KR20020020773A - Auto Recharging System of Advance payments - Google Patents
Auto Recharging System of Advance payments Download PDFInfo
- Publication number
- KR20020020773A KR20020020773A KR1020020010486A KR20020010486A KR20020020773A KR 20020020773 A KR20020020773 A KR 20020020773A KR 1020020010486 A KR1020020010486 A KR 1020020010486A KR 20020010486 A KR20020010486 A KR 20020010486A KR 20020020773 A KR20020020773 A KR 20020020773A
- Authority
- KR
- South Korea
- Prior art keywords
- balance
- amounts
- prepaid
- service user
- service
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
본 발명은 유,무선 통신 및 데이터 이용서비스 혹은 기타 다른 서비스의 이용The present invention is the use of wired, wireless communication and data use services or other services
요금제를 종량제 선불요금으로 서비스 제공하는 곳(A)에 서비스이용자(B)가 선불요금을 신용카드로 결재하고 선불요금을 자동으로 충전하고자 할 때, 가입자의 잔액정보관리시스템(C)과 연계하여 잔액정보를 단계적으로 서비스이용자(B)에게 이동전화의 단문문자메세지 혹은 기타 통보방법을 통하여 통보하고, 임의로 설정된 하한 잔액에 도달할 때 잔액정보관리시스템(C)는 서비스이용자(B)에게 결재예정임을 통보하고 약정한 충전금액을 신용카드로 서비스이용자(B)에게 자동충전하고 선불요금의 잔액정보가 갱신되어 충전요금이 결재된 내용과 갱신된 잔액정보가 가입자에게 단문문자메세지 혹은 기타 통보방법을 통하여 통보되도록 하여 가입자가 잔액요금확인과 지속적인 서비스가 가능한 종량제 선불요금 잔액관리 및 자동충전 운영방법에 관한 것이다.When the service user (B) pays the prepaid fee with a credit card and automatically charges the prepaid fee at the place where the plan is provided as a pay-as-you-go prepaid rate (A), in connection with the subscriber's balance information management system (C) The balance information is notified to the service user (B) step by step through a short text message or other notification method of the mobile phone, and when the arbitrarily set lower limit balance is reached, the balance information management system (C) is expected to pay the service user (B). The user is charged automatically with the credit card, and the balance information of the prepaid fee is updated, and the contents of the charge charge and the updated balance information are notified to the subscriber by a short text message or other notification method. Through the payment method, the subscriber can check the balance rate and manage the prepaid rate balance for the continuous service and the automatic charging operation method. will be.
현재 종래기술인 종량제 선불요금 충전시스템의 운영방식은 다음과 같다.Currently, the operation method of a conventional pay-as-you-go charge system is as follows.
1)ARS를 통한 신용카드 결재 혹은 은행을 통한 무통장입금 으로 이용고객불편 초래1) Inconvenient customer due to credit card payment through ARS or non-payment deposit through bank
2)잔액소진시 서비스이용중지에 따른 이용자의 불편초래2) Inconvenient user due to service suspension when running out of balance
3)잔액부족에 따른 서비스중지발생으로 서비스제공자의 기회손실 발생3) Loss of opportunity for service provider due to service suspension due to insufficient balance
1)서비스이용자의 종량제 선불요금의 잔액관리로 선불요금 충전불편 완전1) Complete payment of unpaid prepaid charges by managing the balance of the pay-per-use prepaid charges
해소solution
2)선불 종량제 서비스제공자의 서비스중단에 따른 기회손실 비용제거2) Elimination of opportunity loss cost due to service interruption of prepaid pay-as-you-go service provider
제1도 각 SITE별 동작흐름도Figure 1 Operation Flow Chart by Site
이하 첨부된 도면에 의해 상세히 설명하면 다음과 같다Hereinafter, described in detail by the accompanying drawings as follows.
1)종량제 선불요금제도 사용자의 재충전 불편함 제거1) Pay-as-you-go payment system
2)정기적인 잔액정보 및 자동결재된 요금정보를 제공하므로 서비스사용자의 안정적인2) Stable service users can be provided by providing regular balance information and automatic billing information.
서비스 사용 및 요금관리 원활Service usage and billing smoothly
3)서비스사용자는 할인된 선불요금으로 서비스를 제공받고 신용카드로 결재하므로3) The service user is provided with the discounted prepaid rate and paid by credit card.
후불로 결재하는 효과가 발생Paying by postpay occurs
4)서비스제공자가 잔액부족에 따른 서비스중지로 발생한 기회손실비용 제거4) Elimination of opportunity loss cost caused by service provider's suspension of service due to insufficient balance
Claims (1)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020020010486A KR20020020773A (en) | 2002-02-27 | 2002-02-27 | Auto Recharging System of Advance payments |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020020010486A KR20020020773A (en) | 2002-02-27 | 2002-02-27 | Auto Recharging System of Advance payments |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| KR20020020773A true KR20020020773A (en) | 2002-03-15 |
Family
ID=19719505
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020020010486A Ceased KR20020020773A (en) | 2002-02-27 | 2002-02-27 | Auto Recharging System of Advance payments |
Country Status (1)
| Country | Link |
|---|---|
| KR (1) | KR20020020773A (en) |
Cited By (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20030089145A (en) * | 2002-05-16 | 2003-11-21 | 에스케이 텔레콤주식회사 | Rechargement Method of Prepaid Communication Fare |
| KR100648066B1 (en) * | 2005-05-02 | 2006-11-23 | 주식회사 케이티프리텔 | Mobile communication prepaid fee charging system and method using public telephone |
| KR20080020157A (en) * | 2006-08-31 | 2008-03-05 | (주) 엘지텔레콤 | Automatic payment system and method of prepaid electronic card installed in toll settlement terminal using mobile communication terminal |
| US8479980B2 (en) | 2003-05-28 | 2013-07-09 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
| US8594286B2 (en) | 2000-07-19 | 2013-11-26 | Blackhawk Network, Inc. | Systems and methods for personal identification number distribution and delivery |
| US9852414B2 (en) | 2010-01-08 | 2017-12-26 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US10037526B2 (en) | 2010-01-08 | 2018-07-31 | Blackhawk Network, Inc. | System for payment via electronic wallet |
| US10102516B2 (en) | 2004-12-07 | 2018-10-16 | Ewi Holdings, Inc. | Transaction processing platform for facilitating electronic distribution of plural prepaid services |
| US10205721B2 (en) | 2002-12-10 | 2019-02-12 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
| US10296895B2 (en) | 2010-01-08 | 2019-05-21 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US10320992B2 (en) | 2000-07-19 | 2019-06-11 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
| US10755261B2 (en) | 2010-08-27 | 2020-08-25 | Blackhawk Network, Inc. | Prepaid card with savings feature |
| US10970714B2 (en) | 2012-11-20 | 2021-04-06 | Blackhawk Network, Inc. | System and method for using intelligent codes in conjunction with stored-value cards |
| US11042870B2 (en) | 2012-04-04 | 2021-06-22 | Blackhawk Network, Inc. | System and method for using intelligent codes to add a stored-value card to an electronic wallet |
| US11475436B2 (en) | 2010-01-08 | 2022-10-18 | Blackhawk Network, Inc. | System and method for providing a security code |
| US11599873B2 (en) | 2010-01-08 | 2023-03-07 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
| US12260396B2 (en) | 2010-01-08 | 2025-03-25 | Blackhawk Network, Inc. | System for payment via electronic wallet |
Citations (6)
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|---|---|---|---|---|
| US5825863A (en) * | 1995-12-11 | 1998-10-20 | Walker Asset Management Limited Partnership | Prepaid limited usage calling card |
| KR20010044264A (en) * | 2001-01-30 | 2001-06-05 | 권도균 | Method for operating of prepaid card |
| KR20010073901A (en) * | 2000-01-22 | 2001-08-03 | 박홍규 | Electronic Settlement System Using Advance Payment Typed Card Related to Credit Card |
| KR20010078816A (en) * | 1999-11-30 | 2001-08-22 | 류창완 | Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards |
| KR20030058651A (en) * | 2001-12-31 | 2003-07-07 | 주식회사 케이티 | Method for sending message service used for a charge limited card |
| KR20030067036A (en) * | 2002-02-06 | 2003-08-14 | 엘지카드 주식회사 | Charging method and charging system for prepayment card |
-
2002
- 2002-02-27 KR KR1020020010486A patent/KR20020020773A/en not_active Ceased
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5825863A (en) * | 1995-12-11 | 1998-10-20 | Walker Asset Management Limited Partnership | Prepaid limited usage calling card |
| KR20010078816A (en) * | 1999-11-30 | 2001-08-22 | 류창완 | Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards |
| KR20010073901A (en) * | 2000-01-22 | 2001-08-03 | 박홍규 | Electronic Settlement System Using Advance Payment Typed Card Related to Credit Card |
| KR20010044264A (en) * | 2001-01-30 | 2001-06-05 | 권도균 | Method for operating of prepaid card |
| KR20030058651A (en) * | 2001-12-31 | 2003-07-07 | 주식회사 케이티 | Method for sending message service used for a charge limited card |
| KR20030067036A (en) * | 2002-02-06 | 2003-08-14 | 엘지카드 주식회사 | Charging method and charging system for prepayment card |
Cited By (29)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10841433B2 (en) | 2000-07-19 | 2020-11-17 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
| US10320992B2 (en) | 2000-07-19 | 2019-06-11 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
| US8594286B2 (en) | 2000-07-19 | 2013-11-26 | Blackhawk Network, Inc. | Systems and methods for personal identification number distribution and delivery |
| US8867713B2 (en) | 2000-07-19 | 2014-10-21 | Ewi Holdings, Inc. | Systems and methods for personal identification number distribution and delivery |
| KR20030089145A (en) * | 2002-05-16 | 2003-11-21 | 에스케이 텔레콤주식회사 | Rechargement Method of Prepaid Communication Fare |
| US10205721B2 (en) | 2002-12-10 | 2019-02-12 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
| US8967464B2 (en) | 2003-05-28 | 2015-03-03 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
| US9558484B2 (en) | 2003-05-28 | 2017-01-31 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
| US8479980B2 (en) | 2003-05-28 | 2013-07-09 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
| US10210506B2 (en) | 2003-05-28 | 2019-02-19 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
| US10296891B2 (en) | 2004-12-07 | 2019-05-21 | Cardpool, Inc. | Transaction processing platform for facilitating electronic distribution of plural prepaid services |
| US10552824B2 (en) | 2004-12-07 | 2020-02-04 | Ewi Holdings, Inc. | Transaction processing platform for facilitating electronic distribution of plural prepaid services |
| US10102516B2 (en) | 2004-12-07 | 2018-10-16 | Ewi Holdings, Inc. | Transaction processing platform for facilitating electronic distribution of plural prepaid services |
| KR100648066B1 (en) * | 2005-05-02 | 2006-11-23 | 주식회사 케이티프리텔 | Mobile communication prepaid fee charging system and method using public telephone |
| KR20080020157A (en) * | 2006-08-31 | 2008-03-05 | (주) 엘지텔레콤 | Automatic payment system and method of prepaid electronic card installed in toll settlement terminal using mobile communication terminal |
| US10296895B2 (en) | 2010-01-08 | 2019-05-21 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US11475436B2 (en) | 2010-01-08 | 2022-10-18 | Blackhawk Network, Inc. | System and method for providing a security code |
| US10037526B2 (en) | 2010-01-08 | 2018-07-31 | Blackhawk Network, Inc. | System for payment via electronic wallet |
| US12430636B2 (en) | 2010-01-08 | 2025-09-30 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
| US9852414B2 (en) | 2010-01-08 | 2017-12-26 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US12260396B2 (en) | 2010-01-08 | 2025-03-25 | Blackhawk Network, Inc. | System for payment via electronic wallet |
| US12086791B2 (en) | 2010-01-08 | 2024-09-10 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
| US10223684B2 (en) | 2010-01-08 | 2019-03-05 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US11599873B2 (en) | 2010-01-08 | 2023-03-07 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
| US10755261B2 (en) | 2010-08-27 | 2020-08-25 | Blackhawk Network, Inc. | Prepaid card with savings feature |
| US11900360B2 (en) | 2012-04-04 | 2024-02-13 | Blackhawk Network, Inc. | System and method for using intelligent codes to add a stored-value card to an electronic wallet |
| US11042870B2 (en) | 2012-04-04 | 2021-06-22 | Blackhawk Network, Inc. | System and method for using intelligent codes to add a stored-value card to an electronic wallet |
| US11544700B2 (en) | 2012-11-20 | 2023-01-03 | Blackhawk Network, Inc. | System and method for using intelligent codes in conjunction with stored-value cards |
| US10970714B2 (en) | 2012-11-20 | 2021-04-06 | Blackhawk Network, Inc. | System and method for using intelligent codes in conjunction with stored-value cards |
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