CN111401886B - Switching system and method for different card types in platform - Google Patents

Abstract

The present invention relates to the technical field of network exchange of electronic coupons, in particular to a system and method for exchanging between different types of cards in a platform. The system includes a demand module, a processing module, an interaction module, and a secondary card module. The method includes providing exchange through the demand module The party selects the electronic coupons held by the merchant and the electronic coupons issued by the merchant to issue an exchange request for the exchange request, the processing module sends the exchange request to all cardholders of the merchant’s electronic coupons, and the processing module obtains the consent information for the exchange Send interaction information to the interaction module from time to time, the interaction module is for the two parties to interact and send the condition information to the processing module; the processing module obtains the condition information and sends an electronic coupon generation signal to the secondary card module, and the secondary card module generates a blank electronic coupon as card, the processing module deducts the amount in the electronic coupons of both parties and transfers it to the secondary card. The invention achieves the exchange of electronic coupons of different merchants among different consumers.

Description

System and method for exchanging between different card types in the platform

technical field

The invention relates to the technical field of network exchange of electronic coupons, in particular to a system and method for exchanging different types of cards in a platform.

Background technique

The rapid development of network technology has promoted the network management of merchants' transaction information and consumption voucher information. At the same time, the online shopping provided by merchants has also been welcomed by consumers. Electronic coupons for mass promotion and discounts, such as membership cards, discount cards and recharge cards, etc. Electronic coupons are issued by asking consumers to pay a certain amount of money, a small amount of lottery or rewards.

At present, the merchants that issue electronic coupons use different systems, and the systems of each merchant operate independently. The corresponding electronic coupons are obtained by purchasing the full amount from the merchant. If consumers miss the purchase time of the corresponding electronic coupons, they cannot purchase them. The network exchange of electronic coupons came into being.

The existing way of exchanging electronic coupons is to first connect their respective systems with the trading platform during the exchange process, and then exchange data only after the respective systems and trading platforms are connected. Consumers on both sides of the exchange cannot directly exchange data. Docking; or after reaching an exchange intention, the exchanger returns the balance in the electronic card coupon to the merchant, and then the buyer pays the balance to the merchant to purchase an electronic card coupon. The total amount of cards issued by the merchant is constantly changing, making the operation extremely difficult big.

Contents of the invention

The present invention intends to provide an exchange system for different types of cards on the platform, so as to solve the problem of difficult operation due to changes in the total amount of cards issued by merchants during the exchange of electronic coupons.

In this scheme, the exchange system used for different card types in the platform includes a demand module, a processing module, an interaction module and a secondary card module;

The demand module is used to select the electronic card coupons issued by the merchants held by the merchant to issue the exchange demand. The processing module obtains the exchange demand and sends it to the cardholders of all electronic coupons of any merchant. The processing module obtains the cardholder's consent to exchange When the consent information is received, the interaction information is sent to the interaction module, and the interaction module is used for the exchange of condition information between the two parties, and the interaction module sends the interaction condition information to the processing module;

The processing module obtains the condition information and sends a coupon generation signal to the secondary card module. The secondary card module generates a blank electronic coupon as a secondary card according to the card coupon generation signal. The processing module deducts the exchange amount in the electronic coupon of the exchange party according to the condition information and transfers it to a blank e-coupon.

The beneficial effects of this program are:

When a consumer needs a certain type of electronic coupon, the exchange demand is sent through the demand module. For example, consumer B holds electronic coupons from merchant B and needs to exchange electronic coupons from merchant A, and the consumer sees the information that meets the demand. When using the interactive module, the demander can interact with the demanded electronic coupon card holders for conditional information, for example, the consumer who wants to exchange the electronic card coupons of A merchant interacts with the balance amount, quantity and type, or interacts with the electronic card holder of merchant B. Coupons exchange credits and quantities for consumers of merchant A's electronic coupons. When both consumers reach an exchange condition information, the processing module obtains the condition information and sends a card coupon generation signal to the secondary card module, and then the secondary card module Generate a blank electronic coupon as a secondary card, let the processing module deduct the amount in the electronic coupons of both parties according to the condition information, and transfer the deducted amount to the blank electronic coupon.

The present invention exchanges electronic card coupons of different merchants, enabling consumers to obtain the required electronic card coupons through exchange, avoiding losses caused by consumers being unable to use or not wanting to use the electronic card coupons they hold, and improving the efficiency of electronic card coupons. At the same time, by generating a new blank electronic card coupon as a secondary card, the amount in the electronic card coupon of the exchange party is directly transferred, which does not affect the normal use of the electronic card coupon cardholder, and does not require the merchant to issue the electronic card again coupons, to avoid too frequent changes in the total amount of electronic card coupons issued by merchants, and to reduce the difficulty of operation.

Further, a submission module is also included, and the submission module submits the electronic coupon information to the processing module for putting on the shelves when issuing the exchange demand.

The beneficial effect is: when issuing the exchange demand, since the two parties need to interact with the condition information, the electronic card coupon information is submitted to the processing module through the submission module before the condition information interaction is completed, so as to ensure the smoothness of transferring the amount in the electronic card coupon.

Further, it also includes an issuing module and a docking module, the issuing module is used for merchants to issue electronic coupons, and the docking module is used for receiving information about electronic coupons issued by merchants outside the issuing module.

The beneficial effects are: for merchants to issue electronic coupons, obtain the information of electronic coupons issued by merchants through the docking module, increase the diversity of electronic coupon information, facilitate the use of merchants, and improve the integrity and timeliness of electronic coupon information.

Further, the processing module integrates the exchange amounts in multiple electronic coupons that have obtained the consent information to form the exchange amount of the exchange demand, and the processing module converts the electronic coupons corresponding to the consent information of the same type as the electronic coupons in the exchange demand to integrate.

The beneficial effect is: the exchange amount corresponding to the multiple consent information in the electronic card coupon is integrated to form the exchange amount of the exchange demand, for example, the exchange demand of the 100 yuan electronic card coupon of the merchant A is obtained from the 20 yuan and 10 yuan of the consent information of the multiple A merchants , 11 yuan, 32 yuan and other electronic coupons are integrated, avoiding the electronic coupons that cannot be exchanged to meet the needs, and improving the speed and success rate of electronic coupon exchange.

Further, when the processing module acquires the exchange amount in the electronic coupon of the consent information is greater than or equal to the exchange amount of the exchange demand, the integration is stopped, and the processing module uses the exchange amount in the electronic coupon corresponding to the consent information as the exchange amount of the exchange demand .

The beneficial effect is: when the exchange amount of the agreed information is equal to or greater than the exchange amount of the electronic coupons required by the exchange, the integration is stopped, and the exchange amount required by the exchange demand is quickly exchanged to prevent the integration of the exchange required by the exchange demand. amount.

Further, the processing module includes a splitting unit, which splits the exchange amount of the exchange requirement from the exchange amount in the electronic coupon of the consent information.

The beneficial effect is: when the exchange amount of the consent information is greater than the exchange amount of the exchange demand, the exchange amount of the exchange demand is separated from the exchange amount of the electronic card coupon of the consent information through the splitting unit, so as to avoid causing the consent information to correspond to the electronic card coupon Amount of chaos inside.

Further, the secondary card module generates blank electronic coupons corresponding to the respective types of electronic coupons for both exchange parties according to the condition information, and the processing module writes exchange data into the blank electronic coupons of the exchange parties according to the condition information.

The beneficial effect is: the secondary card module generates blank electronic coupons of the same type for the exchange parties according to the condition information, presents a new carrier in the form of a secondary card, transfers data, and solves the problem of disabling physical cards that cannot be copied. The problem of copying will not affect the use of cardholders, and it will prevent merchants from repeatedly issuing cards and coupons to cause large fluctuations in issuance.

Further, it also includes a payment module, the condition information of the exchange requirement includes equivalent information or unequal value information, and the equivalent information and unequal value information are distinguished by whether the exchange amount is equal, and the processing module sends the secondary card module Send equivalent information or unequal value information, the processing module sends a payment signal to the payment module when the condition information includes unequal value information, and the payment module sends payment information to the exchange parties according to the payment signal, and the payment information is expressed in percentage way to display.

The beneficial effect is: the exchange demand can be exchanged for the same value of electronic coupons of the same type of merchants, for example, the equivalent exchange of electronic coupons issued by 200 yuan gym merchants and 200 yuan beauty merchants, and the exchange demands can also be different types of merchants The unequal value exchange of electronic coupons, such as the unequal exchange of 200 yuan electronic coupons for supermarket merchants and 120 yuan electronic coupons for gasoline merchants, increases the diversity of electronic card coupon exchanges, allowing users to quickly exchange to all To improve user experience, send payment information through the payment module to pay for unequal value exchanges, such as sending payment QR codes as payment information, to prevent dissatisfaction of either party between the exchange parties due to unequal value exchanges It leads to exchange failure and improves the success rate of exchange.

Further, the payment module is used to send recharge information to the secondary card holder, and the payment module sends a recharge signal to the processing module after the payment is completed, and the processing module adds an amount to the secondary card.

The beneficial effect is: after the amount in the auxiliary card is used, the recharge payment is made through the payment module, and the auxiliary card does not need to transfer the amount from the original electronic coupon, which facilitates the use of the auxiliary card and the original electronic coupon.

For the exchange method between different card types in the platform, the above-mentioned exchange system for different card types in the platform is applied.

Description of drawings

Fig. 1 is a logical block diagram of an exchange system used for different card types in the platform according to an embodiment of the present invention;

Fig. 2 is a flowchart of a method for exchanging different card types in the platform according to Embodiment 1 of the present invention.

Detailed ways

The following will be further described in detail through specific embodiments.

Embodiment one

It is used for the exchange system between different card types in the platform, as shown in Figure 1: including demand module, processing module, interaction module, secondary card module, submission module, docking module, issuance module and payment module, demand module wireless connection processing module, the signal connection processing module of the interaction module, the signal connection processing module of the secondary card module, the signal connection processing module of the submission module, the signal connection processing module of the issuance module, and the signal connection processing module of the payment module, and the processing module can be an existing cloud server.

The method for exchanging between different card types in the platform based on the above-mentioned system for exchanging between different card types in the platform, as shown in Figure 2, includes the following:

Before the exchange of electronic coupons, the issuing module is used for merchants to issue electronic coupons. For example, a discount card issued by A supermarket merchant with a recharge of 1,000 yuan and a 5% discount on the sale of goods. Each electronic coupon has a unique identification code, such as A1247890001, When the merchant has already issued electronic coupons and needs to expand the scope of application of its electronic coupons, receive the information of the electronic coupons issued by the merchant through the docking module, for example, receive the identification of the merchant's electronic coupons in the form of wireless WiFi through the docking module Code, user information, coupon amount and discount information, etc.

When the user needs to issue an exchange demand, the electronic card coupon issued by the merchant is selected through the demand module to issue the exchange demand. The demand module can be a terminal such as the user's mobile phone, laptop or tablet computer, and the exchange demand can be exchanged. A discount card of a supermarket merchant in A, exchange a membership card of a gym merchant in B, or hold a discount card of a supermarket merchant D in order to exchange a prepaid card of a beauty salon merchant in C, etc. When releasing the exchange request, submit the electronic card The coupon information is submitted to the processing module for listing, that is, the electronic card coupon information is filed and stored, and the processing module obtains the exchange demand and sends it to all cardholders of any electronic card coupons of any merchant. The exchange request is sent to all discount card holders of A supermarket merchant, and when the processing module obtains the consent information of the card holder’s consent to the exchange, it sends the interaction information to the interaction module, that is, when the holder of the electronic coupon receives the exchange request , the cardholder of the electronic card and coupon sends the consent information for agreeing to exchange through the demand module. The consent information can be sent in the form of short message or network message. For the exchange of electronic coupons for the exchange of conditional information, the conditional information can be the amount in the exchanged electronic coupons and the corresponding discount information, and the amount is exchanged as the exchange amount. Exchange at a 90% discount, or exchange with a 400 yuan recharge card from a D fuel card merchant at a 90% discount. After the interaction module reaches an exchange intention, the interaction module sends the interaction condition information to the processing module.

Obtain the condition information through the processing module and send the coupon generation signal of the electronic coupon to the secondary card module, so that the secondary card module can generate a blank electronic coupon as the secondary card according to the coupon generation signal, and the secondary card module will exchange the corresponding electronic coupons of both parties type to generate a secondary card, and the secondary card has the same identification code as the exchange party’s electronic coupon. The merchant electronic coupon cardholder generates a blank electronic coupon with a merchant electronic coupon identification code of C beauty salon C4212154002 as a secondary card, and the merchant electronic coupon cardholder of C beauty salon generates a merchant electronic coupon identification code of B gymnasium with a merchant electronic coupon identification code of B3217890001 The blank e-coupons of B are used as secondary cards, and the processing module deducts the amount in the corresponding e-coupons of both parties according to the condition information and transfers them to their respective blank e-coupons. The blank electronic coupon corresponding to the fitness merchant is given to the cardholder of the electronic coupon of the C beauty salon merchant, and the 200 yuan deducted from the electronic coupon of the C beauty salon merchant is transferred to the blank electronic coupon corresponding to the C beauty salon merchant to the B fitness The cardholder of the e-coupon.

The auxiliary card module generates blank electronic coupons corresponding to the types of electronic coupons corresponding to the exchange parties according to the condition information. For example, the exchange parties are the electronic coupons of A supermarket merchant and B gym merchant. The card side generates a blank electronic coupon for the B gym merchant, and the secondary card module generates a blank electronic coupon for the A supermarket merchant for the cardholder of the electronic coupon for the B gym merchant.

The conditional information of the exchange demand includes equivalent information or unequal value information, and the equivalent information and unequal value information are distinguished by whether the exchange amount is equal. Equal value, for example, the 300 yuan electronic card coupon of B gym merchant and the 350 yuan electronic card coupon of C beauty salon merchant are not equivalent, the processing module sends the equivalent or unequal value information to the secondary card module, and the processing module When the information includes unequal value information, it sends a payment signal to the payment module, and the payment module sends payment information to the exchange parties according to the payment signal. The payment information is displayed in percentage form, for example, the exchange amount is 90% discount payment information, and the payment information can be two QR code information, etc., when the amount in the secondary card is used up, the payment module sends recharge information to the secondary cardholder, and the payment module sends a recharge signal to the processing module after the payment is completed, and the processing module adds the amount to the secondary card.

In this embodiment one, the electronic coupons of different merchants held by the cardholder are exchanged, and the corresponding blank electronic coupons are generated for both sides of the exchange as a secondary card, which does not affect the use of the original electronic coupon by the cardholder. After the auxiliary card is used, recharge the auxiliary card directly to facilitate the use of electronic coupons after exchange. Even if the electronic coupon holder does not use it, other users who do not have corresponding electronic coupons can use it, increasing the number of merchants. The publicity of electronic coupons and the efficiency of using electronic coupons, and electronic coupons are issued in the form of secondary cards, without the need for merchants to change the amount of electronic coupons issued, preventing too frequent changes in the total amount of electronic coupons issued by merchants and causing operational difficulties Large, when exchanging electronic coupons of unequal value, payment is made through the payment module, which reduces the loss of electronic coupon holders and improves the success rate of electronic coupon exchange in the exchange demand.

Embodiment two

The difference from Embodiment 1 is that when exchanging electronic coupons, the processing module integrates the exchange amount in a plurality of electronic coupons that have obtained consent information to form the exchange amount of the exchange demand, that is, the processing module combines the exchange amount with the exchange demand Integrate the electronic coupons corresponding to the same type of consent information in the electronic coupons. For example, the exchange demand is 100 yuan for the electronic coupons of A supermarket merchants. , RMB 10, RMB 11, RMB 32 and other exchange amounts form the exchange amount of the exchange demand, that is, sum the exchange amounts in the multiple electronic coupons of A supermarket merchants to obtain the exchange amount of the exchange demand, and obtain the consent from the processing module Stop the integration when the exchange amount in the electronic coupon of the information is greater than or equal to the exchange amount of the exchange demand. For example, the exchange demand is an electronic coupon of 200 yuan in shopping mall B, and the exchange amount of an electronic coupon in shopping mall B corresponding to a certain consent information is 200 yuan Or 300 yuan, let the processing module use the exchange amount in the electronic coupon corresponding to the consent information as the exchange amount of the exchange demand, that is, use the electronic coupon with the full amount as the exchange target, and suspend the operation of other small-value electronic coupons as the exchange target. The processing module includes a splitting unit. The splitting unit splits the exchange amount required by the exchange from the exchange amount in the electronic card coupon that agrees with the information. For example, split 200 yuan from the 300 yuan B supermarket electronic card coupon for exchange. The process can be completed by doing subtraction.

In the second embodiment, multiple consent information corresponding to the exchange amount in the electronic card coupon is integrated to form the exchange amount of the exchange demand, so as to avoid the electronic card coupon that cannot be exchanged to meet the demand all the time. When the exchange amount of the consent information is equal to or greater than the exchange demand When the amount of electronic coupons is exceeded, the integration is stopped, and the exchange amount required for the exchange demand can be quickly exchanged to prevent the integration of the exchange amount required for the exchange demand, and the speed and success rate of electronic coupon exchange can be improved.

What is described above is only an embodiment of the present invention, and common knowledge such as specific structures and characteristics known in the scheme are not described here too much. It should be pointed out that for those skilled in the art, under the premise of not departing from the structure of the present invention, some modifications and improvements can also be made, which should also be regarded as the protection scope of the present invention, and these will not affect the implementation of the present invention. Effects and utility of patents. The scope of protection required by this application shall be based on the content of the claims, and the specific implementation methods and other records in the specification may be used to interpret the content of the claims.

Claims (8)

1. It is used for the exchange system between different card types in the platform, and it is characterized in that it includes a demand module, a processing module, an interaction module and a secondary card module; The demand module is used to select the electronic card coupons issued by the merchants held by the merchant to issue the exchange demand. The processing module obtains the exchange demand and sends it to the cardholders of all electronic coupons of any merchant. The processing module obtains the cardholder's consent to exchange When the consent information is received, the interaction information is sent to the interaction module, and the interaction module is used for the exchange of condition information between the two parties, and the interaction module sends the interaction condition information to the processing module; The processing module obtains the condition information and sends a coupon generation signal to the secondary card module. The secondary card module generates a blank electronic coupon as a secondary card according to the card coupon generation signal. The processing module deducts the exchange amount in the electronic coupon of the exchange party according to the condition information and transfers it to a blank e-coupon; The processing module integrates the exchange amounts in multiple electronic coupons that have obtained the consent information to form the exchange amount of the exchange demand, and the processing module integrates the electronic coupons corresponding to the consent information of the same type as the electronic coupons in the exchange demand The processing module stops the integration when the exchange amount in the electronic coupon obtained from the consent information is greater than or equal to the exchange amount of the exchange demand, and the processing module uses the exchange amount in the electronic coupon corresponding to the consent information as the exchange amount of the exchange demand. 2. The system for exchanging between different card types in the platform according to claim 1, characterized in that: it also includes a submission module, and the submission module submits the electronic coupon information to the processing module when issuing the exchange demand. on shelves. 3. The exchange system for different types of cards in the platform according to claim 1, characterized in that: it also includes an issuing module and a docking module, the issuing module is used for merchants to issue electronic coupons, and the docking The module is used to receive information of electronic coupons issued by merchants outside the issuing module. 4. The system for exchanging between different card types in the platform according to claim 1, characterized in that: the processing module includes a split unit, and the split unit converts the exchange amount of the exchange demand from the agreed information Separated from the exchange amount in the electronic coupon. 5. The system for exchanging between different card types in the platform according to claim 1, characterized in that: the condition information of the exchange requirement includes equal value information or unequal value information, and the equivalence information and non-equivalent information The equivalence information is distinguished by whether the exchange amount is equal, the processing module sends the equivalence information or unequal value information to the secondary card module, and the secondary card module generates blank electronic vouchers corresponding to the respective types of electronic coupons for both exchange parties according to the condition information. Coupons, the processing module writes the exchange data into the blank electronic coupons of the exchange parties according to the condition information. 6. The system for exchanging between different card types in the platform according to claim 5, characterized in that: it also includes a payment module, and the processing module sends a payment signal to the payment module when the condition information includes unequal value information , the payment module sends payment information to the exchange parties according to the payment signal, and the payment information is displayed in percentage. 7. The system for exchanging between different card types in the platform according to claim 6, characterized in that: the payment module is used to send recharge information to the secondary card holder, and the payment module will A recharge signal is sent to the processing module, and the processing module adds an amount to the secondary card. 8. The method for exchanging between different types of cards in the platform using the system for exchanging between different types of cards in the platform according to any one of claims 1 to 7.