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WO2019083385A3 - System and method of payment in portable electronic coin transacted through infrared - Google Patents

System and method of payment in portable electronic coin transacted through infrared Download PDF

Info

Publication number
WO2019083385A3
WO2019083385A3 PCT/PT2018/000022 PT2018000022W WO2019083385A3 WO 2019083385 A3 WO2019083385 A3 WO 2019083385A3 PT 2018000022 W PT2018000022 W PT 2018000022W WO 2019083385 A3 WO2019083385 A3 WO 2019083385A3
Authority
WO
WIPO (PCT)
Prior art keywords
portable electronic
transacted
payment
infrared
electronic coin
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/PT2018/000022
Other languages
French (fr)
Other versions
WO2019083385A4 (en
WO2019083385A2 (en
Inventor
Orlando FERNANDES DE SOUSA CRUZ
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of WO2019083385A2 publication Critical patent/WO2019083385A2/en
Publication of WO2019083385A3 publication Critical patent/WO2019083385A3/en
Publication of WO2019083385A4 publication Critical patent/WO2019083385A4/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Present invention relates to a system for the issuance and reception payments in portable electronic money and transacted through infrared, comprising a method and a process of synchronization, conversion and bidirectional transmission of processed data between two neighboring devices, wherein the operations arithmetic competitors for a payment (subtraction) or receiving (addition) of financial transaction, and are performed between two devices that recognize data transmitted and receive between them, which are generated from the calculation matrix of valid comrnunication codes, which are not repeated in any other transmission, thus allowing the direct and instantaneous exchange of portable electronic coin, anonymous, autonomous, independent, accumulated and transferable instantaneously through infra-red.
PCT/PT2018/000022 2017-10-25 2018-10-19 System and method of payment in portable electronic coin transacted through infrared Ceased WO2019083385A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
PT11037717A PT110377A (en) 2017-10-25 2017-10-25 PAYABLE AND TRANSACTABLE ELECTRONIC CURRENCY PAYMENT SYSTEM AND METHOD THROUGH INFRARES.
PT110377 2017-10-25

Publications (3)

Publication Number Publication Date
WO2019083385A2 WO2019083385A2 (en) 2019-05-02
WO2019083385A3 true WO2019083385A3 (en) 2019-09-26
WO2019083385A4 WO2019083385A4 (en) 2019-12-12

Family

ID=66246470

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/PT2018/000022 Ceased WO2019083385A2 (en) 2017-10-25 2018-10-19 System and method of payment in portable electronic coin transacted through infrared

Country Status (2)

Country Link
PT (1) PT110377A (en)
WO (1) WO2019083385A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4320387A (en) * 1978-12-28 1982-03-16 Powell William S Information communicating apparatus and method
US20150039509A1 (en) * 2012-01-31 2015-02-05 Orlando Fernandes De Sousa Cruz Portable device for electronic payments
US20150046337A1 (en) * 2013-08-06 2015-02-12 Chin-hao Hu Offline virtual currency transaction
WO2015025282A2 (en) * 2013-08-21 2015-02-26 Visa International Service Association Methods and systems for transferring electronic money

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4625276A (en) 1983-08-31 1986-11-25 Vericard Corporation Data logging and transfer system using portable and resident units

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4320387A (en) * 1978-12-28 1982-03-16 Powell William S Information communicating apparatus and method
US20150039509A1 (en) * 2012-01-31 2015-02-05 Orlando Fernandes De Sousa Cruz Portable device for electronic payments
US20150046337A1 (en) * 2013-08-06 2015-02-12 Chin-hao Hu Offline virtual currency transaction
WO2015025282A2 (en) * 2013-08-21 2015-02-26 Visa International Service Association Methods and systems for transferring electronic money

Also Published As

Publication number Publication date
PT110377A (en) 2019-04-26
WO2019083385A4 (en) 2019-12-12
WO2019083385A2 (en) 2019-05-02

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