GB2377806B - Secure electronic commerce system - Google Patents
Secure electronic commerce systemInfo
- Publication number
- GB2377806B GB2377806B GB0215398A GB0215398A GB2377806B GB 2377806 B GB2377806 B GB 2377806B GB 0215398 A GB0215398 A GB 0215398A GB 0215398 A GB0215398 A GB 0215398A GB 2377806 B GB2377806 B GB 2377806B
- Authority
- GB
- United Kingdom
- Prior art keywords
- transaction
- user
- electronic commerce
- transaction device
- tpch
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
A system and method for enabling a user to conduct electronic commerce transactions without necessarily revealing the personal identity of the user. In one embodiment the user utilizes a transaction device, such as a privacy card (205), to perform the transaction. The transaction device (205) provides a transaction device identifier that may have no apparent personal identification corresponding to the user. A secured service such as a transaction privacy clearing house (TPCH) maintains an association between the user and the transaction device and interfaces with the transaction such that the transaction is completed without revealing the user's personal identification information. In one embodiment the TPCH confirms sufficient funds to complete the transaction and transfers the funds from the user's account to the vendor of the transaction.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| GB0326846A GB2392540B (en) | 2000-01-14 | 2000-12-28 | Secure electronic commerce system |
| GB0326847A GB2392541B (en) | 2000-01-14 | 2000-12-28 | Data mining system and method for electronic commerce system |
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US48358400A | 2000-01-14 | 2000-01-14 | |
| PCT/US2000/035619 WO2001052212A1 (en) | 2000-01-14 | 2000-12-28 | Secure electronic commerce system |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| GB0215398D0 GB0215398D0 (en) | 2002-08-14 |
| GB2377806A GB2377806A (en) | 2003-01-22 |
| GB2377806B true GB2377806B (en) | 2004-04-14 |
Family
ID=23920661
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| GB0215398A Expired - Fee Related GB2377806B (en) | 2000-01-14 | 2000-12-28 | Secure electronic commerce system |
Country Status (7)
| Country | Link |
|---|---|
| EP (1) | EP1247265A1 (en) |
| JP (1) | JP2003520372A (en) |
| AU (1) | AU2001227435A1 (en) |
| DE (1) | DE10085392T1 (en) |
| GB (1) | GB2377806B (en) |
| TW (1) | TWI235934B (en) |
| WO (1) | WO2001052212A1 (en) |
Families Citing this family (24)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8260723B2 (en) | 2000-12-01 | 2012-09-04 | Carrott Richard F | Transactional security over a network |
| US6839692B2 (en) * | 2000-12-01 | 2005-01-04 | Benedor Corporation | Method and apparatus to provide secure purchase transactions over a computer network |
| US9064281B2 (en) | 2002-10-31 | 2015-06-23 | Mastercard Mobile Transactions Solutions, Inc. | Multi-panel user interface |
| JP4387856B2 (en) | 2004-04-08 | 2009-12-24 | 富士通株式会社 | Computer lock management program, computer lock management method, and computer lock management device |
| JP2006059272A (en) * | 2004-08-23 | 2006-03-02 | Bank Of Tokyo-Mitsubishi Ltd | Use authentication device, credit authorization terminal, use authentication system, and use authentication method |
| JP2007102340A (en) * | 2005-09-30 | 2007-04-19 | Pasuko:Kk | Marketing information generation system, data matching apparatus and data mining apparatus for use in the system, and marketing information generation method |
| JP2009512018A (en) | 2005-10-06 | 2009-03-19 | シー・サム,インコーポレイテッド | Transaction service |
| US20140089120A1 (en) | 2005-10-06 | 2014-03-27 | C-Sam, Inc. | Aggregating multiple transaction protocols for transacting between a plurality of distinct payment acquiring devices and a transaction acquirer |
| US20130339232A1 (en) | 2005-10-06 | 2013-12-19 | C-Sam, Inc. | Widget framework for securing account information for a plurality of accounts in a wallet |
| FR2892212A1 (en) * | 2005-10-17 | 2007-04-20 | St Microelectronics Sa | NFC READER HAVING PASSIVE OPERATING MODE WITH LOW POWER CONSUMPTION |
| JP2011248709A (en) * | 2010-05-28 | 2011-12-08 | Funai Electric Co Ltd | Sales system |
| US9008616B2 (en) | 2011-08-19 | 2015-04-14 | Google Inc. | Point of sale processing initiated by a single tap |
| US9390414B2 (en) | 2011-09-18 | 2016-07-12 | Google Inc. | One-click offline buying |
| CN104106276B (en) | 2011-10-12 | 2019-03-19 | 万事达移动交易方案公司 | Multi-layer secure mobile transaction enabling platform |
| JP5530416B2 (en) * | 2011-11-14 | 2014-06-25 | カルチュア・コンビニエンス・クラブ株式会社 | Delivery system and delivery method |
| US8774721B2 (en) | 2012-04-10 | 2014-07-08 | Google Inc. | Detecting a communication tap via signal monitoring |
| CN104184848B (en) * | 2013-05-21 | 2018-01-16 | 上海斐讯数据通信技术有限公司 | Mobile terminal with charge-by-card function |
| US10614457B2 (en) | 2014-11-12 | 2020-04-07 | BenedorTSE LLC | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
| US9558493B2 (en) | 2014-11-12 | 2017-01-31 | BenedorTSE LLC | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
| US9558492B2 (en) | 2014-11-12 | 2017-01-31 | Benedoretse Llc | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
| US9569776B2 (en) | 2014-11-12 | 2017-02-14 | BenedorTSE LLC | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
| US20160267486A1 (en) * | 2015-03-13 | 2016-09-15 | Radiius Corp | Smartcard Payment System and Method |
| WO2017070179A1 (en) | 2015-10-19 | 2017-04-27 | Synchrony Bank | System and method for integrating data from a remote server with a client application |
| US11050571B2 (en) | 2019-02-14 | 2021-06-29 | Carrott Richard F | Systems for producing and maintaining verified electronic signatures |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO1998047116A1 (en) * | 1997-04-15 | 1998-10-22 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
| EP0917119A2 (en) * | 1997-11-12 | 1999-05-19 | Citicorp Development Center, Inc. | Distributed network based electronic wallet |
| US6006200A (en) * | 1998-05-22 | 1999-12-21 | International Business Machines Corporation | Method of providing an identifier for transactions |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH06282556A (en) * | 1993-03-30 | 1994-10-07 | Hisashi Iwata | One-time credit card settlement system |
| US5794210A (en) * | 1995-12-11 | 1998-08-11 | Cybergold, Inc. | Attention brokerage |
| JPH10154193A (en) * | 1996-09-30 | 1998-06-09 | N T T Data Tsushin Kk | Electronic money system and recording medium |
| JPH11195072A (en) * | 1997-10-17 | 1999-07-21 | Dainippon Printing Co Ltd | Payment system and media on which payment information is recorded |
| JPH11219481A (en) * | 1997-11-28 | 1999-08-10 | Nri & Ncc Co Ltd | Individual advertisement output device, individual advertisement output method, and recording medium |
-
2000
- 2000-12-28 JP JP2001552360A patent/JP2003520372A/en active Pending
- 2000-12-28 DE DE10085392T patent/DE10085392T1/en not_active Withdrawn
- 2000-12-28 GB GB0215398A patent/GB2377806B/en not_active Expired - Fee Related
- 2000-12-28 EP EP00990406A patent/EP1247265A1/en not_active Withdrawn
- 2000-12-28 AU AU2001227435A patent/AU2001227435A1/en not_active Abandoned
- 2000-12-28 WO PCT/US2000/035619 patent/WO2001052212A1/en not_active Ceased
-
2001
- 2001-03-05 TW TW90100760A patent/TWI235934B/en not_active IP Right Cessation
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO1998047116A1 (en) * | 1997-04-15 | 1998-10-22 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
| EP0917119A2 (en) * | 1997-11-12 | 1999-05-19 | Citicorp Development Center, Inc. | Distributed network based electronic wallet |
| US6006200A (en) * | 1998-05-22 | 1999-12-21 | International Business Machines Corporation | Method of providing an identifier for transactions |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2001052212A1 (en) | 2001-07-19 |
| EP1247265A1 (en) | 2002-10-09 |
| TWI235934B (en) | 2005-07-11 |
| JP2003520372A (en) | 2003-07-02 |
| GB2377806A (en) | 2003-01-22 |
| DE10085392T1 (en) | 2003-01-16 |
| GB0215398D0 (en) | 2002-08-14 |
| AU2001227435A1 (en) | 2001-07-24 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| GB2377806B (en) | Secure electronic commerce system | |
| WO2002075478A3 (en) | Method for performing secure online payment transactions | |
| DE69829684D1 (en) | CHIP CARDS USING THE SYSTEM TO PAY AND INVITE ON THE INTERNET | |
| EP1341105A4 (en) | PRIVATE ELECTRONIC VALUE BANKING SYSTEM | |
| WO1999036889A3 (en) | Transaction system | |
| GB2375873A (en) | Method and apparatus for authenticating financial transactions | |
| WO2002049255A3 (en) | Method and system for verifying the identify of on-line credit card purchases through a proxy transaction | |
| WO2001065494A3 (en) | System, and method for prepaid anonymous and pseudonymous credit card type transactions | |
| WO2004107096A3 (en) | Accepting travel related payments from consumer | |
| TR200102424T2 (en) | Credit card system and method. | |
| WO2002077758A3 (en) | An online content portal system | |
| WO2002101512A3 (en) | Customer identification, loyalty and merchant payment gateway system | |
| WO2005001618A3 (en) | Customer authentication in e-commerce transactions | |
| WO2006086526A3 (en) | Pre-paid activation and replenishment on a point-of-sale device | |
| WO2003065164A3 (en) | System and method for conducting secure payment transaction | |
| EP0750283A4 (en) | Transaction processing system and transaction processing method | |
| EA199800539A1 (en) | METHOD OF PROTECTED DEBITING OF ELECTRONIC PAYMENT MEANS | |
| WO2002003342A3 (en) | Method and apparatus for a payment card system | |
| AUPM350794A0 (en) | Funds transaction device | |
| CA2318989A1 (en) | Interactive gaming system | |
| SG124290A1 (en) | Electronic payment method, system, and devices | |
| WO2002057876A3 (en) | System and method for administering a brokerage rebate card program | |
| WO2001078024A3 (en) | An improved method and system for conducting secure payments over a computer network | |
| EA200301199A1 (en) | SAFE SYSTEM ONLINE PAYMENT | |
| WO2003054655A3 (en) | Public network privacy protection tool and method |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PCNP | Patent ceased through non-payment of renewal fee |
Effective date: 20131228 |