TWM666990U - Reservation Transaction Management System - Google Patents

Abstract

A reservation transaction management system is suitable for cooperating with a client electronic device and includes a transaction host storing multiple reservation transaction data and a bank server. The bank server allows the client electronic device to log in with a user identification data and then send a reservation transaction query request to the transaction host, so that the transaction host selects the one corresponding to the user identification data from the reservation transaction data and returns a reservation transaction query result. If the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data, the bank server causes an online banking page displayed on the client electronic device to include a scheduled transaction data browsing option; if there is no corresponding scheduled transaction data, the online banking page does not include the scheduled transaction data browsing option.

Description

Reservation Transaction Management System

The invention relates to a management system, in particular to a reservation transaction management system.

Booking transactions are used to allow customers to place orders in advance before the market opens. In existing online banking applications, there is an option related to "Query Booking Transactions" on the function menu of the display page. Its purpose is to allow customers to quickly query the relevant information of the booking transactions with one click, so as to complete the subsequent transactions after the transaction.

However, regardless of whether the customer has a scheduled transaction, the option will be available on the display page. Therefore, when the customer logs into the online banking system, he cannot be sure whether he has a scheduled transaction or whether the scheduled transaction has been completed. He must take the time to click on the option to check and confirm. In addition, if the customer clicks on the option but does not find any relevant scheduled transaction data, it is easy for the customer to be confused about the service of this function or think that there is an error in this function.

Therefore, the purpose of the present invention is to provide a reservation transaction management system that can solve any of the above-mentioned deficiencies.

Therefore, the novel reservation transaction management system is suitable for cooperating with a client electronic device for operation by a customer, and the reservation transaction management system includes a transaction host and a bank server. The transaction host stores a plurality of reservation transaction data. The bank server is electrically connected to the transaction host. After the bank server allows the client electronic device to log in with a user identification data, a reservation transaction query request including the user identification data is sent to the transaction host. The transaction host responds to the reservation transaction query request and selects the one corresponding to the user identification data from the reservation transaction data to generate a reservation transaction query result, and sends the reservation transaction query result to the bank server. The bank server determines the content of an online banking page to be displayed on the client electronic device according to the scheduled transaction query result, wherein, when the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data, the online banking page includes a scheduled transaction data browsing option for reading the scheduled transaction data corresponding to the user identification data, and when the scheduled transaction query result indicates that there is no scheduled transaction data corresponding to the user identification data, the online banking page does not include the scheduled transaction data browsing option.

In some implementations, the bank server further stores a transaction checklist. After receiving a transaction selection request corresponding to one of the scheduled transaction data from the client electronic device through the transaction browsing data option, the bank server transmits the transaction checklist to the client electronic device. After receiving transaction check reply data corresponding to the transaction checklist from the client electronic device, the bank server determines whether the transaction check reply data meets a check condition, and if the determination is yes, transmits a transaction notification corresponding to one of the scheduled transaction data to the transaction host, so that the transaction host executes a transaction procedure for the one of the scheduled transaction data.

In some implementations, after the transaction host completes the transaction procedure for one of the scheduled transaction data, a transaction completion notification is sent to the bank server. The bank server re-sends the scheduled transaction query request to the transaction host based on the transaction completion notification, so that the transaction host generates and returns the scheduled transaction query result. When the bank server receives the scheduled transaction query result again and determines that the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data, the online banking page continues to include the scheduled transaction data browsing option. When the bank server determines that the scheduled transaction query result indicates that there is no scheduled transaction data corresponding to the user identification data, the online banking page does not include the scheduled transaction data browsing option.

The utility model is that the scheduled transaction management system can transmit the scheduled transaction query request to the transaction host through the bank server after allowing the client electronic device to log in, and after receiving the scheduled transaction query result, it can determine whether there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data to determine the content of the online banking page, so that the customer can quickly check whether he has a pending transaction. Thus, if the customer has scheduled transaction data, the bank server can display the online banking page containing the browsing option of the scheduled transaction data to remind the customer, and if the customer does not have any scheduled transaction data, the bank server can not display the online banking page containing the browsing option of the scheduled transaction data to avoid confusion or misunderstanding of the customer.

Before the present invention is described in detail, it should be noted that, unless otherwise specifically defined, the term "electrically connected" in this patent specification is used to describe the "coupled" relationship between computer hardware (e.g., electronic systems, equipment, devices, units, components), and generally refers to "wired electrical connections" achieved by physically connecting multiple computer hardware through conductors/semiconductor materials, and "radio connections" that achieve wireless data transmission using wireless communication technology (e.g., but not limited to wireless networks, Bluetooth, and electromagnetic induction, etc.). On the other hand, unless otherwise specifically defined, the "electrical connection" described in this patent specification also generally refers to a "direct electrical connection" achieved by directly coupling multiple computer hardware to each other, and an "indirect electrical connection" achieved by indirectly coupling multiple computer hardware through other computer hardware.

Referring to Fig. 1, an embodiment of the novel reservation transaction management system 100 is, for example, owned by a banking institution. The reservation transaction management system 100 is adapted to cooperate with a client electronic device 10 for operation by a client.

In the application of this embodiment, the client electronic device 10 is, for example, a desktop computer, a laptop computer, a tablet computer or a smart phone, etc. It should be noted that this embodiment can actually cooperate with multiple client electronic devices 10 at the same time, but for ease of understanding, the following only describes this embodiment with reference to the client electronic device 10 shown in FIG. 1 .

The reservation transaction management system 100 includes a transaction host 1 and a bank server 2.

The trading host 1 is used to execute a trading procedure for each issuing institution and store a plurality of scheduled trading data. Each scheduled trading data is data established before the opening of a designated trading day, and is generated by investors placing orders in advance before the designated trading day.

The bank server 2 is electrically connected to the transaction host 1. The bank server 2 may be, for example, an online banking server or a mobile online banking server. The bank server 2 enables the client electronic device 10 to display an online banking page, so that the client can log in through the online banking page to make reservations, place orders, and trade in the online banking application. The bank server 2 stores a transaction checklist for checking whether the investor fully understands the characteristics of investment risks. The transaction checklist includes a plurality of questions related to one or more target types, and the questions correspond to one or more standard answers.

With reference to FIG. 2 , the following describes the operation of the reservation transaction management system 100 of this embodiment.

First, as shown in step S1, the bank server 2 allows the client electronic device 10 to log in through the online banking page with a user identification information. The user identification information can be, for example, the customer's name, birthday, ID number, phone number, etc., but is not limited thereto.

Next, as shown in step S2, the bank server 2 transmits a reservation transaction query request including the user identification data to the transaction host 1 to request the transaction host 1 to execute a query procedure to generate a reservation transaction query result.

Next, as shown in step S3, the transaction host 1 responds to the scheduled transaction query request and selects the one corresponding to the user identification data from the scheduled transaction data to generate the scheduled transaction query result. More specifically, after receiving the scheduled transaction query request, the transaction host 1 finds all the data corresponding to the customer's scheduled orders and pending transactions before the opening of the designated transaction day from the scheduled transaction data to generate the scheduled transaction query result. The transaction host 1 transmits the scheduled transaction query result to the bank server 2, so that the bank server 2 determines the content to be displayed on the online banking page of the client electronic device 10 according to the scheduled transaction query result.

Next, as shown in step S4, after receiving the scheduled transaction query result, the bank server 2 determines whether the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data. If the result of the bank server 2 determination is no, it means that there is no scheduled transaction data corresponding to the customer in the scheduled transaction data. In this case, the process proceeds to step S5. On the other hand, if the result of the bank server 2 determination is yes, it means that there is a scheduled transaction data corresponding to the customer in the scheduled transaction data. In this case, the process proceeds to step S6.

As shown in step S5, when the scheduled transaction query result indicates that there is no scheduled transaction data corresponding to the user identification data, the bank server 2 makes the online banking page not include a scheduled transaction data browsing option for reading the scheduled transaction data corresponding to the user identification data. In other words, if the customer does not have any scheduled transactions to be processed, the online banking page displayed on the client electronic device 10 will not display the scheduled transaction data browsing option.

As shown in step S6, when the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data, the bank server 2 causes the online banking page to include the scheduled transaction data browsing option. In other words, if the customer has a scheduled transaction to be processed, the online banking page displayed on the client electronic device 10 displays the scheduled transaction data browsing option.

Thus, after logging into the bank server 2, the customer can quickly know whether he has any pending transaction data by checking whether there is a browsing option for the scheduled transaction data on the online banking page. This can not only remind the customer of pending transactions to avoid defaults, but also avoid the situation where the customer does not make a reservation but the browsing option for the scheduled transaction data appears, causing the customer to feel confused.

With reference to FIG. 3 , the following describes the operation of the client conducting transactions through the scheduled transaction data browsing option in this embodiment.

First, as shown in step S61, when the online banking page displays the scheduled transaction browsing option, and the customer wants to conduct a transaction for one of the scheduled transaction data, the bank server 2 receives a transaction selection request corresponding to one of the scheduled transaction data from the client electronic device 10 through the transaction browsing data option, and then transmits the transaction checklist to the client electronic device 10. More specifically, when the customer browses the scheduled transaction data or data through the online banking page with the scheduled transaction browsing option, he can select one of the scheduled transaction data to conduct a transaction, and the bank server 2 returns the transaction checklist for the selected one of the scheduled transaction data to check whether the customer fully understands the investment risk characteristics through the transaction checklist.

Next, as shown in step S62, after receiving a transaction verification reply data corresponding to the transaction verification form from the client electronic device 10, the bank server 2 determines whether the transaction verification reply data meets a verification condition. Specifically, the transaction verification reply data includes a plurality of answers corresponding to the questions, and the bank server 2 determines whether the transaction verification reply data meets the verification condition by comparing the matching degree of the answers with the answers to calculate a verification score, and compares the verification score with a preset threshold value, and when the verification score is greater than or equal to the preset threshold value, it is considered to meet the verification condition. If the bank server 2 determines that the transaction verification reply data meets the verification condition, the process proceeds to step S63. On the other hand, if the bank server 2 determines that the transaction verification response data does not meet the verification condition, the bank server 2 generates and transmits a transaction failure message indicating that the transaction is declined to the client electronic device 10.

As shown in step S63, the bank server 2 transmits a transaction notification corresponding to one of the scheduled transaction data to the transaction host 1, so that the transaction host 1 executes a transaction procedure for one of the scheduled transaction data.

Next, as shown in step S64, after the transaction host 1 completes the transaction procedure for one of the scheduled transaction data, it sends a transaction completion notification to the bank server 2 to notify the bank server 2 that the transaction for one of the scheduled transaction data has been completed.

Then, as shown in step S65, the bank server 2 retransmits the scheduled transaction query request containing the user identification data to the transaction host 1 based on the transaction completion notification, so that the transaction host 1 can filter out other scheduled transaction data corresponding to the user identification data from the scheduled transaction data, and the transaction host 1 can generate and return the scheduled transaction query result.

Next, as shown in step S66, the transaction host 1 again selects the user identification data from the reservation transaction data to generate the reservation transaction query result, and transmits the reservation transaction query result to the bank server 2.

Then, as shown in step S67, when the bank server 2 receives the reservation transaction query result again, it determines whether the reservation transaction query result indicates that there is at least one reservation transaction data corresponding to the user identification data in the reservation transaction data. If the result of the bank server 2 determination is yes, it means that there is still reservation transaction data corresponding to the customer in the reservation transaction data. In this case, the process then proceeds to step S68. On the other hand, if the result of the bank server 2 determination is no, it means that there is no reservation transaction data corresponding to the customer in the reservation transaction data. In this case, the process then proceeds to step S69.

As shown in step S68, when the scheduled transaction query result indicates that there is still scheduled transaction data corresponding to the user identification data, the bank server 2 causes the online banking page displayed on the client electronic device 10 to continue to include the scheduled transaction data browsing option.

As shown in step S69, when the scheduled transaction query result indicates that there is no scheduled transaction data corresponding to the user identification data, the bank server 2 causes the online banking page displayed on the client electronic device 10 to include the scheduled transaction data browsing option.

Thus, when the customer does not have any scheduled and pending data, the bank server 2 can make the online banking page not include the scheduled transaction data browsing option, so that the customer can clearly understand that all scheduled and pending transactions have been completed.

In summary, the scheduled transaction management system 100 can transmit the scheduled transaction query request to the transaction host 1 through the bank server 2 after allowing the client electronic device 10 to log in, and after receiving the scheduled transaction query result, it can determine whether there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data to determine the content of the online banking page, so that the customer can quickly check whether he has a pending transaction. Thus, when the customer has scheduled transaction data, the bank server 2 can display the online banking page including the browsing option of the scheduled transaction data, so as to achieve the effect of reminding the customer, and, when the customer does not have any scheduled transaction data, the bank server 2 can not display the online banking page including the browsing option of the scheduled transaction data, so as to avoid confusion or misunderstanding of the customer, so the purpose of the novel technology can be achieved.

However, the above is only an example of the implementation of the present invention, and it cannot be used to limit the scope of the implementation of the present invention. All simple equivalent changes and modifications made according to the scope of the patent application of the present invention and the content of the patent specification are still within the scope of the present patent.

100: Appointment transaction management system 1: Transaction host 2: Bank server 10: Client electronic device S1~S6: Steps S61~S69: Steps

Other features and functions of the new system will be clearly presented in the implementation method with reference to the drawings, wherein: Figure 1 is a schematic diagram of a hardware connection relationship of an implementation of the new reservation transaction management system; Figure 2 is a flow chart of the implementation; and Figure 3 is another flow chart of the implementation.

100: Reservation transaction management system

1: Trading host

2: Bank server

10: Client electronic devices

Claims (3)

A reservation transaction management system is suitable for cooperating with a client electronic device for operation by a customer, and the reservation transaction management system includes: A transaction host storing a plurality of reservation transaction data; and A bank server electrically connected to the transaction host; The bank server allows the client electronic device to log in with a user identification data, and then transmits a reservation transaction query request containing the user identification data to the transaction host; The transaction host responds to the reservation transaction query request and selects the one corresponding to the user identification data from the reservation transaction data to generate a reservation transaction query result, and transmits the reservation transaction query result to the bank server; The bank server determines the content of an online banking page to be displayed on the client electronic device according to the scheduled transaction query result, wherein when the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data, the online banking page includes a scheduled transaction data browsing option for reading the scheduled transaction data corresponding to the user identification data, and when the scheduled transaction query result indicates that there is no scheduled transaction data corresponding to the user identification data, the online banking page does not include the scheduled transaction data browsing option. The reservation transaction management system as described in claim 1, wherein the bank server further stores a transaction checklist; After receiving a transaction selection request corresponding to one of the reservation transaction data from the client electronic device through the transaction browsing data option, the bank server transmits the transaction checklist to the client electronic device; After receiving a transaction check reply data corresponding to the transaction checklist from the client electronic device, the bank server determines whether the transaction check reply data meets a check condition, and if the determination is yes, transmits a transaction notification corresponding to one of the reservation transaction data to the transaction host, so that the transaction host executes a transaction procedure for the one of the reservation transaction data. The reservation transaction management system as described in claim 2, wherein: When the transaction host completes the transaction procedure for one of the reservation transaction data, a transaction completion notification is sent to the bank server; The bank server retransmits the reservation transaction query request to the transaction host based on the transaction completion notification, so that the transaction host generates and returns the reservation transaction query result; When the bank server receives the scheduled transaction query result again and determines that the scheduled transaction query result indicates that there is at least one scheduled transaction data corresponding to the user identification data in the scheduled transaction data, the online banking page continues to include the scheduled transaction data browsing option. When the bank server determines that the scheduled transaction query result indicates that there is no scheduled transaction data corresponding to the user identification data, the online banking page does not include the scheduled transaction data browsing option.

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