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CN101193135A - Stacked card combination - Google Patents

Stacked card combination Download PDF

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Publication number
CN101193135A
CN101193135A CNA200610149720XA CN200610149720A CN101193135A CN 101193135 A CN101193135 A CN 101193135A CN A200610149720X A CNA200610149720X A CN A200610149720XA CN 200610149720 A CN200610149720 A CN 200610149720A CN 101193135 A CN101193135 A CN 101193135A
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card
stacked
transaction card
transaction
sim
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何俊炘
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TAISI TECHNOLOGY Co Ltd
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TAISI TECHNOLOGY Co Ltd
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Abstract

本发明有关一种迭层卡组合。通信终端的迭层卡组合包括做成标准SIM卡形状并具有第一啮合机构的交易卡;以及挠性SIM薄片,用于执行通信终端的通信作业,具有第二啮合机构,与交易卡的第一啮合机构啮合,使得挠性SIM薄片可迭层于交易卡上,以插入通信终端的标准SIM插槽,能有效整合多种用途。

The present invention relates to a combination of laminated cards. The laminated card combination for a communication terminal includes a transaction card in the shape of a standard SIM card and having a first engaging mechanism; An engaging mechanism engages, so that the flexible SIM sheet can be stacked on the transaction card to be inserted into the standard SIM slot of the communication terminal, which can effectively integrate multiple purposes.

Description

迭层卡组合 Stacked card combination

技术领域 technical field

本发明有关整合卡系统,尤指一种用于通信终端(如移动电话)的迭层卡组合。The invention relates to an integrated card system, especially a stacked card combination for a communication terminal (such as a mobile phone).

背景技术 Background technique

一般来说,为提供网络用户多样化的服务,有许多种电信网络已建立。由电信网络所供应的最广为使用与熟知的服务当然非移动电话服务莫属,如手机。同时,为了使电子装置的功能提供更多服务,多种具有特殊电路表面接触卡已广泛使用于电子装置。举例来说,用户识别模块(SIM)卡可放置于手提电话,SIM卡持有者得以使用电话的功能。再者,部份电信网络提供其它有关金融业务操作与交易的服务。然而,SIM卡仅仅包含使用者的基本数据,以提供网络用户多样化的服务。因为可携式电话内的SIM无法提供更进一步的信息,所以当进行金融业务操作与交易的服务时,在电信网络间同时会有大量的数据传输。In general, many types of telecommunication networks have been established to provide diverse services to network users. The most widely used and well-known service provided by telecommunication networks is of course mobile telephony services, such as cell phones. At the same time, in order to make the functions of the electronic device provide more services, various surface contact cards with special circuits have been widely used in the electronic device. For example, a Subscriber Identity Module (SIM) card can be placed in a mobile phone, allowing the SIM card holder to use the phone's functions. Furthermore, some telecommunications networks provide other services related to financial business operations and transactions. However, the SIM card only contains the basic data of the user to provide diversified services for network users. Since the SIM in the portable phone cannot provide further information, a large amount of data will be transmitted between the telecommunication networks when performing financial business operations and transaction services.

此外,IC卡可做多项应用,如消费时付款(即“金融卡”)、拨打公共电话的电话卡、停车费、通行费、移动电话(如SIM卡)、大众运输系统、或电子钱包。种种的应用总是与某些特定卡有关,如金融卡、电话卡、停车卡、以及GSM(Global System of Mobile,全球移动通信系统)电话的SIM卡等。In addition, IC cards can be used in many applications, such as payment at the time of consumption (ie "financial card"), telephone card for calling public telephones, parking fees, tolls, mobile phones (such as SIM cards), public transportation systems, or electronic wallets. Various applications are always related to certain specific cards, such as financial cards, telephone cards, parking cards, and SIM cards for GSM (Global System of Mobile, Global System for Mobile Communications) phones.

在实际应用时,因信用卡和现金卡遭窃或伪造所产生的问题日益严重,各方积极作为,欲减低上述的风险。诸多解决办法纷纷出笼,包括时间限制、限制提取、副本加密以及持卡者身分认证,认证方式包罗万象,从个人识别码(PIN)、指纹辨识到一次性密码等。尽管有许多防护数据外泄的方法,然而,不肖之徒总是能以高门坎技术,排除万难,想出破解之道。In practical application, the problems caused by the theft or counterfeiting of credit cards and cash cards are becoming more and more serious, and all parties are actively trying to reduce the above-mentioned risks. A number of solutions have been proposed, including time limits, restricted withdrawals, copy encryption, and cardholder identity verification, which includes everything from personal identification numbers (PINs) and fingerprint recognition to one-time passwords. Although there are many ways to prevent data leakage, unscrupulous people can always use high-threshold technology to overcome all difficulties and come up with a way to crack it.

再者,关于移动电话或电子钱包作为支付工具的议题已被广泛讨论,利用电子钱支付大笔款项的比例亦日与俱增。伪造/复制的电话及SIM卡的问题已存在多时,而使用电话及SIM卡的付费功能会加剧上述风险。Furthermore, the topic of using mobile phones or electronic wallets as payment tools has been widely discussed, and the proportion of using electronic money to pay large sums of money is also increasing day by day. The problem of counterfeit/duplicate phones and SIM cards has existed for a long time, and the use of phone and SIM card payment functions will exacerbate the above risks.

其中,在日常使用这么多种卡片中最容易遇到的问题莫过于要使用卡片的当下却发现无法使用,无论是忘了带出门、卡片的储值用完亦或过期失效。此外,要管理以及携带各种卡片实在很不方便。于是,所谓的“多功能卡”于是产生。Among them, the most common problem encountered in the daily use of so many cards is that the card cannot be used when it is used, whether it is forgotten to take it out, the stored value of the card is used up, or it has expired. In addition, it is very inconvenient to manage and carry various cards. Thus, the so-called "multi-function card" was produced.

虽然多功能卡在技术上可行,但实际上却很难实施。同时,现有技术无法将SIM卡与金融卡结合,以整合多项用途。因此,现今最亟需的是可用于通信终端的整合SIM卡系统。发明人提出通过与通信终端配合使用的双卡系统,能有效整合多项功能于一身,并可改正现有的缺点和解决上述问题。While multifunction cards are technically possible, they are difficult to implement in practice. At the same time, the existing technology cannot combine the SIM card with the financial card to integrate multiple purposes. Therefore, the most urgent need now is an integrated SIM card system that can be used for communication terminals. The inventor proposes that the dual-card system used in conjunction with the communication terminal can effectively integrate multiple functions, correct existing shortcomings and solve the above-mentioned problems.

发明内容 Contents of the invention

本段辑取了本发明的某些特色,而其它体现本发明特征与优点的一些典型实施方式将在后段的说明中详细叙述。应理解的是本发明能够在不同的形式上具有各种的变化,其皆不脱离本发明的范围,且其中的说明及附图在本质上当作说明之用,而非用以限制本发明。Some features of the present invention are collected in this paragraph, and some typical implementations embodying the features and advantages of the present invention will be described in detail in the description in the following paragraphs. It should be understood that the present invention is capable of various changes in different forms without departing from the scope of the present invention, and that the description and drawings thereof are illustrative in nature and not limiting of the present invention.

有鉴于现有技术受限于上述的问题。本发明的目的为提供一种用于移动电话的整合SIM卡迭层卡组合,通过与通信终端配合使用的双卡系统,能有效整合多项功能于一身,尤其是结合移动电话的SIM卡及多功能卡以达到多重应用的目的。In view of the prior art being limited by the above-mentioned problems. The purpose of the present invention is to provide an integrated SIM card laminated card combination for mobile phones, which can effectively integrate multiple functions into one body through a dual-card system used in conjunction with a communication terminal, especially in combination with the SIM card and SIM card of a mobile phone. Multi-function card to achieve the purpose of multiple applications.

为达上述目的,本发明的较广义实施方式为提供一种用于通信终端的迭层卡组合,包括做成标准SIM卡形状并具有第一啮合机构的交易卡;及挠性SIM薄片,用于执行通信终端的通信作业,具有第二啮合机构,与上述交易卡的第一啮合机构啮合,使得挠性SIM薄片可迭层于交易卡上,以插入通信终端的标准SIM插槽。For reaching above-mentioned object, the broader embodiment of the present invention is to provide a kind of laminated card combination that is used for communication terminal, comprises the transaction card that makes standard SIM card shape and has first engagement mechanism; And flexible SIM sheet, uses For carrying out the communication operation of the communication terminal, there is a second engaging mechanism engaged with the first engaging mechanism of the transaction card, so that the flexible SIM sheet can be stacked on the transaction card to be inserted into the standard SIM slot of the communication terminal.

根据本发明的构想,第一啮合机构可为开口,而第二啮合机构可为凸部。According to the idea of the present invention, the first engaging mechanism may be an opening, and the second engaging mechanism may be a protrusion.

根据本发明的构想,作为第一啮合机构的开口周围具有多个凸缘,作为第二啮合机构的凸部具有多个凹口与多个凸缘对应啮合。According to the idea of the present invention, there are multiple flanges around the opening as the first engaging mechanism, and the convex part as the second engaging mechanism has multiple notches to engage with the multiple flanges correspondingly.

根据本发明的构想,作为第一啮合机构的开口周围有多个凹口,作为第二啮合机构的凸部具有多个凸缘与多个凹口对应啮合。According to the idea of the present invention, there are multiple notches around the opening as the first engaging mechanism, and the convex part as the second engaging mechanism has a plurality of flanges to engage with the plurality of notches correspondingly.

根据本发明的构想,第一啮合机构为凸部,而第二啮合机构为开口。According to the idea of the present invention, the first engaging mechanism is a protrusion, and the second engaging mechanism is an opening.

根据本发明的构想,作为第二啮合机构的开口周围有多个凸缘,作为第一啮合机构的凸部具有多个凹口与多个凸缘对应啮合。According to the idea of the present invention, there are multiple flanges around the opening as the second engaging mechanism, and the convex part as the first engaging mechanism has multiple notches to engage with the multiple flanges correspondingly.

根据本发明的构想,作为第二啮合机构的开口周围有多个凹口,作为第一啮合机构的凸部具有多个凸缘与多个凹口对应啮合。According to the idea of the present invention, there are multiple notches around the opening as the second engaging mechanism, and the convex part as the first engaging mechanism has a plurality of flanges correspondingly engaged with the plurality of notches.

根据本发明的构想,交易卡还包括第一内存,安装有信用卡的操作系统。According to the idea of the present invention, the transaction card also includes a first memory, which is installed with a credit card operating system.

根据本发明的构想,第一内存可为只读存储器(ROM)。According to the concept of the present invention, the first memory may be a read only memory (ROM).

根据本发明的构想,交易卡还包括第二内存,用以储存与运输费用应用程序、红利回馈系统、会员VIP管理、银行移动付款、电影院电子票务管理以及商店电子折价券管理等相关的应用数据。According to the idea of the present invention, the transaction card also includes a second memory for storing application data related to transportation fee application programs, bonus reward system, member VIP management, bank mobile payment, movie theater electronic ticket management, and store electronic discount coupon management. .

根据本发明的构想,第二内存为电子抹除式可编程只读存储器(EEPROM)。According to the concept of the present invention, the second memory is an electronically erasable programmable read-only memory (EEPROM).

根据本发明的构想,迭层卡组合还包括耦接于交易卡的天线。According to the idea of the present invention, the laminated card combination further includes an antenna coupled to the transaction card.

根据本发明的构想,通信终端包括移动电话及个人数字助理。According to the idea of the present invention, the communication terminal includes a mobile phone and a personal digital assistant.

根据本发明的构想,有镭射防伪卷标印刷于交易卡上。According to the idea of the present invention, a laser anti-counterfeiting label is printed on the transaction card.

附图说明 Description of drawings

为使本发明的上述目的、特征和优点更浅显易懂,下文特举优选实施方式,并配合所附图示,作详细说明如下:In order to make the above-mentioned purposes, features and advantages of the present invention easier to understand, the preferred implementation modes are specifically cited below, together with the accompanying drawings, and are described in detail as follows:

图1为本发明的交易卡一表面的示意图;Fig. 1 is a schematic diagram of a surface of a transaction card of the present invention;

图2为本发明的交易卡另一表面的示意图;Fig. 2 is a schematic diagram of another surface of the transaction card of the present invention;

图3为本发明的挠性SIM薄片一表面的示意图;3 is a schematic diagram of a surface of a flexible SIM sheet of the present invention;

图4为本发明的挠性SIM薄片另一表面的示意图;4 is a schematic diagram of another surface of the flexible SIM sheet of the present invention;

图5为本发明的迭层卡组合与可拆卸天线的优选实施方示示意图。FIG. 5 is a schematic diagram of a preferred embodiment of the stacked card combination and the detachable antenna of the present invention.

主要组件符号说明Explanation of main component symbols

20  交易卡20 trading cards

21  内存模块21 memory modules

211 ROM211 ROM

212 EEPROM212 EEPROM

22  第一啮合机构22 The first meshing mechanism

221 凸缘221 Flange

23  切割斜边23 cut beveled edge

24  表面24 surface

26  表面26 surface

27  镭射防伪卷标27 Laser anti-counterfeiting label

30  挠性SIM薄片30 flexible SIM sheets

31  SIM内存模块31 SIM memory module

32  第二啮合机构32 Second engagement mechanism

321 凹口321 notch

40  天线40 antennas

具体实施方式 Detailed ways

体现本发明特征与优点的一些实施方式将在后段的说明中详细叙述。应理解的是本发明能够在不同的形式上具有各种的变化,其皆不脱离本发明的范围,且其中的说明及附图在本质上当作说明之用,而非用以限制本发明。Some implementations embodying the features and advantages of the present invention will be described in detail in the description in the following paragraphs. It should be understood that the present invention is capable of various changes in different forms without departing from the scope of the present invention, and that the description and drawings thereof are illustrative in nature and not limiting of the present invention.

请参照图1至图4。图1与图2分别显示本发明的交易卡的两个表面;图3与图4分别显示本发明的挠性SIM薄片的两个表面。如前所述,迭层卡组合包括交易卡20及挠性SIM薄片30。同时交易卡20,如图1与图2所示,包括第一啮合机构22并做成标准SIM卡的形状。交易卡20具有内存模块21,置于交易卡20的一个表面24(如图1所示),用以储存相关数据及信息。交易卡20的内存模块21还包括ROM 211的第一内存和EEPROM 212的第二内存。ROM 211可包括信用卡系统。EEPROM 212可包括与运输费用应用程序、红利回馈系统、会员VIP管理、银行移动付款、电影院电子票务管理以及商店电子折价券管理等相关的应用数据。因此,交易卡20可提供信用卡与多功能卡的整合功能。Please refer to Figure 1 to Figure 4. Fig. 1 and Fig. 2 respectively show the two surfaces of the transaction card of the present invention; Fig. 3 and Fig. 4 respectively show the two surfaces of the flexible SIM sheet of the present invention. As previously mentioned, the laminated card combination includes a transaction card 20 and a flexible SIM sheet 30 . Meanwhile, the transaction card 20, as shown in FIGS. 1 and 2, includes a first engaging mechanism 22 and is made in the shape of a standard SIM card. The transaction card 20 has a memory module 21 placed on a surface 24 of the transaction card 20 (as shown in FIG. 1 ) for storing relevant data and information. The memory module 21 of the transaction card 20 also includes a first memory of ROM 211 and a second memory of EEPROM 212. ROM 211 may include a credit card system. The EEPROM 212 may include application data related to shipping fee applications, bonus reward systems, member VIP management, bank mobile payments, movie theater electronic ticket management, and store electronic coupon management. Therefore, the transaction card 20 can provide the integrated functions of a credit card and a multi-function card.

在本实施方式中,交易卡20为标准可插入的尺寸,大约长25毫米、宽15毫米、厚度较1毫米薄。此外,为确保交易卡20能以正确的方向插入移动电话,切割长方形卡的一角,形成切割斜边23,从而卡片的一个边缘的长度约略缩减为21毫米,而其相邻边缘的宽度约略缩减为12毫米。卡片只能以一斜角在正确方向插入电话中。镭射防伪卷标27形成于交易卡20另一个表面26(如图2所示)。In this embodiment, the transaction card 20 is a standard insertable size, approximately 25 mm long, 15 mm wide, and less than 1 mm thick. In addition, to ensure that the transaction card 20 can be inserted into the mobile phone in the correct orientation, one corner of the rectangular card is cut to form a cut bevel 23, whereby the length of one edge of the card is reduced to approximately 21mm and the width of the adjacent edge is reduced by approximately is 12mm. The card can only be inserted into the phone at an angle and in the correct orientation. The laser anti-counterfeiting label 27 is formed on the other surface 26 of the transaction card 20 (as shown in FIG. 2 ).

另一方面,迭层卡组合还包含挠性SIM薄片30,如图3与图4所示,用以执行通信终端的通信作业。同时,挠性SIM薄片30具有第二啮合机构32,与该交易卡的第一啮合机构22啮合,使得挠性SIM薄片30可迭于交易卡20上,以插入通信终端的标准SIM插槽。本实施方式中,第一啮合机构22可为开口,而第二啮合机构32可为凸部。开口周围具有多个凸缘221,凸部具有多个凹口321与多个凸缘221对应啮合。本发明的第一啮合机构可为凸部,则第二啮合机构为开口。开口周围具有多个凸缘,凸部相对地具有多个凹口与多个凸缘对应啮合;或是开口周围具有多个凹口,凸部相对地具有多个凸缘与多个凹口对应啮合。On the other hand, the laminated card combination also includes a flexible SIM sheet 30, as shown in FIG. 3 and FIG. 4, for performing communication operations of the communication terminal. At the same time, the flexible SIM sheet 30 has a second engaging mechanism 32 that engages with the first engaging mechanism 22 of the transaction card, so that the flexible SIM sheet 30 can be stacked on the transaction card 20 to be inserted into the standard SIM slot of the communication terminal. In this embodiment, the first engaging mechanism 22 can be an opening, and the second engaging mechanism 32 can be a protrusion. There are a plurality of flanges 221 around the opening, and the protrusion has a plurality of notches 321 correspondingly engaged with the plurality of flanges 221 . The first engaging mechanism of the present invention can be a protrusion, and the second engaging mechanism is an opening. There are multiple flanges around the opening, and the convex portion has multiple notches corresponding to the multiple flanges; or there are multiple notches around the opening, and the convex portion has multiple flanges corresponding to the multiple notches engage.

在实际应用时,本发明的迭层卡组合可应用于可携式装置。本实施方式中,可携式装置为移动电话或个人数字助理。交易卡20与挠性SIM薄片30可一起插入SIM插槽中。本实施方式中,迭层卡组合整合了移动电话(挠性SIM薄片30)与信用卡(交易卡20)的功能。In actual application, the stacked card combination of the present invention can be applied to portable devices. In this embodiment, the portable device is a mobile phone or a personal digital assistant. The transaction card 20 is insertable together with the flexible SIM sheet 30 into the SIM slot. In this embodiment, the laminated card combination integrates the functions of a mobile phone (flexible SIM sheet 30 ) and a credit card (transaction card 20 ).

图5进一步说明交易卡20与挠性SIM薄片30的关系。根据图1至图5,交易卡20具有内存模块21,嵌入或是安装于交易卡20的表面24(如图1所示),还具有切割斜边23,用来引导使用者以正确的方向插入交易卡20。如前所述,切割斜边23为用来引导插入标准SIM卡载架或插槽。在本实施方式中,交易卡20为标准SIM卡形状,但具有内存模块21(信用卡与多功能卡)中ROM 211的第一内存以及EEPROM 212的第二内存。再者,镭射防伪卷标27形成于交易卡20的另一个表面26(如图2所示)。FIG. 5 further illustrates the relationship of the transaction card 20 to the flexible SIM sheet 30 . According to FIGS. 1 to 5, the transaction card 20 has a memory module 21 embedded or installed on the surface 24 of the transaction card 20 (as shown in FIG. 1 ), and also has a cutting bevel 23 to guide the user in the correct direction. Insert the trading card 20. As previously mentioned, the cut bevel 23 is used to guide insertion into a standard SIM card holder or slot. In this embodiment, the transaction card 20 is in the shape of a standard SIM card, but has a first memory of ROM 211 and a second memory of EEPROM 212 in the memory module 21 (credit card and multi-function card). Furthermore, a laser anti-counterfeit label 27 is formed on the other surface 26 of the transaction card 20 (as shown in FIG. 2 ).

交易卡20的基板可由和制作信用卡类似的塑料材料制成。交易卡20的材料、形状及大小适用于移动电话中的标准SIM卡。ROM 211可包括信用卡系统;EEPROM 212可包括与运输费用应用程序、红利回馈系统、会员VIP管理、银行移动付款、电影院电子票务管理以及商店电子折价券管理等相关的应用数据。因此,交易卡20可提供信用卡与多功能卡的功能。同时,镭射防伪卷标可印制于交易卡20上。The base plate of the transaction card 20 can be made of a plastic material similar to that used to make credit cards. The material, shape and size of the transaction card 20 are suitable for standard SIM cards in mobile phones. ROM 211 may include a credit card system; EEPROM 212 may include application data related to shipping fee application programs, bonus reward systems, member VIP management, bank mobile payment, movie theater electronic ticket management, and store electronic discount coupon management. Therefore, the transaction card 20 can provide the functions of a credit card and a multi-function card. At the same time, the laser anti-counterfeit label can be printed on the transaction card 20 .

再者,挠性SIM薄片30包括SIM内存模块31嵌入或安装于卡片33的一个表面。在本实施方式中,挠性SIM薄片30较交易卡20更薄。当挠性SIM薄片30与交易卡20啮合,其厚度与移动电话的标准SIM卡几乎相同。Furthermore, the flexible SIM sheet 30 includes a SIM memory module 31 embedded or mounted on a surface of the card 33 . In this embodiment, the flexible SIM sheet 30 is thinner than the transaction card 20 . When the flexible SIM sheet 30 is engaged with the transaction card 20, its thickness is approximately the same as a standard SIM card for a mobile phone.

本实施方式另一特征为迭层卡组合还包括耦接于交易卡20的天线40。如图5所示,交易卡20与挠性SIM薄片30之间有一部份的天线40被剪去,然而,第二啮合机构32和第一啮合机构22相互啮合。再者,为了与外部通信装置联系,天线40具有两个终端(未图标),分别和交易卡20的内存模块21的接点L1及接点L2通电,将天线40耦接于交易卡20。实际上,天线40可为挠性。由于内存模块21可与外部交易装置联系,如信用卡卡片阅读机,经由电子信号的传送与接收,通过空气来使用可携式通信装置的RF(Radio Frequency,射频)模块,服务供货商可识别交易卡20中的使用者密码或装置密码。此方法使得服务供货商可确定交易卡20的通信参数。交易卡20通过交易装置,以电子信号的形式传送及接收信息。本实施方式中,天线40耦接于交易卡20以达到近端通信(非接触式应用)。交易卡20经由电子信号的传送接收,通过空气来使用天线40以和交易装置通信。应注意的是天线40为用于非接触式近端通信(Near Field Communication,NFC)的低功耗天线,不同于一般可携式通信装置的天线。非接触式交易的优点更甚于接触式卡片,例如可更迅速完成交易、方便使用等。Another feature of this embodiment is that the laminated card combination further includes an antenna 40 coupled to the transaction card 20 . As shown in FIG. 5, a portion of the antenna 40 is cut away between the transaction card 20 and the flexible SIM sheet 30, however, the second engaging mechanism 32 and the first engaging mechanism 22 are engaged with each other. Furthermore, in order to communicate with an external communication device, the antenna 40 has two terminals (not shown), which are respectively powered on the contact L1 and the contact L2 of the memory module 21 of the transaction card 20 to couple the antenna 40 to the transaction card 20 . In practice, antenna 40 may be flexible. Because the memory module 21 can communicate with external transaction devices, such as credit card readers, through the transmission and reception of electronic signals, the RF (Radio Frequency, radio frequency) module of the portable communication device is used through the air, and the service provider can identify User password or device password in the transaction card 20. This method allows the service provider to determine the communication parameters of the transaction card 20 . The transaction card 20 transmits and receives information in the form of electronic signals through the transaction device. In this embodiment, the antenna 40 is coupled to the transaction card 20 to achieve near-end communication (contactless application). The transaction card 20 communicates with the transaction device via the transmission and reception of electronic signals using the antenna 40 through the air. It should be noted that the antenna 40 is a low-power antenna for contactless Near Field Communication (NFC), which is different from antennas of general portable communication devices. The advantages of contactless transactions are even greater than contact cards, such as faster transaction completion and ease of use.

经由交易卡20,非接触式交易的交易装置的数据传送与读取,通过天线40传送RF信号来达成。当使用者将具有非接触式交易功能的交易卡20贴近卡片阅读机感应范围内时,卡片阅读机便可经由天线40读取内存模块21内的识别数据。当非接触式交易用于运输系统时,卡片内的内存模块21内建有用户账号信息或扣款记录。使用者可存取或更新账户信息。如前所述,交易卡20及挠性SIM薄片30能从可携式装置的插槽卸除。挠性SIM薄片30及交易卡20能以塑料材料制成,并且结合成标准尺寸SIM卡,以插入移动电话的卡片插槽。天线40可为一段线,以印刷的方式形成。此外,射频识别(RFID)的技术可用于挠性SIM薄片的第二啮合机构32,或是交易卡20的内存模块21。RFID系统通常是由天线、收发器(常与读取器结合)及转发器(即标签)所组成。天线利用射频信号来传送启动转发器的信号。启动后,卷标将数据传回天线。此数据用来通知可程序逻辑控制器应有动作发生。其动作可如提升存取闸一样的简单,或如中介数据库以执行金融交易一样的复杂。同时,RFID模块的天线可用于挠性SIM薄片的第二啮合机构32、交易卡20的内存模块21或两者皆可。因此,本发明的迭层卡组合提供不须接触或扫描的附加服务。Through the transaction card 20 , the data transmission and reading of the transaction device of the contactless transaction is achieved by transmitting RF signals through the antenna 40 . When the user brings the transaction card 20 with contactless transaction function close to the sensing range of the card reader, the card reader can read the identification data in the memory module 21 through the antenna 40 . When the contactless transaction is used in the transportation system, the memory module 21 in the card is built with user account information or deduction records. Users can access or update account information. As previously mentioned, the transaction card 20 and the flexible SIM sheet 30 are removable from the slot of the portable device. The flexible SIM sheet 30 and transaction card 20 can be made of plastic material and combined into a standard size SIM card to be inserted into the card slot of a mobile phone. The antenna 40 can be a segment of line, formed by printing. In addition, radio frequency identification (RFID) technology can be used for the second engagement mechanism 32 of the flexible SIM sheet, or the memory module 21 of the transaction card 20 . An RFID system usually consists of an antenna, a transceiver (often combined with a reader) and a transponder (ie, a tag). The antenna uses a radio frequency signal to transmit the signal that activates the transponder. Once activated, the tag transmits data back to the antenna. This data is used to inform the programmable logic controller that an action should take place. The action can be as simple as lifting an access gate, or as complex as intermediating a database to execute a financial transaction. Meanwhile, the antenna of the RFID module can be used for the second engagement mechanism 32 of the flexible SIM sheet, the memory module 21 of the transaction card 20 or both. Therefore, the stacked card combination of the present invention provides additional services without touching or scanning.

总而言之,本发明提出一种用于通信终端的迭层卡组合,经由无接触交易来使用付款功能、其尺寸可容易地置于移动电话中。尤其,本发明的交易卡还包括ROM和EEPROM,用以储存信用卡系统的信息,及多功能卡的系统的信息,如与运输费用应用程序、红利回馈系统、会员VIP管理、银行移动付款、电影院电子票务管理以及商店电子折价券管理等相关的应用数据。因此,本发明的迭层卡组合可进一步提供信用卡与多功能卡的功能,改正了现有的缺点、克服在应用上的障碍且解决了上述问题。In summary, the present invention proposes a stacked card combination for a communication terminal to use payment functions via contactless transactions, the size of which can be easily placed in a mobile phone. In particular, the transaction card of the present invention also includes ROM and EEPROM, which are used to store the information of the credit card system, and the information of the multi-function card system, such as application programs related to transportation expenses, bonus reward system, member VIP management, bank mobile payment, movie theater Application data related to electronic ticket management and store electronic discount coupon management. Therefore, the laminated card combination of the present invention can further provide the functions of a credit card and a multi-function card, correct existing shortcomings, overcome obstacles in application, and solve the above-mentioned problems.

纵使本发明已由上述的实施方式详细叙述而可由本领域普通技术人员做出各种修改和改动,然而皆不脱离所附权利要求书所要求保护的范围。Even though the present invention has been described in detail by the above embodiments, various modifications and changes can be made by those skilled in the art without departing from the scope of protection required by the appended claims.

Claims (14)

1.一种通信终端的迭层卡组合,包括:1. A stacked card combination of a communication terminal, comprising: 交易卡,做成标准SIM卡形状并具有第一啮合机构;a transaction card in the shape of a standard SIM card and having a first engaging mechanism; 挠性SIM薄片,用于执行该通信终端的通信作业,具有第二啮合机构,与所述交易卡的第一啮合机构啮合,使得该挠性SIM薄片可迭于该交易卡上,以插入该通信终端的标准SIM插槽。The flexible SIM sheet is used to perform the communication operation of the communication terminal, and has a second engaging mechanism, which is engaged with the first engaging mechanism of the transaction card, so that the flexible SIM sheet can be stacked on the transaction card to be inserted into the transaction card. Standard SIM slot for communication terminals. 2.根据权利要求1所述的迭层卡组合,其中所述第一啮合机构为开口而所述第二啮合机构为凸部。2. The stacked card combination of claim 1, wherein the first engagement mechanism is an opening and the second engagement mechanism is a protrusion. 3.根据权利要求2所述的迭层卡组合,其中所述开口周围具有多个凸缘,所述凸部具有多个凹口与该多个凸缘对应啮合。3. The laminated card combination according to claim 2, wherein there are a plurality of flanges around the opening, and the protrusion has a plurality of notches correspondingly engaged with the plurality of flanges. 4.根据权利要求2所述的迭层卡组合,其中所述开口周围有多个凹口,所述凸部具有多个凸缘与该多个凹口对应啮合。4. The laminated card assembly according to claim 2, wherein there are a plurality of notches around the opening, and the protrusion has a plurality of flanges correspondingly engaged with the plurality of notches. 5.根据权利要求1所述的迭层卡组合,其中所述第一啮合机构为凸部而所述第二啮合机构为开口。5. The stacked card combination of claim 1, wherein the first engagement mechanism is a protrusion and the second engagement mechanism is an opening. 6.根据权利要求5所述的迭层卡组合,其中所述开口周围有多个凸缘,所述凸部具有多个凹口与该多个凸缘对应啮合。6. The laminated card assembly according to claim 5, wherein there are a plurality of flanges around the opening, and the protrusion has a plurality of notches correspondingly engaged with the plurality of flanges. 7.根据权利要求5所述的迭层卡组合,其中所述开口周围有多个凹口,所述凸部具有多个凸缘与该多个凹口对应啮合。7. The laminated card assembly according to claim 5, wherein there are a plurality of notches around the opening, and the protrusion has a plurality of flanges correspondingly engaged with the plurality of notches. 8.根据权利要求1所述的迭层卡组合,其中所述交易卡还包括第一内存,安装有信用卡的操作系统。8. The stacked card combination of claim 1, wherein the transaction card further comprises a first memory, installed with an operating system of the credit card. 9.根据权利要求8所述的迭层卡组合,其中所述第一内存为只读存储器。9. The stacked card combination of claim 8, wherein the first memory is a read-only memory. 10.根据权利要求1所述的迭层卡组合,其中所述交易卡还包括第二内存,用以储存与运输费用应用程序、红利回馈系统、会员VIP管理、银行移动付款、电影院电子票务管理、以及商店电子折价券管理等相关的应用数据。10. The stacked card combination of claim 1, wherein said transaction card further comprises a second memory for storing and shipping fee applications, bonus reward system, member VIP management, bank mobile payment, movie theater e-ticket management , and related application data such as store electronic discount coupon management. 11.根据权利要求10所述的迭层卡组合,其中所述第二内存为电子抹除式可编程只读存储器。11. The stacked card combination according to claim 10, wherein the second memory is an electronically erasable programmable read-only memory. 12.根据权利要求1所述的迭层卡组合,进一步包括耦接于该交易卡的天线。12. The laminated card combination of claim 1, further comprising an antenna coupled to the transaction card. 13.根据权利要求1所述的迭层卡组合,其中所述通信终端包括移动电话及个人数字助理。13. The stacked card combination of claim 1, wherein said communication terminals include mobile phones and personal digital assistants. 14.根据权利要求1所述的迭层卡组合,其中有镭射防伪卷标印刷于该交易卡上。14. The laminated card combination according to claim 1, wherein a laser anti-counterfeiting label is printed on the transaction card.
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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101719943A (en) * 2009-11-10 2010-06-02 神州付(北京)软件技术有限公司 Separate type mobile telephone card paste
WO2011035686A1 (en) * 2009-09-23 2011-03-31 钒创科技股份有限公司 Antenna device
US9426127B2 (en) 2012-05-02 2016-08-23 Visa International Service Association Small form-factor cryptographic expansion device
WO2017080208A1 (en) * 2015-11-13 2017-05-18 乐视控股(北京)有限公司 Card-reading device and portable apparatus
US9686235B2 (en) 2011-07-20 2017-06-20 Visa International Service Association Mobile banking system with cryptographic expansion device
CN108320010A (en) * 2016-12-09 2018-07-24 第资本服务有限责任公司 Transactional cards with safe magnetic band and its manufacturing method

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2011035686A1 (en) * 2009-09-23 2011-03-31 钒创科技股份有限公司 Antenna device
CN101719943A (en) * 2009-11-10 2010-06-02 神州付(北京)软件技术有限公司 Separate type mobile telephone card paste
US9686235B2 (en) 2011-07-20 2017-06-20 Visa International Service Association Mobile banking system with cryptographic expansion device
US9426127B2 (en) 2012-05-02 2016-08-23 Visa International Service Association Small form-factor cryptographic expansion device
US9762551B2 (en) 2012-05-02 2017-09-12 Visa International Service Association Small form-factor cryptographic expansion device
WO2017080208A1 (en) * 2015-11-13 2017-05-18 乐视控股(北京)有限公司 Card-reading device and portable apparatus
CN108320010A (en) * 2016-12-09 2018-07-24 第资本服务有限责任公司 Transactional cards with safe magnetic band and its manufacturing method

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