[go: up one dir, main page]

FI20000135A0 - Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi - Google Patents

Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi

Info

Publication number
FI20000135A0
FI20000135A0 FI20000135A FI20000135A FI20000135A0 FI 20000135 A0 FI20000135 A0 FI 20000135A0 FI 20000135 A FI20000135 A FI 20000135A FI 20000135 A FI20000135 A FI 20000135A FI 20000135 A0 FI20000135 A0 FI 20000135A0
Authority
FI
Finland
Prior art keywords
payment
service apparatus
procedure
secure
payment service
Prior art date
Application number
FI20000135A
Other languages
English (en)
Swedish (sv)
Other versions
FI20000135L (fi
FI112286B (fi
Inventor
Henrik Blumenthal
Original Assignee
Sonera Smarttrust Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sonera Smarttrust Oy filed Critical Sonera Smarttrust Oy
Publication of FI20000135A0 publication Critical patent/FI20000135A0/fi
Priority to FI20000135A priority Critical patent/FI112286B/fi
Priority to PCT/FI2001/000063 priority patent/WO2001055979A1/en
Priority to JP2001555450A priority patent/JP2003521078A/ja
Priority to CN01804022A priority patent/CN1395716A/zh
Priority to KR1020027009522A priority patent/KR20020079803A/ko
Priority to EP01902455A priority patent/EP1250684A1/en
Priority to AU2001230287A priority patent/AU2001230287A1/en
Publication of FI20000135L publication Critical patent/FI20000135L/fi
Priority to US10/201,182 priority patent/US20030069792A1/en
Application granted granted Critical
Publication of FI112286B publication Critical patent/FI112286B/fi

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
FI20000135A 2000-01-24 2000-01-24 Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi FI112286B (fi)

Priority Applications (8)

Application Number Priority Date Filing Date Title
FI20000135A FI112286B (fi) 2000-01-24 2000-01-24 Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi
KR1020027009522A KR20020079803A (ko) 2000-01-24 2001-01-24 결제 장치 및 안전 결제 방법
JP2001555450A JP2003521078A (ja) 2000-01-24 2001-01-24 安全な支払いのための支払装置及び方法
CN01804022A CN1395716A (zh) 2000-01-24 2001-01-24 用于安全付款的付款装置和方法
PCT/FI2001/000063 WO2001055979A1 (en) 2000-01-24 2001-01-24 Payment device and method for secure payment
EP01902455A EP1250684A1 (en) 2000-01-24 2001-01-24 Payment device and method for secure payment
AU2001230287A AU2001230287A1 (en) 2000-01-24 2001-01-24 Payment device and method for secure payment
US10/201,182 US20030069792A1 (en) 2000-01-24 2002-07-22 System and method for effecting secure online payment using a client payment card

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FI20000135 2000-01-24
FI20000135A FI112286B (fi) 2000-01-24 2000-01-24 Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi

Publications (3)

Publication Number Publication Date
FI20000135A0 true FI20000135A0 (fi) 2000-01-24
FI20000135L FI20000135L (fi) 2001-07-25
FI112286B FI112286B (fi) 2003-11-14

Family

ID=8557175

Family Applications (1)

Application Number Title Priority Date Filing Date
FI20000135A FI112286B (fi) 2000-01-24 2000-01-24 Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi

Country Status (8)

Country Link
US (1) US20030069792A1 (fi)
EP (1) EP1250684A1 (fi)
JP (1) JP2003521078A (fi)
KR (1) KR20020079803A (fi)
CN (1) CN1395716A (fi)
AU (1) AU2001230287A1 (fi)
FI (1) FI112286B (fi)
WO (1) WO2001055979A1 (fi)

Families Citing this family (45)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1117265A1 (en) * 2000-01-15 2001-07-18 Telefonaktiebolaget Lm Ericsson Method and apparatus for global roaming
CA2337672A1 (en) * 2000-04-26 2001-10-26 International Business Machines Corporation Payment for network-based commercial transactions using a mobile phone
GB2366432A (en) * 2000-09-04 2002-03-06 Sonera Smarttrust Oy Secure electronic payment system
GB2372904B (en) * 2001-03-02 2004-09-08 Nokia Mobile Phones Ltd Electronic transactions
AU2001296201A1 (en) * 2001-10-11 2003-06-10 Trustcopy Pte Ltd Apparatus, method and system for payment using a mobile device
FR2831362B1 (fr) * 2001-10-19 2004-02-27 Babel Software Procede de transaction securisee entre un telephone mobile equipe d'un module d'identification d'abonne (carte sim) et un serveur d'application
CN101482949A (zh) 2001-12-04 2009-07-15 M概念有限公司 使用移动电信设备以便于电子财务交易的系统及方法
CN1613050B (zh) 2002-06-17 2010-05-05 精工爱普生株式会社 打印机、服务器、打印系统、数据接收设备和数据传送和接收系统
AU2003282381A1 (en) * 2002-11-18 2004-06-15 Dharam Pal An on-line payment method
EG23422A (en) * 2002-11-24 2005-07-10 Ashraf Kamal Salem Mashhour Scheme for spreading and easy use of electronic services and remote payments.
CN1570928A (zh) * 2003-07-16 2005-01-26 姚崇宇 金融认证安全交易系统
US20070078761A1 (en) * 2003-11-04 2007-04-05 Kagan Gershon M Universal mobile electronic commerce
US7828652B2 (en) * 2004-02-12 2010-11-09 Igt Player verification method and system for remote gaming terminals
KR100930457B1 (ko) 2004-08-25 2009-12-08 에스케이 텔레콤주식회사 이동통신단말을 이용한 인증 및 결제 시스템과 방법
US7634280B2 (en) * 2005-02-17 2009-12-15 International Business Machines Corporation Method and system for authenticating messages exchanged in a communications system
US20060235795A1 (en) * 2005-04-19 2006-10-19 Microsoft Corporation Secure network commercial transactions
US8996423B2 (en) * 2005-04-19 2015-03-31 Microsoft Corporation Authentication for a commercial transaction using a mobile module
US7849020B2 (en) * 2005-04-19 2010-12-07 Microsoft Corporation Method and apparatus for network transactions
WO2006122364A1 (en) * 2005-05-18 2006-11-23 Mobileglobal Pty Ltd Transaction device, system and method
US7636780B2 (en) * 2005-07-28 2009-12-22 Advanced Micro Devices, Inc. Verified computing environment for personal internet communicator
US8246874B2 (en) 2005-12-02 2012-08-21 Tsinghua University Method for making carbon nanotube-based device
CN100500556C (zh) * 2005-12-16 2009-06-17 清华大学 碳纳米管丝及其制作方法
CN101097829B (zh) * 2006-06-30 2010-05-26 清华大学 二极型场发射像素管
EP2165307A4 (en) * 2007-05-25 2011-10-05 Metafos Inc ANONYMOUS ONLINE PAYMENT SYSTEMS AND METHODS
KR100926153B1 (ko) * 2007-08-16 2009-11-10 이태원 모바일 단말 이용한 전자서명 무선공인인증서비스 시스템및 제공방법
KR20090060771A (ko) * 2007-12-10 2009-06-15 한국전자통신연구원 공용시스템에서 스마트카드를 이용한 개인시스템의 환경구성 시스템 및 방법
GB2457445A (en) * 2008-02-12 2009-08-19 Vidicom Ltd Verifying payment transactions
US8555078B2 (en) 2008-02-29 2013-10-08 Adobe Systems Incorporated Relying party specifiable format for assertion provider token
US8353016B1 (en) 2008-02-29 2013-01-08 Adobe Systems Incorporated Secure portable store for security skins and authentication information
US8220035B1 (en) 2008-02-29 2012-07-10 Adobe Systems Incorporated System and method for trusted embedded user interface for authentication
EP2304662A1 (en) * 2008-06-24 2011-04-06 International Business Machines Corporation Method and system for authenticating an electronic payment request
US8666904B2 (en) 2008-08-20 2014-03-04 Adobe Systems Incorporated System and method for trusted embedded user interface for secure payments
MY174571A (en) * 2009-06-09 2020-04-27 Gilbarco Srl Fuel dispenser user interface
CN102402746B (zh) * 2010-09-09 2016-11-02 财付通支付科技有限公司 一种移动支付安全验证的方法、装置和系统
CN102411746B (zh) * 2010-09-26 2015-10-07 中国移动通信有限公司 支付确认方法、装置及服务平台设备
CN102510333B (zh) * 2011-09-30 2014-07-30 飞天诚信科技股份有限公司 一种授权认证方法及系统
US9832649B1 (en) 2011-10-12 2017-11-28 Technology Business Management, Limted Secure ID authentication
GB2499360B8 (en) * 2011-10-12 2016-01-27 Technology Business Man Ltd Secure ID authentication
CN102521631A (zh) * 2011-12-20 2012-06-27 龙隐云 基于电子身份证系统的智能金融ic卡读写方法
KR101242175B1 (ko) * 2012-09-14 2013-03-25 (주)씽크에이티 신뢰기관과의 연계를 통해 부인방지 기능을 제공하는 전화인증용 단말을 이용한 Ｅ-Ｂｕｓｉｎｅｓｓ 거래에서의 전화인증방법, 그리고 신뢰기관과의 연계를 통해 부인방지 기능을 제공하는 전화인증용 단말을 이용한 Ｅ-Ｂｕｓｉｎｅｓｓ 거래에서의 전화인증프로그램을 기록한 컴퓨터로 판독가능한 기록매체
CN103473853B (zh) * 2013-08-20 2016-04-13 华为终端有限公司 一种用于移动支付的方法、装置和系统
US11023880B2 (en) * 2016-07-23 2021-06-01 Vray Inc. Online mobile payment system and method using authentication codes
US10817135B2 (en) * 2017-11-10 2020-10-27 Google Llc Graphical user interface displaying collectible icon animations
US11877218B1 (en) 2021-07-13 2024-01-16 T-Mobile Usa, Inc. Multi-factor authentication using biometric and subscriber data systems and methods
CN118691280B (zh) * 2024-08-26 2024-10-29 贵州财经大学 一种基于数据凭证的数据资产实现方法及系统

Family Cites Families (33)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE69431306T2 (de) * 1993-12-16 2003-05-15 Open Market, Inc. Datennetzgestütztes zahlungssystem und verfahren zum gebrauch eines derartigen systems
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US6269348B1 (en) * 1994-11-28 2001-07-31 Veristar Corporation Tokenless biometric electronic debit and credit transactions
US5727163A (en) * 1995-03-30 1998-03-10 Amazon.Com, Inc. Secure method for communicating credit card data when placing an order on a non-secure network
US5790677A (en) * 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
JPH0950465A (ja) * 1995-08-04 1997-02-18 Hitachi Ltd 電子ショッピング方法、電子ショッピングシステムおよび文書認証方法
FI102860B (fi) * 1995-11-07 1999-02-26 Nokia Telecommunications Oy Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi
US6453296B1 (en) * 1996-01-31 2002-09-17 Canon Kabushiki Kaisha Electronic credit system and communication apparatus
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
US6076078A (en) * 1996-02-14 2000-06-13 Carnegie Mellon University Anonymous certified delivery
US5991749A (en) * 1996-09-11 1999-11-23 Morrill, Jr.; Paul H. Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities
US6012144A (en) * 1996-10-08 2000-01-04 Pickett; Thomas E. Transaction security method and apparatus
FI113224B (fi) * 1996-11-11 2004-03-15 Nokia Corp Laskutuksen toteuttaminen tietoliikennejärjestelmässä
US6285991B1 (en) * 1996-12-13 2001-09-04 Visa International Service Association Secure interactive electronic account statement delivery system
US6341353B1 (en) * 1997-04-11 2002-01-22 The Brodia Group Smart electronic receipt system
AU7061098A (en) * 1997-04-15 1998-11-11 Non Can Jam Trading (Pty) Limited Method for electronically vending, distributing, and recharging of pre-p aid value, a vending machine and an electronic system for use therein
US6829595B2 (en) * 1997-06-27 2004-12-07 Valista, Inc. MicroTrac internet billing solutions
US5903878A (en) * 1997-08-20 1999-05-11 Talati; Kirit K. Method and apparatus for electronic commerce
FI973788A7 (fi) * 1997-09-25 1999-03-26 Nokia Telecommunications Oy Elektroninen maksujärjestelmä
US6026166A (en) * 1997-10-20 2000-02-15 Cryptoworx Corporation Digitally certifying a user identity and a computer system in combination
EP0921487A3 (en) * 1997-12-08 2000-07-26 Nippon Telegraph and Telephone Corporation Method and system for billing on the internet
EP0926637B1 (en) * 1997-12-26 2005-04-27 Nippon Telegraph and Telephone Corporation Electronic cash implementing method for issuer having electronic cash balance counters, corresponding issuer equipment and recording medium having recorded thereon a program for execution of the method
US6081790A (en) * 1998-03-20 2000-06-27 Citibank, N.A. System and method for secure presentment and payment over open networks
US6438599B1 (en) * 1998-04-03 2002-08-20 Aspect Communications Corporation Method and apparatus for establishing communication between a transaction initiator and a transaction processing system
GB2338381A (en) * 1998-06-10 1999-12-15 Barclays Bank Plc Cryptographic authentication for internet using two servers
US6473740B2 (en) * 1998-11-29 2002-10-29 Qpass, Inc. Electronic commerce using a transaction network
US6356905B1 (en) * 1999-03-05 2002-03-12 Accenture Llp System, method and article of manufacture for mobile communication utilizing an interface support framework
US6678664B1 (en) * 1999-04-26 2004-01-13 Checkfree Corporation Cashless transactions without credit cards, debit cards or checks
US6675153B1 (en) * 1999-07-06 2004-01-06 Zix Corporation Transaction authorization system
US6332134B1 (en) * 1999-11-01 2001-12-18 Chuck Foster Financial transaction system
US6535726B1 (en) * 2000-01-12 2003-03-18 Gilbarco Inc. Cellular telephone-based transaction processing
US6618705B1 (en) * 2000-04-19 2003-09-09 Tiejun (Ronald) Wang Method and system for conducting business in a transnational e-commerce network

Also Published As

Publication number Publication date
KR20020079803A (ko) 2002-10-19
FI20000135L (fi) 2001-07-25
FI112286B (fi) 2003-11-14
WO2001055979A1 (en) 2001-08-02
CN1395716A (zh) 2003-02-05
EP1250684A1 (en) 2002-10-23
JP2003521078A (ja) 2003-07-08
AU2001230287A1 (en) 2001-08-07
US20030069792A1 (en) 2003-04-10

Similar Documents

Publication Publication Date Title
FI20000135A0 (fi) Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi
FI20000032A0 (fi) Järjestely ja menetelmä pinnan tarkistamiseksi
DE60017143D1 (de) Alkoxylierte aminen
FI20002702A0 (fi) Menetelmä ja laite tiedonsiirtoon
FI20000618A0 (fi) Menetelmä ja laitteisto autojen kuljettamiseksi
FI20021780A0 (fi) Menetelmät ja laitteet järjestelmän käyttämiseksi
FI20002440A0 (fi) Paikannus- ja viestintämenetelmä ja laite
FI20012216A0 (fi) Menetelmä ja järjestelmä levyjen punnitsemiseen
SE0001795D0 (sv) Förfarande och anordning
FI991075A0 (fi) Menetelmä ja laitteisto laastin jakelemiseksi
FI20000993A0 (fi) Menetelmä ja laite vikettinipuille
FIU20000126U0 (fi) Menetelmä ja laitteisto laastin jakelemiseksi
FI20001991A0 (fi) Menetelmä ja järjestelmä etätyöympäristöön
FI104341B1 (fi) Menetelmä ja purkulaitteisto korjausrakentamiseen
FI20000785A0 (fi) Yhteyden muodostuksen ja vastaanoton asettamis- ja ohjausmenetelmä
FI20001913A0 (fi) Menetelmä ja järjestely häiriön vähentämiseksi
SE0000225D0 (sv) Förfarande och anordning för blandning
FI20000706A0 (fi) Menetelmä ja laitteisto energian siirtämiseksi
FI20010826A0 (fi) Menetelmä ja laite kassatoiminnon automatisoimiseksi
SE0000368D0 (sv) Sätt och anordning för växling
FI991258A0 (fi) Menetelmä ja järjestelmä liitännän uudelleenmäärittelyyn
SE0000953L (sv) Förfarande och anordning för informationshantering
FI20011942A0 (fi) Menetelmä ja laite pisaroiden putoamisen estämiseksi
FI20001532A0 (fi) Menetelmä, järjestelmä ja simulointilaite ampumistilanteen harjoittelemiseksi
FI20000756A0 (fi) Kalanterointimenetelmä ja kalanteri

Legal Events

Date Code Title Description
PC Transfer of assignment of patent

Owner name: GIESECKE & DEVRIENT GMBH

PC Transfer of assignment of patent

Owner name: GIESECKE+DEVRIENT MOBILE SECURITY GMBH

MA Patent expired