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WO2015030227A1 - Person-to-person gift transfer system - Google Patents

Person-to-person gift transfer system Download PDF

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Publication number
WO2015030227A1
WO2015030227A1 PCT/JP2014/072870 JP2014072870W WO2015030227A1 WO 2015030227 A1 WO2015030227 A1 WO 2015030227A1 JP 2014072870 W JP2014072870 W JP 2014072870W WO 2015030227 A1 WO2015030227 A1 WO 2015030227A1
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WO
WIPO (PCT)
Prior art keywords
user
information
gift
electronic money
personal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/JP2014/072870
Other languages
French (fr)
Japanese (ja)
Inventor
征一郎 久保
宣道 國武
幸広 渡辺
誠一 武政
和秀 木田
正明 辻井
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Gurunavi Inc
Original Assignee
Gurunavi Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gurunavi Inc filed Critical Gurunavi Inc
Publication of WO2015030227A1 publication Critical patent/WO2015030227A1/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems

Definitions

  • the present invention relates to an interpersonal transaction gift system for transacting digital gifts such as electronic money between individuals.
  • Patent Document 1 discloses an inter-individual remittance system for performing monetary transactions between individuals via the Internet.
  • the inter-individual remittance system disclosed in Patent Document 1 when a remittance confirms a remittance destination, remittance can be performed. In other words, the sender cannot send money without information specifying the destination.
  • viewing users can use social buttons such as “Like button” provided by Facebook and “+1 button” provided by Google. By clicking, it communicates with the user who posted the content (hereinafter referred to as the posting user).
  • the present inventors have invented the interpersonal transaction gift system of the present invention.
  • the interpersonal transaction gift system of the present invention includes a database that stores electronic money previously acquired by a user as electronic money possession, an evaluation receiving unit that receives evaluation information from the user for each content posted by another user, When a gift amount is calculated from the evaluation information received by the evaluation receiving means, it is determined whether the gift amount exceeds the electronic money possession amount, and it is determined that the gift amount does not exceed the electronic money possession amount , Conversion means for converting the digital gift corresponding to the gift amount from the electronic money possession, transmission means for transmitting the digital gift to the other user information communication terminal used by the other user, and the other user information And a store side information communication terminal capable of reading payment information including a payment amount from the communication terminal, Is stored in the database as the electronic money possession of the other user and when the payment information is received, the electronic money corresponding to the payment amount is subtracted from the electronic money possession of the other user.
  • the personal information of the other user is stored in the database, and the transmission means accepts the personal input information of the other user to the other user who transmits the digital gift. , Determining whether or not the personal input information of the other user and the personal information of the other user match, and if the personal input information of the other user and the personal information of the other user match, It is characterized by transmitting.
  • the interpersonal transaction gift system of the present invention can gift electronic money between individuals without knowing information for identifying the individual. For example, electronic money can be presented between a user who has posted content and a user who has viewed the content.
  • electronic money can be presented between a user who has posted content and a user who has viewed the content.
  • the time involved in the payment processing can be shortened, and there is no fee such as a fee for settlement processing.
  • the block diagram of the personal transaction gift system of embodiment which concerns on this invention The figure which shows an example of the user information input screen of embodiment which concerns on this invention.
  • the flowchart which shows the process sequence of the personal transaction gift system of embodiment which concerns on this invention.
  • FIG. 1 is a block diagram of an interpersonal transaction gift system according to an embodiment of the present invention.
  • An inter-personal transaction gift system 10 includes a database 11 that stores electronic money acquired in advance by a user as an electronic money possession, and an evaluation reception unit 12 that receives evaluation information from the user for each content posted by another user. If the gift amount is calculated from the evaluation information received by the evaluation receiving means 12, it is determined whether or not the gift amount exceeds the electronic money possession, and if it is determined that the gift amount does not exceed the electronic money possession, Conversion means 13 for converting a digital gift corresponding to the gift amount from money possession, transmission means 14 for transmitting a digital gift to another user information communication terminal 20 used by another user, and other user information communication terminal 20 Store-side information communication terminal 40 capable of reading payment information including the payment amount from the store, and store-side information communication terminal 40 The received payment information is received, it is determined whether or not the payment information is valid, and if the payment information is valid, the payment processing is performed for the store including the store side information communication terminal 40. Payment processing means 15. Here, the digital gift is stored in the database 11 as the electronic money possession of another user, and
  • the interpersonal transaction gift system 10 includes a network such as the Internet between the other user information communication terminal 20, the user information communication terminal 30 described later, the store side information communication terminal 40, and the content server 50 described later. Various information can be sent and received through the network.
  • the other user information communication terminal 20 is an information communication terminal used by other users who post content (hereinafter referred to as “posting users”), and includes an input means such as a personal computer and a smartphone, a display unit, and a transmission / reception unit. It is an information communication terminal.
  • the posting user can post various contents to the content server 50 using the other user information communication terminal 20 via the Internet or the like.
  • the content in this embodiment includes moving images, music, still images, product reviews, and the like.
  • the other user information communication terminal 2 will be described below assuming that the other user information communication terminal 2 is also the other user information communication terminal 2 when there are a plurality of information communication terminals used by the posting user.
  • the user information communication terminal 30 is an information communication terminal used by a user who views content posted by a posting user (hereinafter referred to as a viewing user). Like the other user information communication terminal 20, the user information communication terminal 30 This is an information communication terminal having the input means, display unit, transmission / reception unit and the like. When the viewing user selects the desired content from various contents stored in the content server 50 managed by the content provider using the user information communication terminal 30 via the Internet or the like, the content is transmitted to the user information communication. It is displayed on the display unit of the terminal 30 and can be viewed by the viewing user.
  • the store-side information communication terminal 40 includes an acquisition unit that can read payment information including the payment amount displayed on the display unit of the other user information communication terminal 20, a transmission unit that transmits the read payment information to the payment processing unit 15.
  • the store side information communication terminal 40 can add the identification number set for every store, for example, a store number, to payment information, and can update payment information.
  • the payment amount refers to a food and beverage price when eating at a restaurant, and may be the total amount of the food or beverage price or a partial amount thereof.
  • the posting user eats at a restaurant or the like, and the payment information (for example, a two-dimensional code) displayed on the display unit of the other user information communication terminal 20 used by the posting user is used for the payment.
  • the store clerk operates and reads the store side information communication terminal 40.
  • the payment information is transmitted from the other user information communication terminal 20 to the store side information communication terminal 40 via infrared communication or near field communication such as Wi-Fi.
  • the store side information communication terminal 40 adds the store number set for each store to the read payment information and updates the payment information. Then, the store side information communication terminal 40 transmits the payment information with the store number added to the payment processing means 15.
  • the content server 50 stores content posted by posting users and provides content that can be viewed by a plurality of viewing users. Specifically, the content stored in the content server 50 is managed by a content provider (not shown) and can be viewed via the Internet or the like using the user information communication terminal 30 used by the viewing user.
  • the database 11 stores electronic money acquired in advance by a user, for example, a viewing user, as an electronic money possession.
  • the viewing user can purchase electronic money with a predetermined amount such as 1,000 yen, 3,000 yen, 5,000 yen, or 10,000 yen by using a credit card or the like. Is implemented.
  • the database 11 can store the personal information of the viewing user in association with the electronic money possession.
  • the viewing user's personal information is personal information for identifying the viewing user.
  • a unique identification number and password are assigned to each viewing user, and stored in the database 11 in association with the personal information of the viewing user.
  • Each item of the viewing user's personal information record includes the viewing user's name, phone number, e-mail address, credit card number, electronic money money, gift amount per click, etc. as shown in FIG. Additions, deletions, and changes can be made as appropriate.
  • the database 11 can store personal information of other users, that is, posting users.
  • the personal information of the posting user is personal information for specifying the posting user.
  • a unique identification number and password are assigned to each posting user, and are associated with the posting user's personal information and stored in the database 11.
  • the database 11 stores the digital gift sent from the viewing user as the electronic money possession of the posting user.
  • Each item of the posting user's personal information record includes the posting user's name, telephone number, e-mail address, electronic money money, etc., as shown in FIG. 4, and can be added, deleted, and changed as appropriate.
  • the identification number unique to each viewing user and the identification number unique to each posting user may or may not be set so that both users can be distinguished from the identification number. Also, since it is assumed that the same person is a viewing user and a posting user, a separate identification number or a single identification number may be assigned to the same person. However, by assigning one identification number to the same person, it is possible to prevent mischief such as continuous access and fraud. For convenience of explanation, an identification number unique to each viewing user and an identification number unique to each posting user will be described below as a viewing user ID and a posting user ID, respectively.
  • the evaluation receiving means 12 receives evaluation information from the viewing user for each content posted by the posting user.
  • the evaluation information is input information when the viewing user clicks an evaluation button, which is a so-called social button, assigned to each posted content.
  • the evaluation information refers to the evaluation button number set for each evaluation button, the number of times the evaluation button is clicked, and the like. Since the evaluation button number is associated with the posting user ID or the like of the content for which the evaluation button is set, the posting user can be specified from the evaluation button number.
  • the evaluation receiving unit 12 receives the personal input information of the viewing user, determines whether or not the personal input information of the viewing user matches the personal information of the viewing user, and More preferably, the evaluation information is received when the input information matches the personal information of the viewing user.
  • the user information input screen 3 shown in FIG. 3 is displayed on the display unit of the user information communication terminal 30.
  • the viewing user can input personal input information of the viewing user such as viewing user ID and password using the input means of the user information communication terminal 30.
  • the input personal input information of the viewing user is received by the evaluation receiving means 12.
  • the evaluation receiving unit 12 determines whether the viewing user's personal input information input from the user information communication terminal 30 matches the viewing user's personal information stored in the database 11 in advance. And when both correspond, the evaluation reception means 12 judges that evaluation information is valid.
  • the evaluation information is stored in the database 11 in association with the viewing user's personal information.
  • the evaluation receiving means 12 sends a message prompting the user information communication terminal 30 to re-enter the personal input information via the transmission means 14. ,Notice. If the personal input information of the viewing user is not re-inputted, or if the input of the personal input information of the viewing user that does not match the personal information of the viewing user is repeated a predetermined number of times or more, the evaluation receiving means 12 is improper in the evaluation information. It may be configured that the evaluation information is discarded.
  • the conversion means 13 calculates the gift amount from the evaluation information received by the evaluation receiving means 12, determines whether the gift amount exceeds the electronic money possession, and determines that the gift amount does not exceed the electronic money possession. In this case, a digital gift corresponding to the gift amount is converted from the electronic money possession.
  • the digital gift may be electronic money that can be used only at restaurants where store information is registered in advance, or a coupon that can receive a certain discount or service.
  • the conversion means 13 calculates the gift amount by multiplying a preset gift amount per click for the evaluation button by the number of clicks of the evaluation button.
  • the gift amount per click can be appropriately changed in increments of 1 yen within the range of 1 to 100 yen.
  • the conversion means 13 determines whether or not the gift amount exceeds the electronic money possession purchased by the viewing user in advance. If the conversion means 13 determines that the gift amount does not exceed the electronic money possession, the conversion means 13 converts the digital gift corresponding to the electronic money equivalent to the gift amount from the electronic money possession, and the gift from the viewing user's electronic money possession. Subtract the amount of electronic money. Then, the conversion unit 13 outputs the converted digital gift to the transmission unit 14. Note that when the digital gift is sent to the transmission means 14, the conversion means 13 writes a message stating that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession (hereinafter referred to as balance notification). Is transmitted to the viewing user via the transmission means 14.
  • balance notification a message stating that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession
  • the conversion means 13 determines that the gift amount exceeds the electronic money possession, for example, when the electronic money possession is insufficient or there is no balance of the electronic money possession, the conversion means 13 determines from the electronic money possession. Finish without subtracting the electronic money for the gift amount. The conversion means 13 then sends a message (hereinafter referred to as error notification) stating that the viewing user's electronic money possession is insufficient or that there is no balance and that purchase of new electronic money is required. ) Is transmitted to the viewing user via the transmission means 14.
  • error notification a message
  • the series of processing performed by the conversion means 13 described above is referred to as conversion processing. Since the conversion process is performed within the electronic money possession purchased by the viewing user in advance, credit settlement is not performed each time the conversion process is performed, and there is no charge such as a fee that is incurred at the time of credit settlement. . In addition, the time generated by the credit settlement process can be shortened. The conversion process may be performed every time the evaluation information is received, or may be configured to be performed every predetermined time or every predetermined period.
  • the conversion means 13 performs a refund process.
  • refund processing means that if the posting user refuses to receive the digital gift, or if the posting user cannot be confirmed, the electronic money equivalent to the gift amount subtracted from the electronic money possession of the viewing user. In this process, money is added to the electronic money possession and the gift money is subtracted.
  • the conversion unit 13 transmits a message (hereinafter referred to as a refund notification) describing that the refund process has been performed via the transmission unit 14.
  • the transmission unit 14 transmits the digital gift converted by the conversion unit 13 to the other user information communication terminal 20 used by another user. Further, when transmitting the digital gift to the posting user, the transmission means 14 receives the personal input information of the posting user from the posting user who transmits the digital gift, and the posting user's personal input information and the posting user stored in the database 11 It is more preferable to determine whether or not the personal information matches, and to transmit a digital gift when the personal input information of the posting user matches the personal information of the posting user.
  • the transmission means 14 transmits a receipt confirmation notice to the posting user before transmitting the digital gift.
  • the receipt confirmation notification refers to a message in which a digital gift is given from the viewing user.
  • the receipt confirmation notification includes a message that a predetermined amount of electronic money or the like is given as a digital gift from the viewing user, and a URL for accessing when the posting user accepts the receipt of the digital gift The address or e-mail address for reply is described.
  • the transmission means 14 When transmitting the receipt confirmation notification, the transmission means 14 identifies the posting user based on the evaluation button number set for each evaluation button. When the personal information of the specified posting user is already stored in the database 11, the transmission unit 14 transmits a receipt confirmation notification to the other user information communication terminal 20 of the posting user. On the other hand, when the personal information of the specified posting user is not stored in the database 11, the transmission unit 14 transmits a receipt confirmation notification to the other user information communication terminal 20 of the posting user via the content server 50.
  • the posting user After the posting user receives the receipt confirmation notification, the posting user operates the other user information communication terminal 20 and clicks the URL address described in the receipt confirmation notification, and then the personal input information of the posting user such as the posting user ID and password is displayed.
  • An input screen (not shown) for input is displayed on the display unit of the other user information communication terminal 20.
  • the transmission means 14 determines whether or not the personal input information of the posting user transmitted from the other user information communication terminal 20 matches the personal information of the posting user stored in the database 11 in advance. If the two match, the transmission means 14 determines that the receipt of the digital gift has been accepted. Then, the transmission unit 14 transmits the digital gift to the other user information communication terminal 20.
  • the digital gift can be stored in the database 11 as the electronic money possession of the posting user.
  • Digital gifts sent to posting users can be used to purchase various products and provide services. For example, it can be used only for payment at a restaurant, and this increases the number of times the posting user uses the restaurant and the opportunity to use a new restaurant. In addition, the restaurant side can realize the development of new customers.
  • the transmission unit 14 transmits a message prompting the other user information communication terminal 20 to re-enter the personal input information. Further, when the personal input information of the posting user is not re-inputted, or the input of the personal input information of the posting user that does not match the personal information of the posting user is repeated a predetermined number of times or more, the transmission means 14 is illegal such as mischief. The digital user is not sent to the posting user. Further, the transmission unit 14 outputs a signal notifying the conversion unit 13 that the refund process is to be performed, and ends the process.
  • the posting user's personal information when the posting user's personal information is not stored in the database 11, the posting user inputs personal information such as the posting user's name, telephone number, and mail address on the personal information input screen (not shown).
  • the personal information of the posting user is stored in the database 11.
  • a posting user ID which is a unique identification number, and a password are assigned to each posting user, and are associated with the personal information of the posting user and stored in the database 11.
  • Each item of the record of the posting user's personal information includes the posting user's name, telephone number, mail address, and the like shown in FIG. 4, and can be added, deleted, and changed as appropriate.
  • the sending means 14 may send a message indicating that the digital gift is sent to the other user information communication terminal 20 used by the posting user, instead of the digital gift itself converted by the conversion means 13. At that time, the transmission means 14 stores the sent digital gift in the database 11 in association with the posting user ID as the electronic money possession of the posting user.
  • the transmission unit 14 transmits a notification output from the conversion unit 13 to the user information communication terminal 30, that is, a balance notification, an error notification, and a refund notification.
  • the balance notification is a message describing that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession.
  • the error notification is a message describing that the viewing user has insufficient money or no balance, and that it is necessary to purchase new electronic money.
  • the refund notification is a message that describes that the refund process has been performed.
  • the payment processing means 15 receives the payment information transmitted from the store-side information communication terminal 40, determines whether the payment information is valid, and if the payment information is valid, Payment processing will be performed for the stores provided. Specifically, the payment processing means 15 determines whether or not the posting user ID is valid and the payment amount in the payment information exceeds the posting user's electronic money possession, and the payment amount is the posting user's electronic money. If the money money is not exceeded, it is determined that the payment information is valid and the execution process is executed. The payment processing means 15 also determines whether or not the store number is valid when the store number is added to the payment information.
  • payment processing refers to payment by cash or electronic money, transfer to a bank account, and the like.
  • the payment amount of the payment information transmitted from the store side information communication terminal 40 is the payment amount after a certain fee is deducted.
  • the payment processing means 15 can subtract the electronic money corresponding to the payment amount from the electronic money possession of another user.
  • the payment processing means 15 may subtract electronic money corresponding to the total amount of payment or electronic money corresponding to a part of the payment amount from the electronic money possession of another user.
  • the payment processing means 15 does not perform the payment process, and notifies the store side information communication terminal 40 of a message indicating that the digital gift is not valid based on the store number. Specifically, the payment processing means 15 determines that the payment information is not valid if the posting user ID is not valid, or if the payment amount in the payment information exceeds the contribution user's electronic money possession. However, the implementation process is not implemented.
  • the personal transaction gift system 10 has a main memory (not shown) and a storage unit for storing various processing programs and necessary data, and loads the various processing programs stored in the storage unit into the main memory.
  • the various means in the evaluation reception means 12, the conversion means 13, the transmission means 14, and the payment processing means 15 are realized. Further, each means and database in the electronic money gift system 10 are only logically distinguished in function, and may be physically or practically the same area. Needless to say, a data file may be used instead of the database, and the description of the database includes the data file.
  • the posting user and the viewing user can be a posting user of a certain content being a viewing user of another content, and a viewing user of a certain content can be a viewing user of another content.
  • FIG. 5 is a flowchart showing a processing procedure of the interpersonal transaction gift system 10.
  • the posting user can post content from the other user information communication terminal 20 to the content provider managing the content server 50.
  • the posted content is stored in the content server 50 and can be viewed on the user information communication terminal 30 used by the viewing user.
  • An evaluation button is assigned to the posted content, and an evaluation button number is set for each evaluation button.
  • a personal information input screen (not shown) viewing user displayed on the display unit of the user information communication terminal 30 uses the input means of the user information communication terminal 30 to identify personal information, for example, Enter the viewing user's name, address, email address, credit card number, gift amount per click, and so on.
  • the input personal information of the viewing user is stored in the database 11 in association with the viewing user ID and password.
  • step S102 the viewing user purchases electronic money with a credit card or the like in advance.
  • the purchased electronic money is associated with the personal information of the viewing user and stored in the personal information database 15 as an electronic money possession.
  • the viewing user can purchase electronic money in advance for a predetermined amount such as 1,000 yen, 3,000 yen, 5,000 yen, or 10,000 yen.
  • the evaluation receiving means 12 receives evaluation information from the viewing user for each content posted by the posting user, and proceeds to step S104. Further, when receiving the evaluation information, the evaluation receiving means 12 also receives the personal input information of the viewing user, determines whether or not the personal input information of the viewing user and the personal information of the viewing user match, and the personal input of the viewing user It is more preferable that the evaluation information is received when the information matches the personal information of the viewing user and the process proceeds to step S104.
  • the evaluation information is input information when the viewing user clicks an evaluation button, which is a so-called social button, assigned to each posted content.
  • the evaluation information includes an evaluation button number set for each evaluation button, the number of times the evaluation button is clicked, and the like.
  • the input screen 3 shown in FIG. 3 is displayed on the display unit of the user information communication terminal 30.
  • the viewing user can input personal input information of the viewing user such as viewing user ID and password using the input means of the user information communication terminal 30.
  • the input personal input information of the viewing user is transmitted from the transmission / reception unit of the user information communication terminal 30 together with the evaluation information.
  • the evaluation information transmitted from the transmission / reception unit of the user information communication terminal 30 and the personal input information of the viewing user are received by the evaluation receiving means 12. Then, the evaluation receiving means 12 determines whether or not the viewing user's personal input information input from the user information communication terminal 30 matches the viewing user's personal information stored in the database 11 in advance. If they match, the evaluation accepting means 12 accepts that the evaluation information is valid, and proceeds to step S104.
  • the received evaluation information is stored in the database 11 in association with the viewing user's personal information.
  • the evaluation receiving means 12 sends a message prompting the user information communication terminal 30 to re-enter the personal input information via the transmission means 14. ,Notice. If the personal input information of the viewing user is not re-inputted, or if the input of the personal input information of the viewing user that does not match the personal information of the viewing user is repeated a predetermined number of times or more, the evaluation receiving means 12 is improper in the evaluation information. It may be configured that the evaluation information is discarded.
  • step S104 the conversion unit 13 calculates a gift amount from the evaluation information received by the evaluation receiving unit 12, determines whether the gift amount exceeds the electronic money possession, and the gift amount exceeds the electronic money possession. If it is determined that there is not, the digital gift equivalent to the gift amount is converted from the electronic money possession, and the process proceeds to step S105.
  • the digital gift may be electronic money that can be used only in restaurants where store information is registered in advance, a coupon that can receive a certain discount or service, and the like.
  • a series of processing performed by the conversion means 13 is referred to as conversion processing. Since the conversion process is performed within the electronic money possession purchased by the viewing user in advance, the credit settlement is not performed every time the conversion process is performed, and there is no fee generated during the credit settlement. Further, the processing time for the credit settlement process can be shortened. Further, the conversion process may be performed every time the evaluation information is received, or may be configured to be performed every predetermined time or every predetermined period.
  • the conversion means 13 calculates the gift amount by multiplying a preset gift amount per click for the evaluation button by the number of times the evaluation button is clicked.
  • the gift amount per click may be appropriately changed in increments of 1 yen within a range of 1 to 100 yen.
  • the conversion means 13 determines whether or not the gift amount exceeds the electronic money possession purchased by the viewing user in advance. When it is determined that the gift amount does not exceed the electronic money possession amount, the conversion means 13 converts the digital gift corresponding to the gift amount from the electronic money possession amount and converts the gift amount from the viewing user's electronic money possession amount. Subtract electronic money for minutes. Then, the conversion means 13 outputs the converted digital gift to the transmission means 14, and proceeds to step S105. Note that when the digital gift is sent to the transmission means 14, the conversion means 13 writes a message stating that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession (hereinafter referred to as balance notification). Is transmitted to the viewing user via the transmission means 14.
  • balance notification a message stating that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession
  • the conversion means 13 determines that the gift amount exceeds the electronic money possession, for example, when the electronic money possession is insufficient or there is no balance of the electronic money possession, the conversion means 13 determines from the electronic money possession. The processing ends without subtracting the electronic money for the gift amount. The conversion means 13 then sends a message (hereinafter referred to as error notification) stating that the viewing user's electronic money possession is insufficient or that there is no balance and that purchase of new electronic money is required. ) Is transmitted to the viewing user via the transmission means 14.
  • error notification a message
  • step S105 the transmission unit 14 transmits the digital gift converted by the conversion unit 13 to the other user information communication terminal 20 used by another user, and the process proceeds to step S106.
  • the transmission means 14 accepts the personal input information of the posting user to the posting user who transmits the digital gift, and posts stored in the database 11 and the personal input information of the posting user. It is more preferable to determine whether or not the personal information of the user matches, and to execute a process of transmitting a digital gift when the personal input information of the posting user and the personal information of the posting user match.
  • the transmission unit 14 performs a process of transmitting a receipt confirmation notification to the posting user before transmitting the digital gift.
  • the receipt confirmation notification refers to a message in which a digital gift is given from the viewing user.
  • the receipt confirmation notification includes a message that a predetermined amount of electronic money or the like is given as a digital gift from the viewing user, and a URL for accessing when the posting user accepts the receipt of the digital gift The address or e-mail address for reply is described.
  • the transmission means 14 When transmitting the receipt confirmation notification, the transmission means 14 identifies the posting user based on the evaluation button number set for each evaluation button. When the personal information of the specified posting user is already stored in the database 11, the transmission unit 14 transmits a receipt confirmation notification to the other user information communication terminal 20 of the posting user. On the other hand, when the personal information of the specified posting user is not stored in the database 11, the transmission unit 14 performs a process of transmitting a receipt confirmation notification to the other user information communication terminal 20 of the posting user via the content server 50. carry out.
  • the posting user After the posting user receives the receipt confirmation notification, the posting user operates the other user information communication terminal 20 and clicks the URL address described in the receipt confirmation notification, and then the personal input information of the posting user such as the posting user ID and password is displayed.
  • An input screen (not shown) for input is displayed on the display unit of the other user information communication terminal 20.
  • the transmission unit 14 performs a process of determining whether or not the personal input information of the posting user transmitted from the other user information communication terminal 20 matches the personal information of the posting user stored in the database 11 in advance. If the two match, the transmission means 14 determines that the receipt of the digital gift has been accepted. Then, the transmission unit 14 transmits the digital gift to the other user information communication terminal 20. Further, the digital gift can be stored in the database 11 as the electronic money possession of the posting user.
  • the digital gift transmitted to the posting user can be used for purchasing various products and providing services. For example, it can be used only for payment at a restaurant, and this increases the number of times the posting user uses the restaurant and the opportunity to use a new restaurant. In addition, the restaurant side can realize the development of new customers.
  • the transmission unit 14 performs a process of transmitting a message prompting the other user information communication terminal 20 to re-enter the personal input information. . Further, when the personal input information of the posting user is not re-inputted, or the input of the personal input information of the posting user that does not match the personal information of the posting user is repeated a predetermined number of times or more, the transmission means 14 is illegal such as mischief. The digital user is not sent to the posting user. Further, the transmission unit 14 outputs a signal for causing the conversion unit 13 to perform a refund process described later, and ends the process.
  • the posting user's personal information when the posting user's personal information is not stored in the database 11, the posting user inputs personal information such as the posting user's name, telephone number, and mail address on the personal information input screen (not shown).
  • the personal information of the posting user is stored in the database 11.
  • a posting user ID which is a unique identification number, and a password are assigned to each posting user, and are associated with the personal information of the posting user and stored in the database 11.
  • Each item of the record of the posting user's personal information includes the posting user's name, telephone number, mail address, and the like shown in FIG. 4, and can be added, deleted, and changed as appropriate.
  • the transmission unit 14 transmits a message indicating that the digital gift is sent to the other user information communication terminal 20 used by the posting user, instead of the digital gift converted by the conversion unit 13. May be. At that time, the transmission means 14 stores the digital gift in the database 11 in association with the posting user ID as the electronic money possession of the posting user.
  • step S106 the store side information communication terminal 40 reads the payment information (for example, a two-dimensional code) including the payment amount displayed on the display unit of the other user information communication terminal 20, and transmits it to the payment processing means 15. Further, the store side information communication terminal 40 may add the store number set for each store to the read payment information, update the payment information, and then transmit it to the payment processing means 15. Note that the payment information is transmitted from the other user information communication terminal 20 to the store side information communication terminal 40 via infrared communication or near field communication such as Wi-Fi.
  • the payment information for example, a two-dimensional code
  • the posting user eats at a restaurant or the like, and the payment information (for example, a two-dimensional code) displayed on the display unit of the other user information communication terminal 20 used by the posting user is used for the payment.
  • the store clerk operates and reads the store side information communication terminal 40.
  • the store side information communication terminal 40 adds the store number set for each store to the read payment information, updates the payment information, and transmits it to the payment processing means 15.
  • the payment amount refers to a food and beverage price when eating at a restaurant, and may be the full amount of the food or beverage or a part of the amount.
  • step S107 the payment processing means 15 receives the payment information from the store-side information communication terminal 40, determines whether the payment information is valid, and if the payment information is valid, the store-side information communication terminal 40 Payment processing is performed for stores with. Specifically, the payment processing means 15 determines whether or not the posting user ID is valid and the payment amount in the payment information exceeds the posting user's electronic money possession, and the payment amount is the posting user's electronic money. If the money money is not exceeded, it is determined that the payment information is valid and the execution process is executed. The payment processing means 15 also determines whether or not the store number is valid when the store number is added to the payment information. Note that the payment amount of the payment information transmitted from the store side information communication terminal 40 is the payment amount after a certain fee is deducted.
  • the payment processing means 15 subtracts the electronic money corresponding to the payment amount from the posting user's electronic money possession. Note that the payment processing means 15 may subtract electronic money corresponding to the total amount of payment or electronic money corresponding to a part of the payment amount from the contribution user's electronic money possession.
  • the payment processing means 15 does not perform the payment process, and notifies the store side information communication terminal 40 of a message indicating that the digital gift is not valid based on the store number. Specifically, the payment processing means 15 determines that the payment information is not valid if the posting user ID is not valid, or if the payment amount in the payment information exceeds the contribution user's electronic money possession. However, the implementation process is not implemented.
  • the conversion means 13 can perform a refund process.
  • Refund processing means that if the posting user refuses to receive the digital gift or if the posting user cannot be confirmed, the electronic money equivalent to the gift amount subtracted from the electronic money possession of the viewing user is electronically stored. This is a process of adding to money money and returning to the state before subtracting the electronic money for the gift amount.
  • the conversion unit 13 transmits a refund notification via the transmission unit 14.
  • the interpersonal transaction gift system 10 can give a digital gift equivalent to electronic money or the like even if the viewing user does not know the personal information of the posting user who posted the content.
  • a digital gift can be presented in increments of 1 yen within a range of 1 to 100 yen, the viewing user can easily give electronic money.
  • the interpersonal transaction gift system 10 is configured such that a digital gift is sent to the posting user according to the number of times the viewer clicks the evaluation button, but the settlement process is not performed every time the evaluation button is clicked. That is, there is no fee generated at the time of credit settlement, and electronic money can be gifted in units of 1 yen between users. If the settlement process is performed every time the evaluation reception unit 1 is clicked, a fee is generated each time the settlement process is performed, and an enormous fee is generated by increasing the number of settlement processes. However, such a problem cannot occur in the interpersonal transaction gift system 10 of the present invention.
  • the interpersonal transaction gift system 10 can give a digital gift to a posting user who has posted content, it is possible to increase the number of posting users who intend to post new content. In addition, as the content to be posted increases, viewing users who want to view the content can be attracted.
  • the interpersonal transaction gift system 10 can increase the value of electronic money by creating a new use value of electronic money called digital gift, and can lead to further spread of electronic money.
  • the posting user Since the gifted electronic money can be used only for the payment of food and drink at a restaurant, the posting user has an opportunity to increase the number of times a restaurant is used or the opportunity to use a new restaurant. become. Furthermore, for restaurants, the donated electronic money will trigger new customers.
  • the evaluation receiving unit 12 determines whether or not the viewing user ID and the password match the posting user ID and password of the clicked content. May be configured to end without performing the conversion process.
  • the transmission means 14 transmits a message indicating that a digital gift cannot be given to the user information communication terminal 30 and the other user information communication terminal 20. Thereby, fraud such as impersonation can be prevented.
  • the personal transaction gift system 10 of the present embodiment may be configured to end the conversion process when the evaluation information by the same viewing user exceeds a predetermined number of times within a predetermined time. At that time, the transmission means 14 transmits a message to the user information communication terminal 30 indicating that the evaluation information exceeds a predetermined number of times and electronic money cannot be given. Thereby, mischief by the viewing user and erroneous input of evaluation information can be prevented.

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Abstract

Provided is a person-to-person gift transfer system by which it is possible to send digital gifts between individuals. This system comprises: a database (11) for storing electronic money that a user has obtained in advance as available electronic money; an evaluation receiving means (12) for receiving evaluation information from the user for each piece of content posted by another user; a conversion means (13) for calculating a gift amount from the evaluation information received by the evaluation receiving means (12) and converting that gift amount into a digital gift if it is determined that the gift amount has not exceeded the available electronic money; and a transmission means (14) for transmitting the digital gift. The digital gift is stored in the database (11) as electronic money available to the other user, and when payment information is received, an amount of electronic money corresponding to the payment amount is subtracted from the electronic money available to the other user.

Description

個人間取引ギフトシステムPersonal transaction gift system

 本発明は,個人間で電子マネー等のデジタルギフトを取引する個人間取引ギフトシステムに関する。 The present invention relates to an interpersonal transaction gift system for transacting digital gifts such as electronic money between individuals.

 インターネットを通じた個人間における金銭取引を行う個人間送金システムとしては,特許文献1に開示されている。特許文献1に開示された個人間送金システムは,送金者は送金先を確認した際,送金することが出来る。換言すれば,送金者は送金先を特定する情報がなければ,送金することはできない。 Patent Document 1 discloses an inter-individual remittance system for performing monetary transactions between individuals via the Internet. In the inter-individual remittance system disclosed in Patent Document 1, when a remittance confirms a remittance destination, remittance can be performed. In other words, the sender cannot send money without information specifying the destination.

特開2010-278688号公報JP 2010-278688 A

 しかしながら,送金先を特定する情報を知り得なくとも,個人間で送金したい場合がある。例えば,ソーシャル・ネットワーキング・サービス,インターネットフォーラム,ブログ上には,多くのユーザによって,動画,画像,商品等のレビュー等のコンテンツが投稿されている。そして,他の多くのユーザは,投稿されたコンテンツを視聴し,楽しんでいる。それらのコンテンツを楽しんだユーザ(以下,視聴ユーザという。)は,コンテンツ毎に設定されたフェイスブック社が提供する「いいね!ボタン」,グーグル社が提供する「+1ボタン」等のソーシャルボタンをクリックすることにより,コンテンツを投稿したユーザ(以下,投稿ユーザという。)とコミュニケーションを取っている。 However, there are cases where it is desired to transfer money between individuals without knowing the information for specifying the destination. For example, on social networking services, Internet forums, and blogs, content such as reviews of moving images, images, products, etc. is posted by many users. And many other users watch and enjoy the posted content. Users who enjoyed these contents (hereinafter referred to as viewing users) can use social buttons such as “Like button” provided by Facebook and “+1 button” provided by Google. By clicking, it communicates with the user who posted the content (hereinafter referred to as the posting user).

 ここで,視聴ユーザが,投稿ユーザに対し,仮に電子マネーを送りたいと考えたとしても,投稿ユーザを特定する個人情報を知らなければ,電子マネーを送ることはできない。一方,投稿ユーザとしても,投稿ユーザ自身が特定される個人情報を不特定多数の者に開示することは避ける必要がある。 Here, even if the viewing user wants to send electronic money to the posting user, electronic money cannot be sent unless he / she knows personal information identifying the posting user. On the other hand, as a posting user, it is necessary to avoid disclosing personal information that identifies the posting user to an unspecified number of people.

 本発明者は上記課題に鑑み,本発明の個人間取引ギフトシステムを発明した。 In view of the above problems, the present inventors have invented the interpersonal transaction gift system of the present invention.

 本発明の個人間取引ギフトシステムは,ユーザが予め入手した電子マネーを電子マネー所持金として格納するデータベースと,他ユーザが投稿したコンテンツ毎に対する前記ユーザからの評価情報を受け付ける評価受付手段と,前記評価受付手段が受け付けた前記評価情報からギフト額を算出し,前記ギフト額が前記電子マネー所持金を超えるか否かを判定し,前記ギフト額が前記電子マネー所持金を超えないと判定した場合,前記電子マネー所持金から前記ギフト額に相当するデジタルギフトを換算する換算手段と,前記他ユーザが利用する他ユーザ情報通信端末に対し,前記デジタルギフトを送信する送信手段と,前記他ユーザ情報通信端末から支払金額を含む支払情報を読み取り可能な店舗側情報通信端末と,を有し,前記デジタルギフトが前記他ユーザの電子マネー所持金として前記データベースに格納され,前記支払情報を受信した際,前記他ユーザの電子マネー所持金から前記支払金額に相当する電子マネーが減算されることを特徴とする。
 この構成により,個人を特定する情報を知り得なくとも,個人間で電子マネーを贈り合うことができる。例えば,コンテンツを投稿したユーザとそのコンテンツを視聴したユーザとの間で,電子マネーを贈り合うことができる。また,コンテンツを視聴したユーザが電子マネーを購入してから,前記店舗側情報通信端末を備える店舗に対し,支払処理を実施するまで,一切の決済処理が行われないため,決済処理に関わる時間を短縮することができると共に,決済処理による手数料等の費用が発生しない。
The interpersonal transaction gift system of the present invention includes a database that stores electronic money previously acquired by a user as electronic money possession, an evaluation receiving unit that receives evaluation information from the user for each content posted by another user, When a gift amount is calculated from the evaluation information received by the evaluation receiving means, it is determined whether the gift amount exceeds the electronic money possession amount, and it is determined that the gift amount does not exceed the electronic money possession amount , Conversion means for converting the digital gift corresponding to the gift amount from the electronic money possession, transmission means for transmitting the digital gift to the other user information communication terminal used by the other user, and the other user information And a store side information communication terminal capable of reading payment information including a payment amount from the communication terminal, Is stored in the database as the electronic money possession of the other user and when the payment information is received, the electronic money corresponding to the payment amount is subtracted from the electronic money possession of the other user. To do.
With this configuration, it is possible to give electronic money between individuals without knowing information for identifying individuals. For example, electronic money can be presented between a user who has posted content and a user who has viewed the content. In addition, since no payment processing is performed until payment processing is performed for the store equipped with the store side information communication terminal after the user who has viewed the content purchases electronic money, the time involved in the payment processing Can be shortened, and there is no fee such as a fee for settlement processing.

 本発明の個人間取引ギフトシステムは,前記他ユーザの個人情報が,前記データベースに格納され,前記送信手段が,前記デジタルギフトを送信する前記他ユーザに対し,前記他ユーザの個人入力情報を受け付け,前記他ユーザの個人入力情報と前記他ユーザの個人情報とが一致するか否かを判断し,前記他ユーザの個人入力情報と前記他ユーザの個人情報とが一致した場合,前記デジタルギフトを送信することを特徴とする。
 この構成により,デジタルギフトが送付される他ユーザを確認することができるため,コンテンツを投稿した他ユーザのなりすましを防止することができる。
In the interpersonal transaction gift system of the present invention, the personal information of the other user is stored in the database, and the transmission means accepts the personal input information of the other user to the other user who transmits the digital gift. , Determining whether or not the personal input information of the other user and the personal information of the other user match, and if the personal input information of the other user and the personal information of the other user match, It is characterized by transmitting.
With this configuration, since it is possible to check other users to whom the digital gift is sent, it is possible to prevent impersonation of other users who have posted content.

 本発明の個人間取引ギフトシステムは,個人を特定する情報を知り得なくとも,個人間で電子マネーを贈り合うことができる。例えば,コンテンツを投稿したユーザとそのコンテンツを視聴したユーザとの間で,電子マネーを贈り合うことができる。また,コンテンツを視聴したユーザが電子マネーを購入してから,前記店舗側情報通信端末を備える店舗に対し,支払処理を実施するまで,一切の決済処理が行われないため,決済処理に関わる時間を短縮することができると共に,決済処理による手数料等の費用が発生しない。 The interpersonal transaction gift system of the present invention can gift electronic money between individuals without knowing information for identifying the individual. For example, electronic money can be presented between a user who has posted content and a user who has viewed the content. In addition, since no payment processing is performed until payment processing is performed for the store equipped with the store side information communication terminal after the user who has viewed the content purchases electronic money, the time involved in the payment processing Can be shortened, and there is no fee such as a fee for settlement processing.

本発明に係る実施形態の個人間取引ギフトシステムのブロック図。The block diagram of the personal transaction gift system of embodiment which concerns on this invention. 本発明に係る実施形態のユーザ情報入力画面の一例を示す図。The figure which shows an example of the user information input screen of embodiment which concerns on this invention. 本発明に係る実施形態の視聴ユーザ個人情報のレコードの項目の一例を示す図。The figure which shows an example of the item of the record of viewing-and-listening user personal information of embodiment which concerns on this invention. 本発明に係る実施形態の投稿ユーザ個人情報のレコードの項目の一例を示す図。The figure which shows an example of the item of the record of contribution user personal information of embodiment which concerns on this invention. 本発明に係る実施形態の個人間取引ギフトシステムの処理手順を示すフローチャート。The flowchart which shows the process sequence of the personal transaction gift system of embodiment which concerns on this invention.

 本発明に係る実施形態の個人間取引ギフトシステムについて図面を参照して説明する。図1は本発明に係る実施形態の個人間取引ギフトシステムのブロック図である。 The personal transaction gift system according to the embodiment of the present invention will be described with reference to the drawings. FIG. 1 is a block diagram of an interpersonal transaction gift system according to an embodiment of the present invention.

 本実施形態の個人間取引ギフトシステム10は,ユーザが予め入手した電子マネーを電子マネー所持金として格納するデータベース11と,他ユーザが投稿したコンテンツ毎に対するユーザからの評価情報を受け付ける評価受付手段12と,評価受付手段12が受け付けた評価情報からギフト額を算出し,ギフト額が電子マネー所持金を超えるか否かを判定し,ギフト額が電子マネー所持金を超えないと判定した場合,電子マネー所持金から前記ギフト額に相当するデジタルギフトを換算する換算手段13と,他ユーザが利用する他ユーザ情報通信端末20に対し,デジタルギフトを送信する送信手段14と,他ユーザ情報通信端末20から支払金額を含む支払情報を読み取り可能な店舗側情報通信端末40と,店舗側情報通信端末40から送信された支払情報を受信し,前記支払情報が正当であるか否かを判断し,前記支払情報が正当である場合,店舗側情報通信端末40を備える備える店舗に対し,支払処理を実施する支払処理手段15とを有する。ここで,デジタルギフトは他ユーザの電子マネー所持金としてデータベース11に格納され,支払処理を実施した際,支払処理手段15は他ユーザの電子マネー所持金から支払金額に相当する電子マネーを減算する処理を実施する。 An inter-personal transaction gift system 10 according to this embodiment includes a database 11 that stores electronic money acquired in advance by a user as an electronic money possession, and an evaluation reception unit 12 that receives evaluation information from the user for each content posted by another user. If the gift amount is calculated from the evaluation information received by the evaluation receiving means 12, it is determined whether or not the gift amount exceeds the electronic money possession, and if it is determined that the gift amount does not exceed the electronic money possession, Conversion means 13 for converting a digital gift corresponding to the gift amount from money possession, transmission means 14 for transmitting a digital gift to another user information communication terminal 20 used by another user, and other user information communication terminal 20 Store-side information communication terminal 40 capable of reading payment information including the payment amount from the store, and store-side information communication terminal 40 The received payment information is received, it is determined whether or not the payment information is valid, and if the payment information is valid, the payment processing is performed for the store including the store side information communication terminal 40. Payment processing means 15. Here, the digital gift is stored in the database 11 as the electronic money possession of another user, and when the payment processing is performed, the payment processing means 15 subtracts the electronic money corresponding to the payment amount from the electronic money possession of the other user. Perform the process.

 尚,個人間取引ギフトシステム10は,他ユーザ情報通信端末20と,後述するユーザ情報通信端末30と,店舗側情報通信端末40と,及び後述するコンテンツサーバ50との間において,インターネット等のネットワークを通じて,各種情報の送受信が可能である。 The interpersonal transaction gift system 10 includes a network such as the Internet between the other user information communication terminal 20, the user information communication terminal 30 described later, the store side information communication terminal 40, and the content server 50 described later. Various information can be sent and received through the network.

 他ユーザ情報通信端末20は,コンテンツを投稿する他ユーザ(以下,投稿ユーザという。)が利用する情報通信端末であって,パソコン,スマートフォン等と言った入力手段,表示部,及び送受信部等を有する情報通信端末である。投稿ユーザは,他ユーザ情報通信端末20を用いて様々なコンテンツをインターネット等を介してコンテンツサーバ50に投稿できる。本実施形態におけるコンテンツには,動画,音楽,静止画,商品レビュー等が含まれる。尚,他ユーザ情報通信端末2は,投稿ユーザが利用する情報通信端末が複数ある場合もそれぞれ他ユーザ情報通信端末2であるとして,以下説明する。 The other user information communication terminal 20 is an information communication terminal used by other users who post content (hereinafter referred to as “posting users”), and includes an input means such as a personal computer and a smartphone, a display unit, and a transmission / reception unit. It is an information communication terminal. The posting user can post various contents to the content server 50 using the other user information communication terminal 20 via the Internet or the like. The content in this embodiment includes moving images, music, still images, product reviews, and the like. The other user information communication terminal 2 will be described below assuming that the other user information communication terminal 2 is also the other user information communication terminal 2 when there are a plurality of information communication terminals used by the posting user.

 ユーザ情報通信端末30は,投稿ユーザにより投稿されたコンテンツを視聴するユーザ(以下,視聴ユーザという。)が利用する情報通信端末であって,他ユーザ情報通信端末20と同様にパソコン,スマートフォン等と言った入力手段,表示部,及び送受信部等を有する情報通信端末である。視聴ユーザは,ユーザ情報通信端末30を用いて,インターネット等を介して,コンテンツプロバイダが管理するコンテンツサーバ50に格納された様々なコンテンツの中から希望するコンテンツを選択すると,当該コンテンツはユーザ情報通信端末30の表示部に表示され,視聴ユーザは視聴できる。 The user information communication terminal 30 is an information communication terminal used by a user who views content posted by a posting user (hereinafter referred to as a viewing user). Like the other user information communication terminal 20, the user information communication terminal 30 This is an information communication terminal having the input means, display unit, transmission / reception unit and the like. When the viewing user selects the desired content from various contents stored in the content server 50 managed by the content provider using the user information communication terminal 30 via the Internet or the like, the content is transmitted to the user information communication. It is displayed on the display unit of the terminal 30 and can be viewed by the viewing user.

 店舗側情報通信端末40は,他ユーザ情報通信端末20の表示部に表示された支払金額を含む支払情報を読み取り可能な取得手段と,読み取った支払情報を支払処理手段15に送信する送信部とを有する。また,店舗側情報通信端末40は,店舗毎に設定された識別番号,例えば店舗番号を,支払情報に追加し,支払情報を更新することができる。ここで,支払金額とは,例えば飲食店であれば,飲食店で食事をした場合における飲食代金をいい,その飲食代金の全額であっても,その一部の金額であってもよい。 The store-side information communication terminal 40 includes an acquisition unit that can read payment information including the payment amount displayed on the display unit of the other user information communication terminal 20, a transmission unit that transmits the read payment information to the payment processing unit 15. Have Moreover, the store side information communication terminal 40 can add the identification number set for every store, for example, a store number, to payment information, and can update payment information. Here, for example, in the case of a restaurant, the payment amount refers to a food and beverage price when eating at a restaurant, and may be the total amount of the food or beverage price or a partial amount thereof.

 本実施形態では,投稿ユーザが飲食店等で食事をし,その支払において,投稿ユーザが利用する他ユーザ情報通信端末20の表示部に表示された支払情報(例えば,二次元コード)を,飲食店店員が店舗側情報通信端末40を操作し,読み取る。ここで,支払情報は,赤外線通信や,Wi-Fiといった近距離通信を介して,他ユーザ情報通信端末20から店舗側情報通信端末40に送信される。 In the present embodiment, the posting user eats at a restaurant or the like, and the payment information (for example, a two-dimensional code) displayed on the display unit of the other user information communication terminal 20 used by the posting user is used for the payment. The store clerk operates and reads the store side information communication terminal 40. Here, the payment information is transmitted from the other user information communication terminal 20 to the store side information communication terminal 40 via infrared communication or near field communication such as Wi-Fi.

 また,店舗側情報通信端末40は,店舗毎に設定された店舗番号を読み取った支払情報に追加し,支払情報を更新する。そして,店舗側情報通信端末40は,店舗番号を追加した支払情報を支払処理手段15に送信する。 In addition, the store side information communication terminal 40 adds the store number set for each store to the read payment information and updates the payment information. Then, the store side information communication terminal 40 transmits the payment information with the store number added to the payment processing means 15.

 コンテンツサーバ50は,投稿ユーザが投稿したコンテンツを格納し,複数の視聴ユーザが視聴可能なコンテンツを提供するものである。具体的には,コンテンツサーバ50に格納されたコンテンツは,図示しないコンテンツプロバイダにより管理され,視聴ユーザが利用するユーザ情報通信端末30を用いて,インターネット等を介し,視聴することができる。 The content server 50 stores content posted by posting users and provides content that can be viewed by a plurality of viewing users. Specifically, the content stored in the content server 50 is managed by a content provider (not shown) and can be viewed via the Internet or the like using the user information communication terminal 30 used by the viewing user.

 データベース11は,ユーザ,例えば視聴ユーザが予め入手した電子マネーを電子マネー所持金として格納する。視聴ユーザは,クレジットカード等を用い,例えば1,000円,3,000円,5,000円,又は10,000円単位といった所定の金額で電子マネーを購入することができ,その際決済処理が実施される。 The database 11 stores electronic money acquired in advance by a user, for example, a viewing user, as an electronic money possession. The viewing user can purchase electronic money with a predetermined amount such as 1,000 yen, 3,000 yen, 5,000 yen, or 10,000 yen by using a credit card or the like. Is implemented.

 また,データベース11は,視聴ユーザの個人情報を電子マネー所持金に関連付けて格納することが可能である。ここで,視聴ユーザの個人情報とは,視聴ユーザを特定するための個人情報である。本実施形態では,視聴ユーザ毎に固有の識別番号,パスワードが付与され,視聴ユーザの個人情報に関連づけられてデータベース11に格納される。尚,視聴ユーザの個人情報のレコードの各項目は,図3に示すように視聴ユーザの氏名,電話番号,メールアドレス,クレジットカード番号,電子マネー所持金,1クリック当たりのギフト額等であり,適宜追加,削除,及び変更可能である。 Further, the database 11 can store the personal information of the viewing user in association with the electronic money possession. Here, the viewing user's personal information is personal information for identifying the viewing user. In this embodiment, a unique identification number and password are assigned to each viewing user, and stored in the database 11 in association with the personal information of the viewing user. Each item of the viewing user's personal information record includes the viewing user's name, phone number, e-mail address, credit card number, electronic money money, gift amount per click, etc. as shown in FIG. Additions, deletions, and changes can be made as appropriate.

 さらに,データベース11は,他ユーザ,即ち投稿ユーザの個人情報を格納することができる。ここで,投稿ユーザの個人情報とは,投稿ユーザを特定するための個人情報である。本実施形態では,投稿ユーザ毎に固有の識別番号,パスワードが付与され,投稿ユーザの個人情報に関連づけられてデータベース11に格納される。また,データベース11は,視聴ユーザから送られたデジタルギフトを投稿ユーザの電子マネー所持金として格納する。尚,投稿ユーザの個人情報のレコードの各項目は,図4に示す投稿ユーザの氏名,電話番号,メールアドレス,電子マネー所持金等であり,適宜追加,削除,及び変更可能である。 Furthermore, the database 11 can store personal information of other users, that is, posting users. Here, the personal information of the posting user is personal information for specifying the posting user. In this embodiment, a unique identification number and password are assigned to each posting user, and are associated with the posting user's personal information and stored in the database 11. Further, the database 11 stores the digital gift sent from the viewing user as the electronic money possession of the posting user. Each item of the posting user's personal information record includes the posting user's name, telephone number, e-mail address, electronic money money, etc., as shown in FIG. 4, and can be added, deleted, and changed as appropriate.

 視聴ユーザ毎に固有の識別番号と,投稿ユーザ毎に固有の識別番号とは,識別番号から,両ユーザを区別出来るように設定しても,又は設定しなくてもよい。また,同一人が,視聴ユーザであり,また投稿ユーザであることも想定されるため,同一人に対しては,別個の識別番号を付与してもよいし,又は1つの識別番号を付与してもよいが,同一人に対し,1つの識別番号を付与することにより,連続アクセス等のいたずらや,不正を防止することができる。尚,説明の便宜上,視聴ユーザ毎に固有の識別番号と,投稿ユーザ毎に固有の識別番号とを,それぞれ視聴ユーザIDと,投稿ユーザIDとして,以下説明する。 The identification number unique to each viewing user and the identification number unique to each posting user may or may not be set so that both users can be distinguished from the identification number. Also, since it is assumed that the same person is a viewing user and a posting user, a separate identification number or a single identification number may be assigned to the same person. However, by assigning one identification number to the same person, it is possible to prevent mischief such as continuous access and fraud. For convenience of explanation, an identification number unique to each viewing user and an identification number unique to each posting user will be described below as a viewing user ID and a posting user ID, respectively.

 評価受付手段12は,投稿ユーザが投稿したコンテンツ毎に対する視聴ユーザからの評価情報を受け付ける。ここで,評価情報とは,投稿されたコンテンツ毎に割り当てられた,いわゆるソーシャルボタンである評価ボタンを,視聴ユーザがクリックすることによる入力情報である。本実施形態では,評価情報は,評価ボタン毎に設定された評価ボタン番号や,評価ボタンをクリックした回数等をいう。尚,評価ボタン番号は,評価ボタンが設定されたコンテンツの投稿ユーザID等に関連付けられているため,評価ボタン番号から投稿ユーザを特定することができる。 The evaluation receiving means 12 receives evaluation information from the viewing user for each content posted by the posting user. Here, the evaluation information is input information when the viewing user clicks an evaluation button, which is a so-called social button, assigned to each posted content. In this embodiment, the evaluation information refers to the evaluation button number set for each evaluation button, the number of times the evaluation button is clicked, and the like. Since the evaluation button number is associated with the posting user ID or the like of the content for which the evaluation button is set, the posting user can be specified from the evaluation button number.

 また,評価受付手段12は,評価情報を受け付ける際,視聴ユーザの個人入力情報を受け付け,視聴ユーザの個人入力情報と視聴ユーザの個人情報とが一致するか否かを判断し,視聴ユーザの個人入力情報と視聴ユーザの個人情報とが一致した場合に評価情報を受け付けるとより好ましい。 Further, when receiving the evaluation information, the evaluation receiving unit 12 receives the personal input information of the viewing user, determines whether or not the personal input information of the viewing user matches the personal information of the viewing user, and More preferably, the evaluation information is received when the input information matches the personal information of the viewing user.

 本実施形態では,視聴ユーザがコンテンツ視聴画面中のコンテンツ毎に関連付けられた評価ボタンをクリックすると,図3に示すユーザ情報入力画面3がユーザ情報通信端末30の表示部に表示される。視聴ユーザは,ユーザ情報通信端末30の入力手段を用い,視聴ユーザID,パスワードといった,視聴ユーザの個人入力情報を入力することができる。入力された視聴ユーザの個人入力情報は,評価受付手段12に受け付けられる。評価受付手段12は,ユーザ情報通信端末30から入力された視聴ユーザの個人入力情報と予めデータベース11に格納された視聴ユーザの個人情報とが一致するか否かを判断する。そして,両者が一致した場合に,評価受付手段12は,評価情報が正当であると判断する。尚,評価情報は,視聴ユーザの個人情報に関連づけられて,データベース11に格納される。 In this embodiment, when the viewing user clicks the evaluation button associated with each content on the content viewing screen, the user information input screen 3 shown in FIG. 3 is displayed on the display unit of the user information communication terminal 30. The viewing user can input personal input information of the viewing user such as viewing user ID and password using the input means of the user information communication terminal 30. The input personal input information of the viewing user is received by the evaluation receiving means 12. The evaluation receiving unit 12 determines whether the viewing user's personal input information input from the user information communication terminal 30 matches the viewing user's personal information stored in the database 11 in advance. And when both correspond, the evaluation reception means 12 judges that evaluation information is valid. The evaluation information is stored in the database 11 in association with the viewing user's personal information.

 一方,視聴ユーザの個人入力情報と視聴ユーザの個人情報とが一致しない場合,評価受付手段12は,ユーザ情報通信端末30に対し,個人入力情報の再入力を促すメッセージを送信手段14を介して,通知する。尚,視聴ユーザの個人入力情報が再入力されない場合,視聴ユーザの個人情報と一致しない視聴ユーザの個人入力情報の入力が所定回数以上繰り返された場合,評価受付手段12は,評価情報は不当であるとして,評価情報の破棄を実施する構成としてもよい。 On the other hand, if the personal input information of the viewing user and the personal information of the viewing user do not match, the evaluation receiving means 12 sends a message prompting the user information communication terminal 30 to re-enter the personal input information via the transmission means 14. ,Notice. If the personal input information of the viewing user is not re-inputted, or if the input of the personal input information of the viewing user that does not match the personal information of the viewing user is repeated a predetermined number of times or more, the evaluation receiving means 12 is improper in the evaluation information. It may be configured that the evaluation information is discarded.

 換算手段13は,評価受付手段12が受け付けた評価情報からギフト額を算出し,ギフト額が電子マネー所持金を超えるか否かを判定し,ギフト額が電子マネー所持金を超えないと判定した場合,電子マネー所持金から前記ギフト額に相当するデジタルギフトを換算する。尚,デジタルギフトとは,予め店舗情報が登録されている飲食店のみで利用可能な電子マネーや,一定の割引,又はサービスを受けることができるクーポン等であってもよい。 The conversion means 13 calculates the gift amount from the evaluation information received by the evaluation receiving means 12, determines whether the gift amount exceeds the electronic money possession, and determines that the gift amount does not exceed the electronic money possession. In this case, a digital gift corresponding to the gift amount is converted from the electronic money possession. The digital gift may be electronic money that can be used only at restaurants where store information is registered in advance, or a coupon that can receive a certain discount or service.

 本実施形態では,換算手段13は,予め設定された評価ボタンに対する1クリック当たりのギフト額と,評価ボタンのクリック回数とを,乗算することにより,ギフト額を算出する。尚,1クリック当たりのギフト額は,1円~100円の範囲内で1円単位の刻み幅で適宜変更可能とする構成とすることができる。 In this embodiment, the conversion means 13 calculates the gift amount by multiplying a preset gift amount per click for the evaluation button by the number of clicks of the evaluation button. The gift amount per click can be appropriately changed in increments of 1 yen within the range of 1 to 100 yen.

 また,換算手段13は,ギフト額が視聴ユーザが予め購入している電子マネー所持金を超えるか否かを判定する。換算手段13は,ギフト額が電子マネー所持金を超えないと判定した場合,電子マネー所持金からギフト額分の電子マネーに相当するデジタルギフトを換算すると共に,視聴ユーザの電子マネー所持金からギフト額分の電子マネーを減算する。そして,換算手段13は,換算したデジタルギフトを送信手段14に出力する。尚,送信手段14に対し,デジタルギフトをする際,換算手段13は,視聴ユーザの電子マネー所持金からギフト額分の電子マネーが減算された旨が記載されたメッセージ(以下,残高通知という)を,送信手段14を介して,視聴ユーザに送信する。 Also, the conversion means 13 determines whether or not the gift amount exceeds the electronic money possession purchased by the viewing user in advance. If the conversion means 13 determines that the gift amount does not exceed the electronic money possession, the conversion means 13 converts the digital gift corresponding to the electronic money equivalent to the gift amount from the electronic money possession, and the gift from the viewing user's electronic money possession. Subtract the amount of electronic money. Then, the conversion unit 13 outputs the converted digital gift to the transmission unit 14. Note that when the digital gift is sent to the transmission means 14, the conversion means 13 writes a message stating that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession (hereinafter referred to as balance notification). Is transmitted to the viewing user via the transmission means 14.

 一方,換算手段13は,ギフト額が電子マネー所持金を超えると判定した場合,例えば,電子マネー所持金が不足している場合や,電子マネー所持金の残高がない場合,電子マネー所持金からギフト額分の電子マネーを減算せずに,終了する。そして,換算手段13は,視聴ユーザの電子マネー所持金が不足している旨,又は残高がない旨,及び新たな電子マネーの購入が必要である旨が記載されたメッセージ(以下,エラー通知という)を送信手段14を介して,視聴ユーザに送信する。 On the other hand, when the conversion means 13 determines that the gift amount exceeds the electronic money possession, for example, when the electronic money possession is insufficient or there is no balance of the electronic money possession, the conversion means 13 determines from the electronic money possession. Finish without subtracting the electronic money for the gift amount. The conversion means 13 then sends a message (hereinafter referred to as error notification) stating that the viewing user's electronic money possession is insufficient or that there is no balance and that purchase of new electronic money is required. ) Is transmitted to the viewing user via the transmission means 14.

 尚,上述した換算手段13で実施される一連の処理を,換算処理という。換算処理は,視聴ユーザが予め購入している電子マネー所持金内で実施されることにより,換算処理の実施毎にクレジット決済が行われず,クレジット決済時に生じる手数料等の費用が発生することはない。またクレジット決済処理によって生じる時間を短縮することが出来る。尚,換算処理は,評価情報を受け付ける毎に実施しても,所定の時間,又は所定の期間毎に実施する構成としてもよい。 The series of processing performed by the conversion means 13 described above is referred to as conversion processing. Since the conversion process is performed within the electronic money possession purchased by the viewing user in advance, credit settlement is not performed each time the conversion process is performed, and there is no charge such as a fee that is incurred at the time of credit settlement. . In addition, the time generated by the credit settlement process can be shortened. The conversion process may be performed every time the evaluation information is received, or may be configured to be performed every predetermined time or every predetermined period.

 さらに,換算手段13は,返金処理を実施する。ここで,返金処理とは,投稿ユーザがデジタルギフトの受取を拒否した場合,又は投稿ユーザを確認することができない場合に,視聴ユーザの電子マネー所持金に対し,減算されたギフト額分の電子マネーを電子マネー所持金に加算し,ギフト額分の電子マネーを減算する前の状態に戻す処理である。返金処理が実施された際,換算手段13は返金処理が実施された旨が記載されたメッセージ(以下,返金通知という)を,送信手段14に介して,送信する。 Furthermore, the conversion means 13 performs a refund process. Here, refund processing means that if the posting user refuses to receive the digital gift, or if the posting user cannot be confirmed, the electronic money equivalent to the gift amount subtracted from the electronic money possession of the viewing user. In this process, money is added to the electronic money possession and the gift money is subtracted. When the refund process is performed, the conversion unit 13 transmits a message (hereinafter referred to as a refund notification) describing that the refund process has been performed via the transmission unit 14.

 送信手段14は,他ユーザが利用する他ユーザ情報通信端末20に対し,換算手段13により換算されたデジタルギフトを送信する。また,投稿ユーザにデジタルギフトを送信するに際して,送信手段14は,デジタルギフトを送信する投稿ユーザから投稿ユーザの個人入力情報を受け付け,投稿ユーザの個人入力情報とデータベース11に格納された投稿ユーザの個人情報とが一致するか否かを判断し,投稿ユーザの個人入力情報と投稿ユーザの個人情報とが一致した場合,デジタルギフトを送信するとより好ましい。 The transmission unit 14 transmits the digital gift converted by the conversion unit 13 to the other user information communication terminal 20 used by another user. Further, when transmitting the digital gift to the posting user, the transmission means 14 receives the personal input information of the posting user from the posting user who transmits the digital gift, and the posting user's personal input information and the posting user stored in the database 11 It is more preferable to determine whether or not the personal information matches, and to transmit a digital gift when the personal input information of the posting user matches the personal information of the posting user.

 本実施形態では,送信手段14は,投稿ユーザに対し,デジタルギフトを送信する前に,受領確認通知を送信する。ここで,受領確認通知とは,視聴ユーザからデジタルギフトが贈られる旨が記載されたメッセージをいう。さらに,受領確認通知には,視聴ユーザからデジタルギフトとして,所定額の電子マネー等が贈られる旨のメッセージが記載されており,投稿ユーザがデジタルギフトの受領を承諾した場合にアクセスするためのURLアドレス,又は返信用のメールアドレス等が記載されている。 In the present embodiment, the transmission means 14 transmits a receipt confirmation notice to the posting user before transmitting the digital gift. Here, the receipt confirmation notification refers to a message in which a digital gift is given from the viewing user. In addition, the receipt confirmation notification includes a message that a predetermined amount of electronic money or the like is given as a digital gift from the viewing user, and a URL for accessing when the posting user accepts the receipt of the digital gift The address or e-mail address for reply is described.

 受領確認通知を送信する際,送信手段14は,評価ボタン毎に設定された評価ボタン番号に基づいて,投稿ユーザを特定する。特定した投稿ユーザの個人情報が既にデータベース11に格納されている場合,送信手段14は,投稿ユーザの他ユーザ情報通信端末20に対し,受領確認通知を送信する。一方,特定した投稿ユーザの個人情報がデータベース11に格納されていない場合,送信手段14は,受領確認通知を,コンテンツサーバ50を介して,投稿ユーザの他ユーザ情報通信端末20に送信する。 When transmitting the receipt confirmation notification, the transmission means 14 identifies the posting user based on the evaluation button number set for each evaluation button. When the personal information of the specified posting user is already stored in the database 11, the transmission unit 14 transmits a receipt confirmation notification to the other user information communication terminal 20 of the posting user. On the other hand, when the personal information of the specified posting user is not stored in the database 11, the transmission unit 14 transmits a receipt confirmation notification to the other user information communication terminal 20 of the posting user via the content server 50.

 投稿ユーザが受領確認通知を受信後,投稿ユーザは,他ユーザ情報通信端末20を操作し,受領確認通知に記載されたURLアドレスをクリックすると,投稿ユーザID及びパスワードといった投稿ユーザの個人入力情報を入力するための入力画面(図示しない)が他ユーザ情報通信端末20の表示部に表示される。投稿ユーザが入力画面にて他ユーザ情報通信端末20の入力手段を用い,投稿ユーザの個人入力情報を入力すると,入力された投稿ユーザの個人入力情報は送信手段14に送信される。 After the posting user receives the receipt confirmation notification, the posting user operates the other user information communication terminal 20 and clicks the URL address described in the receipt confirmation notification, and then the personal input information of the posting user such as the posting user ID and password is displayed. An input screen (not shown) for input is displayed on the display unit of the other user information communication terminal 20. When the posting user inputs the personal input information of the posting user using the input unit of the other user information communication terminal 20 on the input screen, the input personal input information of the posting user is transmitted to the transmission unit 14.

 送信手段14は,他ユーザ情報通信端末20から送信された投稿ユーザの個人入力情報と予めデータベース11に格納された投稿ユーザの個人情報とが一致するか否かを判断する。そして,両者が一致した場合に,送信手段14は,デジタルギフトの受領が承諾されたと判断する。そして,送信手段14は,他ユーザ情報通信端末20に対し,デジタルギフトを送信する。 The transmission means 14 determines whether or not the personal input information of the posting user transmitted from the other user information communication terminal 20 matches the personal information of the posting user stored in the database 11 in advance. If the two match, the transmission means 14 determines that the receipt of the digital gift has been accepted. Then, the transmission unit 14 transmits the digital gift to the other user information communication terminal 20.

 また,デジタルギフトが投稿ユーザの電子マネー所持金としてデータベース11に格納される構成とすることができる。投稿ユーザに送信されたデジタルギフトは,様々な商品の購入や,サービスの提供に利用することが可能である。例えば,飲食店での支払いのみに利用可能とすることができ,投稿ユーザが飲食店を利用する回数や,新たな飲食店を利用する機会を増やすきっかけとなる。また,飲食店側は,新規顧客の開拓を実現することができる。 Also, the digital gift can be stored in the database 11 as the electronic money possession of the posting user. Digital gifts sent to posting users can be used to purchase various products and provide services. For example, it can be used only for payment at a restaurant, and this increases the number of times the posting user uses the restaurant and the opportunity to use a new restaurant. In addition, the restaurant side can realize the development of new customers.

 一方,投稿ユーザの個人入力情報と投稿ユーザの個人情報とが一致しない場合,送信手段14は,他ユーザ情報通信端末20に対し,個人入力情報の再入力を促すメッセージを送信する。また,投稿ユーザの個人入力情報が再入力されない場合,投稿ユーザの個人情報と一致しない投稿ユーザの個人入力情報の入力が所定回数以上繰り返された場合,送信手段14は,いたずら等の不正であるとして,投稿ユーザにデジタルギフトを送信しない。さらに,送信手段14は,換算手段13に返金処理を実施することを知らせる信号を出力し,処理を終了する。 On the other hand, when the personal input information of the posting user and the personal information of the posting user do not match, the transmission unit 14 transmits a message prompting the other user information communication terminal 20 to re-enter the personal input information. Further, when the personal input information of the posting user is not re-inputted, or the input of the personal input information of the posting user that does not match the personal information of the posting user is repeated a predetermined number of times or more, the transmission means 14 is illegal such as mischief. The digital user is not sent to the posting user. Further, the transmission unit 14 outputs a signal notifying the conversion unit 13 that the refund process is to be performed, and ends the process.

 さらに,投稿ユーザの個人情報がデータベース11に格納されていない場合,投稿ユーザは,図示しない個人情報入力画面にて,投稿ユーザの氏名,電話番号,メールアドレス等といった個人情報を入力することにより,投稿ユーザの個人情報がデータベース11に格納される。その際,投稿ユーザ毎に固有の識別番号である投稿ユーザID,及びパスワードが付与され,投稿ユーザの個人情報に関連付けられて,データベース11に格納される。尚,投稿ユーザの個人情報のレコードの各項目は,図4に示す投稿ユーザの氏名,電話番号,メールアドレス等であり,適宜追加,削除,及び変更可能である。 Furthermore, when the posting user's personal information is not stored in the database 11, the posting user inputs personal information such as the posting user's name, telephone number, and mail address on the personal information input screen (not shown). The personal information of the posting user is stored in the database 11. At that time, a posting user ID, which is a unique identification number, and a password are assigned to each posting user, and are associated with the personal information of the posting user and stored in the database 11. Each item of the record of the posting user's personal information includes the posting user's name, telephone number, mail address, and the like shown in FIG. 4, and can be added, deleted, and changed as appropriate.

 送信手段14は,投稿ユーザが利用する他ユーザ情報通信端末20に対し,換算手段13により換算されたデジタルギフトそのものではなく,デジタルギフトが送付される旨を示すメッセージを送信してもよい。その際,送信手段14は,送付されるデジタルギフトを投稿ユーザの電子マネー所持金として投稿ユーザIDと関連付けてデータベース11に格納される。 The sending means 14 may send a message indicating that the digital gift is sent to the other user information communication terminal 20 used by the posting user, instead of the digital gift itself converted by the conversion means 13. At that time, the transmission means 14 stores the sent digital gift in the database 11 in association with the posting user ID as the electronic money possession of the posting user.

 尚,送信手段14は,ユーザ情報通信端末30に対し,換算手段13から出力された通知,即ち残高通知,エラー通知,返金通知を送信する。尚,残高通知は,視聴ユーザの電子マネー所持金からギフト額分の電子マネーが減算された旨が記載されたメッセージである。また,エラー通知は,視聴ユーザの電子マネー所持金が不足,又は残高がない旨,及び新たな電子マネーの購入が必要である旨が記載されたメッセージである。さらに,返金通知は,返金処理が実施された旨が記載されたメッセージである。 The transmission unit 14 transmits a notification output from the conversion unit 13 to the user information communication terminal 30, that is, a balance notification, an error notification, and a refund notification. The balance notification is a message describing that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession. In addition, the error notification is a message describing that the viewing user has insufficient money or no balance, and that it is necessary to purchase new electronic money. Further, the refund notification is a message that describes that the refund process has been performed.

 支払処理手段15は,店舗側情報通信端末40から送信された支払情報を受信し,支払情報が正当であるか否かを判断し,支払情報が正当である場合,店舗側情報通信端末40を備える店舗に対し,支払処理を実施する。具体的には,支払処理手段15は,投稿ユーザIDが正当であって,支払情報中の支払金額が投稿ユーザの電子マネー所持金を超えるか否かを判断し,支払金額が投稿ユーザの電子マネー所持金を超えていない場合,支払情報が正当であると判断し,実施処理を実施する。また,支払処理手段15は,支払情報に店舗番号が追加されている場合,店舗番号が正当であるか否かも判断する。ここで,支払処理とは,例えば現金又は電子マネーによる支払,銀行口座への振込等をいう。尚,店舗側情報通信端末40から送信される支払情報の支払金額は,一定の手数料が引かれた後の支払金額である。 The payment processing means 15 receives the payment information transmitted from the store-side information communication terminal 40, determines whether the payment information is valid, and if the payment information is valid, Payment processing will be performed for the stores provided. Specifically, the payment processing means 15 determines whether or not the posting user ID is valid and the payment amount in the payment information exceeds the posting user's electronic money possession, and the payment amount is the posting user's electronic money. If the money money is not exceeded, it is determined that the payment information is valid and the execution process is executed. The payment processing means 15 also determines whether or not the store number is valid when the store number is added to the payment information. Here, payment processing refers to payment by cash or electronic money, transfer to a bank account, and the like. The payment amount of the payment information transmitted from the store side information communication terminal 40 is the payment amount after a certain fee is deducted.

 また,支払処理が実施された際,支払処理手段15は,他ユーザの電子マネー所持金から支払金額に相当する電子マネーを減算することも可能である。尚,支払処理手段15は,他ユーザの電子マネー所持金から支払金額の全額に相当する電子マネー,又は支払金額の一部に相当する電子マネーを減算してもよい。 Further, when the payment process is performed, the payment processing means 15 can subtract the electronic money corresponding to the payment amount from the electronic money possession of another user. The payment processing means 15 may subtract electronic money corresponding to the total amount of payment or electronic money corresponding to a part of the payment amount from the electronic money possession of another user.

 一方,支払情報が正当でない場合,支払処理手段15は,支払処理を実施せず,店舗番号に基づき,店舗側情報通信端末40に対し,デジタルギフトが正当でない旨を示すメッセージを通知する。具体的には,支払処理手段15は,投稿ユーザIDが正当ではない場合,また支払情報中の支払金額が投稿ユーザの電子マネー所持金を超えている等の場合,支払情報は正当でないと判断し,実施処理を実施しない。 On the other hand, when the payment information is not valid, the payment processing means 15 does not perform the payment process, and notifies the store side information communication terminal 40 of a message indicating that the digital gift is not valid based on the store number. Specifically, the payment processing means 15 determines that the payment information is not valid if the posting user ID is not valid, or if the payment amount in the payment information exceeds the contribution user's electronic money possession. However, the implementation process is not implemented.

 尚,個人間取引ギフトシステム10は,図示しない主メモリと,各種処理プログラム及び必要なデータ等を記憶する記憶部とを有し,記憶部に記憶された各種処理プログラムを主メモリにロードして,評価受付手段12と,換算手段13と,送信手段14と,支払処理手段15における各種手段を実現する。また,電子マネーギフトシステム10に於ける各手段,データベースは,その機能が論理的に区別されているのみであって,物理上あるいは事実上は同一の領域を為していても良い。又データベースの代わりにデータファイルであっても良いことは言うまでもなく,データベースとの記載にはデータファイルをも含んでいる。 The personal transaction gift system 10 has a main memory (not shown) and a storage unit for storing various processing programs and necessary data, and loads the various processing programs stored in the storage unit into the main memory. The various means in the evaluation reception means 12, the conversion means 13, the transmission means 14, and the payment processing means 15 are realized. Further, each means and database in the electronic money gift system 10 are only logically distinguished in function, and may be physically or practically the same area. Needless to say, a data file may be used instead of the database, and the description of the database includes the data file.

 上述した本実施形態において,投稿ユーザと視聴ユーザとは,あるコンテンツの投稿ユーザが別コンテンツの視聴ユーザとなること,またあるコンテンツの視聴ユーザが別コンテンツの視聴ユーザとなることは可能である。 In the above-described embodiment, the posting user and the viewing user can be a posting user of a certain content being a viewing user of another content, and a viewing user of a certain content can be a viewing user of another content.

 次に,個人間取引ギフトシステム10の処理手順を説明する。図5は個人間取引ギフトシステム10の処理手順を示すフローチャートである。 Next, the processing procedure of the personal transaction gift system 10 will be described. FIG. 5 is a flowchart showing a processing procedure of the interpersonal transaction gift system 10.

 投稿ユーザは,コンテンツサーバ50を管理するコンテンツプロバイダに対し,他ユーザ情報通信端末20からコンテンツを投稿することができる。投稿されたコンテンツは,コンテンツサーバ50に格納されており,視聴ユーザが利用するユーザ情報通信端末30にて視聴することができる。また,投稿されたコンテンツには,評価ボタンが割り当てられ,評価ボタン毎に評価ボタン番号が設定されている。 The posting user can post content from the other user information communication terminal 20 to the content provider managing the content server 50. The posted content is stored in the content server 50 and can be viewed on the user information communication terminal 30 used by the viewing user. An evaluation button is assigned to the posted content, and an evaluation button number is set for each evaluation button.

 ステップS101において,ユーザ情報通信端末30の表示部に表示された個人情報入力画面(図示しない)視聴ユーザは,ユーザ情報通信端末30の入力手段を用いて,視聴ユーザを特定する個人情報,例えば,視聴ユーザの氏名,住所,メールアドレス,クレジットカード番号,1クリック当たりのギフト額等を入力する。入力された視聴ユーザの個人情報は,視聴ユーザID,及びパスワードに関連付けられて,データベース11に格納される。 In step S101, a personal information input screen (not shown) viewing user displayed on the display unit of the user information communication terminal 30 uses the input means of the user information communication terminal 30 to identify personal information, for example, Enter the viewing user's name, address, email address, credit card number, gift amount per click, and so on. The input personal information of the viewing user is stored in the database 11 in association with the viewing user ID and password.

 ステップS102において,視聴ユーザは予めクレジットカード等により電子マネーを購入する。購入された電子マネーは,視聴ユーザの個人情報に関連付けられて,電子マネー所持金として,個人情報データベース15に格納される。具体的には,視聴ユーザは,予め電子マネーを,例えば1,000円,3,000円,5,000円分,又は10,000円といった所定の金額で購入することができる。 In step S102, the viewing user purchases electronic money with a credit card or the like in advance. The purchased electronic money is associated with the personal information of the viewing user and stored in the personal information database 15 as an electronic money possession. Specifically, the viewing user can purchase electronic money in advance for a predetermined amount such as 1,000 yen, 3,000 yen, 5,000 yen, or 10,000 yen.

 ステップS103において,評価受付手段12は,投稿ユーザが投稿したコンテンツ毎に対する視聴ユーザからの評価情報を受け付け,ステップS104に進む。また,評価情報を受け付ける際,評価受付手段12が視聴ユーザの個人入力情報も受け付け,視聴ユーザの個人入力情報と視聴ユーザの個人情報とが一致するか否かを判断し,視聴ユーザの個人入力情報と視聴ユーザの個人情報とが一致した場合に評価情報を受け付け,ステップS104に進むとより好ましい。ここで,評価情報とは,投稿されたコンテンツ毎に割り当てられた,いわゆるソーシャルボタンである評価ボタンを,視聴ユーザがクリックすることによる入力情報である。例えば,評価情報は,評価ボタン毎に設定された評価ボタン番号や,評価ボタンをクリックした回数等が含まれる。 In step S103, the evaluation receiving means 12 receives evaluation information from the viewing user for each content posted by the posting user, and proceeds to step S104. Further, when receiving the evaluation information, the evaluation receiving means 12 also receives the personal input information of the viewing user, determines whether or not the personal input information of the viewing user and the personal information of the viewing user match, and the personal input of the viewing user It is more preferable that the evaluation information is received when the information matches the personal information of the viewing user and the process proceeds to step S104. Here, the evaluation information is input information when the viewing user clicks an evaluation button, which is a so-called social button, assigned to each posted content. For example, the evaluation information includes an evaluation button number set for each evaluation button, the number of times the evaluation button is clicked, and the like.

 本実施形態では,視聴ユーザがコンテンツ毎に関連付けられた評価ボタンをクリックすると,図3に示す入力画面3がユーザ情報通信端末30の表示部に表示される。視聴ユーザは,ユーザ情報通信端末30の入力手段を用い,視聴ユーザID,パスワードといった視聴ユーザの個人入力情報を入力することができる。入力された視聴ユーザの個人入力情報は,評価情報と共に,ユーザ情報通信端末30の送受信部から送信される。 In this embodiment, when the viewing user clicks the evaluation button associated with each content, the input screen 3 shown in FIG. 3 is displayed on the display unit of the user information communication terminal 30. The viewing user can input personal input information of the viewing user such as viewing user ID and password using the input means of the user information communication terminal 30. The input personal input information of the viewing user is transmitted from the transmission / reception unit of the user information communication terminal 30 together with the evaluation information.

 ユーザ情報通信端末30の送受信部から送信された評価情報と視聴ユーザの個人入力情報とは,評価受付手段12により受信される。そして,評価受付手段12は,ユーザ情報通信端末30から入力された視聴ユーザの個人入力情報と予めデータベース11に格納された視聴ユーザの個人情報とが一致するか否かを判断する。両者が一致した場合,評価受付手段12は,評価情報が正当であるとして受け付け,ステップS104に進む。尚,受け付けられた評価情報は,視聴ユーザの個人情報に関連づけられて,データベース11に格納される。 The evaluation information transmitted from the transmission / reception unit of the user information communication terminal 30 and the personal input information of the viewing user are received by the evaluation receiving means 12. Then, the evaluation receiving means 12 determines whether or not the viewing user's personal input information input from the user information communication terminal 30 matches the viewing user's personal information stored in the database 11 in advance. If they match, the evaluation accepting means 12 accepts that the evaluation information is valid, and proceeds to step S104. The received evaluation information is stored in the database 11 in association with the viewing user's personal information.

 一方,視聴ユーザの個人入力情報と視聴ユーザの個人情報とが一致しない場合,評価受付手段12は,ユーザ情報通信端末30に対し,個人入力情報の再入力を促すメッセージを送信手段14を介して,通知する。尚,視聴ユーザの個人入力情報が再入力されない場合,視聴ユーザの個人情報と一致しない視聴ユーザの個人入力情報の入力が所定回数以上繰り返された場合,評価受付手段12は,評価情報は不当であるとして,評価情報の破棄を実施する構成としてもよい。 On the other hand, if the personal input information of the viewing user and the personal information of the viewing user do not match, the evaluation receiving means 12 sends a message prompting the user information communication terminal 30 to re-enter the personal input information via the transmission means 14. ,Notice. If the personal input information of the viewing user is not re-inputted, or if the input of the personal input information of the viewing user that does not match the personal information of the viewing user is repeated a predetermined number of times or more, the evaluation receiving means 12 is improper in the evaluation information. It may be configured that the evaluation information is discarded.

 ステップS104において,換算手段13は,評価受付手段12が受け付けた評価情報からギフト額を算出し,ギフト額が電子マネー所持金を超えるか否かを判定し,ギフト額が電子マネー所持金を超えないと判定した場合,電子マネー所持金からギフト額に相当するデジタルギフトを換算し,ステップS105に進む。ここで,デジタルギフトとは,予め店舗情報が登録されている飲食店のみで利用可能な電子マネーや,一定の割引,又はサービスを受けることができるクーポン等であってもよい。尚,換算手段13で実施される一連の処理を,換算処理という。換算処理は,視聴ユーザが予め購入している電子マネー所持金内で実施されることにより,換算処理の実施毎にクレジット決済が行われず,クレジット決済時に生じる手数料が発生することはない。またクレジット決済処理による処理時間を短縮することができる。また,換算処理は,評価情報を受け付ける毎に実施しても,所定の時間,又は所定の期間毎に実施する構成としてもよい。 In step S104, the conversion unit 13 calculates a gift amount from the evaluation information received by the evaluation receiving unit 12, determines whether the gift amount exceeds the electronic money possession, and the gift amount exceeds the electronic money possession. If it is determined that there is not, the digital gift equivalent to the gift amount is converted from the electronic money possession, and the process proceeds to step S105. Here, the digital gift may be electronic money that can be used only in restaurants where store information is registered in advance, a coupon that can receive a certain discount or service, and the like. A series of processing performed by the conversion means 13 is referred to as conversion processing. Since the conversion process is performed within the electronic money possession purchased by the viewing user in advance, the credit settlement is not performed every time the conversion process is performed, and there is no fee generated during the credit settlement. Further, the processing time for the credit settlement process can be shortened. Further, the conversion process may be performed every time the evaluation information is received, or may be configured to be performed every predetermined time or every predetermined period.

 本実施形態では,換算手段13は,予め設定された評価ボタンに対する1クリック1当たりのギフト額と評価ボタンのクリック回数とを乗算することにより,ギフト額を算出する。尚,1クリック当たりのギフト額は,1円~100円の範囲内で1円単位の刻み幅で適宜変更可能とする構成としてもよい。 In this embodiment, the conversion means 13 calculates the gift amount by multiplying a preset gift amount per click for the evaluation button by the number of times the evaluation button is clicked. The gift amount per click may be appropriately changed in increments of 1 yen within a range of 1 to 100 yen.

 また,換算手段13は,ギフト額が視聴ユーザが予め購入している電子マネー所持金を超えるか否かを判定する。換算手段13は,ギフト額が電子マネー所持金を超えないと判定した場合,電子マネー所持金から前記ギフト額に相当するデジタルギフトを換算する換算すると共に,視聴ユーザの電子マネー所持金からギフト額分の電子マネーを減算する。そして,換算手段13は,換算したデジタルギフトを送信手段14に出力し,ステップS105に進む。尚,送信手段14に対し,デジタルギフトをする際,換算手段13は,視聴ユーザの電子マネー所持金からギフト額分の電子マネーが減算された旨が記載されたメッセージ(以下,残高通知という)を,送信手段14を介して,視聴ユーザに送信する。 Also, the conversion means 13 determines whether or not the gift amount exceeds the electronic money possession purchased by the viewing user in advance. When it is determined that the gift amount does not exceed the electronic money possession amount, the conversion means 13 converts the digital gift corresponding to the gift amount from the electronic money possession amount and converts the gift amount from the viewing user's electronic money possession amount. Subtract electronic money for minutes. Then, the conversion means 13 outputs the converted digital gift to the transmission means 14, and proceeds to step S105. Note that when the digital gift is sent to the transmission means 14, the conversion means 13 writes a message stating that the electronic money equivalent to the gift amount has been subtracted from the viewing user's electronic money possession (hereinafter referred to as balance notification). Is transmitted to the viewing user via the transmission means 14.

 一方,換算手段13は,ギフト額が電子マネー所持金を超えると判定した場合,例えば,電子マネー所持金が不足している場合や,電子マネー所持金の残高がない場合,電子マネー所持金からギフト額分の電子マネーを減算せずに,処理を終了する。そして,換算手段13は,視聴ユーザの電子マネー所持金が不足している旨,又は残高がない旨,及び新たな電子マネーの購入が必要である旨が記載されたメッセージ(以下,エラー通知という)を送信手段14を介して,視聴ユーザに送信する。 On the other hand, when the conversion means 13 determines that the gift amount exceeds the electronic money possession, for example, when the electronic money possession is insufficient or there is no balance of the electronic money possession, the conversion means 13 determines from the electronic money possession. The processing ends without subtracting the electronic money for the gift amount. The conversion means 13 then sends a message (hereinafter referred to as error notification) stating that the viewing user's electronic money possession is insufficient or that there is no balance and that purchase of new electronic money is required. ) Is transmitted to the viewing user via the transmission means 14.

 ステップS105において,送信手段14は,他ユーザが利用する他ユーザ情報通信端末20に対し,換算手段13により換算されたデジタルギフトを送信し,ステップS106に進む。また,投稿ユーザにデジタルギフトを送信するに際して,送信手段14は,デジタルギフトを送信する投稿ユーザに対し,投稿ユーザの個人入力情報を受け付け,投稿ユーザの個人入力情報とデータベース11に格納された投稿ユーザの個人情報とが一致するか否かを判断し,投稿ユーザの個人入力情報と投稿ユーザの個人情報とが一致した場合,デジタルギフトを送信する処理を実施するとより好ましい。 In step S105, the transmission unit 14 transmits the digital gift converted by the conversion unit 13 to the other user information communication terminal 20 used by another user, and the process proceeds to step S106. Further, when transmitting the digital gift to the posting user, the transmission means 14 accepts the personal input information of the posting user to the posting user who transmits the digital gift, and posts stored in the database 11 and the personal input information of the posting user. It is more preferable to determine whether or not the personal information of the user matches, and to execute a process of transmitting a digital gift when the personal input information of the posting user and the personal information of the posting user match.

 本実施形態では,送信手段14は,投稿ユーザに対し,デジタルギフトを送信する前に,受領確認通知を送信する処理を実施する。ここで,受領確認通知とは,視聴ユーザからデジタルギフトが贈られる旨が記載されたメッセージをいう。さらに,受領確認通知には,視聴ユーザからデジタルギフトとして,所定額の電子マネー等が贈られる旨のメッセージが記載されており,投稿ユーザがデジタルギフトの受領を承諾した場合にアクセスするためのURLアドレス,又は返信用のメールアドレス等が記載されている。 In the present embodiment, the transmission unit 14 performs a process of transmitting a receipt confirmation notification to the posting user before transmitting the digital gift. Here, the receipt confirmation notification refers to a message in which a digital gift is given from the viewing user. In addition, the receipt confirmation notification includes a message that a predetermined amount of electronic money or the like is given as a digital gift from the viewing user, and a URL for accessing when the posting user accepts the receipt of the digital gift The address or e-mail address for reply is described.

 受領確認通知を送信する際,送信手段14は,評価ボタン毎に設定された評価ボタン番号に基づいて,投稿ユーザを特定する。特定した投稿ユーザの個人情報が既にデータベース11に格納されている場合,送信手段14は,投稿ユーザの他ユーザ情報通信端末20に対し,受領確認通知を送信する。一方,特定した投稿ユーザの個人情報がデータベース11に格納されていない場合,送信手段14は,受領確認通知を,コンテンツサーバ50を介して,投稿ユーザの他ユーザ情報通信端末20に送信する処理を実施する。 When transmitting the receipt confirmation notification, the transmission means 14 identifies the posting user based on the evaluation button number set for each evaluation button. When the personal information of the specified posting user is already stored in the database 11, the transmission unit 14 transmits a receipt confirmation notification to the other user information communication terminal 20 of the posting user. On the other hand, when the personal information of the specified posting user is not stored in the database 11, the transmission unit 14 performs a process of transmitting a receipt confirmation notification to the other user information communication terminal 20 of the posting user via the content server 50. carry out.

 投稿ユーザが受領確認通知を受信後,投稿ユーザは,他ユーザ情報通信端末20を操作し,受領確認通知に記載されたURLアドレスをクリックすると,投稿ユーザID及びパスワードといった投稿ユーザの個人入力情報を入力するための入力画面(図示しない)が他ユーザ情報通信端末20の表示部に表示される。投稿ユーザが入力画面にて他ユーザ情報通信端末20の入力手段を用い,投稿ユーザの個人入力情報を入力すると,入力された投稿ユーザの個人入力情報は送信手段14に送信される。 After the posting user receives the receipt confirmation notification, the posting user operates the other user information communication terminal 20 and clicks the URL address described in the receipt confirmation notification, and then the personal input information of the posting user such as the posting user ID and password is displayed. An input screen (not shown) for input is displayed on the display unit of the other user information communication terminal 20. When the posting user inputs the personal input information of the posting user using the input unit of the other user information communication terminal 20 on the input screen, the input personal input information of the posting user is transmitted to the transmission unit 14.

 送信手段14は,他ユーザ情報通信端末20から送信された投稿ユーザの個人入力情報と予めデータベース11に格納された投稿ユーザの個人情報とが一致するか否かを判断する処理を実施する。そして,両者が一致した場合に,送信手段14は,デジタルギフトの受領が承諾されたと判断する。そして,送信手段14は,他ユーザ情報通信端末20に対し,デジタルギフトを送信する。また,デジタルギフトを投稿ユーザの電子マネー所持金としてデータベース11に格納される構成とすることができる。尚,投稿ユーザに送信されたデジタルギフトは,様々な商品の購入や,サービスの提供に利用することが可能である。例えば,飲食店での支払いのみに利用可能とすることができ,投稿ユーザが飲食店を利用する回数や,新たな飲食店を利用する機会を増やすきっかけとなる。また,飲食店側は,新規顧客の開拓を実現することができる。 The transmission unit 14 performs a process of determining whether or not the personal input information of the posting user transmitted from the other user information communication terminal 20 matches the personal information of the posting user stored in the database 11 in advance. If the two match, the transmission means 14 determines that the receipt of the digital gift has been accepted. Then, the transmission unit 14 transmits the digital gift to the other user information communication terminal 20. Further, the digital gift can be stored in the database 11 as the electronic money possession of the posting user. The digital gift transmitted to the posting user can be used for purchasing various products and providing services. For example, it can be used only for payment at a restaurant, and this increases the number of times the posting user uses the restaurant and the opportunity to use a new restaurant. In addition, the restaurant side can realize the development of new customers.

 一方,投稿ユーザの個人入力情報と投稿ユーザの個人情報とが一致しない場合,送信手段14は,他ユーザ情報通信端末20に対し,個人入力情報の再入力を促すメッセージを送信する処理を実施する。また,投稿ユーザの個人入力情報が再入力されない場合,投稿ユーザの個人情報と一致しない投稿ユーザの個人入力情報の入力が所定回数以上繰り返された場合,送信手段14は,いたずら等の不正であるとして,投稿ユーザにデジタルギフトを送信しない。さらに,送信手段14は,換算手段13に後述する返金処理を実施させる信号を出力し,処理を終了する。 On the other hand, if the personal input information of the posting user and the personal information of the posting user do not match, the transmission unit 14 performs a process of transmitting a message prompting the other user information communication terminal 20 to re-enter the personal input information. . Further, when the personal input information of the posting user is not re-inputted, or the input of the personal input information of the posting user that does not match the personal information of the posting user is repeated a predetermined number of times or more, the transmission means 14 is illegal such as mischief. The digital user is not sent to the posting user. Further, the transmission unit 14 outputs a signal for causing the conversion unit 13 to perform a refund process described later, and ends the process.

 さらに,投稿ユーザの個人情報がデータベース11に格納されていない場合,投稿ユーザは,図示しない個人情報入力画面にて,投稿ユーザの氏名,電話番号,メールアドレス等といった個人情報を入力することにより,投稿ユーザの個人情報がデータベース11に格納される。その際,投稿ユーザ毎に固有の識別番号である投稿ユーザID,及びパスワードが付与され,投稿ユーザの個人情報に関連付けられて,データベース11に格納される。尚,投稿ユーザの個人情報のレコードの各項目は,図4に示す投稿ユーザの氏名,電話番号,メールアドレス等であり,適宜追加,削除,及び変更可能である。 Furthermore, when the posting user's personal information is not stored in the database 11, the posting user inputs personal information such as the posting user's name, telephone number, and mail address on the personal information input screen (not shown). The personal information of the posting user is stored in the database 11. At that time, a posting user ID, which is a unique identification number, and a password are assigned to each posting user, and are associated with the personal information of the posting user and stored in the database 11. Each item of the record of the posting user's personal information includes the posting user's name, telephone number, mail address, and the like shown in FIG. 4, and can be added, deleted, and changed as appropriate.

 また,送信手段14は,投稿ユーザが利用する他ユーザ情報通信端末20に対し,換算手段13により換算されたデジタルギフトではなく,デジタルギフトが送付されることを示す旨が記載されたメッセージを送信してもよい。その際,送信手段14は,デジタルギフトを投稿ユーザの電子マネー所持金として投稿ユーザIDと関連付けてデータベース11に格納する。 In addition, the transmission unit 14 transmits a message indicating that the digital gift is sent to the other user information communication terminal 20 used by the posting user, instead of the digital gift converted by the conversion unit 13. May be. At that time, the transmission means 14 stores the digital gift in the database 11 in association with the posting user ID as the electronic money possession of the posting user.

 ステップS106において,店舗側情報通信端末40は,他ユーザ情報通信端末20の表示部に表示された支払金額を含む支払情報(例えば2次元コード)を読み取り,支払処理手段15に送信する。また,店舗側情報通信端末40は,店舗毎に設定された店舗番号を,読み取った支払情報に追加し,支払情報を更新した後,支払処理手段15に送信してもよい。尚,支払情報は,赤外線通信や,Wi-Fiといった近距離通信を介して,他ユーザ情報通信端末20から店舗側情報通信端末40に送信される。 In step S106, the store side information communication terminal 40 reads the payment information (for example, a two-dimensional code) including the payment amount displayed on the display unit of the other user information communication terminal 20, and transmits it to the payment processing means 15. Further, the store side information communication terminal 40 may add the store number set for each store to the read payment information, update the payment information, and then transmit it to the payment processing means 15. Note that the payment information is transmitted from the other user information communication terminal 20 to the store side information communication terminal 40 via infrared communication or near field communication such as Wi-Fi.

 本実施形態では,投稿ユーザが飲食店等で食事をし,その支払において,投稿ユーザが利用する他ユーザ情報通信端末20の表示部に表示された支払情報(例えば,二次元コード)を,飲食店店員が店舗側情報通信端末40を操作し,読み取る。そして,店舗側情報通信端末40は,店舗毎に設定された店舗番号を読み取った支払情報に追加し,支払情報を更新し,支払処理手段15に送信する。ここで,支払金額とは,例えば飲食店であれば,飲食店で食事をした場合における飲食代金をいい,飲食代金の全額であっても,その一部の金額であってもよい。 In the present embodiment, the posting user eats at a restaurant or the like, and the payment information (for example, a two-dimensional code) displayed on the display unit of the other user information communication terminal 20 used by the posting user is used for the payment. The store clerk operates and reads the store side information communication terminal 40. The store side information communication terminal 40 adds the store number set for each store to the read payment information, updates the payment information, and transmits it to the payment processing means 15. Here, for example, in the case of a restaurant, the payment amount refers to a food and beverage price when eating at a restaurant, and may be the full amount of the food or beverage or a part of the amount.

 ステップS107において,支払処理手段15は,店舗側情報通信端末40から支払情報を受信し,支払情報が正当であるか否かを判断し,支払情報が正当である場合,店舗側情報通信端末40を備える店舗に対し,支払処理を実施する。具体的には,支払処理手段15は,投稿ユーザIDが正当であって,支払情報中の支払金額が投稿ユーザの電子マネー所持金を超えるか否かを判断し,支払金額が投稿ユーザの電子マネー所持金を超えていない場合,支払情報が正当であると判断し,実施処理を実施する。また,支払処理手段15は,支払情報に店舗番号が追加されている場合,店舗番号が正当であるか否かも判断する。尚,店舗側情報通信端末40から送信された支払情報の支払金額は,一定の手数料が引かれた後の支払金額となる。 In step S107, the payment processing means 15 receives the payment information from the store-side information communication terminal 40, determines whether the payment information is valid, and if the payment information is valid, the store-side information communication terminal 40 Payment processing is performed for stores with. Specifically, the payment processing means 15 determines whether or not the posting user ID is valid and the payment amount in the payment information exceeds the posting user's electronic money possession, and the payment amount is the posting user's electronic money. If the money money is not exceeded, it is determined that the payment information is valid and the execution process is executed. The payment processing means 15 also determines whether or not the store number is valid when the store number is added to the payment information. Note that the payment amount of the payment information transmitted from the store side information communication terminal 40 is the payment amount after a certain fee is deducted.

 支払処理が実施された際,支払処理手段15は,投稿ユーザの電子マネー所持金から支払金額に相当する電子マネーを減算する。尚,支払処理手段15は,投稿ユーザの電子マネー所持金から支払金額の全額に相当する電子マネー,又は支払金額の一部に相当する電子マネーを減算してもよい。 When the payment processing is performed, the payment processing means 15 subtracts the electronic money corresponding to the payment amount from the posting user's electronic money possession. Note that the payment processing means 15 may subtract electronic money corresponding to the total amount of payment or electronic money corresponding to a part of the payment amount from the contribution user's electronic money possession.

 一方,支払情報が正当でない場合,支払処理手段15は,支払処理を実施せず,店舗番号に基づき,店舗側情報通信端末40に対し,デジタルギフトが正当でない旨を示すメッセージを通知する。具体的には,支払処理手段15は,投稿ユーザIDが正当ではない場合,また支払情報中の支払金額が投稿ユーザの電子マネー所持金を超えている等の場合,支払情報は正当でないと判断し,実施処理を実施しない。 On the other hand, when the payment information is not valid, the payment processing means 15 does not perform the payment process, and notifies the store side information communication terminal 40 of a message indicating that the digital gift is not valid based on the store number. Specifically, the payment processing means 15 determines that the payment information is not valid if the posting user ID is not valid, or if the payment amount in the payment information exceeds the contribution user's electronic money possession. However, the implementation process is not implemented.

 上述したステップS101~ステップS106で実施される処理以外に,換算手段13は返金処理を実施することができる。返金処理とは,投稿ユーザがデジタルギフトの受取を拒否した場合,又は投稿ユーザを確認することができない場合に,視聴ユーザの電子マネー所持金に対し,減算されたギフト額分の電子マネーを電子マネー所持金に加算し,ギフト額分の電子マネーを減算する前の状態に戻す処理である。返金処理が実施された際,換算手段13は返金通知を,送信手段14に介して,送信する。 In addition to the processes performed in steps S101 to S106 described above, the conversion means 13 can perform a refund process. Refund processing means that if the posting user refuses to receive the digital gift or if the posting user cannot be confirmed, the electronic money equivalent to the gift amount subtracted from the electronic money possession of the viewing user is electronically stored. This is a process of adding to money money and returning to the state before subtracting the electronic money for the gift amount. When the refund process is performed, the conversion unit 13 transmits a refund notification via the transmission unit 14.

 個人間取引ギフトシステム10は,視聴ユーザが,コンテンツを投稿した投稿ユーザの個人情報を知り得なくとも,電子マネー等に相当するデジタルギフトを贈ることができる。本実施形態では,1円~100円の範囲内において1円単位の刻み幅でデジタルギフトを贈ることができるため,視聴ユーザは気軽に電子マネーを贈ることができる。 The interpersonal transaction gift system 10 can give a digital gift equivalent to electronic money or the like even if the viewing user does not know the personal information of the posting user who posted the content. In the present embodiment, since a digital gift can be presented in increments of 1 yen within a range of 1 to 100 yen, the viewing user can easily give electronic money.

 個人間取引ギフトシステム10は,視聴ユーザによる評価ボタンのクリック回数に応じて,投稿ユーザにデジタルギフトが送付される構成であるが,評価ボタンのクリック毎に決算処理は実施されない。即ち,クレジット決済時に生じる手数料が発生せず,ユーザ間における1円単位での電子マネー贈与が可能となる。仮に,評価受付部1のクリック毎に決算処理が行われる構成であると,決算処理が行われる毎に手数料が発生することになり,決算処理の回数が増加することにより膨大な手数料が発生するという問題が生じるが,本発明の個人間取引ギフトシステム10ではこのような問題は生じ得ない。 The interpersonal transaction gift system 10 is configured such that a digital gift is sent to the posting user according to the number of times the viewer clicks the evaluation button, but the settlement process is not performed every time the evaluation button is clicked. That is, there is no fee generated at the time of credit settlement, and electronic money can be gifted in units of 1 yen between users. If the settlement process is performed every time the evaluation reception unit 1 is clicked, a fee is generated each time the settlement process is performed, and an enormous fee is generated by increasing the number of settlement processes. However, such a problem cannot occur in the interpersonal transaction gift system 10 of the present invention.

 個人間取引ギフトシステム10は,コンテンツを投稿した投稿ユーザに対し,デジタルギフトが贈ることができるため,新たなコンテンツを投稿しようとする投稿ユーザを増加させることが可能となる。また,投稿されるコンテンツの増加に応じて,それらのコンテンツを視聴したい視聴ユーザを集客することが出来る。 Since the interpersonal transaction gift system 10 can give a digital gift to a posting user who has posted content, it is possible to increase the number of posting users who intend to post new content. In addition, as the content to be posted increases, viewing users who want to view the content can be attracted.

 個人間取引ギフトシステム10は,デジタルギフトという電子マネーの新たな利用価値を生み出すことにより,電子マネーの価値をより向上させ,電子マネーのさらなる普及につなげることが可能となる。 The interpersonal transaction gift system 10 can increase the value of electronic money by creating a new use value of electronic money called digital gift, and can lead to further spread of electronic money.

 個人間取引ギフトシステム10は,贈与された電子マネーは,飲食店における飲食代の支払いのみに利用できるため,投稿ユーザは飲食店を利用する回数,又は新たな飲食店を利用する機会を増やすきっかけになる。さらに,飲食店にとっては,贈与された電子マネーが新規顧客の開拓のきっかけとなる。 Since the gifted electronic money can be used only for the payment of food and drink at a restaurant, the posting user has an opportunity to increase the number of times a restaurant is used or the opportunity to use a new restaurant. become. Furthermore, for restaurants, the donated electronic money will trigger new customers.

 〔実施形態の変形例等〕
 本明細書開示の発明は,各発明や実施形態の構成の他に,適用可能な範囲で,これらの部分的な構成を本明細書開示の他の構成に変更して特定したもの,或いはこれらの構成に本明細書開示の他の構成を付加して特定したもの,或いはこれらの部分的な構成を部分的な作用効果が得られる限度で削除して特定した上位概念化したものを含み,下記の変形例等も包含する。
[Modifications of Embodiment, etc.]
In addition to the configurations of the inventions and embodiments, the invention disclosed in the present specification is specified by changing these partial configurations to other configurations disclosed in the present specification within the applicable range, or these Including those specified by adding other configurations disclosed in the present specification, or by subclassifying these partial configurations to the extent that partial effects can be obtained, These modifications are also included.

 本実施形態の個人間取引ギフトシステム10は,評価受付手段12が視聴ユーザID及びパスワードと,クリックされたコンテンツの投稿ユーザID及びパスワードとが一致するか否かを判断し,両者が一致した場合は,換算処理を実施せず,終了する構成としてもよい。その際,送信手段14は,ユーザ情報通信端末30及び他ユーザ情報通信端末20に対し,デジタルギフトを贈ることができない旨のメッセージを送信する。これにより,なりすまし等の不正を防止することができる。 In the interpersonal transaction gift system 10 according to the present embodiment, the evaluation receiving unit 12 determines whether or not the viewing user ID and the password match the posting user ID and password of the clicked content. May be configured to end without performing the conversion process. At that time, the transmission means 14 transmits a message indicating that a digital gift cannot be given to the user information communication terminal 30 and the other user information communication terminal 20. Thereby, fraud such as impersonation can be prevented.

 本実施形態の個人間取引ギフトシステム10は,同一の視聴ユーザによる評価情報が所定時間内に所定の回数を超えた場合,換算処理を終了する構成としても良い。その際,送信手段14がユーザ情報通信端末30に対し,評価情報が所定の回数を超えており,電子マネーを贈与することができない旨のメッセージを送信する。これにより,視聴ユーザによるいたずらや,評価情報の誤入力を防止することができる。 The personal transaction gift system 10 of the present embodiment may be configured to end the conversion process when the evaluation information by the same viewing user exceeds a predetermined number of times within a predetermined time. At that time, the transmission means 14 transmits a message to the user information communication terminal 30 indicating that the evaluation information exceeds a predetermined number of times and electronic money cannot be given. Thereby, mischief by the viewing user and erroneous input of evaluation information can be prevented.

3…入力画面
10…個人間取引ギフトシステム
11…データベース
12…評価受付手段
13…換算手段
14…送信手段
15…支払処理手段
20…ユーザ情報通信端末
30…他ユーザ情報通信端末
40…店舗側情報通信端末
50…コンテンツサーバ
3 ... Input screen 10 ... Interpersonal transaction gift system 11 ... Database 12 ... Evaluation receiving means 13 ... Conversion means 14 ... Transmission means 15 ... Payment processing means 20 ... User information communication terminal 30 ... Other user information communication terminal 40 ... Store side information Communication terminal 50 ... content server

Claims (2)

 個人間でデジタルギフトを取引する個人間取引ギフトシステムであって,
 ユーザが予め入手した電子マネーを電子マネー所持金として格納するデータベースと,
 他ユーザが投稿したコンテンツ毎に対する前記ユーザからの評価情報を受け付ける評価受付手段と,
 前記評価受付手段が受け付けた前記評価情報からギフト額を算出し,前記ギフト額が前記電子マネー所持金を超えるか否かを判定し,前記ギフト額が前記電子マネー所持金を超えないと判定した場合,前記電子マネー所持金から前記ギフト額に相当するデジタルギフトを換算する換算手段と,
 前記他ユーザが利用する他ユーザ情報通信端末に対し,前記デジタルギフトを送信する送信手段と,
 前記他ユーザ情報通信端末から支払金額を含む支払情報を読み取り可能な店舗側情報通信端末と,を有し,
 前記デジタルギフトが前記他ユーザの電子マネー所持金として前記データベースに格納され,前記支払情報を受信した際,前記他ユーザの電子マネー所持金から前記支払金額に相当する電子マネーが減算される
 ことを特徴とする個人間取引ギフトシステム。
An interpersonal gift system for trading digital gifts between individuals,
A database for storing electronic money acquired by the user in advance as electronic money possession;
Evaluation receiving means for receiving evaluation information from the user for each content posted by another user;
A gift amount is calculated from the evaluation information received by the evaluation receiving means, it is determined whether or not the gift amount exceeds the electronic money possession amount, and it is determined that the gift amount does not exceed the electronic money possession amount A conversion means for converting a digital gift corresponding to the gift amount from the electronic money possession,
A transmission means for transmitting the digital gift to another user information communication terminal used by the other user;
A store side information communication terminal capable of reading payment information including a payment amount from the other user information communication terminal,
The digital gift is stored in the database as the electronic money possession of the other user, and when the payment information is received, the electronic money corresponding to the payment amount is subtracted from the electronic money possession of the other user. A personal gift transaction system.
 前記他ユーザの個人情報が,前記データベースに格納され,
 前記送信手段が,前記デジタルギフトを送信する前記他ユーザに対し,前記他ユーザの個人入力情報を受け付け,前記他ユーザの個人入力情報と前記他ユーザの個人情報とが一致するか否かを判断し,前記他ユーザの個人入力情報と前記他ユーザの個人情報とが一致した場合,前記デジタルギフトを送信する
 ことを特徴とする請求項1に記載の個人間取引ギフトシステム。
Personal information of the other user is stored in the database;
The transmission means receives the personal input information of the other user for the other user who transmits the digital gift, and determines whether the personal input information of the other user matches the personal information of the other user. 2. The personal transaction gift system according to claim 1, wherein when the personal input information of the other user matches the personal information of the other user, the digital gift is transmitted.
PCT/JP2014/072870 2013-09-02 2014-09-01 Person-to-person gift transfer system Ceased WO2015030227A1 (en)

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