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WO2017166067A1 - Système de recharge - Google Patents

Système de recharge Download PDF

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Publication number
WO2017166067A1
WO2017166067A1 PCT/CN2016/077704 CN2016077704W WO2017166067A1 WO 2017166067 A1 WO2017166067 A1 WO 2017166067A1 CN 2016077704 W CN2016077704 W CN 2016077704W WO 2017166067 A1 WO2017166067 A1 WO 2017166067A1
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WO
WIPO (PCT)
Prior art keywords
terminal
key
request
background server
recharge
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/CN2016/077704
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English (en)
Chinese (zh)
Inventor
李昕光
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Individual
Original Assignee
Individual
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Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to PCT/CN2016/077704 priority Critical patent/WO2017166067A1/fr
Publication of WO2017166067A1 publication Critical patent/WO2017166067A1/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

Definitions

  • the present invention relates to the field of data processing, and in particular, to a recharge system.
  • the card transaction system refers to an IC (Integrated Circuit Card) card, PBOC (The People's Bank of China) card, PSAM (Purchase Secure Access Module) card or electronic A system in which a smart card such as a wallet is used for trading.
  • IC Integrated Circuit Card
  • PBOC People's Bank of China
  • PSAM Purchase Secure Access Module
  • the current recharge system can recharge smart cards through offline recharge, online recharge, and self-service cash terminals.
  • the inventors have found that at least the following problems exist in the prior art: the current recharge system usually only performs one-step key verification, and the security is poor.
  • the embodiment of the present invention provides a recharge system.
  • the technical solution is as follows:
  • a refill system comprising: a terminal, a background server, and a key server;
  • the terminal is configured to send a refill request to the background server, where the refill request carries user data;
  • the background server is configured to verify user data carried in the refill request, and send a key acquisition request to the key server when the verification is successful;
  • the key server is configured to receive the key acquisition request, generate a key according to the key acquisition request, and feed back the key to the background server;
  • the background server is configured to generate a request success response carrying the key, and send the request success response to the terminal;
  • the terminal is configured to extract the key from the request success response, perform a card write operation on the smart card according to the key, and send a confirmation request message to the background server after the card is successfully written, Confirm that the request message carries a verification verification code;
  • the background server is configured to verify the verification verification code carried in the confirmation request message, and send a confirmation success message to the terminal when the verification is successful;
  • the terminal is configured to receive the confirmation success message and record the refill success information.
  • the terminal is configured to receive an offline recharge operation of the user, and send the refill request to the background server according to the offline recharge operation.
  • the terminal is configured to receive a user recharge operation, and send the refill request to the background server according to the recharge refill operation.
  • the background server is further configured to forward the refill request to a third-party system when the verification succeeds, and send the key acquisition request to the key server after receiving the successful recharge response of the third-party system.
  • the terminal is configured to pay a refill amount through a built-in application, and send the refill request to the background server after successfully repaying the recharge amount;
  • the terminal is further configured to perform a card writing operation on the smart card by using the NFC technology according to the key.
  • a charging method comprising:
  • the terminal sends a refill request to the background server, where the refill request carries user data;
  • the background server verifies the user data carried in the refill request, and sends a key acquisition request to the key server when the verification is successful;
  • the background server generates a request success response carrying the key, and sends the request success response to the terminal;
  • the terminal extracts the key from the request success response, performs a card write operation on the smart card according to the key, and sends an acknowledgement request message to the background server after the card is successfully written, the confirmation request report
  • the document carries a verification verification code
  • the background server verifies the verification verification code carried in the confirmation request message, and sends a confirmation success message to the terminal when the verification succeeds;
  • the terminal receives the confirmation success message and records the refill success information.
  • the terminal sends a recharge request to the background server, including:
  • the terminal receives an offline recharge operation of the user, and sends the refill request to the background server according to the offline recharge operation.
  • the terminal sends a recharge request to the background server, including:
  • the terminal receives a user's recharge and refill operation, and sends the refill request to the background server according to the recharge refill operation.
  • the terminal sends a recharge request to the background server, including:
  • the background server is further configured to forward the refill request to a third-party system when the verification succeeds, and send the key acquisition request to the key server after receiving the successful recharge response of the third-party system.
  • the terminal sends a recharge request to the background server, including:
  • the terminal When the terminal is a terminal that supports the NFC of the short-range communication technology, the terminal pays the recharge amount through the built-in application, and sends the refill request to the background server after successfully repaying the recharge amount;
  • the terminal performs a card writing operation on the card according to the key, including:
  • the terminal performs a card writing operation on the smart card by using the NFC technology according to the key.
  • the online processing is performed by any recharge method, and the replenishment request and the confirmation request message are verified by the background server, and the terminal writes the card according to the key issued by the key server; the current recharge system security is solved. Poor problem; every time the recharge process is reached, a multi-step verification is performed to ensure the safety of the recharge process.
  • FIG. 1 is a schematic structural view of an implementation environment involved in various embodiments of the present invention.
  • FIG. 2 is a flowchart of a method for charging a method according to an embodiment of the present invention
  • FIG. 3 is a flowchart of a method for charging a method according to another embodiment of the present invention.
  • FIG. 4 is a flowchart of a method for charging a method according to still another embodiment of the present invention.
  • FIG. 7 is a schematic structural diagram of a recharge system according to another embodiment of the present invention.
  • FIG. 8 is a schematic structural diagram of a terminal according to an embodiment of the present invention.
  • FIG. 9 is a schematic structural diagram of a server according to another embodiment of the present invention.
  • FIG. 1 is a schematic structural diagram of an implementation environment involved in various embodiments of the present invention.
  • the implementation environment includes a terminal 120, a backend server 140, and a key server 160.
  • the terminal 120 and the background server 140 are connected by a wired network or a wireless network; the background server 140 and the key server 160 are connected by a wired network or a wireless network.
  • the terminal 120 is an electronic device having smart card reading and writing capabilities.
  • Terminal 120 can be a cell phone, a laptop portable computer, a desktop computer, and the like.
  • the terminal 120 can be supporting NFC (Near Field) Communication, short-range wireless communication technology) mobile terminal has the ability to read and write external smart cards in a non-contact reading manner.
  • the smart card includes an IC card, a PBOC card, a PSAM card, an electronic wallet, an NFC card, and an iBeacon produced by Apple Inc. of the United States.
  • the key server 160 can be a server, or a server cluster consisting of several servers, or a cloud computing service center.
  • FIG. 2 shows a flowchart of a method for recharging according to an embodiment of the present invention.
  • This embodiment is exemplified by applying the recharging method to the implementation environment shown in FIG. 1.
  • the recharging method may include:
  • Step 202 The background server verifies the user data carried in the refill request.
  • Step 204 The key server receives a key acquisition request, and generates a key according to the key acquisition request.
  • Step 205 The key server feeds back the key to the background server.
  • Step 206 The background server generates a request success response carrying the key, and sends a request success response to the terminal.
  • Step 207 The terminal extracts a key from the request success response, and performs a card write operation on the smart card according to the key;
  • Step 208 After the card is successfully written, the terminal sends a confirmation request message to the background server, where the confirmation request message carries a verification verification code.
  • Step 209 The background server verifies the verification verification code carried in the confirmation request message, and sends a confirmation success message to the terminal when the verification succeeds;
  • Step 210 The terminal receives the confirmation success message and records the refill success information.
  • the recharging method provided in this embodiment adopts online processing by any recharge method, and the background server verifies the refill request and the confirmation request message, and the key issued by the terminal according to the key server.
  • Write the card solve the problem of poor safety of the current recharge system; achieve a multi-step verification for each recharge process to ensure the safety of the recharge process.
  • the terminal sends a recharge request to the background server during the process of recharging the smart card, it can be divided into the following different ways:
  • FIG. 3 shows a flowchart of a method for recharging according to an embodiment of the present invention.
  • This embodiment is exemplified by applying the recharging method to the implementation environment shown in FIG. 1.
  • the method can include:
  • the offline recharge operation may be an operation in which the user transfers the funds of the bank card account to the account corresponding to the recharge system.
  • the terminal After the user performs the offline recharge operation successfully, that is, after the funds are transferred to the recharge system, the terminal sends a refill request to the background server.
  • the refill request usually carries user data and recharge data, and the user data includes but is not limited to basic data, user identity data, smart card data, and the like.
  • the recharge data usually includes the recharge amount and may also include recharge rules.
  • the background server verifies the underlying data to verify that the underlying data is correct.
  • the background server authenticates the user identity and verifies the User identity is correct.
  • the user identity can be the identity of the cardholder or the identity of the user of the terminal.
  • the background server verifies the smart card data.
  • the smart card data may include a card type parameter of the smart card, a smart card identifier, and the like.
  • Step 303 The background server sends a key acquisition request to the key server when the verification is successful.
  • the background server sends a key acquisition request to the key server. Because the keys corresponding to different smart cards are different, the background server sends a key acquisition request for acquiring a key corresponding to the smart card currently to be recharged to the key server. This key is a recharge key.
  • Step 304 The key server receives a key acquisition request, and generates a key according to the key acquisition request.
  • the key server receives the key acquisition request, and generates a key corresponding to the smart card according to the key acquisition request.
  • the encryption machine in the key server may calculate a recharge key corresponding to the smart card by using a decentralized algorithm.
  • Step 305 The key server feeds back the key to the background server.
  • the key server feeds back the key corresponding to the smart card to the background server.
  • Step 306 The background server generates a request success response carrying the key, and sends a request success response to the terminal.
  • the terminal receives the request and successfully responds.
  • Step 307 The terminal extracts a key from the request success response, and performs a card write operation on the smart card according to the key;
  • the terminal extracts the corresponding key from the request success response, and performs a card writing operation on the smart card according to the key.
  • the smart card allows the card to be operated by the terminal;
  • the smart card does not allow the card to be written by the terminal.
  • Step 308 After the card is successfully written, the terminal sends a confirmation request message to the background server, where the confirmation request message carries a verification verification code;
  • the confirmation request message carries a verification verification code, and the verification verification code can be generated according to the data of the current card writing operation process.
  • Step 309 The background server verifies the verification verification code carried in the confirmation request message, and sends a confirmation success message to the terminal when the verification is successful.
  • the background server verifies the sensitive information such as the verification verification code carried in the confirmation request message. Because the verification verification code is generated according to the data of the current card writing operation process of the terminal, the background server compares the current card writing operation indicated in the recharging request with the actual card writing operation of the terminal, and if they are the same, The verification is considered successful, and if it is not the same, the verification is considered unsuccessful. This step can ensure that the recharge data of the recharge process is not tampered with.
  • the background server sends a confirmation success message to the terminal.
  • Step 310 The terminal receives the confirmation success message and records the refill success information.
  • the terminal After receiving the confirmation message of the system, the terminal records the transaction success information.
  • the recharging method provided in this embodiment is to use the online processing method to verify the refill request and the acknowledgment request message by the background server and the secret issued by the terminal according to the key server.
  • the key is written to the card; the problem of poor security of the current recharge system is solved; and each time the recharge process is performed, multi-step verification is performed to ensure the safety of the recharge process.
  • Step 403 The background server sends a key acquisition request to the key server when the verification succeeds;
  • the background server sends a key acquisition request to the key server. Because the keys corresponding to different smart cards are different, the background server sends a key acquisition request for acquiring a key corresponding to the smart card currently to be recharged to the key server. This key is a recharge key.
  • Step 404 The key server receives the key acquisition request, and generates a key according to the key acquisition request.
  • the key server receives the key acquisition request, and generates a key corresponding to the smart card according to the key acquisition request.
  • the encryption machine in the key server may calculate a recharge key corresponding to the smart card by using a decentralized algorithm.
  • Step 405 The key server feeds back the key to the background server.
  • the key server feeds back the key corresponding to the smart card to the background server.
  • Step 406 The background server generates a request success response carrying the key, and sends a request success response to the terminal.
  • the terminal receives the request and successfully responds.
  • Step 407 The terminal extracts a key from the request success response, and performs a card write operation on the smart card according to the key;
  • the terminal extracts the corresponding key from the request success response, and performs a card writing operation on the smart card according to the key.
  • the smart card allows the card to be operated by the terminal;
  • the smart card does not allow the card to be written by the terminal. Work.
  • Step 408 After the card is successfully written, the terminal sends a confirmation request message to the background server, where the confirmation request message carries a verification verification code.
  • the confirmation request message carries a verification verification code, and the verification verification code can be generated according to the data of the current card writing operation process.
  • Step 410 The terminal receives the confirmation success message and records the refill success information.
  • the terminal may also perform statistics on the transaction success information in the batch every predetermined batch, obtain statistical information and upload the information to the background server.
  • the recharging method provided in this embodiment is used to verify the refill request and the acknowledgment request message by the background server and to be issued by the terminal according to the key server.
  • the key is used to write the card; the problem of poor security of the current recharge system is solved; and each time the recharge process is performed, multi-step verification is performed to ensure the safety of the recharge process.
  • Step 502 The background server verifies the user data carried in the refill request.
  • the background server verifies the underlying data to verify that the underlying data is correct.
  • the background server authenticates the user's identity and verifies that the user's identity is correct.
  • the user identity can be the identity of the cardholder or the identity of the user of the terminal.
  • the background server verifies the smart card data.
  • the smart card data may include a card type parameter of the smart card, a smart card identifier, and the like.
  • the terminal and the smart card are both terminals and smart cards recognized by the background server, not illegally accessed terminals, or forged cards or blacklist cards.
  • Step 503 The background server forwards the refill request to the third-party system when the verification succeeds;
  • Step 504 After receiving the successful recharge response of the third-party system, the background server sends a key acquisition request to the key server.
  • the background server sends a key acquisition request to the key server. Because the keys corresponding to different smart cards are different, the background server sends a key acquisition request for acquiring a key corresponding to the smart card currently to be recharged to the key server. This key is a recharge key.
  • Step 505 The key server receives the key acquisition request, and generates a key according to the key acquisition request.
  • the key server receives the key acquisition request, and generates a key corresponding to the smart card according to the key acquisition request.
  • the encryption machine in the key server may calculate a recharge key corresponding to the smart card by using a decentralized algorithm.
  • Step 507 The background server generates a request success response carrying the key, and sends a request success response to the terminal.
  • the terminal receives the request and successfully responds.
  • Step 508 The terminal extracts a key from the request success response, and performs a card write operation on the smart card according to the key;
  • the terminal extracts the corresponding key from the request success response, and performs a card writing operation on the smart card according to the key.
  • the smart card does not allow the card to be written by the terminal.
  • Step 509 After the card is successfully written, the terminal sends a confirmation request message to the background server, where the confirmation request message carries a verification verification code;
  • the confirmation request message carries a verification verification code, and the verification verification code can be generated according to the data of the current card writing operation process.
  • Step 510 The background server verifies the verification verification code carried in the confirmation request packet, and sends a confirmation success message to the terminal when the verification succeeds;
  • the background server verifies the sensitive information such as the verification verification code carried in the confirmation request message. Because the verification verification code is generated according to the data of the current card writing operation process of the terminal, the background server compares the current card writing operation indicated in the recharging request with the actual card writing operation of the terminal, and if they are the same, The verification is considered successful, and if it is not the same, the verification is considered unsuccessful. This step can ensure that the recharge data of the recharge process is not tampered with.
  • the background server sends a confirmation success message to the terminal.
  • the terminal After receiving the confirmation message of the system, the terminal records the transaction success information.
  • the terminal may also perform statistics on the transaction success information in the batch every predetermined batch, obtain statistical information and upload the information to the background server.
  • FIG. 6 shows a flow chart of a method for recharging according to still another embodiment of the present invention.
  • This embodiment is exemplified by applying the recharging method to the implementation environment shown in FIG. 1.
  • the recharge method includes:
  • Step 601 The terminal pays the recharge amount through the built-in application, and sends a refill request to the background server after successfully paying the recharge amount;
  • An application may be pre-built in the terminal, and then the terminal pays the recharge amount through the built-in application according to the operation triggered by the user, and the payment form may include, but is not limited to, bank transfer, deposit or third party payment.
  • the terminal After successfully paying the replenishment amount to the background server, the terminal sends a refill request to the background server.
  • the refill request carries the user profile.
  • the background server receives the refill request sent by the terminal.
  • the background server After receiving the refill request, the background server extracts the user data carried in the refill request. The user profile is then verified.
  • the background server verifies the underlying data to verify that the underlying data is correct.
  • the background server authenticates the user's identity and verifies that the user's identity is correct.
  • the user identity can be the identity of the cardholder or the identity of the user of the terminal.
  • the background server verifies the smart card data.
  • the smart card data may include a card type parameter of the smart card, a smart card identifier, and the like.
  • the terminal and the smart card are both terminals and smart cards recognized by the background server, not illegally accessed terminals, or forged cards or blacklist cards.
  • Step 603 The background server sends a key acquisition request to the key server when the verification is successful.
  • the background server sends a key acquisition request to the key server. Because the keys corresponding to different smart cards are different, the background server sends the key server to obtain the current A key acquisition request of a key corresponding to the smart card to be recharged. This key is a recharge key.
  • the key server receives the key acquisition request, and generates a key corresponding to the smart card according to the key acquisition request.
  • the encryption machine in the key server may calculate a recharge key corresponding to the smart card by using a decentralized algorithm.
  • the key server feeds back the key corresponding to the smart card to the background server.
  • Step 606 The background server generates a request success response carrying the key, and sends a request success response to the terminal.
  • Step 607 The terminal extracts a key from the request success response, and performs a card write operation on the smart card according to the key;
  • the terminal extracts the corresponding key from the request success response, and performs a card writing operation on the smart card according to the key. Since the terminal is a terminal that supports the NFC technology, the terminal performs a card writing operation on the smart card according to the key through the NFC technology.
  • the smart card allows the card to be operated by the terminal;
  • Step 608 After the card is successfully written, the terminal sends a confirmation request message to the background server, where the confirmation request message carries a verification verification code;
  • Step 609 The background server verifies the verification verification code carried in the confirmation request message, and sends a confirmation success message to the terminal when the verification succeeds;
  • the background server sends a confirmation success message to the terminal.
  • step 610 the terminal receives the confirmation success message and records the refill success information.
  • the terminal After receiving the confirmation message of the system, the terminal records the transaction success information.
  • the recharging method provided by the embodiment is used to verify the refill request and the confirmation request message by the background server and the key according to the key by using the online processing method when recharging the mobile phone supporting the NFC technology.
  • the key issued by the server is used to write the card; the problem of poor security of the current recharge system is solved; and each recharge process is performed, and multi-step verification is performed to ensure the security effect of the recharge process.
  • FIG. 7 is a structural block diagram of a recharge system according to an embodiment of the present invention.
  • the system includes: a terminal 720, a background server 740, and a key server 760;
  • the background server 740 is configured to verify user data carried in the refill request, and send a key acquisition request to the key server 760 when the verification is successful.
  • the key server 760 is configured to receive the key acquisition request, generate a key according to the key acquisition request, and feed back the key to the background server 740.
  • the background server 740 is configured to generate a request success response carrying the key, and send the request success response to the terminal 720.
  • the terminal 720 is configured to extract the key from the request success response, perform a card write operation on the smart card according to the key, and send a confirmation request message to the background server 740 after the card is successfully written.
  • the confirmation request message carries a verification verification code.
  • the background server 740 is configured to verify the verification verification code carried in the confirmation request message, and send a confirmation success message to the terminal 720 when the verification is successful.
  • the terminal 720 is configured to receive the acknowledged success message and record the refill success information.
  • the terminal 720 is configured to receive an offline recharge operation of the user, and send the refill request to the background server 740 according to the offline recharge operation.
  • the refill system provided in this embodiment adopts online processing by any recharge method, and the background server verifies the refill request and the confirmation request message, and the key issued by the terminal according to the key server.
  • Write the card solve the problem of poor safety of the current recharge system; achieve a multi-step verification for each recharge process to ensure the safety of the recharge process.
  • the terminal 720 is configured to receive a user recharge operation, and send the recharge to the background server 740 according to the recharge refill operation. request.
  • the terminal 720 is configured to receive a third-party recharge operation of the user, and send the recharge to the background server 740 according to the third-party recharge operation. request;
  • the background server 740 is further configured to forward the refill request to a third-party system when the verification succeeds, and send the key to the key server 760 after receiving the successful recharge response of the third-party system. Get the request.
  • the terminal 720 is a terminal supporting a short-range communication technology NFC;
  • the terminal 720 is configured to use a built-in application to pay a recharge amount, and send the refill request to the background server 720 after successfully repaying the recharge amount;
  • the terminal 720 is further configured to perform a card writing operation on the smart card by using the NFC technology according to the key.
  • the refill system provided by the above embodiment is only illustrated by the division of the above functional modules. In actual applications, the function distribution may be completed by different functional modules as needed.
  • the internal structure of the device is divided into different functional modules to complete all or part of the functions described above.
  • the refilling system and the charging method embodiment are provided in the same concept. For details, refer to the method embodiment, and details are not described herein again.
  • FIG. 8 is a schematic structural diagram of a terminal according to an embodiment of the present invention.
  • the electronic device can be used to implement the refilling method provided in the above embodiments. Specifically:
  • the terminal 800 may include an RF (Radio Frequency) circuit 810, a memory 820 including one or more computer readable storage media, an input unit 830, a display unit 840, a sensor 850, an audio circuit 860, a short-range communication module 870, A processor 880 having one or more processing cores, and a power supply 890 and the like are included.
  • RF Radio Frequency
  • FIG. 8 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements. among them:
  • the RF circuit 810 can be used for transmitting and receiving information or during a call, and receiving and transmitting the signal. Specifically, after receiving the downlink information of the base station, the downlink information is processed by one or more processors 880; in addition, the data related to the uplink is sent to the base station. .
  • the RF circuit 810 includes, but is not limited to, an antenna, at least one amplifier, a tuner, one or more oscillators, a Subscriber Identity Module (SIM) card, a transceiver, a coupler, an LNA (Low Noise Amplifier). , duplexer, etc.
  • RF circuitry 810 can also communicate with the network and other devices via wireless communication.
  • Wireless communication can use any communication standard or protocol, including but not limited to GSM (Global System of Mobile communication), GPRS (General Packet Radio Service), CDMA (Code Division Multiple Access) Divisional Multiple Access), WCDMA (Wideband Code Division Multiple Access), LTE (Long Term Evolution), e-mail, SMS (Short Messaging Service), and the like.
  • GSM Global System of Mobile communication
  • GPRS General Packet Radio Service
  • CDMA Code Division Multiple Access
  • WCDMA Wideband Code Division Multiple Access
  • LTE Long Term Evolution
  • e-mail Short Messaging Service
  • Input unit 830 can be used to receive input numeric or character information, as well as to generate keyboard, mouse, joystick, optical or trackball signal inputs related to user settings and function controls.
  • input unit 830 can include touch-sensitive surface 831 as well as other input devices 832.
  • Touch sensitive surface 831 also Known as a touch display or trackpad, it can collect touch operations on or near the user (such as the user using a finger, stylus, etc., on any touchable surface 831 or near the touch-sensitive surface 831. Operation), and drive the corresponding connecting device according to a preset program.
  • the touch-sensitive surface 831 can include two portions of a touch detection device and a touch controller.
  • Display unit 840 can be used to display information entered by the user or information provided to the user and various graphical user interfaces of terminal 800, which can be constructed from graphics, text, icons, video, and any combination thereof.
  • the display unit 840 can include a display panel 841.
  • the display panel 841 can be configured in the form of an LCD (Liquid Crystal Display), an OLED (Organic Light-Emitting Diode), or the like.
  • the touch-sensitive surface 831 can cover the display panel 841, and when the touch-sensitive surface 831 detects a touch operation thereon or nearby, it is transmitted to the processor 880 to determine the type of the touch event, and then the processor 880 according to the touch event The type provides a corresponding visual output on display panel 841.
  • touch-sensitive surface 831 and display panel 841 are implemented as two separate components to implement input and input functions, in some embodiments, touch-sensitive surface 831 can be integrated with display panel 841 for input. And output function.
  • Terminal 800 can also include at least one type of sensor 850, such as a light sensor, motion sensor, and other sensors.
  • the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor may adjust the brightness of the display panel 841 according to the brightness of the ambient light, and the proximity sensor may close the display panel 841 when the terminal 800 moves to the ear. / or backlight.
  • the gravity acceleration sensor can detect the magnitude of acceleration in all directions (usually three axes). When it is stationary, it can detect the magnitude and direction of gravity.
  • Audio circuit 860, speaker 861, and microphone 862 can provide an audio interface between the user and terminal 800.
  • the audio circuit 860 can transmit the converted electrical data of the received audio data to the speaker 861 for conversion to the sound signal output by the speaker 861; on the other hand, the microphone 862 converts the collected sound signal into an electrical signal by the audio circuit 860. After receiving, it is converted into audio data, and then processed by the audio data output processor 180, sent to the terminal, for example, via the RF circuit 18, or outputted to the memory 120 for further processing.
  • the audio circuit 160 may also include an earbud jack to provide communication of the peripheral earphones with the terminal 800.
  • Processor 880 is the control center of terminal 800, which connects various portions of the entire handset using various interfaces and lines, by running or executing software programs and/or modules stored in memory 820, and recalling data stored in memory 820, The various functions and processing data of the terminal 800 are performed to perform overall monitoring of the mobile phone.
  • the processor 880 may include one or more processing cores; preferably, the processor 880 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like.
  • the modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 880.
  • the terminal 800 may further include a camera, a Bluetooth module, and the like, and details are not described herein again.
  • the display unit of the electronic device is a touch screen display
  • the electronic device further includes a memory, and one or more programs, wherein one or more programs are stored in the memory and configured to be one or one
  • the above processor executes one or more programs A method for performing the recharging as described above is included.

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Telephonic Communication Services (AREA)

Abstract

La présente invention a trait à un système de recharge se rapportant au domaine du traitement de données. Ledit système de recharge comprend : un terminal, un serveur dorsal et un serveur de clés. Selon l'invention : le terminal envoie une demande de recharge au serveur dorsal; le serveur dorsal vérifie la demande de recharge, et, lorsque la vérification est réussie, acquiert une clé auprès du serveur de clés et l'envoie au terminal; le terminal effectue sur la base de la clé une opération d'écriture sur carte concernant une carte à puce, et, après que l'écriture sur carte a réussi, envoie un message de demande de confirmation au serveur dorsal; le serveur dorsal vérifie le message de demande de confirmation, et, lorsque la vérification est réussie, envoie un message de réussite de confirmation au terminal. Quel que soit le procédé de recharge, l'invention utilise un traitement en ligne. La vérification d'une demande de recharge et d'une demande de confirmation est mise en œuvre par un serveur dorsal, et l'écriture sur carte est effectuée par un terminal sur la base d'une clé émise par un serveur de clés. Le problème du manque de sécurité des systèmes de recharge actuels est ainsi résolu, et une vérification en plusieurs étapes de chaque processus de recharge est réalisée, ce qui assure la sécurité de la recharge.
PCT/CN2016/077704 2016-03-29 2016-03-29 Système de recharge Ceased WO2017166067A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/077704 WO2017166067A1 (fr) 2016-03-29 2016-03-29 Système de recharge

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/077704 WO2017166067A1 (fr) 2016-03-29 2016-03-29 Système de recharge

Publications (1)

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WO2017166067A1 true WO2017166067A1 (fr) 2017-10-05

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PCT/CN2016/077704 Ceased WO2017166067A1 (fr) 2016-03-29 2016-03-29 Système de recharge

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CN204155365U (zh) * 2014-10-29 2015-02-11 新奥科技发展有限公司 智能卡的充值缴费系统
CN104933565A (zh) * 2015-06-05 2015-09-23 中国银行股份有限公司 一种ic卡交易方法及系统

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US20130204727A1 (en) * 2005-08-26 2013-08-08 Clayco Research Limited Liability Company System and method for issuing digital receipts for purchase transactions over a network
CN102034323A (zh) * 2009-12-01 2011-04-27 孙伟 公交一卡通业务系统及其实现方法和业务平台及pos机
CN103839322A (zh) * 2013-07-10 2014-06-04 天地融科技股份有限公司 智能卡及校验数据输出方法、操作请求响应方法及系统
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113592481A (zh) * 2021-07-26 2021-11-02 杭州海兴电力科技股份有限公司 基于sts预付费协议的预付卡充值方法、系统、装置及介质

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