request the entry into the system5 using the authentication PIN number. In the event that said PIN is not correct, the system will be giving you three opportunities to place the correct PIN before saying goodbye and hanging up the call.
  • the IVR Once the correct PIN has been entered, the IVR will verify in its database if the mobile number does not have an active prior agreement and will decide the delivery minutes. The IVR will give a message of the outstanding fees and will give a message of 0 farewell in the event that the mobile number to which the PIN belongs does not have available credit or owes debts with the company providing services cell phone.
  • the system or IVR will record the charges and will pass to the telephone company providing the service the amount authorized for said recharge, sending The last one is a message or SMS notifying (when recharging or activating the requested credit or borrowed minutes, as shown in Figure 1.
  • a first example of realization of this method consists of a user who wishes to register as a member of the credit access or loan of minutes system; For this, he uses a cell phone that has a prepaid service by dialing a code, for example * followed by a number, which your telecommunications company has enabled for the purpose of lending minutes or credits to its affiliates.
  • a code for example * followed by a number, which your telecommunications company has enabled for the purpose of lending minutes or credits to its affiliates.
  • the system or IVR When the system or IVR is connected, it will identify the number of the cell phone from which the call comes in and detects that said number is not affiliated and proceeds to ask if it wishes to join the loan system for minutes to what the user when answering the system or IVR You will be asked to choose a PIN consisting of at least four digits.
  • the system or IVR communicates to the user, through a message, the different membership options to which he can join, these options will refer to different member plans or amounts in translatable money in minutes of use of the cell phone service.
  • Def total amount of (a membership chosen by e) user is discounted every minute recharge or credit request that is made to the loan system of minutes until it runs out (at the amount of money constituting the membership, each membership will be valid for one year,
  • a second example of carrying out this method consists of a user who dials in his cell phone the access code that his telecommunications company has enabled for the purpose of lending minutes or credits to its affiliates, for example * followed by a number.
  • the system or IVR When the system or IVR is connected, it will identify the number of the cell phone from which the call comes in and detects that said number is affiliated and proceeds to request that you enter the access or authentication PIN.
  • the system or IVR verifies that it is a number that has an active membership that supports the request for credit or loan of minutes and that does not have debts with the system, proceeding to register the charges according to the Membership option that was chosen by the client when he became a member of the loan system of minutes or credits, deducting from said membership the amount of minutes requested by the member client, then the system or IVR indicates to the cell phone company the amount Authorized for recharging and the telephone will send a message (SMS) to the cell phone number affiliated to the minute loan system notifying the recharge.
  • SMS message
  • a third example of carrying out this method consists of a user who dials in his cell phone the access code that his telecommunications company has enabled for the purpose of lending minutes or credits to its affiliates, example * followed by a number.
  • the system or IVR When the system or IVR is connected, it will identify the number of the cell phone from which the call comes in and detects that said number is affiliated and proceeds to request that you enter the access or authentication PIN.
  • system or IVR will give a farewell message indicating the reason for which the requested amount is not assigned.

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Meter Arrangements (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

La présente invention concerne des services de téléphonie mobile et en particulier un procédé qui facilite l'accès d'utilisateurs de téléphonie mobile à un système ou IVR depuis leur mobile, par saisie d'un code d'accès donné par une ou plusieurs entreprises de télécommunications pour attribuer des minutes ou des crédits aux membres affiliés faisant une demande de crédits ou de prêts de minutes, les utilisateurs étant par la suite débités d'un montant correspondant à une cotisation, afin de maintenir leur service de communication mobile actif.
PCT/DO2008/000004 2008-07-25 2008-07-25 Procédé d'accès à des crédits ou prêts de minutes en téléphonie mobile Ceased WO2010009737A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/DO2008/000004 WO2010009737A1 (fr) 2008-07-25 2008-07-25 Procédé d'accès à des crédits ou prêts de minutes en téléphonie mobile

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/DO2008/000004 WO2010009737A1 (fr) 2008-07-25 2008-07-25 Procédé d'accès à des crédits ou prêts de minutes en téléphonie mobile

Publications (2)

Publication Number Publication Date
WO2010009737A1 true WO2010009737A1 (fr) 2010-01-28
WO2010009737A8 WO2010009737A8 (fr) 2010-03-18

Family

ID=41570035

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/DO2008/000004 Ceased WO2010009737A1 (fr) 2008-07-25 2008-07-25 Procédé d'accès à des crédits ou prêts de minutes en téléphonie mobile

Country Status (1)

Country Link
WO (1) WO2010009737A1 (fr)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000004701A1 (fr) * 1998-07-16 2000-01-27 Intervoice Limited Partnership Systeme et procede de gestion de services sans fil a prepaiement
EP1320214A1 (fr) * 2001-12-12 2003-06-18 Markport Limited Gestion de comptes unifiée pour accès à un réseau de données
WO2003102887A1 (fr) * 2002-05-30 2003-12-11 Page One Limited Procede d'utilisation d'un systeme de communications mobiles dans un reseau de communications public
ES2200675A1 (es) * 2002-03-11 2004-03-01 Mobipay Espana S A Sistema de transacciones y pagos mediante telefono movil.
EP1657903A1 (fr) * 2000-12-18 2006-05-17 Sbc Technology Resource Inc. Régénération du compte de téléphonie sans fil prépayé dans un système de protocole d'accès sans fil

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000004701A1 (fr) * 1998-07-16 2000-01-27 Intervoice Limited Partnership Systeme et procede de gestion de services sans fil a prepaiement
EP1657903A1 (fr) * 2000-12-18 2006-05-17 Sbc Technology Resource Inc. Régénération du compte de téléphonie sans fil prépayé dans un système de protocole d'accès sans fil
EP1320214A1 (fr) * 2001-12-12 2003-06-18 Markport Limited Gestion de comptes unifiée pour accès à un réseau de données
ES2200675A1 (es) * 2002-03-11 2004-03-01 Mobipay Espana S A Sistema de transacciones y pagos mediante telefono movil.
WO2003102887A1 (fr) * 2002-05-30 2003-12-11 Page One Limited Procede d'utilisation d'un systeme de communications mobiles dans un reseau de communications public

Also Published As

Publication number Publication date
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