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Welcome to the Plaid Blog

April 09, 2026

Plaid and Perplexity expand integration to power personalized financial insights

Plaid and Perplexity expand integration to connect more accounts, helping users track spending, monitor net worth, & plan with AI-powered tools.

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April 02, 2026

Building a transaction foundation model to power intelligent finance

Learn how Plaid’s transaction foundation model powers intelligent finance with richer context, better categorization, and scalable financial insights.

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March 31, 2026

Onboarding Without Compromises: Adaptive flows that stop fraud and drive conversion

Onboarding isn’t just a form. It’s the first interaction that sets the tone for how users perceive your product. In those early moments, they decide whether it feels...

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March 18, 2026

Product Updates - March 2026

AI built for financial services is reshaping how companies fight fraud, assess risk, and make lending decisions. This month, Plaid CTO Will Robinson breaks down what that looks...

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March 12, 2026

New era of fraud network intelligence: Early results from Plaid Protect

See how Plaid Protect uses network intelligence to detect up to 59% more fraud earlier - without adding friction to the user experience.

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March 11, 2026

How Plaid powers intelligent finance with Perplexity

Plaid and Perplexity are advancing intelligent finance with AI-powered portfolio insights and answers grounded in secure, user-permissioned investment data.

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March 10, 2026

Plaid brings next-gen asset verification solution to Encompass®

Plaid’s Home Lending Report is now integrated directly into Encompass®, bringing digital asset verification into the LOS lenders already rely on.

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March 04, 2026

Instant Payments in Europe: From SEPA Compliance to Competitive Advantage

Instant payments in Europe have moved from regulation to reality. New research from Celent, published by Plaid and Clearbank, explores how banks are performing today and where instant...

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March 04, 2026

Building a smarter chatbot

How we got our docs-focused AI chatbot to finally understand reference documentation.

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February 20, 2026

Product Updates - February 2026

Explore February’s updates including API-based bank verification, expanded cash flow and income insights, early access to new fraud dashboards, improved onboarding performance, and dashboard enhancements.

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February 19, 2026

Why intelligent finance needs purpose-built AI infrastructure

AI is transforming open finance into intelligent finance. Learn how Plaid’s infrastructure and financial intelligence power smarter, more personalized experiences that keep up with how consumers manage their...

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February 03, 2026

Build less, merge faster: avoiding diamond merges with a merge queue

As the Plaid monorepo grew to hundreds of commits per day, the Developer Efficiency team found that operating without a merge queue had become increasingly costly. We set...

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January 15, 2026

Security as a platform: Codifying scans, signals, and guardrails

At Plaid, we started treating security controls as infrastructure that enforces the same checks across every repo by default.

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January 14, 2026

2025: Open banking in the mainstream in Europe

In 2025, open banking officially became mainstream across Europe. From record payment growth to higher conversion and new experiences like one-click and recurring bank payments, Plaid helped businesses...

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January 09, 2026

What we shipped in 2025

It's a wrap on 2025! Explore highlights from over 200 product launches, feature updates and platform improvements designed to support innovation in financial services—from smarter fraud detection to...

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