IL104422A - Method and apparatus for magnetically writing on plastic cards - Google Patents
Method and apparatus for magnetically writing on plastic cardsInfo
- Publication number
- IL104422A IL104422A IL10442293A IL10442293A IL104422A IL 104422 A IL104422 A IL 104422A IL 10442293 A IL10442293 A IL 10442293A IL 10442293 A IL10442293 A IL 10442293A IL 104422 A IL104422 A IL 104422A
- Authority
- IL
- Israel
- Prior art keywords
- card
- information
- magnetic
- cards
- magnetic strip
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/0008—General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
- G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
- G06K7/10316—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
- G06K7/10326—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers the antenna being of the very-near field type, e.g. capacitive
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Artificial Intelligence (AREA)
- Toxicology (AREA)
- Computer Networks & Wireless Communication (AREA)
- Business, Economics & Management (AREA)
- Health & Medical Sciences (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Electromagnetism (AREA)
- General Health & Medical Sciences (AREA)
- Credit Cards Or The Like (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Description
P>OO?£) >Ό>ΌΎ5 Γ ΌΙθη n!PTO > "VVLOOl ΠΌ>\_> METHOD AND APPARATUS FOR MAGNETICALLY WRITTEN ON PLASTIC CARDS ISAAC J. LABATON METHOD AND APPARATUS FOR MAGNETICALLY WRITTEN ON PLASTIC CARDS Technical Field The present invention relates, generally , to a method and apparatus for magnetically issuing cards, and more particularly, for reissuing the magnetic information written on card of the type used by financial institutions.
Background art and technical problems.
The use of plastic cards with a magnetic strip has reach a great degree of popularity. One of the most favorite uses of the said cards is for completing transactions, like the Credit Cards or Bank Cards, but the said card are also used for several identification purposes (Identity Cards) .
Consequently , the need to avoid unauthorized use of the said cards become obvious and self-evident.
Indeed, the same reasons which facilitate the wide use of the said cards also induce fraudulent utilization, i.e. when a card is stolen or fell in unauthorized hands.
For several applications, like the Automatic Teller Machines (ATM) , the holder of the Card , in addition of entering the Card, needs to enter a Personal Identification Number (PIN) into the ATM in order to identify himself.
The present invention provides a method and an apparatus for preventing the unauthorized use of Cards of the type furnished with a magnetic strip, avoiding the necesity of making any hardware or software change, respect to present in use equipment for reading the cards .
Summary of the invention The present invention provides methods and apparatus for reading from and writing on a magnetic strip, of the type used in conventional credit cards, the information currently in use by the credit companies, like Visa, MasterCard, Diners, etc.
According to a preferred embodiment of this invention, the apparatus of this invention will "read" the information from a conventional Card Magnetic Strip and afterwards will write the said information on the magnetic strip of the same or different card , upon manually entering the pertinent Password i.e.: account owner's Personal Identification Number (PIN) into the module's keypad.
In accordance with another aspect of this invention the module of this invention (Smart Credit Card Holder- SCCH) will erase all the magnetic information written on the CMS upon replacing;/ returning the Card into the module. will sound an alarm if the Credit Card remains out of the module after a short period of time.
According with another aspect of this invention, one blank credit card will be used by the owner of several Cards i.e. several credit accounts.
According with a further embodiment of this invention, the signature of the owner of the account and / or his name and/ or his photography as well as any pertinent information will appear on the external side of the module and not necessarily in the Card, permitting the use of the same Card by several users and for different type of usages, i.e. identification purposes, bank transactions, different credit card companies.
Brief description of the drawing figures The subject invention will hereinafter be described in conjunction with the appended drawing figures , wherein like numerals designate like elements and : figure 1 shows a schematic diagram of the invention method and system ; figure 2 shows a Magnetic Receipt Card (MRC) according to one of the embodiments of this invention figure 3 shows a block diagram setting forth the functional elements of the Smart Credit Card Holder shown in figure 1. j Detailed Description of Preferred Exemplary Embodiments The present invention provides a method and an apparatus for magnetically reading from, and afterwards, writing on the magnetic strip of a card, in order to reissue the magnetic information from one card to itself or from one card to other. Thus, the reissued card's magnetic strip will contain the necessary information for further usage of the card, being the magnetic information wrote in its strip identical to the original information read by the module.
According with a preferred embodiment of this invention, the module will be able to store the information read from each card and also, will be able to rewrite the information upon entering the corresponding secret code into the module keypad.
Although the apparatus and method of this invention is applicable to any purpose in which information is kept in magnetic strip material, it is easier to describe this invention in conjunction with one popular usage of cards with magnetic strip, like Credit Cards.
As it is well known, there are Credit Card transactions which are authorized according a procedure which include the slipping of the Credit Card into a MODEM'S Magnetic Reader of the type in use at the Point Of Sales (POS) . In this way, the POS device read the magnetic information from the credit card magnetic strip for verification, identification and accounting procedures. The information we refer in this exemplary embodiment is the account's , , American Express, Diners, etc, for the authorization of transactions .
The method of this invention provides a way to avoid unauthorized use of credit cards , in particular situations were the Credit Card is stolen and/or forgotten and lately used for unauthorized transactions.
According to the method of this invention a standard Credit Card issued by a Credit Card Company, like VISA, can be entered into the module of this invention ,and, the magnetic information embedded into its magnetic strip will be "read" by the module. The said information will be stored into the module circuitry for later usage under the control of a password, i.e. the information can only be retrieved upon keying in the module's keyboard the corresponding password. The said original Credit Card can be removed from the module, according to two different operational modes : Mode A, with the original magnetic information intact , in order to keep the Credit Card in a secure place. According with Mode B, the said magnetic information will be erased by the module, in a way that the original information will no longer remain in the magnetic | strip of the original card.
When the holder of the module want to reissue the magnetic information into the original card or into any other compatible card, he/ she enters the said card into the module, he/she keys in the corresponding password, and the module will "write" the stored information into the card magnetic strip, that is, reissuing the magnetic information. j According with a preferred embodiment of this invention, when the said reissued card is replaced into the module of this invention, the magnetic information will be automatically erased, and in this way the card kept into the module will be void of any value for completing transactions in order to prevent unauthorized u?age of the card, i.e. if the module is stolen or fell in unauthorized hands, the lack of knowledge of the password will prevent the reissuing of the card.
Referring to figure 1, the module 3 hereinafter referred as Smart Credit Card Holder (SCCH), has two slots, the Input Slot (4) and the Output Slot (7). When a standard Credit Card issued by anyjcompany, is entered first through the Output Slot (7), the display (11) will instruct the SCCH holder to select a ,say, 4 digit Password, which will be associated with the said Credit Card. Once the Password is keyed in the keyboard (6), the SCCH will read the magnetic information wrote in the Card Magnetic Strip and store thaip information under the control of the said Password, in a manner such that information can only be retrieved upon entering such password. The holder can further proceed according to one of the two main modes of operation ( A or B) . ' Assuming mode B is chosen, the original credit card will be extracted from the SCCH through the input slot (4) . Consequently, the magnet (30) will erase the information of the strip and therefore the card will be void of value for completing transactions of the type referred in this invention. The card can be replaced into the SCCH. ! Alteratively , if mode A is chosen the original card will be extracted through output slot (7) and Consequently the CMS information will remain intact. According to the method of this , not be carried by the owner. In addition, a "blank" card will be introduced into the SCCH, through the input slot (4).
Now, when a transaction will be closed, the owner will key the corresponding PASSWORD into the keypad (6), and Consequently the SCCH will reissue the magnetic information into the strip of the card which was placed inside the SCCH. That is, the original card according to mode B or the blank card according to mode A.
The SCCH (3) will check if the entered PASSWORD correspond to one of the PASSWORD embedded in its electronic circuitry, and if positive, it will magnetically write on the Credit Card strip (1) the information relevant to the said account which is stored into his electronic memory of the module. Hence when the owner of the module extract the Credit Card from the Output Slot (7), the Card magnetic strip (1) contains all the pertinent information necessary for completing a transaction in a way completely similar to the original Credit Card issued by the Credit Card Company.
Once the transaction was closed the said card will be replaced into the SCCH through the input slot (4), and consequently the information on the magnetic strip will be automatically erased.
Thus, by erasing the magnetic information wrote in the magnetic strip (1) of the credit card (2) when entering the card into the Smart Credit Card Holder (SCCH) module (3) through the Input Slot (4) the card (2) will be void of any value for completing transactions through conventional magnetic readers (5) of the type used in the Point Of Sales (POS) .
When the owner of the SCCH module (3) want to use another credit or bank accounts for closing a particular transaction, he enters the corresponding PASSWORD into the SCCH keypad (6). Hence when the owner of the module extract the Credit Card from the Output Slot (7), the Card magnetic strip (1) contains all the pertinent information necessary for completing a transaction and charging such account, in a way completely similar to a conventional Credit Card issued by the Credit Card Company, for such account.
Further, if the Card (2) is not returned to the SCCH (3) after a short period of time, say 90 sec, the SCCH (3) will sound an alarm (8) in order to call the attention of the holder of the module (3) about the possibility that the Card (2) was forgotten , say, at the POS.
According with an aspect of this method, if the module (3) is stolen or fell in unauthorized hands of a person which has not knowledge of the relevant PASSWORDS, due to the fact that the Card' strip (1) will have not the information, written on , no transaction can be made with such Credit Card (2) .
Thus, according to the said preferred embodiment of this invention the SCCH (3) will be capable of reading the magnetic information of a conventional Credit Card and keeping such information in its electronic memory. This stored information will be retrieved and writted on any card magnetic strip upon entering of the corresponding PASSWORD as selected by the owner for each particular Credit Account at the moment of entering the information. any time the owner desire to issued the specific card in order to charge the said transaction to the said account.
According with another aspect of the method of this invention, when an incorrect PASSWORD is entered an special information will be written by the SCCH module (3) on the strip (1), in a way such that when this said information is read by the POS device (5), it will detect the unauthorized use of the Card.
Another embodiment of the method of this invention is better described in a way of an example: To complete a transaction, and referring to figure 2, after entering the corresponding PASSWORD into the SCCH keyboard (6) a plastic or paper card (9) with a magnetic strip (10) is extracted from the SCCH (3), and signed by the owner of the account, to be keep by the seller as a receipt or proof of approval of the transaction. Obviously, the transaction's amount , date, etc, can also be written on the paper / plastic card (9) which , in effect, has been issued for one transaction only , and it will be kept as a receipt (Magnetic Receipt Card (MRC) ) According to another embodiment of this invention, a low quality magnetic material will be used for the magnetic strip (1) in a way that the card magnetic information will remain undamaged and usable, just for a short period of time, in a way that it will permit the use of the card magnetic information for complete a transaction, for a short period of time , after the card was issued by the SCCH. Again , as in the embodiment described above, (MRC) the card can be kept as a receipt or proof of transaction. According with to this embodiment referred as Transitory Magnetic Card (TMC) which feature a transitory magnetic strip, opposed to the present in use permanent magnetic strips, a short period of time after the moment in which the SCCH (3) wrote the information on the magnetic strip (1), this information will be lost due to thermal effects on the material which constitutes the strip (1) or due to the magnetic interaction with magnetic fields present in the surroundings of the card (2), or due to any other effect which will ruin the magnetic strip's capability of keeping the information and consequently, the TMC cannot be used later on, after the said short period, to accomplish transactions. Again , as in the embodiment described above, (MRC) the card can be kept as a receipt or proof of transaction.
A further preferred embodiment of this invention is a combination of the MRC with the TMC embodiment, in a way that the receipt-card which remains in the hands of the seller has a magnetic strip composed by two parts, one permanent ( as in the MRC) and the other transitory (no permanent, as in the TMC) According with an another aspect of this invention the module will feature a display for instructing the user about procedures through prompts and announcements, like, "enter password", the necessity of replace (some of) the batteries, etc.
According with another aspect of this invention, the SCCH, will feature accounting capabilities i.e. storing transactions amounts / produce balances, etc.
Referring now to figure number 3, the SCCH (3) suitable comprises a central processing unit (CPU) (21), a display (22), a keyboard (6), a card writer (27), with an output slot (7) from where reentered to the Holder. Such slot (4) feature a device able to erase the magnetic information written on the card magnetic strip, i.e. a permanent magnet (30).
The SCCH also comprises an alarm (8) or alteratively a voice generator, a power supply (26), a ROM (23) , a RAM (24) and suitable data, address, and control busses illustrated generically as bus (25). Alteratively, the functional blocks comprising the SCCH (3) may be suitable integrated into a single customized chip, like an integrated circuit chip.
Serial input (33) is suitably configured to permit the direct connection of the SCCH with an standard PC or any other device in order to enter data and to discharge data, like the stored transaction data and the said serial input is configured to accommodate any convenient communication interface , like RS232 or the like.
Display (22), voice generator or alarm (8) in one hand, and keypad (6) and / or serial input (33) on the other, permit the user to enter information into SCCH (3) in response to prompts and / or instructions .
CPU (21) my comprise any suitable general purpose processor. ROM (23) will store software statements in a conventional manner, which where introduced via serial input (33) or keypad, or through any other alternative way. The said software will include system level supervisory programs and instructions.
Once the said procedure was accomplished, the holder can activate the SCCH (3) using the said PASSWORD and the SCCH will write the said information into the magnetic strip of any card which is into the SCCH at that moment, being this card the original one (the one issued by the credit card company), or a "blank" card, or any other card with a magnetic strip compatible with the SCCH.
A further preferred embodiment of the module of this invention comprises capabilities as detection of fingerprints, and or voice recognition as a way to identify the user, instead, or as a complement of the password.
Althoug the invention has been described herein in conjunction with the appended drowing figures, those skilled in the art will appreciate that the scope of the invention is not so limited.
Various modifications in the selection and the arrangement of the various components and method steps discussed herein may be made without departing from the spirit of the invention as set forth in the appended claims .
Claims (7)
1. -A method for issuing cards which comprises: the reading of the information embedded in the magnetic strip of cards using a portable device; the storing of the said information in the electronic circuitry of the said device; the magnetically writing of the said information on the magnetic strip of the said card or of another compatible card.
2. - A method as in claim 1 which comprises the erasing of the magnetic information from the card.
3. -A method as in Claim 2 which comprises the prevention of the unauthorized reissuing of the cards by : requesting a selection of a password when reading and storing the information embedded in the magnetic strip of a particular card; restricting the reissuing of cards by a requesting the keying the said password into the portable device keyboard in order to enable the rewriting of the information in the magnetic strip of a card.
4. -a method as in claim 3 but comprising the requesting of a Personal Identification Number in order to prevent the unauthorized reissuing of the any card.
5. - A method as Claims 3 or 4 by which a "blank " card will be issued instead of the original one, being such blank card: capable of replacing the original one as a mean for completing a transaction; adequate to be used instead of any card whose magnetic information was previously read and stored into the portable device, upon magnetically written the corresponding information into its magnetic strip by means of the said portable device.
6. - A method as in claim 5 but comprising the issuing of a receipt with a magnetic strip, which will be kept as a proof of the transaction.
7. - A device working according with the method set forth in Claims 1 to 6 which comprises : : a processor having embedded circuitry for effecting instructions for accomplishing the method; means for entering instructions and data into the device; means for magnetically reading data embedded into magnetic strips of cards; means for storing data into the magnetic circuitry of the device; means for erasing magnetic information written on magnetic strips; means for writing on the magnetic strip of cards; means for sensing the present of a card into it; means for sounding ; means for displaying ; FOR THE APPLICANT:
Priority Applications (5)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| IL10442293A IL104422A (en) | 1993-01-18 | 1993-01-18 | Method and apparatus for magnetically writing on plastic cards |
| CA002154158A CA2154158A1 (en) | 1993-01-18 | 1994-01-18 | Methods and apparatus for magnetically storing and retrieving credit card transaction information |
| EP94908614A EP0680646A1 (en) | 1993-01-18 | 1994-01-18 | Methods and apparatus for magnetically storing and retrieving credit card transaction information |
| JP6517179A JPH08509560A (en) | 1993-01-18 | 1994-01-18 | Method and apparatus for magnetically storing and retrieving credit card transaction information |
| PCT/US1994/000715 WO1994017498A1 (en) | 1993-01-18 | 1994-01-18 | Methods and apparatus for magnetically storing and retrieving credit card transaction information |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| IL10442293A IL104422A (en) | 1993-01-18 | 1993-01-18 | Method and apparatus for magnetically writing on plastic cards |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| IL104422A0 IL104422A0 (en) | 1993-05-13 |
| IL104422A true IL104422A (en) | 1996-03-31 |
Family
ID=11064423
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| IL10442293A IL104422A (en) | 1993-01-18 | 1993-01-18 | Method and apparatus for magnetically writing on plastic cards |
Country Status (5)
| Country | Link |
|---|---|
| EP (1) | EP0680646A1 (en) |
| JP (1) | JPH08509560A (en) |
| CA (1) | CA2154158A1 (en) |
| IL (1) | IL104422A (en) |
| WO (1) | WO1994017498A1 (en) |
Families Citing this family (34)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6089451A (en) * | 1995-02-17 | 2000-07-18 | Krause; Arthur A. | Systems for authenticating the use of transaction cards having a magnetic stripe |
| EP0818749A3 (en) * | 1996-07-12 | 1999-05-12 | Jürgen Dethloff | Method and system for data protection |
| GB9621438D0 (en) * | 1996-10-15 | 1996-12-04 | Ncr Int Inc | Improved card reader/writer |
| US6016476A (en) * | 1997-08-11 | 2000-01-18 | International Business Machines Corporation | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
| NL1008454C2 (en) * | 1998-03-03 | 1999-09-06 | Geneva Bancorporation S A | Storage and recall of PIN codes for several credit cards etc. |
| US6421650B1 (en) * | 1998-03-04 | 2002-07-16 | Goetech Llc | Medication monitoring system and apparatus |
| US6179205B1 (en) * | 1998-03-05 | 2001-01-30 | Visa International Service Association | System and method for locking and unlocking and application in a smart card |
| US7207477B1 (en) | 2004-03-08 | 2007-04-24 | Diebold, Incorporated | Wireless transfer of account data and signature from hand-held device to electronic check generator |
| US6315195B1 (en) | 1998-04-17 | 2001-11-13 | Diebold, Incorporated | Transaction apparatus and method |
| US6850916B1 (en) * | 1998-04-27 | 2005-02-01 | Esignx Corporation | Portable electronic charge and authorization devices and methods therefor |
| US6811992B1 (en) | 1998-05-14 | 2004-11-02 | Ya Fang Liu | Method for identifying MLK inhibitors for the treatment of neurological conditions |
| IL125221A0 (en) | 1998-07-06 | 1999-03-12 | Toy Control Ltd | Motion activation using passive sound source |
| IL127569A0 (en) | 1998-09-16 | 1999-10-28 | Comsense Technologies Ltd | Interactive toys |
| US6607136B1 (en) | 1998-09-16 | 2003-08-19 | Beepcard Inc. | Physical presence digital authentication system |
| EP1116155A2 (en) | 1998-10-02 | 2001-07-18 | Comsense Technologies Ltd. | Card for interaction with a computer |
| US7260221B1 (en) | 1998-11-16 | 2007-08-21 | Beepcard Ltd. | Personal communicator authentication |
| DE29904318U1 (en) * | 1999-03-09 | 1999-07-08 | SCM Microsystems GmbH, 85276 Pfaffenhofen | Data entry device |
| US6715679B1 (en) * | 1999-09-08 | 2004-04-06 | At&T Corp. | Universal magnetic stripe card |
| US7080037B2 (en) | 1999-09-28 | 2006-07-18 | Chameleon Network Inc. | Portable electronic authorization system and method |
| US7003495B1 (en) | 1999-09-28 | 2006-02-21 | Chameleon Network Inc. | Portable electronic authorization system and method |
| US7340439B2 (en) | 1999-09-28 | 2008-03-04 | Chameleon Network Inc. | Portable electronic authorization system and method |
| US8019609B2 (en) | 1999-10-04 | 2011-09-13 | Dialware Inc. | Sonic/ultrasonic authentication method |
| US7280970B2 (en) | 1999-10-04 | 2007-10-09 | Beepcard Ltd. | Sonic/ultrasonic authentication device |
| AU2059101A (en) * | 1999-12-03 | 2001-06-12 | Andropolis Millennium Systems International | Method and system for point of transaction credit card access validation |
| US9219708B2 (en) | 2001-03-22 | 2015-12-22 | DialwareInc. | Method and system for remotely authenticating identification devices |
| US6814285B1 (en) * | 2001-07-13 | 2004-11-09 | Chip B. Stroup | Credit information storage and transferring device |
| EP1280112A1 (en) * | 2001-07-26 | 2003-01-29 | Siemens Aktiengesellschaft | Transfer of card functionalities |
| US6983882B2 (en) * | 2003-03-31 | 2006-01-10 | Kepler, Ltd. | Personal biometric authentication and authorization device |
| US6817521B1 (en) * | 2003-08-21 | 2004-11-16 | International Business Machines Corporation | Credit card application automation system |
| US7634448B1 (en) | 2004-03-08 | 2009-12-15 | Diebold Self-Service Systems Division Of Diebold, Incorporated | Self-service checkout during item purchase via videophone |
| US7441709B2 (en) * | 2005-03-23 | 2008-10-28 | Endicott Interconnect Technologies, Inc. | Electronic card assembly |
| US20080059379A1 (en) * | 2006-05-18 | 2008-03-06 | Icache, Inc. | Method and apparatus for biometrically secured encrypted data storage and retrieval |
| US8977569B2 (en) * | 2011-09-29 | 2015-03-10 | Raj Rao | System and method for providing smart electronic wallet and reconfigurable transaction card thereof |
| US20130191279A1 (en) * | 2012-01-20 | 2013-07-25 | Bank Of America Corporation | Mobile device with rewritable general purpose card |
Family Cites Families (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4837422A (en) * | 1987-09-08 | 1989-06-06 | Juergen Dethloff | Multi-user card system |
| JPH02297297A (en) * | 1989-05-11 | 1990-12-07 | Material Eng Tech Lab Inc | Method for preventing malfeasant use of card type information medium |
-
1993
- 1993-01-18 IL IL10442293A patent/IL104422A/en not_active IP Right Cessation
-
1994
- 1994-01-18 WO PCT/US1994/000715 patent/WO1994017498A1/en not_active Application Discontinuation
- 1994-01-18 EP EP94908614A patent/EP0680646A1/en not_active Withdrawn
- 1994-01-18 JP JP6517179A patent/JPH08509560A/en active Pending
- 1994-01-18 CA CA002154158A patent/CA2154158A1/en not_active Abandoned
Also Published As
| Publication number | Publication date |
|---|---|
| EP0680646A1 (en) | 1995-11-08 |
| IL104422A0 (en) | 1993-05-13 |
| JPH08509560A (en) | 1996-10-08 |
| CA2154158A1 (en) | 1994-08-04 |
| WO1994017498A1 (en) | 1994-08-04 |
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| FF | Patent granted | ||
| KB | Patent renewed | ||
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