JPH08315036A - Payment demanding system - Google Patents

Abstract

PURPOSE: To make it possible to purchase a ticket or receive various service by a credit card by processing prescribed payment demand to a card user by a computer based on card data inputted from an input device. CONSTITUTION: In a payment demanding system for an international telephone company 2 e.g. a 1st computer 1 sends application data including call rates inputted from an input device 3 to a 2nd computer 6 in a credit card company 5 through a connection line 8 once a day by batch processing. The 2nd computer 6 prepares a detailed demand of payment to be demand data in each card number once a month and demands the payment to a credit holder 4. Since the company 2 outputs a prescribed payment demand to the company 5 based on application data outputted from the 1st computer 1 and the company 5 demands payment based on the demand to the holder 4, the price can surely be recovered.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION The present invention relates to a credit card or I
The present invention relates to a billing system for payment when a ticket is sold with a C card or a service such as a telephone is provided.

[0002]

2. Description of the Related Art Conventionally, in order to make a call, it is general to make a call with cash or a prepaid card.
Similarly, it is common to buy tickets with cash or prepaid cards at stations. In addition, it is common for pachinko parlors to rent balls for cash, and for game centers and amusement parks to purchase tickets, which are vehicle use tickets, for cash.

[0003]

However, in recent years, credit cards have become widespread, and it has been strongly desired to construct a system for enabling the purchase of tickets and various services by credit cards. The present invention has been made in view of the above points, and its purpose is to use a credit card or an IC card to purchase a ticket and provide various services as well as using cash. The present invention provides a new billing system for payment.

[0004]

In order to achieve the above object, the payment billing system of the present invention is provided in a first company which sells or services tickets such as tickets by credit card or IC card. A first computer, a second computer provided in a second company that manages the credit card, a connection line connecting the first computer and the second computer, and the first computer Input device for inputting card user's card data and money amount data, and creation of billing data provided in a second computer for carrying out predetermined billing processing for the card user based on the data inputted by said input device It is characterized in that it is configured with means.

Further, the first computer is provided in a telephone company which is a first company. Further, a third computer is provided between the first computer and the second computer, and the data sent from the first computer is subjected to predetermined processing by the third computer, and then the second computer. It is sent to.
Further, a vending machine that sells tickets and goods such as tickets, or a device that provides services and entertainment is provided, and the input device of the vending machine or device is provided with a card reader that reads data of a prepaid card. When the card reader reads out predetermined data on the prepaid card, the vending machine sells a ticket or an article, and the device for providing the service or entertainment provides the service or the entertainment. To do.

The first computer is a computer for managing a ticket vending machine such as a ticket provided in an electric railway company which is the first company. Further, the first computer is a totaling computer for managing a ball lending machine provided in a pachinko parlor of the first company. Further, the first computer is a computer for managing a ticket vending machine such as a ticket provided in a game center or an amusement park which is the first company.

[0007]

Embodiments of the present invention will be described with reference to FIGS. (Embodiment 1) FIGS. 1 to 3 are block diagrams showing a first embodiment. In the figure, 1 is a first computer provided at an international telephone company 2 which is a first company, 3 is a user of a credit card or an IC card (hereinafter referred to as a card) (hereinafter referred to as a credit holder) 4 The first computer for the operator of the international telephone company 1 to enter the card number, PIN, card data such as expiration date, date and time of use, and predetermined data such as the other party when making a call using Data input device provided in 5
Is a credit card company which is a second company that has a contract with the international telephone company 2, 6 is a second computer provided in the credit card company 5, and 7 is an input device 3 of the first computer 1. Data creating means for creating and outputting payment request data which has been subjected to predetermined processing based on the input data (card data or money amount data), 8
Is a connection line that connects the first computer 1 and the second computer 6.

In the payment billing system of the international telephone company configured as described above, in order for the credit holder 4 to make an international call, first, tell the operator the number of his / her card, the personal identification number and the telephone number of the other party. Apply for an international call. At this time, the operator is the first computer 1
The card number, the personal identification number, and the telephone number of the other party are input to the input device 3 of 1., but at this time, the first computer 1 checks from the card number whether or not the card is a usable card. . Then, if it is available, the operator connects the line. Then, when the call (service) ends, the operator operates the first computer 3
Input the call charge (amount data) into the input device 3 of and wait for the next telephone application.

Next, a call charge billing process will be described. The first computer 1 performs batch processing once a day,
The usage data including the call charge input from the input device 3 is sent to the second computer 6 of the credit card company 5 via the connection line 8. Then, the second computer 6 once a month creates a billing statement, which is billing data for each card number, and bills the credit holder 4. Therefore,
The international telephone company 2 makes a predetermined payment request to the credit card company 5 based on the usage data output from the first computer 1, and the credit card company 5 charges the credit holder 4 based on the payment request statement. The payment will be collected without fail.

The receiving station 2 of the international telephone company 2 of the present invention
In a, the calling party 11 who is a credit holder is called 2
While the called party 12 connected to a is called, a ringback tone is transmitted from the ringing tone sending circuit 13 for a predetermined time to the calling station 2
It is sent to the calling party 11 side via b, but after the ringback tone is sent, it is connected to the talkie trunk 15 and the advertisement broadcast is sent until the called party 12 answers. . Therefore, the calling party 11 can wait without connecting to the called party 12 and the international telephone company 2 can also secure a considerable advertising income. Of course, the credit holder 4 is not charged during this period.

FIG. 3 is a block diagram showing another embodiment of the first embodiment. FIG. 3 shows a case where the international telephone company 2 has a free call line 10 for long distance calls. In this case, a third company 15 is provided between the international telephone company 2 and the credit card company 5, and within this company 15. A third computer 15 is provided in the first computer 1, and the first computer 1 and the third computer 16 and the third computer 16 and the second computer 6 are connected to each other by a connection line 8 to provide a new payment collection system. Is building. In this system, the international telephone company 2 obtains only the telephone connection cost, and the third company 15 divides the role by performing the duties over the entire charge collection entrusted by the international telephone company 2. 3 companies 15 are those that can make a profit. Moreover, even if the credit holder 4 and the international telephone company 2 are in a long distance, for example, in a long distance between Tokyo and Los Angeles, since the free call line 10 is connected during this distance, the cost of the call charge is extremely low. Therefore, even if the third company 15 takes proper profit,
The credit holder 4 can use an international call at an extremely low call charge (service charge).

(Second Embodiment) FIG. 4 is a diagram showing a second embodiment of the present invention. The same parts as those in FIG. 1 are designated by the same reference numerals and the description thereof will be omitted. In FIG. 2, 20 is the first
The first computer 1 is a management computer for controlling ticket issuing processing of a plurality of automatic ticket vending machines 21 equipped with an input device for inputting card data. When a predetermined card is inserted into the insertion slot of the card 21, the card reader constituting the input device of the automatic ticket vending machine 21 reads the card data such as the card number. And the automatic ticket vending machine 21
If you enter predetermined data, such as destination data, that is, amount data, in the input section of, the ticket number such as the desired ticket and the goods such as prepaid cards are sold, and the card number, date and time of use, amount, etc. Are sent to the first computer 1. Of course, like the first embodiment, when using the card, the first computer 1 checks whether the used card is an available card based on the reading result of the card reader. Has become. The charge collection procedure is the same as the procedure described in the first embodiment.

In the figure, reference numeral 22 denotes a portable ticket vending machine, which can issue a ticket such as a ticket by inputting predetermined data such as a card number and a destination to the portable ticket vending machine 22. Yes, it is wirelessly connected to the first computer 1 and issues a desired ticket in the same manner as using the automatic ticket vending machine 21. The input device of the vending machine 21 is provided with a card reader for reading the data of the prepaid card. When the card reader reads predetermined data on the prepaid card, the vending machine 21 sells tickets, It sells goods.

(Embodiment 3) FIG. 5 is a diagram showing a third embodiment of the present invention. The same parts as those in FIG. 1 are designated by the same reference numerals and the description thereof will be omitted. In FIG. 5, reference numeral 30 denotes a pachinko parlor that is a first company, and the first computer 1 is connected to a plurality of ball lending machines 31 having an input device for inputting card data, and the ball lending machine 31 is inserted. When the card is inserted into the mouth, the card reader constituting the input device of the ball lending machine 31 reads card data such as a card number, and the first computer 1 manages the ball lending machine 31. It has a function as a computer for tabulating data. It is then confirmed that the used card can be used based on the reading result of the card reader.
When the amount button is operated after the computer 1 confirms, the ball lending machine 31 lends out a predetermined amount of balls, and the first computer 1 performs processing necessary for fee collection from data such as card data and amount. It has become. Of course, the charge collection system is exactly the same as the embodiment of FIG.

(Embodiment 4) FIG. 6 is a diagram showing a fourth embodiment of the present invention. In FIG. 6, reference numeral 40 is a game center or an amusement park which is the first company, a ticket vending machine 41 is connected to the first computer 1 as in the third embodiment, and the card data of the ticket vending machine 41 is connected. When the card is inserted into the input device for inputting, the card reader of the input device of the ticket vending machine 41 reads the card number.
Then, when the first computer 1 confirms that this card is available, it issues a predetermined ticket or a prepaid card, and at the same time provides the first computer 1 with data such as card data, date and time of use, and amount of money. Sent to
The necessary processing for toll collection is done. The ticket vending machine 41 is a game machine, and a card reader for reading card data is provided in the input device of the game machine. When the card reader reads the data on the card, the game machine starts operation. The game may be played by a game machine, that is, entertainment may be provided. Of course, the game machine may be configured to operate with a prepaid card.

In the above embodiment, the ticket vending machine 41 is configured to read the card data. However, the credit holder 4 verbally conveys the card data to the operator, and the card data is transmitted to the first computer 1 by the operator. It may be configured so that the necessary processing for collecting the fee is performed by inputting.

The credit card of the present invention may be an embossed card number, a magnetic card, a bar code card, or an IC card having a memory inside. I can.

As described above, the billing system for the payment according to the present invention includes the first computer provided in the first company that sells tickets or goods such as tickets or services by credit card or IC card, and the above-mentioned computer. A second computer provided in a second company that manages a credit card, a connection line connecting the first computer and the second computer, and card data of a card user in the first computer. It comprises an input device for inputting money amount data, and a billing data creating means provided in a second computer for carrying out a predetermined billing process for a card user based on the data inputted by the input device. is there. In addition, a vending machine for selling tickets such as tickets, or a device for providing services and entertainment such as a game machine or a ball lending machine is provided, and data of a prepaid card is input to an input device of this device. A card reader for reading is provided, and when the card reader reads predetermined data on the prepaid card, the vending machine sells tickets and goods, and the service,
A device for providing entertainment (game machine, ball lending machine, etc.) is configured to provide service or entertainment.

[0019]

Since the billing system for payment of the present invention is constructed as described above, it is possible to purchase a ticket, borrow an item without using cash, or entertain such as a telephone or a game. You can get various services. Further, since all the processing is processed by the computer, it has an excellent feature that the payment request processing can be performed promptly without any error.

[Brief description of drawings]

FIG. 1 is a block diagram of a first embodiment of the present invention.

FIG. 2 is a block diagram illustrating a first embodiment.

FIG. 3 is a block diagram showing another embodiment of the first embodiment.

FIG. 4 is a block diagram of a second embodiment of the present invention.

FIG. 5 is a block diagram of a third embodiment of the present invention.

FIG. 6 is a block diagram of a fourth embodiment of the present invention.

[Explanation of symbols]

 1 First Computer 3 Input Device 6 Second Computer 7 Data Creating Means 8 Connection Line

Claims (7)

[Claims] 1. A method of selling tickets or goods such as tickets or providing services with a credit card or an IC card.
A first computer provided in the company, a second computer provided in the second company that manages the credit card, and a connection line that connects the first computer and the second computer, An input device for inputting the card user's card data and amount data to the first computer, and a second computer for performing a predetermined billing process for the card user based on the data input by the input device. And a billing data creating means. 2. The billing system as claimed in claim 1, wherein the first computer is provided in a telephone company which is a first company. 3. A third computer is provided between the first computer and the second computer, and the data sent from the first computer is processed by the third computer and then processed by the third computer. The billing system according to claim 2, wherein the billing system is sent to two computers. 4. A card reader for selling tickets and goods such as tickets, or a device for providing services and entertainment, and a card reader for reading data of a prepaid card in an input device of the vending machine or device. When the card reader reads out predetermined data on the prepaid card, the vending machine sells tickets and goods, and the device for providing service or entertainment provides service or entertainment. The billing system for a payment according to claim 1, wherein: 5. The payment amount according to claim 1, wherein the first computer is a computer for managing a ticket vending machine such as a ticket provided in an electric railway company which is a first company. Billing system. 6. The payment amount according to claim 1 or 4, wherein the first computer is a computer for aggregation for managing a ball lending machine provided in a pachinko parlor of the first company. Billing system. 7. The computer according to claim 1, wherein the first computer is a computer for managing a ticket vending machine such as a ticket provided in a game center or an amusement park which is the first company. Billing system for payment.