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CN202331558U - electronic trading system - Google Patents

electronic trading system Download PDF

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Publication number
CN202331558U
CN202331558U CN2011203199381U CN201120319938U CN202331558U CN 202331558 U CN202331558 U CN 202331558U CN 2011203199381 U CN2011203199381 U CN 2011203199381U CN 201120319938 U CN201120319938 U CN 201120319938U CN 202331558 U CN202331558 U CN 202331558U
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CN
China
Prior art keywords
card
account
code
server
feature code
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN2011203199381U
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Chinese (zh)
Inventor
陈奇卿
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M-MEDIA CO LTD
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M-MEDIA CO LTD
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Priority to CN2011203199381U priority Critical patent/CN202331558U/en
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Publication of CN202331558U publication Critical patent/CN202331558U/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

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Abstract

The present invention relates to an electronic transaction system, and more particularly to an electronic transaction system capable of using various cards or labels without the risk of losing, stealing, and recording. It mainly includes a server, several terminals and several feature code carriers. The server is provided with a member database for storing account data, money and feature codes of all members. Each terminal machine is connected with the server through a network, and the member can use the terminal machine to perform actions such as consuming, storing value, inquiring balance, establishing account, replacing a feature code carrier and the like.

Description

Electronic trading system
Technical field
The utility model is about a kind of electronic trading system, refers to a kind ofly to use various card or label especially, is not afraid of loss, steals the electronic trading system of brush and side record.
Background technology
Stored value card is a kind of means of payment that client uses always in the commercial activity, the new-type wallet of when small amount shopping or purchase small amount commodity, using always.At present, the existing a lot of countries in the whole world are setting up electronic trading system so that replace the pattern of money transaction.
Seeing also Fig. 1, is the synoptic diagram of existing stored value card user mode.Stored value card is a kind of chip card 16 with stored value function by chip card (IC-card) development, that is in card, is provided with chip 161 and can supplies to use access data.Store the cash amount or other the various electronic money that store voluntarily from bank or user in the chip card 16, can consumption on the cashing machine (POS) 12 of the point of sale of electronic purse system under the correct assembling.
Generally speaking, cashing machine 12 is provided with a display 121, an operation keyboard 123 and a calculating punch 14.After chip card 16 inserted calculating punch 14, cashing machine 12 can read the electronic cash information that stores in the chip 161 via calculating punch 14.Cashier's operation keyboard 123 capable of using is selected the function of cashing machine 12, for example consumes amount deducted, the Stored Value increase amount of money or inquiry into balance etc., and shows that in display 121 operation of being carried out supplies the user to watch.Confirm errorless after, the electronic cash information of be about to upgrading writes in the chip 161 of chip card 16.
Other has portions of electronics wallet system to adopt the carrier of frequency identification card as electronic cash.It mainly is provided with a RF tag (RFID) in card, utilize RF tag stored electrons cash related data.This system can use the calculating punch of RF tag to carry out the data access of RF tag in the frequency identification card equally, and remaining operation and said chip card system class are seemingly.
Though aforesaid electronic purse system can replace the transaction that cash carries out small amount commodity or service by a plastic cards; But the system that each businessman adopts is incompatible; Businessman for different system need buy or handle card respectively; Cause the user need carry the situation of many cards, both also not environmental protection of inconvenience.
In addition, the card of most electronic purse systems is blank card, and the user is equal to the loss cash if lose card, and the chance that can recover is quite remote.Therefore, still there is suitable risk in existing on the market at present electronic purse system in the use.
Other has manufacturer to introduce close range wireless communication (Near Field Communication; NFC) technology; NFC control chip and antenna are set in intelligent mobile phone, and jamming-proof safety chip (secure element), and with the running of application stored program controlled and the storage of data.With the application of stored value card, though can improve its security, its carrier need use intelligent mobile phone, and cost own is too high.And be the circuit framework that cooperates the NFC technology to need to increase assembly and revise intelligent mobile phone, the tangible and intangible cost that it expends will cause great influence to its popularity rate.
The utility model content
One purpose of the utility model is to provide a kind of electronic trading system, refers to a kind ofly to use various card or label especially, is not afraid of loss, steals the electronic trading system of brush and side record.
The another purpose of the utility model; Be to provide a kind of electronic trading system; It mainly utilizes a server stores member account and amount of money data, consumes after with condition code carrier identity verification and action such as Stored Value through terminating machine, can guarantee that electronic cash belongs to this member.
The another purpose of the utility model is to provide a kind of electronic trading system, when consumption, except that condition code carrier identity verification, still can input password by the member, and the double verification guarantee of electronic transaction can be provided.
The another purpose of the utility model is to provide a kind of electronic trading system, and its terminating machine can be integrated in the cashing machine of shop or the service unit of providing, and is beneficial to account and integrates and the consumption use.
The another purpose of the utility model is to provide a kind of electronic trading system, and the foundation of its account can be imported member's code and produces in terminating machine, and provides a condition code carrier to read the condition code build file by reading machine.
The another purpose of the utility model is to provide a kind of electronic trading system, and after its member's account was set up, server can be selected to broadcast and knockdown wherein a kind of mode transmits password and gives the member with news in brief, Email, mailing, printing, sound.
The another purpose of the utility model; Be to provide a kind of electronic trading system, its member's code may be selected to be the unified numbering of an I.D. font size, a telephone number, a mobile phone number, an e-mail box, a company, a particular account and knockdown one of them.
The another purpose of the utility model is to provide a kind of electronic trading system, and wherein this server can require the member to input and confirm the password of the account when setting up member's account.
The another purpose of the utility model; Be to provide a kind of electronic trading system, wherein this condition code carrier may be selected to be a chip card, a frequency identification card, a RF tag, a bar code, a two-dimensional bar, a QR sign indicating number, a magnetic stripe card and knockdown one of them.
The another purpose of the utility model; Be to provide a kind of electronic trading system, wherein this reading machine may be selected to be a chip card reading machine, a RF tag reading machine, a bar code reading machine, a two-dimensional bar reading machine, a rapid reaction sign indicating number reading machine, magnetic stripe readers and knockdown one of them.
The another purpose of the utility model; Be to provide a kind of electronic trading system, wherein this condition code carrier may be selected to be the logical card of a health care card, an EasyCard, an iCash card, a Taiwan, one of them of Cartoon card, a credit card, a fiscard, a cash card, a transportation card, an Octopus card and member card one by one.
The another purpose of the utility model is to provide a kind of electronic trading system, and wherein each member can login that this server carries out account management, inquiry and the change of condition code carrier or action such as stop using by network.
For reaching above-mentioned purpose, the utility model provides a kind of electronic trading system, includes: a server is provided with member's database, in order to account data and the pairing amount of money of each account and the condition code that stores a plurality of members; A plurality of terminating machines connect this server through a network, and each terminating machine is respectively equipped with a display, an operation keyboard, a condition code reading machine and member's keyboard; And a plurality of condition code carriers, corresponding respectively to each account, each condition code carrier stores a condition code respectively; Wherein, Each member can hold characteristic of correspondence sign indicating number carrier; Utilize the condition code reading machine of each terminating machine to read condition code, and with behind member's keyboard key feeding cipher, consume check out, Stored Value, inquiry into balance and knockdown wherein a kind of activity thereof; When the amount of money has unusual fluctuation, the pairing amount of money of member's account in the promptly automatic update service device.
One embodiment of above-mentioned electronic trading system, wherein each terminating machine can be integrated in the cashing machine of shop or the service unit of providing.
One embodiment of above-mentioned electronic trading system; Wherein each terminating machine can select to set up Account Features by operation keyboard respectively; And import member's code, and provide a condition code carrier to read condition code by member or system with the condition code reading machine, can in this server, set up member's account.
One embodiment of above-mentioned electronic trading system, wherein this member's code may be selected to be the unified numbering of an I.D. font size, a telephone number, a mobile phone number, an e-mail box, a company, a particular account, a bar code and knockdown one of them.
One embodiment of above-mentioned electronic trading system, wherein this server can be selected to give the member with the password that news in brief, Email, mailing, printing, sound are broadcast and knockdown wherein a kind of mode transmits this member's account when setting up this member's account.
One embodiment of above-mentioned electronic trading system, wherein this server can require the member to import and confirm the password of this member's account with this member's keyboard when setting up this member's account.
One embodiment of above-mentioned electronic trading system, wherein this condition code carrier may be selected to be a chip card, a frequency identification card, a RF tag, a bar code, a two-dimensional bar, a rapid reaction sign indicating number, a magnetic stripe card and knockdown one of them.
One embodiment of above-mentioned electronic trading system, wherein this reading machine may be selected to be a chip card reading machine, a RF tag reading machine, a bar code reading machine, a two-dimensional bar reading machine, a rapid reaction sign indicating number reading machine, a magnetic stripe readers and knockdown one of them.
One embodiment of above-mentioned electronic trading system, wherein this condition code carrier may be selected to be the logical card of a health care card, an EasyCard, an iCash card, a Taiwan, one of them of Cartoon card, a credit card, a fiscard, a cash card, a transportation card, an Octopus card and member card one by one.
One embodiment of above-mentioned electronic trading system, wherein each member can login that this server carries out account management, inquiry and the change of condition code carrier or action such as stop using by network.
One embodiment of above-mentioned electronic trading system wherein behind each member each terminating machine input account capable of using and the password, changes the action of condition code carrier.
One embodiment of above-mentioned electronic trading system wherein remains consumption record and Stored Value record corresponding to each account in the member database of this server.
One embodiment of above-mentioned electronic trading system, wherein the display of each terminating machine and operation keyboard can be integrated into a contact panel.
Description of drawings
Fig. 1: the synoptic diagram that is existing stored value card user mode;
Fig. 2: the synoptic diagram that is the utility model one preferred embodiment.
Wherein, Reference numeral:
12 cashing machines, 121 displays
123 operation keyboards, 14 card reading machines
16 chip cards, 161 chips
20 electronic trading systems, 22 servers
221 member database, 24 networks
26 terminating machines, 261 displays
263 operation keyboards, 265 condition code reading machines
267 member's keyboards, 27 frequency identification cards
28 chip cards, 281 chips
29 massaging devices
Embodiment
Below in conjunction with accompanying drawing and specific embodiment the utility model is described in detail, but not as the qualification to the utility model.
Seeing also Fig. 2, is the synoptic diagram of the utility model electronic trading system one preferred embodiment.As shown in the figure, the electronic trading system 20 of the utility model includes a server 22, a plurality of terminating machine 26 and a plurality of condition code carrier, and each terminating machine 26 is respectively through a network 24 Connection Service devices 22.Because RF tag, bar code, two-dimensional bar, rapid reaction sign indicating number (the Quick Response code of various chip cards (IC-card) 28, frequency identification card (rfid card) 27 and other form; QR code) and magnetic stripe card or the like; All has a unique condition code; The utility model is that RF tag bar code, two-dimensional bar, rapid reaction sign indicating number and the magnetic stripe card of the user capable of using chip card 28, frequency identification card 27 or other form that itself have had is as the condition code carrier, and with the condition code that stores in the condition code carrier foundation as quick identification membership.Certainly, if the no suitable condition code carrier of user itself, or claim, also can the condition code carrier be provided by system manufacturer.
Be provided with member's database 221 in the server 22 of the utility model, in order to the account data that stores each member, the corresponding amount of money and condition code.
Each terminating machine 26 is respectively equipped with display 261, an operation keyboard 263, a condition code reader 265 and member's keyboard 267.Operating personnel's operation keyboard 263 operating terminal machines 26 capable of using or select each item function of terminating machine 26, for example consumption checks out, Stored Value, inquiry into balance, set up account and change condition code carrier or the like.
When the user desires to apply to become the member of the utility model electronic trading system 20, can apply for action to being provided with terminating machine 26 places.At first utilize operation keyboard 263 to select to set up Account Features by the operating personnel; Import member's code voluntarily by operating personnel or user; By user or system one condition code carrier (for example frequency identification card 27 or chip card 28) is provided again; Read the condition code of this condition code carrier (27 or 28) with condition code reading machine 265 after, can in this server 22, set up member's account.
And server 22 is when account is set up, and the password that can select to transmit the account with the mode that news in brief, Email, mailing, printing or sound are broadcast is given the member, perhaps directly requires the member to sentence 267 inputs of member's keyboard and confirm password at terminating machine 26.
User also available information device 29 (for example computing machine, intelligent mobile phone, flat computer, personal digital assistant or the like), imports this member's code and sets up account after selecting to set up Account Features via network on-line to server 22.Server 22 can also news in brief, the mode broadcast of Email, mailing, printing or sound transmits the password of the account and give the member after account is set up.After accomplishing abovementioned steps, the member need be to being provided with terminating machine 26 places, with member's keyboard 267 input account and passwords; And a condition code carrier is provided; Read condition code by condition code reading machine 265, and deposit in the member database 221, the program that member's account is set up is just complete.
After member's account is set up and is accomplished; A massaging device 29 capable of using; Like computing machine, mobile phone, intelligent mobile phone, mobile computer, flat computer, iPad etc.; To this server 22, login account via network on-line, use and carry out account management, consumption inquiry and the change of condition code carrier or action such as stop using with the password of correspondence.
When desire uses electronic trading system 20 to check out after the member consumes; The operating personnel utilizes operation keyboard 263 to select to check out function, and the member provides its condition code carrier (27 or 28), reads the condition code that stores in the condition code carrier (27 or 28) by condition code reading machine 265; Can accomplish identity identification fast; Corresponding account is pointed in this transaction, and after the member is with member's keyboard 267 input passwords, withholdd by the amount of money that the account is stored.If the member desires to carry out Stored Value or inquiry into balance, also can carry out via aforesaid step.
Electronic trading system is between 20 operating periods; If member's condition code carrier damages or loses, can select to change the function of card with operation keyboard 263 to being provided with terminating machine 26 places; Behind input account and password; New condition code carrier (27 or 28) is provided, and after reading new condition code with condition code reading machine 265, can accomplishes the program of changing card.
Each step content of above-mentioned each job procedure, display 261 capable of using shows, offers the job content that the member inspects each step.
In an embodiment of the utility model, each terminating machine 26 can be integrated in the cashing machine of shop or the service unit of providing, and can be beneficial to the carrying out that consumption action and account are integrated.Also store consumption record and Stored Value record in the member database 221 of server 22, supply member, shop, the service unit of providing or relevant account personnel inquiry corresponding to each account.
In an embodiment of the utility model, the user set up the employed member's code of account may be selected to be I.D. font size, telephone number, cellular phone numbers, e-mail box, company unify numbering, particular account, bar code and knockdown one of them.When setting up member's account; Can select arbitrary chip card 28 that use itself had, arbitrary frequency identification card 27, RF tag, bar code, two-dimensional bar, rapid reaction sign indicating number, magnetic stripe card as the condition code carrier, the for example current at present logical card in health care card, EasyCard, iCash card, Taiwan, all-purpose card card, credit card, fiscard, cash card, transportation card, Octopus card or member card or the like.The terminating machine 26 of the utility model then is provided with corresponding chip card reading machine, RF tag reading machine, bar code reading machine, two-dimensional bar reading machine, rapid reaction sign indicating number reading machine or magnetic stripe readers or the like, uses the condition code that reads character pair sign indicating number carrier.
In an embodiment of the utility model, the display 261 and the operation keyboard 263 of each terminating machine 26 also can be integrated in the contact panel.
Utilize the electronic trading system 20 of the utility model, have the effect in energy saving and environmental protection, can guarantee that still the amount of money in the stored value card belongs to each member, do not worry the card loss or suffer the imitated facts such as brush and side record of usurping, steal except not making new card.
The above person; Be merely the embodiment of the utility model; Be not to be used for limiting the scope that the utility model is implemented; Be that all equalizations of doing according to the described shape of the utility model claim, structure, characteristic, method and spirit change and modification, all should be included in the claim of the utility model.

Claims (6)

1.一种电子交易系统,其特征在于,包含有: 1. An electronic trading system, characterized in that it comprises: 一服务器,设有一会员数据库,用以储存多个会员的账户数据及各账户所对应的金额与特征码; A server with a member database for storing the account data of multiple members and the amount and feature code corresponding to each account; 多个终端机,通过一网络连接该服务器,各终端机分别设有一显示器、一操作键盘、一特征码读取机及一会员键盘;及 A plurality of terminals, connected to the server through a network, each terminal is respectively equipped with a display, an operation keyboard, a feature code reader and a member keyboard; and 多个特征码载体,分别对应于各账户,各特征码载体分别储存有一特征码; A plurality of characteristic code carriers, respectively corresponding to each account, and each characteristic code carrier respectively stores a characteristic code; 其中,各会员可持对应的特征码载体,利用各终端机的特征码读取机读取特征码,并以会员键盘键入密码后,进行消费结帐、储值、余额查询及其组合式的其中一种活动,当金额有异动时,即自动更新服务器中会员账户所对应的金额。 Among them, each member can hold the corresponding feature code carrier, use the feature code reader of each terminal to read the feature code, and after typing the password with the member keyboard, perform consumption checkout, stored value, balance inquiry and its combination One of the activities is to automatically update the amount corresponding to the member account in the server when the amount changes. 2.根据权利要求1所述的电子交易系统,其特征在于,各终端机可整合于商店或服务提供单位的收款机中。 2. The electronic transaction system according to claim 1, wherein each terminal machine can be integrated into a cash register of a store or a service provider. 3.根据权利要求1所述的电子交易系统,其特征在于,该特征码载体可选择为一芯片卡、一射频辨识卡、一射频标签、一条形码、一二维条形码、一快速反应码、一磁条卡及其组合式的其中之一。 3. The electronic transaction system according to claim 1, wherein the feature code carrier can be selected as a chip card, a radio frequency identification card, a radio frequency tag, a bar code, a two-dimensional bar code, a quick response code, A magnetic stripe card and one of its combined types. 4.根据权利要求7所述的电子交易系统,其特征在于,该特征码读取机可选择为一芯片卡读取机、一射频标签读取机、一条形码读取机、一二维条形码读取机、一快速反应码读取机、一磁条读取机及其组合式的其中之一。 4. The electronic transaction system according to claim 7, wherein the feature code reader can be selected as a chip card reader, a radio frequency tag reader, a bar code reader, a two-dimensional bar code One of a reading machine, a quick response code reading machine, a magnetic stripe reading machine and a combination thereof. 5.根据权利要求1所述的电子交易系统,其特征在于,该特征码载体可选择为一健保卡、一悠游卡、一iCash卡、一台湾通卡、一一卡通卡、一信用卡、一金融卡、一现金卡、一交通卡、一八达通卡及会员卡的其中之一。 5. The electronic transaction system according to claim 1, wherein the feature code carrier can be selected as a health insurance card, a leisure card, an iCash card, a Taiwan Tong card, a card card, a credit card, and a financial card. card, a cash card, a transportation card, an Octopus card and a membership card. 6.根据权利要求1所述的电子交易系统,其特征在于,各终端机的显示器与操作键盘可整合为一触控面板。  6. The electronic transaction system according to claim 1, wherein the display and the operation keyboard of each terminal can be integrated into a touch panel. the
CN2011203199381U 2011-08-24 2011-08-24 electronic trading system Expired - Fee Related CN202331558U (en)

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CN2011203199381U CN202331558U (en) 2011-08-24 2011-08-24 electronic trading system

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CN2011203199381U CN202331558U (en) 2011-08-24 2011-08-24 electronic trading system

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104464121A (en) * 2014-11-15 2015-03-25 安徽省新方尊铸造科技有限公司 Supermarket quick payment system based on electronic password recognition technology
CN106408279A (en) * 2016-09-23 2017-02-15 詹博凯 Decentralized stored-value voucher management method and system

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104464121A (en) * 2014-11-15 2015-03-25 安徽省新方尊铸造科技有限公司 Supermarket quick payment system based on electronic password recognition technology
CN106408279A (en) * 2016-09-23 2017-02-15 詹博凯 Decentralized stored-value voucher management method and system

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C14 Grant of patent or utility model
GR01 Patent grant
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20120711

Termination date: 20150824

EXPY Termination of patent right or utility model