[go: up one dir, main page]

BG107746A - System for payment data exchange and payment terminal device - Google Patents

System for payment data exchange and payment terminal device

Info

Publication number
BG107746A
BG107746A BG107746A BG10774603A BG107746A BG 107746 A BG107746 A BG 107746A BG 107746 A BG107746 A BG 107746A BG 10774603 A BG10774603 A BG 10774603A BG 107746 A BG107746 A BG 107746A
Authority
BG
Bulgaria
Prior art keywords
terminal device
payment
payment terminal
data exchange
mobile phone
Prior art date
Application number
BG107746A
Other languages
Bulgarian (bg)
Other versions
BG65729B1 (en
Inventor
Bogdan Pavlic
Aleksander Polutnik
Original Assignee
Ultra Proizvodnja Elektronskih Naprav D.O.O.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ultra Proizvodnja Elektronskih Naprav D.O.O. filed Critical Ultra Proizvodnja Elektronskih Naprav D.O.O.
Priority to BG107746A priority Critical patent/BG65729B1/en
Publication of BG107746A publication Critical patent/BG107746A/en
Publication of BG65729B1 publication Critical patent/BG65729B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/02—Constructional features of telephone sets
    • H04M1/21—Combinations with auxiliary equipment, e.g. with clocks or memoranda pads
    • H04M1/215—Combinations with auxiliary equipment, e.g. with clocks or memoranda pads by non-intrusive coupling means, e.g. acoustic couplers
    • H04M1/2155—Acoustic coupling

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Acoustics & Sound (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Disclosed is a system for payment data exchange comprising a payment terminal device (10) for coupling to a point of sale device and to a mobile phone (14) an authorisation centre (1) for coupling to a mobile voice network (5) and to a financial information system, the mobile phone (14) for coupling to the mobile voice network (5) and the payment terminal device (10). The payment data exchange is performed from the payment terminal device (10) via the mobile phone (14) and the mobile voice network (5) to the authorisation centre (1) and, vice versa, from the authorisation centre via the mobile voice network and the mobile phone to the payment terminal device, wherein the payment data are transferred between the payment terminal device (10) and the mobile phone (14) on voice information. 28 claims, 1 figure
BG107746A 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system BG65729B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
BG107746A BG65729B1 (en) 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
BG107746A BG65729B1 (en) 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system

Publications (2)

Publication Number Publication Date
BG107746A true BG107746A (en) 2004-01-30
BG65729B1 BG65729B1 (en) 2009-08-31

Family

ID=41338311

Family Applications (1)

Application Number Title Priority Date Filing Date
BG107746A BG65729B1 (en) 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system

Country Status (1)

Country Link
BG (1) BG65729B1 (en)

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5157717A (en) * 1989-11-03 1992-10-20 National Transaction Network, Inc. Portable automated teller machine
US6169890B1 (en) * 1992-11-11 2001-01-02 Sonera Smarttrust Oy Mobile telephone system and method for carrying out financial transactions using a mobile telephone system
US5577100A (en) * 1995-01-30 1996-11-19 Telemac Cellular Corporation Mobile phone with internal accounting

Also Published As

Publication number Publication date
BG65729B1 (en) 2009-08-31

Similar Documents

Publication Publication Date Title
BG108892A (en) Payment terminal device for payment data exchange
SI1327230T1 (en)
PL356991A1 (en) Method and apparatus for exchange of information in a communication network
CN102257507A (en) Portable electronic devices, systems, methods and computer program products for accessing remote secure elements
YU54801A (en) Method of effecting cashless payments and a system for implementing the method
EP1341136A3 (en) A method for processing transactions by means of wireless devices
GB2426104A (en) System and method for authenticating the identity of a user
WO2003096159A3 (en) Method and system for enabling electronic transactions via a personal device
WO2002093515A3 (en) Payment system and method for mobile communication services
EP1331582A4 (en) Mobile telephone
SG113411A1 (en) Method and system for accessing information and/or data available on a wide area computer network
CN100555177C (en) Method and system for inputting user instructions for a user-controllable telecommunications device
CN104376456A (en) Mobile amount transfer system with real-time communication and voice communication combined and corresponding method
WO2002080519A3 (en) Method and system for recording video data
BG107746A (en) System for payment data exchange and payment terminal device
WO2001041411A3 (en) Personalized call announcement on a data network telephony system
CN201032543Y (en) Novel portable lottery machine
WO2004019151A3 (en) Method and system for transfer of money via telecommunication network
BG108862A (en) Payment terminal device for payment data exchange
KR100819264B1 (en) Personal Asset Information Management Method Using Mobile Communication Terminal
KR101167143B1 (en) System and method for transmitting receipt information using by mobile communication terminals
KR20040099480A (en) Telecommunication and Data Connection and Service Extend system of Using bluetooth wireless system
CN100579158C (en) System and method for calling by using one-card network
JP2005086321A (en) Portable communication device
CN113762449A (en) Automatic card swiping system for mobile phone