CN111401886A - System and method for exchanging between different card types in a platform - Google Patents

Abstract

The invention relates to the technical field of network exchange of electronic card tickets, in particular to an exchange system and an exchange method among different card types in a platform, wherein the system comprises a demand module, a processing module, an interaction module and a secondary card module; the processing module acquires the condition information and sends an electronic card ticket generating signal to the auxiliary card module, the auxiliary card module generates a blank electronic card ticket as an auxiliary card, and the processing module deducts the amount of money in the electronic card tickets of both sides of the exchange and transfers the money to the auxiliary card. The invention can exchange the electronic card certificates of different merchants among different consumers.

Description

System and method for exchanging between different card types in a platform

technical field

The invention relates to the technical field of network exchange of electronic cards and coupons, in particular to a system and method for exchanging between different card types in a platform.

Background technique

The rapid development of network technology has promoted the network management of merchants' transaction information and consumption voucher information. At the same time, the online shopping provided by merchants has also been welcomed by consumers. In order to attract and increase more consumers' consumption, merchants will publish certain information. Electronic cards and coupons with a large number of promotional discounts, such as membership cards, discount cards and recharge cards, etc., electronic card coupons are issued by allowing consumers to pay a certain amount of money, a small amount of lottery or reward.

At present, the merchants that issue electronic cards and coupons use different systems, and the systems of each merchant operate independently. When consumers cannot use or do not want to use the electronic cards and coupons they hold and need electronic cards and coupons from other merchants, consumers can only The corresponding electronic card coupons are obtained by purchasing the full amount from the merchants. If consumers miss the purchase time of the corresponding electronic card coupons, they cannot buy them, so the network exchange of electronic card coupons emerges as the times require.

The existing exchange method of electronic cards and coupons is that during the exchange process, the respective systems are first connected with the trading platform, and then the data can be exchanged after the respective systems and the trading platform are connected. Consumers on both sides of the exchange cannot directly access data. docking; or after reaching the intention of exchange, the exchanger returns the balance in the electronic card coupon to the merchant, and then the buyer pays the balance to the merchant to purchase an electronic card coupon. The total amount of cards issued by the merchant has been changing, which makes the operation extremely difficult. big.

SUMMARY OF THE INVENTION

The present invention intends to provide an exchange system between different card types in the platform, so as to solve the problem of difficulty in operation caused by changes in the total amount of cards issued by merchants during the exchange of electronic cards and coupons.

The exchange system used in this solution between different card types in the platform includes a demand module, a processing module, an interaction module and a secondary card module;

The demand module is used to select the merchant's issued electronic cards and coupons to issue exchange requirements, the processing module obtains the exchange requirements and sends them to the cardholders of all electronic cards and coupons of any merchant, and the processing module obtains the cardholder's consent to exchange When the consent information is received, the interaction information is sent to the interaction module, and the interaction module is used for the exchange of both parties to exchange condition information, and the interaction module sends the interaction condition information to the processing module;

The processing module obtains the condition information and sends a card coupon generation signal to the secondary card module. The secondary card module generates a blank electronic card coupon as the secondary card according to the card coupon generation signal. The processing module deducts the exchange amount in the exchange party's electronic coupons according to the condition information and transfers it. to a blank e-Voucher.

The beneficial effects of this program are:

When a consumer needs a certain type of electronic card coupon, the demand module is used to send the exchange demand. For example, when consumer B holds the electronic card coupon of merchant B and needs to exchange the electronic card coupon of merchant A, the consumer sees the information that meets the demand. At this time, the demander can exchange condition information with the holder of the electronic card coupon through the interaction module. Cards and coupons exchange the amount and quantity with consumers of merchant A's electronic coupons. When the two parties reach the condition information for the exchange, the processing module obtains the condition information and sends a card coupon generation signal to the secondary card module, and then the secondary card module Generate a blank electronic card coupon as a supplementary card, let the processing module deduct the amount in the electronic card coupons of both parties according to the condition information, and transfer the deducted amount to the blank electronic card coupon.

The invention exchanges the electronic cards and coupons of different merchants, which enables consumers to obtain the required electronic card coupons through exchange, avoids losses caused by consumers who are unable to use or do not want to use the electronic card coupons they hold, and improves the efficiency of electronic card coupons. At the same time, by generating a new blank electronic card and coupon as a supplementary card, the amount in the electronic card and coupon of both parties is directly transferred, which does not affect the normal use of the electronic card and coupon cardholders, and does not require the merchant to issue the electronic card again. The total amount of e-cards and coupons issued by merchants is prevented from changing too frequently and the difficulty of operation is reduced.

Further, a submission module is also included, and the submission module submits the electronic card coupon information to the processing module for listing when the exchange demand is issued.

The beneficial effects are: when the exchange demand is issued, since both parties need to exchange conditional information, the electronic card and coupon information is submitted to the processing module through the submission module before the conditional information exchange is completed, so as to ensure smooth transfer of the amount in the electronic card and coupon.

Further, it also includes an issuing module and a docking module, the issuing module is used for the merchant to issue electronic card coupons, and the docking module is used for receiving the electronic card coupon information issued by the merchant outside the issuing module.

The beneficial effects are: for merchants to issue electronic cards and coupons, obtain electronic card and coupon information issued by merchants through a docking module, improve the diversity of electronic card and coupon information, facilitate the use of merchants, and improve the integrity and timeliness of electronic card and coupon information.

Further, the processing module integrates the exchange amounts in a plurality of electronic cards and coupons that have obtained the consent information to form the exchange amount of the exchange demand, and the processing module converts the electronic card coupons corresponding to the consent information of the same type as the electronic card coupons in the exchange demand. to integrate.

The beneficial effect is: the exchange amount in the electronic card coupons corresponding to the plurality of consent information is integrated to form the exchange amount of the exchange demand, for example, the exchange demand of the A merchant's 100 yuan electronic card coupon is changed from the 20 yuan and 10 yuan of the multiple A merchants' consent information. , 11 yuan and 32 yuan of electronic cards and coupons are integrated to avoid the need to exchange electronic cards and coupons that meet the needs, and improve the speed and success rate of electronic card and coupon exchanges.

Further, the processing module stops the integration when the exchange amount in the electronic card coupon of the consent information is greater than or equal to the exchange amount of the exchange demand, and the processing module uses the exchange amount in the electronic card coupon corresponding to the consent information as the exchange amount of the exchange demand. .

The beneficial effect is: when an electronic card coupon whose exchange amount of information is equal to or greater than the exchange amount required for the exchange is approved, the integration is stopped, the exchange amount required for the exchange demand is obtained by rapid exchange, and the exchange required for the exchange demand cannot be integrated all the time. amount.

Further, the processing module includes a splitting unit, and the splitting unit splits the exchange amount required for the exchange from the exchange amount in the electronic card coupon of the consent information.

The beneficial effects are: when the exchange amount of the consent information is greater than the exchange amount of the exchange demand, the exchange amount of the exchange demand is separated from the exchange amount of the electronic card coupons of the consent information through the splitting unit, so as to avoid causing the consent information to correspond to the electronic card coupons. Confusion within the amount.

Further, the secondary card module generates blank electronic card coupons corresponding to the respective electronic card coupon types for the exchange parties according to the condition information, and the processing module writes exchange data into the blank electronic card coupons of the exchange parties according to the condition information.

The beneficial effects are: the auxiliary card module generates blank electronic cards of the same type for the exchange parties according to the condition information, presents a new carrier in the form of the auxiliary card, transfers the data, and solves the problem of using the physical card that cannot be copied. The problem of duplication will not affect the use of cardholders, and it will prevent merchants from repeatedly issuing cards and coupons, resulting in large changes in the issuance volume.

Further, it also includes a payment module, the condition information of the exchange requirement includes equivalent information or unequal value information, and the equivalent information and the unequal value information are distinguished by whether the exchange amount is equal, and the processing module reports to the secondary card module. Sending equal value information or unequal value information, the processing module sends a payment signal to the payment module when the condition information includes unequal value information, the payment module sends payment information to the exchange parties according to the payment signal, and the payment information is in percentage way to display.

The beneficial effect is that: the exchange demand can be exchanged for the electronic card coupons of the same merchant type, for example, the equivalent exchange of electronic card coupons issued by the same 200 yuan gym merchant and 200 yuan beauty merchant, the exchange demand can also be different merchant types. The unequal exchange of electronic cards and coupons, such as the unequal exchange of electronic cards and coupons of 200 yuan supermarket merchants and 120 yuan of gasoline merchants, improves the diversity of electronic card and coupon exchanges, allowing users to quickly exchange The required electronic cards and coupons can improve the user experience, and send payment information through the payment module to pay for the unequal exchange, such as sending a payment QR code as payment information to prevent either party from being dissatisfied due to the unequal exchange. Cause the exchange to fail and improve the success rate of the exchange.

Further, the payment module is configured to send recharge information to the secondary card holder, the payment module sends a recharge signal to the processing module after completing the payment, and the processing module adds the amount to the secondary card.

The beneficial effects are: after the amount in the supplementary card is used, the payment is made through the payment module, and the supplementary card does not need to transfer the amount from the original electronic card coupon, which facilitates the use of the supplementary card and the original electronic card coupon.

For the exchange method between different card types in the platform, the above-mentioned exchange system for different card types in the platform is applied.

Description of drawings

FIG. 1 is a logical block diagram of a system for switching between different card types in a platform according to Embodiment 1 of the present invention;

FIG. 2 is a flowchart of a method for exchanging between different card types in a platform according to Embodiment 1 of the present invention.

Detailed ways

The following is further described in detail through specific embodiments.

Example 1

It is used for the exchange system between different card types in the platform, as shown in Figure 1: it includes a demand module, a processing module, an interaction module, a secondary card module, a submission module, a docking module, an issuing module and a payment module, and the demand module is wirelessly connected to process The modules, the interaction module signal connection processing module, the secondary card module signal connection processing module, the submission module signal connection processing module, the issuance module signal connection processing module, the payment module signal connection processing module, the processing module may be an existing cloud server.

The exchange method between different card types in the platform based on the above-mentioned exchange system for different card types in the platform, as shown in Figure 2, includes the following contents:

Before the exchange of electronic cards and coupons, the issuing module is used for merchants to issue electronic cards and coupons. For example, a discount card issued by a supermarket merchant with a recharge of 1,000 yuan to sell products at a 5% discount, each electronic card and coupon has a unique identification code, such as A1247890001, When the merchant has issued electronic cards and coupons and needs to expand the scope of application of the electronic cards and coupons, the information of the electronic cards and coupons issued by the merchants is received through the docking module, for example, the identification of the merchant's electronic cards and coupons is received through the docking module in the form of wireless WiFi. code, user information, card coupon amount and discount information, etc.

When the user needs to publish the exchange demand, the demand module can be used to select the electronic cards and coupons issued by the merchant that they hold to publish the exchange demand. A discount card of a supermarket merchant, exchange a membership card of a B gym merchant, or a discount card of a D supermarket merchant to exchange a recharge card of a C beauty salon merchant, etc. When the exchange demand is released, the electronic card will be sent to the electronic card through the submission module. The coupon information is submitted to the processing module for listing, that is, the electronic card coupon information is filed and stored, and the processing module obtains the exchange demand and sends it to the cardholders of all electronic coupons of any merchant. The exchange request is sent to all discount card holders of supermarket A merchants, and the processing module sends the interaction information to the interaction module when the processing module obtains the cardholder's consent information for the exchange, that is, when the electronic card coupon holder receives the exchange request , the electronic card and coupon cardholder sends the consent information to agree to exchange through the demand module. The consent information can be sent in the form of short message or network message. The interactive information sent by the processing module after obtaining the consent information can be the website for establishing the interactive link. The interactive module For the exchange of electronic cards and coupons for the exchange of condition information, the condition information can be the amount of money in the electronic card coupons to be exchanged and the corresponding discount information, and the amount of money is exchanged as the exchange amount. Exchange with a 90% discount, or exchange a 400 yuan recharge card of a D fuel card merchant with a 90% discount. After the interaction module reaches the exchange intention, the interaction module sends the interaction condition information to the processing module.

Obtain the condition information through the processing module and send the card coupon generation signal of the electronic coupon to the secondary card module, so that the secondary card module can generate a blank electronic coupon as the secondary card according to the card coupon generating signal, and the secondary card module can exchange the corresponding electronic coupons for both parties. The identification code of the secondary card is the same as that of the exchange party's electronic card coupons. For example, if the exchange parties exchange 200 yuan electronic card coupons from B gym merchants and C beauty salon merchants 200 yuan electronic card coupons, the exchange of electronic coupons for B gymnasium The merchant electronic card and coupon cardholder generates a blank electronic card coupon with the C beauty salon merchant electronic card coupon identification code C4212154002 as a supplementary card, and the C beauty salon merchant electronic card coupon cardholder generates B gym merchant electronic card coupon identification code B3217890001 The blank electronic card coupon of B is used as a supplementary card, and the processing module deducts the amount in the corresponding electronic card coupon of both parties according to the condition information and transfers it to their respective blank electronic card coupons. The cardholder of the blank electronic card coupon corresponding to the fitness merchant will deduct 200 yuan from the electronic card coupon of the C beauty salon merchant and transfer it to the blank electronic card coupon corresponding to the C beauty salon merchant to B Fitness The cardholder of the electronic card coupon.

The supplementary card module generates blank electronic cards and coupons corresponding to the electronic card coupon types of the exchange parties according to the condition information. For example, the exchange parties are the electronic card coupons of A supermarket merchant and B gym merchant respectively. The supplementary card module holds the electronic card coupons of A supermarket merchants. The card party generates blank e-card coupons for Gym B merchants, and the supplementary card module generates blank e-card coupons for supermarket A merchants for the cardholders of Gym B's e-card coupons.

The condition information of exchange demand includes equivalent information or unequal information. Equivalent information and unequal information are distinguished by whether the exchange amount is equal. For example, for supermarket A merchant 200 yuan electronic card coupons and B shopping mall 200 yuan electronic card coupons are: If the value is equal, for example, the 300 yuan electronic card coupon for the merchant of B gym and the 350 yuan electronic card coupon for the merchant of C beauty salon are not equivalent, the processing module sends the equivalent information or the unequal value information to the secondary card module, and the processing module sends the information of equivalent value or unequal value to the secondary card module. When the information includes unequal value information, a payment signal is sent to the payment module, and the payment module sends payment information to both parties of the exchange according to the payment signal. The payment information is displayed in percentage mode. dimensional code information, etc., when the amount in the secondary card is used up, the payment module sends recharge information to the cardholder of the secondary card, the payment module sends a recharge signal to the processing module after completing the payment, and the processing module adds the amount to the secondary card.

In the first embodiment, by exchanging the electronic cards and coupons of different merchants held by the cardholder, and generating corresponding blank electronic card coupons as supplementary cards for both parties of the exchange, the use of the original electronic card coupons by the cardholder is not affected. After the supplementary card is used, the supplementary card can be directly recharged, which is convenient for the use of electronic card coupons after exchange. The publicity of electronic card coupons and the use efficiency of electronic card coupons, and the electronic card coupons are issued in the form of supplementary cards, without the need for merchants to change the issuance volume of electronic card coupons, and prevent the total amount of electronic card coupons issued by merchants from fluctuating too frequently and causing operational difficulties. When exchanging electronic cards of different value, payment is made through the payment module, which reduces the losses of the cardholders of the electronic cards and improves the success rate of the exchange of electronic cards and coupons in the exchange demand.

Embodiment 2

The difference from the first embodiment is that when exchanging electronic cards and coupons, the processing module integrates the exchange amounts in a plurality of electronic cards and coupons that have obtained the consent information to form the exchange amount of the exchange demand, that is, the processing module will combine the exchange amount with the exchange demand. The electronic cards and coupons corresponding to the consent information of the same electronic card and coupon type are integrated. For example, the exchange demand is 100 yuan of electronic card coupons for A supermarket merchants. , 10 yuan, 11 yuan and 32 yuan and other exchange amounts form the exchange amount of exchange demand, that is, the exchange amount in multiple electronic cards and coupons of A supermarket merchants is summed to obtain the exchange amount of exchange demand, which is obtained by the processing module. Stop the integration when the exchange amount in the electronic card coupon of the information is greater than or equal to the exchange amount of the exchange demand. For example, the exchange demand is the electronic card coupon of B mall 200 yuan, and the exchange amount of the electronic card coupon corresponding to a certain consent information is 200 yuan. Or 300 yuan, let the processing module take the exchange amount in the electronic card coupon corresponding to the consent information as the exchange amount of the exchange demand, that is, take the electronic card coupon of the complete amount as the exchange target, and suspend the operation of other small-amount electronic card coupons as the exchange target. The processing module includes a splitting unit, and the splitting unit splits the exchange amount of the exchange demand from the exchange amount in the electronic card coupons of the agreed information, for example, splits 200 yuan from the 300 yuan B supermarket electronic card coupons for exchange, the The process can be completed by doing subtraction.

The second embodiment integrates the exchange amounts in the electronic cards and coupons corresponding to multiple consent information to form the exchange amount of the exchange requirements, so as to avoid that the electronic cards and coupons that meet the requirements cannot be exchanged all the time. When the exchange amount of the consent information is equal to or greater than the exchange requirements When the amount of electronic cards and coupons is insufficient, stop the integration to quickly exchange to obtain the exchange amount required for the exchange demand, prevent the exchange amount required for the exchange demand from being integrated all the time, and improve the speed and success rate of the exchange of electronic cards and coupons.

The above descriptions are only embodiments of the present invention, and common knowledge such as well-known specific structures and characteristics in the solution are not described too much here. It should be pointed out that for those skilled in the art, some modifications and improvements can be made without departing from the structure of the present invention. These should also be regarded as the protection scope of the present invention, and these will not affect the implementation of the present invention. Effectiveness and utility of patents. The scope of protection claimed in this application shall be based on the content of the claims, and the descriptions of the specific implementation manners in the description can be used to interpret the content of the claims.

Claims (10)

1. For the exchange system between different card types in the platform, it is characterized in that: comprising a demand module, a processing module, an interaction module and a secondary card module; The demand module is used to select the merchant's issued electronic cards and coupons to issue exchange requirements, the processing module obtains the exchange requirements and sends them to the cardholders of all electronic cards and coupons of any merchant, and the processing module obtains the cardholder's consent to exchange When the consent information is received, the interaction information is sent to the interaction module, and the interaction module is used for the exchange of both parties to exchange condition information, and the interaction module sends the interaction condition information to the processing module; The processing module obtains the condition information and sends a card coupon generation signal to the secondary card module. The secondary card module generates a blank electronic card coupon as the secondary card according to the card coupon generation signal. The processing module deducts the exchange amount in the exchange party's electronic coupons according to the condition information and transfers it. to a blank e-Voucher. 2. The system for exchanging between different card types in the platform according to claim 1, further comprising a submission module, which submits the electronic card coupon information to the processing module when issuing the exchange requirement. on the shelves. 3. The system for exchanging between different card types in the platform according to claim 1, further comprising an issuing module and a docking module, the issuing module is used for merchants to issue electronic cards and coupons, and the docking The module is used to receive the electronic card coupon information issued by the merchant outside the issuing module. 4. The system for exchanging between different card types in the platform according to claim 1, wherein the processing module integrates the exchange amount in a plurality of electronic cards and coupons that have obtained consent information to form an exchange of exchange requirements The processing module integrates the electronic card coupons corresponding to the consent information of the same type as the electronic card coupons in the exchange demand. 5 . The system for exchanging between different card types in the platform according to claim 4 , wherein the exchange amount in the electronic card coupons for which the processing module obtains the consent information is greater than or equal to the exchange amount required for exchange. 6 . When the integration is stopped, the processing module uses the exchange amount in the electronic card coupon corresponding to the agreement information as the exchange amount of the exchange demand. 6 . The system for exchanging between different card types in the platform according to claim 5 , wherein the processing module comprises a splitting unit, and the splitting unit converts the exchange amount of the exchange demand from the amount of the consent information from the exchange amount of the consent information. Separated from the exchange amount in the e-card coupon. 7. The system for exchange between different card types in the platform according to claim 1, wherein the condition information of the exchange requirement includes equivalent information or unequal information, the equivalent information and the non-equivalent information. Equivalent information is distinguished by whether the exchange amount is equal, the processing module sends equivalent information or unequal information to the sub-card module, and the sub-card module generates blank electronic cards corresponding to the types of electronic cards and coupons for both parties according to the condition information. Cards and coupons, the processing module writes exchange data into the blank electronic cards and coupons of both parties according to the condition information. 8. The system for exchanging between different card types in the platform according to claim 7, further comprising a payment module, wherein the processing module sends a payment signal to the payment module when the condition information includes unequal value information , the payment module sends payment information to the exchange parties according to the payment signal, and the payment information is displayed in a percentage manner. 9 . The system for exchanging between different card types in the platform according to claim 8 , wherein the payment module is used to send recharge information to the cardholder of the secondary card, and the payment module is used to complete the payment after the payment is completed. 10 . A recharge signal is sent to the processing module, and the processing module adds the amount to the secondary card. 10. A method for exchanging between different card types in a platform using the system for exchanging between different card types in a platform according to any one of claims 1 to 9.

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