Simplest way to start your DeFi experience for staking, rates, and interoperable solutions across blockchains. Umee is a layer one blockchain for cross-chain communication and interoperability, built on the Cosmos SDK and powered by Tendermint Consensus along with a self-sovereign validator network. Interoperability is achieved using Inter-Blockchain Communication protocol (IBC), Gravity bridge, and decentralized infrastructure for creating a universal cross-chain DeFi hub toward expanding the crypto ecosystem. A DeFi platform designed towards integrating with money legos, that interconnects crypto markets across networks, allows for the development of open finance innovation including multi-chain staking, interchain leverage, and cross-chain interest rates. As a base layer blockchain, applications and money lego primitives can be built on top of Umee to access cross-chain leverage and liquidity.