JP2019049996A - Peripheral device in the store of electronic payment system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an in-store peripheral device of an electronic payment system which integrally realizes and manages two-way payment performed by a player starting from a simple operation using a mobile phone or the like. An in-store peripheral device 100 receives a payment amount receiving means, a user financial institution account information receiving means for receiving user financial institution account information, and a store identification information for receiving store identification information. The receiving means, the store financial institution account information acquiring means for acquiring the store financial institution account information corresponding to the store identification information, the payment request receiving means for receiving the payment request, and the payment amount when the payment request is received are used by the user. Transfer from the account specified by the financial institution account information to the account specified by the store financial institution account information The payment settlement processing means that instructs the payment settlement, and the payment amount when the payment request is received is determined by the store financial institution account information. It has a withdrawal settlement processing means for instructing withdrawal settlement to transfer money from the specified account to the account specified by the user financial institution account information. [Selection diagram] Fig. 1

Description

  The present invention relates to an electronic settlement system for realizing electronic settlement in a game arcade in which game machines such as pachislot machines and pachinko machines are installed.

  Conventionally, debit settlement (debit card settlement) using a debit card is known, and the following technologies are proposed as a payment (payment) settlement system that performs this debit settlement using a mobile phone. There is.

  For example, in the debit settlement system disclosed in Patent Document 1, a portable telephone terminal has a debit settlement function of holding cash card information and performing debit settlement. The settlement system disclosed in Patent Document 2 enables debit settlement by holding cash card information in the mobile phone terminal while setting the usage restriction amount. Further, in the debit payment system disclosed in Patent Document 3, a carrier such as a mobile phone terminal having a contactless IC card function holds cash card information, and the cash card is set by setting the carrier in the debit terminal. The information is read into the debit terminal, and the debit settlement is performed by inputting the password and the designated amount of money using the carrier or the debit terminal.

  In the conventional system using such technology, the money is transferred from the player's account to the store's account in order to receive the service provided by the game from the player in one direction, ie, depositing money from the outside to the game store side. There is no payment system that has a mechanism for the player to perform a cashing operation to transfer money to the player's account in the game arcade.

  Even in the case of general product purchase, there is an act of the store paying money to the purchaser after the purchaser purchases the product at the store (for example, when the purchaser cancels the purchased product) Although it is performed, such repayment is performed by the store and not by the purchaser. There are also product sales devices such as ticket vending machines that allow the buyer to perform similar refunds (for example, the act of canceling the payment at the time of purchase). Is only possible before settlement.

Unexamined-Japanese-Patent No. 2006-127390 JP, 2006-247192, A JP, 2006-139476, A

  However, in the settlement system in a game arcade where game machines such as pachislot machines and pachinko machines are installed, there is a legal limitation in directly converting money between the game arcade and the player, and the above-mentioned patent documents The proposal of the one-way debit payment system as shown in FIG. 2 has been described, and the player makes a payment from the player to the game arcade and the withdrawal from the game arcade to the player by the simple operation using the mobile phone etc. There has been no proposal for a legal electronic payment system that realizes and manages (remittance) in an integrated manner.

  Therefore, an object of the present invention is to perform two-way settlement that is performed starting from a simple operation by a player using a mobile phone or the like (that is, payment from the player to the game arcade and output from the game arcade to the player It is providing an in-store peripheral device of an electronic settlement system capable of integrating and realizing and managing money (remittance).

  The present invention provides an in-store peripheral device of an electronic settlement system as follows.

The first embodiment of the present invention is configured as follows.
An in-store peripheral device (for example, an in-store peripheral device 450 such as a sand device 500 shown in FIG. 1) of an electronic settlement system including a server (for example, the settlement management server 870 shown in FIG. 1)
Connected to the server via a network,
The server is
A settlement amount receiving unit that receives a settlement amount (for example, a payment amount necessary for lending a game medium) (for example, receives a settlement amount from a portable device or the like as shown in step S129 in FIG. 34);
User financial institution account information receiving means (for example, as shown in step S129 of FIG. 34, a settlement amount is received from a portable device etc.) user financial institution account information receiving means;
Store identification information receiving means for receiving store identification information (for example, a store code) for identifying a store (for example, one of a plurality of hall stores shown in FIG. 1) in which the in-store peripheral device is arranged When,
Store financial institution account information acquisition means for acquiring store financial institution account information corresponding to the store identification information;
A first operation (for example, step S126 in FIG. 33) related to a portable device (for example, a portable device 150 such as the mobile phone 160 shown in FIG. 1) by a user (for example, a player playing a game in a hall store) And a settlement request receiving unit that receives a settlement request transmitted from the portable device according to an operation of pressing "settlement execution" on the settlement instruction screen displayed on the portable device.
When the payment request is received, the payment settlement is instructed to transfer the payment amount from the account specified by the user financial institution account information to the account specified by the store financial institution account information (for example, FIG. 34). As shown in step S129, the settlement request is made to the settlement server of the debit settlement center) and / or when the settlement request is received, the settlement amount is specified by the store financial institution account information Direct the withdrawal settlement to remit from the account to the account specified by the user financial institution account information (for example, as shown in S329 of FIG. 41, issue a settlement request to the settlement server of the settlement agency) Payment processing means,
The user financial institution account information (for example, the cash card information 192 shown in FIG. 27) stored in the portable device is received by the server according to the first operation of the portable device by the user (For example, as shown in FIG. 34, the mobile device 150 directly to the payment management server 870, or as shown in FIG. 48, the mobile device 150 to the payment management server 870 via the in-store server 100). Etc, sent on various routes),
An operation related to the portable device by the user, wherein a predetermined communication is performed according to a second operation different from the first operation (for example, an operation of holding the mobile device 150 over a touch unit of the in-store peripheral device 450) When communication with the in-store peripheral device is performed by a method (for example, NFC communication), the first operation is enabled in the mobile device (that is, a payment instruction screen is displayed on the mobile device 150) , And can be controlled to be able to press the "settlement execution" button.

  According to such a configuration of the present invention, a two-way settlement that is performed starting from a simple operation using a mobile phone or the like by a player (that is, a payment from a player to a game arcade and a game arcade to a player) It can be realized and managed in an integrated manner.

The second embodiment of the present invention is configured as follows in the first embodiment described above.
It further includes an in-store server (for example, the in-store server 100 shown in FIG. 1) connected to the in-store peripheral device via a network,
When the settlement by the deposit payment processing means and the withdrawal payment processing means is normally performed, the in-store server belongs to a third party management organization with deposit information or withdrawal information related to the payment. It is configured to transmit (for example, transmission processing shown in step S139 in FIG. 34) to the three-party management server (for example, the third party management server 410 shown in FIG. 1).

  Such a configuration of the present invention can effectively cope with the problem of accounting opacity (in-out problem) in the cash exchange system.

  The electronic settlement system can be used by the in-store peripheral device according to the present invention, and the electronic settlement system allows the player to perform two-way settlement by a simple operation using a mobile phone or the like, that is, from the player to the game arcade It is possible to instruct the payment of money (the act of purchasing a house card etc. to receive provision of rental balls etc.), and also to withdraw money from the game arcade to the player (by exchanging balls and balls). It can be instructed to send money to a bank account. At that time, information on the debit card of the player and the financial institution account, etc. related to the deposit and withdrawal is specified by the player but is only stored in the mobile phone etc., and stored and held by the electronic settlement system. It will not be done.

  Therefore, the player can simplify and save the operation by using the mobile phone etc. with respect to the payment from the player to the game arcade and the withdrawal from the game arcade to the player, and further, the mobile phone Since the information on the debit card, the financial institution account, etc. is stored in the e.g., etc. and this is sent to the electronic settlement system of the present invention, the accuracy can be secured without any designated error. Furthermore, such information relating to a debit card, a financial institution account, etc. is not stored / held in the electronic settlement system of the present invention, so personal information can be protected effectively.

  In addition, an electronic payment system can be used by the in-store peripheral device, and with this electronic payment system, the game store can deposit money from the player to the game store and withdraw money from the game store to the player. The system (the electronic payment system of the present invention) can be integrated and realized and managed, and further, such a function can cope with the problem of accounting opacity (in-out problem) in the conversion system. it can.

It is a figure showing a system outline of an electronic payment system concerning one embodiment of the present invention. In the electronic settlement system concerning one embodiment of the present invention, it is a front view showing a more concrete composition for realizing one-touch settlement using a debit card mechanism. In the electronic settlement system concerning one embodiment of the present invention, it is a front view showing a more concrete composition for realizing one-touch settlement using a debit card mechanism. In the electronic settlement system concerning one embodiment of the present invention, it is a figure showing an object of settlement which can be carried out by peripheral devices in a store and a method of settlement. It is a figure which shows the game machine and sand device which are used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the in-store server used with the electronic settlement system which concerns on one Embodiment of this invention. It is a block diagram showing composition of a game machine used with an electronic payment system concerning one embodiment of the present invention. It is a block diagram showing composition of a sand device used with an electronic payment system concerning one embodiment of the present invention. It is a perspective view showing the sand device used with the electronic payment system concerning one embodiment of the present invention. It is a block diagram showing the composition of the digital signage device used with the electronic payment system concerning one embodiment of the present invention. It is a block diagram which shows the structure of the ticket issuing machine used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram showing the composition of the settlement machine used with the electronic payment system concerning one embodiment of the present invention. It is a block diagram showing composition of prize POS used with an electronic payment system concerning one embodiment of the present invention. It is a block diagram showing composition of a payment machine used with an electronic payment system concerning one embodiment of the present invention. It is a block diagram which shows the structure of the break room exclusive terminal used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the stand-alone type | mold payment terminal used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the mobile telephone used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the application server used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic settlement system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a figure which shows the member registration screen of the mobile telephone used in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the member registration screen of the mobile telephone used in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand device used in the electronic settlement system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand device used in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand device used in the electronic settlement system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand device used in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic settlement in the electronic settlement system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow of the QR authentication system employ | adopted in the electronic settlement system which concerns on one Embodiment of this invention.

[Description of system schematic diagram]
The system outline of the electronic settlement system according to an embodiment (first embodiment) of the present invention will be described with reference to FIG. The electronic settlement system 1 shown in FIG. 1 is configured to include a hall shop (game arcade) device and a computer center device, and a part of the computer center device is used to execute electronic settlement via the network 1200. Connected to the server of the involved clearing house. Here, in the electronic settlement system 1, a plurality of hall stores are connected to one computing center, and each hall store and the computing center are connected by a network 780 including the Internet. In addition, the computing center is generally located at a different place from each hall store.

  In the electronic settlement system 1 shown in FIG. 1, the settlement related information stored in the portable device 150 possessed by the player is provided to the in-store peripheral device 450 of the hall store, and based on the settlement related information The settlement management server 870 sends a settlement request to the server of the settlement organization through the gateway. The server of the settlement organization instructs the corresponding financial institution to transfer between the player account and the hall store account based on the received settlement request.

  By such a series of operations, the player can execute the settlement with the hall store by the simple operation using the portable device 150. Possible settlements with the hall store include, for example, payment settlement to receive provision of a loan ball, payment settlement to purchase an information card, etc., money transfer of balls and balls, and remittance to a player account ( That is, payment settlement) and the like. Further, as the settlement method, for example, in addition to the conventional settlement method, settlement using information of a debit card or a credit card, settlement using a multipayment network, or the like can be used.

  In the hall store, an in-store server 100, a game machine 200, and an in-store peripheral device 450 are arranged. The in-store server 100 has functions such as managing the state of devices (including the player's gaming status etc.) placed in the hall store, information on members, and prizes, and the in-store DB 130 that records various data. Equipped with The gaming machine 200 is, for example, a pachislot machine or a pachinko machine, and the player uses the above to obtain a game medium (pachinko balls or medals) by playing a game. Further, the gaming machine 200 is connected to the in-store server 100 and a sanding device 500 to be described later, and exchanges information about the gaming status and the number of held gaming media (the number of medals, the number of balls).

  In this specification, although an example in a hall store where a pachislot machine is arranged will be mainly described, it goes without saying that a pachinko machine is not excluded. Further, in the following description, terms such as “balls”, “balls”, “balls” are used for convenience, but these are intended for all game media including pachinko balls and medals.

  The hall store is further provided with a third party management gateway (G / W) 400 connected to a third party management server 410 disposed in an external third party management center. Are connected to the in-store server 100. The in-store server 100 transmits, via the third party management gateway 400, to the third party management server 410, information (payment information and withdrawal information) of money to be settled between the player and the hall store. The third-party management center and the third-party management server 410 are placed under the control of an organization such as, for example, the Sales Management System Review Board, which is a separately established third-party organization, where payment of hall stores is made. Information (sales information) and withdrawal information are stored and managed at a high security level, and disclosure to third parties is also conducted under strict control.

  The in-store peripheral device 450 in this specification refers to devices other than the gaming machine 200, which are disposed in a hall store and directly or indirectly involved in the player's operation. The in-store peripheral device 450 includes, for example, a ticket issuing machine 560, a sand device 500, a digital signage device 540, a settlement machine 600, a prize POS 640, a payment machine 680, a break room dedicated terminal 720, and a stand-alone payment terminal.

  The ticket issuing machine 560, the sand device 500, the checkout machine 600, the prize POS 640, the break room dedicated terminal 720, and the stand-alone type payment terminal are connected to the in-store server 100, respectively. Also, the digital signage device 540 is connected to the sand device 500, and the payment machine 680 is connected to the gift POS 640. Also, this connection mode is an example, and it is a connection mode that enables the hall business such that the digital signage device 540 is directly connected to the in-store server 100 or the payment machine 680 is directly connected to the in-store server 100. For example, the connection method is not limited to this embodiment. Further, the in-store peripheral device 450 can be connected to the gaming machine 200 in various connection modes, and is not limited to the connection mode of the present embodiment. The in-store peripheral device 450 can be connected to the gaming machine 200 directly or indirectly (for example, via the in-store server 100).

  The ticket issuing machine 560 issues, for example, a house card such as an information card (a card which can be used only at an issued hall store or a predetermined affiliated store of the issued hall store). In the present specification, there are an information card and a membership card as a house card, and the information card is a prepaid card or a visitor card which can be used only for the day or for a predetermined period, and is constituted by an IC card In general, IC cards are the mainstream, and they can be configured by magnetic cards. The member card is an IC card provided in association with the member ID of the player when the player performs member registration. The ticket issuing machine 560 can perform payment settlement for issuing an information card by various settlement methods.

  As described above, the sanding device 500 is directly or indirectly connected to the corresponding one of the gaming machines 200, and the counting of the gaming balls, the storage of balls, the exchange of prizes according to the operation of the player. And so on. In addition, it is possible to carry out deposit settlement for receiving provision of a lending ball, and cashing / remittance (disbursement settlement) for paying out balls and balls by various settlement methods. In addition, balls and balls can be exchanged for information cards, points, coupons and the like.

  The digital signage device 540 is a device provided with a large display device installed on the upper part or the island edge of the gaming machine 200, and displays various information regarding the game. In addition, it is possible to acquire information on balls and balls from the sand device 500, and perform cashing and remittance (payment and withdrawal) based on these balls and balls by various settlement methods. The digital signage device 540 installed at the island end is connected to the in-store server 100 without passing through the sand device 500, for example.

  The settlement machine 600 reads the IC card discharged by the sand device 500 (when the return button is pressed, the remainder of the inserted amount is stored) and transfers the remaining amount to the It is an apparatus which carries out payment settlement, and this payment settlement can be performed by various settlement methods.

  The prize POS 640 is installed at, for example, a prize exchange counter of a hall store, and the staff of the hall shop is used to respond to the player's prize exchange. For example, an information card or a receipt issued by a counting device is read, or a count value and the number of holdings sent from the sand device 500 are read, and a prize corresponding to this is provided to the player. In addition, a membership card can be issued to a player who has registered as a member, and cash and remittance (payment and withdrawal) can be performed in various settlement methods in the payout of balls and balls. In addition, balls and balls can be exchanged for information cards, points, coupons and the like.

  The payment machine 680 is an apparatus for acquiring information on balls and balls held by the player from the prize POS 640 and paying out these. In addition, it is possible to carry out cashing and remittance (payment settlement) in paying out balls and balls by various settlement methods. Moreover, it can also be comprised so that the cash for cash may be paid out as a cash dispenser.

  The break room dedicated terminal 720 is a dedicated terminal arranged in a break room, a break place, a break corner or the like of a hall store, and can perform payment settlement for issuing an information card by various settlement methods. In addition, it is possible to carry out cash transfer / remittance (disbursement settlement) for withdrawal of storage balls by various settlement methods. Further, the balls can be exchanged for information cards, points, coupons and the like. Further, it may be configured to order a product from a financial institution account registered as a remittance destination of withdrawal settlement.

  The stand-alone type payment terminal 750 is a third party terminal capable of depositing payment and withdrawal payment in the electronic payment system 1, and by adapting to the API and protocol defined in the electronic payment system 1, It can function as the in-store peripheral device 450. The stand-alone type settlement terminal 750 configured in this way can perform payment settlement for issuing an information card by various settlement methods, and various cash transfers / remittances (payment settlements) at the time of withdrawal of balls. Can be done by any payment method. Further, the balls can be exchanged for information cards, points, coupons and the like.

  These in-store peripheral devices 450 will be described in more detail later, focusing on the added features based on the technical idea of the present invention.

  Here, the mobile device 150 includes, for example, a mobile phone 160, a smartphone 195, a feature phone 196, and the like. These portable devices 150 are, for example, devices provided with a contactless IC chip based on the near field communication standard (NFC: Near Field Communication), and perform near field communication with the in-store peripheral device 450. , Send and receive data on payment. The smartphone 195 is a mobile phone equipped with a touch panel display device, and the feature phone 196 generally refers to a device equipped with a display device and having the same communication function as the smartphone 195. The portable device 150 also accesses each device of the computing center described later via a network 790 including a cellular phone communication network (for example, 3G, 4G, LTE line) and a wireless LAN, including a cellular phone communication network.

  In the present embodiment, the mobile phone 160, the smartphone 195, and the feature phone 196 are illustrated as the mobile device 150, but the mobile phone 160, the smartphone 195, and the display device similar to the feature phone 196 have communication functions and Various other devices may be used as the portable device 150, provided that the method identifies the portable device.

  A network connection device 800, an application server 810, a member management server 840, a payment management server 870, and an action history management server 910 are arranged in the computer center.

  The network connection device 800 is a network device including a router, and connects each server of the computing center to a network 780 which is a communication network including, for example, the Internet and the like. Also, the network connection device 800 may be a combination of network devices that constitute a firewall.

  The application server 810 is connected to the portable device 150 via the network 790 and the network 780, and transmits and receives data regarding electronic payment between the payment application operating on the portable device 150. The application server 810 provides a WEB server function of providing a predetermined WEB page to these devices, for example, in response to access from a WEB browser executed in a payment application operating on the portable device 150. Further, data transmission / reception with the portable device 150 is performed by a predetermined protocol such as HTTP or HTTPS.

  The member management server 840 controls member registration of a player who makes an electronic payment, and stores and manages information about the member. In addition, the number of game media (the number of balls) stored in the membership card issued to the member is managed.

  The payment management server 870 controls electronic payment and exchange processing performed by the player using the portable device 150. As will be described later, the electronic settlement includes a deposit settlement and a withdrawal settlement, and the exchange process is a process of exchanging possession balls and storage balls into information cards and coupon tickets. The payment management server 870 further controls processing for prize exchange. The settlement management server 870 transmits a settlement instruction to each settlement server, which will be described later, when performing payment settlement and withdrawal settlement.

  The action history management server 910 stores the gaming state and the gaming result of the player and stores it in the database. These data also include the contents of the above-described electronic settlement and exchange processing.

  Further, a payment agent gateway (G / W) 1000, a debit payment gateway (G / W) 1020, and a card payment gateway (G / W) 1040 are disposed in the computer center.

  The settlement agent gateway 1000 relays data relating to electronic settlement by settlement agent between the settlement management server 870 and the settlement server 1100 of the settlement agent. When the player instructs payment settlement or withdrawal payment, a settlement instruction is sent from settlement management server 870 to settlement server 1100 via settlement proxy gateway 1000 according to the instruction. Here, the payment agency is, for example, an organization such as the Japan multipayment network operating mechanism that establishes and operates a multipayment network.

  The debit settlement gateway 1020 relays data relating to electronic settlement using a debit card between the settlement management server 870 and the settlement server 1120 of the affiliated debit settlement center. When the player instructs payment settlement or withdrawal payment, a settlement instruction is sent from settlement management server 870 to settlement server 1120 via debit settlement gateway 1020 according to the instruction. Here, the affiliated debit settlement center is, for example, a debit settlement center that manages settlement for J-Debit and VISA debit, which handles debit settlement using a debit card.

  The card settlement gateway 1040 relays data relating to electronic settlement by credit card between the settlement management server 870 and the settlement server 1140 of the partner card company. When the player instructs payment settlement or withdrawal payment, a payment instruction is sent from payment management server 870 to payment server 1140 via card payment gateway 1040 according to the instruction. Here, the partner card company is, for example, a credit card company that handles payment by credit card.

  The financial institution server 1300 of the player using financial institution and the financial institution server 1320 of the hall store using financial institution are connected to, for example, the CAFIS system, and the settlement server 1100 of the settlement agency mentioned above and the settlement server 1120 of the partner debit settlement center Or, according to an instruction from the settlement server 1140 of the partner card company, transfer processing of the player account and the hall store account is performed. For example, in the case of payment settlement, the designated amount is transferred from the player account to the hall store account, and in the case of withdrawal settlement, the designated amount is transferred from the hall store account to the player account. Of course, the player account and the hall store account may be established at the same financial institution.

  Although the electronic settlement system 1 according to the embodiment of the present invention has been described above with reference to FIG. 1, the devices and network configurations used in the electronic settlement system 1 are merely an example. Various other configurations can realize the characteristic electronic payment of the present invention.

  Next, with reference to FIG. 2 and FIG. 3, a more specific configuration for realizing the one-touch payment using the mechanism of the debit card in the electronic payment system 1 according to the present embodiment will be described. According to these configurations, the player can place the payment settlement and withdrawal settlement using the debit card mechanism by holding the mobile device 150 of the player over the in-store peripheral device 450. Here, "one-touch payment" indicates that payment can be made by a simple operation by the player, and does not indicate that processing is completed by exactly one touch operation. .

  FIG. 2 conceptually shows a first configuration for realizing one-touch payment using a debit card mechanism. Here, the settlement server 1120 of the partner debit settlement center shown in FIG. 1 is accommodated in the computer center and configured as a settlement server function unit 1120 '. In the settlement server function unit 1120 ', settlement relay processing and affiliated store settlement processing are performed. The settlement server function unit 1120 'can be configured to be performed by the settlement server 1120 of the affiliated debit settlement center or to be outsourced to an external organization as shown in FIG.

  Here, a computer center account (debit account) is opened in the computer center using financial institution, and a debit card member store contract is concluded between the financial institution and the computer center. On the other hand, an indirect merchant contract of debit card is concluded between the computing center and the hall store.

  In the electronic payment system having such a configuration, the player designates the lending of game media and the like, and pays the payment amount from the player's debit card account. When held up (touched), the debit card information stored in the portable device 150 is read by the in-store peripheral device 450 and transmitted to the computing center as payment data together with information on the payment amount. The debit card information includes a debit card (cash card) account number and the like. In addition, the code number of the debit card stored in the portable device 150 is transmitted from the in-store peripheral device 450 to the computer center.

  The in-store peripheral device 450 is connected to the in-store server 100. Here, the in-store server 100 is a debit parent device, and the in-store peripheral device 450 operates as a debit-compatible device. Here, the player holds the portable device 150 over the in-store peripheral device 450, whereby the debit card information stored in the portable device 150 can be stored in the in-store peripheral device by near-field wireless communication using a contactless IC chip. Although it is sent to 450 (one touch settlement), after having the peripheral device 450 in the store read the account number of the debit card by the magnetic card reader or the non-contact IC card reader, the player can receive the PIN number. Settlement is also possible by manual input. Further, it may be switched on the basis of the amount of payment or other conditions whether the player is manually input a personal identification number or if the personal identification number is read and settlement is automatically advanced.

  In addition, by holding the portable device 150 over the in-store peripheral device 450, the player can debit card information other than the personal identification number stored in the portable device 150 by near-field wireless communication using a contactless IC chip. The settlement can also be realized by having the device 450 read and the player manually input a personal identification number.

  When the settlement server function unit 1120 ′ of the computing center receives the settlement data and the personal identification number from the in-store peripheral device 450, it transmits them to the CAFIS system 1150, where, for example, the player 2 of the player 2 using financial institution The debiting amount corresponding to the payment amount from the account is immediately made.

  Thereafter, transaction data is transmitted from the CAFIS system 1150 to the clearing center, and aggregation and cancellation are performed on a predetermined range of transaction groups. Settlement is performed by the fund settlement manager based on the counting and offsetting results of the clearing center. In this example, an amount corresponding to the payment amount of the player 2 is transferred to the computer center account.

  The response indicating the transaction result is sent from the CAFIS system 1150 to the computing center and sent from the computing center to the portable device 150.

  The computer center may provide or sell in-store peripheral devices 450 corresponding to the electronic settlement system 1 according to the present invention to a hall store. In addition, peripheral devices other than the computer center can also correspond to the electronic settlement system 1 according to the present invention. Furthermore, it is possible for the computer center to sell an in-device system that executes the electronic settlement system 1 according to the present invention to peripheral devices provided by such third parties.

  As described above, the computer center once receives a payment amount from the player as a member store of debit cards, and performs settlement to an indirect member store at a predetermined timing. For example, at a predetermined timing, the amount corresponding to the payment amount of the player 2 is remitted to the hall store account of the hall store using financial institution. However, the computing center can collect a predetermined fee at the time of this settlement.

  FIG. 3 conceptually shows a second configuration for realizing one-touch payment using a debit card mechanism, and is an extension of the function in the first configuration shown in FIG. Here, similarly to FIG. 1, the settlement server 1120 of the partner debit settlement center is accommodated in the computer center and configured as a settlement server function unit 1120 ′. In the settlement server function unit 1120 ', settlement relay processing and affiliated store settlement processing are performed. The settlement server function unit 1120 'can be configured to be performed by the settlement server 1120 of the affiliated debit settlement center or to be outsourced to an external organization as shown in FIG.

  Here, a computer center account (debit account) is opened in the computer center using financial institution, and a debit card member store contract is concluded between the financial institution and the computer center. On the other hand, an indirect merchant contract of debit card is concluded between the computing center and the hall store.

  In the electronic payment system having such a configuration, the player designates the lending of game media and the like, and pays the payment amount from the player's debit card account. When held up, the debit card information stored in the portable device 150 is read by the in-store peripheral device 450 and transmitted to the computer center as payment data together with information on the payment amount. The debit card information includes a debit card (cash card) account number and the like.

  When the settlement server function unit 1120 ′ of the computing center receives the settlement data and the personal identification number from the in-store peripheral device 450, it transmits them to the CAFIS system 1150, where, for example, the player 1 of the player 1 using financial institution The debiting amount corresponding to the payment amount from the account is immediately made.

  Thereafter, transaction data is transmitted from the CAFIS system 1150 to the clearing center, and aggregation and cancellation are performed on a predetermined range of transaction groups. Settlement is performed by the fund settlement manager based on the counting and offsetting results of the clearing center. In this example, an amount corresponding to the payment amount of the player 1 is transferred to the computer center account.

  The response indicating the transaction result is sent from the CAFIS system 1150 to the computing center and sent from the computing center to the portable device 150.

  Also, at this time, if the withdrawal of the amount corresponding to the payment amount from the player 1 account of the player 1 using financial institution fails, for example, due to lack of balance, etc., the computer center (extended function) Using the credit card's cashing function of the credit card, direct payment by cashing to the settlement server 1140 of the partner card company, deposit a predetermined amount to the player 1 account of the player 1 using financial institution, and play the game again A debiting amount corresponding to the payment amount is made from the player 1 account of the person 1 using financial institution.

  The credit card data including the credit card number and the personal identification number used for performing credit card caching is stored in the portable device 150, and the player can store the portable device 150 in the same manner as the above-described debit card information. By being held over the in-store peripheral device 450, the portable device 150 transmits the in-store peripheral device 450 by near-field wireless communication using a contactless IC chip.

  The computer center may provide or sell in-store peripheral devices 450 corresponding to the electronic settlement system 1 according to the present invention to a hall store. In addition, peripheral devices other than the computer center can also correspond to the electronic settlement system 1 according to the present invention. Furthermore, it is possible for the computer center to sell an in-device system that executes the electronic settlement system 1 according to the present invention to peripheral devices provided by such third parties.

  Next, with reference to FIG. 4, an object of settlement and a method of settlement that can be performed by the in-store peripheral device 450 included in the electronic settlement system 1 according to the present embodiment will be described. The target of settlement and the method of settlement in each device described here are merely an example. Various other configurations can be taken for each in-store peripheral device 450, and various other types of devices can be arranged as in-store peripheral device 450.

  Processing that can be performed by the sanding device 500 is payment settlement, payment settlement, and exchange processing. Deposit payment is the payment related to the lending of gaming media and the issuance of information cards such as play paid cards (that is, the payment the player pays to the hall store), and the withdrawal payment is for money transfer / transfer of balls / pools Settlement (i.e., the settlement that the hall store pays to the player). In addition, the exchange process is to issue an information card or the like as compensation for holding balls and balls. The prize exchange is omitted here.

  As shown in FIG. 4, NO. 1 to NO. Includes up to eight patterns. The first pattern is payment by cash, and the second pattern is payment by debit card. The third pattern is the one touch settlement using the debit card mechanism using the portable device 150 as described in FIG. The fourth pattern is one-touch payment using the credit card caching function and the debit card mechanism as described in FIG.

  The fifth pattern is one-touch payment by the portable device 150 using a credit card instead of a debit card in the third pattern. The sixth pattern is payment by payment agency using a multipayment network or the like, and the seventh pattern is one-touch payment by the mobile device 150 using payment agency such as a multipayment network. The eighth pattern is a one-touch payment similarly combined with a credit caching function after using payment agency such as multipayment network instead of debit card in the fourth pattern.

  As shown in FIG. 4, NO. 9 to NO. Includes up to 12 four patterns. The ninth pattern is payment by debit card. The tenth pattern is one-touch payment using the debit card mechanism using the portable device 150 as described in FIG. 2 (however, the money transfer direction is opposite to that in FIG. 2). An eleventh pattern is payment by payment agency using a multipayment network or the like, and a twelfth pattern is one-touch payment by the mobile device 150 using payment agency such as a multipayment network.

  As shown in FIG. 4, the settlement method (exchange object) in the exchange processing is NO. 13 to NO. It contains three patterns of up to fifteen. The thirteenth pattern is to exchange balls and balls for information cards available in the store and issue them. In a fourteenth pattern, points that can be used in a store are given, in consideration of balls and balls, or coupons that can be used in a store are issued. In the fifteenth pattern, in consideration of balls and balls, points that can be used outside the store are given, or coupons that can be used outside the store are issued.

  Next, with the digital signage device 540, payment settlement can be performed, and based on the information of the held balls and balls managed by the sand device 500, these can be redeemed. The settlement method is the same as that of the sand device 500 (ninth pattern to twelfth pattern).

  In the ticket issuing machine 560, payment settlement for issuing an information card is possible, and the method of settlement is the same as that of the sand device 500 (first to eighth patterns).

  In the settlement machine 600, payment settlement for the remaining amount stored in the read IC card or the like is possible, and the settlement method is the same as that of the sand device 500 (ninth pattern to twelfth pattern).

  With the premium POS 640, withdrawal settlement and exchange processing are possible, and only the balls can be redeemed for withdrawal settlement, and the settlement method is the same as that of the sand device 500 (from the ninth pattern to the twelfth example) pattern). As for the exchange process, only the storage balls can be exchanged, and the object to be exchanged is the same as that of the sand device 500 (the 13th to 15th patterns).

  In the payment machine 680, payment settlement is possible, and information on balls and balls is obtained from the prize POS 640, and these can be redeemed. The settlement method is the same as that of the sand device 500 (ninth pattern to twelfth pattern). Moreover, in the payment machine 680, a prize exchange is also possible. For example, in the prize exchange, it is possible to cope with special prizes and general prizes, and it is also possible to adopt a configuration in which the above-described payment settlement and these prize exchanges are used in combination.

  The break room dedicated terminal 720 can perform payment settlement, withdrawal settlement, and exchange processing. With regard to deposit payment, deposit payment for issuing an information card is possible, and the method of payment is the same as that of the sand device 500 (first to eighth patterns). With regard to withdrawal settlement, only the storage balls can be redeemed, and the settlement method is the same as that of the sand device 500 (the ninth to twelfth patterns). Further, with regard to the exchange processing, only the storage balls can be exchanged, and the object to be exchanged is the same as the sand device 500 (the 13th to 15th patterns).

  The stand-alone type payment terminal 750 can perform deposit payment, withdrawal payment, and exchange processing. With regard to deposit payment, deposit payment for issuing an information card is possible, and the method of payment is the same as that of the sand device 500 (first to eighth patterns). With regard to withdrawal settlement, only the storage balls can be redeemed, and the settlement method is the same as that of the sand device 500 (the ninth to twelfth patterns). Further, with regard to the exchange processing, only the storage balls can be exchanged, and the object to be exchanged is the same as the sand device 500 (the 13th to 15th patterns).

  In the present embodiment, in the special room for break room terminal 720 and the stand-alone type settlement terminal 750, only the storage balls are used for payment settlement and exchange processing, for example, by cooperating with the in-store server 100 and the sand device 500. You can also target balls. Also, in this example, the sand device 500 is a device that can perform payment settlement, withdrawal settlement, and exchange processing, and the other in-store peripheral devices 450 can realize part of these functions. The other in-store peripheral devices 450 can also be configured to have the same function as the sand device 500.

  Next, with reference to FIG. 5, the gaming machine 200 and the sand device 500 used in the electronic settlement system 1 according to the present embodiment will be described. FIG. 5 is a front view showing the gaming machine 200 additionally provided with the sand device 500. As shown in FIG. The gaming machine 200 shown in FIG. 5 is a pachi-slot machine. Although both a pachislot machine and a pachinko machine can be used as the gaming machine 200 of the electronic settlement system 1 according to the present embodiment, in the following description of the present embodiment, an embodiment relating to the pachislot machine is mainly used. explain.

  As shown in FIG. 5, on the right side of the gaming machine 200, sand devices 500 are provided. Each sand device 500 is installed corresponding to the adjacent gaming machine 200, and is communicably connected to the corresponding gaming machine 200. Each sand device 500 is communicably connected to the in-store server 100 for system management of the sand device 500 of the whole hall store and management of deposit and withdrawal information.

  The front unit 21 of the sanding device 500 includes an LED (light-emitting diode) portion 31, a card insertion slot 32, a bill insertion slot 33 capable of inserting a bill, and an operation unit 34 configured of a touch panel LCD (liquid crystal display) A camera 35, a non-contact IC card touch unit 36, a medal (gaming medium) payout tray 37, a speaker cover 38, and a medal (gaming medium) counting slot 39 are provided. The card insertion slot 32 is, for example, an insertion slot capable of receiving an information card issued by the ticket issuing machine 560. The LED unit 31 is configured of a full color LED 31A and an infrared LED (infrared light emitting diode) 31B.

  By inserting an information card or a bill of a predetermined amount into the card insertion slot 32 or the bill insertion slot 33, the player can receive the lending of medals as game media necessary for the game. Also, by holding the non-contact IC card (membership card) over the touch unit 36, the player can receive the medals necessary for the game. Still further, as described in FIG. 4, the player can receive the medals necessary for the game by performing payment settlement in several ways.

  In response to the insertion of a bill, the presentation of an information card, etc., the sanding apparatus 500 counts medals of the number according to the amount of the value medium inserted by using a dispensing hopper provided therein, and uses it for medal delivery. Pay out from the tray 37. In addition, when the sanding device 500 receives the insertion of the information card in which the number of usable medals is written, the sanding device 500 dispenses the medals of the number corresponding to the number of medals written in the inserted information card. It counts by the hopper and pays out from the tray 37 for medal delivery.

  Also, the sand device 500 performs payment settlement with a debit card or the like by holding the player's portable device 150 over the touch unit 36, and when this payment settlement is completed, the medals of the number corresponding to the payment amount are internally stored. The medals are counted by the provided hopper for payout from the medal payout tray 37. The player can play a game on the gaming machine 200 by inserting the medals paid out from the medal payout tray 37 into the medal insertion slot 11 of the gaming machine 200.

  Further, in the gaming machine 200, medals are paid out to the medal payout tray 12 according to the result of the game. The player can get this medal by the sanding device 500 by picking up the medal from the medal payout tray 12 and inserting it into the medal counting insertion slot 39 of the sanding device 500. The sand device 500 counts the medals inserted from the medal counting slot 39 by the counting hopper provided therein. As described above, since the sand device 500 is provided side by side with the gaming machine 200 and has a function of counting the medals paid out from the gaming machine 200 according to the result of the game, it is also called each-car counting device. ing.

  When the gaming machine 200 is a pachinko machine, pachinko balls are introduced into the counting slot of the sand device 500. For example, when the player drops a pachinko ball paid out to the upper plate as a result of the game by performing a predetermined operation, the pachinko ball drops to a guide plate mounted below the lower plate. Do. The guide plate guides the pachinko balls dropped from the lower plate to the counting inlet provided in the sand device 500. The pachinko balls introduced into the counting inlet are counted by the counting unit provided inside the sand device 500.

  The counted results can be recorded in a membership card inserted in the card insertion slot 32 or a membership card held up to the touch unit 36 by a ball storage operation. Further, identification information (for example, a unique ID) for identifying the IC card is stored in the member card.

  The medals counted in the counting hopper are discharged from the discharge port provided on the bottom of the sanding device 500 to the conveyer and collected. In a place where the transfer conveyor is not provided, a storage box for storing medals may be installed at the lower part of the sanding device 500, and the medals may be discharged to the storage box.

  When the gaming machine 200 is a pachinko machine, the pachinko balls counted in the counting unit are discharged from the discharge port provided on the back of the sand device 500 and collected. Also, a fraction supply unit is provided on the back side of the sand device 500 separately from the counting path of the pachinko balls inserted from the counting inlet, and is adapted to receive pachinko balls for fractions from the outside. . With this supply unit, the pachinko balls for the fraction are always stored in a fixed amount, and are discharged from the fraction dispensing outlet to the guide plate as needed.

  At the top of the gaming machine 200, a digital signage device 540 is installed. The digital signage device 540 can also be connected to the sanding device 500 and interlockably display an image displayed on the operation unit 34 of the sanding device 500.

[Device configuration for electronic payment system]
Next, with reference to FIGS. 6 to 18, configurations of respective devices related to the electronic settlement system 1 according to the embodiment of the present invention will be described.

  In the present embodiment, the sand device 500 having the lending function and the counting function has been described as an example, but the first sand device having the lending function and the second sand device having the counting function are arranged side by side. May be Moreover, it is also possible to apply a sand device without a counting function to this system. In that case, although it is not possible to withdraw the balls in the sand device, the function may be performed by a counter provided with one or more in the store.

  In the present embodiment, a system corresponding to a gaming machine for paying out medals and balls has been described, but a so-called enclosed type gaming machine which handles all the number of gaming media as data and does not pay out the medals and balls to the player. It is also possible to apply to That is, when payment is made to the sand device provided corresponding to the enclosed type game machine by any of the above methods, a signal to that effect is transmitted to the enclosed type game machine, and the ball information in the enclosed type game machine Is stored as (credit function). When the ball or medal is acquired in the game, the acquired number is added to the ball information without paying out the game medium to the player, and when the game is ended, the game end operation provided in the gaming machine 200 or the sand device 500 By operating the unit, ball information is transmitted from the gaming machine 200 to the sand device 500. The subsequent processing is the same as that of the above embodiment. Further, the gaming machine 200 itself may be provided with a deposit function, a withdrawal function, and an exchange function such as the sand device 500.

  First, the configuration of the in-store server 100 will be described with reference to FIG. FIG. 6 is a block diagram showing the configuration of the in-store server 100. As shown in FIG. The in-store server 100 includes a main CPU (central processing unit) 101, a ROM (read only memory) 102, a RAM (random access memory) 103, an external storage device 104, and an interface 107.

  The main CPU 101 reads out and executes control programs stored in the ROM 102 and the RAM 103. For example, the main CPU 101 manages member information of a hall store, manages the number of holding game media such as balls for each member, and executes processing for managing the gaming status and the prize exchange status of each member.

  Further, the in-store server 100 can control the third party management gateway 400, the gaming machine 200, the sand machine 500, the ticket issuing machine 560, the checkout machine 600, the prize POS 640, the break room dedicated terminal 720, and the stand-alone settlement terminal It is communicably connected to 750. Also, it is connected to the network 780 via the interface 107. A control program for implementing the present invention is stored, for example, in the external storage device 104 and loaded into the RAM 103. Also, the control program can be provided from the interface 107 and another device via the network 780, or from another external device via another network including the Internet.

  In the external storage device 104, an in-store DB 130 is stored.

  Next, the configuration of the gaming machine 200 will be described with reference to FIG. FIG. 7 is a block diagram showing the configuration of the gaming machine 200. As shown in FIG. The gaming machine 200 shown in FIG. 7 is a pachislot machine. The gaming machine 200 includes a main control circuit 250, a sub control circuit 280, and peripheral devices (actuators) electrically connected thereto. The main control circuit 250 mainly includes a microcomputer 260 installed on a circuit board. The microcomputer 260 includes a main CPU 261, a main ROM 262, and a main RAM 263.

  The main ROM 262 stores a control program executed by the main CPU 261, a data table such as an internal lottery table, and data for transmitting various control commands (commands) to the sub control circuit 280. The main RAM 263 is provided with a storage area for storing various data such as an internal winning combination determined by execution of the control program.

  To the main CPU 261, a clock pulse generation circuit 252, a frequency divider 253, a random number generator 254, and a sampling circuit 255 are connected. The clock pulse generation circuit 252 and the frequency divider 253 generate clock pulses. The main CPU 261 executes the control program based on the generated clock pulse. The random number generator 254 generates a random number (for example, 0 to 65535) within a predetermined range. The sampling circuit 255 extracts one value from the generated random numbers.

  A switch or the like is connected to the input port of the microcomputer 260. The main CPU 261 receives an input such as a switch to control the operation of peripheral devices such as the stepping motors 271L, 271C, 271R. The stop switch 312S, which is a stop operation detecting means, detects that each of the three stop buttons 312L, 312C, and 312R has been pressed by the player (stop operation). The start switch 310S, which is a start operation detection unit, detects that the player has operated the start lever (start operation).

  The medal sensor 290S detects that the medal accepted by the medal insertion slot 11 (see FIG. 5) has passed through the inside of the selector. In addition, the bet switch 332S detects that the bet button is pressed by the player. Further, the settlement switch 334S detects that the settlement button has been pressed by the player. Further, the door sensor 335S detects that the door of the housing has been opened.

  As peripheral devices whose operations are controlled by the microcomputer 260, there are stepping motors 271L, 271C, 271R, a 7-segment display 314, and a hopper 350. In addition, a circuit for controlling the operation of each peripheral device is connected to the output port of the microcomputer 260.

  The motor drive circuit 272 controls the drive of stepping motors 271L, 271C, and 271R provided corresponding to the respective reels 320L, 320C, and 320R. The reel position detection circuit 270 detects a reel index, which indicates that the reels 320L, 320C, and 320R have made one rotation, according to each of the reels 320L, 320C, and 320R, by an optical sensor having a light emitting unit and a light receiving unit.

  The stepping motors 271L, 271C, and 271R have a configuration in which the amount of movement is proportional to the number of pulse outputs, and the rotation axis can be stopped at a designated angle. The driving forces of the stepping motors 271L, 271C, and 271R are transmitted to the reels 320L, 320C, and 320R through gears having predetermined reduction ratios. The reels 320L, 320C, and 320R rotate at a constant angle each time a pulse is output to the stepping motors 271L, 271C, and 271R.

  The main CPU 261 counts the number of times the pulses are output to the stepping motors 271L, 271C, 271R after detecting the reel index, thereby turning the rotation angles of the reels 320L, 320C, 320R (mainly, the number of symbols on the reels) Whether or not it has been rotated) is managed, and the positions of the respective symbols arranged on the surfaces of the reels 320L, 320C, 320R are managed.

  The display unit drive circuit 315 controls the operation of the 7-segment display 314. The hopper drive circuit 352 also controls the operation of the hopper 350. Further, the payout completion signal circuit 353 manages detection of the medals performed by the medal detection unit 351 provided in the hopper 350, and checks whether the medals discharged from the hopper 350 to the outside has reached the number of payouts.

  The sub control circuit 280 is electrically connected to the main control circuit 250, and performs processing such as determination and execution of effects based on commands transmitted from the main control circuit 250. The sub control circuit 280 basically includes a sub CPU, a sub ROM, a sub RAM, a rendering processor, a drawing RAM, a driver, a DSP (digital signal processor), an audio RAM, and the like.

  The sub CPU controls the output of video, sound, and light in accordance with the control program stored in the sub ROM in response to the command transmitted from the main control circuit 250. The sub RAM is provided with a storage area for registering the determined effect contents and presentation data, and a storage area for storing various data such as an internal winning combination transmitted from the main control circuit 250. The sub ROM basically includes a program storage area and a data storage area.

  In addition, the sub ROM stores effect data for producing effects by light in a light emission effect device (not shown). The sub CPU causes the lamp 362 to emit light by outputting this effect data based on the command from the main control circuit 250. In addition, the sub ROM stores effect data for producing effects by the sound effects and images, and the sub CPU outputs the effect data based on the command from the main control circuit 250 so that the speaker While outputting a sound effect from 364, the effect image is displayed on the liquid crystal display device 360.

  Here, an interface 264 is connected to the main control circuit 250, and the main CPU 261 communicates with the sand device 500 and the in-store server 100 via the interface 264. The main CPU 261 transmits accumulated information such as medal insertion information and medal payout information to the sand device 500 while communicating with the sand device 500. The medal insertion information is, for example, the number of medals inserted into the gaming machine 200 for a certain period of time. The medal payout information is, for example, the number of medals paid out, the number of bonus occurrences, and the like. After transmitting the accumulated information to the sand device 500 last time, the main CPU 261 accumulates the accumulated information in the main RAM 263 until the next transmission, and transmits the accumulated information to the sand device 500 at a predetermined timing. . After transmitting to the sand device 500, the main CPU 261 resets the accumulated information up to that point.

  Next, the configuration of the sanding device 500 will be described with reference to FIG. FIG. 8 is a block diagram showing the configuration of the sanding apparatus 500. As shown in FIG. The main CPU 501 reads out the control unit log stored in the ROM 502, and performs processing related to prize exchange, medal counting processing, electronic settlement processing according to the present invention, and other processing according to the operation of the operation unit 34 by the player. Run. Various data related to the process are stored in the RAM 503. The control program may be provided from another device via the interface 518 or from another external device via a network including the Internet.

  The operation unit 34 is an LCD provided with a touch panel for detecting a touch operation by the player, and corresponds to the LCD 516 shown in FIG. The LCD 516 causes the LCD control unit 515 to display an image based on an instruction from the main CPU 501, and the player's touch operation detected by the touch panel is transmitted to the main CPU 501.

  When an information card such as a prepaid card is inserted from the card insertion slot 32 from the card insertion slot 32, the main CPU 501 reads the amount data by the information card reader / writer 504, and when the noncontact IC card (member card) is held over the touch unit 36. The money amount data is read by the noncontact IC card reader / writer 505. The amount data read in this way is stored in the RAM 503 as balance data. Here, the information card reader / writer 504 is, for example, a reader / writer for an IC card, but can also be configured as a reader / writer for a magnetic card. Further, in the present embodiment, although the amount data is read by holding the member card over the touch unit 36, the member card is inserted from the card insertion slot 32, and the amount data is read by the information card reader / writer 504 May be

  When the amount designated by the player is smaller than the balance data, the main CPU 501 based on the balance data and the operation result output from the operation unit 34, the hopper for payout 512 for the designated amount. The balance data is updated by counting and paying it out in the balance data and subtracting the amount of medals paid out from the balance data. The main CPU 501 can drive the dispensing hopper 512 by controlling the drive circuit 511. Further, the counting hopper 514 is connected to the main CPU 501 via the drive circuit 513, and the main CPU 501 can drive the counting hopper 514 by controlling the drive circuit 513.

  A button for returning the information card is also displayed on the operation unit 34, and the main CPU 501 inserts the information card inserted in the information card reader / writer 504 by the player operating the operation button. Return from mouth 32. At this time, the updated balance data stored in the RAM 503 is written to the information card. Further, when the amount data is read from the non-contact IC card (member card) via the non-contact IC card reader / writer 505, the balance data stored in the in-store DB 130 of the in-store server 100 is stored in the RAM 503 Update to the updated balance data.

  Further, when a bill is inserted from the bill insertion slot 33, the main CPU 501 stores the bill identification result outputted from the bill identification device (bill Bali) 506 in the RAM 503 as balance data. When the amount designated by the player is smaller than the balance data, the main CPU 501 based on the balance data and the operation result output from the operation unit 34, the hopper for payout 512 for the designated amount. The balance data is updated by counting and paying it out in the balance data and subtracting the amount of medals paid out from the balance data. The main CPU 501 can drive the dispensing hopper 512 by controlling the drive circuit 511.

  In addition, when the player operates the operation unit 34 and selects one touch settlement etc. for lending game media, the player holds his portable device 150 over the non-contact IC card reader / writer 505 and performs debit. Payment settlement is performed by reading information such as a card and depositing an amount from the player's financial institution account to the financial institution account of the hall store, and in accordance with this, the gaming media are lent (in this example, The medals for the paid amount are counted and paid out in the hopper 512 for payout).

  Furthermore, by the above-described payment settlement, an information card such as a prepaid card can be newly issued. The information card stacker 508 holds a plurality of information cards in an ejectable state, and ejects one information card from the card insertion slot 32 under the control of the card ejection control unit 507. The card discharge control unit 507 stores balance data of a value corresponding to the amount of money made when the player operates the operation unit 34 to complete the payment settlement for issuing the information card. The information card is ejected from the information card stacker 508.

  In addition, when the player operates the operation unit 34, converts balls or balls, and selects the one-touch payment etc. for remittance to the player's financial institution account, the player selects his / her portable device 150. The non-contact IC card reader / writer 505 is held over to read information such as a debit card, and the amount is transferred from the financial institution account of the player's hall store to the financial institution account of the player, thereby performing withdrawal settlement.

  Further, the main CPU 501 uses the infrared LED 31B of the LED unit 31 as a monitoring light projector, causes the player to reflect infrared light from the infrared LED 31B, and images this with the camera 35. The main CPU 501 stores an image captured by the camera 35 in the RAM 503, and detects the presence or substitution of a player based on this image. This detection process is always performed. When the player's state changes to the non-detection (away) state and the information card inserted from the card insertion slot 32 is still inserted, or the balance data of the bill inserted from the bill insertion slot 33 If the main CPU 501 has a warning sound or a warning sound via the speaker 509, the main CPU 501 can call attention to the player who is about to leave the seat. As the warning sound, a sound such as "I have forgotten my card" is emitted.

  As described above, the main CPU 501 is configured to perform noncontact communication with the noncontact IC card via the noncontact IC card reader / writer 505. The communication method is, for example, an electromagnetic induction method with a carrier frequency of 13.56 MHz. The main CPU 501 counts the number of medals according to the amount data read from the noncontact IC card via the noncontact IC card reader / writer 505 by the payout hopper 512 and dispenses from the medal payout tray 37 and Rewrite contact IC card balance data.

  Further, the main CPU 501 communicates with the gaming machine 200, the in-store server 100, and the digital signage device 540 via the interface 518. The gaming machine 200 periodically transmits the number of medals paid out as a game result and the number of medals inserted by the player to play a game to the sanding device 500, and the main CPU 501 of the sanding device 500 When these pieces of information are received, they are stored in the RAM 503.

  Further, the main CPU 501 periodically captures the face image of the player via the camera 35 and stores the image in the RAM 503. The face image stored last time and the face image stored this time are compared, and if it is determined that the person is not the same person, the main CPU 501 determines that the player has changed, and performs processing according to this.

  In addition, in the depositing device and the depositing device, the sand device 500 uses soft keys displayed on the LCD 516 so that the player can input a personal identification number or the like.

  When the main CPU 501 is instructed by the player to exchange balls or balls for an information card, the main CPU 501 controls the card ejection control unit 507 to store information on balance data of values corresponding to balls or balls. The card is ejected from the information card stacker 508. Further, the main CPU 501 adds points to the unique ID of the member card read by the noncontact IC card reader / writer 505 when the player instructs to exchange balls or balls for points. In addition, the main CPU 501 controls the printer 517 to print a coupon when instructed by the player to exchange balls or balls for a coupon.

  As shown in FIG. 5, the gaming machine 200 and the sand device 500 are communicably connected to the in-store server 100. The in-store server 100 receives accumulated information (number of medals information) regarding the number of medals such as medal insertion information and payout information from the gaming machine 200 via the sanding device 500, and from the sanding device 500, an information card or contactless IC card Information regarding the number of medals such as the movement of the number of medals between and the counting result by the counting hopper 514 or the like (the number of medals information) is received.

  Furthermore, the main CPU 501 displays an image for performing prize exchange when operating the operation button of "premium exchange" displayed on the operation unit 34, and the digital signage device 540 displays the image or the image. Display related images.

  FIG. 9 is a perspective view showing the sanding apparatus 500. As shown in FIG. As described above, the sanding apparatus 500 is also used as an apparatus for performing one-touch payment and prize exchange using a debit card mechanism. As described above, the front face 21, the LED 31, the card slot 32, the bill slot 33, the operation unit 34, the camera 35, the noncontact IC card touch unit 36, the medal payout tray 37, the speaker cover 38, the medal Input ports 39 for counting etc. are respectively provided at the positions shown in the figure.

  Next, with reference to FIG. 10, the configuration of the digital signage device 540 will be described. FIG. 10 is a block diagram showing the configuration of the digital signage device 540. As shown in FIG. The main CPU 541 reads the control unit program stored in the ROM 542, and displays the game information and the like based on the electronic settlement process according to the present invention and the signal from the gaming machine 200 according to the operation of the operation unit by the player. Run. In addition, the large-sized digital signage device 540, which is not installed for each gaming machine 200, can execute display of information and the like regarding all the machines in the hall store through the in-store server 100. Various data related to the process are stored in the RAM 543. The control program can also be provided from another device via the interface 547 or from another external device via a network including the Internet.

  The operation unit is an LCD provided with a touch panel for detecting a touch operation by the player, and corresponds to the LCD 549. The LCD 549 causes the LCD control unit 548 to display an image based on an instruction from the main CPU 541, and the player's touch operation detected by the touch panel is transmitted to the main CPU 541.

  The main CPU 541 communicates with the sand device 500 through the interface 547. Further, as described above, a method may be employed in which the in-store server 100 is connected without the sand device 500.

  The main CPU 541 controls to perform withdrawal settlement in accordance with the settlement method instructed by the player via the LCD 549. For example, the money is exchanged according to the number of held game media acquired from the sand device 500 and stored in the RAM 543, and the amount is transferred to the financial institution account of the player. Also, at this time, when the player holds the portable device 150 over the touch unit, the information stored in the portable device 150 by the payment application executed by the portable device 150 and the non-contact IC card reader / writer 544 (for example, Information on the debit card regarding settlement is read, and such information is transmitted to the computer center via the sand device 500 and the in-store server 100, whereby one touch settlement etc. using the debit card mechanism is performed.

  Further, in the digital signage device 540, a soft key displayed on the LCD 549 is used so that the player can input a personal identification number or the like in payment settlement.

  Further, the main CPU 541 can emit a warning sound and a warning sound via the speaker 550.

  Next, the configuration of the ticket issuing machine 560 will be described with reference to FIG. FIG. 11 is a block diagram showing the configuration of the ticket issuing machine 560. As shown in FIG. The main CPU 561 reads out the control unit log stored in the ROM 562, and executes processing related to prize exchange and electronic settlement processing according to the present invention according to the operation of the operation unit by the player. Various data related to the process are stored in the RAM 563. The control program can also be provided from another device via the interface 570 or from another external device via a network including the Internet.

  The operation unit is an LCD provided with a touch panel for detecting a touch operation by a player, and corresponds to the LCD 572. The LCD 572 causes the LCD control unit 571 to display an image based on an instruction from the main CPU 561, and the player's touch operation detected by the touch panel is transmitted to the main CPU 561.

  The main CPU 561 communicates with the in-store server 100 via the interface 570.

  Further, the main CPU 561 is operated by the payment application executed by the portable device 150 and the non-contact IC card reader / writer 564 when the portable device 150 of the player is held over a touch unit (not shown) provided in the ticket issuing machine 560. , The information stored in the portable device 150 (for example, the information on the debit card related to payment, etc.) is read, and the information is transmitted to the computing center through the in-store server 100 to use the debit card mechanism. One-touch payment etc. are performed.

  Further, when a bill is inserted from a bill insertion port (not shown), the main CPU 561 stores the result of bill identification output from the bill identification device (bill Bali) 565 as balance data in the RAM 563.

  The main CPU 561 designates when one touch settlement or the like using the debit card mechanism described above is completed or when the balance data obtained as a result of bill identification is larger than the amount of money of the information card designated by the player. The information card thus stored is ejected from the information card stacker 569 to a card ejection port (not shown) under the control of the card ejection control unit 568.

  Further, the ticket issuing machine 560 is provided with a ten-key pad 567 so that the player can input a personal identification number etc. in the payment settlement, and the main CPU 561 receives a signal inputted from the ten-key pad 567 via the input control unit 566. Do. The input by the player can also be realized using a soft key displayed on the LCD 572.

  Further, the main CPU 561 can emit a warning sound and a warning sound via the speaker 573.

  Next, the configuration of the checkout machine 600 will be described with reference to FIG. FIG. 12 is a block diagram showing the structure of the settlement machine 600. As shown in FIG. The main CPU 601 reads out the control unit log stored in the ROM 602, and executes processing related to prize exchange and electronic settlement processing according to the present invention in accordance with the operation of the operation unit by the player. Various data related to processing are stored in the RAM 603. The control program can also be provided from another device via the interface 609 or from another external device via a network including the Internet.

  The operation unit is an LCD provided with a touch panel for detecting a touch operation by the player, and corresponds to the LCD 611. The LCD 611 causes the LCD control unit 610 to display an image based on a command from the main CPU 601, and the player's touch operation detected by the touch panel is transmitted to the main CPU 601.

  The main CPU 601 communicates with the in-store server 100 via the interface 609.

  When an information card such as a prepaid card is inserted from the card insertion slot (not shown) from the card insertion slot, the main CPU 601 reads the amount data by the information card reader / writer 604, and the amount data read in this way is stored in the RAM 603 as balance data. Stored. Here, the information card reader / writer 604 is, for example, an IC card reader / writer, but can be configured as a magnetic card reader / writer.

  In addition, when the player's portable device 150 is held over a touch unit (not shown) provided on the checkout machine 600, the main CPU 601 executes the payment application executed by the portable device 150 and the noncontact IC card reader / writer 605. , The information stored in the portable device 150 (for example, the information on the debit card related to payment, etc.) is read, and the information is transmitted to the computing center through the in-store server 100 to use the debit card mechanism. One-touch payment etc. are performed. In the settlement machine 600, the balance (amount data) stored in the information card is remitted to the player's financial institution account, for example, by one-touch settlement. The information card whose remaining amount is zero is taken into the inside of the checkout machine 600.

  Further, the settlement machine 600 is provided with a ten key pad 608 so that the player can input a personal identification number or the like in payment settlement, and the main CPU 601 receives a signal inputted from the ten key pad 608 via the input control unit 607. To receive. The input by the player can also be realized by using a soft key displayed on the LCD 611.

  Further, the main CPU 601 can emit a warning sound and a warning sound via the speaker 612.

  Next, the configuration of the prize POS 640 will be described with reference to FIG. FIG. 13 is a block diagram showing the configuration of the prize POS 640. The illustrated gift POS 640 is configured to implement the electronic settlement process, the prize exchange process, and the like by the electronic settlement system 1 of the present embodiment. The prize POS 640 includes a main CPU 641, a ROM 642, a RAM 643, a noncontact IC card reader / writer 645, an input control unit 647, a ten key pad 648, a keyboard 649, an LCD control unit 651, a player side LCD 652, an LCD control unit 654, and a store side LCD 655. , A speaker 656, a card ejection control unit 657, a card stacker 658, and an interface 659.

  The main CPU 641 reads and executes the control program stored in the ROM 642 and the RAM 643. For example, the main CPU 641 executes stock management of prizes and management of prize exchange, and electronic settlement processing by the electronic settlement system 1 of the present embodiment. The control program can be provided from another device via the interface 659 or from another external device via a network including the Internet.

  When the main CPU 641 registers the counting result in the noncontact IC card (member card) by the sand device 500, the noncontact IC card reader when the member card is held over the touch unit (not shown) provided on the prize POS 640 The unique ID is read by the / writer 645, and thereafter, the in-store server 100 is accessed, and the number of held game media (the number of medals stored) associated with the acquired unique ID is read and stored in the RAM 643.

  The player side LCD 652 is configured as a touch panel display that allows a player to perform a touch operation, and the LCD control unit 651 performs display control. The main CPU 641 controls to perform payment settlement and exchange processing in accordance with the settlement method instructed by the player via the player side LCD 652. For example, the money is exchanged according to the number of held game media stored in the RAM 643 and the amount is transferred to the player's financial institution account. Also, at this time, if the player holds the player's portable device 150 over a touch unit (not shown) provided on the prize POS 640, the payment application executed by the portable device 150 and the non-contact IC card reader / writer 645 Can read the information stored in the portable device 150 (for example, the information on the debit card related to payment, etc.) and transmit the information to the computing center via the in-store server 100, thereby the mechanism of the debit card One-touch payment etc. which were used are performed.

  Similar to the player-side LCD 652, the store-side LCD 655 is configured as a touch panel display, and the LCD control unit 654 performs display control. The staff performs an operation regarding inventory control of prizes and management of prize exchange using the store side LCD 655, the ten key pad 648, the keyboard 649 and the like. The input control unit 647 transmits signals input from the ten key pad 648 and the keyboard 649 to the main CPU 641. In addition, the player can also input a personal identification number or the like at the time of withdrawal and payment, and can input member information at the time of member registration, using the ten-key pad 648 and the keyboard 649. The input by the player can also be realized using a soft key displayed on the player side LCD 652.

  When the payment settlement and exchange processing are completed, the main CPU 641 accesses the in-store server 100 to subtract the number of game media stored for the corresponding member ID. Also, the gift POS 640 is communicably connected to the in-store server 100 and the payment machine 680 through the interface 659.

  In the premium POS 640, when the player performs member registration and issues a membership card is instructed, the membership card stored in the card stacker 658 is controlled by the card ejection control unit 657 and one card ejection slot ( (Not shown). In the present embodiment, the player performs member registration, but it may be possible for the store side to perform member registration.

  Further, the main CPU 641 can emit a warning sound and a warning sound via the speaker 656.

  Further, the main CPU 641 controls the printer 646 to print a coupon when instructed by the player to exchange balls or balls for a coupon.

  Next, the configuration of the payment machine 680 will be described with reference to FIG. FIG. 14 is a block diagram showing the structure of the payment machine 680. As shown in FIG. The main CPU 681 reads out the control unit program stored in the ROM 682 and executes payment processing and electronic settlement processing according to the present invention according to the operation of the operation unit by the player. Various data related to the process are stored in the RAM 683. The control program can also be provided from another device via the interface 688 or from another external device via a network including the Internet.

  The operation unit is an LCD provided with a touch panel for detecting a touch operation by the player, and corresponds to the LCD 690. The LCD 690 causes the LCD control unit 689 to display an image based on a command from the main CPU 681, and the player's touch operation detected by the touch panel is transmitted to the main CPU 681.

  The main CPU 681 communicates with the gift POS 640 via the interface 688.

  In addition, when a non-contact IC card (member card) is held over a touch unit (not shown) provided in the payment machine 680, the unique ID is read by the non-contact IC card reader / writer 684, and then the in-store server 100 is read. The number of stored gaming media (the number of medals stored) associated with the acquired unique ID is read upon access, and stored in the RAM 683.

  The main CPU 681 controls the withdrawal settlement in accordance with the settlement method instructed by the player via the LCD 690. For example, after information on balls and balls is obtained from the prize POS 640 and stored in the RAM 683, the money is paid according to the number of held balls, and the amount is transferred to the player's financial institution account. Also, at this time, when the player holds the portable device 150 over the touch unit, the information stored in the portable device 150 by the payment application executed by the portable device 150 and the non-contact IC card reader / writer 684 (for example, Information on the debit card regarding settlement is read, and such information is transmitted to the computer center via the premium POS 640 and the in-store server 100, whereby one touch settlement etc. using the debit card mechanism is performed.

  Further, the payment machine 680 is provided with a ten-key pad 687 so that the player can input a personal identification number or the like in payment settlement, and the main CPU 681 receives a signal input from the ten-key pad 687 via the input control unit 686. To receive. The input by the player can also be realized using a soft key displayed on LCD 690.

  Further, the main CPU 681 can emit a warning sound and a warning sound via the speaker 691.

  Next, the configuration of the break room dedicated terminal 720 will be described with reference to FIG. FIG. 15 is a block diagram showing the configuration of the break room dedicated terminal 720. As shown in FIG. The dedicated break room terminal 720 is configured to implement electronic payment processing, prize exchange processing, and the like by the electronic payment system 1 of the present embodiment. The break room dedicated terminal 720 includes a main CPU 721, a ROM 722, a RAM 723, a noncontact IC card reader / writer 725, a bill burr 726, an input control unit 727, a numeric keypad 728, an LCD control unit 732, an LCD 733, a speaker 734, and a card discharge control unit 729. , An information card stacker 730, and an interface 731.

  The main CPU 721 reads out and executes control programs stored in the ROM 722 and the RAM 723. For example, the main CPU 721 executes electronic settlement processing by the electronic settlement system 1 of the present embodiment. The control program may be provided from another device via the interface 731 or from another external device via a network including the Internet.

  When the non-contact IC card (member card) is held by the touch unit (not shown) provided on the break room dedicated terminal 720, the main CPU 721 reads the unique ID by the non-contact IC card reader / writer 725, and thereafter The number of stored gaming media (the number of medals stored) associated with the acquired unique ID is read by accessing the in-store server 100 and stored in the RAM 723.

  The LCD 733 is configured as a touch panel display that allows a player to perform a touch operation, and the LCD control unit 732 performs display control. The main CPU 721 controls to perform deposit payment, withdrawal payment, and exchange processing according to the payment method instructed by the player via the LCD 733. For example, the money is exchanged according to the number of held game media stored in the RAM 723 and the amount is transferred to the player's financial institution account. Also, at this time, when the player holds the player's portable device 150 over the touch unit provided in the break room dedicated terminal 720, the payment application executed by the portable device 150 and the non-contact IC card reader / writer 725 , The information stored in the portable device 150 (for example, the information on the debit card related to payment, etc.) is read, and the information is transmitted to the computing center through the in-store server 100 to use the debit card mechanism. One-touch payment etc. are performed.

  Also, the player can input a personal identification number or the like at the time of deposit payment or withdrawal payment using the ten-key pad 728. The input control unit 727 transmits the signal input from the ten key pad 728 to the main CPU 721. The input by the player can also be realized using a soft key displayed on the LCD 733.

  When the deposit payment, the withdrawal payment, and the exchange process are completed, the main CPU 721 accesses the in-store server 100 and subtracts the number of game media stored for the corresponding member ID. The break room dedicated terminal 720 is communicably connected to the in-store server 100 via the interface 731.

  The main CPU 721 also stores the result of bill identification output from the bill validator (building burr) 726 as balance data in the RAM 723 when a bill is inserted from the bill insertion slot (not shown).

  When the main CPU 721 is instructed by the player to issue an information card, the above-described one touch settlement using the debit card mechanism is completed, or the balance data obtained as a result of the bill identification is the player If it is larger than the amount of money of the designated information card, the designated information card is ejected from the information card stacker 730 to a card ejection port (not shown) by the control of the card ejection control unit 729.

  The main CPU 721 also adds points to the unique ID of the member card read by the non-contact IC card reader / writer 725 when instructed by the player to exchange the balls for points. Further, the main CPU 721 controls the printer 735 to print the coupon when instructed by the player to exchange the balls for the coupon.

  In addition, the main CPU 721 can emit a warning sound and a warning sound via the speaker 734.

  Next, the configuration of the stand-alone type payment terminal 750 will be described with reference to FIG. FIG. 16 is a block diagram showing the configuration of the stand-alone type payment terminal 750. As shown in FIG. The stand-alone type settlement terminal 750 illustrated is configured to realize the electronic settlement process by the electronic settlement system 1 of the present embodiment. The stand-alone type payment terminal 750 includes a main CPU 751, a ROM 752, a RAM 753, a noncontact IC card reader / writer 755, a bill burr 756, an input control unit 757, a ten key pad 758, an LCD control unit 762, an LCD 763, a speaker 764 and a card discharge control unit 759. , An information card stacker 760, and a system compatible interface 761.

  The main CPU 751 reads out and executes the control program stored in the ROM 752 and the RAM 753. For example, the main CPU 751 executes electronic settlement processing by the electronic settlement system 1 of the present embodiment. The control program may be provided from another device via the system corresponding interface 761 or from another external device via a network including the Internet.

  When the non-contact IC card (member card) is held by the touch unit (not shown) provided on the stand-alone type payment terminal 750, the main CPU 751 reads the unique ID by the non-contact IC card reader / writer 755, and thereafter The number of stored gaming media (the number of medals stored) associated with the acquired unique ID is read by accessing the in-store server 100 and stored in the RAM 753.

  The LCD 763 is configured as a touch panel display that allows a player to perform a touch operation, and the LCD control unit 762 performs display control. The main CPU 751 controls to perform deposit settlement, withdrawal settlement, and exchange processing according to the settlement method instructed by the player via the LCD 763. For example, the money is exchanged according to the number of held game media stored in the RAM 753, and the amount is transferred to the player's financial institution account. Also, at this time, if the player holds the player's portable device 150 over the touch unit provided in the stand-alone type payment terminal 750, the payment application executed by the portable device 150 and the noncontact IC card reader / writer 755 , The information stored in the portable device 150 (for example, the information on the debit card related to payment, etc.) is read, and the information is transmitted to the computing center through the in-store server 100 to use the debit card mechanism. One-touch payment etc. are performed.

  Also, the player can use the ten-key pad 758 to input a personal identification number or the like at the time of deposit payment or withdrawal payment. The input control unit 757 transmits the signal input from the ten key pad 758 to the main CPU 751. The input by the player can also be realized using a soft key displayed on the LCD 763.

  When the deposit payment, the withdrawal payment, and the exchange process are completed, the main CPU 751 accesses the in-store server 100 and subtracts the number of game media stored for the corresponding member ID. The stand-alone type payment terminal 750 is communicably connected to the in-store server 100 via the system compatible interface 761. The system compatible interface 761 is an interface for connecting the stand-alone type payment terminal 750 to the electronic payment system 1 of this embodiment, and performs protocol conversion and data format conversion as needed.

  Further, when a bill is inserted from a bill insertion port (not shown), the main CPU 751 stores the result of bill identification output from the bill identification device (bill Bali) 756 as balance data in the RAM 753.

  When the main CPU 751 issues an instruction to issue an information card from the player, the above-described one-touch settlement using the debit card mechanism is completed, or the balance data obtained as a result of the bill identification is the player If it is larger than the amount of money of the designated information card, the designated information card is ejected from the information card stacker 760 to a card ejection port (not shown) by the control of the card ejection control unit 759.

  The main CPU 751 also adds points to the unique ID of the member card read by the non-contact IC card reader / writer 755 when instructed by the player to exchange the balls for points. Further, the main CPU 751 controls the printer 765 to print a coupon when instructed by the player to exchange a ball for a coupon.

  Further, the main CPU 751 can emit a warning sound and a warning sound via the speaker 764.

  Next, the configuration of the mobile phone 160 will be described with reference to FIG. FIG. 17 is a block diagram showing the configuration of mobile phone 160. Referring to FIG. The mobile phone 160 includes a main CPU 161, a ROM 162, a RAM 163, a noncontact IC chip 164, a GPS antenna 165, a wireless communication control unit 166, a wireless communication antenna 167, an input control unit 168, a button 169, a camera 170, a microphone 171, a speaker An LCD controller 173 and an LCD 174 are provided.

  The main CPU 161 reads out and executes a control program stored in the ROM 162 or the RAM 163. For example, the main CPU 161 executes the settlement application and the like according to the present embodiment downloaded via the network, and transmits / receives data to / from the in-store peripheral device 450, the application server 810 of the computing center, the settlement management server 870, etc. Electronic settlement processing is performed by the electronic settlement system 1 of the embodiment.

  Internal data of the noncontact IC chip 164 is read by the above-described noncontact IC card reader / writer of the sand device 500 or the prize POS 640. The contactless IC card reader / writer can contactlessly read, for example, a unique ID that can identify the contactless IC chip 164 or data written in a storage area of the contactless IC chip 164. Further, data is written contactlessly to the storage area of the contactless IC chip 164 by the contactless IC card reader / writer. In the electronic settlement system 1 according to the embodiment of the present invention, near field communication by NFC is performed between the non-contact IC chip of the portable device 150 including the portable telephone 160 and the in-store peripheral device 450.

  The main CPU 161 receives signals from a plurality of GPSs (Global Positioning System) via the GPS antenna 165, and checks the position of the mobile phone 160. The position information thus obtained is stored in the RAM 163 or the like and used in the program as needed.

  The main CPU 161 controls the wireless communication control unit 166 and the wireless communication antenna 167 to communicate with the mobile phone base station, and transmits / receives call data to make a call with another device, or via the Internet. It controls to browse web pages provided from other terminals and to transmit and receive data with the application server 810 and the payment management server 870. Further, the main CPU 161 controls the wireless communication control unit 166 and the wireless communication antenna 167 to realize wireless LAN communication with the wireless LAN access point and perform data transmission and reception via the Internet (used for wireless LAN communication The antenna is an antenna that is different from an antenna that communicates with the mobile phone base station, but is represented as a wireless communication antenna 167 here for convenience.

  The main CPU 161 receives a signal input by the player operating the button 169 via the input control unit 168. Also, the LCD 174 is configured as a touch panel display that allows a player to perform touch operations, and the LCD control unit 173 performs display control. The main CPU 161 operates the LCD 174 to receive an input signal.

  The camera 170 is a small imaging device built in the mobile phone 160, and the imaging device is configured of a CCD (Charge Coupled Device) or the like. Voice input / output is performed by the microphone 171 and the speaker 172, and voice signal processing is performed by the main CPU 161, thereby enabling voice communication by a mobile phone.

  Although the description of the configuration of the smartphone 195, the feature phone 196, and the other portable devices is omitted, the configuration is similar to that of the above-described mobile phone 160. Note that some mobile devices 150 do not have a non-contact IC card (here, a non-contact IC chip built in the mobile device 150). Bluetooth (registered trademark), infrared communication, Wi- Communication with other devices by other communication means including Fi communication, mobile phone call networks such as 3G, 4G, LTE line, communication using QR code (registered trademark), etc., and identification of mobile devices (communication devices) It can be performed.

  In addition, about the portable apparatus 150 provided with the non-contact IC chip, terminal authentication, confirmation of stringing, etc. are performed by the unique ID (unique ID) of NFC. In the case of performing communication by Bluetooth, terminal authentication, binding confirmation, and the like are performed using a device address (having the same structure as the MAC address). In the case of infrared communication, at the time of initial setting of the settlement application, terminal authentication, confirmation of tying, and the like are performed by storing an authentication key in the settlement application. Also, in the case of Wi-Fi communication, using a Wi-Fi MAC address, device authentication is performed in advance to enable communication. In the case of a cellular phone call network such as 3G, 4G, or LTE, terminal authentication is performed by NFC or the like, and communication necessary for payment is performed through the cellular phone call network.

  Next, the configuration of the application server 810 disposed in the computer center will be described with reference to FIG. FIG. 18 is a block diagram showing the configuration of the application server 810. The application server 810 includes a main CPU 811, a ROM 812, a RAM 813, an external storage device 814, and a network interface (I / F) 815.

  The main CPU 811 reads out and executes control programs stored in the ROM 812 and the RAM 813. For example, the main CPU 811 controls communication between the portable device 150 and the computing center.

  In addition, the application server 810 is communicably connected to the network 780, the member management server 840 in the computer center, and the like via the network interface 815. A control program for implementing the present invention is stored, for example, in the external storage device 814 and loaded into the RAM 813. Also, the control program can be provided from another device via the network interface 815 or from another external device via another network including the Internet.

  The other servers in the computing center, that is, the member management server 840, the settlement management server 870, and the action history management server 910 have the same configuration as the application server 810 described above. However, the member management server 840 comprises a member management DB 860, the payment management server 870 comprises a payment management DB 900, and the action history management server 910 comprises an action history management DB 940.

[Function of device related to electronic payment system]
Next, with reference to FIG. 19 to FIG. 29, the function of each device related to the electronic settlement system 1 according to the embodiment of the present invention will be described.

  First, with reference to FIG. 19A, the function of the in-store server 100 will be described. FIG. 19A is a functional block diagram of the in-store server 100. As shown in FIG. The in-store server 100 includes a member management unit 121, a game media holding number management unit 122, a payment management unit 123, a deposit and withdrawal information transmission management unit 124, an action history management unit 125, and a network interface (I / F) unit 126. The in-store server 100 is also provided with functions that the conventional hall computer has, such as management of prizes, but here, the functions related to the present invention will be mainly described. The network interface unit 126 is connected to a device in the electronic settlement system 1 or a network such as the Internet to control data transmission / reception with the computer of the other party (the same applies to the network interface units of other devices). , The description of the network interface section below will be omitted).

  Further, the in-store server 100 stores the in-store DB 130 in the external storage device 104, and the in-store DB 130 stores a member information table 131 for storing information on the members of the hall store. Retain the remaining amount of money, the game media holding number management table 132 which manages the number of game media held by instructing storage, and the action history of the member's gaming status (including the visit status) The action history management table 133 is included (see FIG. 26).

  The member management unit 121 receives input member information from the prize POS 640 and stores the member information in the member information table 131 when the member registration is performed in the in-store peripheral device 450 such as the prize POS 640 or the like. As shown in FIG. 26A, the member information table 131 is unique to identify a member ID automatically numbered by the electronic settlement system 1 at the time of member registration, and a contactless IC card (member card) issued simultaneously. An ID, a password, balance data stored when the amount of money inserted in lending of gaming media remains, points, and player information (name, mail address, address, etc.) input by a player are stored.

  Here, the unique ID of the non-contact IC card (member card) issued at the time of member registration is fixedly given in the production plant at the time of production of the IC card, and these unique IDs are stored in the CSV file. It will be sent to the center. In the computer center, this CSV file is checked to ensure that there is no duplication in the unique ID, and a noncontact IC card having an unknown unique ID is managed so that it does not exist in the electronic settlement system 1. Then, the member ID is linked to the unique ID of the non-contact IC card (member card) assigned to the player, and further the unique ID of the portable device 150 owned by the player is linked, so that the player can The portable device 150 can be used in the electronic settlement system 1.

  The unique ID of the contactless IC card (membership card) assigned to the player is basically unchanged in the electronic payment system 1, while the unique ID of the portable device 150 owned by the player is It may be changed many times due to model change, loss or other circumstances. Therefore, member information including personal information of the player (except for information individually stored in the portable device 150) is stored and managed for each unique ID of the noncontact IC card (member card). Further, due to system design, it is possible to configure to permit or to associate a single portable device 150 with a plurality of membership cards in duplicate, or to prohibit.

  The gaming medium holding count management unit 122 stores the contents accumulated by the player in the membership card in the gaming medium holding count management table 132 for each game medium type. As shown in FIG. 26B, the gaming medium holding count management table 132 stores a unique ID of a membership card, a store code, and the number of gaming media for each type of gaming media.

  The settlement management unit 123 transmits the settlement request to the computer center when the player instructs the settlement using the portable device 150 in the in-store peripheral device 450, and the settlement is normally completed from the computer center When the notification indicating that the payment has been received is received, the in-store peripheral device 450 is instructed to perform processing when the settlement is normally completed.

  The deposit / withdrawal information transmission management unit 124, when the player performs deposit payment, withdrawal payment, exchange processing, prize exchange, etc., in the in-store peripheral device 450, the information of the third party management center It is sent to the management server 410 (via the third party management gateway 400).

  The action history management unit 125 stores, in the action history management table 133, the game situation and the operation content of the player transmitted from each device of the gaming machine 200 and the in-store peripheral device 450. As shown in FIG. 26C, the action history management table 133 stores game contents and operation contents for each member and the time.

  Next, with reference to FIG. 19B, the function of the sand device 500 will be described. FIG. 19B is a functional block diagram of the sanding apparatus 500. The sand device 500 includes a member management unit 531, a payment settlement control unit 532, a withdrawal settlement control unit 533, an exchange processing control unit 534, a display control unit 535, and a network interface (I / F) unit 536. The sanding apparatus 500 also has other functions, but here, the functions related to the present invention will be mainly described.

  The member management unit 531 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 505, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  When the player wishes to loan game media, the payment / settlement control unit 532 controls the game media to be rented according to the amount when the player pays a predetermined amount to the hall store. . When the player selects a settlement method such as one-touch settlement using a debit card mechanism, the payment settlement control unit 532 causes the noncontact IC card reader / writer 505 to make the portable device 150 held by the player over the touch unit. Read and obtain the data required for the payment. The acquired data is transmitted to the computer center via the in-store server 100. When notified by the in-store server 100 that the payment has been normally completed, control is performed so as to carry out a lending process of gaming media.

  Further, when the player wishes to issue an information card, the payment / settlement control unit 532 issues an information card according to the amount when the player pays a predetermined amount to the hall store. Control. When the player selects a settlement method such as one-touch settlement using a debit card mechanism, the payment settlement control unit 532 causes the noncontact IC card reader / writer 505 to make the portable device 150 held by the player over the touch unit. Read and obtain the data required for the payment. The acquired data is transmitted to the computer center via the in-store server 100. When notified by the in-store server 100 that the payment has been normally completed, the information card stacker 508 ejects the information card and performs control to issue an information card.

  The payment / settlement control unit 533 performs control so as to convert the balls or the stored balls based on the instruction of the player and to transfer the money to the player's financial institution account. When the player selects a payment method such as one-touch payment using the debit card mechanism, the payment / settlement control unit 533 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 505 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100.

  The exchange process control unit 534 controls to issue an information card, give points, or issue a coupon based on the player's instructions based on the value of balls or balls. For example, in the case of issuing an information card, the information card is discharged from the information card stacker 508, and control is performed so that the information card issue processing is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated to give points to the members of the corresponding member card. When the coupon is issued, the printer 517 is controlled to print the coupon.

  The display control unit 535 controls the display content of the LCD 516 based on the processing of the member management unit 531, the payment settlement control unit 532, the withdrawal settlement control unit 533, and the exchange processing control unit 534.

  A network interface (I / F) unit 536 controls data transmission and reception with the digital signage device 540.

  Next, referring to FIG. 20A, the function of the digital signage device 540 will be described. FIG. 20A is a functional block diagram of the digital signage device 540. As shown in FIG. The digital signage device 540 includes a member management unit 551, a payment settlement control unit 552, a display control unit 553, and a network interface (I / F) unit 554.

  The member management unit 551 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 544, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  Based on the player's instruction, the withdrawal / settlement control unit 552 controls to cash these on the basis of the information of balls and balls acquired from the sand device 500 and to remit the money to the player's financial institution account. When the player selects a payment method such as one-touch payment using a debit card mechanism, the withdrawal payment control unit 552 causes the non-contact IC card reader / writer to hold the portable device 150 held up by the player over the touch unit. Read at 544 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100.

  The display control unit 553 controls the display content of the LCD 549 based on the processing of the member management unit 551 and the payment settlement control unit 552. In addition, when the membership card is read by the non-contact IC card reader / writer 544, according to the player's instruction, the balance of the end ball storage ball (associated with the unique ID of the member card, the end ball of the player Or displaying the game situation of the player, for example, by referring to the action history management table 133 of the in-store server 100 or the action history management table 941 of the action history management server 910, It can be displayed as a journal history.

  Next, with reference to FIG. 20 (B), the function of the ticket issuing machine 560 will be described. FIG. 20B is a functional block diagram of the ticket issuing machine 560. As shown in FIG. The ticket issuing machine 560 includes a member management unit 581, an information card issue control unit 582, a display control unit 583, and a network interface (I / F) unit 584.

  The member management unit 581 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 564, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  When the player wishes to issue an information card, the information card issue control unit 582 controls to issue an information card according to the amount when the player pays a predetermined amount to the hall store. Do. When the player selects a payment method such as one-touch payment using a debit card mechanism, the information card issuance control unit 582 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 564 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100. When notified by the in-store server 100 that the payment has been normally completed, the information card stacker 569 ejects the information card and performs control to issue an information card.

  The display control unit 583 controls the display content of the LCD 572 based on the processing of the member management unit 581 and the information card issuance control unit 582.

  Next, the function of the settlement machine 600 will be described with reference to FIG. FIG. 21A is a functional block diagram of the settlement machine 600. As shown in FIG. The settlement machine 600 includes a member management unit 621, a payment settlement control unit 622, a display control unit 623, and a network interface (I / F) unit 624.

  The member management unit 621 acquires the unique ID of the member card by reading the data of the player's member card by the non-contact IC card reader / writer 605, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  The payment / settlement control unit 622 converts the balance of the information card read by the information card reader / writer 604 and controls remittance to the player's financial institution account based on the player's instruction. When the player selects a payment method such as one-touch payment using a debit card mechanism, the payment / settlement control unit 622 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Reading is made at 605 to acquire data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100.

  The display control unit 623 controls the display content of the LCD 611 based on the processing of the member management unit 621 and the payment settlement control unit 622.

  Next, the function of the prize POS 640 will be described with reference to FIG. FIG. 21B is a functional block diagram of the prize POS 640. The prize POS 640 includes a member management unit 671, a payment and settlement control unit 672, an exchange processing control unit 673, a display control unit 674, and a network interface (I / F) unit 675. The prize POS 640 has other functions, but here, the functions related to the present invention will be mainly described.

  The member management unit 671 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 645, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  The payment / settlement control unit 672 controls to redeem the balls and balls and transfer the money to the player's financial institution account based on the player's instruction. When the player selects a payment method such as one-touch payment using a debit card mechanism, the withdrawal payment control unit 672 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 645 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100.

  The exchange process control unit 673 controls to issue an information card, apply a point, or issue a coupon based on the player's instruction based on the value of balls or balls. For example, in the case of issuing an information card, the information card is discharged from the card stacker 658, and control is performed so that the information card issuing process is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated to give points to the members of the corresponding member card. When the coupon is issued, the printer 646 is controlled to print the coupon.

  The display control unit 674 controls the display contents of the player side LCD 652 and the store side LCD 655 based on the processes of the member management unit 671, the payment and settlement control unit 672, and the exchange process control unit 673.

  Next, the function of the payment machine 680 will be described with reference to FIG. FIG. 22A is a functional block diagram of the payment machine 680. As shown in FIG. The payment machine 680 includes a member management unit 701, a payment and settlement control unit 702, a display control unit 703, and a network interface (I / F) unit 704.

  The member management unit 701 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 684, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  The payment / settlement control unit 702 performs control to redeem the balls or balls and transfer the money to the player's financial institution account based on the player's instruction. When the player selects a payment method such as one-touch payment using a debit card mechanism, the withdrawal payment control unit 702 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 684 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100.

  The display control unit 703 controls the display content of the LCD 690 based on the processing of the member management unit 701 and the payment settlement control unit 702.

  Next, with reference to FIG. 22 (B), the function of the break room dedicated terminal 720 will be described. FIG. 22B is a functional block diagram of the break room dedicated terminal 720. As shown in FIG. The break room dedicated terminal 720 includes a member management unit 741, an information card issue control unit 742, a withdrawal / payment control unit 743, an exchange processing control unit 744, a display control unit 745, and a network interface (I / F) unit 746.

  The member management unit 741 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 725, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  When the player desires to issue an information card, the information card issue control unit 742 controls to issue an information card according to the amount when the player pays a predetermined amount to the hall store. Do. When the player selects a payment method such as one-touch payment using a debit card mechanism, the information card issuance control unit 742 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 725 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100. When notified by the in-store server 100 that the payment has been normally completed, the information card stacker 730 ejects the information card and performs control to issue an information card.

  The payment / settlement control unit 743 controls to redeem the stored balls and transfer the money to the player's financial institution account based on the player's instruction. When the player selects a payment method such as one-touch payment using a debit card mechanism, the payment / settlement control unit 743 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 725 to obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100.

  The exchange process control unit 744 controls to issue an information card, give points, or issue a coupon based on the value of the stored balls based on the instruction of the player. For example, in the case of issuing an information card, the information card is discharged from the information card stacker 730, and control is performed so as to perform an information card issuance process. When giving points, the in-store DB 130 of the in-store server 100 is updated to give points to the members of the corresponding member card. When the coupon is issued, the printer 735 is controlled to print the coupon.

  The display control unit 745 controls the display content of the LCD 733 based on the processing of the member management unit 741, the information card issuance control unit 742, the withdrawal / payment control unit 743, and the exchange processing control unit 744.

  Next, the function of the stand-alone type payment terminal 750 will be described with reference to FIG. FIG. 23A is a functional block diagram of the standalone payment terminal 750. As shown in FIG. The stand-alone type settlement terminal 750 includes a member management unit 771, an information card issuance control unit 772, a withdrawal settlement control unit 773, an exchange processing control unit 774, a display control unit 775, and a system compatible network interface (I / F) unit 776. Including.

  The member management unit 771 acquires the unique ID of the member card by reading the data of the player's member card by the noncontact IC card reader / writer 755, and determines whether the member card is a legitimate card or not. to decide. In addition, if necessary, perform authentication check by password.

  When the player desires to issue an information card, the information card issue control unit 772 controls to issue an information card according to the amount when the player pays a predetermined amount to the hall store. Do. When the player selects a payment method such as one-touch payment using a debit card mechanism, the information card issuance control unit 772 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 755 to obtain data necessary for the payment. The acquired data is transmitted to the computer center via the in-store server 100. When notified by the in-store server 100 that the payment has been normally completed, the information card stacker 760 ejects the information card and performs control to issue an information card.

  The payment / settlement control unit 773 controls to redeem the stored balls and transfer the money to the player's financial institution account based on the instruction of the player. When the player selects a payment method such as one-touch payment using a debit card mechanism, the withdrawal payment control unit 773 causes the non-contact IC card reader / writer to hold the portable device 150 held by the player over the touch unit. Read at 755 to obtain data necessary for the payment. The acquired data is transmitted to the computer center via the in-store server 100.

  The exchange processing control unit 774 controls to issue an information card, give points, or issue a coupon based on the value of the stored balls based on the instruction of the player. For example, in the case of issuing an information card, the information card is discharged from the information card stacker 760, and control is performed so that the information card issuing process is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated to give points to the members of the corresponding member card. When the coupon is issued, the printer 765 is controlled to print the coupon.

  The display control unit 775 controls the display content of the LCD 733 based on the processing of the member management unit 771, the information card issuance control unit 772, the withdrawal / payment control unit 773, and the exchange processing control unit 774.

  The system compatible network interface unit 776 performs protocol conversion and data format conversion as needed in order to connect the stand-alone payment terminal 750 to the electronic payment system 1 of the present embodiment.

  Next, functions of the mobile phone 160 will be described with reference to FIG. FIG. 23B is a functional block diagram of the mobile phone 160. The mobile phone 160 includes a member management unit 181, a member registration management unit 182, a settlement management unit 183, a display control unit 184, and a wireless communication control unit 185. The mobile phone 160 also has other functions, but here, the functions related to the present invention will be mainly described. In addition, other portable devices 150 including the smartphone 195 and the feature phone 196 also have the same function as this. Further, user information 191, cash card information 192, and credit card information 193 are stored in the storage unit 190 such as the RAM 163 (see FIG. 27).

  Among the above functions, each function of the member management unit 181, the member registration management unit 182, and the payment management unit 183 installs, for example, a payment application adapted to the electronic payment system 1 of the present embodiment to the mobile phone 160. And it is realized by executing.

  When NFC communication is performed by the contactless IC card reader / writer of the in-store peripheral device 450, the member management unit 181 selects a unique ID for identifying the contactless IC chip included in the mobile phone 160 as necessary. Transmit to the in-store peripheral device 450. Further, in the user information 191 shown in FIG. 27A, a member ID and an application password for operating the payment application are stored.

  The member registration management unit 182 further functions of the electronic settlement system 1 according to the present embodiment for a player who is a member (that is, a player who has a noncontact IC card (member card) and is performing member registration). Control to enable member registration (registration of electronic payment members) that can be used. The membership registration is performed by causing the registration screen to be displayed on the LCD 174 of the mobile phone 160 in association with the application server 810 of the computing center and the membership management server 840, and the player inputs information on the screen. The data etc. input by this registration are, for example, the application password included in the user information 191 shown in FIG. 27A, the cash card information 192 shown in FIG. 27B, and the credit shown in FIG. 27C. It is card information 193.

  The settlement management unit 183 cooperates with the in-store server 100 and the settlement management server 870 in the computer center to execute the one-touch settlement performed by the player holding the mobile phone 160 over the touch unit of the in-store peripheral device 450. to manage.

  The display control unit 184 controls the display content of the LCD 174 based on the processing of the member management unit 181, the member registration management unit 182, and the payment management unit 183. In addition, the payment application has a WEB browser function, reads HTML data stored in the application server 810 of the computing center, displays a WEB page on the LCD 174 of the portable device, and performs a series of conversation processing and data transmission / reception. To realize. In this case, the application server 810 functions as a WEB server.

  A wireless communication control unit 185 controls data transmission and reception of the mobile phone 160 by wireless communication. For example, it communicates with each server of the computing center via the network 790 and the network 780. Here, the connection to the computing center via the mobile phone base station and the mobile phone call network, and the connection to the computing center via the wireless LAN access point and the wireless LAN are controlled. In any route, data communication can be performed between the mobile phone 160 and each server of the computing center by various protocols including TCP / IP based protocols.

  Next, with reference to FIG. 24A, the function of the application server 810 of the computing center will be described. FIG. 24A is a functional block diagram of the application server 810. The application server 810 includes an access control unit 821, a service authentication unit 822, and a network interface (I / F) unit 823.

  The access control unit 821 controls and manages access to the computer center of the in-store server 100 of the hall store, the in-store peripheral device 450, and the portable device 150. It has a function as a WEB server, and provides HTML data and the like stored in the data storage unit 830 as response data in response to a request from the portable device 150 or the like.

  The service authentication unit 822 checks whether the member can execute the service specified by the service ID in response to the service authentication request from the portable device 150 or the like.

  Next, with reference to FIG. 24B, the function of the membership management server 840 of the computer center will be described. FIG. 24B is a functional block diagram of the member management server 840. The member management server 840 includes a member registration control unit 851, a member information management unit 852, and a network interface (I / F) unit 853. Further, the member management server 840 has a member management DB 860, and a member information management table 861 is stored in the member management DB 860 (see FIG. 28).

  The member registration control unit 851 controls a member registration process with the electronic settlement system 1 of the present embodiment in which the player uses the portable device 150.

  The member information management unit 852 stores the member information acquired in the member registration process controlled by the member registration control unit 851 in the member information management table 861. In addition, when the player becomes a member of the hall store, the member ID, the association data of the member card, and the other member information are set to each hall store (member information of each in-store server 100) at a predetermined timing. It collects from the table 131) and stores it in the member information management table 861.

  Next, with reference to FIG. 25A, the function of the settlement management server 870 of the computer center will be described. FIG. 25A is a functional block diagram of the payment management server 870. As shown in FIG. The settlement management server 870 includes a deposit settlement management unit 891, a withdrawal settlement management unit 892, an exchange processing management unit 893, and a network interface (I / F) unit 894. Further, the settlement management server 870 has a settlement management DB 900, and a hall store account management table 901 and a settlement information management table 902 are stored in the settlement management DB 900 (see FIG. 29).

  The deposit settlement management unit 891 controls the deposit settlement process in the electronic settlement system 1 of the present embodiment. As shown in FIG. 4, various patterns of deposit settlement processing are possible in various in-store peripheral devices 450, and in particular, the deposit settlement processing characteristic of the present invention is the fourth pattern, the fifth pattern, the fifth. One-touch payment like the seventh pattern and the eighth pattern.

  In each deposit settlement process, the process number is assigned, and each time the deposit settlement is performed, information on the transaction corresponding to the settlement information management table 902 is stored.

  The withdrawal settlement management unit 892 controls withdrawal settlement processing in the electronic settlement system 1 of the present embodiment. As shown in FIG. 4, various patterns of withdrawal settlement processing are possible in various in-store peripheral devices 450, and in particular, the withdrawal settlement processing characteristic of the present invention is the tenth pattern and the twelfth pattern. It is a one touch payment like a pattern.

  In the payment settlement process and the withdrawal settlement process, in addition to the player's financial institution account, information on the financial institution account of the corresponding hall store (in the withdrawal settlement process, information of the financial institution account and the personal identification number) is required. However, this information is stored in the hall store account management table 901. The payment settlement management unit 891 and the withdrawal settlement management unit 892 obtain a financial institution account corresponding to the specified hall store by referring to the hall store account management table 901 for each settlement process, and the calculated financial institution Make a settlement request to each settlement server using the account information.

  In the hall store account management table 901, in the example shown in FIG. 29A, a deposit account and a withdrawal account are stored for each hall store. Here, although the deposit account and the withdrawal account are stored separately, a single account may be managed.

  The exchange process management unit 893 controls the exchange process in the electronic settlement system 1 of the present embodiment. As shown in FIG. 4, various patterns of exchange processing are possible in various in-store peripheral devices 450. For example, in the 13th pattern, an information card can be issued in consideration of balls and balls, and in the 14th pattern, points available in a hall store can be used for balls and balls as a price (member card ) Or issue coupons that can be used in hall stores, and in the fifteenth pattern, with consideration for balls and balls, points available for use outside hall stores (for membership cards) Or coupons available outside the hall store can be issued.

  Next, with reference to FIG. 25B, the function of the action history management server 910 of the computer center will be described. FIG. 25B is a functional block diagram of the action history management server 910. The action history management server 910 includes an action history management unit 931 and a network interface (I / F) unit 932. Further, the action history management server 910 has an action history management DB 940, and an action history management table 941 is stored in the action history management DB 940 (see FIG. 29C).

  The action history management unit 931 is all players including lending by the player, balls, balls, counting, prize exchange, payment settlement processing, payment settlement processing, exchange processing according to the electronic settlement system 1 of the present embodiment. The game status and action of the game are stored in the action history management table 941. The action history management table 941 including such a huge amount of data is expected to be used as big data.

  Further, the action history management unit 931 acquires data in cooperation with the settlement management server 870 regarding the payment settlement process, the payment settlement process, and the exchange process, and stores the data in the action history management table 941. In addition, the action history management unit 931 copies the data stored in the action history management table 133 of the in-store server 100 at a predetermined timing, and the action history of the player grasped in each hall store, the action history It is added to the management table 941.

[Process flow of electronic payment]
Next, with reference to FIGS. 30 to 50, the flow of processing relating to electronic settlement in the electronic settlement system 1 according to an embodiment of the present invention will be described.

  FIG. 30 shows a processing flow when a player who has already been registered as a member of a hall store is registered as a member (member of electronic settlement) according to the electronic settlement system 1 of the present embodiment. The process flow of FIG. 30 shows the process by the portable device 150, the in-store server 100 in the hall store, and the application server 810 of the computing center and the member management server 840 for each of those devices.

  First, in response to the player activating the payment application on the portable device 150, the application menu is displayed (step S10). Therefore, it is determined whether the menu item of the member registration process is selected (step S11), and this determination process is repeated until the menu item of the member registration process is selected (NO in step S11). When the menu item of the member registration process is selected (YES in step S11), the WEB server (application server 810 of the computer center) is accessed (step S12), and a request for a member registration page is made.

  In response to this request, the application server 810 sends back a member registration page (HTML data) (step S13). When the portable device 150 receives the member registration page, the portable device 150 displays a member registration screen on the LCD of the portable device 150 (step S14). Here, the player uses the buttons and touch panel of the portable device 150 to input a member on the member registration screen.

  The member registration screen is, for example, a member registration screen 1510 as shown in FIG. In the member registration screen 1510, a member information input area 1511 and a registration button 1512 are displayed, and the player inputs a password for payment application, cash card information, and credit card information in the member information input area 1511.

  Cash card information is data used to process payment settlement by one-touch settlement using the debit card mechanism, and credit card information is payment settlement by one-touch settlement using the debit card mechanism. It is data used to transfer a fixed amount to a player's financial institution account by credit card caching when processing the payment settlement.

  The password for the payment application is a password that is required when the player activates the payment application to perform payment payment and payment payment, and can be omitted. The cash card information includes, for example, a bank code, a branch code, an account number, and a personal identification number, and the credit card information includes, for example, a card number, a name holder (roman letter), an expiration date, and a personal identification number.

  Next, it is determined whether or not the registration button 1512 is pressed (step S15), and the determination process is repeated until the registration button 1512 is pressed (NO in step S15). When the registration button 1512 is pressed (YES in step S15), the player acquires the member information input on the member registration screen 1510 (step S16), and further acquires the unique ID of the IC chip of the portable device 150. (Step S17), the member management server 840 of the computing center along with the member ID already given to the player and held by the portable device 150 and the store code of the hall store to which the member belongs, Send via network etc. (step S18).

  When the member management server 840 receives the member information from the portable device 150, the member management server 840 checks whether or not a member ID exists in the member information table 131 (step S19) and determines it (step S20). If it does not exist (NO in step S20), the application server 810 instructs the application server 810 to display an error (step S21). In response to this, the application server 810 transmits an error display page to the portable device 150 (step S22). . When receiving the error display page from the application server 810, the portable device 150 displays a check error on the LCD (step S23).

  If the member ID exists in the member information table 131 (YES in step S20), an authentication check (authority check) such as 1 yen authorization is performed based on the cash card information and the credit card information (step S24). If the authority check fails, that is, if it is determined that the bank account etc. can not be used for some reason (NO in step S25), the application server 810 instructs the application server 810 to display an error (step S26). The server 810 transmits an error display page to the portable device 150 (step S27). When receiving the error display page from the application server 810, the portable device 150 displays a check error on the LCD (step S23).

  When the authorization check succeeds (YES in step S25), the member management server 840 stores the portable device unique ID in the corresponding member ID record of the member information management table 861, and associates this information with the member ID (step S28). ). The cash card information and the credit card information are not stored in any server of the computing center.

  When updating of the member information management table 861 is completed, the in-store server 100 is notified of registration completion (step S29), and accordingly, the in-store server 100 records the mobile device in the corresponding member ID record of the member information table 131. The unique ID is stored, and this information is associated with the member ID (step S30).

  The application server 810 transmits a registration completion page to the portable device 150 in response to the notification of registration completion from the member management server 840 (step S31), and the portable device 150 responds to this by providing cash card information as cash card information. At 192, credit card information is stored as credit card information 193 in the RAM or the like of the portable device 150 (step S32). Thereafter, the portable device 150 displays an indication of registration completion on the LCD (step S33).

  FIG. 32 is a modification of the member registration screen 1510 shown in FIG. As shown in the membership information input area 1516 of the membership registration screen 1515 shown in FIG. 32, as the credit card information, the caching availability and the caching designated amount are added. The cashing availability is used by the player to specify whether or not credit caching is to be automatically performed when a shortage occurs in the player's financial institution account in the process of depositing payment. Also, the designated cash amount is the amount to be remitted to the player's financial institution account in one cashing, which is designated by the player himself. When the registration button 1517 is pressed, registration of member information is performed as in the case of the member registration screen 1510.

  Next, with reference to FIGS. 33 to 36, the processing flow in the case where the player performs the one-touch payment using the portable device 150 in the sand device 500 will be described. Here, it is assumed that, for example, when the gaming medium is lent in the sand device 500, the deposit payment according to the third payment pattern is specified. The third payment pattern is, as shown in FIG. 4, one-touch payment using a debit card mechanism.

  FIG. 33 and FIG. 34 show a series of processing flows, and the portable device 150, the in-store peripheral device 450 in the hall store and the in-store server 100, the settlement management server 870 of the computing center, and the settlement of the partner debit settlement center The processing by the server 1120 and the financial institution server (the financial institution server 1300 of the player usage financial institution and the financial institution server 1320 of the hall store utilization financial institution) is shown for each of those devices.

  First, in FIG. 33, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), and pays the amount designated by the player with the debit card mechanism. It is determined whether or not to use the one touch settlement used, that is, "one touch debit card settlement" (step S110), and this determination processing is repeated until the settlement or another settlement is selected (NO in step S110). When "one-touch debit card payment" is selected (YES in step S110), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S111).

  FIG. 35A shows an example of a sand menu screen displayed on the operation unit 34 of the sand device 500. In the sand menu screen 1520 in FIG. 35A, the process to be executed by the sand device 500 can be designated, and “return”, “rent”, “count start”, “count stop”, “pool”, “ The buttons for “depositing balls”, “dispensing balls”, “premium exchange”, and “service” are displayed.

  For example, the "return" button is pressed when returning the inserted information card. At this time, balance information and the like are written on the information card. The "counting start" button is pressed when counting the gaming media by inserting the gaming media into the gaming media counting slot. The "counting stop" button is pressed when counting is stopped after counting of gaming media is started. The "prize exchange" button causes the player to display a shopping list previously selected, and determines a prize to be exchanged by making a selection on a prize that is actually desired to be exchanged.

  Here, when the player presses the “Lending” button, which means lending of gaming media, the display of the operation unit 34 changes to a lending menu screen 1530 as shown in FIG. 35 (B).

  On the lending menu screen 1530 shown in FIG. 35B, the pattern of the amount of money when lending out game media in the sand device 500 and the method of settlement are displayed. In this example, the loan amount is four, "1000 yen", "2000 yen", "3000 yen" and "5000 yen", and the number of game media to be lent out is determined according to the specified amount. Ru. For example, when "2000 yen" is designated by a 20 yen loan medal, 100 medals are lent out.

  The player presses the button of the amount and designates the amount, and then selects a settlement method. In this example, one is selected from "cash", "credit card payment", "debit card payment", "one-touch debit card payment", "multipayment payment", and "one-touch multipayment payment". When “cash” is selected, a screen instructing to insert a bill into the bill insertion slot 33 (see FIG. 9) is displayed on the operation unit 34. "Credit card payment", "debit card payment", and "multi payment payment" are for the player to enter their financial institution account number etc. If these payment methods are selected, the input screen will show the operation unit It is displayed on 34. In this example, an option is provided for the payment method so that the player can select one. However, it is possible to fix only one payment method and not provide the option. The same applies to withdrawal settlement.

  “One-touch debit card payment” and “One-touch multipayment payment” input information such as a bank account to the player's portable device 150 in the above-mentioned member registration process, and hold the portable device 150 over the sand device 500 It is easy to make payment by payment. The "one-touch debit card payment" uses cash card information and the like, and the payment request from the payment server 1120 of the affiliated debit payment center deposits money from the player's financial institution account to the financial institution account of the hall store. The "one-touch multi-payment settlement" uses cash card information and the like and deposits money from the player's financial institution account to the financial institution account of the hall store in response to a settlement request from the settlement server 1100 of the settlement agency.

  Here, it is assumed that the player presses and selects the button of "one-touch debit card payment". When the button of "one-touch debit card payment" is pressed, the display of the operation unit 34 changes to the one-touch payment screen 1535 shown in FIG. 36 (A). In the one-touch settlement screen 1535, a settlement amount according to the selected amount is displayed, and a display of "Please hold the mobile phone / smart phone over the touch unit" is displayed. In this example, although the consideration itself of the game media to be lent is displayed as the settlement amount to make the explanation easy to understand, the fees and various types of each institution including the computer center, the partner debit settlement center, and the financial institution In the case where the player pays the tax, the fee or tax can be added to the designated amount to make the payment amount. Also, such fees and taxes can be borne by the hall store, or can be borne by both the player and the hall store at a certain rate.

  Here, when the portable device 150 is brought close to (held over) or touched on the touch unit 36 of the sand device 500, the one touch settlement is started.

  Returning to the explanation of FIG. 33, after the one touch settlement screen 1535 shown in FIG. 36A is displayed, it is judged whether the portable device 150 approaches (is held up) or not (step S112). If not (NO at step S112), this process is repeated. If the portable device 150 approaches (YES in step S112), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S113), and then the acquired unique ID and the designated amount The settlement amount and the like according to the above are transmitted from the sand device 500 to the in-store server 100 (step S114). At this time, when the player causes the non-contact IC card (membership card) to be read, the sanding device 500 can also transmit the unique ID of the member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S115), and determines whether the received unique ID (or member ID) exists as a legitimate member (step S116). If the received unique ID is not found in the member information table 131 (NO in step S116), a notification of authentication failure is transmitted to the sand device 500 (step S117), and the sand device 500 receiving this sends it to the operation unit 34. An authentication failure is displayed (step S118).

  If the received unique ID is found in the member information table 131 (YES in step S116), a notification of authentication success is transmitted to the sand device 500 (step S119), and the sand device 500 receiving this sends it to the portable device 150. Then, a start request for the payment application is issued (step S120).

  The portable device 150 activates the payment application in response to the activation request for the payment application from the sand device 500 (step S121). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, the in-store server 100 stores the unique ID in the storage device (step S122), the store code of the hall store, the in-store peripheral device (sand device) number, The payment amount, the processing number assigned by the in-store server 100, and the like are transmitted to the payment management server 870 of the computing center and the sand device 500 (step S123). Here, the in-store peripheral device number will be needed to control the sanding device 500 later. The in-store peripheral device number may be, for example, an IP address or other unique number managed by the system. The payment management server 870 stores the store code and the like received from the in-store server 100 in the payment information management table 902 (step S127).

  The sand device 500 transmits the store code and the like received from the in-store server 100 to the portable device 150 (step S124), and the payment application of the portable device 150 having received this receives the payment instruction screen (not complete) on the LCD of the portable device 150. Is displayed (step S125). At this time, the sand device 500 can transmit all the information necessary for the settlement, and can transmit the minimum information. For example, if it is necessary to display the payment amount on the portable device 150 and confirm it to the player, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for the settlement management server 870 to specify the content of the settlement to be performed unless all the information on the settlement is transmitted to the portable device 150. Here, the portable device 150 determines whether or not the "settlement execution" button has been pressed by the player (step S126), and if not pressed (NO in step S126), the determination is repeated.

  Next, referring to FIG. 34, when the player presses the “settlement execution” button on the portable device 150 (YES in step S126), the payment application of the portable device 150 sends the payment management server 870 of the computing center Then, the settlement request is transmitted (step S128). The settlement request message includes, for example, cash card information (debit settlement account number, password), a processing number, and the like. At this time, since the settlement amount is transmitted from the in-store server 100 and stored in step S123, there is no need to re-transmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Also, communication from the portable device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  The settlement management server 870 which has received the settlement request from the portable device 150 transmits the settlement request of the received settlement amount to the settlement server 1120 of the partner debit settlement center (step S129). The message of the settlement request includes, for example, cash card information (debit settlement account number, PIN), settlement amount, corresponding hall store account number, and the like.

  The settlement server 1120 that has received the settlement request from the settlement management server 870 instructs the debit settlement processing (step S130), and the financial institution server that has received this instruction via the CAFIS (the financial institution server 1300 of the player using financial institution and the hall The financial institution server 1320 of the store utilization financial institution performs automatic remittance from the player's financial institution account (personal account) to the hall institution financial institution account (corporate store) (step S131). For example, as shown in the one touch settlement screen 1535 of FIG. 36A, if the settlement amount is 3000 yen, 3000 yen is deducted from the player's financial institution account and 3000 yen is transferred to the hall institution financial institution account .

  In this example, the process of step S131 is represented as a process of performing an automatic remittance from the player's financial institution account (personal account) to the financial institution account (corporate store) of the hall store, but this is the basic For example, in the case where the player bears the burden of various fees and taxes, as shown in FIG. A settlement can be made between an institution account (personal account) and a financial institution account (corporate store) of a hall store via a computing center account etc. of a computing center using financial institution.

  Thereafter, it is determined whether or not the remittance process has ended normally (step S132). If the remittance process ended normally (YES in step S132), notification of normal termination is given to the settlement server 1120 of the partner debit settlement center (Step S133).

  The settlement server 1120 that has received the normal termination notification issues a normal termination notification to the settlement management server 870 (step S134), and the settlement management server 870 that has received this notification transmits the completion notification via the mobile telephone communication network or the like. While transmitting to the portable device 150, the processing result etc. are transmitted to the in-store server 100 (step S135). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S137).

  The payment application of the mobile device 150 that receives the completion notification from the payment management server 870 displays a notification that the payment is completed on the LCD of the mobile device 150 (step S136).

  When the in-store server 100 receives the processing result from the payment management server 870, for example, it refers to the in-store peripheral device number and transmits the processing result to the target sand device 500 (step S138). Are generated, and the payment information is sent to the third party management server 410 (via the third party management gateway 400) (step S139).

  When the sanding device 500 receives the processing result and the like from the in-store server 100, the sanding device 500 executes post-payment processing (step S140). This processing is the same processing as when lending of gaming media is performed in cash in the sand device 500. In this example, gaming media for 3,000 yen is provided from the sand device 500. After that, the sand device 500 transmits a lending completion notice to the settlement management server 870 (step S141), and the settlement management server 870 that has received this notice lends as a result of the settlement performed normally in response to the notice. Are recorded in the settlement information management table 902 (step S142).

  After that, the sand device 500 displays a message to the effect that settlement has been completed on the operation unit 34 (step S143). For example, the one touch settlement screen 1535 of FIG. 36 (A) is updated as in the one touch settlement screen 1535 of FIG. 36 (B), and a message such as “payment completed” is displayed.

  In step S132, when the settlement fails (NO in step S132), a settlement failure notification is issued to the settlement server 1120 of the partner debit settlement center (step S144). This notification message may include a reason code.

  The settlement server 1120 that has received the settlement failure notification sends a settlement failure notification to the settlement management server 870 (step S145), and the settlement management server 870 that has received this makes the settlement failure notification via the mobile telephone communication network or the like. Then, the processing result and the like are transmitted to the in-store server 100 (step S146). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S148).

  The settlement application of the portable device 150 that receives the settlement failure notification from the settlement management server 870 displays a notification that the settlement has failed on the LCD of the portable device 150 (step S147). Here, the LCD of the portable device 150 can also display a reason code indicating the reason for the payment failure.

  When the in-store server 100 receives the processing result and the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 (step S149). When receiving the processing result and the like from the in-store server 100, the sand device 500 displays a message to the effect that the settlement has failed on the operation unit 34 (step S150).

  In the series of processing flows shown in FIGS. 33 and 34, the settlement management server 870 of the computing center and the settlement server 1120 of the affiliated debit settlement center are servers disposed at different sites, but the function of the settlement server 1120 It is also possible to cause the settlement server 1120 to be substantially executed at the computing center (or under the same organization as the computing center) by taking in at the computing center.

  Next, with reference to FIGS. 38 to 40, the processing flow in the case where the player performs the one-touch payment using the portable device 150 in the sand device 500 will be described. Here, it is assumed that, for example, when the gaming medium is lent in the sand device 500, the deposit payment according to the fourth payment pattern is designated. The fourth settlement pattern is, as shown in FIG. 4, one-touch settlement using credit card caching and a debit card mechanism, and is an extension of the function of the third settlement pattern described above.

  37 to 40 show a series of processing flows, and the portable device 150, the in-store peripheral device 450 in the hall store and the in-store server 100, the settlement management server 870 of the computing center, and the settlement of the partner debit settlement center The processing by the server 1120 and the financial institution server (the financial institution server 1300 of the player usage financial institution and the financial institution server 1320 of the hall store utilization financial institution) is shown for each of those devices. In addition, a part of FIG. 39 shows the process in the settlement server 1140 of the partner card company instead of the settlement server 1120 of the partner debit settlement center.

  First, in FIG. 37, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), and the debit card mechanism is used to pay the amount specified by the player. It is determined whether or not to use the one touch settlement used, that is, "one touch debit card settlement" (step S210), and this determination process is repeated until the settlement or another settlement is selected (NO in step S210). When "one-touch debit card payment" is selected (YES in step S210), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S211).

  Here, after the one-touch settlement screen 1535 shown in FIG. 36A is displayed, it is determined whether the portable device 150 is in proximity (held up) (step S212), and if not (step S212) This process is repeated (NO at S212). When the portable device 150 approaches (YES in step S212), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S213), and then the acquired unique ID and the designated amount The settlement amount and the like according to the above are transmitted from the sand device 500 to the in-store server 100 (step S214). At this time, when the player causes the non-contact IC card (membership card) to be read, the sanding device 500 can also transmit the unique ID of the member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S215), and determines whether the received unique ID (or member ID) exists as a legitimate member (step S216). If the received unique ID is not found in the member information table 131 (NO in step S216), a notification of authentication failure is transmitted to the sand device 500 (step S217), and the sand device 500 receiving this sends it to the operation unit 34. An authentication failure is displayed (step S218).

  If the received unique ID is found in the member information table 131 (YES in step S216), the notification of authentication success is transmitted to the sand device 500 (step S219), and the sand device 500 receiving this sends it to the portable device 150. Then, a start request for the payment application is issued (step S220).

  The portable device 150 activates the payment application in response to the activation request for the payment application from the sand device 500 (step S221). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, the in-store server 100 stores this in the storage device (step S222), the store code of the hall store, the in-store peripheral device (sand device) number, The payment amount, the processing number assigned by the in-store server 100, and the like are sent to the payment management server 870 of the computing center and the sand device 500 (step S223). The payment management server 870 stores the store code and the like received from the in-store server 100 in the payment information management table 902 (step S227).

  The sand device 500 transmits the store code and the like received from the in-store server 100 to the portable device 150 (step S224), and the payment application of the portable device 150 having received this receives the payment instruction screen (not complete) on the LCD of the portable device 150. Is displayed (step S225). At this time, the sand device 500 can transmit all the information necessary for the settlement, and can transmit the minimum information. For example, if it is necessary to display the payment amount on the portable device 150 and confirm it to the player, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for the settlement management server 870 to specify the content of the settlement to be performed unless all the information on the settlement is transmitted to the portable device 150. Here, the portable device 150 determines whether or not the "settlement execution" button has been pressed by the player (step S226). If the button has not been pressed (NO in step S226), the determination is repeated.

  Next, referring to FIG. 38, when the player presses the “settlement execution” button on the mobile device 150 (YES in step S226), the payment application of the mobile device 150 sends the payment management server 870 of the computing center Then, a settlement request is transmitted (step S228). The settlement request message includes, for example, cash card information (debit settlement account number, password), a processing number, and the like. At this time, since the settlement amount is transmitted from the in-store server 100 and stored in step S123, there is no need to re-transmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Also, communication from the portable device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  The settlement management server 870 which has received the settlement request from the portable device 150 transmits the settlement request of the received settlement amount to the settlement server 1120 of the partner debit settlement center (step S229). The message of the settlement request includes, for example, cash card information (debit settlement account number, PIN), settlement amount, corresponding hall store account number, and the like.

  The settlement server 1120 receiving the settlement request from the settlement management server 870 instructs the debit settlement processing (step S230), and the financial institution server (the financial institution server 1300 of the player using financial institution and hall receiving the instruction via the CAFIS) The financial institution server 1320 of the store utilization financial institution performs automatic remittance from the financial institution account (personal account) of the player to the financial institution account (corporate store) of the hall store (step S231). For example, as shown in the one touch settlement screen 1535 of FIG. 36A, if the settlement amount is 3000 yen, 3000 yen is deducted from the player's financial institution account and 3000 yen is transferred to the hall institution financial institution account .

  In this example, the process of step S231 is represented as the process of performing automatic remittance from the player's financial institution account (personal account) to the financial institution account (corporate store) of the hall store. For example, in the case where the player bears the burden of various fees and taxes, as shown in FIG. A settlement can be made between an institution account (personal account) and a financial institution account (corporate store) of a hall store via a computing center account etc. of a computing center using financial institution.

  Thereafter, it is determined whether or not the remittance processing has ended normally (step S232). If the remittance processing has ended normally, notification of normal termination is made to the settlement server 1120 of the partner debit settlement center. In addition, since it is the same as the process demonstrated in connection with FIG. 34 about the case where the said remittance process is complete | finished normally, it abbreviate | omits.

  If the settlement is failed in step S232 (NO in step S232), a settlement failure notification is issued to the settlement server 1120 of the partner debit settlement center (step S233). This notification message may include a reason code. In this example, it is assumed that the settlement has failed due to the lack of balance.

  The settlement server 1120 that has received the settlement failure notification sends a settlement failure notification to the settlement management server 870 (step S234), and the settlement management server 870 that has received this makes the settlement failure notification via the mobile telephone communication network or the like. Then, the settlement application of the portable device 150 that has received this transmits it on the LCD of the portable device 150 (step S236).

  The payment management server 870 then instructs the portable device 150 to display a deposit instruction screen in the case of a shortage of balance (step S 237). The payment application of the portable device 150 that has received the instruction issues a bank account deposit instruction screen on the LCD of the portable device 150 for instructing the player's financial institution account to replenish the amount with credit card caching. It displays (step S238).

  Here, the portable device 150 determines whether the player has pressed the "execution instruction" button (step S239), and if not pressed (NO in step S239), the determination is repeated. When the player has pressed the "execution instruction" button (YES in step S239), the execution instruction of caching is transmitted from the portable device 150 to the settlement management server 870 (via the mobile telephone communication network etc.) and settlement is made. This execution instruction is received by the management server 870 (step S240).

  Next, referring to FIG. 39, when the settlement management server 870 receives the execution instruction, the settlement management server 870 sends a caching request to the settlement server 1140 of the tie card company (step S241), accordingly The settlement server 1140 instructs the player's financial institution account to execute cash deposit (step S242). As a result, the cashier deposit process is performed at the player use financial institution (step S243). Although credit card information 193 (that is, a card number, a name holder, an expiration date, and a personal identification number) stored in the player's portable device 150 is used in caching using a credit card as described above, these pieces of information are used. Are transmitted to the processing related apparatus such as the settlement management server 870, for example, at the timing when the settlement request is transmitted from the portable device 150 (step S228) or the timing when the player instructs to deposit the bank account by caching (step S239). can do.

  The settlement server 1140 determines whether or not the cash deposit is normally performed (step S244), and when it fails (NO in step S244), transmits a caching failure notification to the settlement management server 870 (step S246).

  If it is determined in step S244 that caching payment has been normally performed (YES in step S244), the settlement server 1140 transmits a caching success notification to the settlement management server 870 (step S245), and receives this The payment management server 870 transmits the processing result and the like to the mobile device 150 via the mobile phone communication network and the like (step S247). The portable device 150 that receives the processing result and the like displays that the caching is successful on the LCD (step S248).

  Thereafter, the settlement management server 870 transmits the settlement request of the settlement amount received in step S229 to the settlement server 1120 of the affiliated debit settlement center (step S249). The message of the settlement request includes, for example, cash card information (debit settlement account number, PIN), settlement amount, corresponding hall store account number, and the like.

  The settlement server 1120 receiving the settlement request from the settlement management server 870 instructs the debit settlement processing (step S250), and the financial institution server (the financial institution server 1300 of the player using financial institution and hall receiving the instruction via the CAFIS) The financial institution server 1320 of the store utilization financial institution performs automatic remittance from the player's financial institution account (personal account) to the hall institution financial institution account (corporate store) (step S251). As in the process of step S231, the process here is conceptually represented as a process of performing automatic remittance from the player's financial institution account (personal account) to the hall store financial institution account (corporate store) There is.

  Thereafter, it is determined whether or not the remittance process has ended normally (step S252). If it fails, a payment failure notification is sent to the payment server 1120 (step S254). The subsequent processing when the settlement fails is similar to the processing shown in FIG. Also, as shown in FIG. 38, an automatic (caching) deposit instruction can be repeated again.

  If it is determined in step S252 that the remittance process has ended normally (YES in step S252), a normal termination notification is sent to the settlement server 1120 of the partner debit settlement center (step S253).

  The settlement server 1120 that has received the normal termination notification issues a normal termination notification to the settlement management server 870 (step S256), and the settlement management server 870 that receives this completes the notification via the mobile telephone communication network or the like. While transmitting to the portable device 150, the processing result etc. are transmitted to the in-store server 100 (step S257). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S258).

  The payment application of the mobile device 150 that receives the completion notification from the payment management server 870 displays a notification that the payment is completed on the LCD of the mobile device 150 (step S259).

  Next, referring to FIG. 40, when receiving the processing result from payment management server 870, in-store server 100 transmits the processing result to sand device 500 with reference to the in-store peripheral device number, for example (see FIG. 40) At the same time as step S260), deposit information is generated from the processing result, and the deposit information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S261).

  When the sanding device 500 receives the processing result and the like from the in-store server 100, the sanding device 500 executes post-payment processing (step S262). This processing is the same processing as when lending of gaming media is performed in cash in the sand device 500. After that, the sand device 500 transmits a lending completion notice to the settlement management server 870 (step S263), and the settlement management server 870 that has received this notice lends as a result of the settlement performed normally in response to the notice. Are recorded in the settlement information management table 902 (step S265).

  After that, the sand device 500 displays a message to the effect that settlement has been completed on the operation unit 34 (step S264).

  When the settlement management server 870 receives the caching failure notification transmitted in step S246, it transmits the caching failure notification to the portable device 150 via the mobile telephone communication network and the like, and transmits the processing result and the like to the in-store server 100. (Step S266). Thereafter, the payment management server 870 stores the processing result of this caching as action history information in the action history management table 903 (step S270).

  The payment application of the mobile device 150 that receives the caching failure notification from the payment management server 870 displays a notification that the caching has failed on the LCD of the mobile device 150 (step S 267).

  When the in-store server 100 receives the processing result and the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 (step S268). When receiving the processing result and the like from the in-store server 100, the sanding device 500 displays a message to the effect that caching has failed on the operation unit 34 (step S269).

  As described with reference to FIGS. 37 to 40, in the one-touch payment using the debit card mechanism, if the player's financial institution account balance is insufficient, the credit card caching is automatically performed. It is configured to be able to replenish the account, and finally, the cashing deposit of the credit is made by the operation of the player. Execution of the settlement by the debit card is performed by pressing the "settlement execution" button on the settlement instruction screen displayed on the LCD of the portable device 150 after holding the portable device 150 over the sand device 500, and the account balance by caching The replenishment is performed by pressing the "execution instruction" button on the bank account deposit instruction screen which is displayed after the balance is displayed after the "settlement execution" button is pressed. Thus, the execution instructions of the two processes differ in their timings and operation buttons, and the processes are clearly separated.

  Further, in the example of this cashing deposit, when the balance is insufficient, a fixed amount (for example, 50,000 yen) is deposited regardless of the degree of the shortage, but the member registration of FIG. 32 is performed. As shown in the screen 1515, the player can set the cashing amount in advance. Also, the player can set whether or not to use caching.

  Next, with reference to FIGS. 41 to 44, the processing flow in the case where the player performs the one-touch payment using the portable device 150 in the sand device 500 will be described. Here, for example, when the sand device 500 pays out some of the balls, it is assumed that collection settlement according to the twelfth settlement pattern is designated. The twelfth payment pattern is, as shown in FIG. 4, one-touch payment using payment agency such as multipayment network.

  FIG. 41 and FIG. 42 show a series of processing flow, and the portable device 150, the in-store peripheral device 450 in the hall store and the in-store server 100, the settlement management server 870 of the computing center, and the settlement server 1100 of the settlement agency. And processing by the financial institution server (the financial institution server 1300 of the player usage financial institution and the financial institution server 1320 of the hall store utilization financial institution) is shown for each of those devices.

  First, in FIG. 41, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), remittances of the player's balls, and alternative payment by multipayment etc. It is determined whether or not to use the one touch settlement used, that is, “one touch multi payment settlement” (step S310), and this determination processing is repeated until the settlement or another settlement is selected (NO in step S310). When "one-touch multipayment settlement" is selected (YES in step S310), the sand device 500 displays a one-touch settlement screen on the operation unit 34 (step S311).

  FIG. 43 (A) shows an example of a possessed ball withdrawal menu screen displayed when the “withdrawal with ball” button is pressed on the sand menu screen shown in FIG. 35 (A). In the possessed balls payout menu screen 1540 of FIG. 43A, when paying out gaming media in the sand device 500, the number of possible gaming media, the number of gaming media to be redeemed designated by the player, and the payment The way is displayed. In this example, the current ball is 20000 balls, and the player redeems 5,000 of these balls and pays out by the designated payment method.

  After the player inputs the number of gaming media to be redeemed, the player selects a payment method. In this example, as a method accompanied by cash, each button of "debit card payment", "one-touch debit card payment", "multipayment payment", and "one-touch multipayment payment" is displayed, and "information" is selected as exchange object other than premium exchange. The buttons "card issue", "point coupon issue (valid only in store)", and "point coupon issue (available outside store available)" are displayed.

  Here, “debit card payment” and “multipayment payment” are for the player to enter their financial institution account number and the like, and when these payment methods are selected, the input screen is displayed on the operation unit 34. Be done.

  “One-touch debit card payment” and “One-touch multipayment payment” input information such as a bank account to the player's portable device 150 in the above-mentioned member registration process, and hold the portable device 150 over the sand device 500 It is easy to carry out payment settlement by The "one-touch debit card payment" uses cash card information and the like, and transfers money from the financial institution account of the hall store to the player's financial institution account in response to a settlement request from the settlement server 1120 of the affiliated debit settlement center. The "one-touch multi-payment settlement" uses cash card information and the like, and transfers money from the financial institution account of the hall store to the financial institution account of the player in response to a settlement request from the settlement server 1100 of the settlement agency.

  Here, it is assumed that the player presses and selects the "one-touch multi-payment settlement" button. When the button of "one-touch multi-payment settlement" is pressed, the display of the operation unit 34 changes to the one-touch settlement screen 1550 shown in FIG. 43 (B). On the one-touch settlement screen 1550, the number of game media designated by the player, the amount of money sent from the number and the exchange rate (settlement amount) is displayed, and “A mobile phone / smart phone is held over a touch unit "Please display". In this example, the remittance amount itself is displayed as the settlement amount to make the explanation easy to understand, but the player charges various commissions and various taxes of the computer center, the settlement agency, the financial institution, and the like. In the case of burdening, it is possible to deduct the fee and tax from the remittance amount to obtain the settlement amount. Also, such fees and taxes can be borne by the hall store, or can be borne by both the player and the hall store at a certain rate.

  Here, when the portable device 150 is brought close to (held over) or touched on the touch unit 36 of the sand device 500, the one touch settlement is started.

  Returning to the explanation of FIG. 41, after the one touch settlement screen 1550 shown in FIG. 43 (B) is displayed, it is judged whether or not the portable device 150 approaches (is held over) (step S312) If not (NO at step S312), this process is repeated. When the portable device 150 approaches (YES in step S312), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S313), and then the acquired unique ID and the designated amount The settlement amount and the like according to the above are transmitted from the sand device 500 to the in-store server 100 (step S314). At this time, when the player causes the non-contact IC card (membership card) to be read, the sanding device 500 can also transmit the unique ID of the member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S315), and determines whether the received unique ID (or member ID) exists as a legitimate member (step S316). If the received unique ID is not found in the member information table 131 (NO in step S316), a notification of authentication failure is transmitted to the sand device 500 (step S317), and the sand device 500 receiving this sends it to the operation unit 34. An authentication failure is displayed (step S318).

  When the received unique ID is found in the member information table 131 (YES in step S316), a notification of authentication success is transmitted to the sand device 500 (step S319), and the sand device 500 receiving this sends it to the portable device 150. Then, a start request for the payment application is issued (step S320).

  In response to the activation request for the settlement application from the sand device 500, the portable device 150 activates the settlement application (step S321). When the in-store server 100 receives the unique ID of the membership card from the sand device 500, the in-store server 100 stores the unique ID in the storage device (step S322), and stores the store code of the hall store, the in-store peripheral device (sand device) number, The payment amount, the processing number assigned by the in-store server 100, and the like are sent to the payment management server 870 of the computing center and the sand device 500 (step S323). The payment management server 870 stores the store code and the like received from the in-store server 100 in the payment information management table 902 (step S327).

  The sand device 500 transmits the store code and the like received from the in-store server 100 to the portable device 150 (step S324), and the payment application of the portable device 150 having received this receives the payment instruction screen (not complete) on the LCD of the portable device 150. Is displayed (step S325). At this time, the sand device 500 can transmit all the information necessary for the settlement, and can transmit the minimum information. For example, if it is necessary to display the payment amount on the portable device 150 and confirm it to the player, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for the settlement management server 870 to specify the content of the settlement to be performed unless all the information on the settlement is transmitted to the portable device 150. Here, the portable device 150 determines whether or not the "settlement execution" button is pressed by the player (step S326), and if not pressed (NO in step S326), the determination is repeated.

  Next, referring to FIG. 42, when the player presses the “settlement execution” button on the mobile device 150 (YES in step S326), the payment application of the mobile device 150 sends the payment management server 870 of the computing center Then, a settlement request is sent (step S328). The payment request message includes, for example, a store code, cash card information (player's account number), a processing number, and the like. At this time, since the settlement amount (remittance amount) is transmitted from the in-store server 100 and stored in step S123, there is no need to re-transmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Also, communication from the portable device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  The settlement management server 870 that has received the settlement request from the portable device 150 transmits the settlement request of the received settlement amount to the settlement server 1100 of the settlement agency (step S329). The payment request message includes, for example, cash card information (player's account number), payment amount (remittance amount), corresponding hole store account number, hole store account PIN number, and the like. Here, the account number of the corresponding hall store can be obtained with reference to the hall store account management table 901 to obtain an account number, a personal identification number or the like corresponding to the store code.

  The settlement server 1100 that has received the settlement request from the settlement management server 870 instructs remittance processing between financial institutions (step S330), and the financial institution server (the financial institution server 1300 of the player using financial institution that has received this instruction via the CAFIS) And the financial institution server 1320 of the hall store utilization financial institution transfers money from the financial institution account (corporate store) of the hall store to the financial institution account (personal account) of the player (step S331). For example, as shown on the one touch settlement screen 1550 in FIG. 43B, when the settlement amount is 20000 yen, 20000 yen is deducted from the financial institution account of the hall store and 20000 yen is transferred to the financial institution account of the player .

  In this example, in the payment process by the payment agency, the process of step S331 is a process of remittance from the financial institution account (corporate store) of the hall store to the financial institution account (personal account) of the player. Although this represents a basic concept, for example, in the case where the player bears the burden of various fees and taxes, it is necessary for the hall store to collect the fee and the like. A settlement can be made between a financial institution account (corporate store) and a player's financial institution account (personal account) via a computing center account or the like of a computing center using a financial institution (see FIG. 2). However, although the configuration of FIG. 2 is via a computer center account, remittance (payment settlement) is performed from the player's financial institution account to the hall store's financial institution account). . Here, for example, various processes can be performed, including fee subtraction processing and transferee name change processing (for example, the transferee's name is not the name of a hall store but the name of a computer center).

  Thereafter, it is determined whether or not the remittance process has ended normally (step S332). If the remittance process ended normally (YES in step S332), a normal termination notification is sent to the settlement server 1100 of the settlement agency. (Step S333).

  The settlement server 1100 that has received the normal termination notification issues a normal termination notification to the settlement management server 870 (step S334), and the settlement management server 870 that has received this notification transmits the completion notification via the mobile telephone communication network or the like. While transmitting to the portable device 150, the processing result etc. are transmitted to the in-store server 100 (step S335). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S337).

  The payment application of the mobile device 150 that receives the completion notification from the payment management server 870 displays a notification that the payment is completed on the LCD of the mobile device 150 (step S 336).

  When the in-store server 100 receives the processing result from the payment management server 870, for example, it refers to the in-store peripheral device number and transmits the processing result to the sand device 500 (step S338). It instructs to subtract the number of game media managed as balls held by the player (step S340). Further, payment information is generated from the processing result, and the payment information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S342).

  When the sanding device 500 receives the processing result and the like from the in-store server 100, the sanding device 500 displays on the operation unit 34 a message indicating that the settlement is completed (step S339). For example, the one touch settlement screen 1550 of FIG. 43 (B) is updated as in the one touch settlement screen 1550 of FIG. 44, and a message such as “payment completed” is displayed.

  In response to the instruction to subtract balls from the in-store server 100, the sand device 500 subtracts the number of game media managed as balls possessed by the player (step S341). Further, in the case of payout of balls, the game medium holding number management table 132 is updated in order to subtract the balls held in association with the membership card.

  In step S332, when the settlement fails (NO in step S332), a settlement failure notification is sent to the settlement server 1100 of the settlement agency (step S343). This notification message may include a reason code.

  The settlement server 1100 that has received the settlement failure notification sends a settlement failure notification to the settlement management server 870 (step S344), and the settlement management server 870 that receives this transmits the settlement failure notification via the mobile telephone communication network or the like. Then, the processing result and the like are transmitted to the in-store server 100 (step S345). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S351).

  The payment application of the portable device 150 that has received the payment failure notification from the payment management server 870 displays a notification that the payment has failed on the LCD of the portable device 150 (step S346). Here, the LCD of the portable device 150 can also display a reason code indicating the reason for the payment failure.

  When the in-store server 100 receives the processing result and the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 (step S347). Thereafter, the sand device 500 is instructed to cancel the subtraction of balls (step S 349). When receiving the processing result and the like from the in-store server 100, the sand device 500 displays a message to the effect that the settlement has failed on the operation unit 34 (step S348). In addition, when the sandblasting device 500 receives the instruction for notifying the ball subtraction from the in-store server 100, the sanding device 500 cancels the subtraction process of the balls in response (Step S350).

  Next, with reference to FIGS. 45 and 46, the processing flow in the case where the player performs the one-touch payment using the portable device 150 in the sand device 500 will be described. Here, for example, when the sand device 500 pays out some of the balls, it is assumed that collection settlement by the 12'th settlement pattern, which is a modification of the 12th settlement pattern, is designated. As compared with the twelfth pattern, the 12'th settlement pattern has the same contents of settlement processing, but a different route for transmitting a settlement request.

  45 and 46 show a series of processing flow, and the portable device 150, the in-store peripheral device 450 in the hall store and the in-store server 100, the settlement management server 870 of the computing center, and the settlement server 1100 of the settlement agency. And processing by the financial institution server (the financial institution server 1300 of the player usage financial institution and the financial institution server 1320 of the hall store utilization financial institution) is shown for each of those devices.

  First, in FIG. 45, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), remittances of balls of the player, and alternative payment by multipayment etc. It is determined whether or not to use the one-touch settlement used, that is, "one-touch multipayment settlement" (step S410), and this determination processing is repeated until the settlement or another settlement is selected (NO in step S410). When "one-touch multipayment settlement" is selected (YES in step S410), the sand device 500 displays a one-touch settlement screen on the operation unit 34 (step S411).

  After the one-touch payment screen is displayed, it is determined whether or not the portable device 150 is in close proximity (held up) (step S412). If the portable device 150 is not in proximity (NO in step S412), this process is repeated. If the portable device 150 approaches (YES in step S412), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S413), and then the acquired unique ID and the designated amount The settlement amount and the like according to the above are transmitted from the sand device 500 to the in-store server 100 (step S414). At this time, when the player causes the non-contact IC card (membership card) to be read, the sanding device 500 can also transmit the unique ID of the member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S415), and determines whether the received unique ID (or member ID) exists as a legitimate member (step S416). If the received unique ID is not found in the member information table 131 (NO in step S416), a notification of authentication failure is sent to the sand device 500 (step S417), and the sand device 500 receiving this sends it to the operation unit 34. An authentication failure is displayed (step S418).

  If the received unique ID is found in the member information table 131 (YES in step S416), a notification of authentication success is sent to the sand device 500 (step S419), and the sand device 500 receiving this sends it to the portable device 150. Then, a start request for the settlement application is issued (step S420).

  The portable device 150 activates the payment application in response to the activation request of the payment application from the sand device 500 (step S421). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, the in-store server 100 stores the unique ID in the storage device (step S422), the store code of the hall store, the in-store peripheral device (sand device) number, The settlement amount, the process number assigned by the in-store server 100, and the like are transmitted to the sand device 500 (step S423).

  The sand device 500 transmits the store code and the like received from the in-store server 100 to the portable device 150 (step S424), and the payment application of the portable device 150 having received this receives the payment instruction screen (not complete) on the LCD of the portable device 150. Is displayed (step S425). At this time, the sand device 500 can transmit all the information necessary for the settlement, and can transmit the minimum information. For example, if it is necessary to display the payment amount on the portable device 150 and confirm it to the player, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for the settlement management server 870 to specify the content of the settlement to be performed unless all the information on the settlement is transmitted to the portable device 150. Here, the portable device 150 determines whether or not the "settlement execution" button has been pressed by the player (step S426). If the button has not been pressed (NO in step S426), the determination is repeated.

  Next, referring to FIG. 46, when the player presses the “settlement execution” button on the mobile device 150 (YES in step S426), the payment application of the mobile device 150 makes a payment to the sand device 500. A request is sent (step S427). The payment request message includes, for example, cash card information (player's account number), payment amount (remittance amount), processing number, and the like. Further, communication from the portable device 150 to the sand device 500 is performed by near field communication such as NFC communication, or communication via a mobile phone communication network or the like.

  Next, the sand device 500 transmits a settlement request to the in-store server 100 (step S428). The payment request message includes, for example, a store code, an in-store peripheral device number, cash card information (a player's account number), a processing number, and the like. At this time, since the settlement amount (remittance amount) is transmitted from the in-store server 100 and stored in step S123, there is no need to re-transmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Moreover, although the existing in-store network is used for communication from the sand device 500 to the in-store server 100, the communication content is encrypted.

  Next, the in-store server 100 transmits a settlement request to the settlement management server 870 of the computer center (step S429). The message of the settlement request includes, for example, a shop code, cash card information (player's account number), settlement amount (remittance amount), processing number and the like. Also, communication from the portable device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  The settlement management server 870 which has received the settlement request from the in-store server 100 transmits the received settlement request of the settlement amount to the settlement server 1100 of the settlement agency (step S430). The payment request message includes, for example, cash card information (player's account number), payment amount (remittance amount), corresponding hole store account number, hole store account PIN number, and the like. Here, the account number of the corresponding hall store can be obtained with reference to the hall store account management table 901 to obtain an account number, a personal identification number or the like corresponding to the store code.

  The settlement server 1100 that has received the settlement request from the settlement management server 870 instructs remittance processing between financial institutions (step S431), and the financial institution server (the financial institution server 1300 of the player using financial institution that has received this instruction via CAFIS) And the financial institution server 1320 of the hall store utilization financial institution transfers money from the financial institution account (corporate store) of the hall store to the financial institution account (personal account) of the player (step S432). As in the process of step S331, the process here is conceptually represented as a process of remittance from the financial institution account (corporate store) of the hall store to the financial institution account (personal account) of the player. .

  Thereafter, it is determined whether or not the remittance process has ended normally (step S433). If the settlement has failed (NO in step S433), a settlement failure notification is sent to the settlement server 1100 of the settlement agency. (Step S444). This notification message may include a reason code. The subsequent processing in the case where the settlement has failed is the same as the processing shown in FIG. 42 and is omitted here.

  If it is determined in step S433 that the processing has normally ended (YES in step S433), a normal termination notification is sent to the settlement server 1100 of the settlement agency (step S434).

  The settlement server 1100 that has received the normal termination notification issues a normal termination notification to the settlement management server 870 (step S 435), and the settlement management server 870 that has received this notification transmits the completion notification via the mobile telephone communication network or the like. While transmitting to the portable device 150, the processing result etc. are transmitted to the in-store server 100 (step S436). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S440).

  The payment application of the mobile device 150 that receives the completion notification from the payment management server 870 displays a notification that the payment is completed on the LCD of the mobile device 150 (step S437).

  When the in-store server 100 receives the processing result and the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 (step S438) and the gaming media managed by the sand device 500 as balls for the player. It is instructed to subtract the number of (step S441). Further, payment information is generated from the processing result, and the payment information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S443).

  When receiving the processing result and the like from the in-store server 100, the sanding device 500 displays on the operation unit 34 a message indicating that the settlement is completed (step S439).

  In addition, when receiving an instruction to subtract balls from the in-store server 100, the sand device 500 subtracts the number of game media managed as balls held by the player according to the instruction (step S442). Further, in the case of payout of balls, the game medium holding number management table 132 is updated in order to subtract the balls held in association with the membership card.

  Next, with reference to FIGS. 47 to 49, the processing flow in the case where the player performs the one-touch payment using the portable device 150 in the sand device 500 will be described. Here, for example, when the sand device 500 pays out some of the balls, it is assumed that collection settlement by the 12 '' settlement pattern, which is a modification of the twelfth settlement pattern, is designated. The 12 '' settlement pattern is identical to the settlement processing in comparison with the above-described twelfth pattern and the 12 'pattern, but the path for transmitting a settlement request or the like is different therefrom.

  47 to 49 show a series of processing flows, and the portable device 150, the in-store peripheral device 450 in the hall store and the in-store server 100, and the settlement management server 870 of the computing center and the settlement server 1100 of the settlement agency. And processing by the financial institution server (the financial institution server 1300 of the player usage financial institution and the financial institution server 1320 of the hall store utilization financial institution) is shown for each of those devices.

  First, in FIG. 47, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), transfers money of the player's balls, substitute payment by multipayment, etc. It is determined whether or not to use the one-touch settlement used, that is, "one-touch multipayment settlement" (step S510), and this determination processing is repeated until the settlement or another settlement is selected (NO in step S510). When "one-touch multipayment settlement" is selected (YES in step S510), the sand device 500 displays a one-touch settlement screen on the operation unit 34 (step S511).

  After the one-touch payment screen is displayed, it is determined whether or not the portable device 150 approaches (is held up) (step S512), and if not (NO in step S512), this process is repeated. If the portable device 150 approaches (YES in step S512), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S513), and then the acquired unique ID and the designated amount The settlement amount and the like according to the above are transmitted from the sand device 500 to the in-store server 100 (step S514). At this time, when the player causes the non-contact IC card (membership card) to be read, the sanding device 500 can also transmit the unique ID of the member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S515), and determines whether the received unique ID (or member ID) exists as a legitimate member (step S516). If the received unique ID is not found in the member information table 131 (NO in step S 516), a notification of authentication failure is sent to the sand device 500 (step S 517), and the sand device 500 receiving this sends it to the operation unit 34. An authentication failure is displayed (step S518).

  If the received unique ID is found in the member information table 131 (YES in step S516), the notification of authentication success is transmitted to the sand device 500 (step S519), and the sand device 500 receiving this sends it to the portable device 150. Then, a start request for the payment application is issued (step S520).

  In response to the activation request for the settlement application from the sand device 500, the portable device 150 activates the settlement application (step S521). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, the in-store server 100 stores the unique ID in the storage device (step S522), the store code of the hall store, the in-store peripheral device (sand device) number, The payment amount, the processing number assigned by the in-store server 100, and the like are transmitted to the portable device 150 (step S523). At this time, the in-store server 100 can transmit all the information necessary for payment, and can transmit the minimum information. For example, if it is necessary to display the payment amount on the portable device 150 and confirm it to the player, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for the settlement management server 870 to specify the content of the settlement to be performed unless all the information on the settlement is transmitted to the portable device 150.

  When receiving the transmission of the store code and the like from the in-store server 100, the payment application of the portable device 150 displays a payment instruction screen (not shown) on the LCD of the portable device 150 (step S524). Here, the portable device 150 determines whether or not the "settlement execution" button is pressed by the player (step S525), and if not pressed (NO in step S525), the determination is repeated.

  Next, referring to FIG. 48, when the player presses the “settlement execution” button on the mobile device 150 (YES in step S525), the payment application of the mobile device 150 makes a payment to the in-store server 100. Send a request (step S526). The payment request message includes, for example, cash card information (player's account number), payment amount (remittance amount), processing number, and the like. Further, communication from the portable device 150 to the in-store server 100 is performed by communication via a mobile telephone communication network or the like.

  Next, the in-store server 100 transmits a settlement request to the settlement management server 870 of the computer center (step S527). The message of the settlement request includes, for example, a store code, an in-store peripheral device number, cash card information (player's account number), a settlement amount (remittance amount), a processing number and the like.

  The settlement management server 870 receiving the settlement request from the in-store server 100 transmits the received settlement request of the settlement amount to the settlement server 1100 of the settlement agency (step S528). The payment request message includes, for example, cash card information (player's account number), payment amount (remittance amount), corresponding hole store account number, hole store account PIN number, and the like. Here, the account number of the corresponding hall store can be obtained with reference to the hall store account management table 901 to obtain an account number, a personal identification number or the like corresponding to the store code.

  The settlement server 1100 that has received the settlement request from the settlement management server 870 instructs remittance processing between financial institutions (step S529), and the financial institution server (the financial institution server 1300 of the player using financial institution that has received this instruction via CAFIS) And the financial institution server 1320 of the hall store utilization financial institution transfers money from the financial institution account (corporate store) of the hall store to the financial institution account (personal account) of the player (step S530). As in the process of step S530, the process here is conceptually represented as a process of transferring money from a financial institution account (corporate store) of a hall store to a financial institution account (personal account) of a player. .

  Thereafter, it is determined whether or not the remittance process has ended normally (step S531). If the settlement has failed (NO in step S531), a settlement failure notification is sent to the settlement server 1100 of the settlement agency. (Step S542). This notification message may include a reason code.

  If it is determined in step S531 that the process has ended normally (YES in step S531), a normal end notification is sent to the settlement server 1100 of the settlement agency (step S532).

  The settlement server 1100 that has received the notification of normal termination issues a notification of normal termination to the settlement management server 870 (step S533), and the settlement management server 870 that receives this transmits the completion notification to the in-store server 100 (step S534). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S538).

  When the in-store server 100 receives the processing result and the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 and transmits a payment completion notification to the portable device 150 (step S535). Thereafter, the in-store server 100 instructs the sand device 500 to subtract the number of game media managed as balls held by the player (step S539). Further, payment information is generated from the processing result, and the payment information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S541).

  When receiving the completion notification from the in-store server 100, the payment application of the portable device 150 displays a notification that the payment is completed on the LCD of the portable device 150 (step S536).

  When receiving the processing result and the like from the in-store server 100, the sand device 500 displays a message to the effect that the settlement is completed on the operation unit 34 (step S537).

  In addition, when receiving an instruction to subtract balls from the in-store server 100, the sand device 500 subtracts the number of game media managed as balls held by the player according to the instruction (step S540). Further, in the case of payout of balls, the game medium holding number management table 132 is updated in order to subtract the balls held in association with the membership card.

  Next, referring to FIG. 49, the settlement server 1100 having received the settlement failure notification transmitted from the financial institution server in step S 542 transmits a settlement failure notification to the settlement management server 870 (step S 543), and receives this. The settlement management server 870 transmits the processing result and the like to the in-store server 100 (step S544). Thereafter, the payment management server 870 stores the processing result of the payment in the action history management table 903 as action history information (step S550).

  When the in-store server 100 receives the processing result and the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 and sends a payment failure notification to the portable device 150 (step S545). Thereafter, the in-store server 100 instructs the sand device 500 to cancel the subtraction of balls (step S548).

  When receiving the processing result and the like from the in-store server 100, the sand device 500 displays a message to the effect that the settlement has failed on the operation unit 34 (step S547). In addition, when the sandblasting device 500 receives the instruction for notifying the ball subtraction from the in-store server 100, the sanding device 500 cancels the subtraction process of the balls in response to this (step S549).

  The payment application of the mobile device 150 that receives the payment failure notification from the in-store server 100 displays a notification that the payment has failed on the LCD of the mobile device 150 (step S546). Here, the LCD of the portable device 150 can also display a reason code indicating the reason for the payment failure.

  As described above with reference to FIGS. 41 to 49, the transmission of the settlement request, the settlement completion notification, the settlement failure notification, and the processing result can be transferred among various devices, and the transfer mode There are many variations about. Necessary data such as a store code, an in-store peripheral device number, a settlement amount and the like are stored in each device according to the transfer mode. In addition, various forms, protocols and encryption methods can be adopted according to the communication medium between the devices.

  Next, an example of the process flow of the QR authentication method will be described with reference to FIG. In the electronic settlement system 1 of the present embodiment, the portable device 150 is basically provided with a contactless IC chip, and can transmit data such as cash card information to the in-store peripheral device 450 by NFC communication. Even the portable device 150 can be used for the electronic settlement system 1 with a simple operation by the QR code authentication method described below.

  FIG. 50 shows the processing by the portable device 150, the in-store peripheral device 450 in the hall store, and the application server 810 of the computing center and the member management server 840 for each of those devices.

  First, the payment application is activated on the portable device 150 by the player (step S610). On the other hand, when the player selects the service menu on any of the in-store peripheral devices 450 and causes the service menu to be displayed (step S611), the transaction ID request process is started (step S612).

  The transaction ID request is transmitted to the application server 810 of the computing center, where a service ID and a transaction ID are generated (step S613). When the generation of the service ID and the transaction ID is completed, the service ID and the transaction ID are transmitted to the in-store peripheral device 450 that has made the request (step S614).

  When receiving the service ID and the transaction ID from the application server 810, the in-store peripheral device 450 generates a QR code based on them (step S615), and displays the generated QR code on an LCD etc. (Step S616). If such a QR code can not be displayed, the printed QR code may be attached to the in-store peripheral device 450.

  When the QR code is displayed on the LCD or the like of the in-store peripheral device 450, the player operates the portable device 150 on which the payment application is activated to read the QR code. The reading of the QR code is performed by imaging the QR code with an imaging device such as a camera provided in the portable device 150.

  When the portable device 150 reads the QR code (step S617), an authentication code is acquired from the QR code or the like (step S618). The authentication information acquired here is, for example, a member ID, a shop code, a device ID, a service ID, and a transaction ID. Here, the portable device 150 requests the application server 810 for service authentication (step S619).

  Here, the application server 810 requests the member management server 840 for member authentication processing based on the received member ID (step S620). The member management server 840 checks whether or not the member ID is a legitimate member registered in the electronic settlement system 1 of the present embodiment by referring to the member information management table 861 (step S621).

  The application server 810 receives the result of member authentication from the member management server 840, and determines whether or not the member authentication is OK (step S622). If the member authentication is OK (YES in step S 622), the application server 810 next performs service authentication (step S 623). This determines, for example, whether or not the player identified by the member ID has the right to execute the received service ID.

  The application server 810 determines whether the service authentication is OK based on the result of the service authentication (step S624). If the service authentication is OK (YES in step S624), the application server 810 executes a service start instruction (step S625). The in-store peripheral device 450 executes a service start instruction according to the service start instruction in step S625 (step S626), and according to the service start instruction of the application server 810 and the in-store peripheral device 450, the application server 810 and the in-store The service implementation of the peripheral device 450 is started (step S627).

  Thereafter, based on the service start instruction in step S626, the portable device 150 executes the service start instruction (step S628), whereby the service implementation in the portable device 150 is started (step S629).

  As a result, for example, a service in which the portable device 150 and the application server 810 are linked is performed (steps S629 and S630).

  If the member authentication is not OK at step S 622 (NO at step S 622), or if the service authentication is not OK at step S 624 (NO at step S 624), the application server 810 causes an authentication error to the portable device 150. The display is instructed (step S631), and in response, the portable device 150 displays an authentication error on the LCD or the like (step S632).

  In addition, when the service specified by the service ID is a service for a smartphone, HotSpot connection can be enabled by having the portable device 150 receive the HotSpot WiFi authentication information.

  In the electronic settlement system according to the present invention, in the case of withdrawal settlement, information on the financial institution account of the hall store and the personal identification number are automatically transmitted to the settlement organization, and the settlement instruction is performed there. The labor saving is realized without the operation of the staff etc., but when the settlement amount is more than a fixed amount (or unconditionally), the hall store staff etc. can be operated by the input device connected to the in-store server 100 It may be configured to perform accreditation. In this case, from the in-store peripheral device 450 to the in-store server 100, it is possible to know which in-store peripheral device 450 performs the cashing operation from the relation that many in-store peripheral devices 450 are connected to the in-store server 100. It is preferable to add an in-store peripheral device number and transmit it to the in-store server 100 when sending information for cash settlement. The in-store map layout information may be previously associated with the in-store peripheral device number so that the in-store peripheral device number can be found out instantaneously using the in-store peripheral device number thus transmitted. When an alert is issued from the in-store server 100 to a device having a specific in-store peripheral device number, the in-store peripheral device number may be linked with notification means such as turning on a lamp. .

  With regard to payment and settlement, as described above, it is possible to think of a mechanism to bear the tax at the player or hall store, but the tax is currently imposed per pachinko exchange tax and one chassis of the gaming machine Taxes are being considered. If it is assumed that 1% of the cash will be collected as tax, it is desirable to collect it at the time of withdrawal. Although there is also a method in which the player pays by a payment notice at a later date, since players other than the member can not know the address, there is a problem in the collection by the payment notice.

  However, when the mechanism of the electronic payment system according to the present invention is used, the player can easily collect money automatically when carrying balls or balls. In addition, for members, it is possible to configure to display or output the taxable accumulative amount as a year-end adjustment response.

  Further, in the present embodiment, the pachinko hall in which a pachislot machine, a pachinko machine and the like are installed is mainly described, but the present invention is also applicable to a game arcade where a similar settlement system can be executed, for example, a casino or a public gambling facility .

Further, the present invention provides an in-store peripheral device of the following electronic settlement system.
The third embodiment of the present invention is configured as follows.
An in-store peripheral device (for example, an in-store peripheral device 450 such as a sand device 500 shown in FIG. 1) of an electronic settlement system including a server (for example, the settlement management server 870 shown in FIG. 1)
Connected with the server via a network,
Display control means for controlling to display the contents of the settlement on a display device (for example, the LCD 516 of the sand device 500 as shown in FIG. 8);
A predetermined communication method (e.g., NFC) is operated according to an operation related to a mobile device (e.g., a mobile device 150 such as the mobile phone 160 shown in FIG. 1) shown by a user (e.g. Mobile device communication means for acquiring an identifier (for example, a unique ID) capable of identifying the mobile device by communicating with the mobile device through communication);
Start request means for performing start request (for example, start request for payment application shown in step S120 of FIG. 33) for starting the payment application for performing the payment request for the payment to the mobile device by the mobile device; , Is configured to have.

  According to such a configuration of the present invention, a two-way settlement that is performed starting from a simple operation using a mobile phone or the like by a player (that is, a payment from a player to a game arcade and a game arcade to a player) It can be realized and managed in an integrated manner.

The fourth embodiment of the present invention is configured as follows in the third embodiment described above.
Payment information transmitting means for transmitting at least a part of the information on the payment to the mobile device (for example, store code etc. shown in step S 124 in FIG. 33) before the mobile device makes a payment request Are further configured to include

The fifth embodiment of the present invention is configured as follows.
An in-store peripheral device (for example, an in-store peripheral device 450 such as a sand device 500 shown in FIG. 1) of an electronic settlement system including a server (for example, the settlement management server 870 shown in FIG. 1)
Connected to the server via a network,
The server is
A settlement amount receiving unit that receives a settlement amount (for example, a payment amount necessary for lending a game medium) (for example, receives a settlement amount from a portable device or the like as shown in step S129 in FIG. 34);
User financial institution account information receiving means (for example, as shown in step S129 of FIG. 34, a settlement amount is received from a portable device etc.) user financial institution account information receiving means;
Store identification information receiving means for receiving store identification information (for example, a store code) for identifying a store (for example, one of a plurality of hall stores shown in FIG. 1) in which the in-store peripheral device is arranged When,
Store financial institution account information acquisition means for acquiring store financial institution account information corresponding to the store identification information;
A first operation (for example, step S126 in FIG. 33) related to a portable device (for example, a portable device 150 such as the mobile phone 160 shown in FIG. 1) by a user (for example, a player playing a game in a hall store) Settlement request receiving means for receiving a settlement request transmitted from the portable device according to an operation of pressing "settlement execution" on the settlement instruction screen displayed on the portable device;
When the payment request is received, the payment settlement is instructed to transfer the payment amount from the account specified by the user financial institution account information to the account specified by the store financial institution account information (for example, FIG. 34). Making a payment request to the payment server of the debit payment center, as shown in step S129 of
When the payment request is received, the payment settlement is instructed to transfer the payment amount from the account specified by the store financial institution account information to the account specified by the user financial institution account information (for example, As shown in step S329 in FIG. 42, a payment request is made to the payment server of the payment agency;
The user financial institution account information (for example, the cash card information 192 shown in FIG. 27) stored in the portable device is received by the server according to the first operation of the portable device by the user (For example, as shown in FIG. 34, the mobile device 150 directly to the payment management server 870, or as shown in FIG. 48, the mobile device 150 to the payment management server 870 via the in-store server 100). Etc, sent on various routes),
An operation related to the portable device by the user, wherein a predetermined communication is performed according to a second operation different from the first operation (for example, an operation of holding the mobile device 150 over a touch unit of the in-store peripheral device 450) When communication with the in-store peripheral device is performed by a method (for example, NFC communication), the first operation is enabled in the mobile device (that is, a payment instruction screen is displayed on the mobile device 150) , And can be controlled to be able to press the "settlement execution" button.

  According to such a configuration of the present invention, a two-way settlement that is performed starting from a simple operation using a mobile phone or the like by a player (that is, a payment from a player to a game arcade and a game arcade to a player) It can be realized and managed in an integrated manner.

The sixth embodiment of the present invention is configured as follows in the above third to fifth embodiments.
The store where the in-store peripheral device is disposed is a game store (for example, a hall store) provided with a plurality of game machines (for example, the game machine 200 shown in FIG. 1),
The in-store peripheral device is configured to be a device connected directly or indirectly to the gaming machine.

Reference Signs List 1 electronic payment system 100 in-store server 150 portable device 160 mobile phone 195 smartphone 200 gaming machine 410 third-party management server 450 in-store peripheral device 500 sand device 540 digital signage device 560 ticketing machine 600 settlement machine 640 premium POS
680 payment machine 720 break room dedicated terminal 750 stand-alone payment terminal 780, 790 network 800 network connection device 810 application server 840 member management server 870 settlement management server 910 behavior history management server

Claims (2)

An in-store peripheral device of an electronic payment system including a server,
Connected to the server via a network,
The server is
Payment amount receiving means for receiving the payment amount;
User financial institution account information receiving means for receiving user financial institution account information;
Store identification information receiving means for receiving store identification information for identifying a store where the in-store peripheral device is arranged;
Store financial institution account information acquisition means for acquiring store financial institution account information corresponding to the store identification information;
Settlement request receiving means for receiving a settlement request transmitted from the portable device according to the first operation of the portable device by the user;
Deposit settlement processing means for instructing deposit settlement to remit the settlement amount from the account specified by the user financial institution account information to the account specified by the store financial institution account information, when the settlement request is received; And / or instructs the withdrawal settlement to remit the settlement amount from the account specified by the store financial institution account information to the account specified by the user financial institution account information when the settlement request is received. And a payment settlement processing means,
The user financial institution account information stored in the mobile device is transmitted so that it can be received by the server, in response to the first operation of the mobile device by the user.
It is an operation concerning the portable device by the user, and the communication with the in-store peripheral device is performed by a predetermined communication method according to a second operation different from the first operation. An in-store peripheral device that is controlled so as to enable the first operation in the device. Further including an in-store server connected to the in-store peripheral device via a network;
When the settlement by the deposit payment processing means and the withdrawal payment processing means is normally performed, the in-store server belongs to a third party management organization with deposit information or withdrawal information related to the payment. The in-store peripheral device according to claim 1, wherein the in-store peripheral device is transmitted to a third party management server.

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