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WO2012110974A3 - A method of managing an insurance plan and a system therefor - Google Patents

A method of managing an insurance plan and a system therefor Download PDF

Info

Publication number
WO2012110974A3
WO2012110974A3 PCT/IB2012/050706 IB2012050706W WO2012110974A3 WO 2012110974 A3 WO2012110974 A3 WO 2012110974A3 IB 2012050706 W IB2012050706 W IB 2012050706W WO 2012110974 A3 WO2012110974 A3 WO 2012110974A3
Authority
WO
WIPO (PCT)
Prior art keywords
amount
excess
fund
waiver
managing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/IB2012/050706
Other languages
French (fr)
Other versions
WO2012110974A2 (en
Inventor
Adrian Gore
Alan Pollard
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Discovery Holdings Ltd
Original Assignee
Discovery Holdings Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Discovery Holdings Ltd filed Critical Discovery Holdings Ltd
Publication of WO2012110974A2 publication Critical patent/WO2012110974A2/en
Anticipated expiration legal-status Critical
Publication of WO2012110974A3 publication Critical patent/WO2012110974A3/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method and system for managing an insurance plan includes a premium module to determine the amount of a premium received from an insured person. An awards module determines an amount of the premium received to be allocated to an excess waiver fund. A memory is used to store the amount of the excess waiver fund and an excess module, which, on receipt of a claim from the insured person accesses the memory to determine the amount of the excess waiver fund, allocates an amount from the fund towards an excess amount required to be paid by the insured person in respect of the insurance claim and reduces the amount of the excess waiver fund accordingly.
PCT/IB2012/050706 2011-02-16 2012-02-16 A method of managing an insurance plan and a system therefor Ceased WO2012110974A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA201101240 2011-02-16
ZA2011/01240 2011-02-16

Publications (2)

Publication Number Publication Date
WO2012110974A2 WO2012110974A2 (en) 2012-08-23
WO2012110974A3 true WO2012110974A3 (en) 2015-08-06

Family

ID=46672991

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2012/050706 Ceased WO2012110974A2 (en) 2011-02-16 2012-02-16 A method of managing an insurance plan and a system therefor

Country Status (2)

Country Link
WO (1) WO2012110974A2 (en)
ZA (1) ZA201201151B (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6044352A (en) * 1996-01-11 2000-03-28 Deavers; Karl Method and system for processing and recording the transactions in a medical savings fund account
US7698158B1 (en) * 2000-10-24 2010-04-13 Theinsuranceadvisor Technologies, Inc. Life insurance policy evaluation method
US20100131307A1 (en) * 2008-11-26 2010-05-27 Fred Collopy Monetization of performance information of an insured vehicle
US20100138342A1 (en) * 2000-11-22 2010-06-03 American Express Travel Related Services Company, Inc. System and method for executing cash payment via a computer network

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6044352A (en) * 1996-01-11 2000-03-28 Deavers; Karl Method and system for processing and recording the transactions in a medical savings fund account
US7698158B1 (en) * 2000-10-24 2010-04-13 Theinsuranceadvisor Technologies, Inc. Life insurance policy evaluation method
US20100138342A1 (en) * 2000-11-22 2010-06-03 American Express Travel Related Services Company, Inc. System and method for executing cash payment via a computer network
US20100131307A1 (en) * 2008-11-26 2010-05-27 Fred Collopy Monetization of performance information of an insured vehicle

Also Published As

Publication number Publication date
ZA201201151B (en) 2012-11-28
WO2012110974A2 (en) 2012-08-23

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