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SG10201807739VA - Method and system for processing payment transactions - Google Patents

Method and system for processing payment transactions

Info

Publication number
SG10201807739VA
SG10201807739VA SG10201807739VA SG10201807739VA SG10201807739VA SG 10201807739V A SG10201807739V A SG 10201807739VA SG 10201807739V A SG10201807739V A SG 10201807739VA SG 10201807739V A SG10201807739V A SG 10201807739VA SG 10201807739V A SG10201807739V A SG 10201807739VA
Authority
SG
Singapore
Prior art keywords
payment transactions
processing payment
processing
transactions
payment
Prior art date
Application number
SG10201807739VA
Inventor
Jain Navneet
Sharma Piyush
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201807739VA priority Critical patent/SG10201807739VA/en
Priority to US16/534,108 priority patent/US20200082394A1/en
Publication of SG10201807739VA publication Critical patent/SG10201807739VA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG10201807739VA 2018-09-07 2018-09-07 Method and system for processing payment transactions SG10201807739VA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201807739VA SG10201807739VA (en) 2018-09-07 2018-09-07 Method and system for processing payment transactions
US16/534,108 US20200082394A1 (en) 2018-09-07 2019-08-07 Method and system for processing payment transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201807739VA SG10201807739VA (en) 2018-09-07 2018-09-07 Method and system for processing payment transactions

Publications (1)

Publication Number Publication Date
SG10201807739VA true SG10201807739VA (en) 2020-04-29

Family

ID=69719625

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201807739VA SG10201807739VA (en) 2018-09-07 2018-09-07 Method and system for processing payment transactions

Country Status (2)

Country Link
US (1) US20200082394A1 (en)
SG (1) SG10201807739VA (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11734656B1 (en) * 2019-12-20 2023-08-22 Wells Fargo Bank N.A. Distributed device rating system
US11138657B1 (en) 2019-12-20 2021-10-05 Wells Fargo Bank, N.A. Device-to-device microlending within a distributed system
US11308552B1 (en) 2019-12-20 2022-04-19 Wells Fargo Bank, N.A. Device-to-device microlending within a distributed system
US11250446B2 (en) 2020-06-12 2022-02-15 Wells Fargo Bank, N.A. Customized device rating system using device performance information
FR3156959A1 (en) * 2023-12-18 2025-06-20 Banks And Acquirers International Holding Transaction process with advertising display and tracking
FR3156958A1 (en) * 2023-12-18 2025-06-20 Banks And Acquirers International Holding Transaction process with multimedia data display

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070100751A1 (en) * 2005-11-01 2007-05-03 Lorenzo Carver Method and system for processing and preventing credit card fraud in simultaneous remote wholesale exchange and local fullfillment of retail transactions by third party retailers
US9767474B1 (en) * 2010-03-23 2017-09-19 Amazon Technologies, Inc. Transaction tracking and incentives
US20160092902A1 (en) * 2014-09-29 2016-03-31 Beanstream Internet Commerce, Inc. Distributed Offer Marketing Over Network System and Method

Also Published As

Publication number Publication date
US20200082394A1 (en) 2020-03-12

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