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Compare the Top Payment Gateways in the USA as of October 2025

What are Payment Gateways in the USA?

A payment gateway is a technology that facilitates online transactions by securely processing payments between customers and merchants. It acts as an intermediary between the customer’s bank and the merchant’s bank, ensuring sensitive data, such as credit card details, are transmitted securely using encryption. Payment gateways handle authorization, ensuring the transaction is valid and funds are available before processing payment. They also support multiple payment methods, including credit cards, debit cards, and digital wallets. Overall, payment gateways simplify and secure the payment process, making online purchases smooth and reliable for both businesses and consumers. Compare and read user reviews of the best Payment Gateways in the USA currently available using the table below. This list is updated regularly.

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    Zoho Invoice
    Zoho Invoice is a 100% free cloud-based invoicing solution designed to help small businesses with invoicing, tracking expenses, and accepting online payments. Key features include project billing, time tracking, reporting, customizable templates, and a client portaI. Teams using Zoho Invoice can track estimates, convert them to invoices, and send reminders to clients to complete their outstanding payments. Additionally, users can create tasks, collect advance payments for projects, and keep track of their invoice history.
    Starting Price: $0
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