WO2010059929A3 - Authentication of documents having a magnetic stripe - Google Patents
Authentication of documents having a magnetic stripe Download PDFInfo
- Publication number
- WO2010059929A3 WO2010059929A3 PCT/US2009/065303 US2009065303W WO2010059929A3 WO 2010059929 A3 WO2010059929 A3 WO 2010059929A3 US 2009065303 W US2009065303 W US 2009065303W WO 2010059929 A3 WO2010059929 A3 WO 2010059929A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- magnetic stripe
- document
- coefficients
- magnetic
- reference values
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
- G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
- G06K19/12—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards the marking being sensed by magnetic means
Landscapes
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Inspection Of Paper Currency And Valuable Securities (AREA)
- Credit Cards Or The Like (AREA)
- Collating Specific Patterns (AREA)
Abstract
Methods, systems, and apparatus for efficiently authenticating a document (e.g. a credit card) having a magnetic stripe are provided. The magnetic field at different points of the magnetic stripe are measured, e.g., by a checkout scanner to create a magnetic signature. Digital samples of the measurements may be transformed into coefficients of continuous basis functions, e.g., a Fourier transform. These coefficients are then compared to reference values (e.g. corresponding coefficients) to produce a measure of the authenticity of the document. The number of coefficients used can advantageously be smaller than the number of digital samples without compromising accuracy, thus using less bandwidth between a scanner and an authentication entity. The reference values can be updated over time to reflect changes in the magnetic stripe of the authentic document, as may occur due to physical deterioration. For example, reference values may be optimized based on recent measurements of the authenticated document to provide a more accurate determination of authenticity for future measurements. Methods, systems, and apparatus for verifying the identity of a cardholder are also provided. A digital representation of a magnetic characteristic of a magnetic stripe of the card can be stored on a portable electronic device of the cardholder. During a transaction, the digital signature is then transmitted so that it can be compared with a reference signature. The identity may be verified, and a response sent to a party requesting the verification, e.g., during a transaction between the requesting party and the verified party.
Priority Applications (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| AU2009316464A AU2009316464A1 (en) | 2008-11-21 | 2009-11-20 | Authentication of documents having a magnetic stripe |
| CA2744535A CA2744535A1 (en) | 2008-11-21 | 2009-11-20 | Authentication of documents having a magnetic stripe |
| EP09828284A EP2359316A4 (en) | 2008-11-21 | 2009-11-20 | Authentication of documents having a magnetic stripe |
| BRPI0921998A BRPI0921998A2 (en) | 2008-11-21 | 2009-11-20 | method, system and handheld device for authenticating a document, computer program product and handheld device; and method for verifying an identity of a cardholder during a transaction. |
Applications Claiming Priority (8)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US12/276,224 US8104677B2 (en) | 2008-11-21 | 2008-11-21 | Authentication of documents having magnetic stripe |
| US12/276,212 US7967203B2 (en) | 2008-11-21 | 2008-11-21 | Authenticating a document with a magnetic stripe |
| US12/276,095 | 2008-11-21 | ||
| US12/276,095 US8118220B2 (en) | 2008-11-21 | 2008-11-21 | Verifying cardholder identity using signature of the card |
| US12/276,227 US9027831B2 (en) | 2008-11-21 | 2008-11-21 | Updating of reference magnetic signature for authenticating a document with a magnetic stripe |
| US12/276,212 | 2008-11-21 | ||
| US12/276,224 | 2008-11-21 | ||
| US12/276,227 | 2008-11-21 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| WO2010059929A2 WO2010059929A2 (en) | 2010-05-27 |
| WO2010059929A3 true WO2010059929A3 (en) | 2010-08-26 |
Family
ID=42198820
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/US2009/065303 WO2010059929A2 (en) | 2008-11-21 | 2009-11-20 | Authentication of documents having a magnetic stripe |
Country Status (5)
| Country | Link |
|---|---|
| EP (1) | EP2359316A4 (en) |
| AU (1) | AU2009316464A1 (en) |
| BR (1) | BRPI0921998A2 (en) |
| CA (1) | CA2744535A1 (en) |
| WO (1) | WO2010059929A2 (en) |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105427446A (en) * | 2015-11-06 | 2016-03-23 | 东方通信股份有限公司 | Authentic identification method for paper money based on magnetic signal |
| CN110363483B (en) * | 2019-07-22 | 2022-05-03 | 西南交通大学 | Sample expansion and checking method based on shared platform freight trip data |
| US12391970B2 (en) | 2020-11-11 | 2025-08-19 | Microsoft Technology Licensing, Llc | Spatial control of polynucleotide synthesis by strand capping |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20030085277A1 (en) * | 2001-10-09 | 2003-05-08 | Deland Robert S. | Method and apparatus for generating images of magnetic fields in at least two dimensions |
| US20050167495A1 (en) * | 1998-07-22 | 2005-08-04 | Morley Robert E.Jr. | Method and apparatus for authenticating a magnetic fingerprint signal using a filter capable of isolating a remanent noise related signal component |
| US20050173530A1 (en) * | 1998-07-22 | 2005-08-11 | Deland Robert S.Jr. | Magnetic stripe authentication and verification system |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5254843A (en) * | 1991-08-07 | 1993-10-19 | Hynes John E | Securing magnetically encoded data using timing variations in encoded data |
| AU2003234699A1 (en) * | 2002-04-09 | 2003-10-27 | The Escher Group, Ltd. | System and method for authentication of a workpiece using three dimensional shape recovery |
| US7133844B2 (en) * | 2002-06-04 | 2006-11-07 | Bottomline Technologies (De) Inc. | System and method for producing and verifying secure negotiable instruments |
| US7077332B2 (en) * | 2003-03-19 | 2006-07-18 | Translucent Technologies, Llc | Media verification system |
| FR2902548B1 (en) * | 2006-06-14 | 2008-12-26 | Guillaume Poizat | PROCESS FOR TRACEABILITY OF PRODUCTS WITHOUT ADDING OR MODIFYING THE MATERIAL USING A DIGITAL SIGNATURE OBTAINED FROM ONE OR MORE INTRINSIC CHARACTERISTICS OF THE PRODUCT |
-
2009
- 2009-11-20 CA CA2744535A patent/CA2744535A1/en not_active Abandoned
- 2009-11-20 AU AU2009316464A patent/AU2009316464A1/en not_active Abandoned
- 2009-11-20 BR BRPI0921998A patent/BRPI0921998A2/en not_active IP Right Cessation
- 2009-11-20 WO PCT/US2009/065303 patent/WO2010059929A2/en active Application Filing
- 2009-11-20 EP EP09828284A patent/EP2359316A4/en not_active Withdrawn
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20050167495A1 (en) * | 1998-07-22 | 2005-08-04 | Morley Robert E.Jr. | Method and apparatus for authenticating a magnetic fingerprint signal using a filter capable of isolating a remanent noise related signal component |
| US20050173530A1 (en) * | 1998-07-22 | 2005-08-11 | Deland Robert S.Jr. | Magnetic stripe authentication and verification system |
| US20030085277A1 (en) * | 2001-10-09 | 2003-05-08 | Deland Robert S. | Method and apparatus for generating images of magnetic fields in at least two dimensions |
Non-Patent Citations (1)
| Title |
|---|
| See also references of EP2359316A4 * |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2010059929A2 (en) | 2010-05-27 |
| EP2359316A4 (en) | 2012-08-29 |
| AU2009316464A1 (en) | 2010-05-27 |
| EP2359316A2 (en) | 2011-08-24 |
| CA2744535A1 (en) | 2010-05-27 |
| BRPI0921998A2 (en) | 2016-01-05 |
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