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Compare the Top Open Banking Platforms in the UK as of February 2026

What are Open Banking Platforms in the UK?

Open banking platforms are digital solutions that enable customers to access their financial data through third-party applications and APIs. This software is designed to give customers increased control over their finances and provide a more secure way of managing money. Open banking can be used for a wide variety of tasks, such as transferring funds between accounts, making payments to merchants, setting up automatic savings plans or investments, and much more. It works by allowing customers to grant access to their data from banking institutions so that it can be viewed and used in other apps and services. Open banking offers a convenient way for people to manage their money while still benefiting from the security of traditional banking institutions. Compare and read user reviews of the best Open Banking platforms in the UK currently available using the table below. This list is updated regularly.

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    Emma

    Emma

    Emma

    Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century. Emma analyses your transactions to give you the full list of recurring payments across your accounts. Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour. Investing is one of the best ways to grow your savings over the long term. Explore accessible investing with beautifully built investment tools. Move money across multiple banks, split a purchase or topup your investment account in seconds. Your friends forgot to pay their share of rent? Remind them in one tap.
    Starting Price: Free
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