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AR099339A1 - Sistema y método para efectuar remesas - Google Patents

Sistema y método para efectuar remesas

Info

Publication number
AR099339A1
AR099339A1 ARP150100395A ARP150100395A AR099339A1 AR 099339 A1 AR099339 A1 AR 099339A1 AR P150100395 A ARP150100395 A AR P150100395A AR P150100395 A ARP150100395 A AR P150100395A AR 099339 A1 AR099339 A1 AR 099339A1
Authority
AR
Argentina
Prior art keywords
remittance
beneficiary
remittances
intended
intended beneficiary
Prior art date
Application number
ARP150100395A
Other languages
English (en)
Inventor
L Ubalde Oliver
C Salcedo Richard
M Basas Evelyn
Antonio C Yulo Jos
B Vea Orlando
M Villanueva Angelito
L Santiago Agustn
Original Assignee
Smart Communications Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Smart Communications Inc filed Critical Smart Communications Inc
Publication of AR099339A1 publication Critical patent/AR099339A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/384—Payment protocols; Details thereof using social networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G06Q10/107—Computer-aided management of electronic mailing [e-mailing]
    • G06Q10/40—
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/01—Social networking

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Human Resources & Organizations (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Tourism & Hospitality (AREA)
  • Computer Hardware Design (AREA)
  • Data Mining & Analysis (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computing Systems (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Primary Health Care (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Un sistema para efectuar remesas que comprende una plataforma de remesas operable para procesar una solicitud de remesa originada por un remitente hacia un beneficiario destinado, donde la solicitud de remesa comprende un número de cuenta primario (PAN) del remitente; dicha plataforma de remesas operable, además, para crear una cuenta electrónica para el beneficiario destinado después de determinar que el beneficiario destinado no tiene un PAN aprobado para que la remesa se efectúe; en donde la creación de la cuenta electrónica comprende un enlace entre un identificador único del beneficiario destinado y la generación de un número de cuenta primario para el beneficiario.
ARP150100395A 2014-02-11 2015-02-11 Sistema y método para efectuar remesas AR099339A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG2014011779A SG2014011779A (en) 2014-02-11 2014-02-11 Remittance system and method

Publications (1)

Publication Number Publication Date
AR099339A1 true AR099339A1 (es) 2016-07-13

Family

ID=53800456

Family Applications (1)

Application Number Title Priority Date Filing Date
ARP150100395A AR099339A1 (es) 2014-02-11 2015-02-11 Sistema y método para efectuar remesas

Country Status (13)

Country Link
US (1) US20170178092A1 (es)
EP (1) EP3105725A4 (es)
JP (1) JP2017505960A (es)
KR (1) KR20160119129A (es)
CN (1) CN105981060A (es)
AR (1) AR099339A1 (es)
AU (2) AU2015217601A1 (es)
CA (1) CA2938197A1 (es)
MX (1) MX2016010324A (es)
PH (1) PH12016501536A1 (es)
SG (3) SG2014011779A (es)
TW (2) TWI656488B (es)
WO (1) WO2015122851A1 (es)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9978068B2 (en) * 2014-10-08 2018-05-22 Facebook, Inc. Obtaining recipient information during an electronic remittance transaction
US12217232B2 (en) * 2017-04-18 2025-02-04 Tbcasoft, Inc. Anonymity and traceability of digital property transactions on a distributed transaction consensus network
US20180336553A1 (en) * 2017-05-16 2018-11-22 Apple Inc. Facilitating a fund transfer between user accounts
TWI668656B (zh) * 2017-07-19 2019-08-11 臺灣銀行股份有限公司 自動電匯解款伺服器
TWI707282B (zh) * 2019-02-22 2020-10-11 華南商業銀行股份有限公司 透過網路提供具備驗證功能之金融服務的行動銀行系統與執行方法
CN110135827B (zh) * 2019-04-19 2021-07-13 赵想林 一种供应链交易支付系统及方法
KR102124869B1 (ko) * 2019-07-23 2020-06-19 주식회사 코인트래빗 무인환전방법 및 무인환전시스템
JP6934923B2 (ja) * 2019-09-27 2021-09-15 株式会社ジェーシービー 送金仲介システム、送金仲介方法、およびプログラム
WO2021080070A1 (ko) * 2019-10-23 2021-04-29 (주)캐시멜로 해외송금방식을 이용한 환전 서비스 방법 및 시스템
JP2021140585A (ja) * 2020-03-06 2021-09-16 株式会社日立システムズ 管理支援装置、管理支援システム、プログラム、及び管理支援方法
CN113537974B (zh) * 2020-04-15 2024-12-31 先进新星技术(新加坡)控股有限公司 一种基于电子钱包的汇款方法、系统和电子设备
CN111612608A (zh) * 2020-05-22 2020-09-01 支付宝实验室(新加坡)有限公司 汇款执行方法及装置和电子设备

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001357214A (ja) * 2000-06-12 2001-12-26 Ntt Comware Corp 仮想銀行における送金方法ならびにシステムおよび同方法がプログラムされ記録された記録媒体
WO2002019225A1 (en) * 2000-09-01 2002-03-07 Infospace, Inc. Method and system for facilitating the transfer of funds utilizing a telephonic identifier
JP5139715B2 (ja) * 2006-04-25 2013-02-06 Ｋｄｄｉ株式会社 携帯電話を利用した金融取引サービス方法および金融取引サービスシステム
TW200917961A (en) * 2007-08-23 2009-05-01 Sumitomo Chemical Co Fluorine-containing organosulfur compound and pesticidal composition thereof
JP2010026821A (ja) * 2008-07-18 2010-02-04 Sony Corp 電子機器、電子マネー管理装置、電子マネー管理システム、電子マネー管理方法、並びにプログラム
US20110196797A1 (en) * 2010-01-11 2011-08-11 Gad Liwerant Wireless payment and barter platform
KR101722781B1 (ko) * 2010-05-24 2017-04-03 인포뱅크 주식회사 단말기 식별번호를 이용한 송금 서비스 제공 방법 및 시스템
JP5608513B2 (ja) * 2010-10-28 2014-10-15 株式会社三井住友銀行 情報処理端末を活用した送金システム
TW201305933A (zh) * 2011-07-19 2013-02-01 Jheng-Hao Siao 行動裝置付費系統

Also Published As

Publication number Publication date
SG11201606186WA (en) 2016-08-30
CN105981060A (zh) 2016-09-28
SG2014011779A (en) 2015-09-29
PH12016501536A1 (en) 2017-02-06
TW201828181A (zh) 2018-08-01
SG10201401866WA (en) 2015-09-29
TW201539340A (zh) 2015-10-16
EP3105725A4 (en) 2017-10-25
CA2938197A1 (en) 2015-08-20
TWI656488B (zh) 2019-04-11
EP3105725A1 (en) 2016-12-21
JP2017505960A (ja) 2017-02-23
KR20160119129A (ko) 2016-10-12
WO2015122851A1 (en) 2015-08-20
US20170178092A1 (en) 2017-06-22
AU2015217601A1 (en) 2016-08-25
MX2016010324A (es) 2016-11-11
AU2018204741A1 (en) 2018-07-19
TWI646478B (zh) 2019-01-01

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