WO2018209670A1 - Real property transaction platform system - Google Patents

Abstract

A real property transaction platform system, constructed by means of a computer system and comprising a quasi-transaction interface including a first instruction image indicating that a seller sells a real property item and intends to buy it back from a buyer in the future and the buyer clicks on the first instruction image when agreeing with the item so as to enter a transaction consultation platform. By means of the indication of the first instruction image, the buyer can know that the seller is willing to buy the real property back in the future, so that the counterparty and the attempt of the counterparty can be clearly understood; and if the buyer is also willing to and may possibly sell, under uncertain risks and profits in the future, the real property subject matter that has been bought. The quasi-transaction interface further comprises a second instruction image indicating that the buyer is willing to make a payment in exchange for the seller's intention to buy the real property back; and both parties can enter the transaction consultation platform.

Description

Real estate trading platform system Technical field

The present invention relates to a computer system, and more particularly to a computer system involving business transaction information.

Background technique

In the current real estate transactions, in addition to the previous business-mediated business practices for consultation and negotiation, but today's Internet and e-commerce boom, many sellers have used a lot of online and structured sales, whether they sell themselves or through intermediaries. The platform is carried out. Although it is still necessary to conduct on-the-spot exploration and experience in the sale and purchase of real estate, it is possible to simplify the lengthy seller's length through the network and the constructed sales platform, whether it is the pre-view of the physical object or the legal protection authority. Paving and introducing, and allowing buyers to pre-structure the willingness to buy and sell.

The current real estate transactions, usually through real estate intermediaries, use the online platform to provide buyers and sellers through search to find suitable items and then negotiate the transaction. After the transaction, the buyer pays 2% and the seller pays 4% commission to the intermediary. However, in view of the continued sluggish trading volume in the real estate market, real estate brokers are not easy to survive.

However, under the constant renewal and innovation of business models, real estate transactions are not only for self-use / self-occupation, but also often with investment purposes, so the awareness of profitability and risk assessment is gradually rising. When the seller sells real estate, he will also guess that the real estate may rise after a certain number of years. At that time, even if it has considerable financial resources, it may not be able to buy back the real property. On the contrary, the buyer also has corresponding concerns, and the current trading transaction. The model and the sales platform do not adequately provide an effective tool for buyers and sellers to evaluate each other for profit and risk.

Summary of the invention

In view of the above problems, the inventor believes that there should be a new thinking, trading model, service mentality to create a new intermediary brand, through the buyer's sale back rights mechanism and the seller's purchase repurchase mechanism to improve real estate transaction opportunities and transaction volume The traditional real estate transaction mechanism is added to the concept of option, the buyer pays the premium (in 4% for example), the seller pays a certain amount (in 20% as an example), and the intermediary acts as the guarantor. After N years (for example, 5 years), the buyer has the right to sell the house to the seller at the initial agreed price, and the seller is obliged to buy the house that has been sold to the buyer at the initial agreed price of the buyer and the seller. Taiwan, trying to break the shackles of traditional trading in the original market, creating a new blue ocean in the real estate market. To this end, the inventor has thought of a real estate transaction platform system, including a server for storing and selling the subject information, and connecting to the plurality of transaction terminals through the network, the server includes: an identity confirmation module for Receiving and confirming the identity data transmitted by the transaction side of the buyer and the seller through the network; a receiving module can receive the information of purchase and sale of the real estate parts transmitted by the transaction side of the buyer and the seller through the network; The information material of the real estate parts to be purchased and sold by the buyer and the seller is publicly provided to the unspecified object through the Internet; a quasi-transaction interface includes a first instruction for revealing that the seller sells the real estate item and intends to buy back the buyer in the future. The image, when the buyer is allowed to agree with the item, click on the first instruction image to enter a transaction matching platform.

By revealing the image of the first instruction, the buyer can know that the seller is willing to buy back the real property in the future, so that the transaction object and the attempt of the transaction object can be clearly understood, and if the buyer is willing to have uncertain risks and profits in the future, There is the possibility of selling the real estate mark that has been purchased, including a second instruction image revealing that the buyer is willing to pay the premium in exchange for the seller's intention to buy back the real property, and both parties can enter the transaction matching platform.

In this way, in addition to the trading mode in which both buyers and sellers can obtain more yuan, they can also understand each other's direction and possibility of transaction negotiation from the beginning. As for the conditions of the transaction matching platform, it can be pre-listed for the conditions before the meeting, so that the difference between the lengthy time and the intentional intention of the formal signing negotiations between the two parties can be further simplified.

The transaction matching platform of the present invention can provide a disclosure of a contract for the sale of the buyer of the real estate transaction and the obligation of the seller to buy back:

The concept of the original simple real estate purchase and sale is added to the option, so that the buyer has the right to sell back to the seller at the price agreed at the beginning of the period between the buyer and the seller after the N years of purchase of the real estate (for example, 5 years). Let the buyer obtain the right of selling the real estate to the seller at the price agreed upon at the beginning of the buyer and the seller and the seller for N years (for example, 5 years as an example). After that, the obligation to buy back real estate at the price agreed by the buyer and the seller at the beginning of the period to increase the willingness of the buyer and the seller to deal with real estate and increase the transaction volume of the real estate.

In order to guarantee that the seller will be willing to buy back at the price agreed upon at the beginning of the contract between the buyer and the seller, the present invention allows the seller to provide a certain amount (for example, 20%) of the deposit to ensure the future performance of the seller, and the buyer also pays a number of royalties relative to the present invention. (4% for example), in order to let the seller know the willingness of the buyer to sell the house at that time, so that the buyer and the seller can understand each other's rights and obligations, and improve the buyer and seller to negotiate the transaction of real estate at the current market price. Meeting and liquidity, as well as ensuring that both buyers and sellers will mutually guarantee performance at the initial agreed price.

DRAWINGS

Figure 1 is a system diagram of the present invention

Figure 2 is a schematic diagram of the quasi-transaction interface of the present invention

Figure 3 is a flow chart of the operation of the present invention.

Description of the figure:

Server

2. Network

3. Trading side

11. Identity Confirmation Module

12. Receiver module

13. Shelf module

14. Quasi-transaction interface

141. First instruction image

142. Trading platform

143. Second instruction image

15. Pricing module

16. Bargaining module

17. Consultation and royalties and margin deposit module

S100. Login platform steps

S200. Identity confirmation step

S300. Steps for real estate data

S400. Pricing step

S500. Steps on the shelf

S600. Buyers and sellers conduct bargaining steps

S700. After the transaction, the buyer and the seller sign the transaction contract and pay the deposit and deposit deposit platform steps.

S800. After N years, the buyer shall sell back the rights and the contract execution platform steps of the seller's obligation to buy back.

detailed description

Referring to FIG. 1 , the real estate transaction platform system of the present invention includes a server 1 for storing and selling the subject information, and is connected to the plurality of transaction terminals 3 via the network 2, and the server 1 includes:

An identity confirmation module 11 is configured to receive and confirm identity data transmitted by the buyer or seller transaction terminal 3 through the network 2; and confirm the login identity through the identity confirmation module 11, wherein the identity confirmation condition includes: an identity card Number, bank account, birthday, job, address, and income.

A receiving module 12 can receive the information of the purchase and sale of the real estate component transmitted by the transaction terminal 3 of the buyer and the seller through the network 2; that is, when the identity confirmation module 11 completes the identity confirmation of the real estate seller, the real estate seller is required to The seller's transaction terminal 3 uses the network 2 to upload the relevant information of the real estate item to be sold, and the buyer uploads the relevant information of the real estate item to be purchased according to the above process.

a shelf module 13 for publicly providing the information materials for buying and selling the real estate parts of the buyer and the seller to the unspecified objects via the network 2;

A quasi-transaction interface 14 (shown in FIG. 2) includes a first instruction image 141 that reveals that the seller has purchased the real estate item and intends to buy it back to the buyer in the future, and when the buyer agrees with the item, select the first The command image 141 can be entered into a transaction matching platform 142.

An pricing module 15, the real estate item data to be sold by the uploading seller is initially evaluated by the rating module 15 according to a default formula.

If there is a buyer's willingness to buy back the real estate after the seller has sold the real estate, the transaction terminal 3 may connect through the network 2, first confirm the login identity through the identity confirmation module 11, and then click The first instruction image 141 is selected to enter the transaction matching platform 142, and then negotiated by a bargaining module (16) in the transaction matching platform 142.

With the disclosure of the first instruction image 141, the buyer can know that the seller is willing to buy back the real property in the future, so that the transaction object and the attempt of the transaction object can be clearly understood, and if the buyer is willing to have uncertain risks and profits in the future. There is the possibility of selling the real estate bid that has already been bought, and both parties can enter the trading platform 142. Buyers and sellers can get more yuan trading patterns, and they can also understand each other's direction and possibility of transaction negotiation from the beginning. As for the conditions of the transaction matching platform 142, it can be pre-listed for the conditions before the meeting, so that the difference between the lengthy time and the intentional intention of the formal signing negotiations between the two parties can be further simplified. And the provision of real estate transactions is not only for self-use / self-occupation, but also the nature of investment, and the awareness of profitability and risk assessment can be further satisfied.

The quasi-transaction interface 14 further includes a disclosure that the buyer is willing to pay the premium in exchange for the seller to buy back the real property. The intentional second instruction image 143 further provides the buyer with the desire to click on the second instruction image 143 to enter the transaction matching platform (142).

The transaction matching platform 142 can reveal more information. For example, after the seller sells the real estate, it will also guess that the real estate may rise after a certain number of years, and then it has considerable financial resources, but may not be able to buy the real property again; There are corresponding concerns, and the current trading model and sales platform do not adequately provide an effective tool for buyers and sellers to evaluate this profit and risk. And the perception of both parties about buying and selling.

After the initial negotiation, the two parties will pay a commission of 2% to 6% of the buyer and 1% to 3% of the seller through a negotiation and premium and margin deposit module 17, and the buyer’s premium (4% for example) and the seller will be certain. A deposit (in 20%) is deposited into the Consultation and Rights and Margin Retention Module 17.

The transaction matching platform 142 of the present invention can provide a disclosure of a contract for the sale of the real estate transaction buyer's right and the seller's purchase repurchase obligation:

The concept of the original simple real estate purchase and sale is added to the option, so that the buyer has the right to sell back to the seller at the initial agreed price of the buyer and seller after the N years of purchase of the real estate (for example, 5 years). Allowing the buyer to obtain the right to sell the real estate to the seller at the initial agreed price of the buyer and the seller and the seller’s obligation to buy back the real property at the initial price of the buyer and the seller at the initial price of the buyer and the seller in the form of a premium payment to increase the transaction between the buyer and the seller. The willingness of real estate to increase the volume of real estate.

In order to guarantee that the seller will be willing to buy back at that time, the present invention allows the seller to provide a certain amount (for example, 20%) of the security deposit to ensure that the seller performs the contract in the future, and the buyer also pays a certain amount of royalties (4% as an example) with respect to the present invention. Let the seller know the willingness of the buyer to sell the house at that time, so that the buyer and the seller can understand each other's rights and obligations, and improve the opportunity and liquidity of the buyer and seller to negotiate the transaction of the real estate at the current market price, and ensure that the future buyers and sellers mutually guarantee the price at the beginning of the two parties. Performance.

Please refer to FIG. 3 for a schematic flowchart of the present invention:

First, the user must first log in to the platform S100.

Confirm the identity of the user as the buyer or seller S200. The conditions for identity confirmation include: ID number, bank account, birthday, job, address and income.

If the user is a buyer, the platform will ask the user to upload the S300 for the purchase of the real estate item.

If the user is a seller, the platform will ask the user to upload the S300 for the sale of the real estate item.

Then the buyer wants to purchase the real estate data to upload the S500 and at the same time carry out the appointment contract.

Then the seller's real estate data will be valued S400 and the appointment contract will be signed at the same time.

The real estate will then be transferred to the platform for the S500.

Provide buyers and sellers to negotiate bargain S600.

After the transaction, the buyer and the seller sign the transaction contract and pay the deposit and deposit deposit platform S700.

After N years, the buyer shall sell back the right and the contract execution platform S800 with the seller's obligation to buy back.

The biggest advantage of the present invention is to create a brand new intermediary brand with a new thinking, transaction mode and service mentality, and to improve the real estate transaction opportunities and transaction volume through the buyer's sale back rights and the seller's mechanism of buying back obligations, and the traditional real estate. The trading mechanism, the concept of joining the option, the buyer pays the premium (in 4% as an example), the seller pays a certain amount (in 20% as an example), and then the intermediary acts as the guarantor for N years (to 5 In the case of the year), the buyer has the right to sell the house back to the seller at the initial agreed price of the buyer and the seller. The seller is obliged to buy the buyer’s house at the price agreed upon at the beginning of the sale and purchase, in an attempt to break the shackles of the traditional market. The new blue ocean of the real estate market.

Secondly, although the main innovation of the present invention lies in the improvement of the commercial method, these procedures and steps must rely on the server and the prior planning to achieve full online and full automation. Therefore, the object protected by the patent law is Therefore, the first description.

Claims (5)

A real estate transaction platform system, comprising: a server for storing and selling the subject information, and connecting to the plurality of transaction terminals via a network, the server comprising: An identity verification module for receiving and confirming identity data transmitted by a buyer or seller transaction terminal through the network; a receiving module, which can receive the information of the purchase and sale of the real estate parts transmitted by the transaction ends of the buyer and the seller through the network; a shelf module, the information material of the real product component can be publicly provided to the unspecified object through the network; A quasi-transaction interface, including a first instruction image that reveals that the seller sells the immovable product and intends to buy back the buyer in the future, and when the buyer agrees with the item, click on the first instruction image to enter a transaction combination. platform. The real estate transaction platform system according to claim 1, wherein the quasi-transaction interface further comprises a second instruction image revealing that the buyer is willing to pay the premium in exchange for the seller's intention to buy back the real property. The real estate transaction platform system according to claim 1, wherein the quasi-transaction interface further comprises an authentication module. The real estate transaction platform system of claim 1 wherein the transaction matching platform further comprises a bargaining module. The real estate transaction platform system according to claim 1, wherein the transaction matching platform further comprises a negotiation and premium and margin storage module.

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