CN103514660B - Currency processing unit and device for automatic processing of transactions - Google Patents

Abstract

The present invention provides a currency processing unit and an automatic transaction processing device capable of managing the number of currency stored in a currency cassette by denomination even if overlapping conveyance occurs in which a plurality of currency is conveyed in a stacked state. The identification part (13) identifies the banknotes sent out from the denomination boxes (41-44), and the conveying part (12) transports and stores the identified banknotes into the banknote inlet and outlet (4a), and unrecognized banknotes Banknotes are conveyed and stored in the escrow unit (46). In addition, for the banknotes stored in the escrow unit, the transport unit (12) transports and stores the banknotes whose number is determined by the recognition unit in the rejection box (45), and transports and stores the banknotes whose number cannot be determined in the banknote box. in the same denomination cassette as the one from which the banknote was delivered. The banknote processing unit (4) manages the number of banknotes stored in each banknote cassette based on the number of banknotes conveyed and stored in the banknote inlet and outlet and the number of banknotes in the reject box.

Description

Currency processing unit and automatic transaction processing device

technical field

The present invention relates to a money handling unit that performs deposit and withdrawal processing of money and manages the number of money stored in a money box by denomination, and an automatic transaction processing device including the money handling unit.

Background technique

Conventionally, cash automatic teller machines (hereinafter referred to as ATMs) installed in branches of financial institutions, convenience stores, etc., process various transactions such as deposit and withdrawal transactions requested by the user according to the user's input operations. kind of transaction.

The ATM has a banknote handling unit that handles banknotes. The banknote processing unit has a plurality of cassettes for storing banknotes. The money box includes a denomination box for specifying the denomination of banknotes to be accommodated, and a reject box for storing unused banknotes in transactions (hereinafter referred to as rejected banknotes). Moreover, the banknote processing unit manages the number of sheets of banknotes accommodated in the main body by denomination. Specifically, the banknote processing unit counts the number of paid-in banknotes by currency type for the paid-in banknotes received in the payment transaction, and adds the counted number of paid-in sheets by currency to the corresponding The number of storage sheets of the currency. In addition, the banknote processing unit counts the number of payout banknotes by currency type for the payout banknotes paid out in the payout transaction, and subtracts the stored number of banknotes of the corresponding currency managed at that time by currency type. Count the number of payment sheets.

This banknote processing unit collectively manages the banknotes stored in the denomination cassettes and the banknotes stored in the reject box (the banknotes stored in the denomination cassettes and the banknotes stored in the reject cassette are not separately managed.).

In addition, there is also a banknote processing unit that distinguishes between banknotes accommodated in denomination cassettes and reject cassettes, and manages the number of denominations (see Patent Document 1). This banknote processing unit has the following configuration. During the payment process, the number of banknotes sent out from the stacker (Stacker, currency box) is counted by currency type (the number of sheets sent out), and the number of banknotes sent out is The number of normal banknotes (the number of withdrawal sheets) whose denomination has been determined is counted by denomination, and the number of rejected banknotes accommodated in the reject box is managed by denomination using these counted values.

Patent Document 1: Japanese Patent Laid-Open No. 2008-234190

However, the configuration in Patent Document 1 is based on the premise that overlapping feeding of banknotes does not occur. When overlapping feeding of banknotes occurs, the number of banknotes stored in the reject box will become unreasonable. For example, when two banknotes are fed out from the denomination cassette in a stacked state, the number of bills sent out is counted as one. The two banknotes conveyed overlappingly are recognized as rejected banknotes by the identification part, and are accommodated in the reject box. In this way, if overlapping feeding of banknotes occurs, the counted number of delivered sheets will become unreasonable (actually 2 sheets are sent out, but they are counted as 1 sheet). As a result, for the banknotes stored in the reject box, the number of banknotes managed by denomination becomes unreasonable, and for the banknotes stored in the denomination cassette from which the stacked banknotes are fed, the number of managed banknotes is also become unreasonable.

Contents of the invention

It is an object of the present invention to provide a currency processing unit and an automatic transaction processing device capable of managing the currency stored in each currency cassette by denomination even when a plurality of currency is conveyed in a stacked state. number of sheets.

In order to solve the above-mentioned problems, the money handling unit of the present invention is configured as follows.

The currency conveying unit conveys currency along a currency conveying path that connects a plurality of denomination-specific cassettes for storing currency by denomination to the deposit and withdrawal port. The currency identification unit identifies the currency for each currency conveyed along the currency conveyance path by the currency conveyance unit. The currency identification department not only identifies the currency type and authenticity of the currency, but also can judge whether the currency is one or multiple (more than two). The Currency Identification Department does not identify the type of currency, and the authenticity of currency includes not only counterfeit currency, but also currency that cannot be recognized due to bending and chipping.

The storage number management section manages the number of storage sheets of currencies stored in the denomination boxes for each denomination. The number of payment sheets setting unit sets the number of sheets stored in the deposit and withdrawal port as the number of payment sheets for the currency of the currency type stored in any one denomination box.

Moreover, the money conveyance part performs the 1st money conveyance control and the 2nd money conveyance control shown below.

The first currency transport control is to identify the currency sent from the denomination box containing the currency of the currency by the currency identification unit for the currency of the currency of which the number of currency is set to be paid out by the number of currency. The recognized currency is conveyed and stored in the deposit and withdrawal port, and the unrecognized currency is conveyed and stored in the escrow unit connected by the currency conveying path. Through the first currency transport control, the identified currency, authenticity and judged to be one piece of currency are conveyed and stored in the deposit and withdrawal port; 1 piece of currency is transported and stored in the temporary storage unit. Therefore, only the set number of withdrawal sheets can be transported and stored in the money-in/out port for the currency of the currency whose number of sheets is set in the number-of-out sheet setting section. The money stored in the deposit and withdrawal port is the money released to the user.

In addition, the currency stored in the escrow section is the same currency as the currency that is conveyed and stored in the deposit and withdrawal port because it is sent from the denomination box of the same currency type as the currency that is conveyed and stored in the deposit and withdrawal port. currency.

The second currency conveying control is to convey and store the currency whose number is determined by the currency identification unit to the currency conveying path when the currency stored in the escrow unit by the first currency conveying control is conveyed along the currency conveying path In the connected reject box, the currency for which the number of sheets cannot be determined by the currency identification unit is conveyed and stored in the denomination cassette having the same denomination as the denomination cassette from which the currency was sent.

Therefore, the currency type and the number of sheets of the currency conveyed and stored in the deposit and withdrawal port by the first currency conveying control can be counted reasonably, and the currency type and the number of sheets of the currency conveyed and accommodated in the reject box by the second currency conveying control can be reasonably counted. Numbers can also be counted reasonably. Therefore, the number of sheets of currency stored in the denomination cassette can be managed by denomination, and the number of sheets of currency stored in the rejection cassette can also be managed by denomination.

In addition, by configuring the second conveyance control to store currency whose number cannot be determined by the currency recognition unit in the denomination cassette from which the currency is sent out, it is possible to manage the number of currency stored in each denomination cassette. .

In addition, the second currency conveyance control may also be configured such that the currency whose denomination cannot be recognized by the currency identification unit is transported and stored in a reject box, and the currency identification unit determines the number of sheets and recognizes the currency. Types of currency, genuine and counterfeit, are transported and stored in the same currency-specific box as the currency-specific currency box from which the currency was sent. By doing so, the number of bills accommodated in the rejection cassette can be suppressed, and the labor of the staff involved in the replacement work of the rejection cassette can be reduced.

In addition, the second currency conveyance control may also be configured such that the currency identification unit determines the number of pieces and recognizes the currency to be transported and stored in the reject box, and the currency identification unit determines the number of sheets but does not recognize the currency type. 1. The genuine and counterfeit currency is transported and stored in the same currency-specific box as the currency-specific currency box from which the currency was sent.

Moreover, the money conveyance part may be comprised so that the 3rd money conveyance control and 4th money conveyance control shown below may be performed.

The third money transport control is to send out the money put into the deposit and withdrawal port, transport and store the money recognized by the currency recognition unit to the temporary storage unit, and return the unrecognized money to the deposit and withdrawal port. In addition, the fourth currency delivery control is to deliver the currency stored in the escrow unit through the third currency delivery control, and to deliver and store the currency identified by the currency identification unit into the currency-specific currency box of the corresponding currency type, Convey and store unrecognized currency in the above-mentioned reject box.

Moreover, the storage number management unit manages the number of sheets of currency stored in each denomination box based on the number of sheets stored by the fourth currency transportation control, and transports and stores it according to the third currency transportation control. The number of sheets of currency in the escrow section and the number of sheets of currency stored in the currency box by the fourth currency transport control are managed by currency for the currency stored in the rejection box. number. Therefore, even if the received currency is accepted, the number of currency stored in the denomination-specific cassette and the currency stored in the reject cassette can be reasonably managed by denomination.

In addition, it is preferable that: when the number of payment sheets set by the payment sheet number setting unit is set for the currency of multiple currencies, the number of payment sheets stored in the deposit and withdrawal port is repeated, and the first currency transportation control and the second currency transportation control are repeated for the currency of the currency transportation part. Money transfer control. Therefore, when performing the second currency conveyance control, it is possible to prevent a state in which currency of a plurality of denominations is stored in the escrow unit, and it is possible to more appropriately manage the currency stored in the denomination box and the rejection box by denomination. The number of sheets of currency stored in.

In addition, the money processing unit according to the present invention can be applied to an automatic transaction processing device that handles money, such as an automatic teller machine (ATM).

Invention effect

According to the present invention, even if overlapping conveyance occurs in which a plurality of bills are conveyed in a stacked state, the number of bills stored in each bill cassette can be managed by denomination.

Description of drawings

Fig. 1 is a schematic diagram showing the appearance of an automatic teller machine.

Fig. 2 is a block diagram showing the configuration of main parts of the cash automatic teller machine.

Fig. 3 is a schematic diagram showing the internal structure of the banknote processing unit.

Fig. 4 is a block diagram showing the configuration of main parts of the banknote processing unit.

Fig. 5 is a diagram showing a banknote management table.

Fig. 6 is a flow chart showing ATM deposit transaction processing.

Fig. 7 is a flowchart showing ATM withdrawal transaction processing.

Fig. 8 is a flowchart showing a banknote delivery process.

Fig. 9 is a flowchart showing a banknote delivery process.

Fig. 10 is a flowchart showing a banknote delivery process.

Explanation of reference signs

1: Cash automatic teller machine (ATM);

2: Main control unit;

3: Operation unit;

3a: Display;

3b: touch panel;

4: Banknote processing unit;

4a: Banknote entry and exit port;

5: Coin handling unit;

5a: coin inlet and outlet;

11: Control Department;

12: Conveying department;

13: identification department;

14: storage unit;

15: input and output unit;

40: banknote conveying path;

41~44: currency box;

45: reject box;

46: Temporary Reservation Department

Detailed ways

Embodiments of the present invention will be described below.

Fig. 1 is a schematic diagram showing the appearance of an automatic teller machine according to an embodiment of the present invention. Fig. 2 is a block diagram showing the configuration of main parts of the cash automatic teller machine.

As shown in FIG. 2 , the cash automatic teller machine 1 (hereinafter referred to as ATM 1 ) has a main control unit 2 , a display and operation unit 3 , a banknote processing unit 4 , a coin processing unit 5 , and a card and transaction list processing unit 6 , passbook processing unit 7 and communication unit 8. This ATM 1 is installed in branches of financial institutions, convenience stores, and the like, and processes transactions (deposit transactions, withdrawal transactions, etc.) required by users. The main control unit 2 controls the operation of each unit.

The display/operation unit 3 has a display 3a provided on the front of the main body, and a touch panel 3b attached to the screen of the display 3a. The display/operation unit 3 displays an operation guidance screen for the user on the indicator 3a. Furthermore, the display/operation unit 3 accepts the user's input operation related to the password and transaction content (transaction type, payment amount, etc.) by detecting the pressed position of the touch panel 3b. In addition, the display/operation unit 3 may include a biometric information reading unit or the like for reading biometric information (fingerprint, finger vein, palm print, etc.) of the user.

The banknote processing unit 4 processes deposit and withdrawal banknotes. On the main body front, a banknote deposit and withdrawal port 4a for storing deposit and withdrawal banknotes is provided. The banknote inlet and outlet 4a is provided with a gate. And the partition board for distinguishing the accommodation place of a deposit banknote, a withdrawal banknote, and a return banknote is provided in the banknote deposit and withdrawal port 4a. The banknote processing unit 4 restricts the insertion and removal of banknotes into and out of the banknote inlet and outlet 4a by opening and closing of the gate.

This banknote handling unit 4 is an embodiment of the money handling unit of the present invention.

The coin processing unit 5 handles deposit and withdrawal coins. On the front of the main body, a coin deposit and withdrawal port 5a for storing deposit and withdrawal coins is provided. A shutter is provided at the coin inlet and outlet 5a. Furthermore, the coin processing unit 5 restricts the insertion and withdrawal of coins into and out of the coin inlet and outlet 5a by opening and closing the gate.

The card transaction list processing unit 6 takes in the card inserted in the card insertion port 6a provided on the front of the main body, reads the card information (financial institution number, business network number, account number, etc.) recorded on the card and performs card information processing. update etc. The card/transaction statement processing unit 6 may be configured to handle magnetic cards, may be configured to handle IC cards, or may be configured to handle two types of cards (magnetic cards and IC cards). Furthermore, the card/transaction statement processing unit 6 also has a printing unit (not shown) that prints transaction details on the transaction statement. The card/transaction statement processing unit 6 releases the transaction statement printed with the transaction details to the transaction statement output port 6b provided on the front of the main body.

The passbook processing unit 7 takes the passbook inserted into the passbook insertion opening 7a provided on the front of the main body, and has a printing unit (not shown) for printing transaction history on the passbook. In addition, the passbook processing unit 7 also has: a page-turning mechanism for turning the pages of the taken-in passbook, a barcode reader for reading the barcode printed on the passbook to indicate the page number, and a barcode reader for reading the information recorded on the magnetic strip pasted on the passbook The magnetic head of the passbook information (financial institution number, business outlet number, account number, etc.).

The communication unit 8 controls data communication with a higher-level (superior) device (not shown) installed in the center.

In addition, the center has a database in which account management information including the account holder's name, address, contact phone number, transaction history, password, account balance, and the like is registered for each account opening account. The center performs the following processing: according to the transaction content notified from ATM1, the account management information related to the transaction account is updated; and in response to the authentication request from ATM1, whether the transaction is possible or not, and returns its certification result.

Here, the banknote processing unit 4 will be described in detail. Fig. 3 is a schematic diagram showing an internal structure of a banknote processing unit. Fig. 4 is a block diagram showing the configuration of main parts of the banknote processing unit. The banknote processing unit 4 has a control unit 11 , a transport unit 12 , a recognition unit 13 , a storage unit 14 , and an input/output unit 15 .

The control unit 11 controls the operation of each part of the main body of the banknote processing unit 4 .

The banknote processing unit 4 accommodates denomination cassettes 41 to 44 and a rejection cassette 45 inside. The denomination boxes 41-44 and the rejection box 45 are freely attachable and detachable with respect to the main body. In this example, denomination cassettes 41 and 42 store 10,000-yen banknotes. The denomination cassettes 43 and 44 accommodate 1,000-yen banknotes. The rejection box 45 accommodates the banknote etc. which were judged not to use for a transaction, regardless of currency type. And the banknote processing unit 4 has the temporary storage part 46 which temporarily holds a banknote.

In the banknote processing unit 4, the banknote conveyance path 40 which connects the denomination cassettes 41-44, the rejection box 45, the escrow part 46, and the banknote deposit and withdrawal opening 4a is formed. The transport unit 12 controls a transport motor not shown in the figure, and transports banknotes along the banknote transport path 40 . In the denomination boxes 41-44, the escrow unit 46, and the banknote deposit and withdrawal port 4a, a delivery mechanism that sends out the stored banknotes to the banknote transport path 40 is provided, while the reject box 45 is not provided with the banknotes to be stored. It is sent out to the sending mechanism in the banknote conveyance path 40 . The conveyance part 12 also carries out the process of sending out the banknotes accommodated in the denomination boxes 41-44, the temporary storage part 46, or the banknote deposit and withdrawal port 4a to the banknote conveyance path 40, and controls the setting at the branch point of the banknote conveyance path 40, etc. The baffle plate is used to control the transfer destination of the banknotes being transported, and the process of opening and closing the shutter provided in the banknote deposit and withdrawal port 4a.

The recognition unit 13 recognizes the denomination and authenticity of the banknotes being conveyed along the banknote conveyance path 40 . The identification unit 13 identifies the denomination and authenticity of each banknote conveyed along the banknote conveyance path 40 using feature quantities such as an optical pattern and a magnetic pattern read from the banknote. And the recognition unit 13 detects the thickness of the banknote, the length in the conveying direction on the banknote conveying path 40, and the length in the direction perpendicular to the conveying direction on the bill conveying path 40, and also determines whether the banknote is one or multiple (overlaid and conveyed). banknotes) judgment.

In addition, the banknote whose denomination and authenticity cannot be identified in the identification unit 13 is not necessarily a counterfeit banknote. Banknotes whose denomination and authenticity cannot be identified in the identification unit 13 include genuine bills whose denomination and authenticity cannot be identified due to bending or chipping (damage).

The storage unit 14 stores the banknote management table shown in FIG. 5 , and manages the number of banknotes accommodated in the denomination cassettes 41 to 44 and the reject cassette 45 . As shown in FIG. 5 , the banknote management table associates each denomination cassette 41 to 44 with the number of banknotes accommodated in the denomination cassette. Since the denomination cassettes 41 to 44 define the denominations of banknotes to be accommodated, the banknote management table substantially manages the number of stored bills for the denomination cassettes 41 to 44 . On the one hand, since the rejection box 45 stores banknotes judged not to be used in transactions regardless of denomination, the banknote management table associates the number of banknotes with respect to the rejection box 45 by denomination. The currency types of banknotes accommodated in the rejection box 45 include not only 10,000-yen banknotes and 1,000-yen banknotes but also 5,000-yen banknotes and 2,000-yen banknotes.

In the example shown in FIG. 5 , the number of banknotes (10,000-yen banknotes) accommodated in the denomination cassette 41 is A sheets, and the number of banknotes (10,000-yen banknotes) accommodated in the denomination cassette 42 is The number of sheets is B sheets, the number of sheets of banknotes (1,000-yen banknotes) accommodated in the denomination box 43 is C sheets, and the number of banknotes (1,000-yen banknotes) accommodated in the denomination box 44 is The number of sheets is D sheets. In addition, the number of 1,000-yen banknotes stored in the rejection box 45 is E, the number of 2,000-yen banknotes is F, and the number of 5,000-yen banknotes is G. The number of sheets of 10,000 yen banknotes is H sheets.

The input/output unit 15 performs input and output of data and commands with the main control unit 2 .

Hereinafter, the operation|movement of ATM1 is demonstrated. Here, the payment transaction process and the payment transaction process in which the number of banknotes accommodated in any one of the denomination cassettes 41 to 44 and the reject cassette 45 is changed will be described.

Fig. 6 is a flowchart showing ATM deposit transaction processing. When the money-in transaction is selected as the transaction type in the display/operation unit 3, the ATM 1 executes the money-in transaction process shown in FIG. 6 .

ATM1 accepts passbooks or cards, and determines the account (s1) for deposit transactions. The user inserts a card into the card insertion opening 6a, or inserts a passbook into the passbook insertion opening 7a. When a card is inserted, the card/transaction statement processing unit 6 reads the card information recorded on the card, and specifies the account for the deposit transaction. When the passbook is inserted, the passbook processing unit 7 reads the passbook information recorded in the magnetic stripe pasted on the passbook to determine the account for the deposit transaction.

ATM1 accepts a deposit banknote by the banknote processing unit 4 (s2). In s2, the banknote processing unit 4 opens the gate provided at the banknote deposit inlet 4a. The user puts the paid-in banknotes into the banknote inlet and outlet 4a. After the banknotes are put into the banknote inlet and outlet 4a, the banknote processing unit 4 closes the gate.

The banknote processing unit 4 counts the number of banknotes accepted in s2 by denomination, and calculates the deposit amount ( s3 ). In this s3, the banknote processing unit 4 sends the banknotes put into the banknote inlet and outlet 4a one by one to the banknote delivery path 40 in the delivery unit 12, and sends them to the identification unit 13 to identify the currency type and authenticity. Furthermore, the identification part 13 detects the thickness of a banknote, the length of a conveyance direction, and the length of the direction perpendicular|vertical to a conveyance direction, and also judges whether the said banknote is one sheet.

The banknote processing unit 4 transports and stores the banknotes whose denominations have been recognized by the identification unit 13 to be genuine and which have been determined to be one sheet along the banknote transport path 40 into the escrow unit 46 . The banknote processing unit 4 transports and accommodates banknotes whose denominations cannot be identified by the identification unit 13 or whose banknotes cannot be recognized as genuine banknotes, and whose banknotes cannot be determined to be one sheet, and are stored in the banknote inlet and outlet 4a (return to the banknote inlet and outlet port 4a). Moreover, the banknote processing unit 4 counts the number of sheets by denomination with respect to the banknotes conveyed and accommodated in the escrow unit 46 . Specifically, with respect to the banknotes accommodated in the escrow unit 46, 10,000-yen banknotes-s, 5,000-yen banknotes-t, 2,000-yen banknotes-u, and 1,000-yen banknotes-v are counted. open.

In addition, in s3, if there is a banknote returned to the banknote inlet and outlet 4a, the banknote processing unit 4 opens the gate provided at the banknote inlet and outlet 4a, and returns the banknote to the user.

The ATM 1 displays the total amount of banknotes stored in the escrow unit 46 by the banknote processing unit 4 on the display 3 a of the display and operation unit 3 as the deposit amount, and requests confirmation input of the deposit amount from the user ( s4 ).

In addition, when the user additionally inserts a paid-in banknote into the banknote deposit and withdrawal port 4a, the processing related to the above-mentioned s3 is executed again for the additionally inserted banknote. In this case, the number of banknotes per denomination related to the banknotes conveyed and stored in the escrow unit 46 before is not reset.

When ATM1 accepts the confirmation input of the deposit amount in the display/operation means 3, it will perform a deposit processing to the account specified by s1 (s5). The money-in process related to s5 is the process of sending the transaction content related to this money-in transaction (account, money-in amount, etc. determined in s1 ) to the center in the communication unit 8 . In addition, if ATM1 accepts the passbook in s1, it will print the transaction content of the transaction to the passbook according to each transaction (at least this incoming transaction) that does not write the transaction content into the passbook in the passbook processing unit 7, and write This passbook is drawn out to the passbook insertion port 7a. ATM1 acquires the transaction content printed on the passbook from the center. In addition, if ATM1 accepts the card in s1, the card processing and transaction list processing unit 6 will release the card to the card insertion port 6a, and will print the transaction list with the transaction content of this incoming money transaction to the transaction list delivery port. 6b. ATM1 acquires the transaction content printed on the transaction list from the center. The user receives the released passbook, or card, and transaction statement.

At this point, the deposit transaction with the user is completed. Thereafter, in ATM1, the banknote processing unit 4 performs processing of storing the banknotes accommodated in the escrow unit 46 in each cassette and updating the banknote management table.

The banknote processing unit 4 sends out the banknotes stored in the escrow unit 46 one by one in the transport unit 12 to the banknote transport path 40 , and transports them to the identification unit 13 to identify the currency type and authenticity ( s6 ). Moreover, the identification part 13 detects the thickness of a banknote, the length of a conveyance direction, and the length of the direction perpendicular|vertical to a conveyance direction, and also judges whether the said banknote is one sheet.

The banknote processing unit 4, for the banknotes whose denominations are recognized and genuine, and are determined to be one, if the denomination cassettes 41 to 44 of the banknotes are stored, the banknotes are conveyed and stored in the corresponding banknotes. In the sub-currency boxes 41-44 (s7, s8, s9) of the currency. The banknote processing unit 4 counts the number of banknotes stored in s9 for each denomination cassette 41 to 44 . The banknote processing unit 4 is for the banknotes that cannot be identified as banknotes or cannot be identified as genuine banknotes, banknotes that cannot be determined to be one piece, and banknotes in the denomination boxes 41 to 44 that do not accommodate the corresponding currency types ( In this example, 5,000-yen banknotes and 2,000-yen banknotes) are conveyed and accommodated in the reject box 45 ( s7 , s8 , s10 ).

When the banknote processing unit 4 transports and stores all the banknotes stored in the escrow unit 46 into any one of the currency cassettes, it updates the stored number of sheets stored in the banknote management table to an additional value for each denomination cassette 41-44. The number of sheets obtained after the number of sheets stored this time (s11). The banknote processing unit counts the number of banknotes accommodated for each denomination cassette 41 to 44 when performing the processes of s7 to s10 described above. For example, count the number s1 of 10,000 yen banknotes stored in the denomination box 41, the number s2 of 10,000 yen banknotes accommodated in the denomination box 42, and the 10,000-yen banknote stored in the denomination box 43. The number v1 of 1,000-yen banknotes and the number v2 of 1,000-yen banknotes accommodated in the denomination cassette 44 . In s11, the stored number of sheets of banknotes stored in the banknote management table is updated to the number of sheets obtained by adding the number of sheets stored this time for each denomination cassette 41-44. If the banknote management table shown in Fig. 5 is taken as an example, the number of sheets of 10,000 yen banknotes accommodated in the denomination box 41 is updated to A+s1, and the number of 10,000 yen banknotes stored in the denomination box 42 is updated to A+s1. The number of sheets of banknotes of the Japanese yen is updated to B+s2, the number of sheets of 1,000 yen banknotes stored in the currency box 43 is updated to C+v1, and the number of sheets of 1,000 yuan stored in the currency box 44 is updated to C+v1. The number of yen banknotes has been updated to D+v2.

Moreover, the banknote processing unit 4 also updates the number of banknotes accommodated in the rejection box 45 managed by denomination in the banknote management table (s12). In s12, after subtracting the number of banknotes of the denomination stored in the denomination cassettes 41 to 44 from the number of banknotes of the denomination stored in the escrow unit 46, the number of denominations is calculated for each denomination. The number of sheets obtained. Here, the number of sheets calculated for each denomination is the number of sheets stored in the rejection box 45 this time. The number of stored sheets stored in the banknote management table is updated for each denomination to the number of sheets obtained by adding the number of sheets calculated for the denomination.

In the above example, the number of banknotes of each denomination accommodated in the rejection box 45 is updated to 10,000 yen banknotes-H+(s-s1-s2) sheets, 5,000-yen banknotes-G +t sheets, ~F+u sheets of 2,000-yen banknotes, ~E+(v-v1-v2) sheets of 1,000-yen banknotes.

In this way, when processing incoming transactions, even if the incoming banknotes put in by the user cause changes in the number of banknotes stored in the denomination boxes 41 to 44 and the reject box 45, the banknote processing unit 4 can correctly The number of sheets of banknotes accommodated in the denomination cassettes 41 to 44 and the reject cassette 45 is managed in an orderly manner.

Moreover, when performing a cash-based remittance transaction, as in the case of the above-mentioned incoming transaction, the remittance banknotes put in by the user cause the number of banknotes stored in the denomination boxes 41 to 44 and the rejection box 45 to change. . The banknote processing unit 4 also performs the same processing as the above-mentioned received banknotes for remittance banknotes, and updates the banknote management table.

Next, the payment transaction process in ATM1 is demonstrated. Fig. 7 is a flowchart showing ATM withdrawal transaction processing. ATM1 executes the process shown in FIG. 7, when payment|payment transaction is selected as a transaction type in the display-operation part 3. ATM1 accepts the card inserted into the card insertion slot 6a, and specifies the account which will perform a payment transaction (s21). In s21, if the passbook is inserted into the passbook insertion opening 7a, the passbook is also accepted. Furthermore, in s21 , biometric authentication using biometric information such as fingerprints and palmprints may be performed to verify that the user is the owner of the card (the account holder of the account for this transaction).

ATM1 accepts the input of a password on the display/operation means 3 (s22). Moreover, ATM1 also accepts the input of the payment amount in the display/operation means 3 (s23).

ATM1 transmits the authentication request of the transaction including the account number of the account which performed the payment transaction specified by s21, the password input by s22, and the payment amount input by s23 to a center (s24). Communication with the center takes place in the communication unit 8 . The center judges the consistency/inconsistency of the password, the sufficient/insufficient balance of the account, etc. in response to the authentication request of the transaction from ATM1, and verifies whether the transaction is possible. The center returns the authentication result related to whether the transaction is possible to ATM1.

If the authentication result related to the transaction possibility returned from the center is that the transaction is not possible (s25), the ATM1 will perform the transaction suspension process (s26), and end this process. In s26, the card accepted in s21 is fed out to the card insertion port 6a. Furthermore, the reason why the transaction cannot be made, the password is wrong, the balance is insufficient, etc. are displayed on the display 3a.

In addition, such a structure may be adopted that, without suspending the transaction in s26, the re-input of the password is requested, or the account balance is displayed and the re-input of the payment amount is requested, and a re-transaction is sent to the center based on the re-entered password or the payment amount. authentication request.

If the authentication result about the transaction possibility returned from the center is transaction possible (s25), ATM1 will perform the banknote sending-out process in the banknote processing unit 4 (s27). This banknote sending process is a process of sending out the banknotes corresponding to the payment amount accepted at s23 from the denomination cassettes 41 to 44, and conveying them to the banknote deposit and withdrawal port 4a.

Fig. 8 is a flowchart showing the banknote delivery process in s27. The banknote processing unit 4 determines the number of banknotes to be paid out by denomination based on the paid out amount accepted in s23 ( s41 ). In s41, the number of payout sheets is set for banknotes having the denominations of the denomination cassettes 41-44. In this example, the number of payout sheets of 10,000-yen banknotes and the number of payout sheets of 1,000-yen banknotes are set.

The banknote processing unit 4 determines the denomination cassettes 41 to 44 (s42) for any denomination for which the number of sheets for payment is set in s41 (s42), and the denomination cassettes are used to send out the banknotes of the number of sheets set in s41. currency box. In the banknote processing unit 4 , the transport unit 12 sends out the banknotes one by one from the denomination cassettes 41 to 44 determined in s42 to the banknote transport path 40 , and transports them to the identification unit 13 . At this time, from the denomination cassette determined in s42, the conveyance part 12 sends out the banknote of the number of payment sheets set in s41 with respect to the denomination. The identification part 13 identifies the denomination and authenticity of the banknote for every banknote conveyed along the banknote conveyance path 40 (s43). As described above, the identification unit 13 detects the thickness of the banknote, the length in the conveyance direction, and the length in the direction perpendicular to the conveyance direction, and also determines whether or not the banknote is one.

The banknote processing unit 4 transports and accommodates the banknotes that have been identified as genuine and one banknote along the banknote transport path 40 into the banknote deposit and withdrawal port 4 a ( s44 ). The banknote processing unit 4 conveys and stores in the escrow unit 46 the banknotes whose denomination cannot be recognized or the banknotes whose denominations cannot be recognized as genuine bills cannot be determined to be one sheet, and are stored in the escrow unit 46 ( s45 ).

Every time the conveyance part 12 conveys and stores a banknote in the escrow part 46, the banknote sent out from the denomination cassettes 41-44 is added by 1 sheet. The banknote processing unit 4 repeats the processes of s43 to s45 until the banknotes of the number set in s41 are accommodated in the banknote deposit and withdrawal port 4a for the currency type.

When the banknote processing unit 4 stores the banknotes of the number set in s41 in the banknote deposit and withdrawal opening 4 a ( s46 ), the banknote processing unit 4 stores the banknotes sent out from the denomination cassettes 41 to 44 determined in s42 . The presence or absence of banknotes accommodated in the escrow unit 46 is determined (s47).

At this time, the banknotes accommodated in the escrow unit 46 are banknotes sent out from the denomination cassettes 41 to 44 determined in s42. Therefore, even if the denomination of the banknote accommodated in the escrow unit 46 at this time is the denomination corresponding to the denomination cassettes 41-44 determined in s42, there is no problem. In addition, in the above-mentioned processing, the number of sheets of banknotes sent out from the denomination cassettes 41 to 44 determined in s42 is the number of sheets stored in the banknote deposit and withdrawal port 4a and the number of sheets stored in the escrow unit 46. of and. And the number of sheets of banknotes accommodated in the banknote deposit and withdrawal opening 4a is the number of sheets set for the said currency type in s41.

If it is determined in s47 that there is no banknote accommodated in the escrow unit 46 , the banknote processing unit 4 performs the processes after s52 without performing the processes shown in s48 to s51 shown below.

If it is determined in s47 that there are banknotes accommodated in the escrow unit 46, the banknote processing unit 4 sends the banknotes accommodated in the escrow unit 46 one by one in the transport unit 12 to the banknote transport path 40, and transports them to the identification unit. In 13, identify currency, authenticity (s48). Moreover, as mentioned above, the identification part 13 detects the thickness of a banknote, the length of a conveyance direction, and the length of the direction perpendicular|vertical to a conveyance direction in s48, and also judges whether the said banknote is one sheet.

The banknote processing unit 4 conveys and accommodates in the reject box 45 the banknote which the identification part 13 judged to be one in s48 (s49, s50). At this time, even if the recognition unit 13 fails to recognize the denomination or recognizes a genuine banknote, the banknote processing unit 4 conveys and stores the banknote recognized as one sheet in the reject box 45 . At this time, the banknote processing unit 4 counts the number of banknotes accommodated in the reject box 45 .

In addition, the banknote processing unit 4 transports and stores the banknotes that cannot be determined to be one by the identification unit 13 in s48 to the denomination cassettes 41 to 44 from which the banknotes are sent out (the denomination cassettes 41 determined in s42 ~44) (s49, s51).

When all the banknotes stored in the escrow unit 46 are sent out by the banknote processing unit 4 and stored in the reject box 45 or the denomination boxes 41 to 44 from which the banknotes were sent out, the banknotes for the denomination boxes 41 to 44 that have sent out the banknotes this time are (the denomination cassettes 41 to 44 determined in s42 ), the stored number of banknotes stored in the banknote management table is updated ( s52 ). In this banknote delivery process, the number of banknotes delivered from the denomination cassettes 41 to 44 determined in s42 is the number x stored in the banknote deposit and withdrawal port 4a plus the number x stored in the reject box 45. The resulting number of sheets after the number y of sheets is counted by the banknote processing unit 4 as described above. In s52 , the denomination cassettes 41 to 44 determined in s42 are updated to the number obtained by subtracting (x+y) from the number of banknotes stored in the banknote management table. Taking the banknote management table shown in FIG. 5 as an example, in s42, if the denomination box 41 is determined as the currency box for sending out banknotes, the banknotes of 10,000 yen accommodated in the denomination box 41 are The number is updated to A-(x+y).

Moreover, the banknote processing unit 4 updates the number of accommodated banknotes memorize|stored in the banknote management table with respect to the reject box 45 (s53). In s53, for the banknotes of the denominations of the denomination cassettes 41 to 44 (the denomination cassettes 41 to 44 determined in s42) that have sent out the banknotes this time, the number of storage sheets stored in the banknote management table is updated to an additional value. The number of sheets obtained after rejecting the number y of sheets stored in the cassette 45 at s50 is shown above. Taking the banknote management table shown in FIG. 5 as an example, in s42, when the denomination box 41 (or 42) is determined as the box for sending out banknotes, the number of 10,000-yen banknotes is updated to H +y. In addition, when the denomination cassette 43 (or 44 ) is determined as a cassette for feeding out banknotes in s42 , the number of 1,000-yen banknotes is updated to E+y.

In the currency denomination whose number of releases is set in s41, if there is a currency denomination that has not undergone the above-mentioned s42-s53 related processing (s54), the banknote processing unit 4 will perform the above-mentioned s42-s53 related processing for the currency denomination. deal with. When the banknote processing unit 4 has performed the processing related to the above-mentioned s42 to s54 for all the denominations for which the number of sheets to be discharged has been determined in s41, this processing is terminated. At this time, the banknotes of the number of payout sheets set for each denomination in s41 are accommodated in the banknote deposit and withdrawal port 4a.

Returning to Fig. 7, when the above-mentioned banknote sending process related to s27 is completed, ATM1 releases the payout banknotes (the banknotes stored in the banknote inlet and outlet 4a) to the user by opening the gate of the banknote inlet and outlet 4a (s28) . In addition, in s28, ATM1 notifies the center of the transaction content related to this withdrawal transaction and the completion of the transaction.

Moreover, ATM1 releases the card accepted by s21 to the card insertion slot 6a (s29). If the passbook is accepted in s21, then ATM1 will print the transaction content of its transaction to the passbook in the passbook processing unit 7 according to each transaction (at least this payment transaction) that does not write the transaction content into the passbook, and This passbook is drawn out to the passbook insertion port 7a. ATM1 acquires the transaction content printed on the passbook from the center. Moreover, if ATM1 does not accept a passbook in s21, the card processing and transaction statement processing means 6 will discharge the transaction statement printed with the transaction content of this payout transaction to the transaction statement discharge port 6b. ATM1 obtains the transaction content printed in the transaction list from the center. The user receives the released passbook or transaction list.

In this way, when overlapping conveyance occurs among the banknotes sent out from the denomination cassettes 41 to 44 during the withdrawal transaction, the banknotes are stored in the escrow unit 46 . And, when overlapping conveyance occurs among the banknotes sent out from the escrow unit 46 , the banknotes are accommodated in the denomination cassettes 41 to 44 of the sending source. Therefore, even if the stacked feeding of banknotes occurs, the number of sheets of banknotes sent out from the denomination cassettes 41 to 44 and accommodated in the banknote deposit and withdrawal port 4 a or the reject cassette 45 can be accurately counted. Therefore, while the number of banknotes accommodated for every denomination cassette 41-44 can be managed suitably in a banknote management table, the number of banknotes accommodated in the rejection cassette 45 can also be managed suitably by denomination.

In addition, in the above-mentioned example, the banknote management table manages the number of banknotes stored in each denomination cassette 41-44, but it is also possible to manage the number of banknotes stored in the denomination cassettes 41-44 according to the denomination of the banknote. number of sheets. Specifically, the banknote management table may also be configured as follows: the management currency is the total storage number of denomination boxes 41 and 42 for 10,000 yen, and the denomination is 1,000 yen for denomination boxes. The total storage number of 43 and 44 sheets. In this case, the denomination cassettes 41 to 44 that return the banknotes in the above-mentioned s51 are not limited to the denomination cassettes 41 to 44 that send out the banknotes, but may also be transported and stored in other denomination cassettes that accommodate banknotes of the same denomination. In the sub-currency boxes 41-44.

In addition, in the processing shown in FIG. 8, for the banknotes whose number of sheets is determined to be one in s49, regardless of whether the currency type and authenticity are recognized, they are stored in the rejection box 45, but it may also be as shown in FIG. In the structure shown, s60 is added, and the banknotes whose denominations have been recognized and are genuine are conveyed and stored in s51 in denomination cassettes 41 to 44 from which the banknotes are sent out. In this case, the conveyance part 12 conveys and accommodates in the reject box 45 the banknote which was judged to be one banknote which was not recognized in s50, but the denomination and authenticity are not recognized.

In this case, when sending out from the denomination boxes 41 to 44, the banknotes that are overlapped and are not judged to be one and stored in the temporary storage unit 46 are not sent out when they are sent out from the temporary storage unit 46. When being stacked and conveyed, the said banknote can be returned to the denomination cassettes 41-44. Therefore, the number of banknotes accommodated in the rejection cassette 45 can be suppressed, and the labor of the staff concerning the replacement|exchange operation of the rejection cassette 45 can be reduced. Moreover, since the frequency of accommodating the banknote which can be used for a transaction is suppressed in the rejection box 45, a banknote can be efficiently used for a transaction.

In addition, it may also be configured as follows: as shown in FIG. 10 , s61 is added, and the banknotes whose denominations cannot be identified or cannot be identified as genuine banknotes are transported and stored in s51 to the denomination cassette 41 from which the banknotes are sent out. ~44 middle. In this case, the denomination is recognized in s50, and it is a genuine bill, and the banknote judged to be one sheet is conveyed and accommodated in the reject box 45.

Therefore, the number of banknotes accommodated in the rejection cassette 45 can be suppressed, and the work of the staff concerning the replacement|exchange operation of the rejection cassette 45 can be reduced. Moreover, it can prevent that the banknote whose denomination cannot be recognized or which is not recognized as a genuine currency is accommodated in the rejection box 45 can be prevented.

In addition, the banknote processing unit 4 may be configured to alternately repeat the banknote delivery process shown in FIG. 8 and the banknote delivery process shown in FIG. 9 for each payment transaction.

In addition, the banknote processing unit 4 may be configured to alternately repeat the banknote delivery process shown in FIG. 8 and the banknote delivery process shown in FIG. 10 for each payment transaction.

In addition, in the above-mentioned example, the present invention was described by taking the case of managing the number of banknotes by denomination as an example, but it can also be managed in the same way if it is a coin.

In addition, the money handling apparatus of this invention is not limited to the ATM demonstrated in the said embodiment, It can also be used for other equipment.

Claims (9)

1. a currency processing unit, possesses:

Currency delivery section, along currency transport path conveying currency, this currency transport path by point Currency Type receive currency multiple points of Currency Type boxes with enter bank note dispensing port and be connected;

Currency recognition portion, each currency carried along above-mentioned currency transport path by above-mentioned currency delivery section identifies this currency;

Storage number management department, the storage number of the currency received in point Currency Type ground management above-mentioned point of Currency Type box; And

Going out money number configuration part, for the currency of the Currency Type of receiving in any one above-mentioned point of Currency Type box, setting number to the storage of above-mentioned turnover money mouth as going out money number;

Above-mentioned currency delivery section performs following control:

1st currency pipage control, for above-mentioned go out money number configuration part set out the currency of the Currency Type of money number, the currency sent from above-mentioned point of Currency Type box of the currency receiving this Currency Type is identified by above-mentioned currency recognition portion, the currency identified carried and receives to above-mentioned turnover money mouth, the currency of failing to identify carried and receives the temporary transient reserve part to being connected by above-mentioned currency transport path; And

2nd currency pipage control, for the currency be accommodated in above-mentioned temporary transient reserve part by above-mentioned 1st currency pipage control, when along above-mentioned currency transport path conveying, the currency that above-mentioned currency recognition portion determines number carried and receives in the refusal box connected by above-mentioned currency transport path, the currency that above-mentioned currency recognition portion fails to determine number carried and receives in the Currency Type point Currency Type box identical with point Currency Type box sending this currency;

Above-mentioned storage number management department, point Currency Type ground uses the number being delivered to the above-mentioned currency entering to receive in the number of currency of bank note dispensing port and above-mentioned refusal box, manages to point Currency Type the storage number of the currency received in above-mentioned point of Currency Type box.

2. currency processing unit as claimed in claim 1,

Above-mentioned storage number management department, the number of the currency received in point above-mentioned refusal box of Currency Type ground management.

3. currency processing unit as claimed in claim 1 or 2,

Above-mentioned storage number management department, by each above-mentioned point of Currency Type box, manages the storage number of the currency received in this point of Currency Type box;

The currency that above-mentioned currency recognition portion is failed to determine number by above-mentioned 2nd currency pipage control is received in point Currency Type box sending this currency.

4. currency processing unit as claimed in claim 1 or 2,

Above-mentioned currency delivery section performs following control:

3rd currency pipage control, send be placed into above-mentioned enter currency in bank note dispensing port, the currency that above-mentioned currency recognition portion identifies is carried and receives to above-mentioned temporary transient reserve part, the currency of failing to identify is sent back to above-mentioned enter bank note dispensing port; And

4th currency pipage control, send the currency be accommodated in above-mentioned temporary transient reserve part by above-mentioned 3rd currency pipage control, the currency that above-mentioned currency recognition portion identifies carried and receives in point Currency Type box of corresponding Currency Type, the currency of failing to identify carried and receives to above-mentioned refusal box;

Above-mentioned storage number management department is according to the number received by above-mentioned 4th currency pipage control, manage the number of the currency received in each above-mentioned point of Currency Type box, and, according to being carried by above-mentioned 3rd currency pipage control and the number receiving point Currency Type of the currency to above-mentioned temporary transient reserve part and the number received to the currency in above-mentioned coin kind box by above-mentioned 4th currency pipage control, the number of the currency received in point above-mentioned refusal box of Currency Type ground management.

5. currency processing unit as claimed in claim 1 or 2,

Above-mentioned currency delivery section, above-mentioned go out money number configuration part for the currency setting of multiple Currency Type above-mentioned enter to receive in bank note dispensing port go out money number time, repeat to point Currency Type above-mentioned 1st currency pipage control and above-mentioned 2nd currency pipage control.

6. currency processing unit as claimed in claim 1 or 2,

Above-mentioned currency recognition portion is failed to identify the currency of Currency Type by above-mentioned storage number management department, manages as the Currency Type corresponding with the above-mentioned point of Currency Type box sending this currency.

7. a currency processing unit, possesses:

Currency delivery section, along currency transport path conveying currency, this currency transport path by point Currency Type receive currency multiple points of Currency Type boxes with enter bank note dispensing port and be connected;

Currency recognition portion, each currency carried along above-mentioned currency transport path by above-mentioned currency delivery section identifies this currency;

Storage number management department, the storage number of the currency received in point Currency Type ground management above-mentioned point of Currency Type box; And

Going out money number configuration part, for the currency of the Currency Type of receiving in any one above-mentioned point of Currency Type box, setting number to the storage of above-mentioned turnover money mouth as going out money number;

Above-mentioned currency delivery section performs following control:

1st currency pipage control, for above-mentioned go out money number configuration part set out the currency of the Currency Type of money number, the currency sent from above-mentioned point of Currency Type box of the currency receiving this Currency Type is identified by above-mentioned currency recognition portion, the currency identified carried and receives to above-mentioned turnover money mouth, the currency of failing to identify carried and receives the temporary transient reserve part to being connected by above-mentioned currency transport path; And

2nd currency pipage control, for the currency be accommodated in above-mentioned temporary transient reserve part by above-mentioned 1st currency pipage control, when along above-mentioned currency transport path conveying, above-mentioned currency recognition portion is determined number and the currency of failing to identify Currency Type is carried and receives in the refusal box connected by above-mentioned currency transport path, above-mentioned currency recognition portion is determined number and identifies the currency of Currency Type and currency that above-mentioned currency recognition portion fails to determine number is carried and receives in the Currency Type point Currency Type box identical with point Currency Type box sending this currency;

Above-mentioned storage number management department, point Currency Type ground uses the number being delivered to the above-mentioned currency entering to receive in the number of currency of bank note dispensing port and above-mentioned refusal box, manages to point Currency Type the storage number of the currency received in above-mentioned point of Currency Type box.

8. a currency processing unit, possesses:

Currency delivery section, along currency transport path conveying currency, this currency transport path by point Currency Type receive currency multiple points of Currency Type boxes with enter bank note dispensing port and be connected;

Currency recognition portion, each currency carried along above-mentioned currency transport path by above-mentioned currency delivery section identifies this currency;

Storage number management department, the storage number of the currency received in point Currency Type ground management above-mentioned point of Currency Type box; And

Going out money number configuration part, for the currency of the Currency Type of receiving in any one above-mentioned point of Currency Type box, setting number to the storage of above-mentioned turnover money mouth as going out money number;

Above-mentioned currency delivery section performs following control:

1st currency pipage control, for above-mentioned go out money number configuration part set out the currency of the Currency Type of money number, the currency sent from above-mentioned point of Currency Type box of the currency receiving this Currency Type is identified by above-mentioned currency recognition portion, the currency identified carried and receives to above-mentioned turnover money mouth, the currency of failing to identify carried and receives the temporary transient reserve part to being connected by above-mentioned currency transport path; And

2nd currency pipage control, for the currency be accommodated in above-mentioned temporary transient reserve part by above-mentioned 1st currency pipage control, when along above-mentioned currency transport path conveying, above-mentioned currency recognition portion is determined number and the currency identifying Currency Type is carried and received in the refusal box connected by above-mentioned currency transport path, above-mentioned currency recognition portion is determined number and fails to identify the currency of Currency Type and currency that above-mentioned currency recognition portion fails to determine number is carried and receives in the Currency Type point Currency Type box identical with point Currency Type box sending this currency;

Above-mentioned storage number management department, point Currency Type ground uses the number being delivered to the above-mentioned currency entering to receive in the number of currency of bank note dispensing port and above-mentioned refusal box, manages to point Currency Type the storage number of the currency received in above-mentioned point of Currency Type box.

9. a device for automatic processing of transactions, possesses:

Currency processing unit according to any one of claim 1 ~ 8; And

Operating unit, accepts out the input operation of the money amount of money;

Above-mentioned currency processing unit above-mentioned go out money number configuration part go out the money amount of money according to what accept in aforesaid operations unit, set to the storage of above-mentioned turnover money mouth currency go out money number.