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WO2019088359A1 - Système et procédé d'investissement utilisant une monnaie virtuelle - Google Patents

Système et procédé d'investissement utilisant une monnaie virtuelle Download PDF

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Publication number
WO2019088359A1
WO2019088359A1 PCT/KR2017/014975 KR2017014975W WO2019088359A1 WO 2019088359 A1 WO2019088359 A1 WO 2019088359A1 KR 2017014975 W KR2017014975 W KR 2017014975W WO 2019088359 A1 WO2019088359 A1 WO 2019088359A1
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Prior art keywords
ico
company
investment
investor
virtual money
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English (en)
Korean (ko)
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임종범
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Individual
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

Definitions

  • the present invention relates to an investment system, and more particularly, to an investment system that utilizes virtual money to invest in an enterprise disclosure,
  • the present invention relates to an investment system and method using a virtual currency that can be secured.
  • a typical example of a virtual currency is a bit coin.
  • Bitcoin is electronic money created by Satoshi Nakamoto in 2009. It is based on a peer-to-peer network (P2P network) and deals with transactions based on public key cryptography.
  • the bit coin is stored in the form of a wallet file. Each wallet is given a public address and a private key corresponding to the password, and purchases are possible based on the public address.
  • the transaction history of electronic money is generated and verified in a P2P network, and all the generated blocks are stored in the verification process, forming a block chain through connection with other blocks.
  • the present invention solves the above-mentioned problems, and it is an object of the present invention to provide a method and system for providing a virtual money to purchase an ICO company product or service using an ICO token, And to provide an investment system and method using the same.
  • the present invention provides a method of providing a virtual money investment service in an ICO server linked with an enterprise terminal and an investor terminal, wherein a virtual money disclosure (ICO)
  • the method comprising the steps of: accepting a virtual money disclosure request from an ICO company terminal that receives a virtual money investor request from a terminal of an ICO corporation; acquiring a virtual money investor in cooperation with the plurality of investor terminals based on information of the ICO company; Providing an ICO token corresponding to an investment amount to an investor terminal, the ICO token being exchangeable according to a predefined ratio with an item token for purchasing a product or service of the ICO company; And then distributing the proceeds to the investor.
  • ICO virtual money disclosure
  • the information of the ICO company may include at least one of manpower information, sales information, amount information desired to be invested, and information on major products or services of the ICO company.
  • the step of collecting the virtual money investors includes the steps of extracting candidate investor information, transferring information of the ICO company through the candidate investor terminal, receiving investment information from the candidate investor terminal, And transferring the investment result to the terminal of the ICO company.
  • the step of extracting the candidate investor information may be performed by extracting a company or an individual engaged in a field related to a company applying for virtual money disclosure (ICO) or an investor designated as a field of interest to a specific field can do.
  • ICO virtual money disclosure
  • the result of recruiting the virtual money investor may include information on the investors participating in the virtual money investing and the amount of the invested money.
  • the ICO token may be an electronic security issued to the investor corresponding to the virtual money amount invested by the investor.
  • the ICO token may be issued at the same rate as the virtual money investment amount.
  • the value of the ICO token may vary according to the value of the virtual currency.
  • the item token may be issued by the ICO enterprise.
  • the item token may have a fixed value for the ICO company's product or service.
  • the performance of the ICO company may be determined by at least one of the number of investors participating in the virtual money investment, the amount of investment, the number of products sold by the ICO company, or the sales amount.
  • the performance of the ICO company may include the investment performance of the virtual currency.
  • the present invention provides a system for providing a virtual money investment service in an ICO server linked to an enterprise terminal and an investor terminal, the system comprising: An investment management section for collecting a virtual money investor in cooperation with the plurality of investor terminals based on the information of the ICO company; and an investment management section for collecting the virtual money investor, An ICO token management unit for providing an ICO token to an investor terminal, the ICO token being exchangeable according to a predetermined ratio with an item token that can purchase the ICO company's product or service; And a profit management unit for distributing the profit to the user.
  • the investment for the company disclosure using the virtual money is made, and the ICO token paid at the investment cost can be used for the real transaction, It has the effect of securing the liquidity of money and real transactions.
  • FIG. 1 is an overall configuration diagram of a virtual money investment system according to an embodiment of the present invention
  • FIG. 2 is a diagram illustrating an internal configuration of an ICO server in a virtual money investment system according to an embodiment of the present invention
  • FIG. 3 is a diagram illustrating a hierarchical structure of a virtual money management system in an ICO server in the virtual money investment system of the present invention
  • FIG. 4 is a flowchart illustrating an ICO token issuance and management process in a virtual money investment method according to an embodiment of the present invention.
  • FIG. 5 is a flowchart illustrating a process of an investment management system in a virtual money investment method according to an embodiment of the present invention
  • FIG. 6 is an internal configuration diagram of the ICO server in the virtual money investment system according to the embodiment of the present invention.
  • FIG. 1 shows an overall configuration of a virtual money investment system according to an embodiment of the present invention.
  • the virtual money investment system of the present invention includes a business terminal 10, an investor terminal 20, a consumer terminal 30, and a shop terminal 40 on the user side using the virtual money investment system of the present invention.
  • the enterprise terminal 10, the investor terminal 20, the consumer terminal 30 and the store terminal 40 may be implemented as a processor, a controller, an integrated circuit, a programmable A logic circuit, or other database and signal processing device, as well as communication modules capable of communicating with one or more memories, transmitters and receivers, displays, and various devices.
  • it includes a computer program that performs data operation through a specified algorithm and displays the result so that the result can be recognized from the outside through a display, and a user interface (UI) .
  • UI user interface
  • the computer program is a virtual money investment system of the present invention wherein a plurality of code segments executable in the business terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40, (Code Segment).
  • each step of the virtual money investment method may be performed according to the order shown in the drawings, but each step may be performed in a different order unless explicitly stated. Also, some of the steps may be performed simultaneously, and some of the steps may be performed selectively.
  • the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40 may include electronic devices accessible to one or more general computing resources such as Internet services, e-mail services, data transfer services . It may also include a user database that stores user specific information for accessing on-line resources via a communications network, and the database may store other information and data needed to implement the virtual money investment method of the present invention.
  • the business terminal 10, the investor terminal 20, the consumer terminal 30 and the shop terminal 40 are specifically designed to be used for a mobile communication device (including a wireless device), a workstation, a desktop computer, a laptop computer, A tablet computer, a portable digital assistant (PDA), a mobile terminal, a scanner, a kiosk, a printer, or a combination thereof.
  • a mobile communication device including a wireless device
  • the mobile terminal may include voice or data communication devices such as cellular phones, cell phones, smart phones, laptops, and the like.
  • the communication network connecting the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40 with the ICO server 100, the financial server 200, and the exchange server 300 is a wired Or wireless, and may include electrically conductive cables or optical cables, as well as servers, routers, switches, wireless receivers and transmitters, and the like.
  • the communication network may also include a local area network (LAN), a metro area network (MAN), or a wide area network (WAN) as well as the Internet or other cloud networks.
  • the communication network may include a cellular or mobile telephone network as well as a landline phone network, a public switched telephone network (PSTN), an optical fiber network, and the like.
  • the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the shop terminal 40 may all be connected to the communication network.
  • the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40 can communicate with other terminals through a communication network and can receive appropriate components for establishing a wired or wireless connection .
  • the computer program for performing the virtual money investment method of the present invention includes the business terminal 10, the investor terminal 20, the consumer terminal 30, the shop terminal 40, the ICO server 100, the financial server 200, And the exchange server 300.
  • a first portion of the program, code, or instructions may be executed in the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40, The ICO server 100, the financial server 200, and the exchange server 300.
  • the program, code, or other portions of the instructions may be executed in another electronic device.
  • information specific to each user can be stored in the memory of the ICO server 100, so that information unique to each user is transmitted to one or more of the enterprise terminal 10, the investor terminal 20, the consumer terminal 30 ), And store terminal 40 by a user or an administrator using a computer program.
  • a portion of the information implementing the invention may be stored in the ICO server 100, while the other portion of information may be stored in one or more enterprise terminals 10, an investor terminal 20, 30, and store terminal 40, respectively.
  • the computer program may be stored as a standalone program installed in the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40, An investor terminal 20, a consumer terminal 30, and a store terminal 40.
  • the web accessibility program can be realized by a web browser.
  • a standalone program a downloadable version of the computer program may be stored, at least in part, in the ICO server 100.
  • the user can download at least a part of the computer program to the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40 via the communication network.
  • the computer program for carrying out the virtual money investment method of the present invention may be an application such as an application for the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40.
  • the program may be installed in an executable format in the enterprise terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40.
  • the executable form of the program allows the user to access embodiments of the invention via electronic resources, such as mobile apps or websites.
  • the user can simply access the computer program via the communication network using the corporate terminal 10, the investor terminal 20, the consumer terminal 30, and the store terminal 40.
  • the ICO server 100 recruits investors for the company's virtual money disclosure (ICO), issues an ICO token according to the investment amount, and uses the ICO token to transfer items (goods / Service) to determine the exchange rate between the ICO token and the item token.
  • ICO tokens can be viewed as electronic securities whose value corresponds to the value of the investor's virtual currency investment value.
  • the ICO server 110 includes a virtual money management system 110 for managing transactions of virtual currency, an ICO token system 120 for managing the exchange ratio of issuing ICO tokens and item tokens, The investment management system 130 that manages the current investment status and distributes the profit to the investor according to the performance of the ICO company or the performance of the virtual money.
  • the ICO server 100 invests all or a part of the virtual money collected through the virtual money disclosure (ICO) in a corporation which is a subject of the virtual money disclosure (ICO) .
  • the collected virtual money is invested in a financial product, it will be linked with the financial server 200 through a communication network.
  • the financial server 200 is a component that can be connected through a communication network when the ICO server 100 invests virtual money in a financial product.
  • the financial server 200 invests all of the collected virtual money in the corresponding company, If not invested, it may be omitted.
  • the exchange server 300 may be directly connected to the ICO server 100 or may be connected to the ICO server 100 through the financial server 200.
  • the exchange server 300 makes it possible to exchange ICO tokens or item tokens according to exchange ratios at a specific point in time, including virtual currency.
  • the exchange server 300 may be a server designed for exchanging ICO tokens and item tokens, or may be a server capable of trading virtual currency together with ICO tokens and item tokens. Basically, the exchange server 300 will apply the exchange rate at the time of exchange of the virtual currency, or the ICO token or item token.
  • ICO tokens are virtual securities issued to investors through virtual currency disclosure (ICO), and their value can vary depending on the value of the firm. Therefore, when an item of the company is directly purchased using the ICO token, there is an unstable factor in which the item purchase rate of the company is changed according to the value change of the ICO token. Therefore, in order to purchase an item of the company at a fixed value, an item token whose exchange ratio with the item is fixed is issued by the corresponding company, and the exchange server 300 exchanges the ICO token with the item token issued by the company It is effective to use it.
  • the ICO server 100 of the present invention may include a virtual money management system 110, an ICO token system 120, and an investment management system 130.
  • the virtual money management system 110 is a part for managing the amount of money and the virtual money invested by the investor for the virtual money disclosure (ICO) of a specific company.
  • the virtual money management system 110 is an investment for a company to which a virtual money disclosure (ICO) application is made.
  • the virtual money management system 110 transfers and manages virtual money from the investor terminal 20, It may be possible to trade through the server 300. Therefore, the virtual money management system 110 will manage the virtual currency status by linking the ICO company applying the virtual money disclosure (ICO) with the virtual currency with the investor status. Meanwhile, in order to hold and trade virtual money, the virtual money management system 110 must have an electronic purse.
  • the electronic wallet of the virtual money management system 110 is connected to the electronic wallet of the investor or the electronic wallet information is transmitted to the exchange server 300).
  • virtual money such as etherium, which uses a block chain
  • This error occurs when transaction data is generated but transaction data is not generated, transaction data is created but the transaction is not made due to insufficient gas limit, And the transaction is not completed due to a factor.
  • the transaction data In the case where the transaction data is not generated, the transaction data itself is not generated or the generation is delayed because the transaction request is excessive at a specific point in time.
  • the same transaction data may be duplicated when the transaction data is generated due to a delay in time. If the commission limit is insufficient, the transaction may be canceled despite the transaction request.
  • the virtual money management system 110 of the present invention determines the validity of the virtual money transaction with the interface layer that receives and processes the request signal for the user's virtual money transaction, You can isolate and implement a database hierarchy that you can do.
  • FIG. 3 illustrates the hierarchical structure of the virtual money management system 110 in the ICO server in the virtual money investment system of the present invention in more detail.
  • the interface layer of the virtual money management system 110 includes an Outside API for processing a request transmitted from the enterprise terminal 10 or the investor terminal 20, an Outside API for checking the validity of the transaction through the virtual money network, Inside API can be included.
  • the Outside API identifies the address and status of a business or investor at the request of a business or investor, and processes information such as transaction requests, transmission histories, and balance, including investments in virtual currency.
  • the Inside API generates a transaction log table in which the transaction request is made based on the request information.
  • the transaction log table is the data on which the transaction request is made and is data before the validity check of the transaction is made.
  • the data on which the transaction request is made can cause transaction errors for a variety of reasons. Accordingly, when there is a transaction request from the enterprise terminal 10 or the investor terminal 20, the inside API preprocesses the transaction request and records it in the transaction log table. Then, it is confirmed whether the transaction of the virtual currency has been validated with a predetermined delay time, or when the validity of the server or node responsible for the transaction of the virtual currency is verified, the transaction details are finally confirmed. At this time, the process of confirming the validity of the transaction is preferably asynchronous processing which does not coincide with the time interval of generating the block chain of the virtual money. Through this process, a separate valid transaction table is created for transaction information in which the validity of the transaction is confirmed.
  • the final transaction data is managed as an effective transaction table, and the virtual currency status of the ICO server 100 is changed according to the valid transaction table. If the transaction log table information that has been pre-processed according to the transaction request is not confirmed within a predetermined time, the information is kept in a pending state without confirming the transaction, and within a valid period (for example, one day) If the validity confirmation is not confirmed, it is notified to the enterprise terminal 10 or the investor terminal 20 and the pre-processing result can be canceled.
  • the ICO token system 120 manages the status of issuance of an ICO token to an investor who has invested in a virtual currency for an ICO company applying for an ICO, and can purchase an ICO enterprise product or service It manages exchange rate of item token and ICO token.
  • a company applying for a virtual money disclosure (ICO) accesses an ICO server 100 and then performs member login, and applies for a virtual money disclosure (ICO) Will provide you with the information to do so.
  • the information input by the ICO company includes information such as the name and status of the company applying for the virtual money disclosure, the company configuration information such as the members, the amount of investment to be recruited through the ICO, And information about the products or services of the user.
  • the ICO Token System manages the status of ICO companies with virtual currency disclosure (ICO) linked to the status of investors.
  • the item token is issued by the ICO server 100 at the request of the ICO company or the ICO company.
  • the value of the item token is kept constant compared with the ICO company's product price.
  • the item token may be issued in a plurality of types according to the contents of the ICO company's product or service, and it is desirable that the ICO company does not allow inter-individual transactions because it is for purchasing products or services. Therefore, investors or consumers who hold item tokens can purchase products at a fixed rate (price) when purchasing ICO companies' products, so that, from the user's point of view of the item token, a fixed rate The product can be purchased.
  • the value of the ICO token can vary depending on the value of the virtual currency. Therefore, the value of the item token used for purchasing the product is fixed compared with the product. However, since the ICO token can be changed in conjunction with the value of the virtual currency, regardless of the value of the virtual currency, The item can be purchased through an exchange means (item token).
  • the investment management system 130 is responsible for the investors who have invested in virtual money, the investment details of the investors, and the profit distribution according to the investment for the companies applying for the virtual money disclosure (ICO). Accordingly, the investment management system 130 manages the status of the investors who invested the virtual money and the investment amount of the virtual money of each investor, in conjunction with the ICO company status data. In addition, revenue will be distributed to investors based on sales and operating profits for the quarter, semiannual, and yearly basis of a specific ICO company. In this case, the profit distribution can be made according to the amount of the virtual money invested, but the profit distribution may be made based on the ICO token generated corresponding to the invested virtual money amount.
  • ICO virtual money disclosure
  • the ICO server 100 may invest all or a portion of the virtual money collected through the virtual money disclosure (ICO) in an ICO company or a financial product, and may distribute the obtained profit to an investor.
  • ICO virtual money disclosure
  • the ICO token management according to the virtual money disclosure includes a step S121 of accepting an ICO application, a step S122 of registering ICO company information, a step of recruiting an ICO investor (S123), issuing an ICO token corresponding to the virtual money amount (S124), determining an exchange ratio between the ICO token and the item token (S125), and providing the exchange rate to the exchange server (S126) .
  • a company that wants to collect the investment amount by the virtual money requests the ICO server 100 for the virtual money disclosure (ICO) using the enterprise terminal 10 , And receiving it.
  • a company's qualification to apply for ICO may be determined by the industry, the type of product or service of the company, the number of members of the company, past sales performance, etc., Any registered company may apply.
  • the step of registering the ICO company information (S122) is a step of inputting relevant information for recruiting the virtual money investment by the enterprise applying for the virtual money disclosure (ICO).
  • the information input by the company applying for the virtual money disclosure (ICO) includes basic information such as the performance and the member of the company, investment amount to be recruited through the virtual money disclosure (ICO) Information about the characteristics and business feasibility.
  • the step of recruiting ICO investors (S123) is to select candidate investors who will invest virtual money in companies applying for ICO, and provide them with information on ICO companies applying for ICO It is a step to induce money investment. Since the process of recruiting ICO investors (S123) is performed in conjunction with the investment management system 130, the operation process of the investment management system 130 will be described in more detail.
  • the step S124 of issuing the ICO token corresponding to the virtual money amount is a step of issuing the ICO token corresponding to the investment amount to the investor who has invested the virtual money in the ICO company.
  • the ICO token issued may be the same as the amount of the virtual currency invested, or it may be at a different rate. Since the investor who receives the ICO token determines the ICO token amount and the exchange ratio of the virtual currency provided through the investment in the ICO company, it is possible to exchange the item token To exchange ICO tokens.
  • the step of determining the exchange rate of the ICO token and the item token (S125) is a step of determining the exchange rate of the ICO token provided by the ICO company with the item token issued according to the virtual money investment amount for the ICO company.
  • An ICO company that issues an ICO will issue an item coupon that can be used to purchase its products or services.
  • Item coupons have a certain percentage of value that matches the actual price of the ICO company's product or service. For example, item coupons with an exchange rate of 1,000: 1 for an ICO company's product or service price will be able to use the ICO company's products or services at a price of $ 1,000 using a one-item coupon.
  • an investor holding an ICO token can exchange it with an item token to use ICO company products or services. Therefore, an entity conducting an ICO may issue an item token corresponding to the price of a product or service, and exchange the exchange rate with the ICO token to be issued to the investor participating in the investment in the ICO .
  • Such an exchange rate may be determined by reflecting the value of the virtual currency at the time of investing in the ICO company through the virtual currency disclosure (ICO), or may fix the specific exchange rate at the time of the virtual currency disclosure (ICO).
  • the step of providing the exchange rate to the exchange server S126 is a step of providing the exchange rate to the exchange server 300 so that the investor holding the ICO coupon can exchange the ICO coupon with the item coupon issued by the ICO company.
  • the exchange server 300 will exchange the ICO coupon and the item coupon according to the exchange rate provided by the ICO server 100 when there is an exchange request between the ICO coupon and the item coupon from the investor or the consumer.
  • the investment for a company applying for the virtual money disclosure includes extracting candidate investor information (S131), delivering ICO company information to a candidate investor (S132) (S133), delivering the investment result to the ICO enterprise (S134), and distributing the profit according to the performance (S135).
  • the step of extracting candidate investor information is a step of extracting a candidate investor related to a company that has applied for ICO from among the investor data stored in the investment management system 130.
  • the candidate investor may invest in the investment management system 130 in relation to the ICO company, for example, a company or an individual engaged in a business related to the ICO business, or an investor who designates a specific field as an investment interest You will be able to extract them in priority order.
  • a company applying for ICO designation specifies the amount of investment desired, the number of candidate investors may be limited in consideration of the amount investable per investor.
  • the step of transmitting the ICO company information to the candidate investor (S132) is a step of transmitting information about the company that has applied for the ICO to the extracted candidate investor. At this time, the candidate investor will be able to determine whether to invest in the company and the investment amount by referring to the ICO company information.
  • the step of receiving the virtual money investment information is a step of receiving information on whether or not to invest from the terminal 20 of the candidate investor, and information on the investment amount.
  • the investor terminal 20 intends to invest virtual money in the ICO company among the candidate investors, information on the investment participation and investment amount is received from the investor terminal 20, and if it is decided not to invest, Will be received.
  • the step of delivering the investment result to the ICO company is a step of collecting information on the status and investment amount of the investors participating in the virtual money investment after the completion of the virtual money disclosure (ICO) investment for the candidate investor, And delivering it to an ICO company or an investor participating in the investment.
  • the investment result may be written in a report form and transmitted to the ICO company or investor, but the ICO company or the investor may access the ICO server 100 and read the investment result.
  • the step of distributing the revenue according to the performance (S135) is a step of distributing the profit according to the sales result of the ICO company's products or services to the investors participating in the ICO. Therefore, this step can be done by reflecting the performance of ICO companies' products or services after the completion of the virtual money investment.
  • Revenue allocations may vary based on, for example, the number of investors participating in an ICO investment, the number of products sold, or the sales of the product.
  • the profits to be distributed may be based on the amount of the virtual currency on which the investment is made, but may be based on the amount of the ICO token issued to the investor corresponding to the invested virtual money amount, as described above.
  • the ICO server 100 may invest all or a portion of the virtual money collected through the virtual money disclosure (ICO) in an ICO company or a financial product, and distribute the obtained profit to the investor as a result will be.
  • ICO virtual money disclosure
  • the ICO server 100 of the present invention includes a database 170, at least one CPU (Central Processing Unit) 160 connected thereto for performing a high-speed operation, an input device 140, (150).
  • CPU Central Processing Unit
  • the input device 140 may be a device capable of recognizing a user's operation or touch, such as a mouse or a touch screen, but may also include a physical transducer such as a microphone.
  • the output device 150 is a display capable of displaying characters or images such as a light emitting diode (LED), a liquid crystal display (LCD), and an electronic ink (e-ink) May also be included.
  • LED light emitting diode
  • LCD liquid crystal display
  • e-ink electronic ink
  • the CPU 160 is embedded in the ICO server 100 and performs a function of processing the entire operation. In other words, in cooperation with the business terminal 10, the investor terminal 20, the consumer terminal 30, and the shop terminal 40 to apply for the virtual money disclosure (ICO), an ICO application for virtual money disclosure (ICO) ICO token issuing and investment management process.
  • the CPU 160 is made up of an ALU (arithmetic logic unit) 162 for performing calculations, a register 164 for temporarily storing data and instructions, and a controller 166 for controlling the operation of the ICO server 100 .
  • CPU 160 is a company including Digital Alpha, MIPS Technology, MIPS such as NEC, IDT, Siemens, Intel, Cyrix, AMD and Nexgen X86 and PowerPC from IBM and Motorola. ≪ Desc / Clms Page number 2 >
  • the database 170 generally includes a high speed main memory 172 in the form of a storage medium such as RAM (Random Access Memory) and ROM (Read Only Memory), an auxiliary memory 174 such as a flash memory, And an apparatus for storing data using another storage medium.
  • the main memory 172 may also include a video display memory for displaying an image via the output device 150. It will be apparent to those skilled in the art that the database 170 may have various forms as products having various storage capabilities.
  • the ICO server 100 may include an operating system (OS) and at least one application program.
  • the OS is a set of software that controls the operation of the ICO server 100 and the designation of resources.
  • An application program is a set of software for performing a task requested by a user by using available computer resources through the OS.
  • Applications can be virtual money management programs, ICO token management programs, and investment management programs.
  • the OS and application programs will reside in the database 170.
  • the present invention will be described in accordance with the representation symbols for the operations and operations performed by the ICO server 100, unless otherwise stated in the experience of those of ordinary skill in the art of computer programming. This operation is computer-based and will be performed by an OS or a suitable application program.
  • ICO server 110 Virtual money management system
  • Database 172 Main memory

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Abstract

La présente invention concerne un système d'investissement et, plus spécifiquement, un système et un procédé d'investissement utilisant une monnaie virtuelle, le système et le procédé d'investissement étant capables de garantir la liquidité d'une monnaie virtuelle et d'une opération au comptant en permettant à la monnaie virtuelle d'être utilisée pour un investissement dans des premiers appels publics à l'épargne et permettant à des jetons d'une offre initiale de jetons (ICO) payés au niveau du premier appel public à l'épargne d'être utilisés dans l'opération au comptant. Le procédé d'investissement utilisant une monnaie virtuelle, selon la présente invention, peut comprendre les étapes consistant à : accepter une demande ICO provenant d'un terminal d'une société ICO souhaitant une ICO; attirer des investisseurs de monnaie virtuelle par liaison à une pluralité de terminaux d'investisseur sur la base d'informations sur la société ICO; fournir des jetons ICO correspondant à un montant d'investissement aux terminaux d'investisseur suite à l'attraction des investisseurs de monnaie virtuelle, les jetons ICO pouvant être échangés à une vitesse prédéterminée avec des jetons d'articles par lesquels un produit ou un service de la société ICO peut être acheté; et distribuer des bénéfices aux investisseurs en fonction des performances de la société ICO.
PCT/KR2017/014975 2017-11-01 2017-12-19 Système et procédé d'investissement utilisant une monnaie virtuelle Ceased WO2019088359A1 (fr)

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KR102389514B1 (ko) * 2019-10-30 2022-04-25 이성용 블록체인 기반 특허 크라우드펀딩 장치 및 방법
KR20210084868A (ko) * 2019-12-30 2021-07-08 윤성민 근무형태 변경을 통한 사회문제 개선 시스템 및 그 방법
KR102195052B1 (ko) * 2020-01-06 2020-12-24 윤성민 투자유치 시스템 및 그 방법
KR102794831B1 (ko) * 2021-11-26 2025-04-10 장미지 밀키트 제품화를 위한 투자자 모집 서비스 제공 방법
KR102488075B1 (ko) * 2021-12-20 2023-01-13 김주원 블록체인을 이용한 미디어콘텐츠 제작 시스템
KR102717368B1 (ko) * 2022-04-26 2024-10-15 주식회사 인피닛블록 디지털 자산 거래소를 이용한 디지털 자산 투자 시스템 및 방법
KR102780749B1 (ko) * 2023-02-23 2025-03-11 정혜련 Ｂｉｃ 플랫폼을 통한 자본조달과 자산운영 시스템
WO2025075290A1 (fr) * 2023-10-05 2025-04-10 주식회사 장보고에셋 Procédé de sécurisation d'actif à l'aide de jetons sur une chaîne de blocs
KR20250112633A (ko) 2024-01-17 2025-07-24 박지우 주차장미사용에 따른 유저 발행주체의 암호화폐 발행기능이 구비된 암호화폐 시스템

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