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BR8100120U - Secure identification system in banking, financial and electronic information systems - Google Patents

Secure identification system in banking, financial and electronic information systems

Info

Publication number
BR8100120U
BR8100120U BR8100120U BR8100120U BR8100120U BR 8100120 U BR8100120 U BR 8100120U BR 8100120 U BR8100120 U BR 8100120U BR 8100120 U BR8100120 U BR 8100120U BR 8100120 U BR8100120 U BR 8100120U
Authority
BR
Brazil
Prior art keywords
banking
financial
access
password
electronic information
Prior art date
Application number
BR8100120U
Other languages
Portuguese (pt)
Inventor
Clovis Golfetto
Original Assignee
Clovis Golfetto
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Clovis Golfetto filed Critical Clovis Golfetto
Priority to BR8100120U priority Critical patent/BR8100120U/en
Priority to PCT/BR2002/000002 priority patent/WO2002061640A1/en
Publication of BR8100120U publication Critical patent/BR8100120U/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"SISTEMA DE IDENTIFICAçãO SEGURA EM SISTEMAS BANCáRIOS, FINANCEIROS E DE INFORMAçõES ELETRôNICAS". O presente modelo de utilidade aumenta a segurança e confiança na identificação do usuário em sistemas de informática, bancários, financeiros, de comércio eletrônico, internet, televendas, cartões de crédito e débito, cartões magnéticos, através da utilização de nome/número de acesso e senha variáveis, cuja validade é única e são definidos a partir de regras pré-definidas pelo cliente e alteráveis por ele a qualquer instante. Os nomes/números de acesso e senha não são armazenados em bancos de dados, mas calculados pelo cliente, no instante em que se fizer necessário o seu uso. Assim, caso tais dados sejam descobertos por terceiros, não permitirão o acesso a dados e a transações com aquele nome/número de acesso e senha. Com a identificação segura do usuário, pode-se criar senhas de uso especial, como por exemplo em caso de roubos a mão armada e sequestros relâmpago."SECURE IDENTIFICATION SYSTEM IN BANKING, FINANCIAL AND ELECTRONIC INFORMATION SYSTEMS". This utility model increases security and confidence in user identification in computer, banking, financial, e-commerce, internet, telesales, credit and debit cards, magnetic cards, using the name / number of access and password variables, whose validity is unique and are defined based on rules pre-defined by the customer and changeable by him at any time. The names / access numbers and password are not stored in databases, but are calculated by the customer, at the moment when it is necessary to use them. Thus, if such data is discovered by third parties, they will not allow access to data and transactions with that name / access number and password. With secure user identification, special passwords can be created, such as in the case of armed robberies and lightning hijackings.

BR8100120U 2001-01-29 2001-01-29 Secure identification system in banking, financial and electronic information systems BR8100120U (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
BR8100120U BR8100120U (en) 2001-01-29 2001-01-29 Secure identification system in banking, financial and electronic information systems
PCT/BR2002/000002 WO2002061640A1 (en) 2001-01-29 2002-01-09 Safe identification system in banking, financial and electronic information systems

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
BR8100120U BR8100120U (en) 2001-01-29 2001-01-29 Secure identification system in banking, financial and electronic information systems

Publications (1)

Publication Number Publication Date
BR8100120U true BR8100120U (en) 2002-10-15

Family

ID=4024826

Family Applications (1)

Application Number Title Priority Date Filing Date
BR8100120U BR8100120U (en) 2001-01-29 2001-01-29 Secure identification system in banking, financial and electronic information systems

Country Status (2)

Country Link
BR (1) BR8100120U (en)
WO (1) WO2002061640A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7415720B2 (en) 2003-10-31 2008-08-19 Samsung Electronics Co., Ltd. User authentication system and method for controlling the same
EP2239679A1 (en) 2009-04-08 2010-10-13 David Vázquez del Mercado Habif A method and a system for controlling the use of an electronic device
WO2024108281A1 (en) * 2022-11-25 2024-05-30 Clovis Golfetto System and method for unique user authentication

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5988497A (en) * 1996-05-30 1999-11-23 Mci Communications Corporation Method for authenticating credit transactions to prevent fraudulent charges
US6163771A (en) * 1997-08-28 2000-12-19 Walker Digital, Llc Method and device for generating a single-use financial account number
US20010034717A1 (en) * 2000-02-15 2001-10-25 Whitworth Brian L. Fraud resistant credit card using encryption, encrypted cards on computing devices

Also Published As

Publication number Publication date
WO2002061640A1 (en) 2002-08-08

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Legal Events

Date Code Title Description
B08F Application fees: dismissal - article 86 of industrial property law

Free format text: REFERENTE A 5A, 6A E 7A ANUIDADES.

B08G Application fees: restoration
B07A Technical examination (opinion): publication of technical examination (opinion)
B09B Decision: refusal

Free format text: INDEFIRO O PEDIDO DE ACORDO COM O ART. 9O COMBINADO COM O ART. 14 DA LPI

B09B Decision: refusal

Free format text: MANTIDO O INDEFERIMENTO UMA VEZ QUE NAO FOI APRESENTADO RECURSO DENTRO DO PRAZO LEGAL.