WO2015162276A3 - Secure token implementation - Google Patents
Secure token implementation Download PDFInfo
- Publication number
- WO2015162276A3 WO2015162276A3 PCT/EP2015/058981 EP2015058981W WO2015162276A3 WO 2015162276 A3 WO2015162276 A3 WO 2015162276A3 EP 2015058981 W EP2015058981 W EP 2015058981W WO 2015162276 A3 WO2015162276 A3 WO 2015162276A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- token
- user device
- tokens
- secure token
- service provider
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
To ensure security of token provision to a user device, token request by (or on behalf of) the user device, token generation at a token service provider and token provision from the token service provider each make use of data stored within a secure element, SE, of an SE module of the user device. Tokens are generated in dependence on the obtained data: storage and communications of the tokens are also secured using the obtained data. Advantageously, the data required to generate a token request is securely stored on a user device itself and not a server remote from the user device.
Applications Claiming Priority (10)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| GB1407257.3A GB2525425A (en) | 2014-04-24 | 2014-04-24 | Secure token implementation |
| GB1407258.1A GB2525426A (en) | 2014-04-24 | 2014-04-24 | Secure token implementation |
| GB1407256.5A GB2525424A (en) | 2014-04-24 | 2014-04-24 | Secure token implementation |
| GB1407255.7 | 2014-04-24 | ||
| GB1407257.3 | 2014-04-24 | ||
| GB1407258.1 | 2014-04-24 | ||
| GB1407255.7A GB2525423A (en) | 2014-04-24 | 2014-04-24 | Secure Token implementation |
| GB1407254.0A GB2525422A (en) | 2014-04-24 | 2014-04-24 | Secure token implementation |
| GB1407256.5 | 2014-04-24 | ||
| GB1407254.0 | 2014-04-24 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| WO2015162276A2 WO2015162276A2 (en) | 2015-10-29 |
| WO2015162276A3 true WO2015162276A3 (en) | 2016-03-24 |
Family
ID=53610851
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/EP2015/058981 Ceased WO2015162276A2 (en) | 2014-04-24 | 2015-04-24 | Secure token implementation |
Country Status (1)
| Country | Link |
|---|---|
| WO (1) | WO2015162276A2 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106897874A (en) * | 2016-06-01 | 2017-06-27 | 阿里巴巴集团控股有限公司 | Mobile payment method, device and system |
Families Citing this family (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107220828B (en) * | 2016-03-22 | 2020-09-08 | 阿里巴巴集团控股有限公司 | Method, system and device for payment authorization and payment through wearable device |
| EP3577850B1 (en) | 2017-02-01 | 2021-07-14 | Equifax, Inc. | Verifying an identity based on multiple distributed data sources using a blockchain to safeguard the identity |
| US11842328B2 (en) * | 2019-10-24 | 2023-12-12 | Mastercard International Incorporated | Systems and methods for provisioning a token to a token storage device |
| US12088583B2 (en) * | 2020-11-11 | 2024-09-10 | Hewlett Packard Enterprise Development Lp | Permissions for backup-related operations |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009112793A1 (en) * | 2008-03-14 | 2009-09-17 | British Telecommunications Public Limited Company | Mobile payments |
| WO2012002852A1 (en) * | 2010-06-29 | 2012-01-05 | Telefonaktiebolaget L M Ericsson (Publ) | Methods, server, merchant device, computer programs and computer program products for setting up communication |
| US20140025958A1 (en) * | 2012-07-19 | 2014-01-23 | Bank Of America Corporation | Implementing security measures for authorized tokens used in mobile transactions |
| US20140090045A1 (en) * | 2012-09-11 | 2014-03-27 | First Data Corporation | Systems and methods for facilitating login aid functionality in mobile commerce |
| WO2014049136A1 (en) * | 2012-09-28 | 2014-04-03 | Bell Identification Bv | Method and apparatus for providing secure services using a mobile device |
-
2015
- 2015-04-24 WO PCT/EP2015/058981 patent/WO2015162276A2/en not_active Ceased
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009112793A1 (en) * | 2008-03-14 | 2009-09-17 | British Telecommunications Public Limited Company | Mobile payments |
| WO2012002852A1 (en) * | 2010-06-29 | 2012-01-05 | Telefonaktiebolaget L M Ericsson (Publ) | Methods, server, merchant device, computer programs and computer program products for setting up communication |
| US20140025958A1 (en) * | 2012-07-19 | 2014-01-23 | Bank Of America Corporation | Implementing security measures for authorized tokens used in mobile transactions |
| US20140090045A1 (en) * | 2012-09-11 | 2014-03-27 | First Data Corporation | Systems and methods for facilitating login aid functionality in mobile commerce |
| WO2014049136A1 (en) * | 2012-09-28 | 2014-04-03 | Bell Identification Bv | Method and apparatus for providing secure services using a mobile device |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106897874A (en) * | 2016-06-01 | 2017-06-27 | 阿里巴巴集团控股有限公司 | Mobile payment method, device and system |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2015162276A2 (en) | 2015-10-29 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| NENP | Non-entry into the national phase |
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| 122 | Ep: pct application non-entry in european phase |
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