JP2004171349A - A management center that constitutes an article lending information management system - Google Patents

Abstract

The prior art is not a lending system that takes into account a lending period of an article or an attribute value of the article, and therefore cannot lend and borrow an article that meets user needs efficiently.
Kind Code: A1 A management center which supports a lending and borrowing of an article and constitutes an article lending information management system including a borrower terminal, a lender terminal and a management center, comprising a communication means and a lending and borrowing information storage means for storing information. A lending information registration unit that stores lending information in the lending and borrowing information storage unit, a borrowing information registration unit that stores borrowing information in the lending and borrowing information storage unit, and determines whether the borrowing information and the lending information satisfy certain conditions. The management center includes a matching unit that records contract establishment information in a loan / borrow information storage unit if certain conditions are satisfied. With such a management center, it is possible to efficiently lend and borrow articles that meet user needs. .
[Selection] Fig. 2

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an article rental information management system and the like that can efficiently rent and borrow articles using a network.
[0002]
[Prior art]
The first prior art relates to a system for renting and returning books and articles in a library or the like, which facilitates procedures and operations for renting and returning, speeds up processing of article management, and enhances the location management of articles. There is a management system in which a method of providing means is disclosed (see Patent Document 1). The system disclosed in Patent Literature 1 includes a remote storage operation unit that remotely operates the storage contents of an information storage medium, and determines that the rental target information is an article to be returned when the rental destination information is stored, and stores the rental destination information. A lending return determining means for determining that the article is a lending processing object when the lending processing is not performed; a lending processing means for storing a user identification code as lending destination information and storing the article identification code on a user ID card; And return processing means for erasing the lending destination information of the article to be returned and erasing the article information on the user ID card.
[0003]
Further, the second prior art is a system in which a method of renting an article in response to a request of a customer and purchasing the same article as the rented article is requested by the customer (Patent Document 2). reference). The system disclosed in Patent Literature 2 is a system for renting and selling goods using a communication line, which rents for trial use of goods at the request of a customer and then sells the goods. The customer communication unit that receives the lending request and sends the answer to the lending request to the customer, holds the goods to be lent to the customer, and checks the lending to the customer in response to the lending request received by the customer communication unit. Issues due to an inventory management unit that checks inventory and sends inventory confirmation information to the customer communication unit in order to respond to the rental request, and an item lending / sales system that has a price setting unit that sets the selling price of items sold to customers Solve.
[0004]
[Patent Document 1]
JP 2000-235600 A (Page 1, etc., FIG. 1, etc.)
[Patent Document 2]
JP 2001-338192 A (Page 1, etc., FIG. 1, etc.)
[0005]
[Problems to be solved by the invention]
However, the above prior art is not a lending system that takes into account the lending period of the goods and the attribute values of the goods (for example, the displacement of the car and the number of passengers, etc.). Could not do well.
[0006]
Further, in the above-described conventional technique, since the lending period is not managed, when the lending period has elapsed, it is not possible to urge the user or calculate an appropriate charging fee.
[0007]
Further, in the above-described related art, there is no mechanism for efficiently moving an article when there are a plurality of loan reservations for one article and the period of the loan reservation does not exist. Specifically, when there is only one day between the reservation 1 and the reservation 2, there is a mechanism (notice that the article to be rented moves directly from the person who made the reservation 1 to the person who made the reservation 2. Etc.) did not exist. As a result, it was not possible to rent the goods efficiently.
[0008]
In addition, the above-described conventional technology has a disadvantage that if there is only one item of the same type, for example, if the item is listed as a lending candidate, the item cannot be lent due to a failure of the item or other trouble. Occurred in some cases.
[0009]
Further, in the above-described related art, it was not possible to notify a sales guide based on the loan performance.
[0010]
Furthermore, the above prior art is not a system that copes with risks such as a case where a rented item is returned with a failure or a scratch, or a case where a lent item is out of order.
[0011]
[Means for Solving the Problems]
In order to solve the above-mentioned problem, a first invention is a management center which supports a lending and borrowing of an article, and configures an article lending information management system including a borrower terminal, a lender terminal and a management center, wherein the borrower terminal and the lender A communication unit connected to the terminal via a network, capable of receiving and transmitting information to the borrower terminal and the lender terminal, a lending and borrowing information storing unit storing information to be transmitted and received by the communication unit, and a communication unit. Lending information registration means for storing the received lending information in the lending and borrowing information storage means, which is information about the lending contents of the article, and lending and borrowing information, which is the information received by the communication means and is information on the borrowing contents of the article. The borrowing information registration means stored in the storage means, and the borrowing information and the lending information satisfy certain conditions. This is a management center equipped with a collation means for judging whether or not a contract is satisfied and recording contract establishment information in a lending and borrowing information storage means if certain conditions are satisfied. Can do well.
[0012]
Further, the second invention, in addition to the first invention, when the return completion information indicating that the rented and borrowed article has been returned from the communication means is received, the return completion information is stored in the rent / borrow information storage means. The return date information is extracted from the return completion information registration means and the loan / borrow information storage means, and if the return completion information is not recorded even on the return date, the dunning information is transmitted to the borrower terminal by the communication means. This is a management center further provided with a time limit management means that can urge the lending period after the lending period and operate the lending system appropriately.
[0013]
According to a third aspect of the present invention, in addition to the first aspect, the return completion information is stored in the loan / borrow information storage means when the return completion information indicating that the rented and borrowed article has been returned from the communication means is received. The management center further comprises return completion information registration means for recording the return completion information, and the charge center differs when the return completion information is recorded after the return date and when the return completion information is recorded is valid. The management center can calculate an appropriate charging fee when the lending period has expired.
[0014]
Further, the fourth invention provides that if the start date of the next borrower borrowing the article and the return date of the previous borrower returning the article satisfy certain conditions, the article is directly transferred to the terminal of the previous borrower. This is a management center that issues a notification instructing transmission of the article, and the management center enables efficient lending of articles.
[0015]
Further, the fifth invention further comprises a lending information obtaining means for obtaining registered lending information from the lending and borrowing information accumulating means on the basis of certain conditions in accordance with a request from the borrower terminal, and wherein the communication means is a lending information obtaining means. A management center that also transmits the lending information obtained by the means to the borrower terminal. If there is only one item of the same type, for example, if there is only one item of the same type, the list of lending candidates may indicate a failure of the item. In addition, it is possible to prevent the inconvenience that the article cannot be rented due to other troubles.
[0016]
According to a sixth aspect of the present invention, a user who satisfies a specific condition is extracted from the borrowing information stored in the borrowing and borrowing information storage means, and a new borrowed article is purchased for the user. The management center includes a sales guidance unit for transmitting a prompting new purchase guidance, and the management center can notify the sales guidance based on the loan performance.
[0017]
Further, the seventh invention, in addition to the first invention and the like, registers the article information in the lending and borrowing information storage means when receiving, through the communication means, the article information which is information on the article to be lent. The apparatus further includes a rental item information registration unit, and the return completion information further includes return item information that is information of the rental item at the time of returning the item, and compares the item information stored in the loan and borrow information storage unit with the return item information. A management center further provided with return content determination means for determining a billing fee and / or a payment fee. When the rented item is returned by the management center with a failure or a scratch, It is possible to cope with a risk such as when a damaged article is out of order.
[0018]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, embodiments of the present invention will be described with reference to the drawings. Note that components denoted by the same reference numerals in the embodiments perform the same operation, and thus the description thereof may not be repeated.
[0019]
FIG. 1 is an overall view of an article lending information management system when the present invention is implemented. The article lending information management system includes a management center 101, a borrowing terminal 102, and a lending terminal 103. There may be one or more borrowing terminals 102 and lending terminals 103.
[0020]
The management center 101 manages information when lending and borrowing articles. The management center 101 is a so-called server device connected to a network. The borrowing terminal 102 is a communication device used by a person who borrows an article to communicate with the management center 101. The lending terminal 103 is a communication device used by a person who lends an article to communicate with the management center 101. The management center 101, the borrowing terminal 102, and the lending terminal 103 are connected by networks 104, 105, and 106, respectively. The borrowing terminal 102 and the lending terminal 103 may be devices having an input / output unit, a storage unit, and a communication unit with the management center 101 for a user, and typically, for example, a PC, a mobile phone, or the like can be considered. . The network may be the Internet, a telephone network, or the like. FIG. 3 shows information managed by the management center 101. Hereinafter, Embodiment 1 will be described with reference to FIGS. 1, 2, and 3. FIG.
[0021]
(Embodiment 1)
FIG. 2 is a block diagram of the management center 101 according to the first embodiment of the present invention. The management center 101 includes a communication unit 201, a loan / borrow information storage unit 202, a loan information registration unit 203, a loan information registration unit 204, a collation unit 205, a billing unit 206, a payment unit 207, a term management unit 208, and a return completion information registration unit 209. Is provided.
[0022]
The communication means 201 communicates with the borrowing terminal 102 and the lending terminal 103. The communication unit 201 can be realized by a wireless or wired communication unit. However, it can also be realized by means for transmitting and receiving a broadcast.
[0023]
The lending and borrowing information storage means 202 stores information from lending to returning of an article. The information stored in the lending and borrowing information storage means 202 is updated when lending and borrowing of an article is performed. The structure of the information stored in the lending and borrowing information storage means 202 does not matter. Specific examples of the information will be described below. The lending / borrowing information storage unit 202 stores, for example, lending information, borrowing information, return completion information, and the like. The lending and borrowing information storage unit 202 is preferably a non-volatile recording medium, but may be realized by a volatile recording medium.
[0024]
The lending information registration unit 203 registers (records) the lending information (for example, 301 in FIG. 3) in the lending / borrowing information storage unit 202. The lending information is information that the communication unit 201 has received from the lender terminal. The rental information registration unit 203 can be generally realized by an MPU, a memory, or the like. The processing procedure for the rental information registration unit 203 to register information is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit). Note that the data structure of the rental information is not limited.
[0025]
The borrowing information registration unit 204 registers (records) borrowing information (for example, 302 in FIG. 3), which is the borrowing content of the article, in the lending and borrowing information storage unit 202. The borrowing information is information received by the communication unit 201 from the borrower terminal. The borrowing information registration unit 204 can be generally realized by an MPU, a memory, or the like. The processing procedure for the borrowing information registration means 204 to register information is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit). Note that the data structure of the borrowing information does not matter.
[0026]
The collation unit 205 determines whether the borrowing information 302 and the lending information 301 satisfy certain conditions. If the result of the determination indicates that the certain conditions are satisfied, the information storage unit 202 stores the contract establishment information ( For example, 303 in FIG. 3 is registered. The data structure of the contract establishment information does not matter. The contract establishment information may be composed only of a pointer that links the loan information and the borrowing information that satisfy certain conditions. When the borrowing information 302 and the lending information 301 satisfy certain conditions, the matching unit 205 acquires charging information for the borrowing side and payment information for the renting side. The billing information is billing information, and its data structure is not limited. The billing information usually includes information indicating a billing amount, which is a consideration (amount) for lending and borrowing an article to be paid by the borrower. The payment information is information on payment, and its data structure is not limited. The payment information usually includes information indicating a payment amount, which is a consideration (amount) received by the lender. The matching unit 205 can be generally realized by an MPU, a memory, or the like. The processing procedure in which the collation unit 205 makes a determination or the like is usually realized by software, and the software is recorded on a recording medium such as a hard disk.
[0027]
The billing unit 206 performs a billing process based on the billing information acquired by the matching unit 205. The charging process is, for example, a process of calculating a charging fee on the borrowing side and registering (recording) a charging result including the charging fee in the lending and borrowing information storage unit 202. Further, the billing process refers to, for example, a fee collection process (a process of transmitting information to a bank server device) performed on a bank account corresponding to payee information included in the billing information. The accounting unit 206 can be generally realized by an MPU, a memory, or the like. The processing procedure for the billing means 206 to register information is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0028]
The payment unit 207 performs payment processing based on the payment information acquired by the matching unit 205. In the payment processing, for example, a payment fee to the lender is calculated, and a payment result including the payment fee is registered in the lending and borrowing information storage unit 202. Payment means 207 can be generally realized by an MPU, a memory, or the like. A processing procedure for the payment unit 207 to register information is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0029]
The term management unit 208 issues a return request to the loan information registered with the loan and borrow information storage unit 202, for which the return information has not been registered even if the return period has expired. To make a return request means, for example, notifying by e-mail or notifying by communication means such as telephone or facsimile. The data structure of the return information does not matter. The return information is usually held in advance by the management center. The term management unit 208 can be generally realized by an MPU, a memory, or the like. The processing of the time limit management unit 208 is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0030]
The return completion information registration unit 209 registers the return information received from the terminal in the loan and borrow information storage unit 202 when the rental item is returned, and stores the delay money information when the registration of the return information is later than the return deadline. It is acquired and passed to the charging means 206 and the return information registration means 207. The delay money information is information relating to the delay money, and its data structure is not limited. A specific example of the delay information is described below. The return completion information registration unit 209 can be generally realized by an MPU, a memory, or the like. The processing of the return information registration means 20 is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0031]
Next, the operation of the management center 101 from when the borrower borrows the article from the lender to when the article is returned will be described. The borrower and lender of the goods set the conditions for lending and borrowing in advance and make a contract. The lender of the article transmits the lending information 301 from the lending terminal 103 to the management center 101. The lending information 301 has, for example, “type, registrant, payee information, product name, period, partner, amount, collation information” (see FIG. 3). “Type” is information indicating whether to lend or borrow. The “registrant” is information indicating the name of the lender. "Payee information" is information for identifying a payee of a rental fee associated with lending of an article. “Article name” is information indicating the name of the lent article. “Period” is information indicating the lending period. The “partner” is information indicating the name of the lending partner. “Amount” is information indicating a rental fee. The “verification information” is a password used for referencing and collating information.
[0032]
The lending information 301 received by the communication unit 201 is registered in the lending / borrowing information storage unit 202 by the lending information registration unit 203.
[0033]
On the other hand, the borrower of the article transmits the borrowing information 302 to the management center 101 by the borrowing terminal 102. The borrowing information 302 has, for example, “type, registrant, billing destination information, product name, period, partner, amount, collation information” (see FIG. 3). “Type” is information indicating whether to lend or borrow. The “registrant” is information indicating the name of the borrower. The “billing destination information” is information indicating a source of a borrowing fee withdrawal accompanying the borrowing of an article. "Article name" is information indicating the borrowed article name. “Period” is information indicating a borrowing period. The “partner” is information indicating the name of the borrower. “Amount” is information indicating a borrowing fee. The “verification information” is a password used for referencing and collating information.
[0034]
In the management center 101, the borrowing information 302 is received by the communication unit 201, and registered in the borrowing information storing unit 202 by the borrowing information registering unit 204. The borrowing information 302 is compared with the lending information 301 already registered in the lending and borrowing information storage unit 202 by the matching unit 205. For example, if the “article name, period, amount, password” satisfies certain conditions, the borrowing information 302 is formalized. The contract establishment information 303 is registered as a contract in the loan / borrowing information storage unit 202. At this time, the collation means 205 forms the contract establishment information 303 from the lending information 301 and the borrowing information 302.
[0035]
Note that the condition that the lending information 301 and the borrowing information 302 satisfy a certain condition means that the “article name” of the lending information 301 matches the “article name” of the borrowing information 302 and that the “period” of the lending information 301 is The “period” of the borrowing information 302 is included, and the “amount” of the lending information 301 is equal to or more than the “amount” of the borrowing information 302, and the “password” of the borrowing information 301 is the borrowing information 302. And the like that match the "password" of the user. In other words, various conditions may be considered as constant conditions, and it is not always the case that both information items match.
[0036]
The matching unit 205 extracts billing information and payment information from the contract establishment information 303 and sends them to the billing unit 206 and the payment unit 207, respectively. Here, the billing information includes, for example, a billing target (“borrower account number” in information 303 in FIG. 3) and a billing amount (“price” in information 303 in FIG. 3). The charge amount is, for example, the sum of the usage fee for borrowing an item, the information management fee of the management center 101, and the insurance fee for the borrowed item. The usage fee is, for example, the “amount” of the above-mentioned lending information 301 or the “amount” of the borrowing information 302. The information management fee may be a fixed rate such as 5% of the usage fee, or a fixed amount such as 100 yen per transaction. The insurance fee is a fixed rate such as 3% of the usage fee. The use fee, the information management fee, and the insurance fee may be calculated by the matching unit 205. The usage fee, the information management fee, and the insurance fee may be calculated by the charging unit 206 based on the charging information transmitted by the matching unit 205. The billing amount in FIG. 3 does not consider the information management fee and the insurance fee. In addition, in order to impose an additional insurance fee, compensation may be made to the person who lent the article in the case where the article breaks down. In addition, in order to additionally charge an insurance fee, compensation can be made to a person who borrows an article, for example, when the borrowed article cannot be used due to a failure or the like.
[0037]
The payment information includes, for example, information indicating a payment target (“lender account number” in information 303 in FIG. 3) and an amount (“price” in information 303 in FIG. 3). The amount may be a value obtained by subtracting the information management fee of the management center 101 and / or the insurance fee from the rental fee of the article.
[0038]
The billing means 206 performs a billing process based on the billing information. The billing process is, for example, a process of calculating (extracting) the borrower's billing fee based on the billing information, and registering the billing result including the billing fee in the lending and borrowing information storage unit 202. When the matching unit 205 calculates the charge, the charge processing does not include the charge calculation. The billing process is, for example, a process of transmitting information related to billing (information including an account number and an amount) to a server device of a bank. It should be noted that the debit from the account is performed by, for example, a server device of the bank after the transmission of the information on the billing.
[0039]
The payment means 207 performs payment processing based on the payment information. The payment process is, for example, a process of calculating a payment fee to the lender based on payment information, and registering a payment result including the payment fee in the loan / borrowing information storage unit 202. When the matching unit 205 calculates the payment fee, the payment process does not include the payment fee calculation process. The payment process is, for example, a process of transmitting information related to payment (information including an account number and an amount) to a server device of a bank.
[0040]
In addition, the term management unit 208 checks whether the contract establishment information 303 stored in the lending and borrowing information storage unit 202 has been returned. Then, the term management unit 208 creates reminder information corresponding to the contract establishment information that has not been returned even after the return time limit, and transmits it to the borrowing terminal. The reminder information includes, for example, the name of the borrowed item, the return deadline, and additional charging information in the event that the return is delayed.
[0041]
In addition, the term management unit 208 calculates the additional charging information when the return is not performed even when the return term has expired. Specifically, for example, if there is a delay in the return date, the term management unit 208 generates additional billing information and payment information, and transmits them to the billing unit 206 and the payment unit 207. There are various algorithms for calculating the additional charging information. For example, the daily charge may be 1000 yen. Further, the additional charge information may be calculated according to the additional charge calculation table. The calculation of the additional charge is, for example, if the delinquency is within one week, the additional amount of “lending amount × 0.5” of the lending and borrowing is added. The table manages, for example, an additional charge of “× 1”, and if the delinquency is more than 2 weeks and within 4 weeks, an additional charge of “the amount of money” × 2 is added.
[0042]
Next, the charging unit 206 and the payment unit 207 perform a charging process and a payment process, respectively, and register the results in the lending and borrowing information storage unit 202. At this time, the added charge amount and the paid amount may be set in advance by the lender and the borrower, and may be included in the lending information 301 and the borrowing information 302.
[0043]
When the borrowing user actually returns the borrowed item, the borrowing user transmits return completion information from the borrowing terminal 102 to the management center 101. The management center 101 checks whether or not the return completion information is delayed, and if there is no delay, returns the corresponding contract establishment information 303 as completed. “Return complete” means that the management center 101 records information indicating return completion (for example, “1”) in the attribute “return” of the contract establishment information 303.
[0044]
As described above, according to the present embodiment, it is possible to provide an efficient article lending system when renting an article. In addition, in order to manage the lending period, it is possible to urge the user when the lending period has passed, or to calculate an appropriate additional charge. Therefore, lending and borrowing of goods can be efficiently and appropriately operated. In addition, the introduction of a mechanism for calculating insurance premiums enables the company to respond to risks such as when the rented item is returned with a failure or scratch, or when the lent item is out of order. .
[0045]
In the present embodiment, the lending target is an article. However, the lending target may be an intangible object such as a computer program, music data, or video data. When such an intangible object is to be lent, the data can be lent and returned electronically using a network or a broadcast medium. The same applies to other embodiments.
[0046]
Further, in the present embodiment, the collating means determines whether the borrowing information and the lending information satisfy a certain condition, and records the contract establishment information in the lending and borrowing information accumulating means if the certain condition is satisfied. The certain condition in such a case is information using the article name and the period as parameters. However, the contract may be concluded when a complicated condition including the attribute value of the article is satisfied. For example, the car lending side registers the displacement of the car and the number of occupants, and the borrower of the car transmits borrowing information including the displacement and the number of occupants of the car to the management center. The management center may make a decision in consideration of the complicated requirements of the borrower and the specifications of the lender's articles, and may conclude the contract only when certain conditions are satisfied. Specifically, the complex condition is, for example, a condition for designating an attribute value (displacement amount or the like) of the vehicle when renting the vehicle. For example, if the car borrower specifies a car with a displacement of 1600 CC or more and the car to be rented is registered as 2000 CC, the condition is met. The same applies to other embodiments.
[0047]
Further, the operations described in the present embodiment may be realized by a computer-readable program. The program may be recorded on a recording medium such as a CD-ROM and distributed, may be distributed by network distribution, or may be distributed by broadcasting. The same applies to other embodiments.
[0048]
(Embodiment 2)
Embodiment 2 of the present invention will be described with reference to FIG. FIG. 4 is a block diagram of the management center according to the second embodiment of the present invention. The management center includes a communication unit 201, a loan / borrow information storage unit 202, a loan information registration unit 203, a borrow information registration unit 204, a charging unit 206, a payment unit 207, a term management unit 208, a return completion information registration unit 209, and a borrow collation unit 401. And a lending execution information registration unit 402 and a lending collation unit 403.
[0049]
The borrowing collation unit 401 collates the borrowing information registered in the borrowing information accumulating unit 202 with the lending information registered in the borrowing information accumulating unit 202, and extracts billing information if a certain condition is met. The borrowing collation unit 401 can be generally realized by an MPU, a memory, or the like. The processing procedure in which the borrowing collation unit 401 performs collation or the like is generally realized by software, and the software is recorded on a recording medium such as a hard disk. Note that the borrowing collation unit 401 performs the same operation as the collation unit 205 described above.
[0050]
The lending execution information registration unit 402 registers (records) the lending execution information indicating that the lending of the article has actually started in the lending and borrowing information storage unit 202. The data structure of the lending execution information does not matter. The processing procedure for registering information by the lending execution information registration unit 402 is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0051]
The lending collation means 403 determines whether the lending execution information is legitimate, and if the lending execution information is legitimate, extracts the payment information from the contract establishment information held by the lending / borrowing information storage means 202, and Pass to. There are various methods for determining whether the lending execution information is valid, and details thereof will be described below. The processing procedure of the lending matching means 403 is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0052]
Hereinafter, the operation of the management center according to the second embodiment will be described. In the second embodiment, as in the first embodiment, a contract for lending and borrowing an article is made between the borrower and the lender, and the lending information (for example, 301 in FIG. 3) is registered in the management center. Next, when the borrowing information (for example, 302 in FIG. 3) is registered, the borrowing information collating means 401 compares the borrowing information 301 with the borrowing information 302 as in the first embodiment, and converts the contract establishment information into the borrowing / borrowing information. Register in the registration means 202. At this time, charging information is extracted and charging processing is performed on the borrower as in the first embodiment. Next, when the article actually contracted passes from the lender to the borrower, the lender transmits the lending execution information from the lending terminal 103 to the management center. When the management center receives the lending execution information, the lending execution information registration unit 402 registers the lending execution information in the lending and borrowing information storage unit 202. Also, the lending collation unit 403 extracts payment information from the contract establishment information 303 which is the target of the lending execution information, and transmits the information to the payment unit 207. After transmitting the payment information, the lending fee is paid to the lender by means not shown. In the management center according to the second embodiment, the borrower is charged when the contract is concluded, and the lending fee can be paid to the lender when the article to be lent and borrowed is actually lent.
[0053]
Normally, the lending collation unit 403 determines whether the lending execution information is valid, and if the lending execution information is valid, extracts the payment information from the contract establishment information held by the lending / borrowing information storage unit 202. . Whether the lending execution information is valid is determined by, for example, the following method.
[0054]
For example, the management center sets a one-time password in the lending information 301 and manages the one-time password. Then, the management center discloses the one-time password to the borrower. This is described in, for example, a system (including a homepage or the like) accessed when the borrower borrows an article or the like. Next, the borrower is notified of the one-time password obtained by the borrower by e-mail, telephone, or the like. Next, the lender sends the obtained password to the management center. Next, the lending collating unit 403 recognizes that the received password is correct, and instructs the charging unit to perform a charging process. The algorithm by which the management center sets the one-time password in the rental information 301 does not matter.
[0055]
In addition, the lending collation unit 403 may determine whether the lending execution information is valid by the following method. For example, when the lending side is, for example, electronic data (encrypted) such as video data, the lending side preliminarily sets a password (a password for decryption) to enable the use of the electronic data. Set. Next, the borrower accesses the management center, and checks (for example, sets a bit) a payment item (data paired with the contract establishment information 303), which is an item indicating that the borrower is willing to pay. Next, the lending matching means 403 of the management center determines whether or not the payment item is checked, and if the payment item is checked, determines that the lending execution information is valid. Then, the management center separately performs a billing process with reference to the check of the payment item.
[0056]
As described above, according to the present embodiment, an efficient article lending system can be provided. In addition, by paying the lender of the article when the lending of the article is performed, it is possible to prevent the lender of the article from obtaining fraud without lending the article.
[0057]
(Embodiment 3)
In the third embodiment, the management center accumulates information on the articles to be actually lent and borrowed, and performs collation with the accumulated article information at the time of return, thereby ensuring that the lent articles are surely returned to the lender. It becomes possible.
[0058]
FIG. 5 is a block diagram of the management center. The management center includes a communication unit 201, a loan / borrow information storage unit 202, a loan information registration unit 203, a borrow information registration unit 204, a charging unit 206, a payment unit 207, a term management unit 208, a return completion information registration unit 209, and a borrow collation unit 401. A rental execution information registration unit 402, a lending collation unit 403, a rental article information registration unit 501, and a return content determination unit 502.
[0059]
The rental item information registration unit 501 registers (records) the rental item information, which is information on the item to be lent and borrowed, in the rental and borrow information storage unit 202. The rental article information includes, for example, information such as the state of the article. The data structure of the rental article information does not matter. A processing procedure for registering information by the rental article information registration unit 501 is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0060]
The return content judging means 502 judges from the return completion information whether the return time limit has been met, and judges whether there is no problem with the returned article based on the state of the article at the time of the return, and performs charging information, payment if necessary. Generate information. The return content determining means 502 is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0061]
The operation of the management center according to the third embodiment will be described. As in the second embodiment, a lending and borrowing contract for an article is made, and the lending information 301 and the borrowing information 302 are registered in the management center. In addition, the lender registers rental article information indicating the state of the article to be lent before lending from the lending terminal 103 to the management center. Also, when returning the article, the borrower sends return completion information including the state of the article at the time of return to the management center. The return completion information registration unit 209 registers the return information in the loan / borrow information storage unit 202. Further, the return content determination unit 502 determines whether there is a violation of the corresponding contract establishment information from the return completion information, and further determines whether there is any problem such as damage to the article when the return is performed from the returned article information. And generate billing and payment information as needed. The charging unit 206 and the payment unit 207 perform additional charging processing and additional payment processing according to charging information and payment information, respectively. Here, the charging information and the payment information newly generated by the return content determining means 502 are, for example, "what a day if the date is delayed by one day" and "how many yen if the rental article is damaged". Is calculated based on the information. Further, the charging information and the payment information newly generated by the return content judging means 502 are determined by the lender and the borrower, for example, when the goods are returned, and are included in the return completion information. Here, the rental article information and the returned article information are, for example, information that can indicate the state of the article by text, a still image, a sound, a moving image, or the like.
[0062]
As described above, according to the present embodiment, the return content judging means 502 judges the delay to the due date, the damage of the article, etc., and calculates the additional charging fee, so that the lending and borrowing of the article can be efficiently and appropriately performed. Can operate. Further, it is possible to cope with a risk such as a case where the lent article is out of order. Specifically, by registering information about the lent article and confirming the information at the time of return, it is possible to guarantee the security of the lent article.
[0063]
(Embodiment 4)
Next, the management center manages the information of an unspecified number of users who may lend and borrow goods in the future in advance, so that the lending information including the management center that allows lending and borrowing of goods between unknown persons is possible. FIG. 6 shows the overall configuration of the management system. In FIG. 6, reference numeral 601 denotes a management center for managing information of registered users and lending and borrowing information of articles. Reference numeral 602 denotes a user terminal of a user to be registered in the management center, 603 denotes a borrowed user terminal that desires to borrow an article among users registered in the management center 601, and 604 denotes a lending user terminal that lends to the borrowed user 603. , 605 are networks connecting the management center 601 and the user terminal 602.
[0064]
The network 605 may be an Internet network, a telephone network, or a LAN in a specific area such as a single apartment. FIG. 8 shows information managed by the management center 601. Fourth Embodiment A fourth embodiment of the present invention will be described with reference to FIGS.
[0065]
FIG. 7 is a block diagram of the management center 601 according to Embodiment 4 of the present invention. The management center 601 includes a communication unit 701, a loan / borrow information storage unit 702, a billing unit 206, a payment unit 207, a term management unit 208, a return completion information registration unit 209, a borrow collation unit 401, a lending execution information registration unit 402, and a lending collation unit. 403, a rental item information registration unit 501, a return content determination unit 502, a user registration unit 703, a borrowing request registration unit 704, an information inquiry unit 705, a rentable response registration unit 706, and a borrowing information registration unit 707.
[0066]
The communication unit 701 is a communication unit for communicating with a user terminal. The communication unit 701 is usually a wireless or wired communication unit.
[0067]
The lending and borrowing information storage unit 702 stores user information and various types of information that are records when lending and borrowing are performed. The lending and borrowing information storage unit 702 is preferably a non-volatile recording medium, but may be a volatile recording medium.
[0068]
The user registration unit 703 registers the user information (for example, 801 in FIG. 8) received from the user terminal in the loan / borrow information storage unit 702. The communication unit 701 receives the user information. The user registration unit 703 can be generally realized by an MPU, a memory, or the like. The processing procedure for registering information by the user registration unit 703 is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit). Note that the data structure of the borrowing information does not matter.
[0069]
The borrowing request registration unit 704 registers a borrowing request (for example, 802 in FIG. 8) from the user who wants to borrow an item to another user with respect to the item to be borrowed, to the lending and borrowing information storage unit 702. The borrowing request is received by the communication unit 701. The data structure of the borrowing request does not matter. The borrowing request registration unit 704 can be generally realized by an MPU, a memory, or the like. A processing procedure for the borrowing request registration unit 704 to register information is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0070]
The information inquiry unit 705 transmits a corresponding borrowing request to the user terminal 602 via the communication unit 701 in response to an information inquiry request for requesting an information inquiry for a borrowing request (for example, 802 in FIG. 8). The information inquiry unit 705 can be generally realized by an MPU, a memory, or the like. The processing procedure for the information inquiry means 705 to acquire the corresponding borrowing request is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0071]
The lending possible response registration unit 706 registers a lending possible response (for example, 803 in FIG. 8) indicating that lending is possible in response to the borrowing request (for example, 802 in FIG. 8) in the lending and borrowing information storage unit 702. The rentable response is received by the communication unit 701. The data structure of the rentable response does not matter. The rentable response registration unit 706 can be generally realized by an MPU, a memory, or the like. The processing procedure for the rentable response registration unit 706 to register information is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0072]
The borrowing information registration means 707 selects a partner to be contracted from a lending possible response (for example, 803 in FIG. 8), configures and registers borrowing information (for example, 804 in FIG. 8). The rentable response is received by the communication unit 701. A specific example of an algorithm by which the borrowing information registration unit 707 selects a partner will be described below. The borrowing information registration unit 707 can be generally realized by an MPU, a memory, or the like. The processing procedure for the borrowing information registration unit 707 to select a partner and register information is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0073]
The operation of the management center 601 according to Embodiment 4 will be described. In the fourth embodiment, a user who wishes to register with the management center 601 transmits user information 801 to the management center 601 through the user terminal 602. The management center 601 registers the user information 801 in the loan / borrow information storage unit 702 by the user registration unit 703. At this time, the user information 801 has, for example, “name, billing / debit account, address”. “Name” is the name of the user. The “billing / debiting destination port” is information indicating the bank account of the charging source / payment destination when the charging / payment occurs. “Address” is information indicating the address of the user. The information at 801 in FIG. 8 includes a user number. The “user number” is information for identifying a user, and is usually automatically assigned by the management center.
[0074]
The registered user who has completed the registration of the user information 801 in the management center 601 can make a request for borrowing an article to the management center 601.
[0075]
A registered user who wishes to borrow an article from another registered user transmits a borrowing request 802 to the management center 601 from the borrowed user terminal 603 which is his / her own user terminal. The management center 601 registers the borrowing request in the borrowing information storing unit 702 by the borrowing request registering unit 704.
[0076]
Next, the other user refers to the borrowing request 802 and registers the rentable article in the management center 601. The registered user sends an information inquiry request to the management center 601. The management center 601 transmits the corresponding borrowing request by the information inquiry means 705 to the registered user who made the information inquiry request. For example, it is conceivable that, when the information inquiry request is related to “car”, only the one related to the car is extracted from the borrowing request 802.
[0077]
Next, the registered user who has made the inquiry about the borrowing request 802 by the information inquiry request transmits a lending possible response 803 to the management center 601 indicating that lending is possible in response to the borrowing request determined to be lending possible. The management center 601 registers the received lending possible response 803 in the lending / borrowing information storage unit 702 by the lending possible response registration unit 706. The borrowing request user who has transmitted the borrowing request 802 selects an appropriate registered user from the lending possible response 803 and makes a lending and borrowing contract. Hereinafter, similarly to the third embodiment, the management center 601 manages information related to lending and borrowing, and performs charging and payment processing as necessary.
[0078]
As described above, according to the present embodiment, it is possible to provide an article lending system in which a condition is transmitted from a borrower, and a lender who sees the condition can agree on the condition. In addition, by using the user registration system for the management center, a user who has an article to borrow can widely request another user to borrow.
[0079]
In the present embodiment, the borrowing information registering means composes and registers the borrowing information from the borrowable response selected by the borrowing requesting user from the borrowable response. However, the borrowing information registering means may automatically select a lending possible response from two or more lending possible responses according to a predetermined condition. For example, if the lending possible response includes the address of the lender, and if the address of the borrower is managed, even if the lending possible response including the address of the lender closest to the borrower's address is selected. good.
[0080]
(Embodiment 5)
Next, a description will be given of a management center capable of restricting registered users 602 who can make information inquiries when inquiring information.
[0081]
FIG. 9 is a block diagram of the management center in the present embodiment. The management center includes a billing unit 206, a payment unit 207, a term management unit 208, a return completion information registration unit 209, a borrowing collation unit 401, a lending execution information registration unit 402, a lending collation unit 403, a rental article information registration unit 501, and return contents. A determination unit 502, a communication unit 701, a loan / borrow information storage unit 702, a user registration unit 703, a borrowing request registration unit 704, an information inquiry unit 705, a lending possible response registration unit 706, a borrowing information registration unit 707, and an inquiry content restriction unit 901 are provided. I do.
[0082]
The inquiry content limiting unit 901 performs a condition determination when the information inquiry unit 705 acquires a borrowing request (for example, 802 in FIG. 8), and refuses the information inquiry unit 705 to acquire the borrowing request when the information does not match the condition. . That is, the inquiry content limiting unit 901 passes the borrowing request to the information inquiry unit 705 only when the condition is satisfied. Therefore, only when the condition is met, the information inquiry unit 705 can transmit the borrowing request information to the user terminal through the communication unit 701. The inquiry content limiting unit 901 can be generally realized by an MPU, a memory, or the like. The processing procedure of the inquiry content restriction unit 901 is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit).
[0083]
Next, the operation of the management center according to the fifth embodiment will be described. In the fifth embodiment, the management center registers the user information 801 and the borrowing request 802 from the user as in the fourth embodiment. At this time, restriction information for restricting the registered users who can inquire the information is added to the borrowing request 802, for example, as “user 002 and a user who has made a loan contract in the past”. In response to an information inquiry request from a registered user, it is determined whether the inquiry content restriction 901 is capable of inquiring information. This means, for example, that the registered user attempts to make an inquiry to the borrowing request 802 which is restricted to “user 002 and a user who has made a loan contract in the past”, and this user has made a loan contract in the past. In other words, if the user 003 has no experience, the inquiry of the borrowing information 802 is rejected. At this time, the conditions for restricting the inquiry of the borrowing request 802 may be a specific user, the presence or absence of a past loan / borrowing contract, and the residence area. Whether or not the user has made a loan contract in the past can be determined by the management center storing the history of the loan contract.
[0084]
As described above, according to the present embodiment, when inquiring a borrowing request registered in the management center, the users who can request the borrowing are protected by limiting the users who can inquire, and the security of the loan / borrowing transaction is improved. Or you can.
[0085]
(Embodiment 6)
Next, a description will be given of a management center according to a sixth embodiment in which a user who frequently borrows a specific product in the above-described first to fifth embodiments is encouraged to newly purchase the same product.
[0086]
FIG. 10 is a block diagram of a management center according to Embodiment 6 of the present invention. The management center includes a billing unit 206, a payment unit 207, a term management unit 208, a return completion information registration unit 209, a borrowing collation unit 401, a lending execution information registration unit 402, a lending collation unit 403, a rental article information registration unit 501, and return contents. Determination means 502, communication means 701, lending and borrowing information storage means 702, user registration means 703, borrowing request registration means 704, information inquiry means 705, lending possible response registration means 706, borrowing information registration means 707, inquiry content restriction means 901, sales Guide means 1001 is provided.
[0087]
The sales guide unit 1001 extracts a registered user satisfying a specific condition from the information stored in the loan / borrow information storage unit 702, and transmits a new product purchase guide to the corresponding registered user. The specific condition is, for example, that the same product is borrowed a certain number of times in a certain period. In addition, various specific conditions can be considered. The data structure of the new product purchase guide does not matter. An example of a new product purchase guide will be described below. The sales guidance unit 1001 can be generally realized by an MPU, a memory, a communication unit, or the like. The processing procedure of the inquiry content restriction unit 901 is usually realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit). It is assumed that the management center has accumulated loan / borrow history information (for example, information 804 in FIG. 8).
[0088]
Hereinafter, the operation of the management center according to the sixth embodiment will be described. In the sixth embodiment, the management center manages lending and borrowing of articles between the registered users 602 as in the fourth or fifth embodiment. Further, the sales guidance unit 1001 extracts registered users satisfying specific conditions, and sends a new product sales guidance. This means, for example, that a user who has borrowed the same article a certain number of times or more is sent a purchase guidance for the borrowed article. It is possible to send a car purchase guide to the "user". It is assumed that the information of such car purchase guidance is stored in the management center in advance. In addition, the purchase plan of the article is managed by the management center in advance corresponding to the article to be lent.
[0089]
As described above, the present invention mainly relates to lending and borrowing goods between individuals, but a similar management system can be constructed between groups as well as lending and borrowing goods. In addition, the article includes not only tangible items but also intangible items such as software and data.
[0090]
As described above, according to the present embodiment, it is possible to automatically transmit information on purchase guidance for products and the like to a user who satisfies certain conditions. Thus, sales promotion. In addition, the same product is borrowed multiple times by providing product purchase guidance to a specific user, and if the same item is to be borrowed in the future, it is better for the user to purchase it to reduce costs. Becomes possible.
[0091]
(Embodiment 7)
FIG. 11 is a block diagram of the management center according to the sixth embodiment of the present invention. The management center includes a communication unit 201, a loan / borrow information storage unit 202, a loan information registration unit 203, a loan information registration unit 204, a collation unit 205, and a loan information acquisition unit 1101.
[0092]
The lending information acquisition unit 1101 acquires registered lending information from the lending / borrowing information storage unit 202 based on certain conditions in accordance with a request from a terminal on the borrowing side. The certain condition is, for example, that a certain type of product is registered in a certain number or more. The certain conditions are held in advance by the rental information acquisition unit 1101. The acquired lending information is transmitted to the terminal on the borrowing side via the communication means 201. The borrowing terminal receives and outputs one or more pieces of lending information. The rental information acquisition unit 1101 can be generally realized by an MPU, a memory, or the like. The processing procedure for obtaining the information by the rental information obtaining unit 1101 is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit). Note that the data structure of the rental information is not limited.
[0093]
Next, the operation of the management center and the like will be described. The management center receives the lending information from one or more lending terminals and stores the lending information in the lending / borrowing information storage unit 202. Now, the management center stores the lending information shown in FIG.
[0094]
In this state, the management center receives a request from the borrowing terminal to refer to a list of articles that can be borrowed. The lending information acquisition unit 1101 of the management center acquires a part or all of the lending information including an article having two or more pieces of lending information. Here, the lending information acquisition unit 1101 acquires the information of FIG. That is, only the record in which two or more records having the same “article” and “attribute value” of the information in FIG. Then, the lending information acquisition unit 1101 acquires “article”, “attribute value”, and “amount” in which two or more records having the same “article” and “attribute value” of the information in FIG. 12 exist. Next, the lending information acquisition unit 1101 acquires the width of the “amount” of the two or more records. For example, since the “goods” of the video movie are “3000 yen / day” and “2700 yen / day”, the lending information acquisition unit 1101 determines “3000 yen / day” and “2700 yen / day”. From "2700 yen / day to 3000 yen / day". Then, the lending information acquisition unit 1101 forms the information in FIG. Then, the rental information acquisition unit 1101 passes the information in FIG. 13 to the communication unit 201. Next, the communication unit 201 transmits the information of FIG. 13 to the borrower terminal.
[0095]
Next, the borrowing terminal receives the information of FIG. 13 and displays it on the screen, for example, as shown in FIG. FIG. 14 is an example of a screen for renting an article. The user of the borrowing terminal checks the record of the article to be rented and presses the send button. Then, the rental information is transmitted to the management center and stored. Such information storage has been described in the above embodiment.
[0096]
As described above, according to the present embodiment, only when the article indicated by the registered rental information satisfies a certain condition, the article can be a rental target. Specifically, when there is only one item of the same type, for example, if there is only one item, if the items are listed as lending candidates, there is a problem that the item cannot be lent due to a failure of the item or other trouble. The likelihood increases. According to the present embodiment, such inconvenience can be avoided.
[0097]
Note that the rental information acquisition means described in the present embodiment may be included in the management center in the first to sixth embodiments.
[0098]
(Embodiment 8)
FIG. 15 is a block diagram of the management center according to the sixth embodiment of the present invention. The management center includes a communication unit 201, a borrowed information storage unit 202, a rented information registration unit 203, a borrowed information registration unit 204, a verification unit 205, and a return destination notification unit 1501.
[0099]
The return destination notifying unit 1501 notifies the terminal on the borrowing side of the return destination of the borrowed article. Specifically, the return destination notifying means 1501 satisfies a certain condition such that the next borrower borrows the article is only one day or two days later than the return date when the borrower returns the article. If so, the borrower is notified to send the goods directly to the next borrower. In addition, when a certain condition is not satisfied, the return destination notifying unit 1501 notifies the operating company of the lending system that holds the management center, etc., of an instruction to return the article. The basic information of such a notification is stored in the return destination notifying unit 1501 in advance. The notification is transmitted to the terminal on the borrowing side via the communication unit 201. Further, the return destination notifying unit 1501 holds certain conditions. Return destination notifying means 1501 can usually be realized by an MPU, a memory, or the like. The process of configuring the information notified by the return destination notifying unit 1501 is generally realized by software, and the software is recorded on a recording medium such as a hard disk. However, it may be realized by hardware (dedicated circuit). Note that the data structure of the rental information is not limited.
[0100]
Next, the operation of the management center and the like will be described. The management center receives lending information from one or more lending terminals, receives borrowing information from one or more borrowing terminals, and stores contract establishment information in the lending and borrowing information storage means 202. Now, it is assumed that the management center stores contract establishment information shown in FIG.
[0101]
In addition, the return destination notifying unit 1501 of the management center holds a certain condition “the return date of the rented item and the next rental start date are within two days”. In addition, the return destination notifying means 1501 holds a template of information indicating a return destination such as "address of ~: please send goods ~ to ~" if the above certain conditions are satisfied. I have. Then, if the contract establishment information satisfies a certain condition, the return destination notifying means 1501 inserts appropriate information into the above-mentioned template to constitute information for notifying the return destination.
[0102]
According to FIG. 16, Mr. Tanaka and Mr. Yamamoto are to borrow Mr. Sato's video camera, but there is only one free day from Mr. Tanaka's return date to Mr. Sato's rental start date. That is, usually, if Mr. Tanaka returns the video camera to the management company of the management center and then the management company of the management center sends the video camera to Mr. Yamamoto, it is not in time for Mr. Yamamoto to use the video camera.
[0103]
Therefore, the management center determines that the contract establishment information in FIG. 16 satisfies the above-mentioned certain condition. Then, the management center notifies the return destination of “Mr. Yamamoto: Please send the article video camera to 3-5-7, Hirakata-shi, Osaka” from the above-mentioned template and the contract establishment information in FIG. 16. Is composed. Then, the management center transmits the information to Mr. Tanaka's terminal.
[0104]
As described above, according to the present embodiment, if the start date of the next borrower borrowing the goods and the return date of the previous borrower returning the goods satisfy certain conditions, the goods are directly transferred to the terminal of the previous borrower. By instructing the lessee to transmit the item, the item is properly delivered, and many people can effectively use the item.
[0105]
It should be noted that the return destination notifying means described in the present embodiment may be provided in the management center in the first to seventh embodiments.
[0106]
【The invention's effect】
As described above, according to the present invention, information can be efficiently managed when lending and borrowing goods.
[Brief description of the drawings]
FIG. 1 is a block diagram of an article lending and borrowing information management system according to the present invention.
FIG. 2 is a block diagram of a management center according to the first embodiment.
FIG. 3 is a diagram showing information managed by a management center according to the first embodiment.
FIG. 4 is a block diagram of a management center according to the second embodiment.
FIG. 5 is a block diagram of a management center according to a third embodiment.
FIG. 6 is a configuration diagram of an article lending and borrowing information management system according to the present invention.
FIG. 7 is a block diagram of a management center according to a fourth embodiment.
FIG. 8 is a diagram showing information managed by a management center according to the fourth embodiment.
FIG. 9 is a block diagram of a management center according to the fifth embodiment.
FIG. 10 is a block diagram of a management center according to the sixth embodiment.
FIG. 11 is a block diagram of a management center according to a seventh embodiment.
FIG. 12 is a diagram illustrating an example of lending information according to the seventh embodiment.
FIG. 13 is a diagram illustrating an example of information acquired by a lending information acquisition unit according to the seventh embodiment.
FIG. 14 is a diagram illustrating an example of a screen of a borrowing terminal according to the seventh embodiment.
FIG. 15 is a block diagram of a management center according to the eighth embodiment.
FIG. 16 is a diagram showing an example of contract establishment information according to the eighth embodiment.
[Explanation of symbols]
101, 601 management center
102,603 Borrowing terminal
103, 604 rental terminal
201, 701 Communication means
202, 702 Lending and borrowing information storage means
203 Lending information registration means
204 borrowing information registration means
205 collation means
206 Billing Means
207 Means of payment
208 Expiration date management means
209 Return completion information registration means
401 Loan matching means
402 Lending execution information registration means
403 Lending / Lending Verification Means
501 Rental article information registration means
502 Return contents judgment means
602 registered user terminal
703 User registration means
704 borrowing request registration means
705 Rental possible response registration means
706 Information inquiry means
707 Debt information registration means
901 Inquiry content limiting means
1001 Sales guidance means
1101 Lending information acquisition means
1501 Return destination notification means

Claims (17)

A management center that supports an article lending information management system that supports lending and borrowing of goods, and includes a borrower terminal, a lender terminal, and a management center,
Communication means connected to the borrower terminal and the lender terminal via a network, capable of receiving and transmitting information to the borrower terminal and the lender terminal,
Lending and borrowing information storage means storing information transmitted and received by the communication means,
Lending information registration means for storing the lending information, which is information on the lending content of the article, received by the communication means, in the lending and borrowing information storage means,
Borrowing information registration means for storing the borrowing information, which is information on the borrowing content of the article, received by the communication means, in the lending and borrowing information storage means,
A management center comprising a collating means for judging whether the borrowing information and the lending information satisfy a certain condition, and recording contract establishment information in the lending and borrowing information accumulating means if the certain condition is satisfied. The collation unit further extracts billing information having billing amount information and / or payment information having payment amount information from information stored in the lending and borrowing information storage unit,
Charging means for performing charging processing for the borrower of the article based on the charging information;
The management center according to claim 1, further comprising a payment unit that performs a payment process for a lender based on the payment information. A return completion information registration unit that records return completion information in the loan / borrow information storage unit when the communication unit receives return completion information indicating that the lending / borrowing item has been returned; and the lending / borrowing information. The information processing apparatus further includes a term management unit that extracts information on a return date from the storage unit, and transmits dunning information to the borrower terminal via the communication unit when the return completion information is not recorded even on the return date. The management center according to claim 1 or 2, wherein When the communication means receives return completion information indicating that the loaned and borrowed article has been returned, the communication means further includes return completion information registration means for recording the return completion information in the loan and borrow information storage means, 3. The management center according to claim 2, wherein a charging fee is different depending on whether the time when the return completion information is recorded is later than the return date and when the time when the return completion information is recorded is correct. The management center according to any one of claims 2 to 4, wherein the information on the amount of charge included in the charge information is calculated based on a charge for use of the article, an information management charge, and an insurance charge. The communication means, when receiving the lending execution information which is information when the lending was performed, the lending execution information registration means for storing the lending execution information in the lending and borrowing information storage means,
The lending execution information registration unit determines whether the lending execution information registered is legitimate, and if the lending execution information is legitimate, further includes a lending matching unit that extracts the lending information from the lending / borrowing information storage unit. The management center according to any one of claims 1 to 4. The communication means further comprises a rental article information registration means for registering the article information in the rental and borrowing information storage means when receiving article information which is information on the article to be lent, wherein the return completion information is Return contents that further include return-time article information, which is information of the rental article at the time of return, compare the article information stored in the loan-borrow information storage means with the return-time article information, and determine a charging fee and / or a payment fee. The management center according to claim 3, further comprising a determination unit. A management center that supports an article lending information management system that supports lending and borrowing of goods and includes two or more user terminals and a management center,
A communication means connected to the user terminal via a network and capable of communicating with the user terminal;
User information registration means for registering the user registration information received by the communication means in the loan and borrow information storage means,
Lending and borrowing information storage means storing information transmitted and received by the communication means,
When the communication unit receives borrowing request information that is information of an article to borrow from a user, a borrowing request registration unit that stores the borrowing request information in the lending and borrowing information storage unit,
When the communication means receives an inquiry request for inquiring of the borrowing request information, obtains borrowing request information from the lending and borrowing information storage means, and information inquiry means for transmitting to the user terminal through the communication means,
The rentable response registering means for registering the rentable response indicating that the article can be lent to the lent information storage means received by the communication means,
Borrowing information registration means for storing the borrowing information, which is information on the borrowing content of the article, received by the communication means, in the lending and borrowing information storage means,
A management center comprising a borrowing collation unit that determines whether the borrowing information and the lending information satisfy a certain condition, and records contract establishment information in the lending and borrowing information storage unit when the certain condition is satisfied. The borrowing matching means, when the borrowing information and the lending information satisfy a certain condition, further extracts billing information from the lending and borrowing information storage means;
7. The management center according to claim 6, further comprising a charging unit configured to perform a charging process on a user who borrows the article based on the charging information extracted by the borrowing collation unit. When the communication unit receives the lending execution information indicating that the lending execution was actually performed, the lending execution information registration unit that stores the lending execution information in the lending / borrowing information storage unit,
Lending collation means for judging whether the lending execution information is legitimate, and extracting lending information from the lending / borrowing information storage means if the lending execution information is legitimate,
8. The management center according to claim 7, further comprising a payment unit that performs a payment process to a user who has lent the article based on the payment information extracted by the lending matching unit. When the communication means receives return completion information indicating that the lending and borrowing of the article has been performed, return completion information registration means for recording the return completion information in the lending and borrowing information storage means,
The return date information is extracted from the lending execution information registered in the lending / borrowing information storage means, and if the return completion information is not recorded even on the return date, the borrower side of the article via the communication means The management center according to any one of claims 6 to 8, further comprising a term management unit that transmits the dunning information to the user terminal. The borrowing request information includes inquiry restriction information for restricting a user who can make an inquiry about the borrowing request information by an inquiry request, and only when the inquiry request matches the inquiry restriction information, the information inquiry means is 10. The management center according to claim 6, wherein the borrowing request information is transmitted to the user terminal through a communication unit. The management center according to claim 10, wherein the inquiry restriction information includes any or all of information for specifying an individual, information for specifying an age, information for specifying a gender, and information for specifying a geographical condition. From the borrowing information stored in the lending and borrowing information storage means, a user who satisfies a specific condition is extracted, and a new purchase guide for urging the user to purchase a new borrowed item is transmitted to the user. The management center according to any one of claims 1 to 11, further comprising sales guidance means. In accordance with a request from the borrower terminal, the rental information acquisition means for acquiring the registered lending information from the lending / borrowing information accumulating means based on certain conditions, the communication means comprising: the lending information acquired by the lending information acquiring means. 13. The management center according to claim 1, wherein information is also transmitted to the borrower terminal. 14. The management center according to claim 1, further comprising a return destination notifying unit that notifies a borrower terminal of a return destination of the borrowed article. If the start date of the next borrower borrowing the goods and the return date of the previous borrower returning the goods meet certain conditions, notify the previous borrower's terminal to send the goods to the next borrower The management center according to claim 14.

Images