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GB2377806B - Secure electronic commerce system - Google Patents

Secure electronic commerce system

Info

Publication number
GB2377806B
GB2377806B GB0215398A GB0215398A GB2377806B GB 2377806 B GB2377806 B GB 2377806B GB 0215398 A GB0215398 A GB 0215398A GB 0215398 A GB0215398 A GB 0215398A GB 2377806 B GB2377806 B GB 2377806B
Authority
GB
United Kingdom
Prior art keywords
transaction
user
electronic commerce
transaction device
tpch
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
GB0215398A
Other versions
GB2377806A (en
GB0215398D0 (en
Inventor
Harold Aaron Ludtke
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Sony Electronics Inc
Original Assignee
Sony Electronics Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sony Electronics Inc filed Critical Sony Electronics Inc
Priority to GB0326846A priority Critical patent/GB2392540B/en
Priority to GB0326847A priority patent/GB2392541B/en
Publication of GB0215398D0 publication Critical patent/GB0215398D0/en
Publication of GB2377806A publication Critical patent/GB2377806A/en
Application granted granted Critical
Publication of GB2377806B publication Critical patent/GB2377806B/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

A system and method for enabling a user to conduct electronic commerce transactions without necessarily revealing the personal identity of the user. In one embodiment the user utilizes a transaction device, such as a privacy card (205), to perform the transaction. The transaction device (205) provides a transaction device identifier that may have no apparent personal identification corresponding to the user. A secured service such as a transaction privacy clearing house (TPCH) maintains an association between the user and the transaction device and interfaces with the transaction such that the transaction is completed without revealing the user's personal identification information. In one embodiment the TPCH confirms sufficient funds to complete the transaction and transfers the funds from the user's account to the vendor of the transaction.
GB0215398A 2000-01-14 2000-12-28 Secure electronic commerce system Expired - Fee Related GB2377806B (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GB0326846A GB2392540B (en) 2000-01-14 2000-12-28 Secure electronic commerce system
GB0326847A GB2392541B (en) 2000-01-14 2000-12-28 Data mining system and method for electronic commerce system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US48358400A 2000-01-14 2000-01-14
PCT/US2000/035619 WO2001052212A1 (en) 2000-01-14 2000-12-28 Secure electronic commerce system

Publications (3)

Publication Number Publication Date
GB0215398D0 GB0215398D0 (en) 2002-08-14
GB2377806A GB2377806A (en) 2003-01-22
GB2377806B true GB2377806B (en) 2004-04-14

Family

ID=23920661

Family Applications (1)

Application Number Title Priority Date Filing Date
GB0215398A Expired - Fee Related GB2377806B (en) 2000-01-14 2000-12-28 Secure electronic commerce system

Country Status (7)

Country Link
EP (1) EP1247265A1 (en)
JP (1) JP2003520372A (en)
AU (1) AU2001227435A1 (en)
DE (1) DE10085392T1 (en)
GB (1) GB2377806B (en)
TW (1) TWI235934B (en)
WO (1) WO2001052212A1 (en)

Families Citing this family (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8260723B2 (en) 2000-12-01 2012-09-04 Carrott Richard F Transactional security over a network
US6839692B2 (en) * 2000-12-01 2005-01-04 Benedor Corporation Method and apparatus to provide secure purchase transactions over a computer network
US9064281B2 (en) 2002-10-31 2015-06-23 Mastercard Mobile Transactions Solutions, Inc. Multi-panel user interface
JP4387856B2 (en) 2004-04-08 2009-12-24 富士通株式会社 Computer lock management program, computer lock management method, and computer lock management device
JP2006059272A (en) * 2004-08-23 2006-03-02 Bank Of Tokyo-Mitsubishi Ltd Use authentication device, credit authorization terminal, use authentication system, and use authentication method
JP2007102340A (en) * 2005-09-30 2007-04-19 Pasuko:Kk Marketing information generation system, data matching apparatus and data mining apparatus for use in the system, and marketing information generation method
JP2009512018A (en) 2005-10-06 2009-03-19 シー・サム,インコーポレイテッド Transaction service
US20140089120A1 (en) 2005-10-06 2014-03-27 C-Sam, Inc. Aggregating multiple transaction protocols for transacting between a plurality of distinct payment acquiring devices and a transaction acquirer
US20130339232A1 (en) 2005-10-06 2013-12-19 C-Sam, Inc. Widget framework for securing account information for a plurality of accounts in a wallet
FR2892212A1 (en) * 2005-10-17 2007-04-20 St Microelectronics Sa NFC READER HAVING PASSIVE OPERATING MODE WITH LOW POWER CONSUMPTION
JP2011248709A (en) * 2010-05-28 2011-12-08 Funai Electric Co Ltd Sales system
US9008616B2 (en) 2011-08-19 2015-04-14 Google Inc. Point of sale processing initiated by a single tap
US9390414B2 (en) 2011-09-18 2016-07-12 Google Inc. One-click offline buying
CN104106276B (en) 2011-10-12 2019-03-19 万事达移动交易方案公司 Multi-layer secure mobile transaction enabling platform
JP5530416B2 (en) * 2011-11-14 2014-06-25 カルチュア・コンビニエンス・クラブ株式会社 Delivery system and delivery method
US8774721B2 (en) 2012-04-10 2014-07-08 Google Inc. Detecting a communication tap via signal monitoring
CN104184848B (en) * 2013-05-21 2018-01-16 上海斐讯数据通信技术有限公司 Mobile terminal with charge-by-card function
US10614457B2 (en) 2014-11-12 2020-04-07 BenedorTSE LLC Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction
US9558493B2 (en) 2014-11-12 2017-01-31 BenedorTSE LLC Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction
US9558492B2 (en) 2014-11-12 2017-01-31 Benedoretse Llc Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction
US9569776B2 (en) 2014-11-12 2017-02-14 BenedorTSE LLC Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction
US20160267486A1 (en) * 2015-03-13 2016-09-15 Radiius Corp Smartcard Payment System and Method
WO2017070179A1 (en) 2015-10-19 2017-04-27 Synchrony Bank System and method for integrating data from a remote server with a client application
US11050571B2 (en) 2019-02-14 2021-06-29 Carrott Richard F Systems for producing and maintaining verified electronic signatures

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
EP0917119A2 (en) * 1997-11-12 1999-05-19 Citicorp Development Center, Inc. Distributed network based electronic wallet
US6006200A (en) * 1998-05-22 1999-12-21 International Business Machines Corporation Method of providing an identifier for transactions

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH06282556A (en) * 1993-03-30 1994-10-07 Hisashi Iwata One-time credit card settlement system
US5794210A (en) * 1995-12-11 1998-08-11 Cybergold, Inc. Attention brokerage
JPH10154193A (en) * 1996-09-30 1998-06-09 N T T Data Tsushin Kk Electronic money system and recording medium
JPH11195072A (en) * 1997-10-17 1999-07-21 Dainippon Printing Co Ltd Payment system and media on which payment information is recorded
JPH11219481A (en) * 1997-11-28 1999-08-10 Nri & Ncc Co Ltd Individual advertisement output device, individual advertisement output method, and recording medium

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
EP0917119A2 (en) * 1997-11-12 1999-05-19 Citicorp Development Center, Inc. Distributed network based electronic wallet
US6006200A (en) * 1998-05-22 1999-12-21 International Business Machines Corporation Method of providing an identifier for transactions

Also Published As

Publication number Publication date
WO2001052212A1 (en) 2001-07-19
EP1247265A1 (en) 2002-10-09
TWI235934B (en) 2005-07-11
JP2003520372A (en) 2003-07-02
GB2377806A (en) 2003-01-22
DE10085392T1 (en) 2003-01-16
GB0215398D0 (en) 2002-08-14
AU2001227435A1 (en) 2001-07-24

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Legal Events

Date Code Title Description
PCNP Patent ceased through non-payment of renewal fee

Effective date: 20131228