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WO2016151386A3 - System and method for selectively initiating biometric authentication for enhanced security of transactions - Google Patents

System and method for selectively initiating biometric authentication for enhanced security of transactions Download PDF

Info

Publication number
WO2016151386A3
WO2016151386A3 PCT/IB2016/000324 IB2016000324W WO2016151386A3 WO 2016151386 A3 WO2016151386 A3 WO 2016151386A3 IB 2016000324 W IB2016000324 W IB 2016000324W WO 2016151386 A3 WO2016151386 A3 WO 2016151386A3
Authority
WO
WIPO (PCT)
Prior art keywords
access
biometric authentication
transaction
transactions
amount
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/IB2016/000324
Other languages
French (fr)
Other versions
WO2016151386A2 (en
Inventor
Michael Gardiner
Adriano Canzi
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Tactilis Sdn Bhd
Original Assignee
Tactilis Sdn Bhd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/664,573 external-priority patent/US10229408B2/en
Application filed by Tactilis Sdn Bhd filed Critical Tactilis Sdn Bhd
Priority to CN201680025319.7A priority Critical patent/CN107533597A/en
Priority to EP16767815.0A priority patent/EP3271854A4/en
Publication of WO2016151386A2 publication Critical patent/WO2016151386A2/en
Publication of WO2016151386A3 publication Critical patent/WO2016151386A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)

Abstract

A method and system of selectively initiation biometric security based on thresholds is described. One method includes retrieving an access security level associated with an access domain and an access permission level associated with an electronic portable transaction device, comparing the access security level and access permission level, and, if the access security level exceeds the access permission level, initiating a biometric authentication process. Another method includes determining a transaction amount of a current transaction involving an electronic portable transaction device, retrieving a threshold amount from a data storage device, comparing the transaction amount and threshold amount, and, if the transaction amount matches or exceeds the threshold amount, initiating a biometric authentication process.
PCT/IB2016/000324 2015-01-14 2016-03-18 System and method for selectively initiating biometric authentication for enhanced security of transactions Ceased WO2016151386A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN201680025319.7A CN107533597A (en) 2015-01-14 2016-03-18 For optionally initiating biometric authentication to strengthen the system and method for the security of affairs
EP16767815.0A EP3271854A4 (en) 2015-03-20 2016-03-18 System and method for selectively initiating biometric authentication for enhanced security of transactions

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US14/664,573 2015-03-20
US14/664,573 US10229408B2 (en) 2015-01-14 2015-03-20 System and method for selectively initiating biometric authentication for enhanced security of access control transactions
US14/664,429 US10275768B2 (en) 2015-01-14 2015-03-20 System and method for selectively initiating biometric authentication for enhanced security of financial transactions
US14/664,429 2015-03-20

Publications (2)

Publication Number Publication Date
WO2016151386A2 WO2016151386A2 (en) 2016-09-29
WO2016151386A3 true WO2016151386A3 (en) 2016-11-24

Family

ID=56979291

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2016/000324 Ceased WO2016151386A2 (en) 2015-01-14 2016-03-18 System and method for selectively initiating biometric authentication for enhanced security of transactions

Country Status (2)

Country Link
EP (1) EP3271854A4 (en)
WO (1) WO2016151386A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0288859A (en) * 1988-09-26 1990-03-29 Hitachi Maxell Ltd Systematized control for entering or leaving room with ic card
WO1997018653A1 (en) * 1995-11-13 1997-05-22 Transaction Technology, Inc. Wireless transaction and information system
US20050125674A1 (en) * 2003-12-09 2005-06-09 Kenya Nishiki Authentication control system and authentication control method
JP2007048118A (en) * 2005-08-11 2007-02-22 Oki Electric Ind Co Ltd Automatic teller machine and automatic transaction system

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6968453B2 (en) * 2001-01-17 2005-11-22 International Business Machines Corporation Secure integrated device with secure, dynamically-selectable capabilities
US7270265B2 (en) * 2001-07-06 2007-09-18 France Telecom Process for managing an electronic transaction by chip card terminal and chip card implementing this process
US20100161488A1 (en) * 2008-12-22 2010-06-24 Paul Michael Evans Methods and systems for biometric verification

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0288859A (en) * 1988-09-26 1990-03-29 Hitachi Maxell Ltd Systematized control for entering or leaving room with ic card
WO1997018653A1 (en) * 1995-11-13 1997-05-22 Transaction Technology, Inc. Wireless transaction and information system
US20050125674A1 (en) * 2003-12-09 2005-06-09 Kenya Nishiki Authentication control system and authentication control method
JP2007048118A (en) * 2005-08-11 2007-02-22 Oki Electric Ind Co Ltd Automatic teller machine and automatic transaction system

Also Published As

Publication number Publication date
EP3271854A4 (en) 2018-08-08
WO2016151386A2 (en) 2016-09-29
EP3271854A2 (en) 2018-01-24

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