TWM670043U - Enterprise loan application document release support system - Google Patents

Abstract

A corporate loan application document release auxiliary system is suitable for communicating with a supervisory end electronic device, and includes a processing unit and a storage unit. The storage unit stores a plurality of loan data to be released, each of which indicates a loan application case to be released. The processing unit is used to: receive a release query instruction from the supervisory end electronic device, and transmit a list of loans to be released including the loan data to be released to the supervisory end electronic device according to the release query instruction; after receiving a one-key release instruction from the supervisory end electronic device, execute a one-key release procedure corresponding to the list of loans to be released according to the one-key release instruction.

Description

Enterprise loan application document release support system

The present invention relates to an auxiliary system, and more particularly to an auxiliary system for releasing enterprise loan application documents applicable to loan applications.

In the current corporate loan application process, when business personnel submit loan application materials to supervisors for approval, the supervisors need to review them one by one and proceed to the next review process after approval. However, this practice not only consumes the review costs of banking institutions, but also consumes a lot of time and energy for supervisors.

In order to improve the existing technology, one of the purposes of the present invention is to provide a corporate loan application document release auxiliary system suitable for loan applications.

Therefore, the new type of enterprise loan application document release auxiliary system is suitable for communicating with a supervisory end electronic device, and includes a processing unit and a storage unit electrically connected to the processing unit. The storage unit stores a plurality of loan data to be released, and each loan data to be released indicates a loan application case to be released. Among them, the processing unit is used to: receive a release query instruction from the supervisory end electronic device, and transmit a list of loans to be released including the loan data to be released to the supervisory end electronic device according to the release query instruction; after receiving a one-key release instruction from the supervisory end electronic device, execute a one-key release procedure corresponding to the list of loans to be released according to the one-key release instruction.

In some implementations, each pending release data includes multiple field information related to the loan application case, and the field information includes a review result, a case number, a unified number, a customer name, a case type, a project name, and an application amount.

In some implementations, the field information corresponding to the case number includes a hyperlink click area. After the hyperlink click area is clicked, the processing unit controls the electronic device at the host end to display a release confirmation page corresponding to the loan data to be released.

In some implementations, the processing unit is also used to: when receiving an individual release instruction from the electronic device of the host end and corresponding to the loan data to be released, execute an individual release procedure corresponding to the loan data to be released according to the individual release instruction.

In some implementations, the release confirmation page includes a missing item data table, a case overview information, a credit condition application information, a credit guarantee information, an AML anti-money laundering information, a verification item information, a return record information and a supervisor's instruction information.

The utility of the present invention is that the enterprise loan application document release auxiliary system transmits the list of loans to be released including the loan data to be released to the electronic device of the supervisor end through the processing unit, so as to integrate all the enterprise loan application cases to be released and provide the supervisor with the review and confirmation. Furthermore, in response to the operation of the supervisor on the electronic device of the supervisor end, the processing unit can execute the one-key release procedure or the individual release procedure, so that the supervisor can review and examine the loan application cases to be reviewed, or release all the loan application cases at one time.

Before the present invention is described in detail, it should be noted that, unless otherwise specifically defined, the term "electrically connected" in this patent specification is used to describe the "coupled" relationship between computer hardware (e.g., electronic systems, equipment, devices, units, components), and generally refers to "wired electrical connections" achieved by physically connecting multiple computer hardware through conductors/semiconductor materials, and "radio connections" that achieve wireless data transmission using wireless communication technology (e.g., but not limited to wireless networks, Bluetooth, and electromagnetic induction, etc.). On the other hand, unless otherwise specifically defined, the "electrical connection" described in this patent specification also generally refers to a "direct electrical connection" achieved by directly coupling multiple computer hardware to each other, and an "indirect electrical connection" achieved by indirectly coupling multiple computer hardware through other computer hardware.

Before the present invention is described in detail, it should be noted that the "unit" described in this patent specification represents computer hardware rather than software. For example, a "processing unit" is used to represent computer hardware with data processing functions. On the other hand, the "unit" described in this patent specification can refer to a single computer hardware with a specific function, or a group of computer hardware with similar functions. For example, a "processing unit" can refer to a single processor with data processing functions, but it can also refer to a collection of a group of processors.

Referring to FIG. 1 , an embodiment of the novel enterprise loan application document release auxiliary system 100 is managed by a service institution (e.g., a bank institution) and is adapted to communicate with a host electronic device 200 to implement the enterprise loan application document release service provided by the service institution via the Internet.

In the actual application of this embodiment, the enterprise loan application document release auxiliary system 100 can be provided for multiple host-side electronic devices 200 to be electrically connected via a network. However, for the convenience of description, this embodiment is only illustrated with respect to the host-side electronic device 200 in FIG. 1 .

The supervisor-end electronic device 200 is, for example, a desktop computer or a laptop. In the application environment of this embodiment, the supervisor-end electronic device 200 is used for operation by a supervisor working in the financial institution, wherein the supervisor may be, for example, a section chief or a director, etc., but is not limited thereto. Furthermore, a supervisor-end application program issued by the financial institution is installed in the supervisor-end electronic device 200. By executing the supervisor-end application program, the supervisor-end electronic device 200 can be operated by the supervisor to log in to the enterprise loan application document release auxiliary system 100 of this embodiment with a user account.

The enterprise loan application document release auxiliary system 100 is, for example, a server or a server set including multiple servers. In addition, the enterprise loan application document release auxiliary system 100 includes a processing unit 1 and a storage unit 2 electrically connected to the processing unit 1.

The processing unit 1 is a processor implemented with an integrated circuit and having data operation and instruction receiving and sending functions. However, in different implementations, the processing unit 1 can also be a circuit assembly including a processor and a circuit board, or a collection of multiple processors. The processing unit 1 is suitable for being electrically connected to the host electronic device 200 through a network, thereby communicating with the host electronic devices 200.

This storage unit 2 is a data storage device for storing digital data, and can be for example a hard disk. However, in different implementations, this storage unit 2 also can be implemented as different types of computer-readable recording media, or a combination of multiple computer-readable recording media.

It should be noted that the implementation of the processing unit 1 and the storage unit 2 in this embodiment is merely exemplary and is not intended to limit the scope of implementation of the present invention.

In this embodiment, the storage unit 2 stores a plurality of loan data to be released. Each of the loan data to be released indicates a loan application case to be released, and includes a plurality of field information related to the loan application case. The field information includes a review result, a case number, a unified number, a customer name, a case type, a project name, and an application amount.

Referring to FIG. 1 , the following describes the operation of the enterprise loan application document release auxiliary system 100 .

First, in step S01, the processing unit 1 receives a release query instruction from the supervisor-end electronic device 200, and transmits a list of loans to be released including the loan data to be released to the supervisor-end electronic device 200 according to the release query instruction. Specifically, when the supervisor logs in to the enterprise loan application document release auxiliary system 100 of this embodiment with the user account, the processing unit 1 controls the client application to display a supervisor release query option on the display of the supervisor-end electronic device 200 (not shown), and, after the supervisor release query option is selected by the supervisor, the supervisor-end electronic device 200 transmits the release query instruction to the processing unit 1.

Furthermore, before step S01, it also includes: the supervisor uses the supervisor-end electronic device 200 to log in to the corporate loan application document release auxiliary system 100 with the user account, so that the supervisor-end electronic device 200 displays a user page provided by the processing unit 1, and the user page includes the supervisor release inquiry option.

After the processing unit 1 transmits the list of loans to be released to the supervisor electronic device 200, the process proceeds to step S02.

In step S02, the processing unit 1 receives a one-key release command from the supervisor electronic device 200, and executes a one-key release procedure corresponding to the list of loans to be released according to the one-key release command. Specifically, the user page also includes a one-key release function option corresponding to the list of loans to be released, and the supervisor can click the one-key release function option to enable the processing unit 1 to execute the one-key release procedure according to the above.

It is to be noted that in this embodiment, for each corporate loan application case, the field information corresponding to the case number includes a hyperlink click area, and when the hyperlink click area is clicked, the electronic device 200 of the supervisor terminal will display a release confirmation page related to the loan data to be released. The hyperlink click area can be a text link, but is not limited thereto.

Furthermore, after the hyperlink click area is clicked, the processing unit 1 controls the supervisor-side electronic device 200 to display a release confirmation page corresponding to the loan data to be released. The release confirmation page includes a review checklist, a case overview information, a credit condition application information, a credit guarantee information, an AML anti-money laundering information, a review item information, a return record information, a supervisor's instruction information, and a separate release function option.

It is to be noted that in the present embodiment, the processing unit 1 receives an individual release instruction corresponding to the loan data to be released from the supervisor electronic device 200, and executes an individual release procedure corresponding to the loan data to be released according to the individual release instruction. Specifically, the supervisor can operate the individual release function option displayed on the release confirmation page, and when the individual release function option is selected, the processing unit 1 can execute the individual release procedure according to the above.

In summary, the enterprise loan application document release auxiliary system 100 transmits the list of loans to be released including the loan data to be released to the supervisor electronic device 200 through the processing unit 1, so as to integrate all the enterprise loan application cases to be released and provide the supervisor with review and confirmation. Furthermore, in response to the supervisor's operation on the supervisor electronic device 200, the processing unit 1 can execute the one-key release procedure or the individual release procedure, so that the supervisor can review and examine the loan application cases to be reviewed, or release all loan application cases at once, so the purpose of the novel system can be achieved.

However, the above is only an example of the implementation of the present invention, and it cannot be used to limit the scope of the implementation of the present invention. All simple equivalent changes and modifications made according to the scope of the patent application of the present invention and the content of the patent specification are still within the scope of the present patent.

100: Enterprise loan application document release auxiliary system 1: Processing unit 2: Storage unit 200: Supervisor terminal electronic device S01~S02: Steps

Other features and functions of the present invention will be clearly presented in the implementation method of the reference drawings, in which: Figure 1 is a block diagram, which exemplarily shows an implementation of the present invention's new enterprise loan application document release auxiliary system.

100: Enterprise loan application document release auxiliary system

1: Processing unit

2: Storage unit

200: Main terminal electronic device

Claims (5)

A corporate loan application document release auxiliary system is suitable for communicating with a supervisory end electronic device and comprises: A processing unit; and A storage unit, electrically connected to the processing unit, and storing a plurality of loan data to be released, each loan data to be released indicating a loan application case to be released; Wherein, the processing unit is used to: Receive a release query instruction from the supervisory end electronic device, and transmit a list of loans to be released including the loan data to be released to the supervisory end electronic device according to the release query instruction; After receiving a one-key release instruction from the supervisory end electronic device, execute a one-key release procedure corresponding to the list of loans to be released according to the one-key release instruction. An enterprise loan application document release auxiliary system as described in claim 1, wherein each data to be released includes multiple field information related to the loan application case, and the field information includes a review result, a case number, a unified number, a customer name, a case type, a project name and an application amount. As described in claim 2, the enterprise loan application document release auxiliary system, the field information corresponding to the case number includes a hyperlink click area, and after the hyperlink click area is clicked, the processing unit controls the electronic device at the host end to display a release confirmation page corresponding to the loan information to be released. The enterprise loan application document release auxiliary system as described in claim 3, wherein the processing unit is also used for: when receiving an individual release instruction from the electronic device of the main end and corresponding to the loan data to be released, executing an individual release procedure corresponding to the loan data to be released according to the individual release instruction. The enterprise loan application document release auxiliary system as described in claim 3, wherein the release confirmation page includes a missing item data table, a case overview information, a credit condition application information, a credit insurance information, an AML anti-money laundering information, a review item information, a return record information and a supervisor's instruction information.

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