CN205015974U - Banknote processing unit and automatic transaction processing equipment - Google Patents

Abstract

The utility model discloses a currency processing unit and an automatic transaction processing device, comprising: a currency processing unit and an operation unit; The number of withdrawal sheets of the stored currency. The currency processing unit includes an identity detection device and a wireless sensor scanning device arranged at the cash inlet and outlet, and the identity detection device and the wireless sensor scanning device are respectively connected to the control part of the currency processing unit by signal, and the control part has a storage database. Using the utility model, through the use of the iris collection device, the user needs to align the eyes with the iris scanning device, collect the iris information through the iris collection module, and transmit the iris information to the control part, and connect with the storage database inside the control part. In this way, it can be bound with the customer's information to achieve follow-up operations.

Description

Currency processing unit and automatic transaction processing device

technical field

The utility model relates to the technical field of banking equipment, in particular to a currency processing unit and an automatic transaction processing device.

Background technique

Patent No. 201310176783.4 discloses a currency processing unit and an automatic transaction processing device. Even if overlapping conveyance occurs when multiple sheets of currency are conveyed in an overlapping state, the number of sheets of currency stored in the currency box can be managed by currency type. . The identification unit recognizes the banknotes delivered from the denomination cassettes, the transport unit transports and stores the identified banknotes into the banknote deposit and withdrawal port, and transports and stores the unrecognized banknotes into the escrow unit. In addition, for the banknotes stored in the escrow unit, the transport unit transports and stores the banknotes whose number is determined by the recognition unit in the rejection box, and transports and stores the banknotes whose number cannot be determined in the currency type and the banknote delivery system. In the same currency box as the currency box. The banknote processing unit manages the number of banknotes stored in each cassette based on the number of banknotes conveyed and stored in the banknote inlet and outlet and the reject cassette. But existing currency processing unit and automatic transaction processing device can't stop the means of embezzling and stealing that modern high-tech technology uses.

Utility model content

The purpose of the utility model is to provide a currency processing unit to protect the user's property safety through iris and nfc (Near Field Communication, short-distance wireless communication) technology.

In order to achieve the above object, the technical scheme that the utility model takes is:

A currency processing unit, comprising: a currency conveying unit, which conveys currency along a currency conveying path, and the currency conveying path connects a plurality of denomination boxes for storing currency by denomination with an inlet and outlet; a currency identification unit, according to the above The currency conveying section identifies the currency for each currency conveyed along the above-mentioned currency conveying path; the storage number management section manages the number of storage sheets of the currency stored in the above-mentioned currency-by-currency box by currency type; and sets the number of payment sheets. The fixed part, for the currency of the currency contained in any one of the above-mentioned sub-currency boxes, sets the number of sheets received in the above-mentioned deposit and withdrawal port as the number of payment sheets; the above-mentioned currency delivery section performs the following control: the first currency delivery control, for The currency of the currency of the number of payment sheets set by the above-mentioned payment sheet number setting section is identified by the above-mentioned currency identification section from the currency that is sent out from the above-mentioned sub-currency box that accommodates the currency of this currency type, and the identified The currency is transported and stored in the above-mentioned deposit and withdrawal port, and the unrecognized currency is transported and stored in the temporary storage unit connected by the above-mentioned currency transport route; and the second currency transport control is for storing in the above-mentioned first currency transport control When the currency in the above-mentioned escrow unit is conveyed along the above-mentioned currency conveying path, the currency whose number is determined by the above-mentioned currency identifying portion is conveyed and stored in a reject box connected through the above-mentioned currency conveying path, and the currency not identified by the above-mentioned currency identifying portion The currency that can determine the number of sheets is transported and stored in the currency-specific box that is the same as the currency-specific currency box that sent the currency; the above-mentioned storage number management department uses the currency that is transported to the above-mentioned inlet and outlet port by currency The number of sheets and the number of sheets of currency stored in the above-mentioned rejection box are used to manage the number of sheets of currency stored in the above-mentioned currency-by-currency box according to the type of currency; it is characterized in that the above-mentioned inlet and outlet is provided with an identity detection device and a wireless The sensor scanning device, the above-mentioned identity detection device and the above-mentioned wireless sensor scanning device are respectively connected with the control part of the above-mentioned currency processing unit, and the above-mentioned control part has a storage database; It is wirelessly connected with the above-mentioned wireless sensor scanning device, so as to complete deposit and withdrawal operations through the above-mentioned portable device.

The aforementioned currency processing unit, wherein the above-mentioned identity detection device is an iris scanning device, and the above-mentioned iris scanning device is installed at a position where the above-mentioned currency processing unit faces the height of the user's eyes, and the above-mentioned iris scanning device has an iris acquisition module, The above-mentioned iris collection module is signal-connected with the above-mentioned control part.

The aforementioned currency processing unit, wherein the wireless sensor scanning device is an nfc sensor scanning device, the nfc sensor scanning device has an nfc acquisition module, and the nfc acquisition module is signally connected to the control unit.

In the above-mentioned currency processing unit, the storage number management unit manages the number of currency stored in the rejection box by currency type.

In the above-mentioned currency processing unit, the storage number management unit manages, for each of the currency-specific boxes, the number of currency stored in the currency-specific boxes; and the second currency transport control identifies the currency All currencies whose number of sheets cannot be determined are stored in the denomination box where the currency was sent.

The above currency processing unit, wherein the second currency conveyance control determines the number of pieces and recognizes the currency type by the currency identification unit for the currency stored in the escrow unit through the first currency conveyance control. The currency is transported and stored in the above-mentioned rejection box, and the currency whose denomination cannot be recognized by the above-mentioned currency identification unit is transported and stored in the same denomination box as the denomination box from which the currency was sent. .

In the above-mentioned currency processing unit, wherein the currency conveying unit executes the following control: the third currency conveying control sends out the currency put into the deposit and withdrawal port, and conveys and stores the currency recognized by the currency identifying unit in the temporary The holding unit returns unrecognized currency to the above-mentioned deposit and withdrawal port; and the fourth currency delivery control sends out the currency stored in the above-mentioned temporary storage unit through the above-mentioned third currency delivery control, and recognizes the above-mentioned currency identification unit Convey and store the currency of the corresponding currency into the denomination box of the corresponding currency, and transport and store the unrecognized currency into the above-mentioned rejection box; The number of sheets manages the number of sheets of currency stored in each of the above-mentioned denomination boxes, and is based on the number of sheets of currency that are conveyed and stored in the escrow unit by the third currency conveyance control, and The number of currency sheets accommodated in the said denomination-specific cassette by the said 4th currency conveyance control manages the number of currency sheets accommodated in the said rejection cassette by denomination.

In the above-mentioned currency processing unit, wherein the currency conveying unit, when the number of dispensing sheets setting unit sets the number of dispensing sheets stored in the deposit and withdrawal port for currencies of a plurality of currencies, the currency-by-currency The above-mentioned first money conveyance control and the above-mentioned second money conveyance control are repeatedly performed.

In the above-mentioned currency processing unit, the storage number management unit manages currency whose denomination cannot be recognized by the currency identification unit as a currency corresponding to the denomination box from which the currency is delivered.

An automatic transaction processing device, comprising: a currency processing unit; and an operation unit that accepts an input operation of a payment amount; The number of payment sheets of the currency received in the above-mentioned deposit and withdrawal port is determined.

The utility model has the positive effect compared with the prior art due to the adoption of the above-mentioned technology:

(1) Through the use of the iris collection device, the user needs to align the eyes with the iris scanning device, collect the iris information through the iris collection module, and transmit the iris information to the control unit, which is connected with the internal storage database of the control unit, In this way, it is bound with the customer's information to realize subsequent operations.

(2) Through the use of the wireless sensor scanning device, the withdrawal or deposit amount that needs to be operated is completed in the corresponding bank APP, and then the portable device is wirelessly connected to the nfc sensor scanning device, and then the money is transferred from the deposit and withdrawal port Take it out or put it into the cash inlet and outlet, without operating on the banknote processing unit, preventing information from being stolen.

Description of drawings

Fig. 1 is a schematic diagram showing the appearance of an automatic teller machine.

Fig. 2 is a block diagram showing the configuration of main parts of the cash automatic teller machine.

Fig. 3 is a schematic diagram showing the internal structure of the banknote processing unit.

Fig. 4 is a block diagram showing the configuration of main parts of the banknote processing unit.

Fig. 5 is a diagram showing a banknote management table.

Fig. 6 is a flow chart showing ATM deposit transaction processing.

Fig. 7 is a flowchart showing ATM withdrawal transaction processing.

Fig. 8 is a flowchart showing a banknote delivery process.

Fig. 9 is a flowchart showing a banknote delivery process.

Fig. 10 is a flowchart showing a banknote delivery process.

Fig. 11 is a flowchart showing an iris scanning device and an nfc sensor scanning device.

detailed description

The utility model will be further described below in conjunction with the accompanying drawings and specific embodiments, but not as a limitation of the utility model.

Fig. 1 is a schematic diagram showing the appearance of the cash automatic teller machine according to the embodiment of the present invention. Fig. 2 is a block diagram showing the configuration of main parts of the cash automatic teller machine.

As shown in FIG. 2 , this cash automatic teller machine 1 (hereinafter referred to as ATM1) has: a main control unit 2, a display and operation unit 3, a banknote processing unit 4, a coin processing unit 5, and a card transaction list processing unit 6. , passbook processing unit 7 and communication unit 8. This ATM 1 is installed in branches of financial institutions, convenience stores, and the like, and processes transactions (deposit transactions, withdrawal transactions, etc.) of types requested by users. The main control unit 2 controls the operation of each unit.

The display/operation unit 3 has a display 3a provided on the front of the main body, and a touch panel 3b attached to the screen of the display 3a. The display/operation unit 3 displays an operation guidance screen for the user on the indicator 3a. And the display/operation unit 3 accepts the user's input operation concerning a password and transaction content (transaction type, payment amount, etc.) by detecting the pressing position of the touch panel 3b. In addition, the display/operation unit 3 may include a biometric information reading unit for reading biometric information (fingerprints, finger veins, palm lines, etc.) of the user, and the like.

The banknote processing unit 4 processes deposit and withdrawal banknotes. On the main body front, a banknote deposit and withdrawal port 4a for storing deposit and withdrawal banknotes is provided. The banknote inlet and outlet 4a is provided with a gate. And the partition board for distinguishing the accommodation place of a deposit banknote, a withdrawal banknote, and a return banknote is provided in the banknote deposit and withdrawal port 4a. The banknote processing unit 4 restricts the insertion and removal of banknotes into and out of the banknote inlet and outlet 4a by opening and closing of the gate.

The coin processing unit 5 handles deposit and withdrawal coins. On the front of the main body, a coin deposit and withdrawal port 5a for storing deposit and withdrawal coins is provided. A shutter is provided at the coin inlet and outlet 5a. Furthermore, the coin processing unit 5 restricts the insertion and withdrawal of coins into and out of the coin inlet and outlet 5a by opening and closing the shutter.

The card transaction list processing unit 6 takes in the card inserted in the card insertion port 6a provided on the front of the main body, reads the card information (financial institution number, business network number, account number, etc.) recorded on the card and performs card information processing. update etc. The card/transaction statement processing unit 6 may be configured to handle magnetic cards, may be configured to handle IC cards, or may be configured to handle two types of cards (magnetic cards and IC cards). Furthermore, the card/transaction statement processing unit 6 also has a printing unit (not shown) for printing transaction details on the transaction statement. The card/transaction statement processing unit 6 releases the transaction statement printed with the transaction details to the transaction statement output port 6b provided on the front of the main body.

The passbook processing unit 7 takes the passbook inserted into the passbook insertion opening 7a provided on the front of the main body, and has a printing unit (not shown) for printing transaction history on the passbook. In addition, the passbook processing unit 7 also has: a page-turning mechanism for turning the pages of the taken-in passbook, a barcode reader for reading the barcode printed on the passbook to indicate the page number, and a barcode reader for reading the information recorded on the magnetic strip pasted on the passbook The magnetic head of the passbook information (financial institution number, business outlet number, account number, etc.).

In addition, the center has a database in which account management information including the account holder's name, address, contact phone number, transaction history, password, account balance, and the like is registered for each account opening account. The center performs the following processing: according to the transaction content notified from ATM1, the account management information related to the transaction account is updated; and in response to the authentication request from ATM1, whether the transaction is possible or not, and returns its certification result.

Here, the banknote processing unit 4 will be described in detail. Fig. 3 is a schematic diagram showing an internal structure of a banknote processing unit. Fig. 4 is a block diagram showing the configuration of main parts of the banknote processing unit. The banknote processing unit 4 has a control unit 11 , a transport unit 12 , a recognition unit 13 , a storage unit 14 , and an input/output unit 15 .

The control unit 11 controls the operation of each part of the main body of the banknote processing unit 4 .

The banknote processing unit 4 accommodates denomination cassettes 41 to 44 and a rejection cassette 45 inside. The denomination boxes 41-44 and the rejection box 45 are freely attachable and detachable with respect to the main body. In this example, denomination cassettes 41 and 42 store 10,000-yen banknotes. The denomination cassettes 43 and 44 accommodate 1,000-yen banknotes. The rejection box 45 accommodates the banknote etc. which were judged not to use for a transaction, regardless of currency type. And the banknote processing unit 4 has the temporary storage part 46 which temporarily holds a banknote.

In the banknote processing unit 4, the banknote conveyance path 40 which connects the denomination cassettes 41-44, the rejection box 45, the escrow part 46, and the banknote deposit and withdrawal opening 4a is formed. The transport unit 12 controls a transport motor not shown in the figure, and transports banknotes along the banknote transport path 40 . In the denomination boxes 41-44, the escrow unit 46, and the banknote deposit and withdrawal port 4a, a delivery mechanism that sends out the stored banknotes to the banknote transport path 40 is provided, while the reject box 45 is not provided with the banknotes to be stored. It is sent out to the sending mechanism in the banknote conveyance path 40 . The conveyance part 12 also carries out the process of sending out the banknotes accommodated in the denomination boxes 41-44, the temporary storage part 46, or the banknote deposit and withdrawal port 4a to the banknote conveyance path 40, and controls the setting at the branch point of the banknote conveyance path 40, etc. The baffle plate is used to control the transfer destination of the banknotes being transported, and the process of opening and closing the shutter provided in the banknote deposit and withdrawal port 4a.

The recognition unit 13 recognizes the denomination and authenticity of the banknotes being conveyed along the banknote conveyance path 40 . The identification unit 13 identifies the denomination and authenticity of each banknote conveyed along the banknote conveyance path 40 using feature quantities such as an optical pattern and a magnetic pattern read from the banknote. And the identification unit 13 detects the thickness of the banknote, the length in the conveying direction on the banknote conveying path 40, and the length in the direction perpendicular to the conveying direction on the bill conveying path 40, and also performs the detection of whether the banknote is one or multiple (overlapped and conveyed). banknotes) judgment.

In addition, the banknote whose denomination and authenticity cannot be identified in the identification unit 13 is not necessarily a counterfeit banknote. Banknotes whose denomination and authenticity cannot be recognized in the recognition unit 13 include genuine bills whose denomination and authenticity cannot be recognized due to bending or chipping (damage).

The storage unit 14 stores the banknote management table shown in FIG. 5 , and manages the number of banknotes accommodated in the denomination cassettes 41 to 44 and the reject cassette 45 . As shown in FIG. 5 , the banknote management table associates each denomination cassette 41 to 44 with the number of banknotes accommodated in the denomination cassette. Since the denomination cassettes 41 to 44 define the denominations of banknotes to be accommodated, the banknote management table substantially manages the number of stored bills for the denomination cassettes 41 to 44 . On the one hand, since the rejection box 45 stores banknotes judged not to be used in transactions regardless of denomination, the banknote management table associates the number of banknotes with respect to the rejection box 45 by denomination. The currency types of banknotes accommodated in the rejection box 45 include not only 10,000-yen banknotes and 1,000-yen banknotes but also 5,000-yen banknotes and 2,000-yen banknotes.

Fig. 11 is a flowchart showing an iris scanning device and an nfc sensor scanning device. In the paper money inlet and outlet 4a and the coin inlet and outlet 5a, an identity detection device 110 and a wireless sensor scanning device 111 are arranged, and the identity detection device 110 and the wireless sensor scanning device 111 are respectively connected with the control section 11 of the paper currency processing unit 4. The control unit 11 has a storage database 114 . The user first confirms the identity through the identity detection device 110, and then uses the portable device 115 to complete the withdrawal or deposit amount that needs to be operated in the bank's APP, and then wirelessly connects the portable device 115 to the wireless sensor scanning device 111, and then Money is taken out or put in from the banknote inlet and outlet 4a or the coin inlet and outlet 5a, without operating on the banknote processing unit 4, preventing information from being embezzled.

Identity detection device 110 is an iris scanning device, and this iris scanning device is installed in the banknote processing unit 4 facing the position of the height of the user's eyes, and the iris scanning device has an iris acquisition module 116, and the iris acquisition module 116 and the control unit 11 signal connect. When in use, the user aligns his eyes with the iris scanning device, collects iris information through the iris collection module 116, and transmits the iris information to the control unit 11, which is connected with the storage database 114 inside the control unit 11, so as to communicate with the customer's The information is bound to implement subsequent operations.

The wireless sensor scanning device 111 is an NFC sensor scanning device, and the NFC sensor scanning device has an NFC acquisition module 117 , and the NFC acquisition module 117 is connected to the control unit 11 by signals. Through the portable device 115 such as a mobile phone, the user completes the withdrawal or deposit amount that needs to be operated in the corresponding bank APP, and then realizes the wireless connection between the portable device 115 and the nfc sensor scanning device, and then transfers the money from the banknote to the cash port 4a or the coin inlet and outlet 5a to take out or put in, without operating on the banknote processing unit 4, to prevent information from being embezzled.

In the example shown in Fig. 5, the number of sheets of banknotes (10,000 yen banknotes) accommodated in the denomination box 41 is A sheet, and the number of banknotes (10,000 yen banknotes) accommodated in the denomination box 42 is The number of sheets is B sheets, the number of sheets of banknotes (1,000-yen banknotes) accommodated in the currency box 43 is C sheets, and the number of banknotes (1,000-yen banknotes) accommodated in the currency box 44 is The number of sheets is D sheets. In addition, the number of 1,000-yen banknotes stored in the rejection box 45 is E, the number of 2,000-yen banknotes is F, and the number of 5,000-yen banknotes is G. The number of sheets of 10,000 yen banknotes is H sheets.

The input/output unit 15 performs input and output of data and commands with the main control unit 2 .

Hereinafter, the operation|movement of ATM1 is demonstrated. Here, the payment transaction process and the payment transaction process in which the number of banknotes accommodated in any one of the denomination cassettes 41 to 44 and the reject cassette 45 is changed will be described.

Fig. 6 is a flowchart showing ATM deposit transaction processing. When the money-in transaction is selected as the transaction type in the display/operation unit 3, the ATM 1 executes the money-in transaction process shown in FIG. 6 .

ATM1 accepts a passbook or a card, and determines an account (s1) for depositing transactions. The user inserts a card into the card insertion opening 6a, or inserts a passbook into the passbook insertion opening 7a. When a card is inserted, the card/transaction statement processing unit 6 reads the card information recorded on the card, and specifies the account for the deposit transaction. When the passbook is inserted, the passbook processing unit 7 reads the passbook information recorded in the magnetic stripe pasted on the passbook to determine the account for the deposit transaction.

ATM1 accepts a deposit banknote by the banknote processing unit 4 (s2). In s2, the banknote processing unit 4 opens the gate provided at the banknote deposit inlet 4a. The user puts the paid-in banknotes into the banknote inlet and outlet 4a. After the banknotes are put into the banknote inlet and outlet 4a, the banknote processing unit 4 closes the gate.

The banknote processing unit 4 counts the number of the banknotes accepted in s2 by denomination, and calculates the deposit amount (s3). In this s3, the banknote processing unit 4 sends the banknotes put into the banknote inlet and outlet 4a one by one to the banknote delivery path 40 in the delivery unit 12, and sends them to the identification unit 13 to identify the currency type and authenticity. Furthermore, the identification part 13 detects the thickness of a banknote, the length of a conveyance direction, and the length of the direction perpendicular|vertical to a conveyance direction, and also judges whether the said banknote is one sheet.

The banknote processing unit 4 transports and stores the banknotes whose denominations have been recognized by the identification unit 13 to be genuine and which have been determined to be one sheet along the banknote transport path 40 into the escrow unit 46 . The banknote processing unit 4 transports and accommodates banknotes whose denominations cannot be recognized by the identification unit 13 or which are not recognized as genuine banknotes, and which cannot be determined to be one piece of banknotes, and are stored in the banknote inlet and outlet 4a (return to the banknote inlet and outlet port 4a). Moreover, the banknote processing unit 4 counts the number of sheets by denomination with respect to the banknotes conveyed and accommodated in the escrow unit 46 . Specifically, with respect to the banknotes accommodated in the escrow unit 46, 10,000-yen banknotes-s, 5,000-yen banknotes-t, 2,000-yen banknotes-u, and 1,000-yen banknotes-v are counted. open.

In addition, in s3, if there is a banknote returned to the banknote inlet and outlet 4a, the banknote processing unit 4 opens the gate provided at the banknote inlet and outlet 4a, and returns the banknote to the user.

The ATM 1 displays the total amount of banknotes stored in the escrow unit 46 by the banknote processing unit 4 on the display 3a of the display and operation unit 3 as the deposit amount, and requests confirmation input of the deposit amount to the user (s4).

In addition, when the user additionally inserts a paid-in banknote into the banknote deposit and withdrawal port 4a, the processing related to the above-mentioned s3 is executed again for the additionally inserted banknote. In this case, the number of banknotes per denomination related to the banknotes conveyed and stored in the escrow unit 46 before is not reset.

When ATM1 accepts the confirmation input of the deposit amount in the display/operation means 3, it will perform deposit processing to the account specified by s1 (s5). The money-in process related to s5 is a process in which the communication unit 8 sends the transaction content related to the current money-in transaction (account, money-in amount, etc. determined in s1 ) to the center. In addition, if ATM1 accepts the passbook in s1, then according to each transaction (at least this incoming payment transaction) that does not write the transaction content into the passbook in the passbook processing unit 7, the transaction content of the transaction is printed to the passbook, and This passbook is drawn out to the passbook insertion port 7a. ATM1 acquires the transaction content printed on the passbook from the center. In addition, if ATM1 accepts the card in s1, the card processing and transaction list processing unit 6 will release the card to the card insertion port 6a, and will print the transaction list with the transaction content of this incoming money transaction to the transaction list delivery port. 6b. ATM1 acquires the transaction content printed on the transaction list from the center. The user receives the released passbook, or card, and transaction list.

At this point, the deposit transaction with the user is completed. Thereafter, in ATM1, the banknote processing unit 4 performs processing of storing the banknotes accommodated in the escrow unit 46 in each cassette and updating the banknote management table.

The banknote processing unit 4 sends out the banknotes stored in the escrow unit 46 one by one in the transport unit 12 to the banknote transport path 40, and transports them to the identification unit 13 to identify the currency type and authenticity (s6). Moreover, the identification part 13 detects the thickness of a banknote, the length of a conveyance direction, and the length of the direction perpendicular|vertical to a conveyance direction, and also judges whether the said banknote is one sheet.

The banknote processing unit 4, for the banknotes whose denominations are recognized and genuine, and are determined to be one, if the denomination cassettes 41 to 44 of the banknotes are stored, the banknotes are conveyed and stored in the corresponding banknotes. (s7, s8, s9) in the sub-currency boxes 41-44 of the currency. The banknote processing unit 4 counts the number of banknotes stored in s9 for each denomination cassette 41 to 44 . The banknote processing unit 4 is for the banknotes that cannot identify the currency type or cannot be recognized as genuine banknotes, cannot be judged to be one banknote, and banknotes in the denomination boxes 41 to 44 that do not accommodate the corresponding currency types ( In this example, 5,000-yen banknotes and 2,000-yen banknotes) are conveyed and accommodated in the reject box 45 (s7, s8, s10).

When the banknote processing unit 4 transports and stores all the banknotes stored in the escrow unit 46 into any one of the currency cassettes, it updates the stored number of sheets stored in the banknote management table to an additional value for each denomination cassette 41-44. The number of sheets obtained after counting the number of sheets stored this time (s11). The banknote processing unit counts the number of banknotes accommodated for each denomination cassette 41 to 44 when performing the processes of s7 to s10 described above. For example, count the number s1 of 10,000 yen banknotes stored in the denomination box 41, the number s2 of 10,000 yen banknotes accommodated in the denomination box 42, and the 10,000-yen banknote stored in the denomination box 43. The number v1 of 1,000-yen banknotes and the number v2 of 1,000-yen banknotes accommodated in the denomination cassette 44 . In s11, the stored number of sheets of banknotes stored in the banknote management table is updated to the number of sheets obtained by adding the number of sheets stored this time for each denomination cassette 41-44. If the banknote management table shown in Fig. 5 is taken as an example, the number of sheets of 10,000 yen banknotes accommodated in the denomination box 41 is updated to A+s1, and the number of 10,000 yen banknotes stored in the denomination box 42 is updated to A+s1. The number of sheets of banknotes of the Japanese yen is updated to B+s2, the number of sheets of 1,000 yen banknotes stored in the currency box 43 is updated to C+v1, and the number of sheets of 1,000 yuan stored in the currency box 44 is updated to C+v1. The number of yen banknotes has been updated to D+v2.

Moreover, the banknote processing unit 4 also updates the number of banknotes accommodated in the rejection box 45 managed by denomination in the banknote management table (s12). In s12, after subtracting the number of banknotes of the denomination stored in the denomination cassettes 41 to 44 from the number of banknotes of the denomination stored in the escrow unit 46, the number of denominations is calculated for each denomination. The number of sheets obtained. Here, the number of sheets calculated for each denomination is the number of sheets stored in the rejection box 45 this time. The number of stored sheets stored in the banknote management table is updated for each denomination to the number of sheets obtained by adding the number of sheets calculated for the denomination.

In the above example, the number of sheets of banknotes of each denomination accommodated in the rejection box 45 is updated to 10,000 yen banknotes-H+(s-s1-s2) sheets, 5,000-yen banknotes-G +t sheets, ~F+u sheets of 2,000-yen banknotes, and ~E+(v-v1-v2) sheets of 1,000-yen banknotes.

In this way, when processing incoming transactions, even if the incoming banknotes put in by the user cause changes in the number of banknotes stored in the denomination boxes 41 to 44 and the reject box 45, the banknote processing unit 4 can correctly The number of sheets of banknotes accommodated in the denomination cassettes 41 to 44 and the reject cassette 45 is managed in an orderly manner.

Moreover, when performing a cash-based remittance transaction, as in the case of the above-mentioned incoming transaction, the remittance banknotes put in by the user cause the number of banknotes stored in the denomination boxes 41 to 44 and the rejection box 45 to change. . The banknote processing unit 4 also performs the same processing as the above-mentioned received banknotes for remittance banknotes, and updates the banknote management table.

Next, the payment transaction process in ATM1 is demonstrated. Fig. 7 is a flowchart showing ATM withdrawal transaction processing. ATM1 executes the process shown in FIG. 7, when payment|payment transaction is selected as a transaction type in the display-operation part 3. ATM1 accepts the card inserted into the card insertion slot 6a, and specifies the account which performs payment transaction (s21). In s21, if the passbook is inserted into the passbook insertion opening 7a, the passbook is also accepted. Moreover, in s21, biometric authentication using biometric information such as fingerprints and palm prints may be performed to verify whether the user is the owner of the card (the account holder of the account for this transaction).

ATM1 accepts the input of a password on the display/operation means 3 (s22). And ATM1 also accepts the input of the payment amount in the display/operation means 3 (s23).

ATM1 transmits the authentication request of the transaction including the account number of the account which carried out the withdrawal transaction determined in s21, the password input in s22, and the withdrawal amount input in s23 to the center (s24). Communication with the center takes place in the communication unit 8 . The center judges the consistency/inconsistency of the password, the sufficient/insufficient balance of the account, etc. in response to the authentication request of the transaction from ATM1, and verifies whether the transaction is possible. The center returns the authentication result related to whether the transaction is possible to ATM1.

If the authentication result related to whether or not to trade is returned from the center, it cannot be traded (s25), and ATM1 then performs transaction suspension processing (s26), and ends this process. In s26, the card accepted in s21 is fed out to the card insertion port 6a. Furthermore, the reason why the transaction cannot be made, the password is wrong, the balance is insufficient, etc. are displayed on the display 3a.

In addition, such a structure may be adopted that, without suspending the transaction in s26, the re-input of the password is requested, or the account balance is displayed and the re-input of the payment amount is requested, and a re-transaction is sent to the center based on the re-entered password or the payment amount. authentication request.

If the authentication result related to whether or not to trade is returned from the center, it can be traded (s25), and ATM1 then performs the banknote delivery process in the banknote processing unit 4 (s27). This banknote sending process is a process of sending out the banknotes corresponding to the payment amount accepted at s23 from the denomination cassettes 41 to 44, and conveying them to the banknote deposit and withdrawal port 4a.

Fig. 8 is a flowchart showing the banknote delivery process in s27. The banknote processing unit 4 determines the number of banknotes to be paid out by denomination based on the paid out amount accepted in s23 (s41). In s41, the number of payout sheets is set for banknotes having the denominations of the denomination cassettes 41-44. In this example, the number of payout sheets of 10,000-yen banknotes and the number of payout sheets of 1,000-yen banknotes are set.

The banknote processing unit 4 determines the denomination boxes 41 to 44 (s42) for any denomination for which the number of sheets for payment has been set in s41. currency box. In the banknote processing unit 4 , the transport unit 12 sends out the banknotes one by one from the denomination cassettes 41 to 44 determined in s42 to the banknote transport path 40 , and transports them to the recognition unit 13 . At this time, from the denomination cassette determined in s42, the conveyance part 12 sends out the banknote of the number of payment sheets set in s41 with respect to the denomination. The identification part 13 identifies the denomination and authenticity of the banknote for every banknote conveyed along the banknote conveyance path 40 (s43). As described above, the identification unit 13 detects the thickness of the banknote, the length in the conveyance direction, and the length in the direction perpendicular to the conveyance direction, and also determines whether or not the banknote is one.

The banknote processing unit 4 transports and accommodates the banknotes that have been recognized as authentic and are one banknote along the banknote transport path 40 into the banknote deposit and withdrawal port 4 a ( s44 ). The banknote processing unit 4 conveys and stores in the escrow unit 46 the banknotes which cannot be determined to be one banknote and the banknotes whose denomination cannot be recognized or which cannot be recognized as genuine bills (s45).

Every time the conveyance part 12 conveys and stores a banknote in the escrow part 46, the banknote sent out from the denomination cassettes 41-44 is added by 1 sheet. The banknote processing unit 4 repeats the processes of s43 to s45 until the banknotes of the number set in s41 are accommodated in the banknote deposit and withdrawal port 4a for the currency type.

When the banknote processing unit 4 stores the banknotes of the number set in s41 in the banknote inlet and outlet 4a (s46), The presence or absence of banknotes accommodated in the escrow unit 46 is determined (s47).

At this time, the banknotes accommodated in the escrow unit 46 are banknotes sent out from the denomination cassettes 41 to 44 determined in s42. Therefore, even if the denomination of the banknote accommodated in the escrow unit 46 at this time is the denomination corresponding to the denomination cassettes 41-44 determined in s42, there is no problem. In addition, in the above-mentioned processing, the number of sheets of banknotes sent out from the denomination cassettes 41 to 44 determined in s42 is the number of sheets stored in the banknote deposit and withdrawal port 4a and the number of sheets stored in the escrow unit 46. of and. And the number of sheets of banknotes accommodated in the banknote deposit and withdrawal opening 4a is the number of sheets set for the said currency type in s41.

If it is determined in s47 that there is no banknote accommodated in the escrow unit 46 , the banknote processing unit 4 performs the processes after s52 without performing the processes shown in s48 to s51 shown below.

If it is determined in s47 that there are banknotes accommodated in the escrow unit 46, the banknote processing unit 4 sends the banknotes accommodated in the escrow unit 46 one by one in the transport unit 12 to the banknote transport path 40, and transports them to the identification unit. Identify currency type, authenticity in 13 (s48). Moreover, as mentioned above, the identification part 13 detects the thickness of a banknote, the length of a conveyance direction, and the length of the direction perpendicular|vertical to a conveyance direction in s48, and also judges whether the said banknote is one sheet.

The banknote processing unit 4 conveys and accommodates in the reject box 45 about the banknote which the identification part 13 judged to be one sheet by s48 (s49, s50). At this time, even if the recognition unit 13 fails to recognize the denomination or recognizes a genuine banknote, the banknote processing unit 4 conveys and stores the banknote recognized as one sheet in the reject box 45 . At this time, the banknote processing unit 4 counts the number of banknotes accommodated in the reject box 45 .

In addition, the banknote processing unit 4 transports and stores the banknotes that the identification unit 13 fails to determine as one in s48 to the denomination cassettes 41 to 44 that send out the banknotes (the denomination cassettes 41 determined in s42 ~44) (s49, s51).

When all the banknotes stored in the escrow unit 46 are sent out by the banknote processing unit 4 and stored in the reject box 45 or the denomination boxes 41 to 44 from which the banknotes were sent out, the banknotes for the denomination boxes 41 to 44 that have sent out the banknotes this time are (the denomination cassettes 41 to 44 determined in s42), the number of stored banknotes stored in the banknote management table is updated (s52). In this banknote delivery process, the number of banknotes delivered from the denomination cassettes 41 to 44 determined in s42 is the number x stored in the banknote deposit and withdrawal port 4a plus the number x stored in the reject box 45. The resulting number of sheets after the number y of sheets is counted by the banknote processing unit 4 as described above. In s52, the number of sheets obtained by subtracting (x+y) from the number of sheets of banknotes stored in the banknote management table is updated with respect to the denomination cassettes 41 to 44 determined in s42. Taking the banknote management table shown in FIG. 5 as an example, in s42, if the denomination box 41 is determined as the currency box for sending out banknotes, the banknotes of 10,000 yen accommodated in the denomination box 41 are The number is updated to A-(x+y).

Moreover, the banknote processing unit 4 updates the storage number of the banknote memorize|stored in the banknote management table with respect to the reject box 45 (s53). In s53, for the banknotes of the currency types of the denomination boxes 41-44 (determined denomination boxes 41-44 determined in s42) of the banknotes sent out this time, the number of storage sheets stored in the banknote management table is updated to add The number of sheets obtained after rejecting the number y of sheets stored in the cassette 45 at s50 is shown above. Taking the banknote management table shown in Fig. 5 as an example, in s42, when it is determined that the denomination box 41 (or 42) is the currency box for sending out banknotes, the number of sheets of 10,000 yen banknotes is updated to H +y. In addition, in s42, when the denomination cassette 43 (or 44) is determined as a cassette for sending out banknotes, the number of 1,000-yen banknotes is updated to E+y.

In s41, if there is a currency for which the above-mentioned s42-s53 related processing has not been carried out among the currency types whose number of sheets has been set in s41 (s54), the banknote processing unit 4 then performs the above-mentioned s42-s53 related processing for the currency type. deal with. When the banknote processing unit 4 has performed the processing related to the above-mentioned s42 to s54 for all the denominations for which the number of sheets to be discharged has been determined in s41, this processing is terminated. At this time, the banknotes of the number of payout sheets set for each denomination in s41 are accommodated in the banknote deposit and withdrawal port 4a.

Return to Fig. 7, when the above-mentioned banknote delivery processing related to s27 is completed, ATM1 releases the payment banknote (the banknote received in the banknote inlet and outlet 4a) to the user by opening the gate of the banknote inlet and outlet 4a (s28) . In addition, in s28, ATM1 notifies the center of the transaction content related to this withdrawal transaction and the completion of the transaction.

Moreover, ATM1 sends out the card accepted by s21 to the card insertion opening 6a (s29). If accept passbook in s21, then ATM1 is in passbook processing unit 7 by not writing transaction content into passbook each transaction (at least this payment transaction), the transaction content of its transaction is printed to passbook, and This passbook is drawn out to the passbook insertion port 7a. ATM1 acquires the transaction content printed on the passbook from the center. Moreover, if ATM1 does not accept a passbook in s21, the card processing and transaction statement processing means 6 will discharge the transaction statement printed with the transaction content of this payout transaction to the transaction statement discharge port 6b. ATM1 obtains the transaction content printed in the transaction list from the center. The user receives the released passbook or transaction list.

In this way, when overlapping conveyance occurs among the banknotes sent out from the denomination cassettes 41 to 44 during the withdrawal transaction, the banknotes are stored in the escrow unit 46 . And, when overlapping conveyance occurs among the banknotes sent out from the escrow unit 46 , the banknotes are accommodated in the denomination cassettes 41 to 44 of the sending source. Therefore, even if the stacked feeding of banknotes occurs, the number of sheets of banknotes sent out from the denomination cassettes 41 to 44 and accommodated in the banknote deposit and withdrawal port 4 a or the reject cassette 45 can be accurately counted. Therefore, while the number of banknotes accommodated for every denomination cassette 41-44 can be managed suitably in a banknote management table, the number of banknotes accommodated in the rejection cassette 45 can also be managed suitably by denomination.

In addition, in the above-mentioned example, the banknote management table manages the number of banknotes stored in each denomination cassette 41-44, but it is also possible to manage the number of banknotes stored in the denomination cassettes 41-44 according to the denomination of the banknote. number of sheets. Specifically, the banknote management table may also be configured as follows: the management currency is the total storage number of denomination boxes 41 and 42 for 10,000 yen, and the denomination is 1,000 yen for denomination boxes. The total storage number of 43 and 44 sheets. In this case, the denomination cassettes 41 to 44 that return the banknotes in the above-mentioned s51 are not limited to the denomination cassettes 41 to 44 that send out the banknotes, but may also be transported and stored in other denomination cassettes that accommodate banknotes of the same denomination. In the sub-currency boxes 41-44.

In addition, in the processing shown in FIG. 8, for the banknotes whose number of sheets is determined to be one in s49, regardless of whether the currency type and authenticity are identified, they are stored in the rejection box 45, but it may also be as shown in FIG. In the structure shown, s60 is added, and the banknotes whose denominations are identified and are genuine are conveyed and accommodated in s51 in denomination cassettes 41 to 44 from which the banknotes are sent out. In this case, the conveyance part 12 conveys and accommodates in the reject box 45 the banknote which was judged to be one banknote which was not identified by denomination and authenticity in s50.

In this case, when sending out from the denomination boxes 41 to 44, the banknotes that are overlapped and are not judged to be one and stored in the temporary storage unit 46 are not sent out when they are sent out from the temporary storage unit 46. When being stacked and conveyed, the said banknote can be returned to the denomination cassettes 41-44. Therefore, the number of banknotes accommodated in the rejection cassette 45 can be suppressed, and the labor of the staff concerning the replacement|exchange operation of the rejection cassette 45 can be reduced. Moreover, since the frequency of accommodating the banknote which can be used for a transaction is suppressed in the rejection box 45, a banknote can be efficiently used for a transaction.

In addition, it may also be configured as follows: as shown in FIG. 10 , s61 is added, and the banknotes whose denominations cannot be identified or cannot be identified as genuine banknotes are transported and stored in s51 to the denomination cassette 41 from which the banknotes are sent out. ~44 middle. In this case, the denomination is recognized in s50, and it is a genuine bill, and the banknote judged to be one sheet is conveyed and accommodated in the reject box 45.

Therefore, the number of banknotes accommodated in the rejection cassette 45 can be suppressed, and the work of the staff concerning the replacement|exchange operation of the rejection cassette 45 can be reduced. Moreover, it can prevent that the banknote whose denomination cannot be recognized or which is not recognized as a genuine currency is accommodated in the rejection box 45 can be prevented.

In addition, the banknote processing unit 4 may be configured to alternately repeat the banknote delivery process shown in FIG. 8 and the banknote delivery process shown in FIG. 9 for each payment transaction.

In addition, the banknote processing unit 4 may be configured to alternately repeat the banknote delivery process shown in FIG. 8 and the banknote delivery process shown in FIG. 10 for each payment transaction.

In addition, in the above-mentioned example, the present invention was described taking the case of managing the number of sheets of the denominations for banknotes as an example, but it can also be managed similarly if it is coins.

In addition, the money processing apparatus of this invention is not limited to the ATM demonstrated in said embodiment, It can also be used for other equipment.

The above descriptions are only preferred embodiments of the present utility model, and are not intended to limit the implementation and protection scope of the present utility model. For those skilled in the art, they should be aware The schemes obtained by making equivalent replacements and obvious changes shall all be included in the protection scope of the present utility model.

Claims (10)

1. A money handling unit comprising: The currency conveying section conveys currency along the currency conveying path, and the currency conveying path connects a plurality of currency-specific boxes for storing currency by currency with the inlet and outlet ports; a currency identifying unit for identifying each currency conveyed by the currency conveying unit along the currency conveying path; The storage number management department manages the number of storage sheets of the currency stored in the above-mentioned currency-by-currency box by currency type; and The number of payment sheets setting part, for the currency of any one of the currency types stored in the above-mentioned currency-specific box, sets the number of sheets stored in the above-mentioned deposit and withdrawal port as the number of payment sheets; The above-mentioned money transmission department performs the following controls: The first currency conveying control is to send out the currency of the denomination of which the number of disbursement sheets is set by the above-mentioned dispensing number of sheets setting part, and is sent from the above-mentioned denomination box that accommodates the currency of the currency by the above-mentioned currency identification part The identified currency is transported and stored in the above-mentioned deposit and withdrawal port, and the unidentified currency is transported and stored in the escrow section connected through the above-mentioned currency transport path; and The second currency conveying control is to convey and store the currency whose number is determined by the currency identification unit when the currency stored in the escrow unit by the first currency conveying control is conveyed along the currency conveying path. In the rejection box connected through the above-mentioned currency conveying path, the currency for which the number of sheets cannot be determined by the above-mentioned currency identification unit is conveyed and stored in the currency-specific box of the same currency type as the currency-specific currency box from which the currency was sent; The number-of-storage management unit uses the number of sheets of currency sent to the deposit and withdrawal port and the number of sheets of currency stored in the rejection box by currency type to manage the currency stored in the currency-by-currency box. The number of storage sheets; it is characterized in that, The above-mentioned deposit and withdrawal port is provided with an identity detection device and a wireless sensor scanning device, and the above-mentioned identity detection device and the above-mentioned wireless sensor scanning device are respectively connected to the control part of the above-mentioned money processing unit, and the above-mentioned control part has a storage database; The user confirms his identity through the above-mentioned identity detection device, and wirelessly connects with the above-mentioned wireless sensor scanning device through his own portable device, so as to complete deposit and withdrawal operations through the above-mentioned portable device. 2. The money handling unit according to claim 1, characterized in that, The above-mentioned identity detection device is an iris scanning device, and the above-mentioned iris scanning device is installed at the height of the above-mentioned currency processing unit facing the user's eyes, and the above-mentioned iris scanning device has an iris acquisition module, and the above-mentioned iris acquisition module is connected to the above-mentioned control part by signal . 3. The currency handling unit according to claim 1, characterized in that, The above-mentioned wireless sensor scanning device is an NFC sensor scanning device, and the above-mentioned NFC sensor scanning device has an NFC acquisition module, and the above-mentioned NFC acquisition module is connected to the above-mentioned control part by signal. 4. The currency handling unit according to claim 1, characterized in that: The number-of-accommodation management part manages the number of sheets of currency accommodated in the said reject box by denomination. 5. The currency handling unit according to claim 1 or 4, characterized in that, The storage number management section manages the storage number of currency stored in the denomination box for each denomination box; the second currency transport control stores the currency whose number cannot be determined by the currency identification section. to the denomination box from which the currency was sent. 6. The currency processing unit according to claim 1 or 4, characterized in that, The second currency transport control transports and stores the currency whose number is determined by the currency identification unit and whose currency type is recognized by the currency identification unit, for the currency stored in the escrow unit by the first currency transportation control, and stored in the rejection box, The bill whose denomination cannot be recognized by the bill identification unit is transported and accommodated in a denomination cassette having the same denomination as the denomination cassette from which the bill was delivered. 7. The currency handling unit according to claim 1 or 4, characterized in that, The above-mentioned money transmission department performs the following controls: The third money transfer control is sending out the money put into the above-mentioned deposit and withdrawal port, conveying and storing the money recognized by the above-mentioned money identification part into the above-mentioned temporary storage part, and returning the unrecognized money to the above-mentioned deposit and withdrawal port; and The 4th currency transport control is to send out the currency stored in the above-mentioned escrow unit through the above-mentioned 3rd currency transport control, transport and store the currency recognized by the above-mentioned currency identification unit into the currency-specific currency box of the corresponding currency type, and send Unrecognized currency is conveyed and received in the above-mentioned reject box; The storage number management unit manages the number of currency sheets stored in each of the denomination boxes based on the number of currency sheets stored by the fourth currency transportation control, and transports and stores currency sheets by the third currency transportation control. The number of sheets of currency in the above-mentioned escrow unit by denomination and the number of sheets of currency stored in the above-mentioned denomination box by the above-mentioned fourth currency transport control are managed by denominations stored in the above-mentioned rejection box. The number of sheets of currency. 8. The currency processing unit according to claim 1 or 4, characterized in that, The above-mentioned currency conveying unit repeats the above-mentioned first currency conveying control and the above-mentioned money conveying control and the above-mentioned money conveying unit for each currency type when the above-mentioned dispensing sheet number setting unit sets the number of dispensing sheets stored in the above-mentioned deposit and withdrawal port for currency of a plurality of denominations. 2nd money transfer control. 9. The money handling unit according to claim 1 or 4, characterized in that, The storage number management unit manages the currency whose denomination cannot be recognized by the currency identification unit as the currency corresponding to the denomination box from which the currency is delivered. 10. An automatic transaction processing device, comprising: the currency processing unit according to any one of claims 1 to 9; and The operation unit accepts the input operation of the withdrawal amount; The withdrawal number setting unit of the currency processing unit sets the withdrawal number of the currency stored in the deposit and withdrawal port according to the withdrawal amount accepted by the operation unit.