KR20080020157A - Automatic payment system and method of prepaid electronic card installed in toll settlement terminal using mobile communication terminal - Google Patents

Abstract

The present invention transmits the set balance lower limit value to the vehicle toll settlement terminal according to the user setting a balance lower limit value of a prepaid electronic card mounted on a vehicle toll settlement terminal (On Board Unit) by a user in the mobile communication terminal. The balance of the balance transmitted from the settlement terminal is stored, and the charge balance of the prepaid electronic card is checked at the vehicle toll settlement terminal, and if the balance is less than the stored balance lower limit, the corresponding prepaid electronic card. Request the automatic charging of the prepaid electronic card, and request the charging of the prepaid electronic card from the mobile communication terminal to the prepaid electronic card charging processing means at the mobile communication terminal according to the automatic charging request of the prepaid electronic card, From prepaid electronic card charge processing means The mobile toll settlement terminal is notified of the automatic charging of the prepaid electronic card to the vehicle toll settlement terminal upon receiving the approval for charging the prepaid electronic card, and the mobile toll settlement terminal automatically charges the prepaid electronic card according to the charge notification. Provided is an automatic charging system and method for prepaid electronic cards using a communication terminal.

Description

System and method of automatically charging electronic-cash to a electronic card of advance payment type mounted on a on-board unit using a mobile communication unit}

1 is a view schematically showing the overall configuration of a system for charging money in a prepaid electronic card mounted in an onboard unit (OBU) using a mobile communication terminal according to a preferred embodiment of the present invention;

FIG. 2 is a view schematically illustrating a toll gate system when the OBU shown in FIG. 1 passes through a toll gate in which a radio transceiver is installed;

3 is a block diagram illustrating an OBU and a mobile communication terminal shown in FIG. 1;

4 is a flowchart illustrating a procedure of a mobile communication terminal for setting a lower limit of charge balance for automatic charging of a prepaid electronic card according to the present invention;

5 is a flowchart illustrating a procedure for storing a lower balance remaining value received from a mobile communication terminal in an OBU according to the present invention;

6 to 8 are flowcharts illustrating an operation when the toll is settled when the tollgate high pass management system is installed in the OBU according to the present invention and the toll is settled and the balance of the prepaid electronic card becomes less than a predetermined lower limit value.

9A and 9B illustrate a procedure for automatically charging the amount of money of a prepaid electronic card installed in a toll settlement terminal using a mobile communication terminal according to the present invention.

<Description of Symbols for Main Parts of Drawings>

10: road management system 20: computer terminal

30: toll gate high pass management system 32: toll collection device

34: radio transceiver 40: OBU

42: short-range wireless communication module 44: control unit

46: short range communication module 48: smart card module

49: prepaid electronic card 50: mobile communication terminal

51 control unit 52 short-range communication module

53: key input unit 54: mobile communication transceiver

55: storage unit 56: display unit

60: charge management server 70: financial institution server

The present invention relates to a system and method for automatically charging the amount of a prepaid electronic card installed in a toll settlement terminal using a mobile communication terminal, and more particularly, to an onboard unit (hereinafter referred to as an OBU) for a vehicle toll settlement terminal. The present invention relates to a system and method for automatically charging a prepaid electronic card charge amount using a mobile communication terminal when the prepaid electronic card charge amount is less than a predetermined lower limit.

Conventional toll collection methods for toll roads, such as expressways, require the toll collector to collect tolls manually at the exit toll gate after receiving a contact prepaid card or pass at the road toll gate, or in some sections the toll collector at the road toll gate. I collect the toll manually. This is caused by vehicle congestion caused by vehicles stopping at the toll gate for toll collection, and there are various problems such as an increase in labor costs due to the arrangement of the toll collector and expenditure due to the issue of a contact prepaid card or a pass.

Therefore, to solve the above problems and to minimize the inconvenience and traffic delays caused by toll collection, and to introduce the intelligent transportation system for the purpose of computerizing toll collection, toll gates are automatically collected at toll gates in some sections of the expressway. HIGHPASS system that installs a wireless transmission / reception system for the vehicle and installs an OBU on the vehicle to automatically settle the toll by the wireless transmission / reception system and the wireless communication method so that the toll can be automatically collected even during the high-speed driving of the vehicle. Is being implemented.

The OBU mounted in the vehicle in the high pass system is detachably equipped with a prepaid electronic card having an intelligent IC chip that can read card information and store data on the card, and the OBU reads the prepaid electronic card. The data can be entered.

In the conventional charging method of the prepaid electronic card installed in the OBU, the user checks the remaining balance of the prepaid electronic card, removes the electronic card from the OBU, visits a road construction office and charges it by cash payment or credit card payment. Or, it charged by cash payment when passing through the toll gate, or by credit card payment or bank transfer via the Internet using a computer connected with a card reader for a prepaid electronic card.

The conventional charging method as described above has the inconvenience that the user should always check the balance of the prepaid electronic card and charge in advance. In addition, in order to charge the prepaid electronic card, it was inconvenient to charge only in limited places.

Accordingly, the present invention has been made in view of the above circumstances, and when the remaining balance of the prepaid electronic card installed in the vehicle toll settlement terminal is less than the preset lower limit, the charge amount of the prepaid electronic card is automatically charged using the mobile communication terminal. The purpose of the present invention is to provide a system and method that can be used to charge the charge anywhere, regardless of the location, and to solve the problem caused by the shortage or lack of charge balance to check the charge balance.

In order to achieve the above object, the automatic payment system for a prepaid electronic card installed in a toll settlement terminal using a mobile communication terminal according to the present invention is equipped with a prepaid electronic card with an intelligent IC chip for road toll payment. A vehicle toll that can communicate with the following mobile communication terminal and request automatic charging of the amount of the prepaid electronic card to the mobile communication terminal when the charge balance of the prepaid electronic card becomes smaller than a preset registered charge balance lower limit. A settlement terminal; Requesting the vehicle toll settlement terminal to set a charge balance lower limit value of the prepaid electronic card according to a user's operation for setting a charge balance lower limit value of the prepaid electronic card, and the prepaid electronic card from the vehicle toll settlement terminal When the request for automatic charging of the amount of money is received, the card information of the prepaid electronic card included in the request signal and the payment information for the prepaid amount of the prepaid electronic card set in advance are transmitted to the mobile communication network. A mobile communication terminal for requesting the vehicle toll settlement terminal to charge the prepaid electronic card to charge the prepaid electronic card upon receiving notification of the completion of the recharge; After receiving the information of the prepaid electronic card and payment information for charging the prepaid electronic card from the mobile communication terminal and performing authentication processing of the prepaid electronic card, the prepaid electronic card is sent to the prepaid electronic card according to the payment information. And a prepaid electronic card charging processing means on the mobile communication network side for transmitting the payment completion notice of the charged amount to the mobile communication terminal after performing the payment processing for the charged amount.

In addition, in order to achieve the above object, a method for automatically charging the amount of a prepaid electronic card installed in a toll settlement terminal using a mobile communication terminal according to the present invention includes a road toll by short-range wireless communication with a toll gate high pass management system. A prepaid electronic card equipped with an intelligent IC chip for road toll payment installed in a vehicle toll settlement terminal for payment, and automatically charges the amount of the prepaid electronic card using a mobile communication terminal that can be connected to the vehicle toll settlement terminal. A method, comprising: a first step of transmitting, by a user, a lower balance value of a prepaid electronic card by a user to the vehicle toll settlement terminal, the set balance lower limit value; A second step of storing, by the vehicle toll settlement terminal, the lower balance remaining value; A third step of checking a charge balance of the prepaid electronic card in the vehicle toll settlement terminal and requesting automatic charging of the prepaid electronic card to the mobile communication terminal when the charge balance is smaller than the stored balance lower limit; In response to a request for automatic charging of the prepaid electronic card, the mobile communication terminal requests charging of the prepaid electronic card to a mobile communication network side prepaid electronic card prepaid electronic card charging processing means, and the mobile communication network side prepaid electronic card A fourth step of notifying the vehicle toll settlement terminal of automatic charging of the prepaid electronic card when receiving a charge approval for the prepaid electronic card from a card charging processing means; And a fifth step of automatically charging the prepaid electronic card in the vehicle toll settlement terminal according to the charging notification from the mobile communication terminal.

Hereinafter, with reference to the accompanying drawings will be described in detail with respect to the automatic payment system and method of prepaid electronic card installed in the toll settlement terminal using a mobile communication terminal.

1 is a view schematically showing the overall configuration of a system for automatically charging the amount of a prepaid electronic card installed in a toll settlement terminal using a mobile communication terminal according to a preferred embodiment of the present invention.

As shown in the figure, the automatic payment system for the prepaid electronic card installed in the toll settlement terminal using the mobile communication terminal according to the present invention, the road management system 10, computer terminal 20, toll gate high It includes a path management system 30, a vehicle toll payment terminal (hereinafter referred to as "OBU") 40, a mobile communication terminal 50, a charge management server 60, a financial institution server 70.

The road management system 10 is a prepaid electronic card (hereinafter referred to as "prepaid") containing information of a high-pass subscriber (subscriber's name, address, subscriber mobile communication terminal number and subscriber identification code, etc.) and an intelligent IC chip for road toll payment. Type electronic card ") and store and manage the information (card identification code, charge amount, etc.) and OBU information (OBU identification code, etc.) and all the toll gates at regular or new information registration and update points. Transfer to the high-pass management system (30).

The computer terminal 20 stores information of a high-pass subscriber (subscriber's name, address, subscriber identification code, etc.), information of a prepaid electronic card (card identification code, charge amount, etc.), OBU information (OBU identification code, etc.), and the like. It may be a computer terminal of a road management operator, or a subscriber terminal for registering a high pass subscription by accessing an Internet web page operated by the road management system 10 through, for example, the Internet. It may be.

The toll gate high pass management system 30 is installed at each toll gate, and communicates with the OBU mounted in the vehicle passing through the toll gate in a wireless manner based on the OBU information and the prepaid electronic card information received from the OBU. It performs the authentication process, collects the tolls and performs the receipt generation procedure according to the collection of tolls, stores the information acquired and created in such a procedure and transmits to the road management system (10).

The toll gate high pass management system 30 includes a toll collection device 32 and a wireless transceiver 34 that perform the overall procedure.

The wireless transmission / reception apparatus 34 communicates with the subscriber OBU 40 mounted in a vehicle by, for example, an infrared communication method or an RF communication method, and mainly uses an infrared communication method due to a signal interference or the like.

The toll collecting device 32 controls the radio transmitting and receiving device 34 to communicate with the OBU 40 mounted on the vehicle passing through the toll gate by a wireless method, thereby receiving OBU information received from the corresponding OBU 40 (OBU). Identification code, etc.) and prepaid electronic card information (card identification code, recharge amount, etc.) to carry out the authentication process and to collect tolls, and to obtain receipts according to the collection of tolls. And stores the generated information and transmits to the road management system (10).

The OBU 40 is mounted in a vehicle, and a fundamental difference from the existing OBU is that the lower limit value of the balance remaining charged in the prepaid electronic card is set and registered, and passes through the high pass management system 30 installed in the toll gate. If the charge balance of the prepaid electronic card is less than the preset lower limit after the toll collection process is performed, the mobile terminal requests automatic charging of the prepaid electronic card, and when a request for charging the payment amount is received from the mobile terminal. It includes a function of updating and storing the new charging balance added to the existing charging balance in the prepaid electronic card.

The configuration of the OBU 40 will be described in more detail with reference to FIG. 3. Here, the communication is performed between the OBU 40 mounted on the vehicle and the wireless transmission / reception device 34 of the toll gate high pass management system 30 by, for example, an infrared communication method or an RF communication method, and signal interference, etc. Infrared communication is mainly used due to the cause.

The mobile communication terminal 50 has a function for short-range communication (wireless or wired communication) with the OBU 40 to charge the prepaid electronic card installed in the OBU 40 and the OBU 40. A function of setting a lower balance of the balance for the automatic charging of the prepaid electronic card and an automatic charging amount unit by the user, and transmitting the lower balance of the charge of the prepaid electronic card to the OBU 40; Upon request for automatic charging of the prepaid electronic card from the OBU 40, the charging management server 50 is requested to charge the prepaid electronic card through the mobile communication network in units of the set amount of charge. It is fundamentally different from the existing mobile communication terminal in that it has a function of requesting the OBU 40 to charge the prepaid electronic card to the prepaid electronic card according to the payment completion response. It said, as to its construction with reference to Figure 3 will be described in more detail. The mobile communication terminal according to the present invention is preferably a small portable terminal having a size suitable for carrying by a user while at least performing data communication by connecting to a mobile communication network such as a mobile phone and a personal digital assistant (PDA).

The charge management server 60 is a charge management gateway server that performs a charge payment for charging the prepaid electronic card using the subscriber mobile communication terminal (50).

The financial institution server 70 is, for example, a payment server or billing server such as a bank, a card company and a mobile communication company, in which a charging payment for charging a prepaid electronic card is actually performed by a subscriber.

FIG. 2 is a diagram schematically illustrating a toll gate system when passing through a toll gate in which the radio transmitter / receiver 34 is installed while the OBU shown in FIG. 1 is mounted on a vehicle. Here, when the vehicle equipped with the OBU 40 passes through the high pass toll gate, the OBU 40 receives a wake up signal broadcast from the wireless transceiver 34 at the beginning of the high pass toll gate and starts operation. In order to perform the wireless communication for the toll payment between the OBU 40 mounted on the vehicle and the wireless transmission and reception device 34 of the tollgate high pass management device 30. At this time, when the charge balance of the subscriber's prepaid electronic card is less than the toll or when the toll payment is not completed due to any problem during data communication for the toll payment, the toll collection device 32 is the photographing control device 36 ) Photographs the vehicle, and the photographing control device 36 operates the camera 38 to photograph the rear of the vehicle including the rear license plate of the vehicle.

FIG. 3 is a block diagram showing the block configuration of the OBU and the mobile communication terminal shown in FIG.

As shown in the figure, the OBU 40 stores programs and data for controlling the overall operation of the OBU 40 and also temporarily stores data generated during the execution of the programs and the OBU 40. A short-range wireless communication module for short-range wireless communication using a storage unit 41 having an identification code, etc., a wireless communication unit 34 of the toll gate high pass management system 30, and an infrared communication method or an RF communication method. (42), the near field communication module 46 for short-range communication (wireless or wired communication) with the mobile communication terminal 50, the control unit 44 for performing overall control, and the contactless or non-contact type with the prepaid electronic card. Contact / contactless card module 48 for carrying out data transmission and data communication with subscriber mobile communication terminal 50 (especially, the prepaid electronics using mobile communication terminal). And a key input unit 45 including a wake-up key for waking up a function of the OBU 40 to charge a card or to set a lower balance of a charge of the prepaid electronic card. do.

Here, the short-range communication module 46 uses a wireless communication module such as Bluetooth, Zigbee, high frequency / low frequency RF, binary CDMA (Binary CDMA) or infrared communication, or near field A short-range wired serial communication module can be used as a serial communication interface by a wired communication method. When the RF method or the infrared communication method is used between the OBU 40 and the mobile communication terminal 50, the RF method and the infrared communication method between the OBU 40 and the toll gate high pass management system 34 are different. Using other frequency bands will avoid communication conflicts between them.

In addition, when the controller 44 receives the request for setting the charge balance lower limit value of the prepaid electronic card from the mobile communication terminal 50 through the short range communication module 46, the controller 44 stores the charge balance lower limit value in the storage unit 41. Thereafter, the controller 44 performs the toll settlement procedure through the wireless transmission / reception device 34 and the short-range wireless communication module 42 of the toll gate high pass management system 30, and then the remaining balance of the prepaid electronic card 49. Check whether the charge balance stored in the storage unit 41 is lower than the lower limit, and if the charge balance of the prepaid electronic card 49 is smaller than the charge balance lower limit, the short-range communication module 46 is controlled to the mobile communication terminal 50. Establish a communication channel with the mobile communication terminal and request automatic charging. At this time, the controller 44 controls the contact or contactless card module 48 to read the card information of the prepaid electronic card 49, and then the card information (for example, the card information of the prepaid electronic card 49). Card identification information and the current charge amount, etc.) are received from the card module 48 and transmitted to the mobile communication terminal 50 through the short range communication module 46. Thereafter, the controller 44 controls the contact or contactless card module 48 to request the prepaid electronic card when a request is made to charge a predetermined amount of money from the mobile communication terminal 50 to the prepaid electronic card. Control to charge the amount.

Here, when the mobile communication terminal 50 and the OBU 46 communicate by the short range wireless communication method, the mobile communication terminal 50 periodically communicates between the OBU 46 and the mobile communication terminal 50 to determine whether the mobile communication terminal 50 and the OBU 46 are in a short range communication area. A procedure for confirming the operation must be performed, and this communication procedure increases the power consumption of the OBU 46.

Therefore, in the present invention, when performing near field communication between the mobile communication terminal 50 and the OBU 46, a wake-up key is installed in the key input unit 45 of the OBU 46, and the mobile communication terminal 50 is provided. To communicate with the mobile terminal (i.e., to charge the prepaid electronic card 49 by using a mobile communication terminal or to set a lower limit of the remaining balance of the prepaid electronic card 49). When the wake-up key of 45 is operated, the operation signal is inputted to the controller 44 so that the mobile communication terminal including the card module 48, the short-range communication module 46, and the like by the controller 44 ( 50) and a function for controlling a control operation with the prepaid electronic card 49 is performed to switch from the sleep mode to the wake-up mode.

Meanwhile, in the present invention, the lower limit of the remaining charge of the prepaid electronic card 49 mounted in the OBU 40 is set using the mobile communication terminal 50. However, the present invention is not limited thereto, but the OBU 40 is not limited thereto. The lower limit of the remaining charge of the prepaid electronic card 49 may be set using an operation key provided in the key input section 45 of FIG. In this case, it is preferable that the display unit is provided in the OBU 40, and the user operates the operation keys of the key input unit 45 to set the automatic charging setting mode of the prepaid electronic card and set a desired charge balance lower limit. It may be configured to set a desired automatic recharge amount unit, and it is preferable that the contents are displayed on the display unit when setting the lower balance and the automatic recharge amount unit by the automatic charge setting mode.

Meanwhile, the OBU 40 according to the present invention may further include display means such as LEDs and LCDs and / or pronunciation means such as speakers and buzzers. In this case, when the balance of the prepaid electronic card 49 mounted in the OBU 40 is lower than or equal to the set lower limit of the charging balance or when the electronic card 49 is automatically charged, the display means and / or the pronunciation means of the OBU 40 are changed. It is desirable to alarm through. Alternatively, the lower limit value for the alarm and the lower charge balance value may be set through the mobile communication terminal 40 or through the key input unit 45 of the OBU 40. In this case, when the balance of the prepaid electronic card 49 mounted in the OBU 40 is less than or equal to the lower limit value for the set alarm, the user is alerted through the display means and / or the pronunciation means of the OBU 40, and then the set balance remaining lower limit value is set. In the following case, it is preferable to automatically charge the prepaid electronic card 49.

The mobile communication terminal 50 includes a control unit 51, a short range communication module 52, a key input unit 53, a mobile communication transceiver 54, a storage unit 55, and a display unit 56. do.

The short-range communication module 52 is for short-range communication with the OBU 40, for example, using Bluetooth, Zigbee, binary CDMA (Binary CDMA) communication method or high frequency / low frequency RF method. Alternatively, the short-range wired serial communication module can be used as a serial communication interface by the short-range wired communication method.

The key input unit 53 includes input keys for inputting numbers and letters by the user and function keys for function selection, and the display unit 56 includes, for example, a liquid crystal display. Under the control of 51, characters and numbers are displayed, a function menu screen is displayed, and text and images are displayed.

The mobile communication transmitter / receiver 54 is configured to transmit and receive voice and data to and from a mobile communication network system. For example, code division multiple access (CDMA), frequency division multiple access (FDMA), time division multiple access (TDMA), The communication channel can be formed by any one of a wideband code division multiple access (WCDMA) and a wireless broadband (Wireless Broadband Internet) scheme.

The storage unit 55 stores programs for controlling a general operation of the mobile communication terminal, and sets a lower limit for the remaining balance of the prepaid electronic card mounted in the OBU 40 according to the present invention and automatically charges the battery. A dedicated application program and data for charging the prepaid electronic card are stored when a charge amount unit is set and an automatic charging of the prepaid electronic card is requested from the OBU 40. In addition, the storage unit 55 temporarily stores data generated while executing the program.

The controller 51 controls the components of the entire mobile communication terminal including the short range communication module 52, the mobile communication transceiver 54, the storage unit 55, the display unit 56, the key input unit 53, and the like. do. Further, in the present invention, the controller 51 selects an electronic card automatic charging menu for the prepaid electronic card 49 mounted in the OBU 40 by manipulating a specific key of the key input unit 53 by a user. When the lower balance and the automatic charge amount unit of the prepaid electronic card 49 are input, the short-range communication module 52 is controlled by storing the input remaining balance lower limit value and the automatic charge amount unit in the storage unit 55. A communication channel with the short range communication module 46 of the OBU 40 is established, and the low balance remaining value is transmitted to the OBU 40 through the short range communication module 46. Further, in the present invention, the control unit 51 requests the automatic charging of the prepaid electronic card 49 mounted in the OBU 40 from the OBU 40 (for example, card identification information of the prepaid electronic card 49). And the current charge amount, etc.] is received, the dedicated application program is driven to access the charge management server 60 through the mobile communication transceiver 54 and the corresponding prepaid electronic card information (card identification code, current Payment amount, etc.) as the authentication information, and then the payment processing for charging the prepaid electronic card is performed, and when the payment processing is completed, the payment included in the payment completion response transmitted from the charge management server 60 is completed. The OBU 40 is requested through the short range communication module 52 to charge the prepaid electronic card 49.

On the other hand, between the mobile communication terminal 50 and the OBU 40 it is preferable to perform a pairing (pairing) process for recognizing each other only the first time, especially in the short-range wireless communication method. That is, for example, when a specific key is operated while the mobile communication terminal 50 and the OBU 40 are in close proximity, the mobile communication terminal 50 and the OBU 40 generate a unique identification code from each other by short-range communication. It is desirable to perform a pairing process. After the pairing process as described above, in the case of the short-range wireless communication method, communication between the OBU 40 and the mobile communication terminal 50 does not occur with a communication collision with another device of the same short-range wireless communication method.

The prepaid electronic card according to the present invention may be a prepaid electronic card dedicated to an OBU used or mounted in or used in an OBU, or may be mounted or used in an OBU or used as a touch type toll payment sensor installed in a toll gate. Combi type may be sufficient.

Next, with reference to Figure 4 will be described in detail with respect to the procedure of the mobile communication terminal for setting the lower limit of the charge balance for automatic charging of the prepaid electronic card according to the present invention. Here, it is assumed that the OBU and the mobile communication terminal have a paying procedure, and the OBU is a wake-up state in which the wake-up key of the key input unit is operated by the user.

First, as the user selects an electronic card automatic charging menu for the prepaid electronic card 49 mounted in the OBU 40 by manipulating a specific key of the key input unit 53, the controller 51 stores the storage unit 55. ) By controlling a dedicated application program stored in the control unit to display a screen for inputting the lower balance remaining value of the prepaid electronic card 49 and the unit of automatic charging amount through the display unit 56 (step S1).

Thereafter, as the user inputs the lower limit of the remaining balance of the prepaid electronic card 49 and the unit of automatic charging amount by operating a specific key of the key input unit 53, the control unit 51 enters the lower limit of the charged balance and the automatic charging. The amount of money is stored in the storage unit 55 (step S3).

Subsequently, the controller 51 controls the short range communication module 52 to establish a communication channel with the short range communication module 46 of the OBU 40 (step S5).

Thereafter, the controller 51 transfers the set low balance value of the prepaid electronic card 49 to the low balance balance value setting request signal to the OBU 40 through the short range communication module 46 (step S7). .

Accordingly, the OBU 40 stores the lower limit of the charge remaining of the transmitted prepaid electronic card 49, which will be described with reference to FIG.

Next, with reference to Figure 5 will be described in detail with respect to the procedure for storing the charge balance lower limit value received from the mobile communication terminal in the OBU according to the present invention. Here, it is assumed that the OBU and the mobile communication terminal have a paying procedure.

First, as a wake-up key of the key input unit 45 is input by the user to the control unit 44 by operation, the control unit 44 may be configured as the contact / contactless card module 48 and the short-range communication module ( 46) control to set a function for communication with the mobile communication terminal 50 including a control function and a function for a control operation with the prepaid electronic card 49 from a sleep mode to a wake-up mode. (Step S11).

Thereafter, the controller 44 checks whether there is a communication request from the mobile communication terminal 50 through the short range communication module 46 (step S13).

If there is a communication request from the mobile communication terminal 50 in step S13, the controller 44 controls the short-range communication module 46 to establish a communication channel with the mobile communication terminal 50 (step S15).

Subsequently, the controller 44 checks whether the charge balance lower limit value setting request signal is received from the mobile communication terminal 50 through the short-range communication module 46 (step S17). The charge balance lower limit value is extracted and stored in the storage unit 41 as the charge balance lower limit value of the prepaid electronic card 49. Then, the controller 44 transmits to the mobile communication terminal 50 through the short range communication module 46 that the setting of the lower limit of the remaining balance of the prepaid electronic card 49 is completed (step S19).

Next, the toll is settled when the toll gate in which the tollgate high-pass management system is installed is stored in the OBU in which the lower balance of the prepaid electronic card is stored according to the procedure dp of FIG. 5 according to the present invention with reference to FIGS. 6 to 8. The operation in the case will be described in detail. Here, it is assumed that the vehicle equipped with the OBU 40 passes through the toll gate in which the toll gate high pass management system 30 is installed. In addition, it is assumed that the OBU and the mobile communication terminal have a paying procedure.

First, the control unit 44 of the OBU 40 checks whether the wake-up signal broadcast from the radio transmitting / receiving device 34 of the toll gate high pass management system 30 is input through the short range wireless communication module 42 (step S21).

When the wakeup signal is input in step S21, the controller 44 sets the OBU 40 to the wakeup mode (step S23), and controls the short range wireless communication module 42 to control the toll gate high pass management system ( Control to establish a communication channel with the radio transmission / reception device 34 of step 30 (step S25), and then control to perform the toll settlement process with the toll gate high pass management system 30 (step S27), and the toll settlement process The control to update and store the remaining balance of the prepaid electronic card 49 settled through (step S29) is performed. Here, the above steps S21 to S29 are normal control processing.

Subsequently, the controller 44 checks whether the updated balance of the prepaid electronic card 49 is less than the lower limit of the charge remaining stored in the storage 41 (step S31).

If it is determined in step S31 that the charge balance is less than the lower limit, the controller 44 controls the short range communication module 46 to perform a process for establishing a communication channel with the short range communication module 52 of the mobile communication terminal 50. (Step S33).

Thereafter, the controller 44 checks whether a communication channel with the mobile communication terminal 50 is established (step S35), and when the communication channel is established, the controller 44 controls the contact or contactless card module 48. The card information of the prepaid electronic card 49 is read, and the card information of the prepaid electronic card 49 (for example, including the card identification information and the current charge amount) is read. Received from the electronic card information on the automatic charge request signal and transmits to the mobile communication terminal 50 (step S37).

Accordingly, the mobile communication terminal 50 transmits a charge request signal for the prepaid electronic card 49 to the charge management server 60 as described later, and pays by charge approval from the charge management server 60. When the completion response is received, a payment amount charge request signal for charging the amount of payment is sent to the OBU 40 as automatic charging data.

Thereafter, the controller 44 checks whether the automatic charging data (payment amount charge request signal) is received from the mobile communication terminal 50 (step S39), and when received, the controller 44 receives the received automatic charging data ( The contact or contactless card module 48 is controlled to add as much as the amount of payment included in the payment amount charge request signal to the charge balance of the prepaid electronic card 49 and update and store it as a new charge balance (step S41). .

Subsequently, the short-range communication module 46 is controlled to notify the mobile communication terminal 50 that the automatic charging process is completed (step S43).

On the other hand, if the communication channel with the mobile communication terminal 50 is not established in step S35, the controller 44 determines that the mobile communication terminal 50 is unable to communicate with the OBU 40, and further mobile communication When the communication channel with the terminal 50 is established, the automatic charging request flag for preferentially requesting automatic charging is stored in the storage unit 41 (step S45). Subsequently, the controller 44 switches the OBU 40 to a sleep mode to reduce power consumption.

Thereafter, when the wake-up key of the key input unit 45 is operated by the user, the operation signal is input to the control unit 44, so that the control unit 44 contacts the contactless / contactless card module 48 and the near field communication module 46. Perform a control to set a function for communication with the mobile communication terminal 50 and a function for control operation with the prepaid electronic card 49 from a sleep mode to a wake-up mode. Step S47).

Thereafter, the controller 44 checks whether there is a communication request from the mobile communication terminal 50 through the short range communication module 46 (step S49).

If there is a communication request from the mobile communication terminal 50 in step S49, the controller 44 controls the short-range communication module 46 to establish a communication channel with the mobile communication terminal 50 (step S51).

Subsequently, when it is confirmed that the communication channel with the mobile communication terminal 50 is established, the controller 44 checks the precharge flag already stored in the storage unit 41 and controls the contact or contactless card module 48 in advance. After reading the card information of the electronic card 49, the card information of the prepaid electronic card 49 (for example, including card identification information and current charge amount) is transferred from the card module 48. Receive the electronic card information on the automatic charge request signal and transmits to the mobile communication terminal 50 (step S53).

Accordingly, the mobile communication terminal 50 transmits a charge request signal for the prepaid electronic card 49 to the charge management server 60 as described later, and pays by charge approval from the charge management server 60. When the completion response is received, a payment amount charge request signal for charging the amount of payment is sent to the OBU 40 as automatic charging data.

Thereafter, the controller 44 checks whether the automatic charging data (payment amount charge request signal) is received from the mobile communication terminal 50 (step S55), and when received, the controller 44 receives the received automatic charging data ( The contact or contactless card module 48 is controlled to add the amount of payment included in the payment amount charge request signal) to the charge balance of the prepaid electronic card 49 and update and store it as a new charge balance. The automatic charge request flag previously stored in 41 is deleted (step S57).

Subsequently, the short-range communication module 46 is controlled to notify the mobile communication terminal 50 that the automatic charging process is completed (step S59).

Next, with reference to Figures 9a and 9b will be described in detail the automatic charging amount of the prepaid electronic card mounted in the toll settlement terminal using a mobile communication terminal according to the present invention.

First, as described with reference to FIG. 4, as the user sets the charge balance lower limit value and the automatic charge amount unit of the electronic card mounted in the OBU 40 using the mobile communication terminal 50, the mobile communication terminal 50. Control unit 51 transmits a charge balance lower limit value setting request signal including the set charge balance lower limit to the OBU 40 through the short range communication module 52 (steps S2 to S4).

Accordingly, the control unit 44 of the OBU 40 that receives the charge balance lower limit value setting request signal through the short-range communication module 46 extracts the charge balance lower limit value loaded on the charge balance lower limit value request signal and prepaid the electronic card 49. ) Is stored in the storage unit 41 as a lower limit of the remaining charge (step S6).

Thereafter, the controller 44 transmits the charge balance lower limit value setting response indicating that the charge balance lower limit value of the prepaid electronic card 49 is completed to the mobile communication terminal 50 through the short range communication module 46 (step). S8).

Hereinafter, the vehicle equipped with the OBU 40 passes through the toll gate in which the toll gate high pass management system 30 is installed, while the lower limit of the remaining balance of the prepaid electronic card 49 is stored in the OBU 40 as described above. While the charge balance of the prepaid electronic card 49 mounted in the OBU 40 in accordance with the toll settlement will be described below the automatic charging procedure.

The control unit 44 of the OBU 40 receives the wake-up signal broadcast from the wireless transmitting / receiving device 34 of the toll gate high pass management system 30 through the short range wireless communication module 42. The OBU 40 is set to the wake-up mode (step S10), and the short-range wireless communication module 42 is controlled to perform the toll settlement process with the toll gate high pass management system 30 (step S12).

The control section 44 of the OBU 40 performs control to update and store the remaining balance of the prepaid electronic card 49 settled through the toll settlement process (step S14).

Subsequently, the control unit 44 of the OBU 40 compares the updated balance of the prepaid electronic card 49 with the lower limit of the charge remaining in the storage 41 (step S16).

At this time, since the charge balance of the prepaid electronic card 49 is less than the charge balance lower value as assumed above, the control unit 44 of the OBU 40 controls the contact or contactless card module 48 to prepaid. After reading the card information of the electronic card 49, the card information (including card identification information and the current charge amount, etc.) of the prepaid electronic card 49 is received from the card module 48 The electronic card information is loaded on the automatic charge request signal and transmitted to the mobile communication terminal 50 (step S18).

Subsequently, the control unit 51 of the mobile communication terminal 50 receiving the automatic charging request signal through the short range communication module 46 loads and drives the prepaid electronic card charging program stored in the storage unit 55, The mobile communication transmitter and receiver 54 is controlled by the prepaid electronic card charging program, and the prepaid electronic card is charged to the charge management server 60 using the network information (for example, URL) of the charge management server 60. The prepaid electronic card automatic charging request signal including information (for example, card identification information and the current charging amount) and the previously stored automatic charging amount unit is transmitted (step S18).

Here, the prepaid electronic card automatic charging request may also include payment information and authorized certificate information for payment of the charged amount. The payment information, when setting the lower balance and the automatic charge amount unit of the electronic card in the step S2 above, the user includes in the credit card payment method, bank transfer method, mobile communication terminal usage fee as a payment method, exclusive membership By selecting a mileage payment method using a card, and inputting the charging method information (credit card company / credit card information or transfer bank / transfer system information or carrier / communication terminal information, etc.) according to each selected method. will be.

Receiving the prepaid electronic card automatic charging request signal including the prepaid electronic card information (including card identification information and the current charge amount, etc.) and the charging method information, charge amount unit and authorized certificate information, etc. The charge management server 60 transmits the prepaid electronic card information (including card identification information and the current charge amount, etc.) included in the request signal to the road management system 10 to transmit the prepaid electronic card. Request for authentication (step S22).

At this time, the road management system 10 performs authentication such as whether the corresponding prepaid electronic card is usable. Thereafter, the road management system 10 transmits an authentication response to the charge management server 60 as an authentication result (step S24). Here, it is assumed that the road management system 10 has an authentication response that the prepaid electronic card is valid as an authentication result.

Accordingly, the charging management server 60 receiving the authentication response includes charging method information (credit card company / credit card information or transfer bank / transfer system information or carrier / communication terminal information) included in the prepaid electronic card automatic charging request signal. The payment request is transmitted to the financial institution server 70 based on the step S26.

Accordingly, after the payment processing is completed in the financial institution server 70, the payment completion response is transmitted to the charge management server 60 (step S28). Thereafter, the charge management server 60 notifies the road construction management system 10 that the payment is normally completed based on the payment completion response, and notifies the mobile communication terminal 50 that the payment is normally completed (step) S30, S32).

Subsequently, the control unit 51 of the mobile communication terminal 50 receiving the payment completion notice transmits the payment amount included in the payment completion response transmitted from the charge management server 60 to the prepaid electronic card. The OBU 40 is requested via the module 52 (step S34).

Accordingly, the controller 44 of the OBU 40 controls prepaid by controlling the contact or contactless card module 48 when a request is made to charge a predetermined amount of money from the mobile communication terminal 50 to the prepaid electronic card. The electronic card 49 is controlled to fill the corresponding amount of money (step S36).

Thereafter, the controller 44 of the OBU 40 includes the card information of the prepaid electronic card 49 (including card identification information and the current charge amount) in the charging completion response to include the short range communication module. The data is transmitted to the mobile communication terminal 50 through the 46 (step S38).

Subsequently, the control unit 51 of the mobile communication terminal 50 receiving the charge completion response through the short range communication module 46 controls the mobile communication transmitter / receiver 54 to charge management server 60 to the prepaid electronic card. The charging completion response including the information (for example, the card identification information and the current charging amount, etc.) is transmitted (step S40).

Accordingly, the charge management server 60 receiving the charge completion response receives a charge completion response including prepaid electronic information (eg, card identification information and the current charge amount) included in the charge completion response. Transfer to the road management system 10 (step S42).

Therefore, the road management system 10 checks the corresponding prepaid electronic card information (card identification information and the current charge amount) included in the charge completion response and confirms that the charging for the prepaid electronic card is completed.

On the other hand, the present invention is not limited to the above-described specific embodiments, it can be carried out by various modifications and variations within the scope not departing from the technical spirit of the present invention. If such variations and modifications fall within the scope of the appended claims, it will be apparent that the variations and modifications belong to the present invention.

As described above, according to the present invention, when the remaining balance of the prepaid electronic card installed in the vehicle toll settlement terminal is less than the predetermined lower limit value, the mobile terminal is automatically charged to charge the prepaid electronic card. It is possible to solve the problems caused by the hassle of checking the balance or the shortage of the filling balance, and to recharge anywhere regardless of the place.

Claims (21)

A prepaid electronic card with a built-in intelligent IC chip for road toll payment is mounted, and can be connected to a mobile communication terminal. A toll settlement terminal for a vehicle for requesting a terminal to automatically recharge the prepaid electronic card; Requesting the vehicle toll settlement terminal to set a charge balance lower limit value of the prepaid electronic card according to a user's operation for setting a charge balance lower limit value of the prepaid electronic card, and the prepaid electronic card from the vehicle toll settlement terminal When the request for automatic charging of the amount of money is received, the card information of the prepaid electronic card included in the request signal and the payment information for the prepaid amount of the prepaid electronic card set in advance are transmitted to the mobile communication network. A mobile communication terminal for requesting the vehicle toll settlement terminal to charge the prepaid electronic card to charge the prepaid electronic card upon receiving notification of the completion of the recharge; After receiving the information of the prepaid electronic card and payment information for charging the prepaid electronic card from the mobile communication terminal and performing authentication processing of the prepaid electronic card, the prepaid electronic card is sent to the prepaid electronic card according to the payment information. Prepayment using a mobile communication terminal comprising a prepaid electronic card charging processing means of the mobile communication network for transmitting a payment completion notice of the charge to the mobile communication terminal after the payment processing of the charge Automatic charging system for the amount of electronic cards. The method of claim 1, The mobile communication network side prepaid electronic card charging processing means, A road management system that manages prepaid electronic card information and performs authentication of prepaid electronic cards; A payment server which performs payment processing of the charged amount of the prepaid electronic card; Receive the information of the prepaid electronic card and payment information for the amount charged to the prepaid electronic card from the mobile communication terminal, and transmits the information of the prepaid electronic card to the road management system to Request authentication processing and transfer payment information to the prepaid electronic card to the payment server to request payment of the payment amount, and when notified of the completion of payment of the payment amount from the payment server, the notification is sent to the corresponding mobile communication terminal. Automatic charging system for the amount of prepaid electronic card using a mobile communication terminal, characterized in that it comprises a charge management server to transmit to. The method according to claim 1 or 2, The payment information for the amount charged to the prepaid electronic card includes an automatic charge amount input at the time of the user's operation for setting a lower balance of the charge amount of the prepaid electronic card. Automatic charging system for the amount of electronic cards. The method of claim 3, The payment information for the amount charged to the prepaid electronic card may include credit card information, dual system account information, communication terminal information, or membership card information input at the time of the user's operation for setting a lower balance of the prepaid electronic card. Automatic payment system for the amount of prepaid electronic card using a mobile communication terminal further comprising. The method according to claim 1 or 2, Communication between the vehicle toll settlement terminal and the mobile communication terminal is a charge amount prepaid electronic card charging system using a mobile communication terminal, characterized in that made by any one selected from a wired communication method and a wireless communication method. The method of claim 5, The wireless communication method is any one selected from Bluetooth, Zigbee, Binary CDMA, High Frequency RF, and Low Frequency RF. The amount of the prepaid electronic card using the mobile communication terminal. Automatic charging system. The method according to claim 1 or 2, The information of the prepaid electronic card is an automatic charge system for prepaid electronic card using a mobile communication terminal, characterized in that the identification information of the prepaid electronic card and the current charge amount information of the prepaid electronic card. The method of claim 5, The vehicle toll settlement terminal includes a wake-up key for setting a wake-up mode for enabling communication with a mobile communication terminal by switching from a sleep mode to a wake-up mode. Automatic charging system for prepaid electronic cards using communication terminals. The method according to claim 1 or 2, The vehicle toll settlement terminal may include display means and / or pronunciation means for alarming the user when the remaining balance of the prepaid electronic card becomes less than the set lower limit of the charged balance and / or when the prepaid electronic card is automatically charged. Automatic payment system for the amount of prepaid electronic card using a mobile communication terminal further comprising. A mobile communication that can be connected to a toll payment terminal with a prepaid electronic card equipped with an intelligent IC chip for road toll payment that is mounted on a vehicle toll settlement terminal that pays road tolls by short-range wireless communication with a toll gate high pass management system. In the method of automatically charging the amount of the prepaid electronic card using a terminal, A first step of transmitting, by the user, the lower balance value of the prepaid electronic card by the user, the set balance lower limit value to the vehicle toll settlement terminal; A second step of storing, by the vehicle toll settlement terminal, the lower balance remaining value; A third step of checking a charge balance of the prepaid electronic card in the vehicle toll settlement terminal and requesting automatic charging of the prepaid electronic card to the mobile communication terminal when the charge balance is smaller than the stored balance lower limit; In response to a request for automatic charging of the prepaid electronic card, the mobile communication terminal requests charging of the prepaid electronic card from the mobile communication network side prepaid electronic card charging processing means, and the mobile communication network side prepaid electronic card charging processing means. Receiving a charge approval for the prepaid electronic card from the fourth step of notifying the vehicle toll settlement terminal of automatic charging of the prepaid electronic card; And a fifth step of automatically charging the prepaid electronic card in the vehicle toll settlement terminal according to the charging notification from the mobile communication terminal. The method of claim 10, When setting the balance lower limit value in the first step, the user sets the automatic recharge amount unit and the setting of the payment means information for the automatic recharge amount further comprises a prepaid electronic card using a mobile communication terminal How to automatically charge the amount. The method of claim 11, The payment means information is credit card information or two-system account information or communication terminal information or membership card information characterized in that the automatic payment of the amount of the prepaid electronic card using a mobile terminal. The method of claim 11, When requesting the automatic charging of the prepaid electronic card in the third step, the mobile communication terminal, characterized in that to read the card information of the prepaid electronic card and transmit the information of the prepaid electronic card to the mobile communication terminal. How to automatically charge the amount of prepaid electronic card using. The method of claim 13, In the fourth step, the mobile communication terminal transmits the information of the prepaid electronic card, the prepaid automatic charge amount and the payment means information from the vehicle toll settlement terminal to the mobile communication network side prepaid electronic card charging processing means. When the charging approval is received from the mobile communication network side prepaid electronic card charging processing means, the vehicle toll settlement terminal is notified of the automatic charging of the predetermined automatic recharge amount for the prepaid electronic card, In the fifth step, the vehicle toll settlement terminal charges the automatic charge amount to the corresponding prepaid electronic card according to the charging notification from the mobile communication terminal, automatically charging the amount of the prepaid electronic card using the mobile communication terminal. Way. The method of claim 14, The mobile communication network side prepaid electronic card charging processing means, A road management system that manages prepaid electronic card information and performs authentication of prepaid electronic cards; A payment server which performs payment processing of the charged amount of the prepaid electronic card; Receive the information of the prepaid electronic card and payment information for the amount charged to the prepaid electronic card from the mobile communication terminal, and transmits the information of the prepaid electronic card to the road management system to Request authentication processing and transfer payment information to the prepaid electronic card to the payment server to request payment of the payment amount, and when notified of the completion of payment of the payment amount from the payment server, the notification is sent to the corresponding mobile communication terminal. Automatic charging method for the amount of prepaid electronic card using a mobile communication terminal, characterized in that it comprises a charge management server for transmitting to. The method of claim 10, The amount of the prepaid electronic card using the mobile communication terminal is characterized in that the confirmation of the remaining balance of the prepaid electronic card in the third step is performed immediately after payment of the road toll by short-range wireless communication with the tollgate high pass management system. Auto charging method. The method of claim 10, In the third step, when it is determined that the vehicle toll settlement terminal does not establish a communication channel with the mobile communication terminal when requesting automatic charging of the prepaid electronic card to the mobile communication terminal, Setting and storing an automatic charge request flag; Thereafter, when the communication channel is established with the mobile communication terminal, the automatic charging request flag is checked to request automatic charging of the prepaid electronic card to the mobile communication terminal, and the automatic precharge of the prepaid electronic card is completed. Method for automatically charging the amount of prepaid electronic card using a mobile communication terminal, characterized in that further comprising the step of deleting the stored automatic charge request flag. The method according to any one of claims 10 to 17, Communication between the vehicle toll settlement terminal and the mobile communication terminal is a method of automatically charging the amount of the prepaid electronic card using a mobile communication terminal, characterized in that made by any one selected from a wired communication method and a wireless communication method. The method of claim 18, The wireless communication method is any one selected from Bluetooth, Zigbee, Binary CDMA, High Frequency RF, and Low Frequency RF. The amount of the prepaid electronic card using the mobile communication terminal. Auto charging method. It is equipped with a prepaid electronic card incorporating an intelligent IC chip for road toll payment and can communicate with the following mobile communication terminal, and according to the user's operation for setting a lower limit of the remaining balance of the prepaid electronic card. Sets and saves the charge balance lower limit value of the card, and when the charge balance of the prepaid electronic card is smaller than the preset registered charge balance lower limit value, the vehicle toll settlement terminal for requesting automatic charging of the amount of the prepaid electronic card to the mobile communication terminal. Wow;  When the request for automatic charging of the amount of the prepaid electronic card is received from the vehicle toll settlement terminal, the card information of the prepaid electronic card included in the request signal and payment information about the amount of charge to the preset prepaid electronic card are included. A mobile communication terminal which transmits to the mobile communication network and requests the vehicle toll settlement terminal to charge the prepaid electronic card to charge the prepaid electronic card upon receiving a notification of completion of the payment from the mobile communication network; After receiving the information of the prepaid electronic card and payment information for charging the prepaid electronic card from the mobile communication terminal and performing authentication processing of the prepaid electronic card, the prepaid electronic card is sent to the prepaid electronic card according to the payment information. A prepaid type using a mobile communication terminal, characterized in that it comprises a prepaid electronic card charging processing means of the mobile communication network to transmit a payment completion notice of the charged amount to the mobile communication terminal after performing the payment processing for the charged amount. Automatic charging system for electronic cards. The method of claim 20, The vehicle toll settlement terminal may include display means and / or pronunciation means for alarming the user when the remaining balance of the prepaid electronic card becomes less than the set lower limit of the charged balance and / or when the prepaid electronic card is automatically charged. Automatic payment system for the amount of prepaid electronic card using a mobile communication terminal further comprising.

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