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WO2008085078A1 - Payment device - Google Patents

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Publication number
WO2008085078A1
WO2008085078A1 PCT/RU2007/000012 RU2007000012W WO2008085078A1 WO 2008085078 A1 WO2008085078 A1 WO 2008085078A1 RU 2007000012 W RU2007000012 W RU 2007000012W WO 2008085078 A1 WO2008085078 A1 WO 2008085078A1
Authority
WO
WIPO (PCT)
Prior art keywords
payments
docking station
information
connecting component
components
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/RU2007/000012
Other languages
French (fr)
Russian (ru)
Inventor
Gennady Aleksandrovitsch Oleynov
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to PCT/RU2007/000012 priority Critical patent/WO2008085078A1/en
Publication of WO2008085078A1 publication Critical patent/WO2008085078A1/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G06Q20/0658—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed locally

Definitions

  • the invention relates to finance.
  • a device for payments contains a block of input or output of information, for example, a calculator, and a docking station intended for transferring money by mechanical contact of adjoining surfaces with another docking station of another device that has unified, i.e. identical in size, the contact surface of the docking stations.
  • the docking assembly Near at least one contacting surface, the docking assembly has a cavity of some kind of configuration, which plays the role of an electromagnetic waveguide, with a special filling.
  • the docking station contains micro or nanocircuits for processing, transmitting and storing information, and it is made detachable with, for example, a calculator, having unified connector points, for example, in the form of pins.
  • the electromagnetic waveguide is made in the central part of the docking station with at least two lateral protrusions for X - shaped interconnection of the docking nodes followed by some rotational movement, which also have uniform surfaces for contact, and for protection from external influences the periphery of the docking node is, for example pure iron. Receiving money in the memory of such a device occurs with a decrease in the amount by the amount of tax.
  • the drawing schematically shows a device for payment with a docking station in the position extended from the calculator and a response docking station.
  • Block 1 such as a calculator, has a detachable docking station 2, with a unified, i.e. the same, in size, shape, adjoining surfaces, with another, reciprocal, docking assembly 3 (if, in the drawing, one of them is turned 180), of the other payment device.
  • a docking place 4 on node 3 where the waveguide cavity fits, of any configuration and filling, (not shown), the same is on node 2.
  • Waveguide cavities can be located in the central part 5, as well as in the projections b and 7.
  • the coupling nodes 2. and 3 have guides or pins 8 for insertion and fixing the node in the calculator 1 with a keyboard and display or in any other device designed for calculations and input-output information.
  • Docking station 2 (as well as node 3) contains various micro or nanoelectronics for storage, processing and transmission through the waveguide or place of contact, for example with a calculator 1, information. It is made in a protective housing against external influences, for example, from pure iron.
  • the calculator 1 sets the payment amount the same as on the response device with node 3.
  • the waveguide cavities of nodes 2 and 3 are combined. For example, the convergence occurs in the X-shaped position and, after some rotational motion, there is a combination of the contacting surfaces of the projections b and 7, while ensuring the alignment of position 4 with the same on node 2, resulting in a common waveguide for electromagnetic interaction and n Transmission of information, and at the receiving node, according to a special program, is added to the memory, the amount reduced by the amount of the tax.
  • the coding, special frequencies, jamming, etc. prevent the possibility of both reading information and the possibility of device tampering (it is known, for example, that the reception of electromagnetic waves with a wavelength shorter than 2 cm. Outside the special environment and volume, in fact not possible at this time).
  • the receiving docking station for example 3, when transferring the amount to its storage unit, produces, according to a special program, a reduction in the amount received by the amount of tax.
  • the application of this invention will simplify the collection of taxes with a significant reduction in their value due to the maximum coverage of payments. It will also allow countries with a developed government, such as China, to introduce their e-currency into other countries, providing the necessary development, because any turnover of such a currency occurs with the tax.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The inventive payment device is embodied in the form of an information input and output unit, for example a calculator provided with a connecting component which is used for transmitting digital information to another connecting component when it is brought into mechanical contact therewith, wherein said components are provided with standardised, i.e. similar in shape and dimensions, surfaces. The components comprise micro- and nanoelectronic circuits used for storing, processing and transmitting information. A waveguiding cavity which is provided with a specific, in terms of electromagnetic characteristics thereof, content is coupled to one, for example, central, part of the connecting component. Side projections which are provided with similar contacting surfaces are used for accurately aligning the cavities of the two connecting components. The transmission of currency in electronic format is carried out through the waveguiding cavities which are protected against unauthorised access. The acceptance of digital information to be stored in such a device is associated with tax deductions, thereby simplifying the management of transactions in the state.

Description

УСТРОЙСТВО ДЛЯ ПЛАТЕЖЕЙ. Изобретение относится к финансам. DEVICE FOR PAYMENTS. The invention relates to finance.

Известно, что в настоящее время основным платёжным средством являются бумажные купюры и металлические монеты (см., например, патент РФ N° 2194426 МГЖ А 44 С 21/00), а сбор налогов производится путём прослеживания различных платёжных действий и составления многочисленных документов (доказывающих и оправдывающих ... ) с большими затратами трудового времени. Это приводит к тому, что увеличение экономической деятельности среди беднейших слоев населения приводит к росту инфляции, а внимание государственных деятелей приковано к крупным корпорациям, у которых более эффективно снимаются налоги. Т.е. бедность заложена в самом механизме обращения денег и сбора налогов. С другими платёжными средствами, типа магнитных карт, платежи осуществляют путём контакта со специальными, не похожими на них устройствами. Они доступны для несанкционированного вмешательства, и, по существу, не подконтрольны государственным органам.It is known that currently the main means of payment are paper bills and metal coins (see, for example, RF patent N ° 2194426 МГЖ А 44 С 21/00), and tax collection is done by tracing various payment actions and drawing up numerous documents (proving and justifying ...) with a large investment of labor time. This leads to the fact that the increase in economic activity among the poorest strata of the population leads to an increase in inflation, and the attention of government officials is focused on large corporations, which are more efficient in taking taxes. Those. poverty lies in the very mechanism of circulation of money and tax collection. With other means of payment, such as magnetic cards, payments are made by contact with special devices that are not similar to them. They are available for unauthorized intervention, and, in essence, are not controlled by government agencies.

Предложено закрытое от несанкционированного вмешательства устройство для платежей и автоматического съёма налогов практически с любого движения денег, дающее возможность Государству непрерывно вводить в оборот новые «элeктpoнныe» деньги и направлять их как беднейшим слоям населения, так и на некоммерческие проекты, например, на восстановление Природы.A device for payments and automatic removal of taxes from almost any money movement, which is closed from unauthorized intervention, has been proposed, enabling the State to continuously introduce new “electronic” money into circulation and direct it both to the poorest people and to non-commercial projects, for example, to restore Nature.

Устройство для платежей содержит блок ввода или вывода информации, например калькулятор, и стыковочный узел, предназначенный для передачи денег путём механического контакта соприкасаемыми поверхностями, с другим, стыковочным узлом другого устройства, имеющим унифицированные, т.е. одинаковые по размерам, соприкасаемые поверхности стыковочных узлов. Возле, как минимум, одной соприкасаемой поверхности стыковочный узел имеет полость какой либо конфигурации, играющую роль электромагнитного волновода, со специальным наполнением. Стыковочный узел содержит микро- или наносхемы для обработки, передачи и хранения информации, причём выполнен он разъёмным с, например, калькулятором, имея унифицированные места разъёма, например в виде штырей. Электромагнитный волновод выполнен в центральной части стыковочного узла с, как минимум, двумя боковыми выступами для X - образного взаимного сближения стыковочных узлов с последующим некоторым вращательным движением, которые также имеют унифицированные поверхности для соприкосновения, а для защиты от внешних воздействий периферия стыковочного узла выполнена, например, из чистого железа. Приём денег в память такого устройства происходит с уменьшением суммы на величину налога.A device for payments contains a block of input or output of information, for example, a calculator, and a docking station intended for transferring money by mechanical contact of adjoining surfaces with another docking station of another device that has unified, i.e. identical in size, the contact surface of the docking stations. Near at least one contacting surface, the docking assembly has a cavity of some kind of configuration, which plays the role of an electromagnetic waveguide, with a special filling. The docking station contains micro or nanocircuits for processing, transmitting and storing information, and it is made detachable with, for example, a calculator, having unified connector points, for example, in the form of pins. The electromagnetic waveguide is made in the central part of the docking station with at least two lateral protrusions for X - shaped interconnection of the docking nodes followed by some rotational movement, which also have uniform surfaces for contact, and for protection from external influences the periphery of the docking node is, for example pure iron. Receiving money in the memory of such a device occurs with a decrease in the amount by the amount of tax.

На чертеже, схематически, показано устройство для оплаты со стыковочным узлом в выдвинутом из калькулятора положении и ответным стыковочным узлом.The drawing schematically shows a device for payment with a docking station in the position extended from the calculator and a response docking station.

Блок 1, например калькулятор, имеет отсоединяемый стыковочный узел 2, с унифицированной, т.е. одинаковой, по размерам, формой, соприкасаемых поверхностей, с другим, ответным, стыковочным узлом 3 (если, на чертеже, один из них развернуть на 180 ), другого устройства для оплаты. Т.е. если есть на узле 3 стыковочное место 4, куда подходит волноводная полость, какой либо конфигурации и заполнения, (на чертеже не показана) то такое же есть и на узле 2. К центральной части 5, например узла 2, примыкают боковые выступы 6 и 7, форма соприкасаемых поверхностей которых, для обеспечения совмещения полостей двух стыковочных узлов, имеют одинаковую, например изогнутую, форму взаимно соприкасаемых поверхностей, но если выступ 6 такую поверхность имеет над собой, то выступ 7 - под, если смотреть с одной стороны. Но какая нибудь из этих поверхностей может быть и не сплошной, например с роликами. Волноводные полости могут находится как в центральной части 5, так и в выступах б и 7. Стыковочные узлы 2. и 3 имеют направляющие или штыри 8 для ввода и закрепления узла в калькуляторе 1 с клавиатурой и дисплеем или в другом каком либо устройстве, предназначенном для расчётов и ввода-вывода информации. Стыковочный узел 2 (как и узел 3) содержит внутри себя различную микро- или наноэлектронику для хранения, обработки и передачи через волновод или место контакта, например с калькулятором 1, информации. Он выполнен в защищающем от внешнего воздействия корпусе, например из чистого железа.Block 1, such as a calculator, has a detachable docking station 2, with a unified, i.e. the same, in size, shape, adjoining surfaces, with another, reciprocal, docking assembly 3 (if, in the drawing, one of them is turned 180), of the other payment device. Those. if there is a docking place 4 on node 3, where the waveguide cavity fits, of any configuration and filling, (not shown), the same is on node 2. Side projections 6 and 7 adjoin the central part 5, for example node 2 the shape of the contacting surfaces of which, to ensure alignment of the cavities of the two joints, have the same, for example curved, form of mutually touching surfaces, but if the protrusion 6 has this surface over itself, then the projection 7 is under, viewed from one side. But any of these surfaces may not be solid, for example with rollers. Waveguide cavities can be located in the central part 5, as well as in the projections b and 7. The coupling nodes 2. and 3 have guides or pins 8 for insertion and fixing the node in the calculator 1 with a keyboard and display or in any other device designed for calculations and input-output information. Docking station 2 (as well as node 3) contains various micro or nanoelectronics for storage, processing and transmission through the waveguide or place of contact, for example with a calculator 1, information. It is made in a protective housing against external influences, for example, from pure iron.

При произведении расчёта через предлагаемое устройство, на калькуляторе 1 устанавливается сумма оплаты такая же, как и на ответном устройстве с узлом 3. Далее производится совмещение волноводных полостей узлов 2 и 3. Например предварительно происходит взаимное сближение в X - образном положении и, после некоторого вращательного движения, происходит совмещение соприкасаемых поверхностей выступов б и 7, при обеспечении совмещения места 4 с таким же на узле 2, в результате чего образуется общей волновод для электромагнитного взаимодействия и передачи информации, причём у принимающего узла, по специальной программе, в память заводится сумма , уменьшенная на величину налога.When calculating through the proposed device, the calculator 1 sets the payment amount the same as on the response device with node 3. Next, the waveguide cavities of nodes 2 and 3 are combined. For example, the convergence occurs in the X-shaped position and, after some rotational motion, there is a combination of the contacting surfaces of the projections b and 7, while ensuring the alignment of position 4 with the same on node 2, resulting in a common waveguide for electromagnetic interaction and n Transmission of information, and at the receiving node, according to a special program, is added to the memory, the amount reduced by the amount of the tax.

Кодировка, специальные частоты, постановка помех и т.д., предотвращают возможность как считывания информации, так и возможность фальсификации устройства (известно, например, что приём электромагнитных волн с длиной волны короче 2-х см., вне специальной среды и объёма, фактически не возможен в настоящее время). Принимающий стыковочный узел, например 3, при переводе суммы в свой блок хранения, производит, по специальной программе, уменьшение принимаемой суммы на величину налога.The coding, special frequencies, jamming, etc., prevent the possibility of both reading information and the possibility of device tampering (it is known, for example, that the reception of electromagnetic waves with a wavelength shorter than 2 cm. Outside the special environment and volume, in fact not possible at this time). The receiving docking station, for example 3, when transferring the amount to its storage unit, produces, according to a special program, a reduction in the amount received by the amount of tax.

Применение данного изобретения позволит упростить сборы налогов при значительном снижении их величины за счёт максимального охвата платежей. Это позволит также странам с развитым правительством, например Китаю, вводить в оборот свою электронную валюту в другие страны, обеспечивая необходимое развитие, т.к. любой оборот такой валюты происходит со взятием налога. The application of this invention will simplify the collection of taxes with a significant reduction in their value due to the maximum coverage of payments. It will also allow countries with a developed government, such as China, to introduce their e-currency into other countries, providing the necessary development, because any turnover of such a currency occurs with the tax.

Claims

ФОРМУЛА ИЗОБРЕТЕНИЯ. CLAIM. 1. Устройство для платежей, содержащее блок для ввода или вывода информации, путём механического контакта соприкасаемыми поверхностями, отличающееся тем, что с целью предотвращения несанкционированного вмешательства в платежи, стыковочный узел изготовлен с унифицированными, т.е. одинаковыми, по форме и размерам, соприкасаемыми поверхностями, с другим стыковочным узлом, при одинаковом, по отношению к наблюдателю положении.1. Device for payments, containing a block for input or output of information, by mechanical contact of adjoining surfaces, characterized in that in order to prevent unauthorized interference with payments, the docking station is manufactured with unified, i.e. the same, in shape and size, in contact with the surfaces, with another docking station, with the same, relative to the observer position. 2. Устройство для платежей по п.l, отличающееся тем, что стыковочный узел имеет, как минимум, одну полость-волновод, со специальным, по электромагнитным свойствам, наполнением, возле соприкасаемой поверхности.2. A device for payments according to claim 1, characterized in that the docking station has at least one cavity-waveguide, with special electromagnetic properties, filling, near the contact surface. 3. Устройство для платежей поп.l, отличающееся тем, что в стыковочном узле расположены микросхемы, или наносхемы, для хранения, обработки и передачи информации в защитном корпусе, причём он выполнен отделяемым от калькулятора или другого устройства для переработки информации с унифицированными местами контакта с последними, например в виде штырей.3. A device for payments of pop.l, characterized in that there are microcircuits, or nanoshemes, in the docking station for storing, processing and transmitting information in a protective case, and it is made detachable from a calculator or other device for processing information with unified contact points with last, for example in the form of pins. 4. Устройство для платежей по п.l, отличающееся тем, что оно имеет оно имеет центральную часть с полостью - волноводом и, как минимум, два боковых выступа для X - образного сближения стыковочных узлов и дальнейшего относительного вращательного движения, у которых соприкасаемые поверхности выполнены, соответственно, над и под телами выступов, если смотреть с одной стороны. 4. A device for payments according to claim 1, characterized in that it has a central part with a cavity — a waveguide and at least two lateral protrusions for an X-shaped approach of the joints and further relative rotational movement, in which the contacting surfaces are made , respectively, above and below the bodies of the projections, when viewed from one side.
PCT/RU2007/000012 2007-01-12 2007-01-12 Payment device Ceased WO2008085078A1 (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2018111127A1 (en) * 2016-12-13 2018-06-21 ОЛЕЙНОВ, Геннадий Александрович Payment network

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2060540C1 (en) * 1987-09-08 1996-05-20 Детлофф Юрген Device for business payment, identification and/or management
WO2004102897A1 (en) * 2003-05-15 2004-11-25 Sony Ericsson Mobile Communications Ab Secure communication initiation
RU2285296C2 (en) * 2001-04-06 2006-10-10 Георгий Михайлович Казаков Device for making payments for goods and services

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2060540C1 (en) * 1987-09-08 1996-05-20 Детлофф Юрген Device for business payment, identification and/or management
RU2285296C2 (en) * 2001-04-06 2006-10-10 Георгий Михайлович Казаков Device for making payments for goods and services
WO2004102897A1 (en) * 2003-05-15 2004-11-25 Sony Ericsson Mobile Communications Ab Secure communication initiation

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
BLAUT-BLACHEVA V.I. ET AL.: "Tekhnologiya proizvodstva pradioapparatury", MOSCOW, ENERGIYA, 1972, pages 276 *

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2018111127A1 (en) * 2016-12-13 2018-06-21 ОЛЕЙНОВ, Геннадий Александрович Payment network

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