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Finlay, 2009 - Google Patents

Credit Management

Finlay, 2009

Document ID
14124918523970403909
Author
Finlay S
Publication year
Publication venue
Consumer Credit Fundamentals

External Links

Snippet

Credit management is about the day-to-day activities required to run a modern consumer credit business. In this chapter the activities of the different business functions responsible for credit management, and the systems and processes they employ to manage customer …
Continue reading at link.springer.com (other versions)

Classifications

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    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
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    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
    • G06Q40/025Credit processing or loan processing, e.g. risk analysis for mortgages
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    • G06Q20/00Payment architectures, schemes or protocols
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    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
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    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
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    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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    • GPHYSICS
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    • G06Q20/00Payment architectures, schemes or protocols
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    • G06Q30/00Commerce, e.g. shopping or e-commerce
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    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management, e.g. organising, planning, scheduling or allocating time, human or machine resources; Enterprise planning; Organisational models
    • GPHYSICS
    • G07CHECKING-DEVICES
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    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1075PIN is checked remotely

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