Apple Pay

Pros: Apple Pay has been a completely necessary service to be able to process most of the payments I make on a daily basis. One of the things I liked the most about this platform was:

1- The first thing I liked is that this service offers me the ability to associate different payment methods without any kind of limit, I can even associate a gift card or a debit or credit card. I love the fact that it doesn't have any kind of limit on the number of payment methods I can add, since this way I can pay for different types of services or pay in different places with the help of Apple Pay.

2- Another thing I liked about Apple Pay is the way I can use my payment methods on all my Apple devices, just by having my Apple account linked, I can access all the different payment methods associated with my Apple Pay wallet, and if for some reason I need to change my mobile device and use a new device, just by adding my Apple account, I can access the payment methods linked to my Apple Pay account.

3- I also liked that this service can process all payments immediately, it works as an intermediary service in which my payment methods remain completely safe, I do not have to use my physical debit card, nor do they place my debit or credit card details on any type of website, by just associating my Apple Pay payment method, I can use my cards without having to write down the digits, this way my banking information remains even more secure.

4- Another thing I liked about Apple Pay is that this platform allows me to enter a new payment method by just scanning it with my mobile device, just by using the camera on my device, I can completely scan the card or gift card to add it to my Apple Pay wallet.

Cons: There are several things that I didn't like about this wallet, these negative things are:

1- The first feature that I didn't like is that this platform doesn't allow me to enter a payment method manually, sometimes, the camera on my mobile device is not able to correctly scan the card, a gift card, so it is totally impossible for me to add a payment method when this happens, since the platform doesn't allow me to enter a payment method manually.

2- Another thing that I didn't like is that not all gift cards can be linked to my Apple Pay wallet, which makes it a bit difficult to use Apple Pay on different websites, for example, I can't link gift cards like PlayStation or Razer, there are also many other gift cards, which I can't link to this payment method, I would like Apple Pay to be accepted by more companies, so as not to have this problem.

Overall: Overall, Apple Pay has been a great service for making payments in different places, this platform has helped me pay online immediately, all payments are processed immediately, and it is one of the safest ways I have used to be able to use my debit card without these digits being leaked by a malicious person. I think that overall this platform has worked wonderfully, I love the way I can manage multiple payment methods through this wallet, and I have loved the way I can use my wallet on multiple mobile devices just by linking my Apple account. I feel very safe using this service, in general. I think this service has been really useful for processing payments without any delay, and in most cases, payments are not rejected as happens when I manually enter the card on different websites. I will continue to use Apple Pay as a primary measure to process payments online and physically.

Pros: Apple Pay has been an incredible service to be able to manage each of the payments that I make every day, I really liked that this platform is capable of storing many ways of paying within this wallet, I really loved the fact of being able to store up to 10+ gift cards inside this wallet, I've also loved being able to store my debit and credit card inside this wallet as this makes it so much easier for me to pay for things inside my mobile phone or using my Apple Pay wallet on my computer. I also liked how easy it is to store a new payment method within this wallet, since the vast majority of gift cards that currently exist have a built-in button which allows you to add that gift card to your apple pay wallet just by pressing that button, this way to add gift card to my wallet helps me a lot, since i don't have to add them manually, just by pressing this button i can add it to my wallet. I also liked that this platform has an excellent payment system for stores, this system helps me to be able to pay with my mobile phone in any store or physical store, I can bring my mobile phone to any payment point and immediately the Apple Pay system will debit the corresponding amount from my debit card or debit a gift card when I'm paying in a store and I have a gift card from that store.

Cons: As I previously mentioned, I have loved the fact that I can add a gift card to my wallet automatically by simply pressing a button located on each virtual gift card, however, I have not liked that I cannot manually enter any type of card gift or any debit or credit card, to be able to add a debit or credit card I have to do it on this card with the camera of my mobile phone, this is a big negative since on some occasions the camera is capable of correctly detecting the digits on the card, and it would be great to be able to add gift cards and debit cards by typing them in manually, this is currently not possible within Apple Pay. Another of the negative characteristics of this application is the update of the status of each order that I have made with the participating businesses, on some occasions I have made several orders that have been registered within my Apple Pay wallet, however, on some occasions I have correctly received the order but when reviewing the status of this order in this application, it still appears as pending delivery, I consider that the status service of pending orders within Apple Pay must be optimized, since it currently does not work correctly, and even when there are many simultaneous orders within the Apple Pay wallet, the status takes much longer to update correctly.

Overall: Apple Pay is a very useful wallet, it allows you to add a debit or credit card as well as it allows you to add a different gift card that can be used to pay for any type of online service, I have loved this payment method, since the commissions that Apple Pay charges because the transaction are quite low, in addition, this application does not charge additional commissions for storing various payment methods or gift cards within this wallet, which helps you to be able to store gift cards safely and without paying additional commissions. I really liked Apple Pay mainly because it allows me to safeguard my debit card information when paying at any type of physical place, I no longer have to use my physical card at each payment point, but simply by registering it within Apple Pay and bring my mobile phone closer to the payment point, the payment of my invoice will be made immediately thanks to my mobile phone, this is a modality that allows me to save all the financial information. Apple Pay has helped me a lot when paying for various products online, since the vast majority of pages currently accept Apple Pay as a payment method. Also, storing gift cards inside this wallet has been very safe for me, in I have never presented any type of loss of money from any of my gift card, this is fascinating, I really loved the experience obtained.

Pros: Apple Pay has been a very beneficial service both for my personal use and for me at work, the main reason I started using this service was because it offered me ease when completing any type of payment anywhere or within from any website. One of the first things I liked about this service is the ease with which you can add new payment methods, every time I go to register a new gift card, I just have to look for the add to Apple Pay button, located inside the gift card, immediately the code will be registered inside my Apple Pay wallet. Another of the things that I liked about this platform is the very easy payment method that it uses to pay in various stores, since I can physically go to any store and pay the bill just by bringing my mobile phone closer to the payment point, This payment method helps me a lot, since the application is automatically capable of debiting the total amount of the invoice from any card linked to this wallet, it is also capable of detecting if we have a gift card available to pay in that store, to not use my debit or credit card but the balance of the gift card. This mechanism to detect a gift card from the store in which we are trying to pay helps me a lot, since rightly from my mobile phone to the payment point, I can make the corresponding debit either from my gift card or from my Debit.

Cons: As I previously mentioned, the available way to link any type of payment method is by locating the add to Apple Pay button within each gift card, in this way you can register that new gift card in your wallet, in the same way it happens with the debit card, you must enter the page of your bank to be able to add it to your wallet, although this is quite positive, I consider it quite negative to have this only way to link new payment methods, there is no way to register new forms of payment manually, it would be great if this application will also have the service of adding a gift card manually, as well as registering a new debit or credit card manually. In addition, another of the negative things about this platform is that if you try to view the payment methods linked to your Apple Pay wallet, through iCloud, you must authorize access through your mobile phone, so if you do not have access to your phone mobile or for some reason you have lost access to it, you will not be able to modify or view the payment methods linked to your Apple Pay through iCloud.

Overall: Apple Pay has been a very beneficial service for me, I consider that the general functions have helped me to make all kinds of payments online or physically, I don't have to use my debit card physically, but I just have to register it in this wallet and the debit will be made immediately through this wallet. I am very satisfied with the results obtained so far, I consider that this platform has been key to facilitating the payment process personally and at work. I have had quite a positive experience mainly because I feel like using our platform, plus I feel quite safe registering the new payment methods within that wallet, since I know that I only have access to this wallet. In addition, the commission charged by this wallet is extremely low for the process of each transaction, therefore, you can feel safe and not manually use the payment mechanism associated with this wallet, just by having this wallet register your mobile phone, you will be able to pay online with the push of a button. In conclusion, I consider that this service has helped me a lot to process any type of payment, whether online or physically, I hope you continue to do so since I feel very comfortable using it in my company.

Pros: Apple Pay is a very functional service, with the help of this platform you will be able to make all kinds of payments in a simple way, in addition, you will have the option of linking many forms of payment within your wallet, with the help of this platform to protect each one of your payment methods, in addition, you can make all kinds of spare parts in the type of limit. Apple Pay is an amazing platform, I really loved the experience gained and the ease of payment. Next, I will mention the positive things that this platform has.

1.- One of the main positive things that this wallet has is the commissions it has to process the transaction, each transaction is processed by the Apple system, in this way the commissions are much lower than paying through any other mechanism. #You are going to pay a lot in commissions, I can associate various gift cards or credit or debit cards, without any problem, linking a gift card will help me pay in various branches, in addition, each transaction I make with gift cards , a very, very low commission will be charged, so the commissions in some form are not a problem for me. In addition, each transaction that is made with the credit or debit card, the Commission will be a little higher but I consider that it is still a good percentage of commission.

2.- The second positive thing about this platform is that you can associate various forms of payment without any type of limit. Associating various payment mechanisms and gift cards within this wallet is quite a good function, Since I am currently a person who has a lot of gift cards at his disposal, so if you go to a gift card I can link them to my payment wallet and I can pay online without having to manually enter the code or if you have to search for the specific gift card, just by registering it inside my wallet I can pay with just a simple button on any website. I really loved the fact that I can link multiple gift cards without any limit, since I currently have a gift card from Starbucks and other stores, linking them within this wallet makes the payment process much easier for me.

3.- The third positive thing that I have to mention about this platform is that it is installed on all macOS devices and devices with the iOS operating system, so if you want to use this wallet, you must have a device that contains that system. operative. Having this application installed by default and my mobile device has benefited me greatly, since just by having an iPhone device I can enjoy this great wallet, from which I can link all kinds of gift cards and credit or debit cards as well. of problem. I don't have to download any other wallet that could put my gift card information at risk, by using this app that is installed and on my mobile device, I can keep my gift card safe. Having this platform installed by default allows me to enjoy it without having to make complex configurations.

4.- The fourth positive feature, which is that I can access the management and view of all my linked gift cards in my wallet just by accessing the iCloud system, I was quite beneficial, since at any moment where I do not have access to my mobile device, I only have to access my iCloud account to be able to access the various payment methods that are associated with my wallet, that helps a lot since sometimes I do not have access to my mobile device, and when I want to pay something online I just have to use the iCloud system to complete any transaction in a few seconds.

5.- The fifth positive thing that I liked about this platform is that it allows me to make payments against using my mobile device. For example, if I am in a store and I want to pay with my debit or credit card, I only have to bring my phone closer to the point of payment, in this way the transaction will be processed in a matter of seconds, without having to use or give it to someone my debit card. Just by using this Apple Pay application, I can pay in any type of store with just my mobile device at the point of payment, it is a very important function that greatly facilitates the payment mechanism anywhere.

Cons: Apple Pay is a platform that brings many positive things to any user, the way in which this platform works helps you to link various payment methods to speed up the payment process anywhere or online. However, I have also noticed some negative things about this platform, which I will mention below.

1.- One of the main negative things that this wallet has is that it cannot be modified in its interface, there is no way to modify the general interface of this wallet, it has a default interface and each of the payment methods that are link, will be organized automatically by the platform. There is no way to change the view type of payment methods, also you can't change the general idea of ​​this app, mobile app or desktop app. I consider that it is very important that simply a system to modify the interface of that wallet, since this would increase the comfort of all users and would allow them to view the linked payment methods in a different way.

2.- The second negative thing that is important to mention about this platform is that you cannot link debit cards or gift cards manually, you cannot enter the visit of the cards and the information of the same to be able to link it to your wallet, everything will have to be done online, if you want to link your debit card you will have to enter your bank online, and select the button to add it to your wallet, also, if you want to link a gift card, you will also have to look for the button to add it to the wallet, that button will allow you to immediately add that payment method to your wallet. It is very important that the system be implemented to manually enter a gift card, since sometimes the gift card does not have this button to add it to the wallet.

3.- Another of the functions that has to be implemented within this platform is the fact of being able to share different gift cards that are registered in your wallet, with a colleague or friend, through the same application, currently this system does not exist, therefore, if you want to share a gift card with a colleague, you will have to do it manually, by transcribing the gift card code. It would be great to be able to share a gift card with your colleagues or friends, so that they can make purchases within this wallet, it is important that this function be implemented as soon as possible to allow your friends to pay for a purchase with your gift cards.

Overall: Apple Pay is a service that really gives me an agreement, the way this platform works helps me to make various payments to any Waze website anywhere in a matter of milliseconds, in addition, I loved the expectation and the comfort that this platform has shown to have platform, I can register various payment methods with just a simple button. Although it is really very necessary that simply the various improvements you mentioned previously, it is important that payment methods be allowed to be added without the need to use the add button to the Apple Pay wallet, so that new gift cards or credit cards can be registered. debit if you use this button. I loved how much weight it had so far, Apple Pay is being used in our company to be able to review online payments and payments in various places or stores, it is very pressing how this platform has shown to have a lot of potential when it comes to processing payments. Apple Pay is one of the best services today to use it as a wallet, you can protect all kinds of gift cards in a matter of seconds, you can also access them using your mobile phone and using facial recognition, to maintain additional security in your gift card.

Pros: For me, Apple Pay is a fairly advanced system for developing all kinds of payments, and it also works as a wallet to store all kinds of payment methods, whether it's a gift card or a debit or credit card. Apple Pay has meant a lot to me in a positive way, I consider that this platform has helped me a lot to protect each of the payment methods that I use in my day to day, saving gift cards within this platform is quite simple, and I can access to pay with any gift card just by using my mobile device or my Apple account. One of the main things that I like about this platform is the ease with which I can add payment methods, for example, if I have a gift card, just open it within the browser and select the add to Apple Pay button, Automatically that gift card will be registered in my Apple wallet, a fairly simple process that can be done with the vast majority of online gift cards. Another thing that I like about this platform is that it greatly facilitates the way in which I pay in various places or companies, for example, if I want to pay for something in a Starbucks, I just have to bring my mobile phone closer to the payment box , the corresponding balance of any gift card associated with my Apple Pay wallet will be immediately debited or if I do not have an associated gift card, the amount of my linked debit card will be automatically debited.

Cons: Within this platform I have gotten quite a few positive features like the ones I mentioned previously, on the platform it has really helped make the process of paying for anything pretty smooth, however one of the main negative features I witnessed within this platform with Regarding the general interface, the interface of this wallet cannot be modified in any way, it has a default design for all users who use it within their mobile device, in addition, there is no way to change this design, it cannot be applied a different design which is attractive to a specific user, it would be great to be able to add a different color within this wallet, to make it more diversified for all users. Another of the negative things about this platform is that it is not capable of sending notifications when some type of debit has been made within the associated debit card or a gift card, this is quite dangerous since, for example, if on some occasion Some person has access to my debit card data, I will not be able to know exactly when money is debited from my card, so this function should be implemented to control the movements and to be aware of any irregularity.

Overall: Apple Pay has been an incredible platform, since I started to use it in noticing circumstantial changes in the way I have to pay in various places, I consider that this platform has greatly facilitated the way I pay. I have been using Apple Pay for more than two years, I use this platform for personal purposes and for work purposes, since in my day to day personally, I can use this platform to pay for some type of food, count only use my device mobile, in addition, I can link various gift cards that can be used to pay in a restaurant or something similar. I really loved the experience obtained with Apple Pay, I consider that it is a very easy service to use, the way in which you can add different payment methods is quite incredible, in addition, with this platform you will be able to control the gift card that you currently have, and you can link your debit or credit card to make sure you don't write this data into any page and that this data is cut, with the help of Apple Pay you won't have to put your debit or credit card data at risk.

Pros: For us, Apple Pay has meant a fairly complete service to be able to make all kinds of payments in a matter of seconds, for us this application is extremely important in all iPhone devices, due to its high effectiveness and due to the speed with which it processes all payments. During my experience I liked the following things:

1.- The first thing that I love about Apple Pay is the ease with which I can link all kinds of cards and payment methods, in my day to day I use different gift cards to pay for some of the services when necessary, when I go out to eat or when I go out to buy something to drink, all those gift cards I can link to my Apple Pay system, and make the payment with just my mobile device, I comfort myself by bringing my phone closer to the point of sale, I can make the payment thanks Apple Pay.

2.- Another thing that I love is that Apple Pay is available to pay in almost all websites today, the availability and acceptance in the vast majority of sites is what I like the most, since in almost anywhere I can use my Apple Pay wallet.

3.- There is no type of limit regarding the amount of card I can link to my Apple Pay wallet, I can link several debit or credit cards, as well as various gift cards without any limit.

4.- Finally, I love that Apple Pay is integrated into my iPhone device, my wallet is well integrated into all iPhone devices and it is not necessary to download or install it, as well as it is not necessary to configure it, just link appropriate cards and payment methods.

Cons: Apple Pay has been a fairly sophisticated and precise software when it comes to making all kinds of payments in my day to day, I always use it to pay for some services, some things that I consume during the day, however, I have also noticed some Little negative things about this software, such as:

1.- Apple Pay does not have a nice interface, the interface is quite simple and this may make some people feel uncomfortable using this application, the application only has an add card and delete button, there is no way to access more sessions that expand the experience and comfort of users, as well as it is impossible to modify the general interface of this application, I believe that they should implement a system to modify the interface and make it more comfortable for users.

2.- The payments you make with your debit or credit card may turn out to be a little higher due to the amount of commissions and taxes that they charge when using Apple Pay, if you are not prepared to pay high commissions when you use this service, that This service is not for you, since the commissions can be a bit high on some occasions when you use your debit or credit card.

Overall: Apple Pay works wonderfully in the vast majority of places around the world, the acceptance of this payment method is what makes it a fairly consolidated and beneficial service for users, Apple Pay does not have any type of limit when to register cards and payment methods, you can register all kinds of gift cards in this wallet, you just have to look for the button that says add to Apple Pay inside the gift card you have, and it will be immediately added to your mobile phone . The experience we have had with my Apple Pay has been satisfactory, I have been using iPhone for many years as my main phone for negotiations within my company and for personal use, and I have always used Apple Pay, the use I have given it exceeds two years, since I have used it for the personal and work environment. Apple Pay is really a software that is very worthwhile, its availability on all devices with iOS system is incredible, in addition, it is a fairly fast payment processor when it comes to processing all transactions, just by linking your card, you can pay on any website or anywhere you go. I hope to continue having this complete experience with Apple Pay, since it is a software that has really cost me a lot of attention.

Pros: 1. It seamlessly integrated with other shopping and ecommerce applications.
2. It can also be used via Apple Watch.
3. The application is user-friendly and makes the payment process hassle-free.
4. It allows adding multiple debit and credit cards at once.

Cons: 1. The application is flawless and everything works up to the mark.

Overall: Overall, Apple Pay is a simple payment method accepted by multiple platforms and vendors. It makes the payments simple and hassle-free.

Pros: I really like how you can add Apple Pay to your Apple Watch. Stores that you can pay in all you have to do is tap your watch to the screen and you should be good to go. It helps me so I don't have to carry my wallet around with me everywhere, especially if I am out exercising.

Cons: This product is only good for Apple devices, so it is limited on what phones can hold it. You also can't use Apple Pay in every store. There are only limited places that provide that option.

Overall: Overall, it is a great product if you are an Apple user. But, be aware it isn't offered in every store quite yet.

Pros: I absolutely love that my fiance and I can have the same card on both of our accounts and neither of us have to have the card on us. Grocery shopping just got so much easier!

Cons: It's not accepted everywhere. Only places with it set up can use this. I am hoping this becomes more widespread.

Overall: I would love to see this more heavily implemented. But the worlds economy is topsy turvy half the time anyway. But at least we can go to the store without worrying who has the grocery card!

Pros: - Apple Pay allows quick and easy payments to many vendors, shops and ecommerce sites.
- The dashboard of the application is intuitive and displays all the important tools and features.
- The payments are secured, and it is easy to get refund in case of transaction failures.
- It can be used seamlessly through iPhone or Apple Watch.

Cons: - The application and services is only limited to the iPhones.

Overall: Overall, Apple Pay lets the user do online payments quickly and seamlessly. It is widely accepted by almost every shopping sites and outlets.

Pros: Apple is by far the best out there in the market in terms of safety and the easiness to make payment using the apple devices. All we have to do is Just add the card to the Apple Pay and ones confirmed, it is all said and done. Just head to the store and when making payment, just select the Apple Pay from the device and then select the card and one's Apple device verifies the user, the payment is confirmed. That’s all. Quick and easy.

Cons: Apple Pay is one of the best and there is nothing to point against the Apple Pay.

Overall: The overall experience is amazing, so easy to set up on the apple devise and then go around and make purchase, this really makes a lot of use now a days when a lot of stores have got the payment through tap. Verification is done again when making a payment which assures that it is safe and could be only used by the owner of the device.

Pros: I like Apple Pay as I always have my phone on me so it’s very convenient especially if I forget my card.

Cons: Nothing I don’t like about it. It’s so easy to pay by this method and still very safe as it requires Face ID or pin.

Overall: Amazing everyone should have Apple Pay set up on their phone and watch for quicker payments.

Pros: Once it was set up it has been my main mode of payment. This feature has saved me in many situations when my card wasn't easily accessible.

Cons: Could be nice if it were easier to share card information with spouse or other verified users easier through Apple Pay.

Overall: Running errands and being out is such an easier experience to have the option of paying with my phone. Great resource!

Pros: - The payment experience is smooth and quick.
- The user interface provides all the necessary information about the payments at a glance on the dashboard.
- There are a lot of incentives in using Apple Pay as a payment method like cashback, rewards and gift cards.

Cons: - The major drawback of using Apple Pay is that it is still not accepted at many locations and the user have to carry cash or use any other alternative.

Overall: Overall, Apple Pay is a quick and smooth payment options that makes the payment for any product or service seamless and digital. The application gets integrated with other apple products like Apple Watch for a seamless transaction experience.

Pros: Integrated with Apple ecosystem and is a good alternative to Google Pay. Easy to use and setup like all Apple stuff.

Cons: Not as ubiquitous as Google Pay at least in India.

Overall: Closed off from 75% of the Indian population, but by itself a great tool to pay bills. Very convenient for Apple customers.

Pros: - It gives the user a convenience to not carry wallet everywhere.
- It is simple and quick to use.
- It has a wide acceptance on both physical and online stores.
- Its user interface is smooth and responsive.

Cons: - The only downside it that it is not available for android smartphones.

Overall: Overall, Apple Pay is a streamlined payment system that has responsive UI and simple to use also it has wide acceptance.

Pros: Apple Pay allows me to leave the house without my wallet and not be worried about not being able to pay at a register. I can always have my identification and card on hand saves my life.

Cons: There is not one thing this software doesn't do that it can now. With IOS15 this software will be pretty much perfect.

Overall: This is the best virtual wallet ever created. Being able to use FACEID to use my card changed the game forever.

Pros: It's so easy to add my credit and debit cards. And they are stored securely which provides peace of mind.

Cons: The only con would be not knowing which places do and don't accept Apple Pay.

Overall: Overall, I would highly recommend Apple Pay. It's a great way of paying for something, even on my watch!

Pros: - Apple pay gives you the freedom to not carry a wallet everywhere because of its wide acceptance.
- It is seamlessly integrated with Apple websites and apple stores.
- It streamlines the whole payment making the checkout process faster.
- You can pay with your iPhone or with your apple watch without any hassle.

Cons: - There is no such cons of Apple pay but one thing I have faced as a customer is that the renewal process is a bit hectic and time-consuming.

Overall: Overall, I can easily suggest Apple pay to any one who is considering trying it. It gives a rich experience in terms of integration, user interface, and ease of usage.

Pros: Apple Pay is a great idea. It mostly works well, and I like how you can add different cards to the account.

Cons: I wish it was easier to add cards to Apple Pay. Also, Apple Pay doesn't always work.

Overall: I haven't switched over to using Apple Pay consistently, but once the kinks are worked out, I'll probably start using it instead of credit cards.