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WO2012083113A3 - Digital wallet - Google Patents

Digital wallet Download PDF

Info

Publication number
WO2012083113A3
WO2012083113A3 PCT/US2011/065363 US2011065363W WO2012083113A3 WO 2012083113 A3 WO2012083113 A3 WO 2012083113A3 US 2011065363 W US2011065363 W US 2011065363W WO 2012083113 A3 WO2012083113 A3 WO 2012083113A3
Authority
WO
WIPO (PCT)
Prior art keywords
digital wallet
information
purchase
user
merchant
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US2011/065363
Other languages
French (fr)
Other versions
WO2012083113A2 (en
Inventor
Jonathan Wall
Rob Von Behren
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Google LLC
Original Assignee
Google LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/235,167 external-priority patent/US20120158654A1/en
Priority claimed from US13/277,182 external-priority patent/US9691055B2/en
Application filed by Google LLC filed Critical Google LLC
Priority to CA2814115A priority Critical patent/CA2814115C/en
Priority to AU2011343638A priority patent/AU2011343638B2/en
Publication of WO2012083113A2 publication Critical patent/WO2012083113A2/en
Publication of WO2012083113A3 publication Critical patent/WO2012083113A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

A digital wallet that facilitates fast, convenient, and secure commerce using a mobile electronic device (or non-mobile electronic device) and stores information associated with transactions, such as purchase confirmations and receipts. The digital wallet can store information for use in transactions, including information associated with one or more financial accounts, user information, and shipping information. To complete an online purchase, the digital wallet can interact with a merchant's website to obtain information regarding the purchase. The digital wallet provides a user interface for the user to review and confirm the purchase information. The user interface also allows the user to select from multiple payment options, customize shipping information, or provide information requested by the merchant. The digital wallet can transmit user confirmation to the merchant's website and receive a receipt for the purchase. The digital wallet can store the receipt and synchronize the receipt with a remote storage location.
PCT/US2011/065363 2010-12-17 2011-12-16 Digital wallet Ceased WO2012083113A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CA2814115A CA2814115C (en) 2010-12-17 2011-12-16 Digital wallet
AU2011343638A AU2011343638B2 (en) 2010-12-17 2011-12-16 Digital wallet

Applications Claiming Priority (8)

Application Number Priority Date Filing Date Title
US201061424610P 2010-12-17 2010-12-17
US201061424611P 2010-12-17 2010-12-17
US61/424,611 2010-12-17
US61/424,610 2010-12-17
US13/235,167 2011-09-16
US13/235,167 US20120158654A1 (en) 2010-12-17 2011-09-16 Receipt storage in a digital wallet
US13/277,182 US9691055B2 (en) 2010-12-17 2011-10-19 Digital wallet
US13/277,182 2011-10-19

Publications (2)

Publication Number Publication Date
WO2012083113A2 WO2012083113A2 (en) 2012-06-21
WO2012083113A3 true WO2012083113A3 (en) 2013-01-10

Family

ID=46245380

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2011/065363 Ceased WO2012083113A2 (en) 2010-12-17 2011-12-16 Digital wallet

Country Status (3)

Country Link
AU (1) AU2011343638B2 (en)
CA (1) CA2814115C (en)
WO (1) WO2012083113A2 (en)

Cited By (5)

* Cited by examiner, † Cited by third party
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US9691055B2 (en) 2010-12-17 2017-06-27 Google Inc. Digital wallet
US10546289B1 (en) 2015-12-30 2020-01-28 Wells Fargo Bank, N.A. Mobile wallets with automatic element selection
US10853783B1 (en) 2015-12-30 2020-12-01 Wells Fargo Bank, N.A. Processing online transactions with an intermediary system
US10902405B1 (en) 2016-05-11 2021-01-26 Wells Fargo Bank, N.A. Transient mobile wallets
US11868989B1 (en) 2015-12-30 2024-01-09 Wells Fargo Bank, N.A. Mobile wallets and companion smart cards

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US8600120B2 (en) 2008-01-03 2013-12-03 Apple Inc. Personal computing device control using face detection and recognition
US8638385B2 (en) 2011-06-05 2014-01-28 Apple Inc. Device, method, and graphical user interface for accessing an application in a locked device
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
US8769624B2 (en) 2011-09-29 2014-07-01 Apple Inc. Access control utilizing indirect authentication
US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
KR101952928B1 (en) 2013-10-30 2019-02-27 애플 인크. Displaying relevant user interface objects
CN107633397B (en) * 2014-05-29 2019-11-08 苹果公司 User interface for payments
US10043185B2 (en) 2014-05-29 2018-08-07 Apple Inc. User interface for payments
US9967401B2 (en) 2014-05-30 2018-05-08 Apple Inc. User interface for phone call routing among devices
US10339293B2 (en) 2014-08-15 2019-07-02 Apple Inc. Authenticated device used to unlock another device
WO2016036603A1 (en) 2014-09-02 2016-03-10 Apple Inc. Reduced size configuration interface
WO2016036552A1 (en) 2014-09-02 2016-03-10 Apple Inc. User interactions for a mapping application
US20160224973A1 (en) 2015-02-01 2016-08-04 Apple Inc. User interface for payments
US9574896B2 (en) 2015-02-13 2017-02-21 Apple Inc. Navigation user interface
US10254911B2 (en) 2015-03-08 2019-04-09 Apple Inc. Device configuration user interface
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US20160358133A1 (en) 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
DK179186B1 (en) 2016-05-19 2018-01-15 Apple Inc REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION
US10621581B2 (en) 2016-06-11 2020-04-14 Apple Inc. User interface for transactions
CN114693289A (en) 2016-06-11 2022-07-01 苹果公司 User interface for trading
DK201670622A1 (en) 2016-06-12 2018-02-12 Apple Inc User interfaces for transactions
US9842330B1 (en) 2016-09-06 2017-12-12 Apple Inc. User interfaces for stored-value accounts
DK179978B1 (en) 2016-09-23 2019-11-27 Apple Inc. IMAGE DATA FOR ENHANCED USER INTERACTIONS
US10860199B2 (en) 2016-09-23 2020-12-08 Apple Inc. Dynamically adjusting touch hysteresis based on contextual data
US10496808B2 (en) 2016-10-25 2019-12-03 Apple Inc. User interface for managing access to credentials for use in an operation
US11741451B2 (en) 2017-03-23 2023-08-29 Mastercard International Incorporated Systems and methods for dynamically generating customized records
KR102185854B1 (en) 2017-09-09 2020-12-02 애플 인크. Implementation of biometric authentication
EP4155988A1 (en) 2017-09-09 2023-03-29 Apple Inc. Implementation of biometric authentication for performing a respective function
US11688003B2 (en) 2017-09-19 2023-06-27 The Toronto-Dominion Bank System and method for integrated application and provisioning
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
US11100349B2 (en) 2018-09-28 2021-08-24 Apple Inc. Audio assisted enrollment
US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
US11328352B2 (en) 2019-03-24 2022-05-10 Apple Inc. User interfaces for managing an account
US11227354B2 (en) 2019-05-20 2022-01-18 The Toronto-Dominion Bank Integration of workflow with digital ID
US11477609B2 (en) 2019-06-01 2022-10-18 Apple Inc. User interfaces for location-related communications
US11481094B2 (en) 2019-06-01 2022-10-25 Apple Inc. User interfaces for location-related communications
US11169830B2 (en) 2019-09-29 2021-11-09 Apple Inc. Account management user interfaces
JP7127232B1 (en) 2019-09-29 2022-08-29 アップル インコーポレイテッド Account management user interface
DK202070633A1 (en) 2020-04-10 2021-11-12 Apple Inc User interfaces for enabling an activity
US11816194B2 (en) 2020-06-21 2023-11-14 Apple Inc. User interfaces for managing secure operations
EP4264460B1 (en) 2021-01-25 2025-12-24 Apple Inc. Implementation of biometric authentication
US12210603B2 (en) 2021-03-04 2025-01-28 Apple Inc. User interface for enrolling a biometric feature
US12216754B2 (en) 2021-05-10 2025-02-04 Apple Inc. User interfaces for authenticating to perform secure operations
US20240378586A1 (en) * 2023-05-11 2024-11-14 Block, Inc. Dynamic user interfaces and operational flows

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20050088517A (en) * 2004-03-02 2005-09-07 신재득 At the credit card settlement method which uses the radio internet terminal and the terminal execution the program which is possible
WO2008005018A2 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and systems for financial transactions in a mobile environment
US20100125495A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of providing a mobile wallet at a mobile telephone
WO2010110625A2 (en) * 2009-03-26 2010-09-30 Park Jung Chual E-wallet service method and system based on an idle screen application

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US9167000B2 (en) * 2006-02-14 2015-10-20 Ca, Inc. Dynamic threat event management system and method
US8489067B2 (en) * 2006-07-06 2013-07-16 Qualcomm Incorporated Methods and systems for distribution of a mobile wallet for a mobile device
US20100217682A1 (en) * 2009-02-26 2010-08-26 Research In Motion Limited System and method for capturing user inputs in electronic forms

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20050088517A (en) * 2004-03-02 2005-09-07 신재득 At the credit card settlement method which uses the radio internet terminal and the terminal execution the program which is possible
WO2008005018A2 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and systems for financial transactions in a mobile environment
US20100125495A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of providing a mobile wallet at a mobile telephone
WO2010110625A2 (en) * 2009-03-26 2010-09-30 Park Jung Chual E-wallet service method and system based on an idle screen application

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9691055B2 (en) 2010-12-17 2017-06-27 Google Inc. Digital wallet
US10546289B1 (en) 2015-12-30 2020-01-28 Wells Fargo Bank, N.A. Mobile wallets with automatic element selection
US10853783B1 (en) 2015-12-30 2020-12-01 Wells Fargo Bank, N.A. Processing online transactions with an intermediary system
US11625705B1 (en) 2015-12-30 2023-04-11 Wells Fargo Bank, N.A. Processing online transactions with an intermediary system
US11868989B1 (en) 2015-12-30 2024-01-09 Wells Fargo Bank, N.A. Mobile wallets and companion smart cards
US10902405B1 (en) 2016-05-11 2021-01-26 Wells Fargo Bank, N.A. Transient mobile wallets
US11769136B1 (en) 2016-05-11 2023-09-26 Wells Fargo Bank, N.A. Transient mobile wallets
US11978033B2 (en) 2016-05-11 2024-05-07 Wells Fargo Bank, N.A. Transient mobile wallets

Also Published As

Publication number Publication date
WO2012083113A2 (en) 2012-06-21
AU2011343638B2 (en) 2015-03-19
AU2011343638A1 (en) 2013-05-02
CA2814115C (en) 2017-01-17
CA2814115A1 (en) 2012-06-21

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