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SG10201805340TA - Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer - Google Patents

Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Info

Publication number
SG10201805340TA
SG10201805340TA SG10201805340TA SG10201805340TA SG10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA SG 10201805340T A SG10201805340T A SG 10201805340TA
Authority
SG
Singapore
Prior art keywords
fingerprint
customer
payment
transaction methods
systems enabling
Prior art date
Application number
SG10201805340TA
Inventor
Agrawal Rahul
Gupta Sudhir
Piparsaniya Harsh
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201805340TA priority Critical patent/SG10201805340TA/en
Priority to US16/437,301 priority patent/US11455634B2/en
Publication of SG10201805340TA publication Critical patent/SG10201805340TA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification numbers [PIN]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG10201805340TA 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer SG10201805340TA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201805340TA SG10201805340TA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer
US16/437,301 US11455634B2 (en) 2018-06-21 2019-06-11 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201805340TA SG10201805340TA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Publications (1)

Publication Number Publication Date
SG10201805340TA true SG10201805340TA (en) 2020-01-30

Family

ID=68980634

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201805340TA SG10201805340TA (en) 2018-06-21 2018-06-21 Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer

Country Status (2)

Country Link
US (1) US11455634B2 (en)
SG (1) SG10201805340TA (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SG10201805343VA (en) 2018-06-21 2020-01-30 Mastercard International Inc Payment transaction methods and systems enabling verification of payment amount by payment card
US11068893B2 (en) * 2018-07-20 2021-07-20 Ford Global Technologies, Llc Decentralized cloud-based authentication for vehicles and associated transactions
US11335209B2 (en) * 2019-10-24 2022-05-17 Mastercard International Incorporated System and methods for performing a visually-impaired transaction
US11055683B1 (en) * 2020-04-02 2021-07-06 Capital One Services, Llc Computer-based systems involving fingerprint or biometrically-activated transaction cards and methods of use thereof
US20230053123A1 (en) * 2020-05-21 2023-02-16 Rainus Co., Ltd. Electronic shelf label and controlling method thereof
KR102499625B1 (en) * 2020-09-10 2023-02-14 코나아이 (주) Multi card including fingerprint input unit and payment method using the same
EP4407547A1 (en) * 2023-01-30 2024-07-31 Thales Dis France Sas Method for managing a financial transaction
US12093925B1 (en) 2023-04-25 2024-09-17 Discover Financial Services Smart payment card, and computing systems and methods for configuring smart payment card and processing transactions involving smart payment card

Family Cites Families (24)

* Cited by examiner, † Cited by third party
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US6058288A (en) 1995-08-07 2000-05-02 Sextant In-Flight Systems, Llc Passenger service and entertainment system
US6131811A (en) * 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
GB2375873B (en) * 2000-01-05 2003-12-03 Colin Mitchell Method and apparatus for authenticating financial transactions
US7044394B2 (en) 2003-12-17 2006-05-16 Kerry Dennis Brown Programmable magnetic data storage card
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US7992007B2 (en) 2002-02-05 2011-08-02 Cardinalcommerce Corporation Dynamic pin pad for credit/debit/ other electronic transactions
US9646300B1 (en) 2002-10-01 2017-05-09 World Award Academy, World Award Foundation, Amobilepay, Inc. Systems and methods for mobile application, wearable application, transactional messaging, calling, digital multimedia capture, payment transactions, and one touch service
US20050131834A1 (en) 2003-12-11 2005-06-16 International Business Machines Corporation E-commerce by check
CN102968604B (en) 2005-09-28 2016-06-15 维萨国际服务协会 Reduce the equipment of the interaction time of contactless transaction, system and method
JP2007286697A (en) 2006-04-12 2007-11-01 Mastercard Internatl Japan Inc Payment processing support device and payment processing support method
US7604166B2 (en) * 2006-06-12 2009-10-20 Rania Abouyounes Method and system for flexible purchases using only fingerprints at the time and location of purchase
EP2626805B1 (en) * 2008-12-01 2017-10-25 BlackBerry Limited Simplified biometric character sequence entry
US20140095387A1 (en) * 2012-10-01 2014-04-03 Nxp B.V. Validating a transaction with a secure input and a non-secure output
US20140359757A1 (en) * 2013-06-03 2014-12-04 Qualcomm Incorporated User authentication biometrics in mobile devices
GB2522929A (en) 2014-02-11 2015-08-12 Mastercard International Inc Transaction authorisation method and system
US20150363762A1 (en) 2014-06-14 2015-12-17 Mastercard International Incorporated Apparatus, method, and computer program product for mobile open payment network
US9646307B2 (en) * 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device
US9519901B1 (en) * 2015-09-16 2016-12-13 Square, Inc. Biometric payment technology
WO2017218479A1 (en) 2016-06-15 2017-12-21 Mastercard International Incorporated System and method of tokenizing deposit account numbers for use at payment card acceptance point
KR102608994B1 (en) 2016-07-28 2023-12-06 삼성전자주식회사 Method and electronic device for payment using biometric authentication
US10521793B2 (en) 2017-01-12 2019-12-31 BBPOS Limited System and method to protect privacy of personal-identification-number entry on consumer mobile device and computing apparatus
US10719597B2 (en) 2017-04-04 2020-07-21 Visa International Service Association Authorization of virtual reality interactions using controlled randomization
SG10201805343VA (en) 2018-06-21 2020-01-30 Mastercard International Inc Payment transaction methods and systems enabling verification of payment amount by payment card
US11277747B2 (en) 2019-04-03 2022-03-15 Google Llc Base station location authentication

Also Published As

Publication number Publication date
US11455634B2 (en) 2022-09-27
US20190392453A1 (en) 2019-12-26

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