WO2014010875A1 - Method for executing application in interlock with pair device and performing payment and digital system therefor - Google Patents

Description

Application execution and payment method interworking with a pair device, digital system for this

The present invention relates to an application execution and payment method, and a digital system for interworking with a pair device, and more particularly, when the execution of an application executable in a digital system (for example, a mobile phone, etc.) and payment is required through the application. The present invention relates to a technical concept of controlling the payment through a pair device capable of performing short-range wireless communication with the digital system and increasing user convenience.

With the development of information and communication technology, many digital systems (eg, PCs, tablets, navigation, music players, cameras, automotive digital systems, etc.) are widely used. In particular, with the development of IT technology, digital systems are becoming smaller and more converged. For example, in the case of a mobile communication terminal (eg, a mobile phone, a tablet PC, etc.), various functions such as a camera, an information storage device, a banking (payment, transfer, etc.) as well as the original communication function are performed in a complex manner. At the same time, the device is being miniaturized to a size large enough for users to carry through integration of devices.

As convergence of various functions is achieved, digital systems are not just providing convenience to users, but also becoming an important means of profoundly affecting users' lives. In addition, as the portability due to the miniaturization of digital systems is increased and expensive, the damage caused by the loss or theft of the digital system is serious, and the burden of loss or theft is increasing day by day.

In particular, recent digital systems such as smart phones are being implemented to perform financial transactions independently, so if the digital system is lost or stolen, there is a concern that the user may suffer enormous damage.

This enormous damage can occur when an application executable in the digital system is executed without permission. In addition, enormous damage may occur even when unauthorized payment is performed through the digital system.

In particular, recently, while using a specific application (for example, a shopping mall, a game, etc.), payment is frequently performed through the application. Therefore, even in such a case, a technical idea that can provide security to a digital system and provide convenience to a user is required.

As a method for controlling the execution of a conventional application, a method of inputting predetermined authentication information (for example, a password or a secret pattern) to execute an application has been used. However, in this case, there is a problem in that no security is provided when the authentication information is exposed.

On the other hand, various techniques have been known for increasing the convenience and efficiency of card payment. For example, a method of allowing payment to be made to a card corresponding to the mobile phone number is known by inputting only a mobile phone number without a card.

One example of this is Korean Patent Application (Application No. 10-2000-0031640, "Payment Method Using Mobile Phone Number"), Korean Patent Application (Application No. 10-2008-0133237, "Mobile Card Payment System and Mobile Card Payment Using It" Service method "), Korean patent application (application number 10-2008-0112238," mobile card payment system using a phone number, mobile payment service method using the same ") and the like has been known.

Such a conventional method has an advantage that payment can be conveniently carried out if only a mobile phone is held without a card. However, there is a problem that security is very low due to such convenience. For example, when a mobile phone is lost or stolen, the mobile phone number can be exposed to any number, and there is a risk that another person can perform a card payment. And this risk still exists even if a password for payment is required. This is because the exposure of the password is easily exposed by malicious attack or acquaintance of the user. As a result, in the conventional method, if a fraudulent user who knows the payment password occupies the user's mobile phone even for a while, there is a risk that fraudulent payment will occur. In recent years, the problem of simple payment via mobile phone has also been a big problem.

Therefore, a technical idea that can greatly improve security while maintaining convenience is required. In general, security has a trade off relationship with convenience. However, in the era of smart finance, technical ideas for application execution control and payment control, which can enhance security and convenience, are required.

The technical problem to be solved by the present invention is that a user can carry out a predetermined pair device (for example, a smart card or an RF tag device) as well as a digital system. It is to provide a technical idea to control the execution of the application and the control of the payment through the application.

In addition, the application provides a technical idea that the pair device and the digital system can be executed only by performing short-range wireless communication, so that a person who has acquired the digital system cannot execute the application without permission.

In addition, when the payment needs to be performed while the application is running, the payment may be performed by a payment method corresponding to the pair device, thereby providing a user with convenience of payment and providing a technical idea that may enhance security. It is.

Application execution and payment method interworking with a pair device for achieving the technical problem, the digital system to perform a short-range wireless communication with a predetermined pair device, the digital system in response to the short-range wireless communication performed to the pair device Executing a predetermined application determined to correspond, and if a predetermined payment request is input by the user while the application is running, the digital system is further configured to perform the short-range wireless communication for the payment corresponding to the payment request. The method may include controlling the pair payment means corresponding to the pair device to be a payment means.

In addition, the pair device is implemented as a card that can be a payment means, the pair payment means may be characterized in that the card.

The pair payment means may be a card that is a payment means separate from the pair device, and the card information of the card may be previously stored in the digital system or the payment side system so as to correspond to the pair device. .

In addition, the step of the digital system to perform a short range wireless communication with a predetermined pair device, the digital system comprises the step of receiving the identification information of the pair device via the short range wireless communication, the digital system is the pair device The execution of the predetermined application to correspond to the step of searching for the application corresponding to the received identification information of the pair device, executing the searched application, or a request for execution of the application by the user In case of input, the method may include checking whether the received identification information of the pair device corresponds to the application, and executing the application if the identification result corresponds.

In addition, the step of controlling the payment corresponding to the payment request is made by the pair payment means corresponding to the pair device that has made the short-range wireless communication as the payment means, the digital system received through the short-range wireless communication Specifying payment information of the pair payment means based on the identification information of the pair device, and transmitting payment information including the specified payment information to a payment side system corresponding to the payment request to the payment information. The payment may be performed by the payment side system based on the above.

In addition, the step of specifying the payment information of the pair payment means based on the identification information of the pair device received by the digital system through the short-range wireless communication, the digital system receives the identification information of the pair device received; Specifying payment information of the pair payment means, or extracting payment information of the pair payment means previously stored in the digital system so that the digital system corresponds to the identification information of the pair device received.

In addition, the step of controlling the payment corresponding to the payment request is made by the pair payment means corresponding to the pair device that has made the short-range wireless communication as the payment means, the digital system received through the short-range wireless communication The transmission information for payment including identification information of the pair device is transmitted to the payment side system corresponding to the payment request, and the payment information of the pair payment means previously stored in the payment side system so as to correspond to the identification information of the pair device. The payment may be performed by the payment side system based on the above.

The digital system may further transmit payment information to the payment side system, the transmission information further including at least one of identification information of the digital system or time information on which short-range wireless communication is performed. In the case where at least one of the cases corresponding to the digital system for payment registered in advance in the payment system or when the time information satisfies timeliness, payment is approved by the payment system based on the payment information. It can be characterized.

The digital system may generate the payment transmission information by mixing at least one of the specified payment information or identification information of the pair device, identification information of the digital system, or time information through a predetermined algorithm. The payment side system transmits the identification information of the payment information or the pair apparatus and the identification information of the digital system or the time information through a corresponding algorithm corresponding to the algorithm from the payment transmission information. At least one can be identified.

According to another aspect of the present invention, there is provided an application execution and payment method interoperating with a pair device, wherein a digital system executes a predetermined application, and a predetermined payment request is executed while the application is executed. When input by the user, the digital system includes the step of communicating with the payment side system such that the payment corresponding to the payment request is made by a predetermined payment means, the payment means for performing the application and the payment The digital system may be determined according to a pair device that has performed one short-range wireless communication.

Application execution and payment method associated with the pair device may be recorded on a computer-readable recording medium recording the program.

The digital system for achieving the technical problem is a communication module for short-range wireless communication with a predetermined pair device, a predetermined application predetermined to correspond to the pair device in response to the short-range wireless communication performed by the communication module. An application execution module for executing, and when a predetermined payment request is input by the user while the application is executed by the application execution module, payment corresponding to the payment request is sent to the pair device having the short range wireless communication. It may include a control module for controlling the corresponding pair payment means to be made as a payment means.

The communication module may receive identification information of the pair device through the short range wireless communication, and the application execution module may search for the application corresponding to the identification information of the pair device received through the communication module. When the searched application is executed or when a request for execution of the application is input by a user, it is possible to check whether the received identification information of the pair device corresponds to the application and execute the application if the result of the check corresponds.

The control module may specify payment information of the pair payment means based on the identification information of the pair device received through the communication module, and request the payment transmission information for payment including the specified payment information. The payment may be performed by the payment side system based on the transmission information for payment transmitted to the payment side system corresponding to.

The control module may specify the identification information of the pair device received through the communication module as payment information of the pair payment means or correspond to the identification information of the pair device received through the communication module. Payment information of the pair payment means previously stored in the system may be extracted.

In addition, the control module, to transmit the payment information including the identification information of the pair device received through the communication module to the payment side system corresponding to the payment request, so as to correspond to the identification information of the pair device. The payment may be performed by the payment side system based on the payment information of the pair payment means previously stored in the payment side system.

The control module may further transmit the payment transmission information to the payment side system further including at least one of identification information of the digital system or time information on which the short range wireless communication is performed, and identification information of the digital system. If at least one of the case corresponding to the digital system for payment registered in advance in the payment system or the time information satisfies timeliness, payment is approved by the payment system based on the payment information It may be characterized by.

The control module may generate the payment transmission information by mixing at least one of the specified payment information, identification information of the pair device, identification information of the digital system, or time information through a predetermined algorithm. The payment side system transmits the identification information of the payment information or the pair apparatus and the identification information of the digital system or the time information through a corresponding algorithm corresponding to the algorithm from the payment transmission information. At least one can be identified.

According to another aspect of the present invention, there is provided a digital system, a communication module for performing short-range wireless communication with a predetermined device, an application execution module for executing a predetermined application, and the application is executed. If a predetermined payment request is input by the user during the process, the control module for communicating with the payment system so that the payment corresponding to the payment request is made by a predetermined payment means, which is executed by the application execution module The payment means for performing the payment by the application and the control module may be determined according to a pair device that has performed one short-range wireless communication through the communication module.

According to the technical idea of the present invention, a user must possess not only a digital system but also a predetermined pair device (for example, a smart card or an RF tag device) to execute an application, thereby providing security to the digital system. There is.

In addition, the payment means can be specified as a payment means corresponding to the pair device by using a pair device required to execute the application, thereby providing convenience to users for payment.

In addition, the pair device is a device that is set in advance to correspond to the application, the digital system is a device that is registered in advance in the payment-side system so that payment can be approved by the effect of increasing the security and user convenience have.

In addition, by determining the timeliness of the time when the payment request, there is an effect that can prevent the reuse of the payment information even if the transmission information including the payment information to be transmitted to the payment system is stolen by the attacker.

Also, by mixing and transmitting payment information or identification information of a pair device, identification information of a digital system, time information, and the like through a predetermined algorithm, there is an effect of preventing an attacker from obtaining meaningful information even if the information to be transmitted is stolen. . In addition, there is an effect that can significantly lower the possibility of significant information is exposed than when transmitting the information individually.

BRIEF DESCRIPTION OF THE DRAWINGS In order to better understand the drawings cited in the detailed description of the invention, a brief description of each drawing is provided.

1 is a schematic system for implementing an application execution and payment method interworking with a pair device according to an embodiment of the present invention.

2 is a schematic flowchart illustrating an application execution and payment method interoperating with a pair device according to an embodiment of the present invention.

3 is a schematic flowchart illustrating an application execution and payment method interoperating with a pair device according to another embodiment of the present invention.

4 shows a schematic configuration of a digital system according to an embodiment of the present invention.

5 is a diagram illustrating an example in which an application execution and payment method interworking with a pair device according to an embodiment of the present invention is applied.

In order to fully understand the present invention, the operational advantages of the present invention, and the objects achieved by the practice of the present invention, reference should be made to the accompanying drawings which illustrate preferred embodiments of the present invention and the contents described in the accompanying drawings.

In addition, in the present specification, when one component 'transmits' data to another component, the component may directly transmit the data to the other component, or through at least one other component. Means that the data may be transmitted to the other component. On the contrary, when one component 'directly transmits' data to another component, it means that the data is transmitted from the component to the other component without passing through the other component.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. Like reference numerals in the drawings denote like elements.

1 is a schematic system for implementing an application execution and payment method interworking with a pair device according to an embodiment of the present invention.

Referring to FIG. 1, in order to implement an application execution and payment method interoperating with a pair device according to an embodiment of the present invention, a predetermined digital system 100 for implementing the technical idea of the present invention may be provided. In addition, the pair device 200 and the payment side system 300 may be provided.

The digital system 100 may implement the technical idea of the present invention while transmitting and receiving necessary information through the wired / wireless network with the payment side system 300. In addition, the digital system 100 may perform short-range wireless communication with the pair device 200.

Short-range wireless communication for implementing the technical idea of the present invention may be various, such as Bluetooth, RFID communication, NFC communication. According to an example, a user may tag the digital system 100 and the pair device 200. Tagging refers to the digital system 100 and the pair device 200 having a predetermined distance or less (for example, 10 cm in case of NFC communication) in order to perform contactless communication such as RFID communication or NFC communication. ) May refer to an operation of approaching. The user may perform tagging by bringing the digital system 100 or the pair device 200 into proximity to the pair device 200 or the digital system 100 within a predetermined distance. Hereinafter, the short-range wireless communication will be described mainly in the case of tagging, the average expert in the technical field of the present invention can be easily inferred that various short-range wireless communication can be applied to implement the technical idea of the present invention.

Although the digital system 100 is illustrated as a mobile phone in FIG. 1, the digital system 100 can communicate with the payment side system 300 through a wired or wireless network, and communicate with the pair device 200 through short-range wireless communication (eg, tagging). It may be defined to include all possible forms of data processing apparatus. In addition, the digital system 100 may be a data processing device capable of storing and installing a predetermined application and executing the application. For example, the digital system 100 may be a data processing device that is easy for a user to carry, such as a tablet, a music player, as well as a mobile phone.

The pair device 200 may be a device capable of performing short-range wireless communication (eg, Bluetooth, RFID, NFC, etc.) with the digital system 100. 1 illustrates an example in which the pair device 200 is a predetermined card (for example, a smart card or an IC card), but is not limited thereto. The pair device 200 may be, for example, a separate data processing device having a Bluetooth function, or may be an RFID tag device.

According to an embodiment of the present disclosure, the pair device 200 may correspond to a predetermined application installed in the digital system 100. In addition, a predetermined payment means corresponding to the pair device 200 may be predetermined.

That the pair device 200 corresponds to a predetermined application may mean that the application may be executed when the pair device 200 and the digital system 100 perform short-range wireless communication. According to an example, when the pair device 200 and the digital system 100 perform short-range wireless communication, the digital system 100 automatically searches for an application corresponding to the pair device 200 and then automatically. You can run the discovered application. In this case, the pair device 200 executes the application much more easily than searching for an icon corresponding to an application that the user wants to execute in the digital system 100 or entering a command to execute the application. Can be used as a means. For example, in order for a user to execute an application corresponding to the pair device 200, a user may execute a desired application only by performing wireless communication (eg, tagging) between the pair device 200 and the digital system 100.

Meanwhile, according to the spirit of the present invention, short-range wireless communication between the pair device 200 and the digital system 100 may be a precondition for the execution of an application corresponding to the pair device 200. That is, the pair device 200 may not be simply a means for simply executing the application, but may be a device that a user must possess to execute the application. Then, the user requests execution by selecting an icon corresponding to the application (for example, clicking or touching) or inputting a command to execute the executable file of the application in order to execute the application corresponding to the pair device 200. In this case, the digital system 100 may request the pair device 200 corresponding to the application to perform short-range wireless communication with the digital system 100. In addition, in response to the request, the digital system 100 and the pair device 200 must perform short-range wireless communication so that the application can be normally executed.

Of course, the user may perform a short-range wireless communication between the digital system 100 and the pair device 200 so as to correspond to a request for execution of the application corresponding to the pair device 200 and the application required for execution of the application. Two processes of short-range wireless communication with the pair device 200 may be performed at once. That is, the user performs short-range wireless communication with the pair device 200 corresponding to the application to execute the application without executing a separate execution request such as selecting an icon or executing a command corresponding to the desired application. As a result, the request for execution of the application and the short-range wireless communication for executing the application can be performed at once. If there are a plurality of applications corresponding to the pair device 200, the digital system 100 may list information on the plurality of applications and receive a selection of applications to be executed from among them.

As a result, according to the spirit of the present invention, the predetermined application installed in the digital system 100 must have a corresponding pair device 200, and can be controlled to be executable so that the digital system 100 is malicious. Even if attacked by an attacker, there is an effect that can prevent damage through the execution of the application.

On the other hand, the payment means corresponding to the pair device 200 may also be predetermined. The payment means corresponding to the pair device 200 may be various embodiments depending on the implementation of the pair device 200.

According to an embodiment of the present disclosure, the pair device 200 itself may be a payment means (for example, a smart card). In this case, the payment means corresponding to the pair device 200 may be the pair device 200 itself. In addition, even if the pair device 200 itself is a payment method, the user may set a payment method corresponding to the pair device 200 as another payment method in advance. In this case, the other payment means may be a payment means corresponding to the pair device 200.

In addition, the pair device 200 may be a device (eg, RFID tag) without a function of the payment means. In this case, a payment means corresponding to the pair device 200 may be set in advance.

Information about a payment means corresponding to the pair device 200 may be stored in at least one of the digital system 100 or the payment side system 300 in advance.

According to an embodiment of the present disclosure, an application corresponding to the pair device 200 may be executed through short-range wireless communication between the pair device 200 and the digital system 100. In addition, the user may perform a task requiring a predetermined payment while using the application. In this case, the application may perform payment while communicating with the payment side system 300. At this time, according to the technical idea of the present invention can be controlled so that the payment through the application is made by a payment means corresponding to the pair device 200. The control means that the payment means corresponding to the pair device 200, that is, the pair payment means, does not necessarily mean that payment should be made only by the pair payment means. This means that the pair payment means is included among the payment means selectable by the user, and if the user is willing to pay with the pair payment means, a series of procedures for specifying the pair payment means as the payment means (for example, , Selection of a card, input of a card number, etc.) may mean that the user does not perform at least some of the steps. For example, when a user wants to perform a payment using a payment means corresponding to the pair device 200 corresponding to an application, that is, a pair payment means, the pair payment means is automatically passed through a simple authentication procedure (for example, a password). To make a payment, or input at least a part of information (for example, card number, card expiration date, etc.) of a pair payment method into a predetermined UI to input payment information so that payment can be easily performed. May mean.

Of course, according to another embodiment, the payment through the application may be controlled to be performed only by the pair payment means corresponding to the pair device 200. In this case, the user's choice of payment method is lowered, but since the user cannot select another payment method, the payment method is specified as the pair payment method, so that payment can be performed in a shorter procedure. .

As a result, the pair device 200 performs selection of an application to be executed in the digital system 100 (and / or a condition for executing the selected application) and also plays a role of specifying payment means for payment through the application. Can be. In this case, as described above, the user can execute the application while maintaining high security by using the pair device 200. At the same time, since the application has been authenticated to be executed by a true user of the digital system 100 (through short-range wireless communication between the digital system 100 and the pair device 200), when payment is requested through at least the application, There is an effect that the user can easily make a payment without selecting a payment method or payment information (for example, a card number, etc.) necessary for payment.

On the other hand, according to the technical idea of the present invention, a payment means is automatically provided when a user performs short-range wireless communication between the pair device 200 and the digital system 100 corresponding to the application once to execute the application. It can be specified, thereby increasing the convenience of payment. However, in this case there is a problem that the security can be lowered. Therefore, a technical idea is needed to provide security while maintaining the convenience of payment.

According to the technical idea of the present invention, the digital system 100 automatically or only for a payment request made within a predetermined time from the time point at which the digital system 100 and the pair device 200 perform short-range wireless communication. Through a simple authentication process can be controlled so that payment is made through the pair payment means.

That is, in the technical concept of the present invention, when a predetermined authentication is performed through the pair device 200 in execution of an application, when the user wants to proceed with the payment by the pair payment means corresponding to the pair device 200, Security may be maintained even if the pair payment means is selected as the payment means and at least a part of the procedure to be performed to perform the payment by the pair payment means is omitted. That is, since the authentication for the user who executed the application through the pair device 200, the user requesting payment to the pair payment means corresponding to the pair device 200 through the application can be assumed to be a legitimate user. have. Therefore, payment can be made even if the input of payment information is not performed or the input of some information is omitted.

However, if a payment request by the user is input after a long time after authentication for the execution of the application, that is, short-range wireless communication between the digital system 100 and the pair device 200 is performed, the requesting person and the payment request are executed. In addition to increasing the probability that the performers are different people, there may be a case where a legitimate user loses control of the digital system 100 after being exposed to a predetermined attack after the short range wireless communication is performed. In addition, if the user does not terminate after executing the application, there may be a risk that a payment request can be made through an application that is executed by another person. Therefore, in order to solve this problem, the digital system 100 and / or the payment side system 300 according to the technical concept of the present invention may be used as the pair payment means only for a payment request made within a predetermined time from the time point at which short-range wireless communication is performed. The payment can be controlled. Therefore, when a payment request is made after a certain time, the user does not want to make a payment even if the user wants to make a payment with the pair payment method, or normally selects the pair payment method as a payment method and inputs all corresponding payment information. The payment can be made only after all normal payment procedures. How long the predetermined time is may be variously set according to the average time that the user uses the application in the digital system 100 and the type of the application.

In addition, according to the technical idea of the present invention, when the payment request through the application is input by the user, the payment is made only when the digital system 100 is a system registered in advance to perform the payment according to the technical idea of the present invention. It may be implemented to be approved. The user may register the digital system 100 as a system to which the technical spirit of the present invention is applied in advance in the payment system 300. In this case, the digital system 100 registered by the user and the pair device 200 must perform short-range wireless communication so that payment through the pair payment means can be finally approved.

Meanwhile, in order to perform payment through the pair payment means, payment information (eg, card number, etc.) of the pair payment means or identification information of the pair device 200 is transmitted from the digital system 100 to the payment side system 300. May have to be. In some implementations, time information on which short-range wireless communication is performed and / or identification information of the digital system 100 may be further transmitted to the payment side system 300.

In this case, according to the technical spirit of the present invention, the digital system 100 mixes payment information of the pair payment means or identification information of the pair device 200 with time information and / or identification information of the digital system 100. By transmitting the mixed information, even if the information transmitted to the payment side system 300 is seized or tampered by the attacker, there is an effect that can be prevented reuse. This specific example will be described later.

The payment side system 300 may be defined as including all systems that receive a payment request to perform a payment, communicate with the digital system 100, or participate in determining whether to approve a payment. have. For example, the payment-side system 300 may include various receiving systems 310 for receiving a payment request and an approval system 320 for approving a payment request requested through the receiving system 310. . In some embodiments, a user of the digital system 100 may make a payment request directly to the approval system 320. That is, the receiving system 310 may not be included in the payment side system 300.

The reception system 310 may include, for example, various web servers (eg, shopping mall site servers, game servers, etc., 311) that provide a page or UI for online payment, a card payment terminal 312 installed at a merchant, or an ATM (Automatic). Teller's Machine, 313). The reception system 310 may be a system capable of receiving a payment request from the digital system 100 or from an application of the digital system 100.

The authorization system 320 is a card company system 321 that can process payment by a pair payment means (card company system 321 in the present invention is not only a system of an independent card company but also all financial institution systems that perform card payment ( (Not shown). In addition, according to the implementation example, the card company system 321 and the VAN system 322 for interfacing the receiving system 310 may be further included in the authorization system 320. In addition, although not shown in FIG. 1, the approval system 320 includes a predetermined system (not shown) for implementing the technical idea of the present invention, such as the card company system 321 and / or the VAN system 322. It may be further included to be coupled via a network. In addition, the VAN system 322 may further perform a function of the receiving system 310 according to an embodiment.

In any case, the payment side system 300, from the receiving system 310 to the card company system 321 to receive the payment request from the digital system 100 or an application running on the digital system 100. It may be defined to include all systems existing on a network path. Of course, there may also be a case where the card company system 321 performs the function of the receiving system 310 together.

Hereinafter, a process of executing an application and performing a payment through the application according to the technical spirit of the present invention will be described in more detail.

2 is a schematic flowchart illustrating an application execution and payment method interoperating with a pair device according to an embodiment of the present invention.

Referring to FIG. 2, the digital system 100 according to the spirit of the present invention may perform short-range wireless communication with the pair device 200 (S100). In this case, the short range wireless communication may be performed when the user of the digital system 100 does not request execution of a specific application.

Then, the digital system 100 may execute an application corresponding to the pair device 200 (S110). Information about an application corresponding to the pair device 200 may be previously stored in a predetermined storage device included in the digital system 100.

When the short range wireless communication with the pair device 200 is performed, the digital system 100 receives identification information of the pair device 200, and an application corresponding to the identification information of the pair device 200 is received. You can explore what it is. Then, the searched application may be executed. The user may of course set in advance the application corresponding to the specific pair device 200 in the digital system 100. To this end, the digital system 100 may store identification information (eg, a file name, a path, etc.) of the application and identification information of the pair device 200 to correspond to the storage device in advance. Identification information of the pair device 200 may be obtained by short-range wireless communication between the digital system 100 and the pair device 200, or may be directly input by the user if the user knows it.

On the other hand, whether the application is executed may be controlled by a predetermined authentication system (not shown), not the digital system 100. The authentication system (not shown) may be the payment side system 300 or may be a system implemented separately from the payment side system 300. For example, the digital system 100 may identify the identification information of the pair apparatus 200, the identification information of the digital system 100 (or the identification information of the user), and / or the digital system 100 with the authentication system. The authentication system may transmit predetermined execution request information necessary for allowing the application to execute the application, such as time information when the pair apparatus 200 performs short-range wireless communication. Then, the authentication system may transmit an execution signal to the digital system 100 that controls the execution of the application based on the received execution request information. Then, the digital system 100 may execute the application based on the execution signal.

In this case, predetermined information for determining whether to execute the application may be stored in the authentication system in advance. For example, the authentication system may store identification information of the pair device 200 and information on an application corresponding to the identification information of the pair device 200. In this case, the digital system 100 transmits execution request information including identification information of the pair device 200 to the authentication system, and in response to the transmission, the digital system 100 corresponds to the identification information of the pair device 200. You can receive an execution signal to run the application. Of course, the conventional authentication procedure (eg, login procedure, etc.) may be further performed to execute the application.

In some embodiments, identification information regarding a digital system to which the technical spirit of the present invention is to be applied may be registered in advance in the authentication system. In this case, the execution request information may include the identification information of the digital system 100, the authentication system is the application only when the identification information of the digital system 100 included in the received information is registered in advance You can also control to run.

In addition, when the time information is included in the execution request information as described below, the application may control to execute the application only when the time information is timely. Timeliness of time information may be determined by the authentication system and / or the payment side system 300 in common when controlling the execution of the application and when the payment is to be approved by the pair payment means. However, a certain time for determining timeliness (that is, a time difference between when a short-range wireless communication is performed and a time when execution request information or payment transmission information is received by the authentication system or the payment side system 300) must be the same. There is no. In general, a shorter time may be a criterion for determining timeliness in the execution control of an application.

In addition, each of the information included in the execution request information for the execution request of the application can also be mixed through a predetermined algorithm and transmitted to the authentication system, which is similar to the case of the transmission information for payment described later Detailed description is omitted here.

According to an embodiment of the present disclosure, the application may be controlled to be executed only when the pair apparatus 200 and the digital system 100 perform short-range wireless communication according to the technical idea of the present invention. In such a case, the pair device 200 becomes a necessary condition to be carried in order to execute the application.

According to another embodiment, the application may be executed in the same manner as the technical idea of the present invention, or may be executed by the user by selecting an icon or inputting a command corresponding to the application as in the conventional method. In this case, the pair device 200 serves to select an application to be executed.

As such, when the application is executed, the user may use the application (S120). In the meantime, the digital system 100 may receive a predetermined payment request through the application (S130). Then, the application may perform a process for performing a payment corresponding to the payment request. The application may request that the user perform a process for payment by accessing a predetermined web page 311. Alternatively, if the user can execute the application at a predetermined offline store or at an ATM 313, and can make a payment through the application, the application enters the payment information after the user inputs the payment information. It may be to communicate with the terminal 312 or the ATM (313).

In this case, the digital system 100 may perform a predetermined control so that payment corresponding to the payment request may be made by a pair payment means corresponding to the pair device 200 (S140). According to an example, the digital system 100 may automatically specify the pair payment means as a payment means without a user inputting payment information. According to an embodiment, the pair payment means may be specified as the only payment means that can perform the payment. Alternatively, payment is possible through a plurality of payment methods or payment means, and when the user selects a payment method according to the technical idea of the present invention, the pair payment means may be automatically specified as a payment means. Specifying the pair payment means as a payment means means that the user does not input at least a part of information necessary for the user to make a payment using the pair payment means, that is, payment information (for example, card information such as a card number and an expiration date). This may mean a case in which at least a part of payment information is automatically specified even if it is automatically input to a predetermined UI or not input to the UI. Therefore, the user may not have to perform at least some of the procedures to be performed in order to proceed with the payment by the pair payment means through a conventional method. Of course, a predetermined authentication procedure can be performed. However, the payment means may be specified as the pair payment means.

As described above, according to the spirit of the present invention, the user only needs to perform short-range wireless communication between the digital system 100 and the pair device 200 to execute a specific application, and selection and execution of the application are performed. When payment is required through the pair payment method corresponding to the pair apparatus 200, the payment can be easily performed.

Another embodiment of the invention is shown in FIG. 3.

3 is a schematic flowchart illustrating an application execution and payment method interoperating with a pair device according to another embodiment of the present invention.

Referring to FIG. 3, a user may request execution of a predetermined application as in a conventional application execution method before performing short range wireless communication (S200). Then, the digital system 100 may request a user to perform short-range wireless communication with the pair device 200 corresponding to the application. The digital system 100 may determine whether the pair device 200 corresponding to the application and the digital system 100 perform short-range wireless communication (S210). When the short range wireless communication is performed as a result of the determination, the digital system 100 may execute the application (S220).

That is, in the case of FIG. 3, short-range wireless communication between the pair device 200 and the digital system 100 may be an essential condition for executing an application corresponding to the pair device 200.

Then, as described above, the user may make a predetermined payment request while using the application (S230 and S240). Then, the digital system 100 may perform a predetermined control such that payment is performed by a pair payment means corresponding to the pair device (S250).

In FIG. 2 or FIG. 3, the process of controlling the digital system 100 to perform a payment by a pair payment means includes a process of transmitting transmission information for payment including information necessary for payment to the payment side system 300. can do.

In this case, the payment transmission information may include identification information of the pair device 200 or payment information (eg, card information) of the pair payment means. That is, the digital system 100 may control the payment to be made by the pair payment means by transmitting identification information of the pair device 200 or payment information of the pair payment means to the payment side system 300.

When identification information of the pair device 200 is included in the transmission information for payment, information on the pair payment means corresponding to the identification information of the pair device 200 is stored in the payment side system 300. It may be the case. That is, when the digital system 100 transmits payment transmission information including identification information of the pair device 200 to the payment side system 300, the payment side system 300 corresponds to the pair device 200. The pair payment method can be specified. In addition, a series of processes may be performed to make a payment with the pair payment means.

When the payment information of the pair payment means is included in the transmission information for payment, a process of specifying payment information of the pair payment means by the digital system 100 may be required.

According to an example, the digital system 100 may obtain identification information of the pair device 200 through short-range wireless communication with the pair device 200.

When the pair device 200 itself is a pair payment means, the identification information of the pair device 200 may be payment information of the pair payment means. That is, the digital system 100 may receive payment information of the pair device 200 through short range wireless communication.

In some embodiments, the identification information of the pair device 200 acquired by the digital system 100 and the payment information of the pair device 200 may be different. That is, the digital system 100 may not obtain payment information of the pair device 200 through short-range wireless communication. Because, in general, a specific application or protocol may be required to read payment information (for example, a card number, etc.) of a card used as a payment means. When the digital system 100 does not have such a specific application or protocol installed, This is because there may be cases where payment information of the pair device 200 cannot be directly read. However, even in this case, the digital system 100 may read identification information indicating the pair device 200 instead of payment information of the pair device 200. In this case, the digital system 100 may store payment information of the pair device 200 corresponding to the identification information of the pair device 200 in a predetermined storage device in advance. The user may input the payment information of the pair device 200 corresponding to the identification information of the pair device 200 into the digital system 100 in advance.

According to another embodiment in which the identification information of the pair device 200 obtained by the digital system 100 and the payment information of the pair device 200 are different, a pair corresponding to the identification information of the pair device 200 is obtained. The payment information of the device 200 may be stored in advance in the payment side system 300. Then, even if the digital system 100 obtains only the identification information of the pair device 200, a corresponding payment can be made.

When the pair device 200 is not a payment means, when the identification information of the pair device 200 is obtained by the digital system 100, the digital system 100 is connected to the pair device in a predetermined storage device. After extracting the payment information of the pair payment means corresponding to (200), the payment transmission information including the extracted payment information may be transmitted to the payment side system (300). Of course, as described above, the identification information of the pair device 200 may be transmitted. In this case, the payment information of the pair payment means corresponding to the identification information of the pair device 200 may be specified by the payment side system 300. It may be.

Meanwhile, as described above, the payment information transmitted from the digital system 100 to the payment side system 300 further includes identification information of the digital system 100 and / or time information on which short-range wireless communication is performed. May be included.

When the identification information of the digital system 100 is further included in the payment transmission information, the digital system 100 may be controlled to be approved only if the digital system 100 is a system registered in advance in the payment side system 300. Can be. Therefore, even if there is a malicious user who has acquired only the pair device 200, there is an effect that the payment is not performed. As a result, in order for the payment to be finally approved, the pair device 200 corresponding to the application and the digital system 100 registered in advance to perform the payment according to the technical idea of the present invention must be carried. According to the technical idea of the present invention, a payment method having a high security can be provided even though a user can make a payment relatively easily at the time of payment.

In addition, when the time information is further included in the transmission information for payment, when the time information is timely by the payment-side system 300, that is, a payment is requested within a predetermined time from the time of performing the short-range wireless communication. Payment can be approved only (or when the transmission information for payment is transmitted to the payment side system 300).

According to the technical idea of the present invention, since the user is authenticated that the user has a pair device 200 corresponding to the application at the time of execution of the application, the user is the pair device 200 itself or the pair device 200 at the time of payment. It is possible to simplify the procedure for using the pair payment method corresponding to the payment. However, if a long time has passed since the authentication for the execution of the application is executed, there may be a risk that the person who performed the authentication at the time of execution and the person requesting the payment may be different from each other. It is possible to prevent the case where there is a risk of simplifying the procedure at the time of payment or omitting the predetermined payment authentication. In addition, payment transmission information may be reused by another person who seizes the payment transmission information, thereby preventing a security risk.

As a result, in order for the digital system 100 to make a payment using a pair payment means corresponding to the pair device 200, the identification information of the pair device 200 or the payment information of the pair payment means is included in the payment transmission information. In addition, at least one of time information or identification information of the digital system 100 may be further included.

Information to be included in the payment transmission information may be transmitted to the payment side system 300 individually or sequentially. However, according to the technical idea of the present invention, the digital system 100 may provide higher stability by generating and transmitting mixed information by mixing information to be included in the payment transmission information through a predetermined algorithm. That is, rather than the information is transmitted individually or sequentially, the information may be mixed through a predetermined algorithm to generate new information and transmitted to the payment side system 300, thereby increasing security.

In the present specification, the term "mixing" means that if the algorithm used for mixing is not known, significant information in the payment transmission information (that is, identification information or payment information and time information of the pair device 200) is exposed even if the payment transmission information is exposed. Or it may refer to a series of data processing process that can not extract the identification information of the digital system (100).

As a simple example of mixing, each code (letter or number) constituting identification information (or payment information of a pair payment means) of the pair device 200 and the time information (or identification information of the digital system 100) Each code constituting the code (letters or numbers representing the time information, in particular, the time information is not only means the physical time information, but only if it is possible to recognize when the short-range wireless communication is performed, and various encryption schemes It may be one of the one or more new codes, that is, to generate the transmission information for payment.

For example, when the identification information and time information of the pair device 200 is included in the transmission information for payment, when the identification information of the pair device 200 is "abc123" and the time information is expressed as "456def", The control module 110 of the digital system 100 is a code character (or symbol, for example 'a', which constitutes two pieces of information (eg, identification information and time information of the pair system 200), such as "a4b5c61d2e3f". ',' b ',' c ',' 1 ',' 2 ', and' 3 'may be mixed in a predetermined manner to generate mixed information (a4b5c61d2e3f). The mixed information itself may be used as the payment transmission information, or information obtained by re-encrypting the mixed information using a predetermined encryption algorithm may be used as the authentication information. Of course, mixing the identification information and the time information of the pair device 200 may also be classified as a kind of encryption. However, according to the spirit of the present invention, rather than encrypting each of the identification information and the time information of the pair device 200, one or more mixed information by mixing the identification information and the time information of the pair device 200. By generating a process, regardless of whether the mixed information is encrypted again, each meaningful information from the mixed information, that is, the identification information and the time of the pair device 200, unless the mixing algorithm is exposed or broken. You can make it impossible for an attacker to extract information.

Examples of algorithms for mixing respective pieces of information (for example, identification information of the pair device 200, payment information of the pair payment means, time information, identification information of the digital system 100, etc.) to be included in the transmission information for payment are various. can do. For example, a dummy code character may be added while mixing the identification information of the pair device 200 and the code character of each of the time information, and various encoding algorithms and / or encryption algorithms may be added, such as performing repetition or using a predetermined encoding table. Combined organically, mixed information for payment information may be generated. In any case, the mixed information may be information capable of expressing both the identification information of the pair apparatus 200 and the time information, and an algorithm for generating mixed information and / or an algorithm corresponding to the algorithm (that is, mixed information). Algorithm for extracting each information from the information) can be implemented to extract the identification information and the time information of the pair device 200, respectively.

The mixed information generated by the control module 110 may be encrypted by itself or again through a predetermined encryption algorithm and transmitted to the payment side system 300 as the payment transmission information. The payment side system 300 may know in advance an algorithm for extracting the identification information and the time information of the pair device 200 from the transmission information for payment. Of course, when the mixed information is encrypted through a predetermined encryption algorithm, the decryption algorithm corresponding to the encryption algorithm may be known in advance.

Therefore, the payment-side system 300 includes meaningful information to be included in the payment transmission information from the payment transmission information (for example, identification information of the pair apparatus 200 and payment of the pair payment means) from the payment transmission information. Information, time information, identification information of the digital system 100, etc.).

The digital system 100 according to the embodiment of the present invention for implementing the above-described technical concept is shown in FIG. 4.

4 shows a schematic configuration of a digital system according to an embodiment of the present invention.

1 and 4, the digital system 100 according to an embodiment of the present invention includes a control module 110, a communication module 120, and an application execution module 130. The digital system 100 may further include a predetermined storage device 140.

In the present specification, the module may mean a functional and structural combination of hardware for performing the technical idea of the present invention and software for driving the hardware. For example, each of the components may mean a logical unit of a predetermined code and a hardware resource for performing the predetermined code, and necessarily means a physically connected code, or one or a specific number of hardware. It does not mean that can be easily inferred by the average expert in the art. Thus, each of these configurations refers to a combination of hardware and software that performs the functions defined herein, and does not imply any particular physical configuration.

The control module 110 is a function and / or resource of another configuration (eg, the communication module 120, the application execution module 130, the storage device 140, etc.) included in the digital system 100. (resource) can be controlled.

The communication module 120 may perform short-range wireless communication with the pair device 200.

The application execution module 130 may execute a predetermined application predetermined to correspond to the pair device 200 in response to short-range wireless communication performed by the communication module 120. The application execution module 130 may establish short range wireless communication between the pair device 200 corresponding to the application and the communication module 120 as essential conditions for the execution of the application. That is, the application may be executed only when the pair device 200 and the communication module 120 perform short range wireless communication.

According to another embodiment, the short range wireless communication may be one of methods for executing the application. In this case, a function of specifying an application to be executed by the pair device 200 is performed.

As described above, when the application is executed and used by the user and a payment request through the application is input by the user, the control module 110 includes the pair device in which the payment corresponding to the payment request is performed in the short range wireless communication ( The pair payment means corresponding to 200 may be controlled to be a payment means.

The control module 110 may transmit predetermined payment transmission information to the payment side system 300 to control the payment to be made using the pair payment means as the payment means. The payment transmission information may include information for specifying payment information of the pair payment means, so that payment using the pair payment means as a payment means may be controlled. The information for specifying the pair payment means may be identification information of the pair apparatus 200 or payment information of the pair payment means, or may be identification information of the pair payment means according to an embodiment. When the identification information of the pair payment means is included in the transmission information for payment, the payment information of the pair payment means may be stored in advance in the payment side system 300. Communication between the payment side system 300 and the control module 110 may also be short-range wireless communication, or may be communication through a wired or wireless network.

In addition, the control module 110 may automatically include payment information for specifying the payment information of the pair payment means in the transmission information for payment, even if the payment information of the pair payment means is not input one by one. .

In order to execute an application corresponding to the pair device 200, the communication module 120 receives identification information of the pair device 200 through the short range wireless communication, and the application execution module 130 transmits the communication. The application corresponding to the identification information of the pair device 200 received through the module 120 may be searched in the storage device 140. The storage device 140 may store information (file name, path, etc.) regarding an application corresponding to the identification information of the pair device 200 in advance. Then, the application execution module 130 may execute the application found in the storage device 140.

According to another embodiment, a request for execution of the application may be first received by a user before the short range wireless communication is performed. Then, the application execution module 130 determines whether the predetermined pair device 200 and the communication module 120 performs short-range wireless communication, and when the short-range wireless communication is performed, the pair received through the short-range wireless communication. Whether the identification information of the device 200 corresponds to the application may be checked based on the information stored in the storage device 140. In addition, the application may be executed when the verification result corresponds. That is, in this case, even if the application is requested to be executed, the pair device 200 corresponding to the application and the communication module 120 may control the application to be executed only when short-range wireless communication is performed.

The control module 110 may specify payment information of the pair payment means in order to control the payment to be made to the pair payment means corresponding to the pair device 200. The payment information of the specified pair payment means may be included in the transmission information for payment and transmitted to the payment side system 300. To this end, the control module 110 may receive identification information of the pair device 200 through the communication module 120. According to an example, the identification information itself of the pair device 200 may be payment information of the pair payment means (the pair device 200 itself is a pair payment means, and the payment information of the pair device 200 The identification information of the pair device 200). At this time, the identification information of the received pair device 200 may be included in the transmission information for payment as payment information of the pair payment means.

According to an embodiment, the control module 110 may settle payment of the pair payment means previously stored in the storage device 140 so as to correspond to identification information of the pair device 200 received through the communication module 120. By extracting the information, payment information of the pair payment means may be specified and included in the transmission information for payment.

According to another embodiment, the control module 110 may include the identification information of the pair device 200 received through the communication module 120 in transmission information for payment. Then, payment may be performed by the payment side system 300 based on the payment information of the pair payment means previously stored in the payment side system 300 so as to correspond to the identification information of the pair device.

Of course, according to an embodiment, the control module 110 may include identification information of the pair payment means in transmission information for payment and transmit. Then, payment may be performed by the payment side system 300 based on the payment information of the pair payment means previously stored in the payment side system 300 so as to correspond to the identification information of the pair payment means.

On the other hand, as described above, the control module 110 is a time information and / or the digital system 100 when the communication module 120 and the pair device 200 performs short-range wireless communication to the payment transmission information. The identification information of may be further included and transmitted. Then, it may be determined whether payment is approved by the payment side system 300 based on the case where the time information satisfies timeliness and / or whether the identification information of the digital system 100 is previously registered information. .

In addition, as described above, the control module 110 may generate the payment transmission information by mixing meaningful information included in the payment transmission information.

5 is a diagram illustrating an example in which an application execution and payment method interworking with a pair device according to an embodiment of the present invention is applied.

An application executed according to the technical spirit of the present invention may be, for example, a predetermined shopping mall application as illustrated in FIG. 5A.

In order to execute the shopping mall application, the user may perform short-range wireless communication (eg, tagging) between the digital system 100 and the pair device 200 preset to correspond to the shopping mall application.

Then, the digital system 100 may execute the shopping mall application.

A user may input a payment request by selecting a payment button 10 as shown in FIG. 5B while shopping while using the shopping mall application to purchase a specific product.

Then, as shown in FIG. 5C, the digital system 100 performs payment for a payment means corresponding to the pair device 200, that is, a pair payment means (eg, an ABC card) to make a payment corresponding to the payment request. It can be specified automatically by means. According to an embodiment of the present disclosure, as shown in FIG. 5C, the digital system 100 confirms information (eg, type of pair payment means, payment information, etc.) of the pair payment means to the user, and then the user confirms. In this case, a predetermined process may be performed to make a payment to the pair payment means. Of course, information about the pair payment means may not be provided to the user.

In some embodiments, a simple authentication procedure (eg, a password input of a pair payment means or input of a preset password, etc.) may be required before payment is made to the pair payment means.

According to an embodiment of the present disclosure, when a payment request is received, the digital system 100 may allow a user to make a payment according to the technical spirit of the present invention as one of various payment methods (or payment means). Can be selected. Therefore, when the user does not want to pay by the pair payment means corresponding to the pair device 200, payment may be performed by another conventional payment method. However, when the user selects the pair payment, a predetermined process may be performed such that payment is made to the pair payment means corresponding to the pair device 200 as described above. Of course, according to the embodiment, the payment through the application may be limited to be performed only through the pair payment means.

The pair payment means may be a pair device 200 which performs short-range wireless communication with the digital system 100, or may be predetermined to correspond to the pair device 200, and information is stored in the digital system 100. Payment means (eg, payment card, etc.). According to the embodiment, information about the pair payment means corresponding to the pair device 200 may be stored in advance in the payment side system 300.

In any case, the digital system 100 may provide predetermined information (eg, identification information of the pair apparatus 200, payment information of the pair payment means, etc.) to enable the payment side system 300 to know payment information of the pair payment means. Or identification information of the pair payment means) may be included in the transmission information for payment and transmitted.

Meanwhile, the functions and roles of the digital system 100 as described above may be performed by the application. That is, the application may be implemented to include software code for implementing the configuration as shown in FIG. Alternatively, predetermined software for implementing the technical idea of the present invention may be installed in the digital system 100, and the software and the application may be organically combined to implement the technical idea of the present invention.

Application execution and payment method interworking with a pair device according to an embodiment of the present invention can be implemented as a computer-readable code on a computer-readable recording medium. Computer-readable recording media include all kinds of recording devices that store data that can be read by a computer system. Examples of computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, hard disk, floppy disk, optical data storage, and the like, and also in the form of carrier waves (e.g., transmission over the Internet). It also includes implementations. The computer readable recording medium can also be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion. And functional programs, codes and code segments for implementing the present invention can be easily inferred by programmers in the art to which the present invention belongs.

Although the present invention has been described with reference to one embodiment shown in the drawings, this is merely exemplary, and those skilled in the art will understand that various modifications and equivalent other embodiments are possible therefrom. Therefore, the true technical protection scope of the present invention will be defined by the technical spirit of the appended claims.

The present invention can be applied to various digital systems or a pair device for performing short-range wireless communication with the digital system.

Claims (19)

The digital system performing short range wireless communication with a predetermined pair device; Executing, by the digital system, a predetermined application corresponding to the pair device in response to the short range wireless communication performed; And When a predetermined payment request is input by the user while the application is running, the digital system uses a pair payment means corresponding to the pair device that has made the short-range wireless communication as the payment means. Application execution and payment method interworking with a pair device comprising the step of controlling to be made. The method of claim 1, wherein the pair device, Implemented as a card that can be a payment method, The pair payment means, Application execution and payment method linked to the pair device, characterized in that the card. The method of claim 1, wherein the pair payment means, It is a card which is a payment method separate from the pair device, The card information of the card is linked to the pair device, the application system running and payment method, characterized in that pre-stored in the digital system or the payment side system to correspond to the pair device. The method of claim 1, wherein the digital system performs short-range wireless communication with a predetermined pair device. Receiving, by the digital system, identification information of the pair device through the short range wireless communication, The step of executing the predetermined application to the digital system corresponding to the pair device, Searching for the application corresponding to the received identification information of the pair device, and executing the found application; or When the execution request of the application is input by the user, confirming whether the received identification information of the pair device corresponds to the application, and if the corresponding result is executed, the application linked with the pair device; Execution and payment method. The method of claim 1, wherein the controlling of the payment corresponding to the payment request is performed by using a pair payment means corresponding to the pair device that performed the short range wireless communication as a payment means. Specifying, by the digital system, payment information of the pair payment means based on identification information of the pair device received through the short-range wireless communication; And And transmitting the transmission information for payment including the specified payment information to a payment side system corresponding to the payment request to perform the payment by the payment side system based on the payment information. Application execution and payment methods. The method of claim 5, wherein the digital system specifies payment information of the pair payment means based on identification information of the pair device received through the short-range wireless communication. Specifying, by the digital system, identification information of the pair device received as payment information of the pair payment means; or And extracting, by the digital system, payment information of the pair payment means previously stored in the digital system so as to correspond to the received identification information of the pair device. The method of claim 1, wherein the controlling of the payment corresponding to the payment request is performed by using a pair payment means corresponding to the pair device that performed the short range wireless communication as a payment means. The digital system transmits the payment transmission information including the identification information of the pair device received through the short-range wireless communication to a payment side system corresponding to the payment request, and the payment to correspond to the identification information of the pair device. And executing payment by the payment side system based on the payment information of the pair payment means previously stored in the side system. The method of claim 5 or 7, wherein the digital system, Transmitting payment information, which further includes at least one of identification information of the digital system or time information on which the short-range wireless communication is performed, to the payment-side system; When at least one of the identification information of the digital system corresponds to a digital system for payment registered in advance in the payment side system or when the time information satisfies timeliness, the payment side system based on the payment information. Application execution and payment method that works with the pair device, characterized in that the payment is approved by. The method of claim 8, wherein the digital system, At least one of the specified payment information or the identification information of the pair device, the identification information of the digital system or the time information is mixed through a predetermined algorithm to generate the transmission information for payment and transmit it to the payment side system, The payment side system, Execution of an application linked with a pair device confirming at least one of the payment information or the identification information of the pair device and the identification information or the time information of the digital system through a corresponding algorithm corresponding to the algorithm from the transmission information for payment; Payment Method. The digital system executing the predetermined application; And If a predetermined payment request is input by the user while the application is running, the digital system includes communicating with a payment side system such that a payment corresponding to the payment request is made by a predetermined payment means, The payment means for performing the application and the payment, Application method linked to the pair device, characterized in that the digital system is determined according to the pair device that has performed one short-range wireless communication. A computer-readable recording medium having recorded thereon a program for performing the method according to any one of claims 1 to 10. In a digital system, A communication module for short-range wireless communication with a predetermined pair device; An application execution module for executing a predetermined application predetermined to correspond to the pair device in response to short-range wireless communication performed by the communication module; And If a predetermined payment request is input by the user while the application is executed by the application execution module, the payment means corresponding to the pair device that has made the short-range wireless communication is a payment corresponding to the payment request. Digital system comprising a control module for controlling to be made by. The method of claim 12, wherein the communication module, Receive identification information of the pair device through the short-range wireless communication, The application execution module, Search for the application corresponding to the identification information of the pair device received through the communication module and execute the searched application; When a request for execution of the application is input by a user, the digital system checks whether the received identification information of the pair device corresponds to the application, and executes the application if the result of the check corresponds. The method of claim 12, wherein the control module, Specify payment information of the pair payment means based on the identification information of the pair device received through the communication module, and transfer payment information including the specified payment information to a payment side system corresponding to the payment request. A digital system for performing a payment by the payment side system based on the transmitted transmission information for payment. The method of claim 14, wherein the control module, Identifying identification information of the pair device received through the communication module as payment information of the pair payment means; Digital system for extracting the payment information of the pair payment means stored in the digital system in advance so as to correspond to the identification information of the pair device received through the communication module. The method of claim 12, wherein the control module, Transmitting the payment transmission information including the identification information of the pair device received through the communication module to a payment side system corresponding to the payment request, And the payment is performed by the payment side system based on the payment information of the pair payment means previously stored in the payment side system so as to correspond to the identification information of the pair device. The method of claim 14 or 16, wherein the control module, Transmitting the payment transmission information further including at least one of identification information of the digital system or time information on which the short-range wireless communication is performed, to the payment side system, When at least one of the identification information of the digital system corresponds to a digital system for payment registered in advance in the payment side system or when the time information satisfies timeliness, the payment side system based on the payment information. Digital system, characterized in that the payment is approved by. The method of claim 17, wherein the control module, At least one of the specified payment information or the identification information of the pair device, the identification information of the digital system or the time information is mixed through a predetermined algorithm to generate the transmission information for payment and transmit it to the payment side system, The payment side system, Execution of an application linked with a pair device confirming at least one of the payment information or the identification information of the pair device and the identification information or the time information of the digital system through a corresponding algorithm corresponding to the algorithm from the transmission information for payment; Payment Method. A communication module for performing short range wireless communication with a predetermined pair device; An application execution module for executing a predetermined application; And If a predetermined payment request is input by the user while the application is running, a control module for communicating with the payment system so that the payment corresponding to the payment request is made by a predetermined payment means, The payment means for performing the payment by the application and the control module executed by the application execution module, The digital system, characterized in that determined according to the pair device that has performed one short-range wireless communication through the communication module.

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