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FI20002804A0 - Betalningssystem - Google Patents

Betalningssystem

Info

Publication number
FI20002804A0
FI20002804A0 FI20002804A FI20002804A FI20002804A0 FI 20002804 A0 FI20002804 A0 FI 20002804A0 FI 20002804 A FI20002804 A FI 20002804A FI 20002804 A FI20002804 A FI 20002804A FI 20002804 A0 FI20002804 A0 FI 20002804A0
Authority
FI
Finland
Prior art keywords
payment
Prior art date
Application number
FI20002804A
Other languages
English (en)
Finnish (fi)
Other versions
FI20002804A7 (sv
FI20002804L (sv
Inventor
Aki T Korhonen
Markus Martin
Original Assignee
Nokia Networks Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nokia Networks Oy filed Critical Nokia Networks Oy
Priority to FI20002804A priority Critical patent/FI20002804L/sv
Publication of FI20002804A0 publication Critical patent/FI20002804A0/sv
Priority to AU2002217196A priority patent/AU2002217196A1/en
Priority to KR1020027010864A priority patent/KR20030005200A/ko
Priority to EP01271595A priority patent/EP1344164A1/en
Priority to JP2002551753A priority patent/JP2004516581A/ja
Priority to US10/204,057 priority patent/US6830179B2/en
Priority to PCT/FI2001/001091 priority patent/WO2002050727A1/en
Publication of FI20002804A7 publication Critical patent/FI20002804A7/sv
Publication of FI20002804L publication Critical patent/FI20002804L/sv

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/51Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for resellers, retailers or service providers
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68Payment of value-added services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70Administration or customization aspects; Counter-checking correct charges
    • H04M15/745Customizing according to wishes of subscriber, e.g. friends or family
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/80Rating or billing plans; Tariff determination aspects
    • H04M15/8033Rating or billing plans; Tariff determination aspects location-dependent, e.g. business or home
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/83Notification aspects
    • H04M15/85Notification aspects characterised by the type of condition triggering a notification
    • H04M15/854Available credit
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/88Provision for limiting connection, or expenditure
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10Account details or usage
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24Accounting or billing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0108Customization according to wishes of subscriber, e.g. customer preferences, friends and family, selecting services or billing options, Personal Communication Systems [PCS]
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0116Provision for limiting expenditure, e.g. limit on call expenses or account
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0196Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20Technology dependant metering
    • H04M2215/2026Wireless network, e.g. GSM, PCS, TACS
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32Involving wireless systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/54Resellers-retail or service providers billing, e.g. agreements with telephone service operator, activation, charging/recharging of accounts
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/74Rating aspects, e.g. rating parameters or tariff determination apects
    • H04M2215/7435Location dependent, e.g. Bussiness or home
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/81Notifying aspects, e.g. notifications or displays to the user
    • H04M2215/815Notification when a specific condition, service or event is met
    • H04M2215/8166Available credit

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FI20002804A 2000-12-20 2000-12-20 Betalningssystem FI20002804L (sv)

Priority Applications (7)

Application Number Priority Date Filing Date Title
FI20002804A FI20002804L (sv) 2000-12-20 2000-12-20 Betalningssystem
AU2002217196A AU2002217196A1 (en) 2000-12-20 2001-12-13 Payment system
KR1020027010864A KR20030005200A (ko) 2000-12-20 2001-12-13 지불 시스템
EP01271595A EP1344164A1 (en) 2000-12-20 2001-12-13 Payment system
JP2002551753A JP2004516581A (ja) 2000-12-20 2001-12-13 支払システム
US10/204,057 US6830179B2 (en) 2000-12-20 2001-12-13 Payment system
PCT/FI2001/001091 WO2002050727A1 (en) 2000-12-20 2001-12-13 Payment system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FI20002804A FI20002804L (sv) 2000-12-20 2000-12-20 Betalningssystem

Publications (3)

Publication Number Publication Date
FI20002804A0 true FI20002804A0 (sv) 2000-12-20
FI20002804A7 FI20002804A7 (sv) 2002-06-21
FI20002804L FI20002804L (sv) 2002-06-21

Family

ID=8559765

Family Applications (1)

Application Number Title Priority Date Filing Date
FI20002804A FI20002804L (sv) 2000-12-20 2000-12-20 Betalningssystem

Country Status (7)

Country Link
US (1) US6830179B2 (sv)
EP (1) EP1344164A1 (sv)
JP (1) JP2004516581A (sv)
KR (1) KR20030005200A (sv)
AU (1) AU2002217196A1 (sv)
FI (1) FI20002804L (sv)
WO (1) WO2002050727A1 (sv)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2400961B (en) * 2001-05-02 2004-12-29 Virtual Access Ltd Secure payment method and system
US7844497B2 (en) * 2003-06-18 2010-11-30 Ebay Inc. Method and system for facilitating shipping via a third-party payment service
US7895129B2 (en) * 2003-06-18 2011-02-22 Ebay Inc. Method and system for facilitating shipping via third-party payment service
JP2005332200A (ja) * 2004-05-19 2005-12-02 Dowango:Kk 商品購入システム、商品購入方法および商品購入プログラム
FI20050310A0 (sv) * 2005-03-23 2005-03-23 Jari Natunen Förfarande för att producera nytta
US20080208486A1 (en) 2006-03-23 2008-08-28 Jari Natunen Integrated System, Device and Use Thereof
US20080077527A1 (en) * 2006-09-21 2008-03-27 Mobilekash, Inc. Method and System for a Purchase Transaction at a Remote Merchant Machine
US8155619B2 (en) * 2007-06-01 2012-04-10 Cisco Technology, Inc. Interoperability and collaboration system with emergency interception monitoring
KR102671398B1 (ko) * 2016-04-08 2024-06-03 삼성전자주식회사 휴대 장치 및 휴대 장치의 전자 결제방법

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0669031B1 (en) 1992-11-11 1997-10-22 Telecom Finland Oy Method for carrying out financial transactions by means of a mobile telephone system
FI100137B (sv) 1994-10-28 1997-09-30 Vazvan Simin Trådlöst telebetalningssystem i realtid
EP1023794A4 (en) * 1995-06-07 2002-01-09 Comm Inc E SYSTEM FOR DETECTING UNAUTHORIZED ACCOUNT ACCESS
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5898668A (en) 1996-12-13 1999-04-27 Siemens Information And Communication Networks, Inc. Method and system for increasing quality of service at or below a threshold cost
US5907831A (en) * 1997-04-04 1999-05-25 Lotvin; Mikhail Computer apparatus and methods supporting different categories of users
FI112900B (sv) * 1997-06-17 2004-01-30 Sonera Oyj Prissättningsförfarande i mobiltelefonsystem
US6131024A (en) 1997-10-09 2000-10-10 Ericsson Inc. System and method for setting subscriber-defined usage limits on a mobile terminal
ATE506803T1 (de) 1998-07-15 2011-05-15 Eight Esemay De L L C Verfahren und vorrichtung zum durchführen der kontrolle einer gebührenbegrenzung
FI108503B (sv) 1998-12-23 2002-01-31 Nokia Corp Begrõnsning av kommunikationstiden i ett telekommunikationsnõt
GB2357618A (en) * 1999-12-23 2001-06-27 Nokia Mobile Phones Ltd Transaction system
JP2002056325A (ja) * 2000-08-08 2002-02-20 Nec Corp 電子決済方法およびシステムとその決済センタ装置、個人情報入力端末およびプログラムを記録した記録媒体
US6641037B2 (en) * 2001-12-13 2003-11-04 Peter Williams Method and system for interactively providing product related information on demand and providing personalized transactional benefits at a point of purchase

Also Published As

Publication number Publication date
AU2002217196A1 (en) 2002-07-01
US20030057273A1 (en) 2003-03-27
KR20030005200A (ko) 2003-01-17
FI20002804A7 (sv) 2002-06-21
US6830179B2 (en) 2004-12-14
WO2002050727A1 (en) 2002-06-27
FI20002804L (sv) 2002-06-21
EP1344164A1 (en) 2003-09-17
JP2004516581A (ja) 2004-06-03

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Legal Events

Date Code Title Description
MA Patent expired