Best Personal Finance Software in Canada

Financial management solution that helps create budgets, track investments, manage bills & receive reminders for upcoming payments. Experience a fresh way to manage money. Reach your goals with personalized insights, custom budgets, spend tracking, and subscription monitoring—all for free. See where all your money goes by easily adding your cash, credit cards, investments, and bills. Personalized Mintsights™ make your money go further. We’ll automatically find savings you missed. Improve your spending habits with custom goals that keep you going. Save for a home, crush debt, and prepare for the future. Don’t pay more than you need to. We’ll track bills to help make sure you never miss a due date. Plus, get overdraft protection alerts. Say goodbye to spreadsheets with customizable budgets. Easily add and update your categories. Get 24/7 access to your score for free. Plus, we’ll let you know of any important changes on your report.

Connect your financial accounts, or enter expenses using our quick and slick Toshl apps. Toshl helps you with the financial means. So you can focus on the goals. Add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting. A bank account here, credit card there, payment services everywhere. Do you really want to cycle through all their apps just to see how much money you have on the account balances? Bring them all together in Toshl. Let's say you went grocery shopping, if you bought at one store, that single expense amount might contain spending for several categories. For example, you bought groceries, but also some cosmetic products, a few home improvement items. In Toshl you can easily split that single amount and enter exactly how much you spent on what.

Lunch Money is a personal finance tool with multicurrency support for the modern-day spender. Meet your biggest cheerleader in budgeting today! Delightfully simple personal finance & budgeting. Made for you, the modern-day spender. Split, group, tag, and categorize transactions the way you want. Track every dollar, euro, and yen and see it all add up in your home currency. Track your net worth over time for an overall view of your progress towards your goals. Build up a system of rules to put organizing your transactions on autopilot. Set an attainable budget every month with the help of useful historical data. Track your monthly, yearly, and weekly recurring expenses easily. Run queries against your transactions to get spending insights. Invite unlimited collaborators to your budget. Need assistance? We're just a message away and we're always happy to help. Stay secure with two-factor authentication and data encryption at rest.

Manage not only your own expenses, but a group's (like your slacker roommates) when you sync Buxfer with your bank or import statements or financial data files. You'll be able to generate reports on who owes what; there's even an IOU view. Pay for the Plus or Pro accounts to get access to unlimited accounts, make unlimited budgets, and create all the bill reminders your checking account can stomach. Our infrastructure is compliant with industry standards such as PCI and SOC3. High-grade 256-bit encryption is used to store sensitive information, and secure communication with your computer to prevent a third party from eavesdropping. Independent, reputed security firms conduct rigorous daily scans, comprising dynamic port scanning, network vulnerability testing, and web application vulnerability testing.

Firefly III supports all kinds. Budgets can be expanded with limits in multiple currencies, so you can budget both your daily household expenses and what you spend in Imperial Credits when visiting Tatooine. Firefly III has advanced reporting capabilities, showing your expenses per week, month or year. But it can also help you audit your accounts with detailed list views. Or perhaps compare budgets or tags? It's all possible. For the advanced and mobile users out there, Firefly III features an expansive JSON REST API that allows you to tap into Firefly III's most important features. Create transactions, manage categories and get chart data from any app or system.

Maxint is an all-in-one personal finance platform designed to serve as your digital financial analyst. It aggregates data from over 5,000 banks covering income, expenses, assets, and liabilities to track net worth in real time and automatically categorize transactions by merchant, location, tag, or custom category. The app features intuitive budgeting tools, enabling you to set financial goals while receiving personalized deposit account and credit-card recommendations. With multi-factor authentication and end-to-end encryption, it’s built across platforms for a consistent experience. Hardware-accelerated UI and responsive design ensure smooth performance whether on mobile or desktop, and AI-powered insights detect spending patterns, alert for bills, and flag purchasing-power loss from dormant cash. In essence, Maxint gives you one central view of your financial life, intuitive automation, and actionable recommendations.