AU2002217196A1 - Payment system - Google Patents

Payment system

Info

Publication number: AU2002217196A1
Authority: AU; Australia
Prior art keywords: payment system; payment
Prior art date: 2000-12-20
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.): Abandoned

Application number

AU2002217196A

Inventor

Aki T. Korhonen

Markus Martin

Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)

Nokia Inc

Original Assignee

Nokia Inc

Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)

2000-12-20

Filing date

2001-12-13

Publication date

2002-07-01

2001-12-13 Application filed by Nokia Inc filed Critical Nokia Inc

2002-07-01 Publication of AU2002217196A1 publication Critical patent/AU2002217196A1/en

Status Abandoned legal-status Critical Current

Classifications

- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/51—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for resellers, retailers or service providers
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/68—Payment of value-added services
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/70—Administration or customization aspects; Counter-checking correct charges
- H04M15/745—Customizing according to wishes of subscriber, e.g. friends or family
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/80—Rating or billing plans; Tariff determination aspects
- H04M15/8033—Rating or billing plans; Tariff determination aspects location-dependent, e.g. business or home
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/83—Notification aspects
- H04M15/85—Notification aspects characterised by the type of condition triggering a notification
- H04M15/854—Available credit
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/88—Provision for limiting connection, or expenditure
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0108—Customization according to wishes of subscriber, e.g. customer preferences, friends and family, selecting services or billing options, Personal Communication Systems [PCS]
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0116—Provision for limiting expenditure, e.g. limit on call expenses or account
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/20—Technology dependant metering
- H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/32—Involving wireless systems
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/54—Resellers-retail or service providers billing, e.g. agreements with telephone service operator, activation, charging/recharging of accounts
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/74—Rating aspects, e.g. rating parameters or tariff determination apects
- H04M2215/7435—Location dependent, e.g. Bussiness or home
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
- H04M2215/815—Notification when a specific condition, service or event is met
- H04M2215/8166—Available credit

Landscapes

Engineering & Computer Science (AREA)
Business, Economics & Management (AREA)
Computer Networks & Wireless Communication (AREA)
Signal Processing (AREA)
Accounting & Taxation (AREA)
General Business, Economics & Management (AREA)
General Physics & Mathematics (AREA)
Physics & Mathematics (AREA)
Strategic Management (AREA)
Theoretical Computer Science (AREA)
Finance (AREA)
Computer Security & Cryptography (AREA)
Development Economics (AREA)
Economics (AREA)
Marketing (AREA)
Mobile Radio Communication Systems (AREA)
Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

AU2002217196A 2000-12-20 2001-12-13 Payment system Abandoned AU2002217196A1 (en)

Applications Claiming Priority (3)

Application Number	Priority Date	Filing Date	Title
FI20002804A FI20002804A7 (en)	2000-12-20	2000-12-20	Payment system
FI20002804		2000-12-20
PCT/FI2001/001091 WO2002050727A1 (en)	2000-12-20	2001-12-13	Payment system

Publications (1)

Publication Number	Publication Date
AU2002217196A1 true AU2002217196A1 (en)	2002-07-01

Family

ID=8559765

Family Applications (1)

Application Number	Title	Priority Date	Filing Date
AU2002217196A Abandoned AU2002217196A1 (en)	2000-12-20	2001-12-13	Payment system

Country Status (7)

Country	Link
US (1)	US6830179B2 (en)
EP (1)	EP1344164A1 (en)
JP (1)	JP2004516581A (en)
KR (1)	KR20030005200A (en)
AU (1)	AU2002217196A1 (en)
FI (1)	FI20002804A7 (en)
WO (1)	WO2002050727A1 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
GB2400964B (en) *	2001-05-02	2004-12-29	Virtual Access Ltd	Secure payment method and system
US7895129B2 (en) *	2003-06-18	2011-02-22	Ebay Inc.	Method and system for facilitating shipping via third-party payment service
US7844497B2 (en) *	2003-06-18	2010-11-30	Ebay Inc.	Method and system for facilitating shipping via a third-party payment service
JP2005332200A (en) *	2004-05-19	2005-12-02	Dowango:Kk	System, method, and program for commodity purchase
FI20050310A0 (en) *	2005-03-23	2005-03-23	Jari Natunen	A method for generating benefits
US20080208486A1 (en)	2006-03-23	2008-08-28	Jari Natunen	Integrated System, Device and Use Thereof
US20080077527A1 (en) *	2006-09-21	2008-03-27	Mobilekash, Inc.	Method and System for a Purchase Transaction at a Remote Merchant Machine
US8155619B2 (en) *	2007-06-01	2012-04-10	Cisco Technology, Inc.	Interoperability and collaboration system with emergency interception monitoring
KR102671398B1 (en) *	2016-04-08	2024-06-03	삼성전자주식회사	Portable apparatus and method for electronic payment thereof

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
WO1994011849A1 (en)	1992-11-11	1994-05-26	Telecom Finland Oy	Mobile telephone systems and a method for carrying out financial transactions by means of a mobile telephone system
FI100137B (en) *	1994-10-28	1997-09-30	Vazvan Simin	Real-time wireless telecom payment system
US6144848A (en) *	1995-06-07	2000-11-07	Weiss Jensen Ellis & Howard	Handheld remote computer control and methods for secured interactive real-time telecommunications
US5878141A (en) *	1995-08-25	1999-03-02	Microsoft Corporation	Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5898668A (en)	1996-12-13	1999-04-27	Siemens Information And Communication Networks, Inc.	Method and system for increasing quality of service at or below a threshold cost
US5907831A (en) *	1997-04-04	1999-05-25	Lotvin; Mikhail	Computer apparatus and methods supporting different categories of users
FI112900B (en) *	1997-06-17	2004-01-30	Sonera Oyj	Pricing procedure in mobile phone systems
US6131024A (en)	1997-10-09	2000-10-10	Ericsson Inc.	System and method for setting subscriber-defined usage limits on a mobile terminal
AU8975598A (en) *	1998-07-15	2000-02-07	Nokia Networks Oy	Method and apparatus for performing a charging limit control
FI108503B (en)	1998-12-23	2002-01-31	Nokia Corp	Limiting communication time in a telecommunications network
GB2357618A (en) *	1999-12-23	2001-06-27	Nokia Mobile Phones Ltd	Transaction system
JP2002056325A (en) *	2000-08-08	2002-02-20	Nec Corp	Electronic liquidation method, system, liquidation center device, individual information input terminal, and storage medium recording program
US6641037B2 (en) *	2001-12-13	2003-11-04	Peter Williams	Method and system for interactively providing product related information on demand and providing personalized transactional benefits at a point of purchase

2000
- 2000-12-20 FI FI20002804A patent/FI20002804A7/en not_active IP Right Cessation
2001
- 2001-12-13 AU AU2002217196A patent/AU2002217196A1/en not_active Abandoned
- 2001-12-13 US US10/204,057 patent/US6830179B2/en not_active Expired - Fee Related
- 2001-12-13 JP JP2002551753A patent/JP2004516581A/en active Pending
- 2001-12-13 WO PCT/FI2001/001091 patent/WO2002050727A1/en not_active Ceased
- 2001-12-13 KR KR1020027010864A patent/KR20030005200A/en not_active Withdrawn
- 2001-12-13 EP EP01271595A patent/EP1344164A1/en not_active Withdrawn

Also Published As

Publication number	Publication date
KR20030005200A (en)	2003-01-17
EP1344164A1 (en)	2003-09-17
FI20002804L (en)	2002-06-21
WO2002050727A1 (en)	2002-06-27
US20030057273A1 (en)	2003-03-27
FI20002804A0 (en)	2000-12-20
JP2004516581A (en)	2004-06-03
FI20002804A7 (en)	2002-06-21
US6830179B2 (en)	2004-12-14

Publication	Publication Date	Title
AU2001276885A1 (en)	2002-01-21	Credit system
AU2001251701A1 (en)	2001-09-03	Secure transaction system
AU5871101A (en)	2001-12-03	Transaction system
AU2395302A (en)	2002-02-05	Parking payment system
AU2002213139A1 (en)	2002-05-06	Electronic payment system
AU2001239746A1 (en)	2001-08-14	Group-browsing system
WO2002028058A8 (en)	2003-08-21	Transaction management system
AU2001292725A1 (en)	2002-03-26	Microchip-enabled online transaction system
AUPR109700A0 (en)	2000-11-23	Trading system
AU3388201A (en)	2001-08-27	Trading system
AU2001284074A1 (en)	2002-03-22	Payment system
AU2001284775A1 (en)	2002-02-25	Anti-balling system
AU2002217196A1 (en)	2002-07-01	Payment system
AU2001284436A1 (en)	2002-03-22	Settlement system
AU2001260461A1 (en)	2001-12-17	Location system
AU2001267374A1 (en)	2001-11-07	Vending system
AU2001278363A1 (en)	2002-02-13	Transaction confirmation
AU2001289885A1 (en)	2002-04-02	Air-preparation system
AU2896901A (en)	2001-07-24	Roulette system
AU2002210822A1 (en)	2002-05-15	Verification system
AU2000264753A1 (en)	2002-02-13	Monetary transaction system
AU2002210797A1 (en)	2002-05-06	Verification system
AUPQ854300A0 (en)	2000-07-27	Payment systems improvements
AU2454900A (en)	2000-08-29	Transaction system
AU2001278704A1 (en)	2002-02-25	Receiving system