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AU2059101A - Method and system for point of transaction credit card access validation - Google Patents

Method and system for point of transaction credit card access validation

Info

Publication number
AU2059101A
AU2059101A AU20591/01A AU2059101A AU2059101A AU 2059101 A AU2059101 A AU 2059101A AU 20591/01 A AU20591/01 A AU 20591/01A AU 2059101 A AU2059101 A AU 2059101A AU 2059101 A AU2059101 A AU 2059101A
Authority
AU
Australia
Prior art keywords
point
credit card
card access
transaction credit
access validation
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU20591/01A
Inventor
Tim Gorczyca
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Andropolis Millennium Systems International
Original Assignee
Andropolis Millennium Systems International
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Andropolis Millennium Systems International filed Critical Andropolis Millennium Systems International
Publication of AU2059101A publication Critical patent/AU2059101A/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU20591/01A 1999-12-03 2000-12-04 Method and system for point of transaction credit card access validation Abandoned AU2059101A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US45446199A 1999-12-03 1999-12-03
US09454461 1999-12-03
PCT/US2000/032860 WO2001041026A1 (en) 1999-12-03 2000-12-04 Method and system for point of transaction credit card access validation

Publications (1)

Publication Number Publication Date
AU2059101A true AU2059101A (en) 2001-06-12

Family

ID=23804697

Family Applications (1)

Application Number Title Priority Date Filing Date
AU20591/01A Abandoned AU2059101A (en) 1999-12-03 2000-12-04 Method and system for point of transaction credit card access validation

Country Status (2)

Country Link
AU (1) AU2059101A (en)
WO (1) WO2001041026A1 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9613358B1 (en) 2013-08-19 2017-04-04 Marqeta, Inc. System, method, and computer program for capturing a unique identifier for a merchant used in purchase transaction approval requests
US9767457B1 (en) 2013-08-19 2017-09-19 Marqeta, Inc. System, method, and computer program for dynamically identifying a merchant associated with an authorization request for a payment card
US11636465B1 (en) 2015-10-21 2023-04-25 Marqeta, Inc. System, method, and computer program for funding a payment card account from an external source just-in-time for a purchase
US11023885B2 (en) 2017-06-30 2021-06-01 Marqeta, Inc. System, method, and computer program for securely transmitting and presenting payment card data in a web client
US11438370B2 (en) 2020-07-16 2022-09-06 Capital One Services, Llc Email security platform

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
IT1127981B (en) * 1980-01-25 1986-05-28 Olivetti Ing C Spa DEPOSIT AND COLLECTION OF BANKNOTE EQUIPMENT BY CREDIT CARDS
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
IL104422A (en) * 1993-01-18 1996-03-31 Labaton Isaac J Method and apparatus for magnetically writing on plastic cards
US5434398A (en) * 1994-02-22 1995-07-18 Haim Labenski Magnetic smartcard
JP2951844B2 (en) * 1994-06-30 1999-09-20 日本信販株式会社 Credit card system and credit card issuing method using the system
EP0831433A1 (en) * 1996-09-24 1998-03-25 Koninklijke KPN N.V. Method of making recoverable smart card transactions, a method of recovering such a transaction, as well as a smart card allowing recoverable transactions

Also Published As

Publication number Publication date
WO2001041026A1 (en) 2001-06-07

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase