JP2004199499A - Real estate escrow system and real estate transaction agency method using the real estate escrow system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a real estate escrow system and method by which an escrow agent to be a third person can easily set objective and valid evaluation on real estate and carrying out real estate transaction on the basis of the evaluation. <P>SOLUTION: An escrow company 30 which is a third person evaluates real estate to be a transaction target on the basis of the detailed information of the real estate in order to reduce a risk of the real estate transaction. Thereby the real estate can be accurately and easily evaluated, the validity and soundness of transaction contents are examined on the basis of the evaluation result, and in determining there is no validity and soundness, the transaction is canceled, a deposit is returned to a buyer 20 and a title deed is returned to a seller 10, so that safety of the real estate transaction can be secured and its risk can be reduced. In determining the validity of the transaction contents, the deputizing processing of the real estate transaction is performed. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a real estate escrow system for performing an escrow service (deposit service) for reducing the risk of real estate transactions on a network, and a real estate transaction acting method using the real estate escrow system.
[0002]
[Prior art]
Conventionally, real estate transactions have been difficult to evaluate real estate, and both sellers and buyers may remain concerned about whether they have been able to buy and sell at an objective and reasonable price. Therefore, in real estate transactions, both sellers and buyers may feel a risk in the reliability of real estate valuation, and it is considered to use an escrow service to reduce the risks of real estate transactions.
[0003]
This escrow service is a service that guarantees the safety of business in online transactions. When a product purchaser orders a product and transfers money, the product does not arrive, or the product seller receives the product. Is a deposit service that eliminates the troubles of sellers and buyers, such as sending money to product buyers but not paying for them. More specifically, a trusted third party enters between the seller and the buyer, and the third party performs a task of reducing the risk of the transaction from a neutral standpoint. The third party provides a service for storing money and documents until the rights and obligations concluded between the seller and the buyer are fulfilled soundly.
[0004]
Therefore, in real estate transactions, the escrow trader enters the third party between the seller and the buyer of the real estate and provides a service to keep money and documents until the rights and obligations concluded between the seller and the buyer are fulfilled without omission. By doing so, it is possible to ensure the security and soundness of real estate transactions and to fulfill the function of reducing the risks associated with real estate transactions.
[0005]
[Problems to be solved by the invention]
In the escrow service in the real estate transaction as described above, it is essential that an escrow company entering between the seller and the buyer makes an objective and valid evaluation of the real estate to be dealt with. Judge whether the transaction of the real estate is valid and sound based on the relevant evaluation, and transfer the money kept by the buyer to the seller only if the real estate transaction is valid and sound. Then, the right documents held by the seller are handed over to the buyer to complete the transaction.
However, at present, there is a problem that it is difficult for an escrow company to objectively and appropriately evaluate a real estate (for example, a second-hand house) to be dealt with.
[0006]
SUMMARY OF THE INVENTION The present invention has been made to solve the conventional problems as described above, and a third party, an escrow trader, can easily perform an objective evaluation of real estate, and based on the evaluation result, It is an object of the present invention to provide a real estate escrow system and a real estate escrow system of a real estate escrow system for performing a transaction.
[0007]
[Means for Solving the Problems]
In order to solve the above problems, the present invention provides a real estate escrow system for real estate transactions between a terminal device of a real estate seller and a terminal device of a real estate buyer via a server on a network managed by an escrow company. The real estate transaction acting method according to claim 1, wherein the server, upon receiving an escrow request for real estate transaction from the seller's terminal device and / or the buyer's terminal device, associates the real estate to be subjected to the real estate transaction with the real estate. An evaluation step of evaluating based on the detailed information, an examination step of examining whether or not the transaction content of the real estate satisfies a predetermined standard based on an evaluation result of the assessment step; and And a proxy step of proxying the real estate transaction.
[0008]
The present invention is a real estate escrow system that performs real estate transactions between a terminal device of a real estate seller and a terminal device of a real estate buyer through a server on a network managed by an escrow company, wherein the server is: An evaluation means for evaluating a real estate subject to the real estate transaction based on detailed information related to the real estate, upon receiving an escrow request for real estate transaction from the seller's terminal device and / or the buyer's terminal device; Examining means for examining whether the transaction content of the real estate satisfies a predetermined standard based on the result of the above, and agency means for acting for the real estate transaction based on the result of the examination, I do.
[0009]
Further, in the present invention, a real estate information center that creates a real estate property survey report as detailed information related to the real estate is connected via the network, and the server is connected to the seller's terminal device and / or the buyer's terminal device. When there is an escrow request for real estate transaction, the real estate information center comprises real estate property survey report creation request means for requesting creation of a real estate property survey report on the real estate subject to the real estate transaction, and the evaluation means The real estate is evaluated based on the real estate article research report created by the real estate information center.
[0010]
Further, as a result of the examination by the examination means, if the server determines that the transaction content of the real estate does not satisfy a predetermined standard, the server resolves the reason why the transaction content of the real estate does not satisfy the predetermined standard and the real estate transaction. The processing procedure to be performed may be transmitted to the terminal device of the seller and the terminal device of the buyer.
[0011]
Further, as a result of the examination by the examination means, if the server determines that the transaction content of the real estate satisfies a predetermined criterion, the server transmits the property via a terminal device of a financial institution connected to the network by the proxy means. It is good to perform real estate transactions.
[0012]
In addition, the real estate property information center is a technical field report requesting the creation of a specialty field report by each expert for creating the real estate property research report to terminal devices of a plurality of specialists connected on the network. It is characterized by comprising a creation requesting means, and a real estate property survey report creating means for creating the real estate property survey report based on the respective specialty field reports returned from the terminal devices of the plurality of experts.
[0013]
Furthermore, the server performs a settlement process in response to a request from a terminal device based on the buyer's right to cancel the contract, right to reduce the price or right to repair, when the real estate in the real estate transaction has a defect. .
[0014]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, an embodiment of a real estate escrow system according to the present invention will be described in detail with reference to the accompanying drawings. 1 to 4 show an embodiment of an escrow system according to the present invention.
[0015]
FIG. 1 is a block diagram showing a configuration example of a real estate escrow system according to the first embodiment of the present invention. The real estate escrow system includes a terminal device 1 of a real estate seller 10, a terminal device 2 of a real estate buyer 20, a server 3 of an escrow company (escrow trader) 30 that reduces risks associated with real estate transactions, and obtaining and withdrawing money related to real estate transactions. Is connected to a server 4 of a financial institution (such as a bank) 40 that handles the Internet via a communication network such as the Internet (hereinafter simply referred to as a network).
[0016]
Next, the operation of the present embodiment will be described. First, a contract for buying and selling real estate (for example, a second-hand apartment) is established between the seller 10 and the buyer 20, and the escrow company 30 is requested to start a procedure (real estate transaction escrow). The seller 10 transmits an application for a real estate transaction escrow service and transaction contents (trading contract information) to be subjected to the real estate transaction from the terminal device 1 to the server 3 of the escrow company 30. The details of the transaction include the name of a second-hand apartment, the price, the date on which the sales contract was concluded, the addresses, names, and contact information (email addresses) of the sellers 10 and 20. The transmitted application information and transaction contents are temporarily stored in a memory in the server 3 of the escrow company 30.
[0017]
The server 3 of the escrow company 30 automatically issues IDs for the seller 10 and the buyer 20 and stores the IDs of the seller 10 and the buyer 20, application information, and sales contracts in a database (installed on a hard disk in the server 3). Register information. The issued IDs of the seller 10 and the buyer 20 are transmitted from the server 3 of the escrow company 30 to the terminal devices 1 and 2 of the seller 10 and the buyer 20, respectively.
[0018]
In the information registration column of the database of the escrow company 30, in addition to the above-mentioned information entry column, there are provided entry columns for the date of payment of the buyer 20 and the date of sending the rights document of the seller 10, and the seller 10 and the buyer who have been assigned IDs are provided. 20 can view information relating to himself in the database at any time. Thus, the buyer 20 can know when the rights document has been sent, and the seller 10 can know when the deposit, the intermediate money, and the balance have been paid.
[0019]
The same information as the information registered in the database of the escrow company 30 is transferred to the server 4 of the financial institution 40. The server 4 of the financial institution 40 registers the transmitted information in an internal management database. Note that this management database may be provided on a hard disk inside the server 4 or as an external storage device.
[0020]
At the same time, the escrow company 30 requests an expert to create a real estate property survey report (due diligence) of a second-hand condominium that has been traded between the seller 10 and the buyer 20.
[0021]
Thereafter, when the buyer 20 pays the deposit to the predetermined transfer account of the financial institution 40, the deposit notification of the deposit is transmitted from the server 4 of the financial institution 40 to the server 3 of the escrow company 30. When the escrow company 30 receives the payment notification, the escrow company 30 transmits an instruction for sending a license from the server 3 of the escrow company 30 to the terminal device 1 of the seller 10. In response to the instruction to send the right, the seller 10 sends the right of the condominium to be traded to the escrow company 30 by mail or the like.
[0022]
The escrow company 30 evaluates the real estate to be traded based on the created real estate property survey report, and compares the evaluation result with the sales contract information at the time of application and the right letter sent from the seller 10. Consider whether the price of the condominium to be sold is reasonable, whether the rights of the condominium to be purchased and the contents of the rights document are consistent, etc. Examine whether the specified criteria are satisfied. Based on the result of this examination, it is determined whether the sales contract is valid and sound.
[0023]
As a result, when it is determined that the sales contract is valid and sound, the payment instruction for the intermediate money and the balance is issued to the terminal device 2 of the buyer 20. When the buyer 20 receives this, the intermediate money and the balance are transferred to the above-mentioned predetermined transfer account of the financial institution 40 (bank), and the deposit notification of the intermediate money and the balance is sent from the server 4 of the financial institution 40 to the escrow company 30. Is transmitted to the server 3.
[0024]
After confirming this, the escrow company 30 sends the entitled deed to the buyer 20 by mail or the like, and also sends the deposit, the intermediate and balance opening instructions and the opening amount to the server 4 of the financial institution 40 from the server 3. Send. The financial institution 40 receiving this transfers the open amount to an account designated by the seller 10.
[0025]
The escrow company 30 performs a real estate registration application process on behalf of the buyer 20 at the request of the legal bureau 60, whereby the real estate transaction of the second-hand condominium between the seller 10 and the buyer 20 is completed, and the escrow service for this transaction is terminated. .
[0026]
On the other hand, when the escrow company 30 determines that the transaction content is not valid and is not sound, the server 3 notifies the seller 3 of a notification indicating that the transaction is to be resolved and a processing procedure for eliminating the transaction. The license is transmitted to the terminal device 1, and the entrusted right is sent to the seller 10.
Further, the escrow company 30 transmits a report to the effect that the transaction is canceled from the server 3 to the terminal device 2 of the buyer 20 together with the reason for the determination, and further instructs the server 4 of the financial institution 40 to return the deposit to the buyer 20. Send In response, the financial institution 40 transfers the deposit to the account specified by the buyer 20. As a result, there is no transaction of the used condominium between the seller 10 and the buyer 20.
[0027]
FIG. 2 is a flowchart showing a processing procedure of the escrow service of the escrow company 30 described above.
[0028]
When the escrow company 30 receives the application for the escrow service and the sales contract information to be subjected to the escrow service from the seller 10 in step S1, the escrow company 30 registers the application information and the sales contract information in the database of the escrow company 30, and also proceeds to step S2. Then, the sales contract information is transmitted to the server 4 of the financial institution 40 and registered in the management database of the financial institution 40.
[0029]
Next, the escrow company 30 requests the expert to create a real estate property survey report of the second-hand condominium that has been a transaction target indicated by the sales contract information in step S3.
[0030]
Thereafter, the escrow company 30 issues an instruction for remittance of the deposit to the buyer 20 in step S4, and upon receiving the deposit notice of the deposit from the financial institution 40 in step S5, instructs the seller 10 to send a written authorization to the seller 10 in step S6. Then, in step S7, confirmation of transmission of the right from the seller 10 is confirmed. In step S8, the acquisition of a real estate property investigation report is awaited. When the real estate property investigation report is acquired, the process proceeds to step S9.
[0031]
The escrow company 30 examines whether the sales contract for the used condominium between the seller 10 and the buyer 20 is appropriate and sound using the real estate article research report or the like acquired in step S9, and based on the result of this examination in step S10. It is determined whether the sales contract for the used condominium is valid. If the contract is valid, the process proceeds to step S11; otherwise, the process proceeds to step S15.
[0032]
The escrow company 30 issues an instruction for remittance of the intermediate money and balance to the buyer 20 in step S11, and receives the notification of deposit of the intermediate money and balance from the financial institution 40 in step S12. Is issued, the real estate registration for the buyer 20 is made to the Legal Affairs Bureau 60 in step S14, and the process is terminated.
[0033]
The escrow company 30 transmits a contract cancellation notice to the terminal device 1 of the seller 10 together with the reason for the judgment that the contract of the used condominium is not valid and sound in step S15, and further returns the entitled right to the seller 10; The fact that the sales contract has been canceled is transmitted to the terminal device 2 of the buyer 20 together with the determination reason. Thereafter, in step S16, the escrow company 30 sends an instruction to return the deposit to the buyer 20, to the server 4 of the financial institution 40, and ends the processing. The financial institution 40 receiving this at the server 4 transfers the deposit to the account designated by the buyer 20.
[0034]
According to this embodiment, when the escrow company 30 supports the transaction in the transaction of the used apartment and reduces the risk, the evaluation of the used apartment to be sold is performed using the real estate survey report of the used apartment. It is possible to accurately and easily evaluate used condominiums to be bought and sold. Based on the evaluation, judge the validity and soundness of the used condominium transaction. By returning the deposit to the buyer 20 and the title to the seller 10, it is possible to secure the security of the real estate transaction and reduce the risk.
[0035]
FIG. 3 is a block diagram showing a configuration example of a real estate escrow system according to the second embodiment of the present invention. However, the same parts as those in the first embodiment are denoted by the same reference numerals, and description thereof will be omitted as appropriate.
[0036]
The real estate escrow system is configured by connecting a terminal device 1 of a real estate seller 10, a terminal device 2 of a real estate buyer 20, a server 3 of an escrow company 30, and a server 4 of a financial institution 40 via the Internet 50. The server 3 of the company 30 is connected to the real estate information center 5 via the Internet 50. The real estate information center 5 includes a terminal 61 of a certified public accountant, a terminal 62 of a judicial scrivener, a terminal 63 of an architect, a terminal 64 of a surveyor, a terminal 65 of a land and house investigator, and a terminal 66 of a lawyer. , A tax accountant terminal device 67 and a real estate appraiser terminal device 68 are connected via the Internet 50 to constitute a real estate property survey information providing system.
[0037]
Here, the real estate property information center 5 includes a system server 101 that performs various processes such as a data collection process for creating a real estate property survey report and a real estate property survey report using the collected data, and a real estate property survey. It has a database 102 for storing various data for creating a report and a created real estate property survey report.
[0038]
Next, the operation of the present embodiment will be described.
The escrow company 30 supports second-hand condominium transactions between the seller 10 and the buyer 20 to reduce the risk. The manner of the support is the same as in the first embodiment described above. At that time, the escrow company 30 requests the real estate property information center 5 to create a real estate property survey report used when evaluating the used condominium to be sold.
[0039]
The escrow company 30 accesses the system server 101 of the real estate property information center 5 from the terminal device 3 via the Internet 50, and specifies information for specifying the real estate to be evaluated from its home page, for example, the location, size, A request to create a real estate property survey report for the real estate is transmitted to the system server 101 along with the building type and others.
[0040]
The system server 101 generates an arbitrary identification number for identifying the escrow company 30 that has requested the creation of the real estate property survey report, and registers the real estate information transmitted in association with the identification number in the database 102.
[0041]
When the registration of the real estate information in the database 102 is completed, the system server 101 sends an evaluation request via the Internet 50 together with the real estate information (given the identification number) for each specialty field for creating the real estate article research report. By transmitting to the terminal devices 61-68 of each expert, a certified public accountant, a judicial scrivener, an architect, a surveyor, a stakeholder surveyor, a lawyer, a tax accountant, a real estate appraiser, Request a report.
[0042]
Upon receiving the evaluation request for each specialty field of the real estate, each expert evaluates the real estate from a professional viewpoint based on the real estate information for which the evaluation was requested. For example, the judicial scrivener investigates the rights relationship such as ownership and ground rights of the building and land of the target property, creates a rights relationship report, assigns the identification number to the created rights relationship report, and assigns the terminal to the judicial scrivener. The information is transmitted from the device 62 to the system server 101 of the real estate information center 5 via the Internet 50.
[0043]
In addition, based on the site survey, the architect prepares a building status report that reports the status of the attached building, such as a photograph of the target real estate property, and adds the identification number to the created building status report. Then, it is transmitted from the terminal 63 of the architect to the system server 101 via the Internet 50.
[0044]
Certified public accountants and tax accountants are responsible for acquiring, holding, and selling taxes on the subject real estate, lawyers are involved in preparing contracts for buying and selling the subject real estate, and surveyors are surveying data obtained by surveying the subject real estate locally. The land and house investigator creates a report on the survey data obtained by investigating the target real estate, attaches the created report to the above-mentioned identification number, and attaches the identification number to the real estate property information center via the Internet 50 from the terminal device of each expert. 5 to the system server 101.
[0045]
The system server 101 of the real estate property information center 5 registers each report transmitted from the terminal devices 61 to 68 of each expert in the database 102 in correspondence with the assigned identification number.
[0046]
As described above, the report of each expert registered in the database 102 corresponding to the identification number is obtained by accessing the system server 101 of the real estate information center 5 from the terminal devices 61 to 68 of each expert and using the identification number as a key. By searching the database 102, browsing can be freely performed. Therefore, when creating a report in one's specialty, if necessary, the report can be created by referring to a report in another specialty.
[0047]
For example, when a real estate appraiser evaluates the price of a target property, a real estate price evaluation report is created by calculating the price with reference to a building status report created by the architect, etc. The identification number is given and transmitted from the terminal device 68 of the real estate appraiser to the system server 101 via the Internet 50.
[0048]
When the report of each expert is collected in the database 102, the person in charge of the real estate property information center 5 uses the identification number on the system server 101 (or another terminal device) to retrieve the information of each expert from the database 102. The report is read out, the comprehensive evaluation of the target real estate is performed using the report of each expert, and the comprehensive evaluation and the report of each expert are edited to create a real estate property survey report. The real estate article survey report created in this way is registered in the database 102 in correspondence with the identification number, is given the identification number, and is transmitted to the terminal device 3 of the requesting escrow company 30 via the Internet 50.
[0049]
The escrow company 30 receives and confirms the real estate article survey report created by the terminal device 3. At this time, the contact information of each expert who has created the real estate property survey report is described in the real estate property survey report so that the escrow company 30 can confirm the contents described in the real estate property survey report, particularly, the registration relationship of the target real estate. To the escrow company 30 of the requester. Therefore, the escrow company 30 can directly contact each expert to confirm the content of the real estate property survey report and make an inquiry about a question.
[0050]
Here, the escrow company 30 requests the real estate property information center 5 to create a real estate property research report via the Internet 50, and then uses the specialist contracted by the real estate property information center 5 to obtain the target real estate property. And then collect the reports once in the Real Estate Property Information Center 5, create a Real Estate Property Survey Report using the collected reports, and submit this via the Internet 50. Thus, the escrow company 30 can easily and inexpensively acquire detailed information on a second-hand condominium to be sold or purchased in a relatively short period of time.
[0051]
The escrow company 30 evaluates the second-hand condominium to be sold based on the real estate property survey report sent from the real estate property information center 5, and determines whether the transaction is valid and sound. If it is sound, the transaction proceeds in the same manner as in the first embodiment, and if not, the sales contract is canceled to return to a state where there is no transaction.
[0052]
According to the present embodiment, the escrow company 30 requests the real estate property information center 5 to provide a real estate property research report for examining whether the real estate sales contract is appropriate and sound. Survey reports can be obtained inexpensively and in a short period of time, and therefore, it is possible to examine whether the sales contract is valid and sound without delaying the real estate sales procedure between the seller 10 and the buyer 20. .
[0053]
In addition, since the real estate article research report is inexpensive, the commission paid by the seller 10 to the escrow company 30 can be kept low, and the spread of the escrow service in real estate article transactions can be promoted.
[0054]
FIG. 4 is a flowchart showing a specific example of a process based on a right that can be exercised by a buyer due to a defect in a building or the like after a sales contract is concluded between the seller and the buyer.
[0055]
If the purchased property (building) is defective, the buyer has three exercisable rights: the right to cancel the contract, the right to reduce the price, and the right to repair. When such a right is generated, the buyer 20 accesses the server 3 of the escrow company 30 from the terminal device 2 via the Internet 50 to notify that the purchased property has a defect, and to execute any of the rights described above. To exercise.
At this time, if it is not possible for the buyer to decide which right to exercise, the escrow company 30 is notified of the existence of the defect and the right to exercise which right is appropriate. It is also possible to make an inquiry based on the status.
[0056]
<In the case of contract cancellation right>
When the server 3 of the escrow company 30 is notified from the terminal device 2 of the buyer 20 that the contract cancellation right is to be exercised, the server 3 and the financial institution 40 return the contract money (deposit) accompanying the cancellation of the contract. Do for
[0057]
<In the case of a right to reduce the price>
When the server 3 of the escrow company 30 is notified from the terminal device 2 of the buyer 20 that the right to reduce the price is to be exercised, the server 3 performs a price assessment based on the appraisal and requests the seller 10 and the financial institution 40 to reduce the price. Is performed.
[0058]
The appraisal here is different from the above-mentioned real estate article survey report, and is the result of actually appraising the status of the defect of the building notified by the terminal device 2 of the buyer 20 by an expert (such as an architect). is there. In other words, if the buyer informs the server 3 of the escrow company 30 that he / she will exercise the right to reduce the price, the escrow company 30 will notify the expert such as an architect or land and house investigator of the current state of the defect. Ask for confirmation. The expert who has received this request visits the terminal 3 of the escrow company 30 and sends the result of the visit to the server 3 of the escrow company 30 to actually check the building for defects. The escrow company 30 performs a price assessment based on the transmitted appraisal result, and performs a settlement process based on the right to reduce the price.
[0059]
<In the case of a repair request right>
When the server 3 of the escrow company 30 is notified from the terminal device 2 of the buyer 20 that the repair right is to be exercised, the server 3 requests an expert such as an architect or a land and house surveyor to check the current state of the defect, and Calculate the estimate required for repair. The expert who has received this request calculates the estimated amount of the repair cost based on the result of the visit and the appraisal to actually confirm the defect of the building, and transmits it to the server 3 of the escrow company 30. The server 3 of the escrow company 30 transmits the result of the defect appraisal and the estimated amount of the repair cost to the terminal device 1 of the seller 10, and performs a settlement process based on the repair request right to perform the repair at the seller's expense.
[0060]
Furthermore, the above-mentioned processing based on the right to claim for reduction in price and the right to request for repair may not be performed independently because they may be performed jointly, and may be performed integrally as processing for one building. It is possible.
[0061]
It should be noted that the present invention is not limited to the above-described embodiment, and can be embodied in other various forms in a specific configuration, function, operation, and effect without departing from the gist thereof. For example, in the present embodiment, a description will be given using a second-hand apartment as an example of real estate, but the present invention is not limited to this. Further, the buyer 20 may apply to the escrow company 30 for providing the escrow service for real estate transactions. Furthermore, the examination of the validity of the sales contract may not be performed after the rights document is sent from the seller 10, but can be performed at the time when the real estate article research report is acquired.
[0062]
In addition, by combining the processing of the escrow company at the time of entering into the contract for real estate transactions and the processing of the escrow company after entering into the contract as a series of processing systems, it is also possible to simplify the processing procedures of the buyer side It is.
[0063]
【The invention's effect】
As described above in detail, according to the present invention, a third party, an escrow company, evaluates a real estate subject to a real estate transaction based on detailed information related to the real estate, and based on the evaluation result, communicates with the seller. Since the validity of the content of the sales contract with the buyer is examined, it is possible to easily perform objective and valid evaluation of the real estate.
[0064]
Further, according to the present invention, a highly reliable real estate property research report can be produced in a short period of time by requesting the property information research center to create a real estate property research report as detailed information relating to the real estate subject to the real estate transaction. It can be acquired at a price, and the real estate transaction can be terminated without extending the escrow service period of the real estate transaction.
[0065]
Further, according to the present invention, when it is determined that the contents of the real estate sale contract are not appropriate, the security of the real estate transaction can be secured by canceling the real estate sale contract and assuming that there is no transaction. it can.
[0066]
Further, according to the present invention, when it is determined that the contents of the real estate sales contract are appropriate, the agency processing of the real estate transaction proceeds smoothly through the terminal device (server) of the financial institution connected to the network. be able to.
[0067]
Further, according to the present invention, since the real estate property survey report of the real estate subject to the real estate transaction is created based on the specialty field report by the expert, the reliability of the real estate evaluation by the third party, the escrow company, is improved. Highly, the reliability of the real estate transaction itself can be improved, and the risk can be reduced.
[0068]
Further, according to the present invention, the settlement process accompanying the exercise of the right to cancel the contract, the right to reduce the price, and the right to repair the purchased real estate based on the defect can be processed by the escrow company, so that the contractor is not accustomed to the contract relationship. It is possible to greatly reduce the burden on the buyer.
[Brief description of the drawings]
FIG. 1 is a block diagram showing a configuration example of a real estate escrow system according to a first embodiment of the present invention.
FIG. 2 is a flowchart showing a processing procedure of the escrow company shown in FIG. 1;
FIG. 3 is a block diagram showing a configuration example of a real estate escrow system according to a second embodiment of the present invention.
FIG. 4 is a flowchart showing a specific example of a process based on a right that can be exercised by a buyer due to a defect in a building or the like.
[Explanation of symbols]
1, 2, 61 to 68 terminal devices
3, 4 server
5 Real Estate Property Information Center
50 Internet
101 System server
102 Database

Claims (7)

A real estate transaction agency method by a real estate escrow system that performs real estate transactions between a terminal device of a real estate seller and a terminal device of a real estate buyer through a server on a network managed by an escrow company,
The server comprises:
When receiving an escrow request for a real estate transaction from the seller's terminal device and / or the buyer's terminal device, an evaluation step of evaluating the real estate targeted for the real estate transaction based on detailed information related to the real estate,
An examination step of examining whether or not the transaction content of the real estate satisfies a predetermined criterion based on the evaluation result by the evaluation step;
Acting on behalf of the real estate transaction based on the examination result by the examination step,
A real estate transaction acting method using a real estate escrow system, comprising: A real estate escrow system that performs real estate transactions between a terminal device of a real estate seller and a terminal device of a real estate buyer through a server on a network managed by an escrow company,
The server comprises:
When receiving an escrow request for a real estate transaction from the seller's terminal device and / or the buyer's terminal device, an evaluation unit that evaluates the real estate targeted for the real estate transaction based on detailed information related to the real estate,
Examination means for examining whether the transaction content of the real estate satisfies a predetermined standard based on the result of the evaluation,
Agency means for performing the real estate transaction based on the result of the examination,
A real estate escrow system comprising: A real estate information center that creates a real estate property survey report as detailed information related to the real estate is connected via the network,
The server comprises:
When there is an escrow request for real estate transactions from the seller's terminal device and / or the buyer's terminal device, a real estate requesting the real estate information center to create a real estate property survey report on the real estate subject to the real estate transaction Equipped with means for requesting property survey report creation,
The real estate escrow system according to claim 2, wherein the real estate is evaluated based on the real estate article research report created by the real estate information center by the evaluation means. The server comprises:
As a result of the examination by the examination means, when it is determined that the transaction content of the real estate does not satisfy a predetermined criterion, the reason why the transaction content of the real estate does not satisfy a predetermined criterion, and a processing procedure for eliminating the real estate transaction, 4. The real estate escrow system according to claim 2, wherein the data is transmitted to a terminal device of the seller and a terminal device of the buyer. The server comprises:
As a result of the examination by the examination means, when it is determined that the transaction content of the real estate satisfies a predetermined standard, the agency means performs the real estate transaction through a terminal device of a financial institution connected to the network. The real estate escrow system according to any one of claims 2 to 4, characterized in that: The real estate property information center,
Specialized field report creation request means for requesting the creation of a specialized field report by each expert for creating the real estate property research report to terminal devices of a plurality of experts connected on the network,
The real estate property survey report creating means for creating the real estate property study report based on the respective specialty field reports returned from the terminal devices of the plurality of experts is provided. The real estate escrow system according to any one of the preceding claims. The server comprises:
7. The settlement process according to claim 2, wherein when there is a defect in the real estate in the real estate transaction, a settlement process is performed by a request from the terminal device based on the buyer's right to cancel the contract, right to reduce the price or right to repair. The real estate escrow system according to any one of the preceding claims.

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